Preview
FILED: WARREN COUNTY CLERK 06/29/2023 10:01 AM INDEX NO. EF2023-71503
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 06/29/2023
EXHIBIT A
FILED: WARREN COUNTY CLERK 06/29/2023 10:01 AM INDEX NO. EF2023-71503
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 06/29/2023
2. Of Some Words: tn this Contract, the words “I,” “me,”“we,” and “my”mean anyona signing this Contractas a Buyer. The
RETAIL INSTALMENT CONTRACT words “you" and “your” mean the Seller or, after the Seller transfers sts rights under thes Contract, anyone having these rights.
ANNUAL FINANCE Amount Financed Total of Payments Total Sate Price
PERCENTAGE RATE CHARGE The amount of credit provided to The amount t will have patd after The total cost of my purchase an
The cost of my credit as a Thedollar amount the me ar on mybehalf. Ihave made all scheduled Credit, including my downpayment
yearly rate. credit will cost me. payments, . ots 620.88
8.99 tS 6915.53: 3 20335.38 $ 27250.83 $ 27850.83
MyPayment Schedule wll be, e means estimate Security: | am giving a security snterest in the motor vehicle being purchased,
No. of Payments Amountaf Payments When Payments Are Due Filing Fees: $
[BL338.43
$ begining
Monthya 4/20/2018 Ee Sarna
Late Charge: If a payment ss tate more than 10 days,| vall be charged 109% of the payment.
§ N/A Prapayment: if | pay off early, | well nal have to pay a penally.
MyContract documents will have additionalinformation about nonpayment, default, any required repayment tn full before the scheduled date and prepaymentrefunds andpenalties,
In th
In Uns Contract, FUCCILLO VENTURES, INC DBA This Cantract ts between Seller and Buyer, Aildisclosures
youare =FUCCILLO have been made by Soller. Seller mnlends to assign this
the Selle, 3988 STATE ST. SCHENECTADY NY 12304 Contract,
Name Address Aptole rth than Buyer, of vil be obligated
Weare BRIAN L SATTERLEE 43 BOULEVARD ST APT 1. UEENSHURY NY L sary and ges, frallsumsdue yo,ad
the Buyer(sRENEE J LAFFERTY 43 BOULEVARD ST APT 1 OuEER ISBURY NY he2 performance of alt agreements as provided in this Contract.the
Name(s) Address Zip Code Aect. No.
61 Vehicle: (See Insurance Requi section) Date 03/23/2018
N/U{ Yearand Make Series Bory Style No, Truck Ton Capaci Seral Numbar itemization of Amount Financed
USED P@1S KIA SPORTAGE SUBN 4 a
Equipped AT — PS. _AM-FM Radio Other & 16895.90
wath —AG. PB: PW Cash
thave traded in = 690.00
the following vehicle: Trade-In
Year and Make Oeseription
Value of Trade-In
Property Insurance: | am required to obtain and maintain insuranceon the Yehicle, endorsed to protect you as loss-payee, BUT | MAY CHOOSE THE 4 N/A
AGENTOR BROKER OF MY CHDICE, Lien Payoff ty——-_______
TITLE HOLDER OF COLLATERALBRIANSATTERLEE REGISTRANT: BRTAN SATTESLEE +8 N/A
PHYSICAL DAMAGE: Comprehensive $ N/A deductible. Colfision$ N/A , deductible. Unpatd Cash Price Balance
INSURANCE COMPANMAIN STR. RIC Policy Num Effective Dal 1 =
AGENT; Name:HE NEY AGENCY AddressHUDS! Telephone Numb reditinsurance Company*
| guarantee that the required insurance coverage as shown in the Insurance Requirementssection was obtained from the agent named above, 2 43 N/A
Liability insurance coverage for bodily injury and property damageis not included or provided for in this Contract. To Property Insurance Company®
Vandor’s Singte Interest insurance:If this box 1s checked {M , you require Vendor's Single Interest Insurance. 1 may choose the person through whom *$
Vendor's Single Interest Insurance 1s {0 be abtamed. This tasurancets for the sale protection of the Assignee and my enterest rs nol covered. If To Public Officials
obtained through you, the cost of such insuranceis$__ 95. 4 48 1525.34
Promise to Pay: | promise to pay to you (the “Assignee") the Total Sale Pricefor the Vehicle by making the Cash Dawapayment, assigning the 10 GAP Insurance Co,
Trade-In, if shown above, on or befure the date of this Contract, and paying you the Amount Financed plus tha credit service charge (called {5 +$ 258 90
“interest” in this Contract) at the Annual Percentage Rate shown above.| promise to make payments on or before the payment due dates shown B FE .
above, OG FEE
: § +8 T5_GQ
FIVE’STAR[AR BANK,
BANK, WARSAW,
AW, NY NY 14 14569 (the “Assignee”) ENTERSTAT >
REQUEST ANO SCHEDULE OF GROUP INSURANCE 7 +8
J understandthat Group Credit Life Insurance and Group Credit Accident and Health Insurance are voluntary and are not requiredto obtain thes toan. Amount Financed
| further understandthat | mayselect another insurer to provide this coverage. (thre 7)=$
if | chooseto became msured, | understand that insurance will be provided in accordance with the certificate of group insurance that will be given to
toe. | also reserve the right to terminate mycoverage atany time by aotifying you in weiling. The costof snsurancefor the entice term of this Contract “You maybe zetainiag a portion of these amounts.
ts shown hefow.
_— I WANT optional GraupCreditLife Insurance. $ NLA Insured Buyer's present age
WE WANT optional Group Credit Joint Life Insurance. 3 N/A Insured Co-Buyer’s present age
UWANToptional Group Credit Accident and Health Insurance. $ —_NAA—_——
Signature of Buyer Signature of Co-Buyer(For Joint Life Only)
N/A
Insurer: Max. Amt. of Ins.: ALA
HAA
J AGREE THAT THE PROVISIONS ON THE BACK AREPART OF THIS CONTRACT, (Continued onreverse side.)
The Annual Percentage Rate may be negotiable with the Seller. The Seller may assign this contract and retain its right to -
receive a part of the Finance Charge.
NOTICE TO THE BUYER: 1. Do not sign this Agreement hefore you readit orif it contains any blank space. 2. You are entitled to a completely
filled-in copy of this Agreement. 3. Under the faw, you Rave the right ta pay off in advarice the full amount due. If you do so, you may,
depending on the nature of the credit service charge,either: (a) prepay without penalty, or (b) under certain circumstances, obtain a rebate of
the credit service charge. 4. According to law, you have the privilege of purchasing insurance on the motor vehicle providedforin this Contract
from an agent or broker of your own selection.
Seller agreesto this Contract, including terms and conditions on hack, and { HAVE RECEIVED A COPY OF THIS CONTRACT SIGNED BY THE SELLER.
assignsit to the Assignee in accordance with the first Assignment printed an RETAIL INSTALMENT CONTRACT. .
the reverse side, unless otherwise marked,
FUCCILLO VENTURES, INC dL Std
seller FUCCILLO KTA + INC DBA Buyer Br)
(Firm Name) q
ay #0 wr : Buyer- Quan of dubbed
| Anyonesigning teow is obligated only under the termsof the security agreement andis nat personally responsibile ander the terms of the Contract.
Signature Address Data
f
CO-SIGHER NOTICE
| agree to pay the debt identified above, although | may not personally receive any property, services ar money, | may be sued for payment, although the person
who receives the property, services or money is capable of paying the debt. | should know that the Total of Payments listed above does not include Finance
Chargesresulting from delinquency, late charges, repossession or foreclasure costs, court costs or attarney's fees, or other charges that are stated in the
Contract. | will also have to pay someor all of these costs and charges as required by the terms of the Contract. This notice is not the writing that obligates me
to pay the debt, If the debt is everin default, that fact may becomea part of my credit report, | have read the Retail instalment Contract, which contains the
exactterms of my obligation, and the Co-Signer(s) Notice.
| have been given a gompleted copyofthis Notice and each writing that obligates me or the Buyeron this Contract.
Co-Stgnar's Signature
Eye:
WO
3-23-18
Date Co-Signer's Signature Data
Br O-SiGNER: | SHOULD READ THE NOTICE10 GO-SIGNER, ABOVE, BEFORE SIGNING THE CO-SIGNER'S AGREEMENT,
iy 0-SIGHER'S AGREEMENT:|, the person (or persons) signing belowas “Co-Stgner,”promise to pay to you all sums due on ilis Contract and to perform alt agreementsin this Contract. | intend to
Bye legally bound by all the terms of this Contract, separately and together, with the Buyer. | am making this promise to iduce you to make this Contract with the Buyer, aven though youwill use
fe proceeds only for the Buyer's henefit, | agree to pay even though you maynot have made any prior demandfor payment on the Buyer or exercrsed your security interest. { also acknowledge
Bceiving a completed.copypf thiBoatrapt.
Ep: Signer’s Signature Address Date
: -Signer's Signature Address . Date
EA -OwSUMER FORTH 72:SLC-26 11/1/2005 Custannes 12-8 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION, ‘©1005 BANCONSUMER SERVICE, INC
: ORIGINAL - Winto» BUYER'S COPY . Canary »€0.SIGHER'S COPY - Prk» BAMK FILE COPY - Gottenrad « DEALER'S COPY - Wh.te WA1055 (2/17)
To Reorder Form1-868-339-9988
FILED: WARREN COUNTY CLERK 06/29/2023 10:01 AM INDEX NO. EF2023-71503
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 06/29/2023
Security Agreement: As security for this Contract (to prote if Y don't Right to Demand Payment in oe: the following Events of Oefautt, you can require that the
security interest in the Vehicte being purchased, A securtly Fst means feet greothe galeane af my tante t ace, satthout prior aotee ar demand,if:
events of default occurs, you can take the Yelucle and undercertaincircumstances sell it, as 1S . unt awing under tmPuontract of any ather am
morefully explained rn the Right to Demand Payment in Full and the Right to Repossess sections not paid by the day it hecomes due; or ¥ unt | oe mu mow orhe futures
on the back of thrs Contract. “Vehicle” shall include tires, parts, equipment, replacementparts 2, {break one of my promises underthis Contract; or -
or additions to the Vehicle or any velucte insurance refundsor any proceeds resulting from foss 3. Ihave made any false or musleading statementonthis Conteact and/orcredit applicatron; or
or damageto the Vehicte.tf | default (see Right to Demand Paymentin Full section}, you have 4. Your nama doés not appear as the only “lienholder” (claim) on anycertificate of title issued
tho right to apply anysumsthat | have on deposit with you and any group msurance refunds now or in the future; or
which you receive against any balance that | owe, The Vehicle also secures any advances made 5. The Yelucle ss lost or damaged witlout adequate insurance coverage; ar sold,or gwven away,
fo protectyour interest in the Vehicle. or seized; or "
How Tha Finance Charge ts Figurad: The Finance Charge, which consists only of interest, has 6. {file bankruptcy or if any proceeding ts insututed fo seck relief from my debts; or
been computed upon the basis that ! will pay all instaienents on the scheduled due dates. Hf any 7. (dre or becomelegaily unable to manage my affairs; or
instalment 1s received later than the scheduled due date, | will ba obligaled to pay such 8. You, ut goad faith, belreve thal the srospects of paymentor other performance under this
additional amounts as may becamepayable by reasonof the accrual of interest calculated daly Contract is impaired; ar aoe
upon the unpard balance ef the Amount Financed. Jn the event that any instalment 1s made in 9. The Vehicle ts seized by a therd party (including, wilhout hmitaton, a muntcrpatily or other
advance of the scheduled duedate, the interest charges vill be reduced accordingly, The amount governmental of quast-governmental entity) because of the Velucle’s alleged or actual
of ths decrease ar increase ‘will be reflected in the final payment. { shall have the right to prapay Involvement 1 actual or alleged erumtmal or unlawful activity and/or where a forfetture
the unpard principal balance mn full or in partat any lime provided that payments are first appfied proceeding has been instituted in/before any federal, state or focal court or any admimstrative
to accrued enterest as of the date of body,
How Payment fnAdvance Of Credit insurance Is Figured:if | pay all amounts owing under this Right to Repossess: You can repossess (take) the Vehicle sf oneof the Events of Default (listed
Contract tn advance, } will receive a refund for Group CreditInsurance premiums from you in the "Roght to Demand Payment in Full” section) accurs. After my Defautt, f will deliver the
salclated by a formuta approvedby the Insurance Department, as specified on the front af this Vehicle,upon your request, or youcan enter the prenuses where ites kept and take it yourself (as
ontract. permitted by law), and you need not notify me before you do this. You cansefl the Vehicle after
Late Charge: If | fail to pay any instalment tor more than tdays from the date it 1s due, | wtll repossesston and apply the proceeds to the balance of what | ewe after deducting your
pay a late charge of 10% of the unpaid instalment, I storage, repatf, for sale and selling expenses. You will
Retarn Check Charge: if any check, draft or alher item f send you in payment of my obligation send me seasonable notice by mail of any sale of the Vehucle. 1f my Defauft consists solely ofa
on this Contract 1s returnedfor insufficrent funds, | agree to pay you a Return Check Charge of failure to make timely gayments, ! may hava certain rights to stop the sale of my Vehicle even
after you repossess it if } make timely tenderof the amount required to redeem the Vehicle,
Collection Costs: It you hire an altorney to bring a lawsurttocallect any amount owing under this To recover any articles | claim are nol partof (he Vehicle dut were contained in the Vehicle, | must
Contract, | vall pay you attorneys! fees up to 15% of the amount then due, plus court costs, or notify you in writing within 10 days after repossession. Farlure to claim and take possession of
sucitlesser amounts as the court allows. these items promptly will be an abandonment of them.
there
Payment After All Amounts Qwing Become immadiately Due; Under certan circumstances, you if the sale does not cover alt that t owe, ! will ba responsible for the amount still owed. W
can declare all amounts owing underthis Contract immediately due. If you do and all amounts 1S any surplus money it yall be refunded to me.
owing are patd ar you suefor ther and obtain a judgment, you wilt calculate what { owe as ral Trade-In. and Downpayment; | guarantee that | own the vehicle traded tn, «f any, and that tis free
of
were ping to pay in advance, from anylien or security interest not shown in the “Trade-in” section of the “Itemization
and have not borrowed
Gare of Vehicle, ! agree; to Keep the Vehicle in good condition and cepatr; not to sell ar transfer Amount Financed."{ also represent that | have made the downpayment
itoruse ttas Collateral in anothertransaction; not ta use the Vehicle for hire, lease or permut its q
use in any legal manner; not lo allow sameane elseto seize the Vehicle or create a jen(claim) Title and Security Intarast: if the Velucte 1s alreadytitted or ts to he titled, | guarantee that
| am
on th and to give you immedtate written notice of loss, thefl ar damage to the Vehicle. or-will be the registered oviner and your Security mterest shall appear as the only security on
any
ttle
Insurance Requirements: | agree at all times to keep the Velucle insured yath comprehensive,fire certificate of litle nowor in the fulure issued. | agree that you can apply for certificates of
and theft, and a minemum amaunt of deductible collision insurance satisfactory to you, endorsed to showyour security interest and { agree to assist you in doing so. also give you nermssran to
to protect you with a hcensed insurance company. If | fail to insure my Vehicle, you may da so file a financingstatement (notice of your securty interest fited for public record) covering
your
theft,
and | agree to pay the cost, { agree that any insurance nioneys payable by reason of secunty interest without my signature on it.
used to pay
damageto or loss af the Veluele shall be pata directly and solely to you and may be Waivers and Releases: You tan waiveor delay enforcing any of your rights without
losing them,
(money)
my debtto you, If the Vehicle 1s last or damaged, you can use the insurance praceeds other, You
fo replace or reparrit, orto zepay any amounls | owe yau,and | agree that, if necessary, you
can Youcan watve or delay enforcing a right as to one of us without waving thas to the
or need not give anyone notice of the waver, delay orrelzase. Yourfailure ta file a security snteresl,
settle any insurance claims or sign any insurance checks on mybehalf. | agree that loss, theft of time
damage ta the Velucle shall not affect my duty to makethe payments under thes Contract. failureto Keep the Vehucle insured, reteaseof a security taterest or granting extensions
of paymentshall not affect my obfigation under ths Contract.
Further Advances Secured: If fail to pay fees, taxes of the costs necessary to keep the Velucle
in goad condition and repair,"you may, 1f you alone choose, advance any sums necessary be
to Assignee: If the Assignee assygas the Contract to a subsequent Assigaee, (he term alsa refersto
Seller in this
protect your interest in the Veincle. Any such advances will ba secured by the Yehicle and will such subsequent Assignee, Alter the assignment, all nghts and benefits of the
Assignee, The
subject {o a Finance Charge al the Annual Percentage Rate ofthis Contract. Contract and 1n the Security Agreement shall beteng ta and be enfarceable by the
limits Assignee will notify me when and if Seller makes an assignment,
Jf | fail to maintain sequired property insurance, youmay, if you choase, obtain equivalent MORE of tav
of replacement insurance. THE INSURANCE YOU PURCHASE MAY BE SIGHIFICANTLY Applicable Law: This Contract shall be governed by New York Law except for ats conflict
EXPENSIVE AND PROVIDE ME LESS COVERAGE THAN INSURANCE( COULO PURCHASE MYSELF pravistons. (f any provisionis found ta be ineffective under any law or regulation, (he remainder
This replacement insurance will protect your interests but you are underno ebtigation to ebtain ill still be binding andeffective.
(Thefollowing notice shall not apply to any sale for other than personal, family, or household use.)
wil be
replacement insurance which will also prolect my interests. Any-amount you advance of
secured by the Yelucle and will be subject to a Finance Charge at the Annual Percentage Ratethe
this Contract. At the time of the advance, | will be notrted in writing of my options to repay NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT1S SUBJECT 70
advance: :
ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST
(1) an full vathin ten daysof the notice;
term THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH
(u) along with my monthly payment during the term af the insuranceoffor the remaining THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOF
of the Contract as you may decide;
(iu) if available, as a smgle monthly payment, one month follawing payment of all
other EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.
) are obtained
amounts due under the Contract;
due Warranties and Representations: | warrant and representthat the funds(Collateral
the monthly payments ventures or
(iv) af available, as addilronat monthly payments, nat exceeding and will be used tn connection vath lavtul activites, pucsuls, endeavors,
result in
under the Cantract; businesses, and 1 will nat use the funds (Collateral) to violate any jaw that could
any proposed
(v) tf available, any other amortization plan acceptableto you.
Contract, forfeiture proceedings being instituted. 4 agree to promptly unform you of
Your payments on my behalf wall not cure my faiture to perform my pronuses in (his proceedings or actual proceeding which would ‘subject Ihe funds (Colfateral) to forferture to any
for aptienal
Optional Insurance or Service Contracts: This Contract may contain charges governmental body,
insurance or service contracts. If the Vehicle 1s repossessed,| agree that you may cfaun benelits
under these contracts and terminate themto obtainrefunds for unearned charges.
+
makes no warranty, either expressed or implied, including any
WARRANTIES: Hf this Contract involves the sale of a new Vehicle,the Seller
Seller fas given Buyer a separate written warranty. or unless
implied warranty of merchantability or fitness for a particular purpose, unless
of this Contract, or axcept for any warrantyset forth in the Buyer's
Seller enters into a service contract with Buyar within 90 days fram the date .
Guide for Used Cars. °
16 CFR PART 495, THE INFORMATION | SEE ON THE
\f THIS CONTRACT INVOLVES THE SALE OF A USED VEHICLE, AS DEFINED UNDER
N ON THE WINDOW FORM OVERRIDES ANY CONTRARY
WINDOW FORM FOR THIS VEHICLE IS PART OF THIS CONTRACT. INFORMATIO
PROVISIONS IN THE CONTRACTOF SALE.
ASSIGNMENT
of, af there ts
transfers, assigns and sots over to the Assignee named on the face of this Contract
FOR VALUE RECEIVED,recespl whareof is hereby acknowledged,the Selfer herebysells, atts and assigns, or any subsequent assignee,all right,
nore,then guaranty made tn connection wrth
title and interast in and to this Contract and to the Velncte described in this Contract, and to all monies dueand to becomedua underthis Contract, any for the Assignes’s
Assignee to assign the same, ether in Assignee’s own name,OF if the nameoftheSeller,
this Contract, and all rights and remadhes under sand Contract,with power in the hava taken,except for this Assignment, Seller, to induce the Assignee to purchase this Contract, warrants
exclusive benefit, and to takeall such legal or ather proceedingasthe Seller might to the Contract
and tha Contractaccurately rellects the transaction in ail respects, that al! parties Vehicle and it
that (is Contract is genutne, unamended and anforceable without dafense or caunterclaim of the
and that all signalures are genuine, that tha Buyer (or Co-Buyer) has accepteddelivery
are over eighteen years of age, have the (egal capacity to execute the Contract Contract, that the downpaymenthas been pard to Seller in cash, and notits equivalent (except as specifically
is titled to the Buyer (or Co-Guyer), thatthe Vehicle 1s properly described in the Seller, that the.
or procured en behalf of the Buyar by theSeller or anyone connected with the
shown an the Contract) and has not been borrowed from the Seller or a joanarrangedfor free and clear of any lten,
that the Assignee is acquiring a purchase money security interest in the Vehicle
amount allowed by the Sellee for any property taken in trade 1s carreclly stated, the Assignee. Seller covenants and warrants that the Buyer was informed, prior to the submission of
has the power to assign the Contract to
claim and encumbrance, and that the Seller thefirst and only lenholder.
immediately cause the Assignee’s nameto appear on the Certificate of Title as
an applicalian to the Assignes, of Assignet’s name and address. The Seller val! and has metalt criteriafor obtaining such insurance, the Seller warrants that
such coverage has
if the Buyer has voluntarily indicated that the Buyer wishes any Group Credit,Insurancewith respect to such insurance, and promptly to make the appropriate refunds if such insurance Is
been obtained and paid for and agreesto hold the Assignee harmless from any claims
any of the provisions in this Assignment or if the Buyer, Co-Buyer or Guarantor nolity the Assignee (arally ar in writing) that they
cancelled and/or the Contract 1s prepaid. Upon breach of 458.et seq. — whether or
or 198-b of the New York General Business Law, or 16-CFR 433 et seg. or 16 CFRof the dale of-repurchase.
have any claim or defense arising out of this Contract or under Sections 198-a Contract for the unpaid balance, including earned Finance Charges as
notthere 1s a default tn payment ~ Seller agrees, an demand, immediately to repurchasethis limitations, the Fair Gredit Reporting ‘Act, the Truth-in-Landing Act and the Equal Credit Opportunity
Seller has fully complied with all applicable taws and regulations, including, without Seller, whether or
as a cesull of any claim or defense Buyer, Ca-Buyer or Guarantor may have against
Act. Seller agrees to hald harmless and indemnify Assignee for anyloss sustained or substitution of parties or
consentsto anyextensions of lime for payment; moutficalton of terms; release
not this loss ts sustamed as a result of a judteral determination, Seller hereby aot affect this Assignment. The Yelucle described as the subject of this Contract Is new and
unused
Vehicle; and agrees that the Assignee’s failure to perfect its Hien on the Vehicle will and belief, (he
a branded title as specified in 15 N.Y.C.R.R, §20.20. To the best of Seller's knowledge
{unless stated etherwese in the Contract).The. Vehicte’s Certificate of Title 1s not or permit the use of the Vehicle in violatian of any law, Sciler agrees that if any af the warranties,
nat use
feprasentations on (ne Buyer's credit application are true and the Buyer will will, upon demand, repurchase the Contract from the Assignee and pay for the Contract,
in cash an
covenants or guarantees be breached, or if any representation be untrue, the Seller together with the accrued attorneys’ fees. The Sefler agsees that the repossesscon ‘af the Yehucle tram
amount equatto the entire unpaid balance due on the Contract, vith accruedinterest, The Assignee 1s authorized to correct any andall patent errors in the Contract,
the Buyer for any cause shall notrelease the Seller {rom the abligationsof this Assignment.
FULL RECOURSE ASSIGAMENT
Contract or inthe
tn tl he full payment onthe due date thereof of any instalment payable under the
Seller agrees, in addition to the warranties above, that in the event of default by Buyer Seller will, upon demand by Assignee,forthwith repurchase the Contract Irom Assignee
fora
promptperformance of any ather obligation to he performed under the Contract by Buyer, of such repurchase,inclu ding any earned Finance Charges then due.
the full unpaid balance of the Contract as of the date
repurchase price 1 cash equal to
Date Title
Seller/Assignor
FULL REPURCHASE
that Assignee shall
set forth abave, that in the event of default by Buyer underthis Contract and provided of condition) from
Seller agrees, n addition to the warranteas stated in the first Assignmentsection demand by Assignee, facthwath repurchase the Contract and/or Velucte (regardtess due and expenses
take possession of the Velucle and tenderdelivery of same to Seller, Setfer will, upon
the full unpaid balance of the Contract as of f the date of such repurchase, including any earned Finance Charges then
Assignee for a repurchase price in cash ‘equalto
incurred 19 such taking and delivery of tha Vehicle,
Date
Preview
FILED: WARREN COUNTY CLERK 06/29/2023 10:01 AM INDEX NO. EF2023-71503 NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 06/29/2023 EXHIBIT A FILED: WARREN COUNTY CLERK 06/29/2023 10:01 AM INDEX NO. EF2023-71503 NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 06/29/2023 2. Of Some Words: tn this Contract, the words “I,” “me,”“we,” and “my”mean anyona signing this Contractas a Buyer. The RETAIL INSTALMENT CONTRACT words “you" and “your” mean the Seller or, after the Seller transfers sts rights under thes Contract, anyone having these rights. ANNUAL FINANCE Amount Financed Total of Payments Total Sate Price PERCENTAGE RATE CHARGE The amount of credit provided to The amount t will have patd after The total cost of my purchase an The cost of my credit as a Thedollar amount the me ar on mybehalf. Ihave made all scheduled Credit, including my downpayment yearly rate. credit will cost me. payments, . ots 620.88 8.99 tS 6915.53: 3 20335.38 $ 27250.83 $ 27850.83 MyPayment Schedule wll be, e means estimate Security: | am giving a security snterest in the motor vehicle being purchased, No. of Payments Amountaf Payments When Payments Are Due Filing Fees: $ [BL338.43 $ begining Monthya 4/20/2018 Ee Sarna Late Charge: If a payment ss tate more than 10 days,| vall be charged 109% of the payment. § N/A Prapayment: if | pay off early, | well nal have to pay a penally. MyContract documents will have additionalinformation about nonpayment, default, any required repayment tn full before the scheduled date and prepaymentrefunds andpenalties, In th In Uns Contract, FUCCILLO VENTURES, INC DBA This Cantract ts between Seller and Buyer, Aildisclosures youare =FUCCILLO have been made by Soller. Seller mnlends to assign this the Selle, 3988 STATE ST. SCHENECTADY NY 12304 Contract, Name Address Aptole rth than Buyer, of vil be obligated Weare BRIAN L SATTERLEE 43 BOULEVARD ST APT 1. UEENSHURY NY L sary and ges, frallsumsdue yo,ad the Buyer(sRENEE J LAFFERTY 43 BOULEVARD ST APT 1 OuEER ISBURY NY he2 performance of alt agreements as provided in this Contract.the Name(s) Address Zip Code Aect. No. 61 Vehicle: (See Insurance Requi section) Date 03/23/2018 N/U{ Yearand Make Series Bory Style No, Truck Ton Capaci Seral Numbar itemization of Amount Financed USED P@1S KIA SPORTAGE SUBN 4 a Equipped AT — PS. _AM-FM Radio Other & 16895.90 wath —AG. PB: PW Cash thave traded in = 690.00 the following vehicle: Trade-In Year and Make Oeseription Value of Trade-In Property Insurance: | am required to obtain and maintain insuranceon the Yehicle, endorsed to protect you as loss-payee, BUT | MAY CHOOSE THE 4 N/A AGENTOR BROKER OF MY CHDICE, Lien Payoff ty——-_______ TITLE HOLDER OF COLLATERALBRIANSATTERLEE REGISTRANT: BRTAN SATTESLEE +8 N/A PHYSICAL DAMAGE: Comprehensive $ N/A deductible. Colfision$ N/A , deductible. Unpatd Cash Price Balance INSURANCE COMPANMAIN STR. RIC Policy Num Effective Dal 1 = AGENT; Name:HE NEY AGENCY AddressHUDS! Telephone Numb reditinsurance Company* | guarantee that the required insurance coverage as shown in the Insurance Requirementssection was obtained from the agent named above, 2 43 N/A Liability insurance coverage for bodily injury and property damageis not included or provided for in this Contract. To Property Insurance Company® Vandor’s Singte Interest insurance:If this box 1s checked {M , you require Vendor's Single Interest Insurance. 1 may choose the person through whom *$ Vendor's Single Interest Insurance 1s {0 be abtamed. This tasurancets for the sale protection of the Assignee and my enterest rs nol covered. If To Public Officials obtained through you, the cost of such insuranceis$__ 95. 4 48 1525.34 Promise to Pay: | promise to pay to you (the “Assignee") the Total Sale Pricefor the Vehicle by making the Cash Dawapayment, assigning the 10 GAP Insurance Co, Trade-In, if shown above, on or befure the date of this Contract, and paying you the Amount Financed plus tha credit service charge (called {5 +$ 258 90 “interest” in this Contract) at the Annual Percentage Rate shown above.| promise to make payments on or before the payment due dates shown B FE . above, OG FEE : § +8 T5_GQ FIVE’STAR[AR BANK, BANK, WARSAW, AW, NY NY 14 14569 (the “Assignee”) ENTERSTAT > REQUEST ANO SCHEDULE OF GROUP INSURANCE 7 +8 J understandthat Group Credit Life Insurance and Group Credit Accident and Health Insurance are voluntary and are not requiredto obtain thes toan. Amount Financed | further understandthat | mayselect another insurer to provide this coverage. (thre 7)=$ if | chooseto became msured, | understand that insurance will be provided in accordance with the certificate of group insurance that will be given to toe. | also reserve the right to terminate mycoverage atany time by aotifying you in weiling. The costof snsurancefor the entice term of this Contract “You maybe zetainiag a portion of these amounts. ts shown hefow. _— I WANT optional GraupCreditLife Insurance. $ NLA Insured Buyer's present age WE WANT optional Group Credit Joint Life Insurance. 3 N/A Insured Co-Buyer’s present age UWANToptional Group Credit Accident and Health Insurance. $ —_NAA—_—— Signature of Buyer Signature of Co-Buyer(For Joint Life Only) N/A Insurer: Max. Amt. of Ins.: ALA HAA J AGREE THAT THE PROVISIONS ON THE BACK AREPART OF THIS CONTRACT, (Continued onreverse side.) The Annual Percentage Rate may be negotiable with the Seller. The Seller may assign this contract and retain its right to - receive a part of the Finance Charge. NOTICE TO THE BUYER: 1. Do not sign this Agreement hefore you readit orif it contains any blank space. 2. You are entitled to a completely filled-in copy of this Agreement. 3. Under the faw, you Rave the right ta pay off in advarice the full amount due. If you do so, you may, depending on the nature of the credit service charge,either: (a) prepay without penalty, or (b) under certain circumstances, obtain a rebate of the credit service charge. 4. According to law, you have the privilege of purchasing insurance on the motor vehicle providedforin this Contract from an agent or broker of your own selection. Seller agreesto this Contract, including terms and conditions on hack, and { HAVE RECEIVED A COPY OF THIS CONTRACT SIGNED BY THE SELLER. assignsit to the Assignee in accordance with the first Assignment printed an RETAIL INSTALMENT CONTRACT. . the reverse side, unless otherwise marked, FUCCILLO VENTURES, INC dL Std seller FUCCILLO KTA + INC DBA Buyer Br) (Firm Name) q ay #0 wr : Buyer- Quan of dubbed | Anyonesigning teow is obligated only under the termsof the security agreement andis nat personally responsibile ander the terms of the Contract. Signature Address Data f CO-SIGHER NOTICE | agree to pay the debt identified above, although | may not personally receive any property, services ar money, | may be sued for payment, although the person who receives the property, services or money is capable of paying the debt. | should know that the Total of Payments listed above does not include Finance Chargesresulting from delinquency, late charges, repossession or foreclasure costs, court costs or attarney's fees, or other charges that are stated in the Contract. | will also have to pay someor all of these costs and charges as required by the terms of the Contract. This notice is not the writing that obligates me to pay the debt, If the debt is everin default, that fact may becomea part of my credit report, | have read the Retail instalment Contract, which contains the exactterms of my obligation, and the Co-Signer(s) Notice. | have been given a gompleted copyofthis Notice and each writing that obligates me or the Buyeron this Contract. Co-Stgnar's Signature Eye: WO 3-23-18 Date Co-Signer's Signature Data Br O-SiGNER: | SHOULD READ THE NOTICE10 GO-SIGNER, ABOVE, BEFORE SIGNING THE CO-SIGNER'S AGREEMENT, iy 0-SIGHER'S AGREEMENT:|, the person (or persons) signing belowas “Co-Stgner,”promise to pay to you all sums due on ilis Contract and to perform alt agreementsin this Contract. | intend to Bye legally bound by all the terms of this Contract, separately and together, with the Buyer. | am making this promise to iduce you to make this Contract with the Buyer, aven though youwill use fe proceeds only for the Buyer's henefit, | agree to pay even though you maynot have made any prior demandfor payment on the Buyer or exercrsed your security interest. { also acknowledge Bceiving a completed.copypf thiBoatrapt. Ep: Signer’s Signature Address Date : -Signer's Signature Address . Date EA -OwSUMER FORTH 72:SLC-26 11/1/2005 Custannes 12-8 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION, ‘©1005 BANCONSUMER SERVICE, INC : ORIGINAL - Winto» BUYER'S COPY . Canary »€0.SIGHER'S COPY - Prk» BAMK FILE COPY - Gottenrad « DEALER'S COPY - Wh.te WA1055 (2/17) To Reorder Form1-868-339-9988 FILED: WARREN COUNTY CLERK 06/29/2023 10:01 AM INDEX NO. EF2023-71503 NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 06/29/2023 Security Agreement: As security for this Contract (to prote if Y don't Right to Demand Payment in oe: the following Events of Oefautt, you can require that the security interest in the Vehicte being purchased, A securtly Fst means feet greothe galeane af my tante t ace, satthout prior aotee ar demand,if: events of default occurs, you can take the Yelucle and undercertaincircumstances sell it, as 1S . unt awing under tmPuontract of any ather am morefully explained rn the Right to Demand Payment in Full and the Right to Repossess sections not paid by the day it hecomes due; or ¥ unt | oe mu mow orhe futures on the back of thrs Contract. “Vehicle” shall include tires, parts, equipment, replacementparts 2, {break one of my promises underthis Contract; or - or additions to the Vehicle or any velucte insurance refundsor any proceeds resulting from foss 3. Ihave made any false or musleading statementonthis Conteact and/orcredit applicatron; or or damageto the Vehicte.tf | default (see Right to Demand Paymentin Full section}, you have 4. Your nama doés not appear as the only “lienholder” (claim) on anycertificate of title issued tho right to apply anysumsthat | have on deposit with you and any group msurance refunds now or in the future; or which you receive against any balance that | owe, The Vehicle also secures any advances made 5. The Yelucle ss lost or damaged witlout adequate insurance coverage; ar sold,or gwven away, fo protectyour interest in the Vehicle. or seized; or " How Tha Finance Charge ts Figurad: The Finance Charge, which consists only of interest, has 6. {file bankruptcy or if any proceeding ts insututed fo seck relief from my debts; or been computed upon the basis that ! will pay all instaienents on the scheduled due dates. Hf any 7. (dre or becomelegaily unable to manage my affairs; or instalment 1s received later than the scheduled due date, | will ba obligaled to pay such 8. You, ut goad faith, belreve thal the srospects of paymentor other performance under this additional amounts as may becamepayable by reasonof the accrual of interest calculated daly Contract is impaired; ar aoe upon the unpard balance ef the Amount Financed. Jn the event that any instalment 1s made in 9. The Vehicle ts seized by a therd party (including, wilhout hmitaton, a muntcrpatily or other advance of the scheduled duedate, the interest charges vill be reduced accordingly, The amount governmental of quast-governmental entity) because of the Velucle’s alleged or actual of ths decrease ar increase ‘will be reflected in the final payment. { shall have the right to prapay Involvement 1 actual or alleged erumtmal or unlawful activity and/or where a forfetture the unpard principal balance mn full or in partat any lime provided that payments are first appfied proceeding has been instituted in/before any federal, state or focal court or any admimstrative to accrued enterest as of the date of body, How Payment fnAdvance Of Credit insurance Is Figured:if | pay all amounts owing under this Right to Repossess: You can repossess (take) the Vehicle sf oneof the Events of Default (listed Contract tn advance, } will receive a refund for Group CreditInsurance premiums from you in the "Roght to Demand Payment in Full” section) accurs. After my Defautt, f will deliver the salclated by a formuta approvedby the Insurance Department, as specified on the front af this Vehicle,upon your request, or youcan enter the prenuses where ites kept and take it yourself (as ontract. permitted by law), and you need not notify me before you do this. You cansefl the Vehicle after Late Charge: If | fail to pay any instalment tor more than tdays from the date it 1s due, | wtll repossesston and apply the proceeds to the balance of what | ewe after deducting your pay a late charge of 10% of the unpaid instalment, I storage, repatf, for sale and selling expenses. You will Retarn Check Charge: if any check, draft or alher item f send you in payment of my obligation send me seasonable notice by mail of any sale of the Vehucle. 1f my Defauft consists solely ofa on this Contract 1s returnedfor insufficrent funds, | agree to pay you a Return Check Charge of failure to make timely gayments, ! may hava certain rights to stop the sale of my Vehicle even after you repossess it if } make timely tenderof the amount required to redeem the Vehicle, Collection Costs: It you hire an altorney to bring a lawsurttocallect any amount owing under this To recover any articles | claim are nol partof (he Vehicle dut were contained in the Vehicle, | must Contract, | vall pay you attorneys! fees up to 15% of the amount then due, plus court costs, or notify you in writing within 10 days after repossession. Farlure to claim and take possession of sucitlesser amounts as the court allows. these items promptly will be an abandonment of them. there Payment After All Amounts Qwing Become immadiately Due; Under certan circumstances, you if the sale does not cover alt that t owe, ! will ba responsible for the amount still owed. W can declare all amounts owing underthis Contract immediately due. If you do and all amounts 1S any surplus money it yall be refunded to me. owing are patd ar you suefor ther and obtain a judgment, you wilt calculate what { owe as ral Trade-In. and Downpayment; | guarantee that | own the vehicle traded tn, «f any, and that tis free of were ping to pay in advance, from anylien or security interest not shown in the “Trade-in” section of the “Itemization and have not borrowed Gare of Vehicle, ! agree; to Keep the Vehicle in good condition and cepatr; not to sell ar transfer Amount Financed."{ also represent that | have made the downpayment itoruse ttas Collateral in anothertransaction; not ta use the Vehicle for hire, lease or permut its q use in any legal manner; not lo allow sameane elseto seize the Vehicle or create a jen(claim) Title and Security Intarast: if the Velucte 1s alreadytitted or ts to he titled, | guarantee that | am on th and to give you immedtate written notice of loss, thefl ar damage to the Vehicle. or-will be the registered oviner and your Security mterest shall appear as the only security on any ttle Insurance Requirements: | agree at all times to keep the Velucle insured yath comprehensive,fire certificate of litle nowor in the fulure issued. | agree that you can apply for certificates of and theft, and a minemum amaunt of deductible collision insurance satisfactory to you, endorsed to showyour security interest and { agree to assist you in doing so. also give you nermssran to to protect you with a hcensed insurance company. If | fail to insure my Vehicle, you may da so file a financingstatement (notice of your securty interest fited for public record) covering your theft, and | agree to pay the cost, { agree that any insurance nioneys payable by reason of secunty interest without my signature on it. used to pay damageto or loss af the Veluele shall be pata directly and solely to you and may be Waivers and Releases: You tan waiveor delay enforcing any of your rights without losing them, (money) my debtto you, If the Vehicle 1s last or damaged, you can use the insurance praceeds other, You fo replace or reparrit, orto zepay any amounls | owe yau,and | agree that, if necessary, you can Youcan watve or delay enforcing a right as to one of us without waving thas to the or need not give anyone notice of the waver, delay orrelzase. Yourfailure ta file a security snteresl, settle any insurance claims or sign any insurance checks on mybehalf. | agree that loss, theft of time damage ta the Velucle shall not affect my duty to makethe payments under thes Contract. failureto Keep the Vehucle insured, reteaseof a security taterest or granting extensions of paymentshall not affect my obfigation under ths Contract. Further Advances Secured: If fail to pay fees, taxes of the costs necessary to keep the Velucle in goad condition and repair,"you may, 1f you alone choose, advance any sums necessary be to Assignee: If the Assignee assygas the Contract to a subsequent Assigaee, (he term alsa refersto Seller in this protect your interest in the Veincle. Any such advances will ba secured by the Yehicle and will such subsequent Assignee, Alter the assignment, all nghts and benefits of the Assignee, The subject {o a Finance Charge al the Annual Percentage Rate ofthis Contract. Contract and 1n the Security Agreement shall beteng ta and be enfarceable by the limits Assignee will notify me when and if Seller makes an assignment, Jf | fail to maintain sequired property insurance, youmay, if you choase, obtain equivalent MORE of tav of replacement insurance. THE INSURANCE YOU PURCHASE MAY BE SIGHIFICANTLY Applicable Law: This Contract shall be governed by New York Law except for ats conflict EXPENSIVE AND PROVIDE ME LESS COVERAGE THAN INSURANCE( COULO PURCHASE MYSELF pravistons. (f any provisionis found ta be ineffective under any law or regulation, (he remainder This replacement insurance will protect your interests but you are underno ebtigation to ebtain ill still be binding andeffective. (Thefollowing notice shall not apply to any sale for other than personal, family, or household use.) wil be replacement insurance which will also prolect my interests. Any-amount you advance of secured by the Yelucle and will be subject to a Finance Charge at the Annual Percentage Ratethe this Contract. At the time of the advance, | will be notrted in writing of my options to repay NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT1S SUBJECT 70 advance: : ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST (1) an full vathin ten daysof the notice; term THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH (u) along with my monthly payment during the term af the insuranceoffor the remaining THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOF of the Contract as you may decide; (iu) if available, as a smgle monthly payment, one month follawing payment of all other EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. ) are obtained amounts due under the Contract; due Warranties and Representations: | warrant and representthat the funds(Collateral the monthly payments ventures or (iv) af available, as addilronat monthly payments, nat exceeding and will be used tn connection vath lavtul activites, pucsuls, endeavors, result in under the Cantract; businesses, and 1 will nat use the funds (Collateral) to violate any jaw that could any proposed (v) tf available, any other amortization plan acceptableto you. Contract, forfeiture proceedings being instituted. 4 agree to promptly unform you of Your payments on my behalf wall not cure my faiture to perform my pronuses in (his proceedings or actual proceeding which would ‘subject Ihe funds (Colfateral) to forferture to any for aptienal Optional Insurance or Service Contracts: This Contract may contain charges governmental body, insurance or service contracts. If the Vehicle 1s repossessed,| agree that you may cfaun benelits under these contracts and terminate themto obtainrefunds for unearned charges. + makes no warranty, either expressed or implied, including any WARRANTIES: Hf this Contract involves the sale of a new Vehicle,the Seller Seller fas given Buyer a separate written warranty. or unless implied warranty of merchantability or fitness for a particular purpose, unless of this Contract, or axcept for any warrantyset forth in the Buyer's Seller enters into a service contract with Buyar within 90 days fram the date . Guide for Used Cars. ° 16 CFR PART 495, THE INFORMATION | SEE ON THE \f THIS CONTRACT INVOLVES THE SALE OF A USED VEHICLE, AS DEFINED UNDER N ON THE WINDOW FORM OVERRIDES ANY CONTRARY WINDOW FORM FOR THIS VEHICLE IS PART OF THIS CONTRACT. INFORMATIO PROVISIONS IN THE CONTRACTOF SALE. ASSIGNMENT of, af there ts transfers, assigns and sots over to the Assignee named on the face of this Contract FOR VALUE RECEIVED,recespl whareof is hereby acknowledged,the Selfer herebysells, atts and assigns, or any subsequent assignee,all right, nore,then guaranty made tn connection wrth title and interast in and to this Contract and to the Velncte described in this Contract, and to all monies dueand to becomedua underthis Contract, any for the Assignes’s Assignee to assign the same, ether in Assignee’s own name,OF if the nameoftheSeller, this Contract, and all rights and remadhes under sand Contract,with power in the hava taken,except for this Assignment, Seller, to induce the Assignee to purchase this Contract, warrants exclusive benefit, and to takeall such legal or ather proceedingasthe Seller might to the Contract and tha Contractaccurately rellects the transaction in ail respects, that al! parties Vehicle and it that (is Contract is genutne, unamended and anforceable without dafense or caunterclaim of the and that all signalures are genuine, that tha Buyer (or Co-Buyer) has accepteddelivery are over eighteen years of age, have the (egal capacity to execute the Contract Contract, that the downpaymenthas been pard to Seller in cash, and notits equivalent (except as specifically is titled to the Buyer (or Co-Guyer), thatthe Vehicle 1s properly described in the Seller, that the. or procured en behalf of the Buyar by theSeller or anyone connected with the shown an the Contract) and has not been borrowed from the Seller or a joanarrangedfor free and clear of any lten, that the Assignee is acquiring a purchase money security interest in the Vehicle amount allowed by the Sellee for any property taken in trade 1s carreclly stated, the Assignee. Seller covenants and warrants that the Buyer was informed, prior to the submission of has the power to assign the Contract to claim and encumbrance, and that the Seller thefirst and only lenholder. immediately cause the Assignee’s nameto appear on the Certificate of Title as an applicalian to the Assignes, of Assignet’s name and address. The Seller val! and has metalt criteriafor obtaining such insurance, the Seller warrants that such coverage has if the Buyer has voluntarily indicated that the Buyer wishes any Group Credit,Insurancewith respect to such insurance, and promptly to make the appropriate refunds if such insurance Is been obtained and paid for and agreesto hold the Assignee harmless from any claims any of the provisions in this Assignment or if the Buyer, Co-Buyer or Guarantor nolity the Assignee (arally ar in writing) that they cancelled and/or the Contract 1s prepaid. Upon breach of 458.et seq. — whether or or 198-b of the New York General Business Law, or 16-CFR 433 et seg. or 16 CFRof the dale of-repurchase. have any claim or defense arising out of this Contract or under Sections 198-a Contract for the unpaid balance, including earned Finance Charges as notthere 1s a default tn payment ~ Seller agrees, an demand, immediately to repurchasethis limitations, the Fair Gredit Reporting ‘Act, the Truth-in-Landing Act and the Equal Credit Opportunity Seller has fully complied with all applicable taws and regulations, including, without Seller, whether or as a cesull of any claim or defense Buyer, Ca-Buyer or Guarantor may have against Act. Seller agrees to hald harmless and indemnify Assignee for anyloss sustained or substitution of parties or consentsto anyextensions of lime for payment; moutficalton of terms; release not this loss ts sustamed as a result of a judteral determination, Seller hereby aot affect this Assignment. The Yelucle described as the subject of this Contract Is new and unused Vehicle; and agrees that the Assignee’s failure to perfect its Hien on the Vehicle will and belief, (he a branded title as specified in 15 N.Y.C.R.R, §20.20. To the best of Seller's knowledge {unless stated etherwese in the Contract).The. Vehicte’s Certificate of Title 1s not or permit the use of the Vehicle in violatian of any law, Sciler agrees that if any af the warranties, nat use feprasentations on (ne Buyer's credit application are true and the Buyer will will, upon demand, repurchase the Contract from the Assignee and pay for the Contract, in cash an covenants or guarantees be breached, or if any representation be untrue, the Seller together with the accrued attorneys’ fees. The Sefler agsees that the repossesscon ‘af the Yehucle tram amount equatto the entire unpaid balance due on the Contract, vith accruedinterest, The Assignee 1s authorized to correct any andall patent errors in the Contract, the Buyer for any cause shall notrelease the Seller {rom the abligationsof this Assignment. FULL RECOURSE ASSIGAMENT Contract or inthe tn tl he full payment onthe due date thereof of any instalment payable under the Seller agrees, in addition to the warranties above, that in the event of default by Buyer Seller will, upon demand by Assignee,forthwith repurchase the Contract Irom Assignee fora promptperformance of any ather obligation to he performed under the Contract by Buyer, of such repurchase,inclu ding any earned Finance Charges then due. the full unpaid balance of the Contract as of the date repurchase price 1 cash equal to Date Title Seller/Assignor FULL REPURCHASE that Assignee shall set forth abave, that in the event of default by Buyer underthis Contract and provided of condition) from Seller agrees, n addition to the warranteas stated in the first Assignmentsection demand by Assignee, facthwath repurchase the Contract and/or Velucte (regardtess due and expenses take possession of the Velucle and tenderdelivery of same to Seller, Setfer will, upon the full unpaid balance of the Contract as of f the date of such repurchase, including any earned Finance Charges then Assignee for a repurchase price in cash ‘equalto incurred 19 such taking and delivery of tha Vehicle, Date