Preview
1 KEITH A. JACOBY, Bar No. 150233
kiacobv(S).littler.com
2 BRADLEY E. SCHWAN, Bar No. 246457
bschwan@littler.com
3 LITTLER MENDELSON, P.C. FILED/ENDORSED
2049 Century Park East
4 5th Floor
Los Angeles, CA 90067.3107 AUG 1 4 2020
5 Telephone: 310.553.0308
Fax No.: 310.553.5583
6 By C. Chapo. Deputy Clerk
NATHANIEL H. JENKINS, Bar No. 312067
7 nienkins@littler.com
LITTLER MENDELSON, P.C.
8 500 Capitol Mall
Suite 2000
9 Sacramento, CA 95814
Telephone: 916.830.7200
10 Fax No.: 916.561.0828
11
Attorneys for Defendant
12 PRIMERITUS FINANCIAL SERVICES, INC.
13
SUPERIOR COURT OF CALIFORNIA
14
COUNTY OF SACRAMENTO
15
JOHN BOUDREAU, an individual, on CaseNo. 34-2018-00247272
16 behalf of himself and all others similarly
situated. Assigned to Department 41, Hon. David De Alba
17
Plaintiff, DECLARATION OF NATHANIEL H.
18 JENKINS IN SUPPORT OF DEFENDANT'S
OPPOSITION TO PLAINTIFF'S MOTION
19 FOR SUMMARY ADJUDICATION
PRIMERITUS FINANCIAL SERVICES,
20 INC., A Delaware corporation; CHRIS Date: September 24, 2020
McGINNESS, an individual; and DOES I Time: 9:00 a.m.
21 through 10, inclusive. Dept.: 54
Judge: Christopher E. Krueger
22 Defendants. Reservation No. 2517993
23 Complaint filed: December 27, 2018
First Amended Complaint filed: April 12, 2019
24
25
26
27
28
LITTLER MENDELSON. P C 4851-1055-3287.1 087308.1007
30*9 CenlU'i^ P«r« Eatr
51ft Flwr
LDi Aciselet. CA 900G7.jlO7 DECLARATION OF NATHANIEL H. JENKINS IN SUPPORT OF DEFENDANT'S OPPOSITION TO
S53 010!
PLAINTIFF'S MOTION FOR SUMMARY ADJUDICATION
I I, NATHANIEL H. JENKINS, declare:
2 1. I am an associate in the Law Firm of Littler Mendelson, P.C, attomeys of record
3 for Defendant PRIMERITUS FINANCIAL SERVICES, INC. ("Defendant" or "Primeritus") in this
4 matter. I have personal knowledge of the following facts, and if called to testify, I could and would
5 competently testify thereto.
6 2. Attached hereto as Exhibit 1 is a true and correct copy of excerpts from the
7 certified transcript of the Deposition of Plaintiff John Boudreau taken on November 19, 2019.
8 I declare under penalty of perjury under the laws of the State of Califomia that the
9 foregoing is tme and correct.
10 Executed this 14* day of August 2020, at Sacramento, California.
II
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13
NATHANIEL H. JENKINS
14
15
16
17
18
19
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21
22
23
24
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4851-1055-3287.1
LITTLER MENDELSON. P.C.
l a i f l Cvnlury Part Esil
Sth Floof
Lo* Angelet, CA S00Sr.3tor DECLARATION OF NATHANIEL H. JENKINS IN SUPPORT OF DEFENDANT'S OPPOSITION TO
3;0 S53 030S
PLAINTIFF'S MOTION FOR SUMMARY ADJUDICATION
EXHIBIT 1
JOHN BOUDREAU - 11/19/2019
1 SUPERIOR COURT OF CALIFORNIA
2 COUNTY OF SACRAMENTO
3
4 JOHN BOUDREAU, AN INDIVIDUAL,
5 ON BEHALF OF HIMSELF AND ALL
6 OTHERS SIMILARLY SITUATED,
7 Plaintiff(s),
8 V. Case No
9 PRIMERITUS FINANCIAL SERVICES, 3 4-2018-00247272
10 INC., A DELAWARE CORPORATION;
11 CHRIS McGINNESS, AN INDIVIDUAL;
12 AND DOES 1 THROUGH 10, INCLUSIVE,
13 D e f e n d a n t (s) .
/
14
15
16 VIDEOTAPED DEPOSITION OF JOHN BOUDREAU
17 TUESDAY, NOVEMBER 19, 2019
18
19
20 R e p o r t e d by
21 KAREN A. URBANO, CSR L i c e n s e No. 6698
22 Registered Professional Reporter
23 J o b No: 3618506
24
25 PAGES 1 - 214
Page 1
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866 299-5127
JOHN BOUDREAU - 11/19/2019
1 between two and t h r e e hours i n 2016, a p p r o x i m a t e l y s i x
2 hours i n 2017 a n d a p p r o x i m a t e l y e i g h t h o u r s i n 2018.
3 Is t h a t your best r e c o l l e c t i o n s i t t i n g here
4 t o d a y o f a p p r o x i m a t e l y how much t i m e y o u s p e n t i n
5 training i n those v a r i o u s years? 12 07 :39
6 A. Yes.
7 Q. Okay. We t a l k e d a b o u t meetings and r e v i e w s and
8 training. I s there anything else that Primeritus
9 r e q u i r e d y o u t o do t h a t t o o k y o u away f r o m y o u r d u t i e s
10 as a n i n v e s t i g a t o r ? 12 07 :55
11 A. Benefit meetings.
12 Q. A n d how much t i m e d i d y o u s p e n d i n b e n e f i t
13 meetings each year?
14 A. Typically -- t y p i c a l l y a n h o u r .
15 Q. Anything else? 12 08 :07
16 A. I c a n ' t r e c a l l , no.
17 Q. Okay. So a s i d e from anything else t h a t -- o r
18 all t h e t h i n g s t h a t we've d i s c u s s e d thus f a r , you can't
19 t h i n k o f a n y t h i n g e l s e t h a t would h a v e t a k e n y o u away
20 from your investigator duties that Primeritus required 12 08 :20
21 you t o do?
22 A. No.
23 Q. Okay. Want t o t a k e a b r e a k ?
24 A. I don't know.
25 MR. SCHWAN: She s a y s , y e s . She's t h e o n e 12 . 08 •32
Page 85
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JOHN BOUDREAU - 11/19/2019
1 I d o n ' t know. The commission r a t e and the o v e r t i m e on
2 commission, I ' m t a k i n g at f a i t h because i t ' s not broken
3 down.
4 Q. BY MR. SCHWAN: F a i r enough. But l o o k i n g a t
5 t h i s wage statement r i g h t now, i s t h e r e a n y t h i n g t h a t 15:04:06
6 you can i d e n t i f y as b e i n g inaccurate?
7 A. No.
8 Q. Okay. And P r i m e r i t u s p r o v i d e d you
9 documentation w i t h r e s p e c t t o t h e p o i n t s t h a t you
10 earned, o r a c t u a l l y you s u b m i t t e d documentation with 15:04:29
11 r e s p e c t t o t h e p o i n t s t h a t you earned, c o r r e c t ?
12 MR. GUTIERREZ: Vague as phrased.
13 Q. BY MR. SCHWAN: Yeah, so l e t me rephrase that.
14 You s u b m i t t e d documentation each pay p e r i o d
15 w i t h r e s p e c t t o t h e p o i n t s t h a t you accumulated, 15:04:39
16 correct?
17 A. Yes, we t u r n e d i n commission sheets.
18 Q. And t h a t was t h e n r e f l e c t e d i n your commission
19 amount, c o r r e c t ?
20 A. I t should be, yes. 15:04:48
21 Q. And a r e you aware o f a t i m e when t h e p o i n t s d i d
22 n o t match t h e commission amount t h a t you expected f o r
23 any g i v e n pay p e r i o d ?
24 A. Only t h e t i m e when I was r e q u i r e d t o deduct
25 $200 from my check. 15:05:03
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JOHN BOUDREAU - 11/19/2019
1 Q. So s e t t i n g a s i d e t h a t t i m e f i r s t , any o t h e r
2 times t h a n t h a t one t i m e when i t d i d n ' t r e f l e c t the
3 amount you expected t o be p a i d i n commission?
4 A. Not t h a t I'm aware o f .
5 Q. And a r e you aware -- once you l e a r n e d o f t h e 15:05:16
6 formula applicable t o t h e o v e r t i m e premium, a r e you
7 aware o f any s i t u a t i o n where t h a t amount was i n c o r r e c t l y
8 calculated?
9 MR. GUTIERREZ: Assumes f a c t s n o t i n evidence,
10 misstates testimony. 15:05:29
11 THE WITNESS: No, I c a l c u l a t e d several
12 paychecks. They j i v e d w i t h t h e wage statement -- a f t e r
13 t h e y gave me t h e c a l c u l a t i o n , I c a l c u l a t e d with the
14 f o r m u l a t h e y gave me and i t matched.
15 Q. BY MR. SCHWAN: And do you have any reason t o 15:05:43
16 b e l i e v e t h a t b e f o r e t h e t i m e t h a t t h e y gave you t h e
17 f o r m u l a , t h a t t h e amounts d i d n o t match?
18 A. Because I was t r y i n g t o c a l c u l a t e t h e wage and
19 I came up w i t h d i f f e r i n g amounts.
20 Q. Right. But t h e n I'm s a y i n g , t h e n t h e y p r o v i d e d 15:05:55
21 you w i t h t h e f o r m u l a t h e y were u s i n g w i t h r e s p e c t t o
22 o v e r t i m e and p i e c e r a t e c a l c u l a t i o n s . D i d you go back
23 t o t h e p r i o r statements and l o o k t o see i f those amounts
24 matched?
25 A. No, I j u s t - - I t h i n k I looked a t t h r e e . 15:06:08
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1 Q. Do you have any reason -- and i n those t h r e e ,
2 was i t t h e n c o r r e c t based on t h e f o r m u l a t h e y p r o v i d e d
3 you?
4 A. The s e v e r a l t h a t I looked a t were correct.
5 W e l l , t h e y matched w i t h t h e paycheck. 15:06:19
6 Q. And do you have any reason t o b e l i e v e t h a t t h e
7 paychecks t h a t you r e c e i v e d e i t h e r b e f o r e o r a f t e r t h a t
8 time i n c o r r e c t l y c a l c u l a t e d t h e premium based on t h e
9 f o r m u l a t h a t they p r o v i d e d you?
10 A. A f t e r I v e r i f i e d i t t h r e e times t h a t i t 15:06:33
11 matched, I had my answer. And so I d i d n ' t l o o k any
12 further.
13 Q. So my q u e s t i o n i s t h e n , do you have any reason
14 t o b e l i e v e t h a t t h e paychecks b e f o r e o r a f t e r d i d n o t
15 match t h a t amount based on t h e f o r m u l a t h a t t h e y 15:06:44
16 p r o v i d e d you?
17 A. No.
18 Q. Okay. And i s t h e r e a n y t h i n g e l s e on t h i s wage
19 statement t h a t i s i n a c c u r a t e based on what they p a i d you
20 i n t h a t pay p e r i o d ? 15:07:00
21 A. W e l l , upon upon r e s e a r c h , I b e l i e v e t h e y ' r e
22 supposed t o break down t h e a c t u a l v a l u e o f t h e p i e c e s .
23 Q. So yeah, I understand. What I'm a s k i n g i s , d i d
24 t h i s a c c u r a t e l y r e f l e c t what t h e y p a i d you?
25 A. As f a r as I know, yes. 15:07:18
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1 REPORTER'S CERTIFICATE
2
3 I c e r t i f y that t h e foregoing proceedings i n t h e
4 w i t h i n - e n t i t l e d cause were r e p o r t e d a t t h e t i m e and
5 p l a c e t h e r e i n named; t h a t s a i d p r o c e e d i n g s were reported
6 b y me, a d u l y C e r t i f i e d S h o r t h a n d R e p o r t e r o f t h e S t a t e
7 o f C a l i f o r n i a , a n d were t h e r e a f t e r transcribed into
8 typewriting,
9 I further certify that I am n o t o f c o u n s e l o r
10 attorney f o r e i t h e r o r any o f t h e p a r t i e s t osaid cause
11 of action, n o r i n a n y way i n t e r e s t e d i n t h e outcome o f
12 t h e cause named i n s a i d cause o f a c t i o n .
13 I N WITNESS WHEREOF, I have h e r e u n t o s e t my hand
14 t h i s 2 6 t h d a y o f November, 2019
15
16
17
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19 KAREN A. URBANO
20 C a l i f o r n i a CSR No. 6698
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Preview
1 KEITH A. JACOBY, Bar No. 150233 kiacobv(S).littler.com 2 BRADLEY E. SCHWAN, Bar No. 246457 bschwan@littler.com 3 LITTLER MENDELSON, P.C. FILED/ENDORSED 2049 Century Park East 4 5th Floor Los Angeles, CA 90067.3107 AUG 1 4 2020 5 Telephone: 310.553.0308 Fax No.: 310.553.5583 6 By C. Chapo. Deputy Clerk NATHANIEL H. JENKINS, Bar No. 312067 7 nienkins@littler.com LITTLER MENDELSON, P.C. 8 500 Capitol Mall Suite 2000 9 Sacramento, CA 95814 Telephone: 916.830.7200 10 Fax No.: 916.561.0828 11 Attorneys for Defendant 12 PRIMERITUS FINANCIAL SERVICES, INC. 13 SUPERIOR COURT OF CALIFORNIA 14 COUNTY OF SACRAMENTO 15 JOHN BOUDREAU, an individual, on CaseNo. 34-2018-00247272 16 behalf of himself and all others similarly situated. Assigned to Department 41, Hon. David De Alba 17 Plaintiff, DECLARATION OF NATHANIEL H. 18 JENKINS IN SUPPORT OF DEFENDANT'S OPPOSITION TO PLAINTIFF'S MOTION 19 FOR SUMMARY ADJUDICATION PRIMERITUS FINANCIAL SERVICES, 20 INC., A Delaware corporation; CHRIS Date: September 24, 2020 McGINNESS, an individual; and DOES I Time: 9:00 a.m. 21 through 10, inclusive. Dept.: 54 Judge: Christopher E. Krueger 22 Defendants. Reservation No. 2517993 23 Complaint filed: December 27, 2018 First Amended Complaint filed: April 12, 2019 24 25 26 27 28 LITTLER MENDELSON. P C 4851-1055-3287.1 087308.1007 30*9 CenlU'i^ P«r« Eatr 51ft Flwr LDi Aciselet. CA 900G7.jlO7 DECLARATION OF NATHANIEL H. JENKINS IN SUPPORT OF DEFENDANT'S OPPOSITION TO S53 010! PLAINTIFF'S MOTION FOR SUMMARY ADJUDICATION I I, NATHANIEL H. JENKINS, declare: 2 1. I am an associate in the Law Firm of Littler Mendelson, P.C, attomeys of record 3 for Defendant PRIMERITUS FINANCIAL SERVICES, INC. ("Defendant" or "Primeritus") in this 4 matter. I have personal knowledge of the following facts, and if called to testify, I could and would 5 competently testify thereto. 6 2. Attached hereto as Exhibit 1 is a true and correct copy of excerpts from the 7 certified transcript of the Deposition of Plaintiff John Boudreau taken on November 19, 2019. 8 I declare under penalty of perjury under the laws of the State of Califomia that the 9 foregoing is tme and correct. 10 Executed this 14* day of August 2020, at Sacramento, California. II 12 13 NATHANIEL H. JENKINS 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 4851-1055-3287.1 LITTLER MENDELSON. P.C. l a i f l Cvnlury Part Esil Sth Floof Lo* Angelet, CA S00Sr.3tor DECLARATION OF NATHANIEL H. JENKINS IN SUPPORT OF DEFENDANT'S OPPOSITION TO 3;0 S53 030S PLAINTIFF'S MOTION FOR SUMMARY ADJUDICATION EXHIBIT 1 JOHN BOUDREAU - 11/19/2019 1 SUPERIOR COURT OF CALIFORNIA 2 COUNTY OF SACRAMENTO 3 4 JOHN BOUDREAU, AN INDIVIDUAL, 5 ON BEHALF OF HIMSELF AND ALL 6 OTHERS SIMILARLY SITUATED, 7 Plaintiff(s), 8 V. Case No 9 PRIMERITUS FINANCIAL SERVICES, 3 4-2018-00247272 10 INC., A DELAWARE CORPORATION; 11 CHRIS McGINNESS, AN INDIVIDUAL; 12 AND DOES 1 THROUGH 10, INCLUSIVE, 13 D e f e n d a n t (s) . / 14 15 16 VIDEOTAPED DEPOSITION OF JOHN BOUDREAU 17 TUESDAY, NOVEMBER 19, 2019 18 19 20 R e p o r t e d by 21 KAREN A. URBANO, CSR L i c e n s e No. 6698 22 Registered Professional Reporter 23 J o b No: 3618506 24 25 PAGES 1 - 214 Page 1 Veritext Legal Solutions 866 299-5127 JOHN BOUDREAU - 11/19/2019 1 between two and t h r e e hours i n 2016, a p p r o x i m a t e l y s i x 2 hours i n 2017 a n d a p p r o x i m a t e l y e i g h t h o u r s i n 2018. 3 Is t h a t your best r e c o l l e c t i o n s i t t i n g here 4 t o d a y o f a p p r o x i m a t e l y how much t i m e y o u s p e n t i n 5 training i n those v a r i o u s years? 12 07 :39 6 A. Yes. 7 Q. Okay. We t a l k e d a b o u t meetings and r e v i e w s and 8 training. I s there anything else that Primeritus 9 r e q u i r e d y o u t o do t h a t t o o k y o u away f r o m y o u r d u t i e s 10 as a n i n v e s t i g a t o r ? 12 07 :55 11 A. Benefit meetings. 12 Q. A n d how much t i m e d i d y o u s p e n d i n b e n e f i t 13 meetings each year? 14 A. Typically -- t y p i c a l l y a n h o u r . 15 Q. Anything else? 12 08 :07 16 A. I c a n ' t r e c a l l , no. 17 Q. Okay. So a s i d e from anything else t h a t -- o r 18 all t h e t h i n g s t h a t we've d i s c u s s e d thus f a r , you can't 19 t h i n k o f a n y t h i n g e l s e t h a t would h a v e t a k e n y o u away 20 from your investigator duties that Primeritus required 12 08 :20 21 you t o do? 22 A. No. 23 Q. Okay. Want t o t a k e a b r e a k ? 24 A. I don't know. 25 MR. SCHWAN: She s a y s , y e s . She's t h e o n e 12 . 08 •32 Page 85 Veritext Legal Solutions 866 299-5127 JOHN BOUDREAU - 11/19/2019 1 I d o n ' t know. The commission r a t e and the o v e r t i m e on 2 commission, I ' m t a k i n g at f a i t h because i t ' s not broken 3 down. 4 Q. BY MR. SCHWAN: F a i r enough. But l o o k i n g a t 5 t h i s wage statement r i g h t now, i s t h e r e a n y t h i n g t h a t 15:04:06 6 you can i d e n t i f y as b e i n g inaccurate? 7 A. No. 8 Q. Okay. And P r i m e r i t u s p r o v i d e d you 9 documentation w i t h r e s p e c t t o t h e p o i n t s t h a t you 10 earned, o r a c t u a l l y you s u b m i t t e d documentation with 15:04:29 11 r e s p e c t t o t h e p o i n t s t h a t you earned, c o r r e c t ? 12 MR. GUTIERREZ: Vague as phrased. 13 Q. BY MR. SCHWAN: Yeah, so l e t me rephrase that. 14 You s u b m i t t e d documentation each pay p e r i o d 15 w i t h r e s p e c t t o t h e p o i n t s t h a t you accumulated, 15:04:39 16 correct? 17 A. Yes, we t u r n e d i n commission sheets. 18 Q. And t h a t was t h e n r e f l e c t e d i n your commission 19 amount, c o r r e c t ? 20 A. I t should be, yes. 15:04:48 21 Q. And a r e you aware o f a t i m e when t h e p o i n t s d i d 22 n o t match t h e commission amount t h a t you expected f o r 23 any g i v e n pay p e r i o d ? 24 A. Only t h e t i m e when I was r e q u i r e d t o deduct 25 $200 from my check. 15:05:03 Page 149 Veritext Legal Solutions 866 299-5127 JOHN BOUDREAU - 11/19/2019 1 Q. So s e t t i n g a s i d e t h a t t i m e f i r s t , any o t h e r 2 times t h a n t h a t one t i m e when i t d i d n ' t r e f l e c t the 3 amount you expected t o be p a i d i n commission? 4 A. Not t h a t I'm aware o f . 5 Q. And a r e you aware -- once you l e a r n e d o f t h e 15:05:16 6 formula applicable t o t h e o v e r t i m e premium, a r e you 7 aware o f any s i t u a t i o n where t h a t amount was i n c o r r e c t l y 8 calculated? 9 MR. GUTIERREZ: Assumes f a c t s n o t i n evidence, 10 misstates testimony. 15:05:29 11 THE WITNESS: No, I c a l c u l a t e d several 12 paychecks. They j i v e d w i t h t h e wage statement -- a f t e r 13 t h e y gave me t h e c a l c u l a t i o n , I c a l c u l a t e d with the 14 f o r m u l a t h e y gave me and i t matched. 15 Q. BY MR. SCHWAN: And do you have any reason t o 15:05:43 16 b e l i e v e t h a t b e f o r e t h e t i m e t h a t t h e y gave you t h e 17 f o r m u l a , t h a t t h e amounts d i d n o t match? 18 A. Because I was t r y i n g t o c a l c u l a t e t h e wage and 19 I came up w i t h d i f f e r i n g amounts. 20 Q. Right. But t h e n I'm s a y i n g , t h e n t h e y p r o v i d e d 15:05:55 21 you w i t h t h e f o r m u l a t h e y were u s i n g w i t h r e s p e c t t o 22 o v e r t i m e and p i e c e r a t e c a l c u l a t i o n s . D i d you go back 23 t o t h e p r i o r statements and l o o k t o see i f those amounts 24 matched? 25 A. No, I j u s t - - I t h i n k I looked a t t h r e e . 15:06:08 Page 150 Veritext Legal Solutions 866 299-5127 JOHN BOUDREAU - 11/19/2019 1 Q. Do you have any reason -- and i n those t h r e e , 2 was i t t h e n c o r r e c t based on t h e f o r m u l a t h e y p r o v i d e d 3 you? 4 A. The s e v e r a l t h a t I looked a t were correct. 5 W e l l , t h e y matched w i t h t h e paycheck. 15:06:19 6 Q. And do you have any reason t o b e l i e v e t h a t t h e 7 paychecks t h a t you r e c e i v e d e i t h e r b e f o r e o r a f t e r t h a t 8 time i n c o r r e c t l y c a l c u l a t e d t h e premium based on t h e 9 f o r m u l a t h a t they p r o v i d e d you? 10 A. A f t e r I v e r i f i e d i t t h r e e times t h a t i t 15:06:33 11 matched, I had my answer. And so I d i d n ' t l o o k any 12 further. 13 Q. So my q u e s t i o n i s t h e n , do you have any reason 14 t o b e l i e v e t h a t t h e paychecks b e f o r e o r a f t e r d i d n o t 15 match t h a t amount based on t h e f o r m u l a t h a t t h e y 15:06:44 16 p r o v i d e d you? 17 A. No. 18 Q. Okay. And i s t h e r e a n y t h i n g e l s e on t h i s wage 19 statement t h a t i s i n a c c u r a t e based on what they p a i d you 20 i n t h a t pay p e r i o d ? 15:07:00 21 A. W e l l , upon upon r e s e a r c h , I b e l i e v e t h e y ' r e 22 supposed t o break down t h e a c t u a l v a l u e o f t h e p i e c e s . 23 Q. So yeah, I understand. What I'm a s k i n g i s , d i d 24 t h i s a c c u r a t e l y r e f l e c t what t h e y p a i d you? 25 A. As f a r as I know, yes. 15:07:18 Page 151 Veritext Legal Solutions 866 299-5127 JOHN BOUDREAU - 11/19/2019 1 REPORTER'S CERTIFICATE 2 3 I c e r t i f y that t h e foregoing proceedings i n t h e 4 w i t h i n - e n t i t l e d cause were r e p o r t e d a t t h e t i m e and 5 p l a c e t h e r e i n named; t h a t s a i d p r o c e e d i n g s were reported 6 b y me, a d u l y C e r t i f i e d S h o r t h a n d R e p o r t e r o f t h e S t a t e 7 o f C a l i f o r n i a , a n d were t h e r e a f t e r transcribed into 8 typewriting, 9 I further certify that I am n o t o f c o u n s e l o r 10 attorney f o r e i t h e r o r any o f t h e p a r t i e s t osaid cause 11 of action, n o r i n a n y way i n t e r e s t e d i n t h e outcome o f 12 t h e cause named i n s a i d cause o f a c t i o n . 13 I N WITNESS WHEREOF, I have h e r e u n t o s e t my hand 14 t h i s 2 6 t h d a y o f November, 2019 15 16 17 18 19 KAREN A. URBANO 20 C a l i f o r n i a CSR No. 6698 21 22 23 24 25 Page 214 Veritext Legal Solutions 866 299-5127