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FILED: NASSAU COUNTY CLERK 08/23/2016 04:20 PM INDEX NO. 608444/2015
NYSCEF DOC. NO. 15 RECEIVED NYSCEF: 08/23/2016
EXHIBIT E
United Auto Credit Corporation
860 W. Airport Fwy., Suite 702
Hurst TX, 76054
Notice of Right to Reinstate and Right to Redeem
Notice of Our Plan to Sell Property
I
Date: 1/7/2014
PAOLA K MATOS
264 TRAVIS AVE APT 2
ELMONT, NY 11003
Re: Account 0001
Retail Installment Sale or Credit Sale Contract dated 08/07/2013 ("Agreement")
2004 ACURA TL-V6 VIN 19UUA66204A021426 ("Vehicle")
Dear PAOLA K MATOS:
As a result of your default under the terms of the Agreement that you signed in connection with the
financing the purchase of the Vehicle, we have obtained possession of the Vehicle, either by
repossession or voluntary surrender.
Right to Reinstate
If thisbox is checked, you have a right to reinstate the Agreement until the time that we sellor
otherwise dispose of the Vehicle or enter into a contract for its sale or disposition (see below). If you pay
the Total Reinstatement Amount owed on or before then, you may continue with the Agreement as
though you did not default. If you do not pay the Total Reinstatement Amount and get back the Vehicle,
we may exercise our rights against you as provided under applicable law. Any payment you make should
be mailed to us at the address shown above.
Past Due Payments for 11/06/2013 through 01/06/2014 $ 1,092.80
Accrued but Unpaid Late Fees 0.00
Repossession Costs as of the date of this Notice 350.00
Other 0.00
Total Reinstatement Amount $ 1,442.80
The Total Reinstatement Amount shown above is the amount you owe as of the date of this notice. The
actual amount may be greater ifadditional payments, late fees and other costs accrue before you
exercise your rightto reinstate. You are required to pay all actual and reasonable costs we incur in
retaking the Vehicle. The dollar amount above is an estimate because any storage costs will continue to
accrue on a daily basis until you reinstate your Agreement and get your Vehicle back. You can call us at
the number provided below for a current amount. Payment must be made in one of the following forms:
cash, cashier's check..
UACC Form 290-NY
© 2008 CounselorLibrary.com
(03/2008) Page 1 of 3
Right to Redeem
You have a right to redeem the Vehicle by paying the balance owed on your Agreement, plus our costs
for repossessing and storing the Vehicle. You have this right even if you also have the right to reinstate
the Agreement (see above). You may exercise this right to redeem up to the date we sell or otherwise
dispose of the Vehicle, or enter into a contract for its sale or disposition (see below). Any payment you
make should be mailed to us at the address shown above.
Outstanding Balance $ 11,037.35
Accrued but Unpaid Interest 514.26
Accrued but Unpaid Late Fees 0.00
Repossession Costs as of the date of this Notice 350.00
Other 0.00
Total Redemption Amount $ 11,901.61
The Total Redemption Amount shown above is the amount you owe as of the date of this notice. The
actual amount may be greater if additional payments, late fees and other costs accrue before you
exercise your right to redeem (by paying off the Agreement entirely ). You can call us at the number
provided below for a current amount. Payment must be made in one of the following forms: cash,
cashier's check.
Notice of Our Plan to Sell Property
We have your Vehicle because you broke promises in our Agreement. (The checked box below applies
to you).
❑ We will sell the Vehicle at a public sale. A sale could include a lease or license.
The sale will be held as follows: Date: NA
Time: NA local time
Place: NA
You may attend the sale and bring bidders if you want.
We will sell the Vehicle at a private sale sometime after 01/20/2014. A sale could inc►ude a lease
or license.
The money we get from the sale (after paying our costs) will reduce the amount you owe. If we get less
money than you owe, you Eg will ❑ will not (as checked) still owe us the difference. If we get more
money than you owe, you will get the extra money, unless we must pay it to someone else.
You can get the Vehicle back at any time before we sell it by paying us the full amount you owe (not just
the past due payments), including our expenses. To learn the exact amount you must pay, call us at
(866) 892-3401.
If you want us to explain to you in writing how we figured the amount that you owe us, you may call us at
(866) 892-3401 or write us at 860 W. Airport Fwy., Suite 702 Hurst TX, 76054 and request a written
explanation.
If you need more information about the sale call us at (866) 892-3401 or write us at the above address.
We are sending this notice to the following other people who have an interest in the Vehicle, or who owe
money under your Agreement:
NA
UACC Form 290-NY
© 2008 CounselorLibrary.com
(03/2008) Page 2 of 3
Sincerely,
We may report information about your Account to credit
bureaus. Late payments, missed payments, or other defaults
on your Account may be reflected in your credit report.
LaTambra Moody
Remarketing Specialist
NOTICE: This is an attempt to collect a debt and any information obtained will be used for that purpose. If
you are entitled to the protections of the United States Bankruptcy Code (11 U.S.C. §§ 362; 524)
regarding the subject matter of this letter, the following applies to you: THIS COMMUNICATION IS NOT
AN ATTEMPT TO COLLECT, ASSESS, OR RECOVER A CLAIM IN VIOLATION OF THE
BANKRUPTCY CODE AND IS FOR INFORMATIONAL PURPOSES ONLY.
UACC Form 290-NY
© 2008 CounselorLibrary.com
(03/2008) Page 3 of 3
5/17/2016 MMR Pricing
Maria Giraldo (IP: 199.59.248.4) United Autc Credit Corp. (UACR)
Change View
MMR PRICING
ois Book To Summery
:Vehicle Details
. ....
Ii PINS I 4A021426 i. Co. Acc'
4.1111rOC-01 !,7Auction.1: 2817,21. I11Mileage
I 91943
Photo n. # ii Wo/SN ,1
- —
ii Year :i 2004 :i Make ACURA ,-;Model
.- n Series
MMR Pricing Data
Auction Reported Condition :Average
Closest MMR Condition I:. Average
Regional Price National Price
Clean Average j Rough Clean Average Rough
$9,275.00 6 $7,575.00 I *$5,875.00 059,450.00 6 $7,725.00 ••::-? $5,975,0.0
Next Month Projection it
Average Regional Price Average National Price
$7,550.00 $7,700:00 ,,
Valuation Notes
• Pricing based on MMR Edition - March 24, 2014.
• Pricing based on auction region - NE.
• Pricing based on mileage of 91,943.
• Pricing assumes 'average' of equipment on similar vehicles recently sold at auction; specific equipment on this
vehicle was not evaluated.
• The Body Style chosen was : 4D SEDAN
• rudaliner: Data and infornsstion is provided for informational purposes only. Neither AA.SC nor Manheim Auctions, Inc. assumes Llab5ty for any inaccurate or incomplete
information, nor for any actions Laken in rokance thereon, Data 5 provided by Martheim Auctions, Inc. and has not been evaluated or verified by AASC.
19.97-2016 Auto Audio, Servkes Corp. AI Rights Contact Us
I Tarns of Use
IPrivacy Policy
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hftps://www4.autoims.com/jsp/vehicle/pricing/mmr/mmrPricingisp?tab=pricing&invid=74336243&displayOnly&archive=yes&trald=47528858bodystyle=4D%20SEDAN&guidepriceld=8226986&userChosenCondit..
. 1/1
11/18/2015 Tabbed Vehicle Summary
Rick Blunt (IP: 199.59.248.4)
TABBED VEHICLE SUMMARY
Sold / Funds Sent
2004 ACURA TL VIN; 19UUA66204A021426 Action: -
Ext. Color: GRAY Client: UACR Secondary Client: -
Int. Color: Black Cn. Acc. #: 14055570001 Confirmation Number: -
Engine: 6-Cylinder Gas Auction: ADESA Long Island Vehicle Grade (Original CR):
Transmission: Automatic Auc. WO/SN: 281721 Grade 3: Average
Transmission Mileage: 91,943 Vehicle Grade (Approved
Series: - License Plate: - CR): -
Sub-Series: - Classification: -
Equipment: 6.G.-ATAC-25- Title Status: Title Received
TC-EW-MS-DL-LI-CC-DU-
MR-FWD-TL-DAB
Client r ,r
LIvePrIcIng Holds rDocuments
or.;
>crall To: Sale Information
Auction Supplies; Cates:
Printable View
Admin: Autoims Pee $5.00 $5.013— —
Recon: Keys - Standard $140.00 $140.00
Admin: Environmental Fee $4.00 $4.00
Recon: Wash $25.00 $25.00
Recon: Gasoline 2 gallons $16.00 $16.00
Transport: Transportation FeePick Up from Brooklyn to Yapha $165.00 $165.00
Admin: Sale Fee $105.00 $105.00
5460.00 $460.05
(total) (total)
Sale Information
Lot ID B Funds Received
Lane# 02 Buyer Payment Received Date
03/28/2014
Run# 78 Sold Date 03/28/2014
Req Run# Sale Price $5,600.00
Floor Price (Accepted) $6,800.00 Check Amount $5,140.00
Floor Price (Requested) $6,800.00 Check Number 471
Damage Est. $2,122.50 Charge Amount $460.00
Scheduled Sale Date 03/28/2014 Buyer ID 209050001
Days Run 1 Buyer Name SF AUTO SALES LLC
Highest Bid Purchasing Dealer State NY
Auction Venue Open Auction Sale Internet Buyer? No
Arbitration Reason Other Manufacturer Dealer Number
Funds Sent 03/31/2014 GST Collected
Funds Shipping Method Corporate Parts Amount
Funds Tracking Number Corporate Tires Amount
Auction Supplied Dates
04/11/2014 POA Received Date
Modified by Auction EDI
2:35 PM EDT
Saleable 01/2W2014
_AssianmentAccentad 01/31/20.1.4
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https://www2.autoims.comfisp/vehicle/detail.jsp?invid=74336243&archive=yes&show-view 1/1
11/18/2015 Tabbed Vehicle Summary
Rick Blunt (IP: 199.59.248.4)
LIVE REPORTS
TABBED VEHICLE SUMMARY
•••••• •,••
Sold / Funds Sent
2004 ACURA TL VIN: 19UUA66204A021426 Action: -
Ext. Color: GRAY Client: UACR Secondary Client: -
Int. Color: Black Cn. Acc. #: 14055570001 Confirmation Number: -
Engine: 6-Cylinder Gas Auction: ADESA Long Island Vehicle Grade (Original CR):
Transmission: Automatic Auc. WO/SN: 281721 Grade 3: Average
Transmission Mileage: 91,943 Vehicle Grade (Approved
Series: - License Plate: - CR): -
Sub-Series: - Classification: -
Equipment: Q.0.::ATAQ.:E.S.:-. Title Status: Title Received
TC-EW-MS-DL-LI-CO-DU-
MR-FWD-TL-DAB
Tracking Condition Auctioi.
I Client Ivor r Documents
T,,
Scroll To: Addirkinor Pnting Fi ‘0,1r
Nor:Mlle&
WAR Related Nixes Printable View
AdditionalPricing Fields
Floor Price (Requested) . $6,800.00 Auction Guide Book Price
Floor Price (Accepted) $6,800.00 Actual Cash Value
Floor Price (Private) Private Book Value
Online Pricing Date Online Pricing By
Custom Amount 1 Custom Amount 2
Custom Amount 3 Custom Amount 4
Custom Amount 5 Custom Amount 6
Private Amount 1 - Private Amount 2
Floor Price and Bid History Related Notes
Date Written I Writer Text
03/24/2014
Joe Cote(CN) Floor Price (Requested) changed to $7,800.00
3:53 PM EDT
03/28/2014
Joe Cote(CN) Floor Price (Requested) changed to $6,600.00
7:45 AM EDT
03/28/2014
EDI Auction(AUC) Daysrun: 1; Highest Bid Recorded by Auction: -
3:50 PM EDT
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5/17/2016 Printable Vehicle Summary
Sold / Funds Sent
2004 ACURA TL V1N• I9UUA66204A021426 Action: -
Ext. Color: GRAY Client: UACR Secondary Client: -
lot. Color: Black Cu. Ace. //:1111.1111110001 Confirmation Number: -
Engine: 6-Cylinder Gas Auction: ADESA Long island Vehicle Grade (Original CR):
Transmission: Automatic Auc. WO/SN: 281721 Grade 3: Average
Transmission Mileage: 91,943 Vehicle Grade (Approved CR): -
Series: - License Plate: - Classification: -
Sub-Series: - Title Status: Title Received
1/t0 Stud Stop Equipment: .6G-AT-AC-PS-TC-
EW-14$717).1.,-LI-CC-DU-MR-
FWD-TL,-DAB
HTML View of CR Major Damage: - Vehicle Type: Car or Light Truck
Anneimport Conditions.:
Additional Damages: - File Insurance Claim?: -
• As Is As Is 100K Miles: NO Request Previous Repair Order: -
• Altered SuspensionUniBody/Frame Damage: NOGeneral Remarks: Suspension modified.
Y r el .v 1/0 T7n0 ..Incrernental Recon: No
.
Cleaning Level Req. (client): Wash and Vacuum Only
Equipment
Engine Leather InteiiTi- i Roof Moon Roof
Engine Size Seats IMemery ; Drive Type iFront Wheel Drive
Transmission Automatic Transmission Locks I Yes Rear Defroster Yes
Alr Cruise Yee Tilt Yes
_
Steering Yes Radio AM/FM CD/Cassette Airbag Dual Air Bags
rakes traction Control Windows Yes # Seats
Air Conditioning Stereo - AM/FM CD/Cassette Motor Fuel Type • Gas
Car LF Tires - 5/32 inch Car RF Tires - 5/32 inch Car LR Tires - 2/32 inch
Car RR Tires - 2/32 inch Side Airbag Loft Front Side Airbag RightFront
-I,
Power Driver & Passenger Seat Tiro Brand - Front Loft • Bridgestone lire Brand - Front Right - Firestone
Additional Equipment Tire Brand - Rear Left • Fusion Tire Brand - Rear Right - Generic Memory Seat
Telescopic Steering Wheel Telescopic Steering Wheel Heated Mirrors
Power Mirrors Heated Seats - Heated Seats - Driver & Passenger
Front Wheel Drive
Transmission - Automatic Transmission
Tilt Wheel Cruise Control
.. ......._....
Left Curtain Airbag Right Curtain Airbag
`Trailer VIN Trailer Condition
Damages otraz.!.
Repair- Repair Damage Display Paler
Ph7to item SeverityactionCommence Labor Cl
Approved Repaired
Sflgge%1LcA Group ((wile
No Loft Front Dirty
[no photo( No InteriorDoor Penel Report $0.00j if $0.00
Left Rear Di,,
[no photo) InteriorDoor Penel_d Report $0.00 $0.00 0
[no photo] Cargo Area
Interior — So.:itched Repair 50,00 I $0.00 $0,00
j
[no photo) No InteriorCargo Area Worn Wiped' $0.00 $0,00 50.00
(no photo) NO . InteriorCargo Amp Dirty Repot • $0.00i $0.00 $0.00
Right Rear .
[no photo] No No Interior Dirty Report • $0.00 $0.00 50.00
Door Pani4
Goittluie
[no photo[ Interior Cover
P.epett $6.0oi $0.00 0,00 •
Cori ale
[no photo) Interior bents Report .$0,001 80.00 SCUM
Cover
Console
[no photo) Interior
Cover
Dirty Repent Seco • $0.00 $0.00:
444
[no photo) InteriorRight Front
Door Panel.
Dirty ri6j)wi $0,00 $0.00 00.00
Steering
[no photo) interior Wheel Renorti $0.00 $0.00 .10.00
1.
Steering
(no photo] interior Wheel :Repell 50.00 40,00 00.00
(no photo] Inultiornastiii;Oti .Worn Report $0.00 50,06
(no photo] Interior Meta Missing Report , $0.00 $0.00 0 $10):.(0:7
$
(no photo) Nir No ( Interior Dirty Report r 1 $0,00 [ 01 0
https://www4.autoims.com/jsp/vehicle/print-detai I .jsp?invid=74336243&archive=yes&print=yes 114
5/17/2016 Printable Vehicle Summary
[no photo] No No. interiorSunroof Dirty Report $0.00 50.00
Shade
Loit rront
(no photo] No No 'Mork/
Carpal
Worn Report 50.00 $0.00. 3040
019,900114 No Mq. Interior
FF
Left Froth.
Carpal
Dirty Report $0.00 $0.011,0 moo
Hight FIVill
(no photo] No Interior Dirty Report 1 $0.00 $0.001 0 0 50.0n
Carpal
" IOU pliotel No Left Front Seal
Interior Dirty Report $0.00 $0.00 0 0 $0,00
Right Front
(no photo] Interior
Seat
Worn Report $0.00 S0,001 U 0 J 50.00
Ave.
Righeat
t Front
[no photo] NO! Na Interior Dirty jReport $0.00 $0.00 MOO
S
Left Rear
[no photo] Interior Dirty Report $0.00j$0.00 0 0 $0.00
Carpet
Right Rear
(no photo] No No Interior Dirty Report $0.00 $0.00 0 0 $0.00
Carpet
Light I To 3
photo)
[no No Paint Hood Repair $0.00 $17.5010 0.5 $17.50
Scratch Inches
Previous
[no photo) Paint Hood Acceptable ' Report $0.00! $0.00 0 0 $0,00
Repair
Lower a moo
[no photo] No No Paint <
Valence
Loose Report '$0.00 0 t U $0.00
Right Front
photo)
[no No Ne Paint
Fender•
ReplacedAcceptable
Report $0.00 $0.00 0 0 $0.00
Right FrontPrevious
[no photo] No No Paint Acceptable
Report $0.00I $0,001 CE. • $0.00
Door [top)*
Right Roar Light 1 To 3
photo]
[no No Paint Repair 50.00 $17.50 0 0.5 # 517.50
Door Scratch Inches
Front 1 To 3
1-1.4)4YY.
[no photo] No Paint Report $0.00j 30.00 $0.00
.Bumper/Cover
SoratCh Inches
Front Previous
[no photo) T1
. too Paint
Burnper/Coveritepalr
Acceptable
Report $0.00 50.00 0 0 50.00
ii Front ; L.4304.e
[no photo] No Paint R pert $0.00 $0 00 It 0 $0.00
Bumper/Cover
Rear Previous
[no photo] No Acceptable
Report I $0.00 $0.00 0 $0.00
Paint Bumper/Cover Repair
Rear _.
[no photo] No Paint Misaligned Report 1 $0.00 $0.00 0 0 $0.00
Bumper/Cover.
,----
• Rear 1 To 3
[no photo] Paint. Torn Report $0.00; $0.00„]0 $0.00
.Bumper/Cover Inches
... ..••••••,.
-,....,-,
Li 6 To 9
(no photo] Paint Deck Lid• ght Repair 50.00 517.50 10 5 $17.50
.Sixatch Alphas.
Heavy i To 3
[no photo] Paint Left Qtr Panel' Report $0.00 $0.00i
Scratch inches
. ..... ... .
1 To 3
[no photo) Paint~ Left Qtr Panel
Rusty Report $0,00 1
$0.00 0 0 $0.00
Inches
w M
Left Front
[no photo] No Paint Chipped .41 InchRepair $0.00 $17.50 0 0,5 $17.50
Door
Light 1 To 3
[no photo] No No Paint Roof Repair 50 00 $17.50 04 $17.50
Scratch Inches
Right Rear
[no photo) No No Mechanical
Suspension
ReplacedAcceptable
Report $0.00 511.00 50.00
Kayletts i $0.00
[no photo] No i No Mechanical Mfesing iReport 1 50,00 $0,00
!Ionia)
... . . .
(no photo] No No Mechanical Fuel 1
Low Fluid Report $0.00 $0.00 50.00
[no photo] No No Mechanical Battery Weak 1Repair .1 50.00
Loll Front
(no photo] No No Mechanical
Suspension
ReplacedAcceptable r Report 01.00 $0.00 0 .$0,00
1
Right Front
[no photo] No No :Mechanical
Suspension
ReplacedAcceptable
Report $0.00 $0.00 $0.00
:, ,...
Lof t Roar is
[no photo] No Np i Mechanical . Replaced;
Acceptable
Report $0.00 $0.00 $0.00
Suspension
. „ ,.„.....
Right Roar
[no photo] No No Tires 'lira Milan etched
Acceptable
Report 50,00 1
$0.150 $0.00
Right Front .
[no photo] NO Mismatched Repoli t
Acceptable $0.00, 5[1.00 $0,00
lire
[no 06114 NO 'Tiros. Rear Tire "Mismatched' Acceptable
Left Report ! $0.00i $0,00 $0,00
Ina phgl0] Thee Left Front Tire.
Mismatched Report
Acceptable 50.00 50.00 $0.00
ooto
No Damage
ee06-'"
$0.00
Right $0.00
Ine phethl No Damage
Stroviaor
$0.00 50.00
...,....,....
filo photo). No No Damage t.ett Stinvlsor some tong $0.00
040,)] No No Damage Valot Key, .yOon $0.00; 0. 0 50.00
........
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5/17/2016 Printable Vehicle Summary
()to Damage E ire Photo 1
a I
Damag Extra Photo 1
Photo Only
Damage Photo - Dash
Damage Photo - Dash
Photo Only