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SKOOTSKY & DER LLP
90 New Montgomery Street, Suite 600
San Francisco, CA 94105
ERNEST F. DER (State Bar No. 154502)
SKOOTSKY & DER LLP
90 New Montgomery Street, Suite 600
San Francisco, CA 94105
Telephone: (415) 979-9800
Facsimile: (415) 979-9821
Email: eder@skootskyder.com
Attorneys for PAULA R. BIBBS,
Petitioner and Successor Trustee
ELECTRONICALLY
FILED
Superior Court of California,
County of San Francisco
04/04/2018
Clerk of the Court
BY:AISHA NELSON
Deputy Clerk
SUPERIOR COURT OF THE STATE OF CALIFORNIA
FOR THE COUNTY OF SAN FRANCISCO
UNLIMITED JURISDICTION
IN RE:
THE ROSIA L. HART REVOCABLE
TRUST DATED MAY 19, 2004
Case No. PTR-06-288755
COVER SHEET - ORIGINAL OPENING
BANK STATEMENTS
Hearing Date: May 21, 2018
Time: 9:00 A.M.
Department: Probate
Case No. PTR-06-288755
COVER SHEET — ORIGINAL OPENING BANK STATEMENTSA203 BS)
Biy-Uii C10) wellsfargo.com
02/26/2018 . Serramonte Center
135 Serramonte Center
Daly City, CA 94015
The Rosia L Hart Revocable Trust .
Paula R Bibbs TTE
35 Grove St, Ste 108
San Francisco, CA 94102
Dear Paula R Bibbs:
This letter is verification that the Customer named above has the following deposit accounts with Wells Fargo.
Account Number Date Opened Current Balance*
6363350643, 02/18/2014 $4,232.04 as of
: : 02/28/2014
5363519850 02/18/2014 $48,219.05 as of
02/28/2014
*The Balance is the opening available balance as of the date of this letter but such balance does not include any uncollected
items and/or amounts that have not yet been posted to such account as of the date hereof. The foregoing is not, and should
‘not at any time or in any way be construed as a guaranty of future account balances.
This letter is strictly confidential and the information herein is solely for Customer's lawful use. This letter is given in good
faith, without legal liability. Wells Fargo does not represent and warrant that this information is complete or accurate and any
errors or omissions In the information shall not be a basis for a clalm against Wells Fargo. Wells Fargo does not undertake or
accept any duty, responsibility, liability or obligation that may arise from providing this letter and/or for any reliance being
placed upon information in this letter or for any loss or damage that may result from reliance being placed upon it... Wells
Fargo does not assume any duty or obligation to you or any other person or entity by providing this information and this
information is subject to change without notice to you. Wells Fargo does not undertake any duty to update you in the event any
deposit account relationship referenced above is, or is the process of being, modified, terminated or cancelled. By requesting
and utilizing this information, you agree to indemnify, defend, and hold Wells Fargo harmiess from and against any claim
resulting from the disclosure and use of the information by you, or from the breach by you of any agreement, representation or
warranty herein.
If you have any questions, please contact me at: (650)992-4111.
A representative will be happy to assist you, as follows:
Monday — Thursday: 9:00 AM - 6:00 PM PST.
Friday: 9:00 AM - 6:00 PM PST
Saturday: 9:00 AM - 6:00 PM PST
Thank you. We appreciate your business.
Sincerely,
Together we'll go far “
John Roxa:
Premier Banker
© 2016 Wells Fargo Bank, N.A. All rights reserved.
DSG4236 (Rev 01 07/16)PMA account 6363350643 @ February 19, 2014 - February 28, 2014 m Page 1 of 7
Pp M A Wells Fargo° PMA Package
B12 29) Ba)
BW NSLEL@)
PP
THE ROSIA L HART REVOCABLE TRUST
PAULA R BIBBS TTE
875 ISLAND DR # 387A
ALAMEDA CA 94502-6781
(14a)
628993,
Questions? Please contact us:
ou
Wells Fargo Premier Banking Team
Available 24 hours a day, 7 days a week
Phone: 1-800-742-4932 , TTY:1-800-600-4833
Spanish: 1-877-727-2932
Chinese: 1-800-288-2288
Online: wellsfargo.com
Write: Wells Fargo Bank, N.A.
P.O. Box 6995
Portland, OR 97228-6995
February 28, 2014
Total assets: $52,451.09
Total liabilities: $0.00
Qualifying Balance : $52,451.09
Deposit Balance : $52,451.09
poses sas
Contents Page
Overview... 6... eee eee wee 2
PMA® Premier Checking Account. : 3
Savings and Retirement Savings. . . . .PMA account 6363350643 @ February 19, 2014 - February 28, 2014 @ Page 2 of 7
ai '22) 8 Fy
py VSS le)
Overview of your PMA account
Assets
Percent Balance this
Account (Account Number) of total month ($)
PMA® Premier Checking Account (6383350643) 8% 4,232.04
Wells Fargo” High Yield Savings (6363519860) 92% 48,219.05
Total assets $52,451.09
Total asset allocation (by account type)
Checking Prepaid: 8%
A
Gad
Savings: 92%
Interest, dividends and other income
The information below should not be used for tax planning purposes.
Account This month This year
PMA® Premier Checking Account (6363350643) 0.04
Wells Fargo® High Yield Savings (6969519850) 2.98
Total interest, dividends and other income $0.00 $3.02
~\
The "Overview of your PMA Account" section of your statement is provided for informational and convenience
purposes. The Overview shows activity and information from (1) deposit, credit, trust and foreign exchange accounts
with Wells Fargo Bank, N.A., and (2) brokerage accounts with Wells Fargo Advisors, LLC, or Wells Fargo Advisors
Financial Network, LLC (members SIPC); brokerage accounts are carried and cleared through First Clearing, LLC; (3)
Wells Fargo Funds Management, LLC provides investment advisory and administrative services for Wells Fargo
Advantage Funds; other affiliates provide subadvisory and other services for the Funds; and (4) insurance products
offered through non-bank insurance agency affiliates of Wells Fargo & Company and underwritten by unaffiliated
insurance companies.
We want to let you know about an important upcoming change.
Effective April 7, 2014, the fee for depositing international items, such as foreign checks, drafts and money orders
drawn on banks located outside the United States will be $5. This fee will be charged per item and will apply
whether the international item is in a foreign currency or U.S. dollars. Please note that international item fees do not
apply to deposits of U.S. dollar items that are drawn on U.S. banks.
i you have questions, please contact your local banker, or call the phone number listed at the top of your statement.
528994PMA account 6363350643 m February 19, 2014 - February 28, 2014 @ Page 3 of7
a7
SN stereo) Did you know that you can review your safe deposit box information through Wells Fargo
Online Banking? Sign on to online banking and go to your account summary page. Check it out
today.
PMA® Premier Checking Account
Activity summary Account number: 6363350643
Balance on 2/19 0.00 THE ROSIA L HART REVOCABLE TRUST
Deposits/Additions 5,000.04 PAULA R BIBBS TTE
Withdrawals/Subtractions - 768,00 Wells Fargo Bank, N.A. (Member FDIC)
Balance on 2/28 $4,232.04 CALIFORNIA account terms and conditions apply
Questions about your account: 1-800-742-4932
Worksheet to balance your account and General
Statement Policies can be found towards the
end of this statement.
Interest you've earned
Interest earned this month $0.04
Average collected balance this month $3,923.20
Annual percentage yield earned 0.04%
Interest paid this year $0.04
Total interest paid in 2013 $0.00
Transaction history
Deposits/ — Withdrawals/ Ending Daily
Date Description Check No. Additions Subtractions Balance
Beginning balance on 2/19 0.00
2124 Transfer From Savings Ref #OpeSHs4Nyt Xx0009850 5,000.00 5,000.00
2128 Check 95 768.00
2128 Interest Payment 0.04 4,282.04
Ending balance on 2/28 4,232.04
Totals $5,000.04 $768.00
Summary of checks written (checks listed are also displayed in the preceding Transaction history section)
‘Number Date $ Amount
95 2128 768.00
526995PMA account 6363350643 = February 19, 2014 - February 28, 2014 m Page 4 of 7
A120) 0 ey
py-V Stele)
Wt PMA° PREMIER CHECKING ACCOUNT (CONTINUED)
Please read the following important information about the Direct Deposit Advance” service.
When will a Direct Deposit Advance” be available in my checking account?
After you complete your Direct Deposit Advance transaction, the advance will be immediately added to your
checking account as a "pending deposit." For these transactions, "pending" means that the money is available for
you to spend or to withdraw, but we have not yet officially recorded the transaction to your account.
We have a deadline ("cut-off time") of 8:30 P.M. PT to record transactions to your account. If an advance is completed
after 8:30 P.M. PT but before our nightly processing (this generally happens just after midnight), the money will be
used to help pay your other transactions (such as checks and automatic payments) that night. The recorded date for
the advance, however, will be the date of our _—_ next nightly processing. That recorded date will be shown on your
statement and in online banking.
The following scenarios show when an advance will be available, when we will use the money for other transactions,
and how the date will appear on your account statement:
Time/Day of Transaction is:
4, BEFORE8:30 P.M. PT Monday through Thursday
- Money is available for use or withdrawal the same day
- Money will be used by the bank to pay other transactions the same day
- Recorded date for advance is today's date
2. AFTER 8:30 P.M. PT Monday through Thursday
- Money is available for use or withdrawal the same day
- Money will be used by the bank to pay other transactions the same day, if taken before nightly processing
(midnight)
- Recorded date for advance is tomorrow's date
3. AFTER 8:30 P.M. PT on Friday or over the weekend
- Money is available for use or withdrawal the same day
- Money will be used by the bank to pay other transactions during Monday's nightly processing
- Recorded date for advance is Monday's date (except holidays)
Wells Fargo ExpressSend® transfer fees will be changing effective April 7, 2014. Please visit the ExpressSend
Remittance Cost Estimator at wellsfargo.com/costestimator or talk with a Banker beginning April 7 to get
information on the new fees.
As areminder, PMA Package monthly service fees are calculated using the combined month end balances of all
qualifying accounts linked to your PMA Package relationship. If you do not meet the minimum balance
requirements*, the standard monthly service fee of $30 will be assessed to your primary checking account on the
3rd business day following month end. This fee will appear in the transaction history section for the primary
checking account on your next month end statement.
*$25,000 in any combination of qualifying linked bank deposit accounts (checking, savings, time accounts (CDs)
FDIC-insured IRAs) or $50,000 in any combination of qualifying linked bank, brokerage (available through Wells
Fargo Advisors, LLC) and credit balances (including 10% of mortgage balances, certain mortgages not eligible).
526996PMA account 6363350643 mw February 19, 2014 - February 28, 2014 m Page 5of7
By a)
BN erey
|} pMA° PREMIER CHECKING ACCOUNT (CONTINUED)
Thank you for being a PMA customer. We hope you are enjoying the higher level of benefits.
We want to let you know that on or about March 24, 2014, you will be able to get the following information about
your PMA Package through Online Banking at wellsfargo.com:
- Your qualifying balance from the prior month's PMA statement
- Details about how to waive the monthly service fee
~ List of accounts that are currently linked to your PMA relationship
- Display of additional accounts that you own which can be linked to your PMA Package
To see this information, begin by signing on to Wells Fargo Online Banking. Next, on the Account Summary page,
click on the first PMA checking account on the list. This will bring you to the Account Activity page for the PMA
checking account. From here, click on the PMA Balance and Benefits link which can be found on the left side of the
page.
XQ
rm
REMINDER: Unless you have at least $10,000 in qualifying relationship balances in accounts linked to your PMA
Package on the last day of the third monthly statement cycle after your PMA Package was opened, your PMA
Package will be terminated, all your accounts will be delinked from your PMA relationship and your PMA Premier
Checking account will be converted to a non-interest earning checking account as described in the addendum to the
Consumer Account Fee & Information Schedule provided to you when you opened your PMA Package.
628997PMA account 6363350643 m February 19, 2014 - February 28, 2014 m Page 6 of 7
125)
by Nitete) Did you know that you can review your safe deposit box information through Wells Fargo
Online Banking? Sign on to online banking and go to your account summary page. Check it out
today.
Wells Fargo" High Yield Savings
Activity summary Account number: 5363519850
Balance on 2/19 0.00 ‘THE ROSIA L HART REVOCABLE TRUST
Deposits/Additions. 53,219.05 PAULA R BIBBS TTE
Withdrawals/Subtractions ~ 5,000.00 Wells Fargo Bank, N.A. (Member FDIC)
Balance on 2/28 $48,219.05 CALIFORNIA account terms and conditions apply
Questions about your account: 1-800-742-4932
Worksheet to balance your account and General
Statement Policies can be found towards the
end of this statement.
Interest you've earned
Interest earned this month $2.98
Average collected balance this month $49,579.70
Annual percentage yield earned 0.20%
Interest paid this year $2.98
Total interest paid in 2013 $0.00
Transaction history
Deposits’ —_ Withdrawals/ Ending Daily
Date Description Additions Subtractions Balance
Beginning balance on 2/19 0.00
2ng ‘Savings Opening Deposit 53,216.07 53,216.07
2121 Transfer to Premier Checking Ref #OpeSHs4Nyt Xx00x0643 5,000.00 48,216.07
2128 Interest Payment 2.98 48,219.05
Ending balance on 2/28 48,219.05
Totals $53,219.05 $8,000.00
628998a2 BR
BY -NSteLO)
PMA account 6363350643 = February 19, 2014 - February 28, 2014 m Page 7 of 7
Worksheet to balance your checking account
4, Go through your check register and mark each check (this includes
cancelled, converted and substitute checks that may appear on your
statement), withdrawal, ATM transaction, payment, deposit or other credit
listed in the "Transaction history" section of your statement. Be sure your
register shows any interest or dividends paid into your account and any
service charges, automatic payments or transfers withdrawn from your
account during this statement period.
2, Using the chart below, list any outstanding, converted or substitute
checks, as well as any ATM withdrawals, payments or any other
withdrawals (including any from previous months) which are listed in your
register but are not shown on your statement.
3. Balance your account by filling in the spaces below.
“ENTER
[A] The “ending balance”
shown on your statement
= ADD
Any deposits listed in
your register or transfers into
your account which are not
shown on your statement
= CALCULATE SUBTOTAL
(Add parts nd [B])
= SUBTRACT
‘otal of outstanding
checks and withdrawals from
the chart at right
= CALCULATE
ENDING BALANCE
(Part [A] + Part [B] - Part [E])
This amount should be the
same as the current balance
shown in your check register.
$ Items outstanding
Check number Amount
—>$
$
-$
Scanmmoenanss
Total $
General statement policies for Wells Fargo Bank
HI To dispute or report
inaccuracies in information we
have furnished to a Consumer
Reporting Agency about your
accounts, You have the right to
dispute the accuracy of
information that Wells Fargo Bank,
N.A. has furnished to a consumer
reporting agency by writing fo us
at Wells Fargo Servicing, P.O. Box
14415, Des Moines, |A
50306-3415. Please describe the
specific information that is
inaccurate or in dispute and the
basis for the dispute along with
supporting documentation. If you
believe the information furnished
is the result of identity theft,
please provide us with an identity
theft report.
HI Checking account information. After
balancing your checking account, please report
any differences to us as soon as possible but no
lator than within 30 days. Special provisions,
including a reporting period of up to 60 days,
apply if the difference involves an electronic funds
transfer. These provisions are explained below.
In case of errors or questions about your
electronic transfers, telephone us at the number
printed on the front of this statement or write us at
Wells Fargo Bank, P.O. Box 6995, Portland, OR
97228-6995 as soon as you can, if you think your
statement or receipt is wrong or if you need more
information about a transfer on the statement or
receipt. We must hear from you no later than 60
days after we sent you the FIRST statement on
which the error or problem appeared.
©2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801
628999
4, Tell us your name and account number (if any).
2. Describe the error or the transfer you are
unsure about, and explain as clearly as you can
why you believe itis an error or why you need
more information.
3. Tell us the dollar amount of the suspected
error.
We will investigate your complaint and will
correct any error promptly. Ifwe take more than
10 business days to do this, we will credit your
account for the amount you think is in error, so
that you will have the use of the money during the
time it takes us to complete our investigation.
1 Deposit and credit products offered by Wells
Fargo Bank, N.A., Member FDIC.
a
Preview
SKOOTSKY & DER LLP 90 New Montgomery Street, Suite 600 San Francisco, CA 94105 ERNEST F. DER (State Bar No. 154502) SKOOTSKY & DER LLP 90 New Montgomery Street, Suite 600 San Francisco, CA 94105 Telephone: (415) 979-9800 Facsimile: (415) 979-9821 Email: eder@skootskyder.com Attorneys for PAULA R. BIBBS, Petitioner and Successor Trustee ELECTRONICALLY FILED Superior Court of California, County of San Francisco 04/04/2018 Clerk of the Court BY:AISHA NELSON Deputy Clerk SUPERIOR COURT OF THE STATE OF CALIFORNIA FOR THE COUNTY OF SAN FRANCISCO UNLIMITED JURISDICTION IN RE: THE ROSIA L. HART REVOCABLE TRUST DATED MAY 19, 2004 Case No. PTR-06-288755 COVER SHEET - ORIGINAL OPENING BANK STATEMENTS Hearing Date: May 21, 2018 Time: 9:00 A.M. Department: Probate Case No. PTR-06-288755 COVER SHEET — ORIGINAL OPENING BANK STATEMENTSA203 BS) Biy-Uii C10) wellsfargo.com 02/26/2018 . Serramonte Center 135 Serramonte Center Daly City, CA 94015 The Rosia L Hart Revocable Trust . Paula R Bibbs TTE 35 Grove St, Ste 108 San Francisco, CA 94102 Dear Paula R Bibbs: This letter is verification that the Customer named above has the following deposit accounts with Wells Fargo. Account Number Date Opened Current Balance* 6363350643, 02/18/2014 $4,232.04 as of : : 02/28/2014 5363519850 02/18/2014 $48,219.05 as of 02/28/2014 *The Balance is the opening available balance as of the date of this letter but such balance does not include any uncollected items and/or amounts that have not yet been posted to such account as of the date hereof. The foregoing is not, and should ‘not at any time or in any way be construed as a guaranty of future account balances. This letter is strictly confidential and the information herein is solely for Customer's lawful use. This letter is given in good faith, without legal liability. Wells Fargo does not represent and warrant that this information is complete or accurate and any errors or omissions In the information shall not be a basis for a clalm against Wells Fargo. Wells Fargo does not undertake or accept any duty, responsibility, liability or obligation that may arise from providing this letter and/or for any reliance being placed upon information in this letter or for any loss or damage that may result from reliance being placed upon it... Wells Fargo does not assume any duty or obligation to you or any other person or entity by providing this information and this information is subject to change without notice to you. Wells Fargo does not undertake any duty to update you in the event any deposit account relationship referenced above is, or is the process of being, modified, terminated or cancelled. By requesting and utilizing this information, you agree to indemnify, defend, and hold Wells Fargo harmiess from and against any claim resulting from the disclosure and use of the information by you, or from the breach by you of any agreement, representation or warranty herein. If you have any questions, please contact me at: (650)992-4111. A representative will be happy to assist you, as follows: Monday — Thursday: 9:00 AM - 6:00 PM PST. Friday: 9:00 AM - 6:00 PM PST Saturday: 9:00 AM - 6:00 PM PST Thank you. We appreciate your business. Sincerely, Together we'll go far “ John Roxa: Premier Banker © 2016 Wells Fargo Bank, N.A. All rights reserved. DSG4236 (Rev 01 07/16)PMA account 6363350643 @ February 19, 2014 - February 28, 2014 m Page 1 of 7 Pp M A Wells Fargo° PMA Package B12 29) Ba) BW NSLEL@) PP THE ROSIA L HART REVOCABLE TRUST PAULA R BIBBS TTE 875 ISLAND DR # 387A ALAMEDA CA 94502-6781 (14a) 628993, Questions? Please contact us: ou Wells Fargo Premier Banking Team Available 24 hours a day, 7 days a week Phone: 1-800-742-4932 , TTY:1-800-600-4833 Spanish: 1-877-727-2932 Chinese: 1-800-288-2288 Online: wellsfargo.com Write: Wells Fargo Bank, N.A. P.O. Box 6995 Portland, OR 97228-6995 February 28, 2014 Total assets: $52,451.09 Total liabilities: $0.00 Qualifying Balance : $52,451.09 Deposit Balance : $52,451.09 poses sas Contents Page Overview... 6... eee eee wee 2 PMA® Premier Checking Account. : 3 Savings and Retirement Savings. . . . .PMA account 6363350643 @ February 19, 2014 - February 28, 2014 @ Page 2 of 7 ai '22) 8 Fy py VSS le) Overview of your PMA account Assets Percent Balance this Account (Account Number) of total month ($) PMA® Premier Checking Account (6383350643) 8% 4,232.04 Wells Fargo” High Yield Savings (6363519860) 92% 48,219.05 Total assets $52,451.09 Total asset allocation (by account type) Checking Prepaid: 8% A Gad Savings: 92% Interest, dividends and other income The information below should not be used for tax planning purposes. Account This month This year PMA® Premier Checking Account (6363350643) 0.04 Wells Fargo® High Yield Savings (6969519850) 2.98 Total interest, dividends and other income $0.00 $3.02 ~\ The "Overview of your PMA Account" section of your statement is provided for informational and convenience purposes. The Overview shows activity and information from (1) deposit, credit, trust and foreign exchange accounts with Wells Fargo Bank, N.A., and (2) brokerage accounts with Wells Fargo Advisors, LLC, or Wells Fargo Advisors Financial Network, LLC (members SIPC); brokerage accounts are carried and cleared through First Clearing, LLC; (3) Wells Fargo Funds Management, LLC provides investment advisory and administrative services for Wells Fargo Advantage Funds; other affiliates provide subadvisory and other services for the Funds; and (4) insurance products offered through non-bank insurance agency affiliates of Wells Fargo & Company and underwritten by unaffiliated insurance companies. We want to let you know about an important upcoming change. Effective April 7, 2014, the fee for depositing international items, such as foreign checks, drafts and money orders drawn on banks located outside the United States will be $5. This fee will be charged per item and will apply whether the international item is in a foreign currency or U.S. dollars. Please note that international item fees do not apply to deposits of U.S. dollar items that are drawn on U.S. banks. i you have questions, please contact your local banker, or call the phone number listed at the top of your statement. 528994PMA account 6363350643 m February 19, 2014 - February 28, 2014 @ Page 3 of7 a7 SN stereo) Did you know that you can review your safe deposit box information through Wells Fargo Online Banking? Sign on to online banking and go to your account summary page. Check it out today. PMA® Premier Checking Account Activity summary Account number: 6363350643 Balance on 2/19 0.00 THE ROSIA L HART REVOCABLE TRUST Deposits/Additions 5,000.04 PAULA R BIBBS TTE Withdrawals/Subtractions - 768,00 Wells Fargo Bank, N.A. (Member FDIC) Balance on 2/28 $4,232.04 CALIFORNIA account terms and conditions apply Questions about your account: 1-800-742-4932 Worksheet to balance your account and General Statement Policies can be found towards the end of this statement. Interest you've earned Interest earned this month $0.04 Average collected balance this month $3,923.20 Annual percentage yield earned 0.04% Interest paid this year $0.04 Total interest paid in 2013 $0.00 Transaction history Deposits/ — Withdrawals/ Ending Daily Date Description Check No. Additions Subtractions Balance Beginning balance on 2/19 0.00 2124 Transfer From Savings Ref #OpeSHs4Nyt Xx0009850 5,000.00 5,000.00 2128 Check 95 768.00 2128 Interest Payment 0.04 4,282.04 Ending balance on 2/28 4,232.04 Totals $5,000.04 $768.00 Summary of checks written (checks listed are also displayed in the preceding Transaction history section) ‘Number Date $ Amount 95 2128 768.00 526995PMA account 6363350643 = February 19, 2014 - February 28, 2014 m Page 4 of 7 A120) 0 ey py-V Stele) Wt PMA° PREMIER CHECKING ACCOUNT (CONTINUED) Please read the following important information about the Direct Deposit Advance” service. When will a Direct Deposit Advance” be available in my checking account? After you complete your Direct Deposit Advance transaction, the advance will be immediately added to your checking account as a "pending deposit." For these transactions, "pending" means that the money is available for you to spend or to withdraw, but we have not yet officially recorded the transaction to your account. We have a deadline ("cut-off time") of 8:30 P.M. PT to record transactions to your account. If an advance is completed after 8:30 P.M. PT but before our nightly processing (this generally happens just after midnight), the money will be used to help pay your other transactions (such as checks and automatic payments) that night. The recorded date for the advance, however, will be the date of our _—_ next nightly processing. That recorded date will be shown on your statement and in online banking. The following scenarios show when an advance will be available, when we will use the money for other transactions, and how the date will appear on your account statement: Time/Day of Transaction is: 4, BEFORE8:30 P.M. PT Monday through Thursday - Money is available for use or withdrawal the same day - Money will be used by the bank to pay other transactions the same day - Recorded date for advance is today's date 2. AFTER 8:30 P.M. PT Monday through Thursday - Money is available for use or withdrawal the same day - Money will be used by the bank to pay other transactions the same day, if taken before nightly processing (midnight) - Recorded date for advance is tomorrow's date 3. AFTER 8:30 P.M. PT on Friday or over the weekend - Money is available for use or withdrawal the same day - Money will be used by the bank to pay other transactions during Monday's nightly processing - Recorded date for advance is Monday's date (except holidays) Wells Fargo ExpressSend® transfer fees will be changing effective April 7, 2014. Please visit the ExpressSend Remittance Cost Estimator at wellsfargo.com/costestimator or talk with a Banker beginning April 7 to get information on the new fees. As areminder, PMA Package monthly service fees are calculated using the combined month end balances of all qualifying accounts linked to your PMA Package relationship. If you do not meet the minimum balance requirements*, the standard monthly service fee of $30 will be assessed to your primary checking account on the 3rd business day following month end. This fee will appear in the transaction history section for the primary checking account on your next month end statement. *$25,000 in any combination of qualifying linked bank deposit accounts (checking, savings, time accounts (CDs) FDIC-insured IRAs) or $50,000 in any combination of qualifying linked bank, brokerage (available through Wells Fargo Advisors, LLC) and credit balances (including 10% of mortgage balances, certain mortgages not eligible). 526996PMA account 6363350643 mw February 19, 2014 - February 28, 2014 m Page 5of7 By a) BN erey |} pMA° PREMIER CHECKING ACCOUNT (CONTINUED) Thank you for being a PMA customer. We hope you are enjoying the higher level of benefits. We want to let you know that on or about March 24, 2014, you will be able to get the following information about your PMA Package through Online Banking at wellsfargo.com: - Your qualifying balance from the prior month's PMA statement - Details about how to waive the monthly service fee ~ List of accounts that are currently linked to your PMA relationship - Display of additional accounts that you own which can be linked to your PMA Package To see this information, begin by signing on to Wells Fargo Online Banking. Next, on the Account Summary page, click on the first PMA checking account on the list. This will bring you to the Account Activity page for the PMA checking account. From here, click on the PMA Balance and Benefits link which can be found on the left side of the page. XQ rm REMINDER: Unless you have at least $10,000 in qualifying relationship balances in accounts linked to your PMA Package on the last day of the third monthly statement cycle after your PMA Package was opened, your PMA Package will be terminated, all your accounts will be delinked from your PMA relationship and your PMA Premier Checking account will be converted to a non-interest earning checking account as described in the addendum to the Consumer Account Fee & Information Schedule provided to you when you opened your PMA Package. 628997PMA account 6363350643 m February 19, 2014 - February 28, 2014 m Page 6 of 7 125) by Nitete) Did you know that you can review your safe deposit box information through Wells Fargo Online Banking? Sign on to online banking and go to your account summary page. Check it out today. Wells Fargo" High Yield Savings Activity summary Account number: 5363519850 Balance on 2/19 0.00 ‘THE ROSIA L HART REVOCABLE TRUST Deposits/Additions. 53,219.05 PAULA R BIBBS TTE Withdrawals/Subtractions ~ 5,000.00 Wells Fargo Bank, N.A. (Member FDIC) Balance on 2/28 $48,219.05 CALIFORNIA account terms and conditions apply Questions about your account: 1-800-742-4932 Worksheet to balance your account and General Statement Policies can be found towards the end of this statement. Interest you've earned Interest earned this month $2.98 Average collected balance this month $49,579.70 Annual percentage yield earned 0.20% Interest paid this year $2.98 Total interest paid in 2013 $0.00 Transaction history Deposits’ —_ Withdrawals/ Ending Daily Date Description Additions Subtractions Balance Beginning balance on 2/19 0.00 2ng ‘Savings Opening Deposit 53,216.07 53,216.07 2121 Transfer to Premier Checking Ref #OpeSHs4Nyt Xx00x0643 5,000.00 48,216.07 2128 Interest Payment 2.98 48,219.05 Ending balance on 2/28 48,219.05 Totals $53,219.05 $8,000.00 628998a2 BR BY -NSteLO) PMA account 6363350643 = February 19, 2014 - February 28, 2014 m Page 7 of 7 Worksheet to balance your checking account 4, Go through your check register and mark each check (this includes cancelled, converted and substitute checks that may appear on your statement), withdrawal, ATM transaction, payment, deposit or other credit listed in the "Transaction history" section of your statement. Be sure your register shows any interest or dividends paid into your account and any service charges, automatic payments or transfers withdrawn from your account during this statement period. 2, Using the chart below, list any outstanding, converted or substitute checks, as well as any ATM withdrawals, payments or any other withdrawals (including any from previous months) which are listed in your register but are not shown on your statement. 3. Balance your account by filling in the spaces below. “ENTER [A] The “ending balance” shown on your statement = ADD Any deposits listed in your register or transfers into your account which are not shown on your statement = CALCULATE SUBTOTAL (Add parts nd [B]) = SUBTRACT ‘otal of outstanding checks and withdrawals from the chart at right = CALCULATE ENDING BALANCE (Part [A] + Part [B] - Part [E]) This amount should be the same as the current balance shown in your check register. $ Items outstanding Check number Amount —>$ $ -$ Scanmmoenanss Total $ General statement policies for Wells Fargo Bank HI To dispute or report inaccuracies in information we have furnished to a Consumer Reporting Agency about your accounts, You have the right to dispute the accuracy of information that Wells Fargo Bank, N.A. has furnished to a consumer reporting agency by writing fo us at Wells Fargo Servicing, P.O. Box 14415, Des Moines, |A 50306-3415. Please describe the specific information that is inaccurate or in dispute and the basis for the dispute along with supporting documentation. If you believe the information furnished is the result of identity theft, please provide us with an identity theft report. HI Checking account information. After balancing your checking account, please report any differences to us as soon as possible but no lator than within 30 days. Special provisions, including a reporting period of up to 60 days, apply if the difference involves an electronic funds transfer. These provisions are explained below. In case of errors or questions about your electronic transfers, telephone us at the number printed on the front of this statement or write us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. ©2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801 628999 4, Tell us your name and account number (if any). 2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe itis an error or why you need more information. 3. Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. Ifwe take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. 1 Deposit and credit products offered by Wells Fargo Bank, N.A., Member FDIC. a