Your recipients will receive an email with this envelope shortly and will be able to access it on trellis. You can always see your envelopes by clicking the Inbox on the top right hand corner.
Zerish Palmer Plaintiff vs. Universal Property & Casualty Insurance Company Defendant
On April 13, 2021 a 3 case was filed by (Subcribe to view) represented by (Subcribe to view) against (Subscribe to view) represented by (Subscribe to view) in the jurisdiction of Broward County, FL. Judge Robinson, Michael A. presiding.
Case Details
Case Number
Filing Date
April 13, 2021
Last Refreshed
October 12, 2023
Filing Location
Broward County, FL
Overview
Asubsequent edition of this policy; or
An amendatory endorsement.
B. Waiver Or Change Of Policy Provisions
A waiver or change of a provision of this policy
must be in writing by us to be valid. Our request
for an appraisal or examination will not waive any
of our rights.
Cc. Cancellation
You may cancel this policy at any time, for
any reason, by giving us advance written
notice of the future cancellation effective
date.
When this policy has been in effect for 90
days or less, we may cancel immediately if
there has been a material misstatement or
misrepresentation or failure to comply with
underwriting requirements.
We may also cancel this policy subject to the
following provisions. A written cancellation
notice, together with the specific reasons for
cancellation, will be delivered to you, or
mailed to you at your mailing address shown
in the Declarations.
Proof of mailing will be sufficient proof of
notice.
a. When you have not paid the premium,
we may cancel at any time by letting you
know at least 10 days before the date
cancellation takes effect.
However, when a (mortgage company)
lender is responsible for paying the
premium through an escrow account and
the premium payment is not more than
90 days overdue we will reinstate the
insurance policy, retroactive to the date
of cancellation. The lender — shall
reimburse the “insured” for any penalty
Page 26 of 28UPCIC HO8 15 05 18
or fees we imposed upon you for
purposes of reinstating the policy.
When this policy has been in effect for 90
days or less, we may cancel for any
reason, except we may not cancel:
(1) On the basis of property insurance
claims that are the result of an Act of
God, unless we can demonstrate, by
claims frequency or otherwise, that
the “insured” has failed to take action
reasonably necessary as requested
by us to prevent recurrence of
damage to the insured property;
On the basis of a single claim on a
property insurance policy which is the
result of water damage unless we
can demonstrate that the “insured”
has failed to take action reasonably
requested by us to prevent a future
similar occurrence of damage to the
insured property; or
On the basis of the lawful use,
possession, or ownership of a firearm
or ammunition by an “insured” or
household member of an “insured”.
Except as provided in Item C.2. or C.3. a.
above, we will let you know of our action
at least 20 days before the date
cancellation takes effect.
When this policy has been in effect for
more than 90 days, we may cancel:
(1) If there has been a_ material
misstatement;
If the risk has changed substantially
since the policy was issued;
(3) In the event of failure to comply,
within 90 days after the effective date
of coverage, with underwriting
requirements established by us
before the effective date of coverage;
If the cancellation is for all “insureds”
under policies of this type for a given
class of “insureds”;
On the basis of property insurance
claims that are the result of an Act of
God, if we can demonstrate, by
claims frequency or otherwise, that
the “insured” has failed to take action
reasonably necessary as requested
by us to prevent recurrence of
damage to the insured property; or
On the basis of a single claim which
is the result of water damage if we
can demonstrate that the “insured”
2
(3)
(2)
(4)
(5)
6)
Includes copyrighted materials of Insurance Services Office, Inc., with its permission.
has failed to take action reasonably
requested by us to prevent a future
similar occurrence of damage to the
insured property.
However, we may not cancel based on
credit information available in public
records after a policy has been in effect
for more than 90 days; or based on the
lawful use, possession or ownership of a
firearm or ammunition by an “insured” or
household member of an “insured”.
Except as provided in Item C.3.a. above,
we will let you know at least 120 days
before the cancellation takes effect.
Proof of mailing will be sufficient proof of
notice.
d. When this policy is cancelled, the
premium for the period from the date of
cancellation to the expiration date will be
refunded pro rata.
e. If the return premium is not refunded with
the notice of cancellation or when this
policy is returned to us, we will refund it
within 15 working days after the date
cancellation takes effect.
D. Nonrenewal
We may elect not to renew this policy. However,
we will not nonrenew this policy:
On the basis of property insurance claims
that are the result of an Act of God, unless
we can demonstrate, by claims frequency or
otherwise, that the “insured” has failed to
take action reasonably necessary as
requested by us to prevent recurrence of
damage to the insured property; or
On the basis of filing claims for sinkhole loss
However, we may elect not to renew the
policy if:
a. The total of such payments equals or
exceeds the policy limits of coverage for
property damage to the covered building,
for the policy in effect on the date of loss,
as set forth in the Declarations; or
b. You have failed to repair the structure in
accordance with the engineering
recommendations upon which any loss
payment or policy proceeds were based.
On the basis of a single claim on a property
insurance policy which is the result of water
damage unless we can demonstrate that the
“insured” has failed to take action reasonably
requested by us to prevent a future similar
occurrence of damage to the insured
property;
Page 27 of 284. On the basis of credit information available in
public records; or
On the basis of the lawful use, possession, or
ownership of a firearm or ammunition by an
“insured” or household member of an
“insured”.
We shall provide the first named “insured” a
written nonrenewal notice, together with the
specific reasons for nonrenewal, at least 120
days before the date nonrenewal takes effect.
Proof of mailing will be sufficient proof of notice.
E. Assignment
Assignment of this policy will not be valid unless
we give our written consent.
F. Our Right To Recover Payment
If we make a payment under this policy and
the person to or for whom payment was
made has a right to recover damages from
another, we shall be subrogated to that right.
That person shall do:
a. Whatever is necessary to enable us to
exercise our rights; and
b. Nothing after loss to prejudice them.
If we make a payment under this policy and
the person to or for whom payment is made
recovers damages from another, that person
shall:
a. Hold in trust for us the proceeds of the
recovery; and
b. Reimburse us to the extent of our
payment.
G. Death
If any person named in the Declarations or the
spouse, if a resident of the same household, dies,
the following apply:
We insure the legal representative of the
deceased but only with respect to the
premises and property of the deceased
covered under the policy at the time of death;
and
Causes of Action
COUNT I- DECLARATORY RELIEF
COUNT II - BREACH OF CONTRACT.
Parties
Plaintiffs
Attorneys for Plaintiffs
Defendants
Attorneys for Defendants
Case Documents
Notice of Cancellation
Date: Sep 15, 2022Notice of Hearing
Date: Sep 05, 2022Motion to Compel
Date: Aug 30, 2022Notice of Settlement
Date: Jul 17, 2022Motion to Take Judicial Notice
Date: Jul 16, 2022Unilateral Pretrial Stipulation
Date: Jul 16, 2022Motion
Date: Jul 15, 2022Motion in Limine
Date: Jul 15, 2022Unilateral Pretrial Stipulation
Date: Jul 15, 2022Order Extending Time
Date: Jul 08, 2022Not of Intent to Serve Subpoenas Under Rule 1.351
Date: Jul 06, 2022Response to Request for Production
Date: Jul 05, 2022Response to Request for Admissions
Date: Jul 05, 2022Notice of Service of Answers to Interrogatories
Date: Jul 05, 2022Expert Witness List
Date: Apr 14, 2022Disclosure of Expert Witness
Date: Apr 14, 2022Notice of Cancellation
Date: Apr 12, 2022Notice of Taking Deposition Duces Tecum
Date: Apr 12, 2022Witness List
Date: Mar 10, 2022Order Granting in Part and Denying in Part
Date: Mar 09, 2022Witness List
Date: Mar 08, 2022Notice of Hearing
Date: Mar 07, 2022Rule to Show Cause
Date: Mar 02, 2022Notice of Hearing
Date: Feb 22, 2022Notice of Appearance
Date: Jan 11, 2022Motion for Enlargement of Time
Date: Jan 07, 2022Mediation Report
Date: Dec 17, 2021Request for Admissions
Date: Dec 15, 2021Request for Production
Date: Dec 15, 2021Motion for Enlargement of Time
Date: Nov 17, 2021Notice of Appearance
Date: Nov 08, 2021Re-Notice of Mediation
Date: Oct 22, 2021Request for Production
Date: Oct 19, 2021Notice of Service of Interrogs
Date: Oct 19, 2021Request for Admissions
Date: Oct 19, 2021Notice of Appearance
Date: Oct 05, 2021Notice of Taking Deposition Duces Tecum
Date: Oct 05, 2021Motion to Compel Discovery
Date: Sep 23, 2021Notice of Appearance
Date: Sep 20, 2021Notice of Mediation
Date: Aug 27, 2021Calendar Call-Order Setting Trial
Date: Aug 19, 2021Notice of Jury Trial
Date: Aug 17, 2021Amended Answer Affirmative Defenses
Date: Aug 13, 2021Order Denying Motion to Dismiss
Date: Aug 08, 2021Re-Notice of Taking Deposition
Date: Aug 05, 2021Notice of Cancellation
Date: Aug 05, 2021Objection to Non-Party Production
Date: Jul 20, 2021Not of Intent to Serve Subpoenas Under Rule 1.351
Date: Jul 15, 2021Notice of Hearing
Date: Jun 24, 2021Notice of Compliance
Date: Jun 24, 2021Notice of Taking Deposition Duces Tecum
Date: Jun 14, 2021Motion to Dismiss
Date: Jun 11, 2021Answer Demand for Jury Trial
Date: Jun 11, 2021Motion to Compel Discovery
Date: Jun 11, 2021Motion for Rule to Show Cause
Date: Jun 11, 2021Motion for Default
Date: Jun 11, 2021Order Extending Time
Date: May 11, 2021Motion for Extension of Time
Date: May 10, 2021Notice of Appearance
Date: May 03, 2021Clerks Certificate of Compliance W-2020-73CIV/2020-74-UFC
Date: Apr 14, 2021eSummons Issuance
Date: Apr 13, 2021Request
Date: Apr 13, 2021Request for Production
Date: Apr 13, 2021Interrogatories
Date: Apr 13, 2021Complaint (eFiled)
Date: Apr 13, 2021Civil Cover Sheet
Date: Apr 13, 2021Case Events
Date | Type | Description | |
---|---|---|---|
September 15, 2022 | Docket Event | Notice of Cancellation | |
September 05, 2022 | Docket Event | Notice of Hearing | |
August 30, 2022 | Docket Event |
Motion to Compel MOTION TO ENFORCE SETTLEMENT AGREEMENT, COMPEL SETTLEMENT PAYMENT AND TAX INTEREST PURSUANT TO FLORDA STATUTE 627.4265Party: Plaintiff Palmer, Zerish |
|
July 17, 2022 | Docket Event |
Notice of Settlement Party: Defendant Universal Property & Casualty Insurance Company |
|
July 16, 2022 | Docket Event |
Motion to Take Judicial Notice DEFENDANT'S NOTICE OF INTENT & MOTIONParty: Defendant Universal Property & Casualty Insurance Company |
|
July 16, 2022 | Docket Event | Unilateral Pretrial Stipulation | |
July 15, 2022 | Docket Event |
Motion DEFENDANT'S MOTION TO EXCLUDE DOCUMENTS FIRST PRODUCED AFTER THE CLOSE OF DISCOVERY OR ALTERNATIVE MTION TO CONTINUE TRIAL AND RE-OPEN THE DISCOVERY PROCESSParty: Defendant Universal Property & Casualty Insurance Company |
|
July 15, 2022 | Docket Event |
Motion in Limine REGARDING POST-LOSS CONDITIONSParty: Plaintiff Palmer, Zerish |
|
July 15, 2022 | Docket Event | Unilateral Pretrial Stipulation | |
July 08, 2022 | Docket Event |
Order Extending Time DEFT /GRANTED IN PART, DEFT'S MOT TO COMPEL /DENIED |
|
July 06, 2022 | Docket Event | Not of Intent to Serve Subpoenas Under Rule 1.351 | |
July 05, 2022 | Docket Event | Response to Request for Production | |
July 05, 2022 | Docket Event | Response to Request for Admissions | |
July 05, 2022 | Docket Event | Notice of Service of Answers to Interrogatories | |
June 24, 2022 | Docket Event |
Exhibit List Party: Defendant Universal Property & Casualty Insurance Company |
|
June 24, 2022 | Docket Event |
Exhibit List Party: Plaintiff Palmer, Zerish |
|
June 17, 2022 | Docket Event | Notice of Hearing | |
June 15, 2022 | Docket Event |
Motion to Compel Party: Defendant Universal Property & Casualty Insurance Company |
|
May 09, 2022 | Docket Event | Notice of Cancellation | |
April 14, 2022 | Docket Event | Expert Witness List | |
April 14, 2022 | Docket Event | Disclosure of Expert Witness | |
April 12, 2022 | Docket Event | Notice of Cancellation | |
April 12, 2022 | Docket Event | Notice of Taking Deposition Duces Tecum | |
March 10, 2022 | Docket Event | Witness List | |
March 09, 2022 | Docket Event |
Order Granting in Part and Denying in Part MOTION TO COMPEL |
|
March 08, 2022 | Docket Event | Witness List | |
March 07, 2022 | Docket Event | Notice of Hearing | |
March 02, 2022 | Docket Event |
Rule to Show Cause Party: Plaintiff Palmer, Zerish |
|
February 22, 2022 | Docket Event | Notice of Hearing | |
January 11, 2022 | Docket Event |
Notice of Appearance Party: Defendant Universal Property & Casualty Insurance Company |
|
January 07, 2022 | Docket Event |
Motion for Enlargement of Time TO RESPOND TO DEFENDANT'S SECOND REQUEST FOR PRODUCTION DATED DECEMBER 15, 2021Party: Plaintiff Palmer, Zerish |
|
December 17, 2021 | Docket Event | Mediation Report | |
December 15, 2021 | Docket Event | Request for Admissions | |
December 15, 2021 | Docket Event | Request for Production | |
November 17, 2021 | Docket Event |
Motion for Enlargement of Time TO RESPOND TO DEFENDANT'S REQUESTS FOR DISCOVERYParty: Plaintiff Palmer, Zerish |
|
November 08, 2021 | Docket Event |
Notice of Appearance Party: Defendant Universal Property & Casualty Insurance Company |
|
October 22, 2021 | Docket Event |
Re-Notice of Mediation December 16,2021 10:00 A.M |
|
October 19, 2021 | Docket Event | Request for Production | |
October 19, 2021 | Docket Event | Notice of Service of Interrogs | |
October 19, 2021 | Docket Event | Request for Admissions | |
October 05, 2021 | Docket Event |
Notice of Appearance Party: Defendant Universal Property & Casualty Insurance Company |
|
October 05, 2021 | Docket Event | Notice of Taking Deposition Duces Tecum | |
September 23, 2021 | Docket Event |
Motion to Compel Discovery PLAINTIFF'S MOTION TO COMPEL DEFENDANT'S RESPONSES TO DISCOVERY |
|
September 20, 2021 | Docket Event |
Notice of Appearance DESIGNATION OF EMAILParty: Defendant Universal Property & Casualty Insurance Company |
|
August 27, 2021 | Docket Event | Notice of Mediation | |
August 19, 2021 | Docket Event | Uniform Order Setting Pretrial Deadline | |
August 19, 2021 | Docket Event |
Calendar Call-Order Setting Trial CALENDAR CALL: 07-06-2022 |
|
August 17, 2021 | Docket Event |
Notice of Jury Trial Party: Plaintiff Palmer, Zerish |
|
August 13, 2021 | Docket Event |
Amended Answer & Affirmative Defenses Party: Defendant Universal Property & Casualty Insurance Company |
|
August 08, 2021 | Docket Event | Order Denying Motion to Dismiss | |
August 05, 2021 | Docket Event | Re-Notice of Taking Deposition | |
August 05, 2021 | Docket Event | Notice of Cancellation | |
July 20, 2021 | Docket Event | Objection to Non-Party Production | |
July 15, 2021 | Docket Event |
Not of Intent to Serve Subpoenas Under Rule 1.351 FOR PRODUCTION OF DOCUMENTS AND THINGS WITHOUT DEPOSITION FROM NON-PARTYParty: Defendant Universal Property & Casualty Insurance Company |
|
June 24, 2021 | Docket Event | Notice of Hearing | |
June 24, 2021 | Docket Event | Notice of Compliance | |
June 14, 2021 | Docket Event | Notice of Taking Deposition Duces Tecum | |
June 11, 2021 | Docket Event |
Motion to Dismiss COUNT I OF PLAINTIFF'S COMPLAINT AND MOTION TO STRIKE ALLEGATIONS PERTAINING TO CLAIMS HANDLINGParty: Defendant Universal Property & Casualty Insurance Company |
|
June 11, 2021 | Docket Event |
Answer & Demand for Jury Trial Party: Defendant Universal Property & Casualty Insurance Company |
|
June 11, 2021 | Docket Event |
Motion to Compel Discovery Party: Plaintiff Palmer, Zerish |
|
June 11, 2021 | Docket Event |
Motion for Rule to Show Cause Party: Plaintiff Palmer, Zerish |
|
June 11, 2021 | Docket Event |
Motion for Default Party: Plaintiff Palmer, Zerish |
|
May 11, 2021 | Docket Event |
Order Extending Time TO RESPOND TO PLAINTIFFS' COMPLAINT |
|
May 10, 2021 | Docket Event |
Motion for Extension of Time TO RESPOND TO PLAINTIFFS' COMPLAINTParty: Defendant Universal Property & Casualty Insurance Company |
|
May 03, 2021 | Docket Event |
Notice of Appearance Party: Defendant Universal Property & Casualty Insurance Company |
|
April 14, 2021 | Docket Event |
Clerk's Certificate of Compliance W-2020-73CIV/2020-74-UFC NONE |
|
April 14, 2021 | Docket Event | Search for prior case performed per 2020-4-Civ-UFC-CO | |
April 13, 2021 | Docket Event |
eSummons Issuance Party: Defendant Universal Property & Casualty Insurance Company |
|
April 13, 2021 | Docket Event |
Request TO SCHEDULE DEPOSITIONSParty: Plaintiff Palmer, Zerish |
|
April 13, 2021 | Docket Event |
Request for Production FIRSTParty: Plaintiff Palmer, Zerish |
|
April 13, 2021 | Docket Event |
Interrogatories FIRST SET TO DEFENDANT |
|
April 13, 2021 | Docket Event |
Complaint (eFiled) Party: Plaintiff Palmer, Zerish |
|
April 13, 2021 | Docket Event |
Civil Cover Sheet Amount: $100,001.00 |