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(A) If an unaccepted draft is presented to the drawee for payment or acceptance and the drawee pays or accepts the draft, the person obtaining payment or acceptance, at the time of presentment, and a previous transferor of the draft, at the time of transfer, warrant all of the following to the drawee that pays or accepts the draft in good faith:
(1) The warrantor is, or was, at the time the warrantor transferred the draft, a person entitled to enforce the draft or authorized to obtain payment or acceptance of the draft on behalf of a person entitled to enforce the draft.
(2) The draft has not been altered.
(3) The warrantor has no knowledge that the signature of the purported drawer of the draft is unauthorized.
(4) With respect to a remotely created consumer item, the person on whose account the item is drawn authorized the issuance of the item in the amount for which the item is drawn.
(B) A drawee making payment may recover from a warrantor damages for breach of warranty equal to the amount paid by the drawee less the amount the drawee received or is entitled to receive from the drawer because of the payment. In addition, the drawee is entitled to compensation for expenses and loss of interest resulting from the breach. The right of the drawee to recover damages under this division is not affected by any failure of the drawee to exercise ordinary care in making payment. If the drawee accepts the draft, breach of warranty is a defense to the obligation of the acceptor, and, if the acceptor makes payment with respect to the draft, the acceptor is entitled to recover from a warrantor for breach of warranty the amounts stated in this division.
(C) If a drawee asserts a claim for breach of warranty under division (A) of this section based on an unauthorized indorsement of the draft or an alteration of the draft, the warrantor may defend by proving that the indorsement is effective under section 1303.44 or 1303.47 of the Revised Code or the drawer is precluded under section 1303.49 or 1304.35 of the Revised Code from asserting against the drawee the unauthorized indorsement or alteration.
(D) If a dishonored draft is presented for payment to the drawer or an indorser or any other item is presented for payment to a party obliged to pay the item and if the item is paid, the person obtaining payment and a prior transferor of the item warrant to the person making payment in good faith that the warrantor is, or was, at the time the warrantor transferred the item, a person entitled to enforce the item or authorized to obtain payment on behalf of a person entitled to enforce the item. The person making payment may recover from any warrantor for breach of warranty an amount equal to the amount paid plus expenses and loss of interest resulting from the breach.
(E) The warranties stated in divisions (A) and (D) of this section cannot be disclaimed with respect to checks. Unless notice of a claim for breach of warranty is given to the warrantor within thirty days after the claimant has reason to know of the breach and the identity of the warrantor, the warrantor is discharged to the extent of any loss caused by the delay in giving notice of the claim.
(F) A cause of action for breach of warranty under this section accrues when the claimant has reason to know of the breach.
oe (otiidiiamy FILE rent oF eUANON PLEAS 2B MAR 28 PM 4: OF GRESCRY A. BRUSH CLERK OF COURTS . IN THE COURPORCOMMON Blas OF MONTGOMERY COUNTY, OHIO CIVIL DIVISION MILES GODZIK, et al., * CASE NO. 2007 CV 10842 Plaintiffs, * JUDGE SINGER -vS- * DEFENDANT U.S. BANK’S U.S. BANK, * ANSWER AND COUNTERCLAIMS Defendant. * Now comes Defendant, U.S. Bank (“USB”), by and through its legal counsel, and for its answer to the Complaint of Plaintiffs Miles Godzik and Gateway Sports Management, LLC (c…
Dec 31, 2007
CLOSED
Montgomery County, OH
Mar 28, 2008
CIVIL ALL OTHER
COPY JOHNA. CASALINUOVO ATTORNEY AT LAW P.O, BOX 26335 AKRON, OHIO 44319 (330 376-1350 FAX (330) 376-1368 NIKIA S. TAYLOR 404 HERMS COURT APT. 7 BARBERTON, OHIO 44203-4244 ) CASE NO. CV —2009-09-6886 ) ) JUDGE MARY MARGARET Plaintiff, ) ROWLANDS ) vs. ) ) US BANK, NA. ) 41 FIFTH STREET ) BARBERTON, OHIO 44203-4204 ) MOTION TO DISMISS PURSUANT Lone . .....) TO OHIO RULE OF CIVIL OF Defendant. ) PROCEDURE 12 (B) ) ) Now comes the Defendant, U.S. Bank, N.A.. (hereinafter referred …
Summit County, OH
Jan 26, 2010
BREACH OF CONTRACT
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