Ohio Revised Code|Chapter 1304 | Bank Deposits And Collections

Section 1304.01 | Definitions - UCC 4-104, 4-105.

Section 1304.02 | Applicability - UCC 4-102.

Section 1304.03 | Variation by agreement - measure of damages - action constituting ordinary care - UCC 4-103.

Section 1304.04 | Separate office of bank - UCC 4-107.

Section 1304.05 | Payable through or payable at bank - UCC 4-106.

Section 1304.06 | Time of receipt of items - UCC 4-108.

Section 1304.07 | Delays - UCC 4-109.

Section 1304.08 | Electronic presentment - UCC 4-110.

Section 1304.09 | Statute of limitations - UCC 4-111.

Section 1304.11 | Status of collecting bank as agent and provisional status of credits - applicability of article - item indorsed pay any bank - UCC 4-201.

Section 1304.12 | Responsibility for collection or return - when action timely - UCC 4-202.

Section 1304.13 | Effect of instructions - UCC 4-203.

Section 1304.14 | Methods of sending and presenting - sending directly to payor bank - UCC 4-204.

Section 1304.15 | Depositary bank holder of unindorsed item - UCC 4-205.

Section 1304.16 | Transfer between banks - UCC 4-206.

Section 1304.17 | Transfer warranties - UCC 4-207.

Section 1304.18 | Presentment warranties - UCC 4-208.

Section 1304.19 | Encoding and retention warranties - UCC 4-209.

Section 1304.20 | Security interest of collecting bank in items, accompanying documents and proceeds - UCC 4-210.

Section 1304.21 | When bank gives value for purposes of holder in due course - UCC 4-211.

Section 1304.22 | Presentment by notice of item not payable by, through, or at bank - liability of drawer or indorser - UCC 4-212.

Section 1304.23 | Medium and time of settlement by bank - UCC 4-213.

Section 1304.24 | Right of charge-back or refund - liability of collecting bank - return of item - UCC 4-214.

Section 1304.25 | Final payment of item by payor bank - when provisional debits and credits become final - when certain credits become available for withdrawal - UCC 4-215.

Section 1304.26 | Insolvency and preference - UCC 4-216.

Section 1304.27 | Deferred posting - recovery of payment by return of items - time of dishonor - return of items by payor bank - UCC 4-301.

Section 1304.28 | Payor bank's responsibility for late return of item - UCC 4-302.

Section 1304.29 | When items subject to notice, stop-payment order, legal process or setoff - order in which items may be charged or certified - UCC 4-303.

Section 1304.30 | When bank may charge customer's account - UCC 4-401.

Section 1304.31 | Bank's liability to customer for wrongful dishonor - time of determining insufficiency of account - UCC 4-402.

Section 1304.32 | Customer's right to stop payment - burden of proof of loss - UCC 4-403.

Section 1304.33 | Bank not obliged to pay check more than six months old - UCC 4-404.

Section 1304.34 | Death or incompetence of customer - UCC 4-405.

Section 1304.35 | Customer's duty to discover and report unauthorized signature or alteration - UCC 4-406.

Section 1304.36 | Payor bank's right to subrogation on improper payment - UCC 4-407.

Section 1304.37 | Handling of documentary drafts - duty to send for presentment and to notify customer of dishonor - UCC 4-501.

Section 1304.38 | Presentment of on arrival drafts - UCC 4-502.

Section 1304.39 | Responsibility of presenting bank for documents and goods - report of reasons for dishonor - referee in case of need - UCC 4-503.

Section 1304.40 | Privilege of presenting bank to deal with goods - security interest for expenses - UCC 4-504.

Section 1304.51 | Definitions - UCC 4A-103, 4A-104, 4A-105.

Section 1304.52 | Application of provisions - UCC 4A-102.

Section 1304.53 | Time payment order is received - UCC 4A-106.

Section 1304.54 | Federal reserve regulations and operating circulars - UCC 4A-107.

Section 1304.55 | Applicability of ORC provisions for consumer transactions governed by federal law - UCC 4A-108.

Section 1304.56 | Security procedure - UCC 4A-201.

Section 1304.57 | Authorized and verified payment orders - UCC 4A-202.

Section 1304.58 | Unenforceability of certain verified payment orders - UCC 4A-203.

Section 1304.59 | Refund of payment and duty of customer to report with respect to unauthorized payment order - UCC 4A-204.

Section 1304.60 | Erroneous payment orders - UCC 4A-205.

Section 1304.61 | Transmission of payment order through funds-transfer or other communication system - UCC 4A-206.

Section 1304.62 | Misdescription of beneficiary - UCC 4A-207.

Section 1304.63 | Misdescription of intermediary bank or beneficiary's bank - UCC 4A-208.

Section 1304.64 | Acceptance of payment order - UCC 4A-209.

Section 1304.65 | Rejection of payment order - UCC 4A-210.

Section 1304.66 | Cancellation and amendment of payment order - UCC 4A-211.

Section 1304.67 | Liability and duty of receiving bank regarding unaccepted payment order - UCC 4A-212.

Section 1304.68 | Execution and execution date - UCC 4A-301.

Section 1304.69 | Obligations of receiving bank in execution of payment order - UCC 4A-302.

Section 1304.70 | Erroneous execution of payment order - UCC 4A-303.

Section 1304.71 | Duty of sender to report erroneously executed payment order - UCC 4A-304.

Section 1304.73 | Payment date - UCC 4A-401.

Section 1304.74 | Obligation of sender to pay receiving bank - UCC 4A-402.

Section 1304.75 | Payment by sender to receiving bank - UCC 4A-403.

Section 1304.76 | Obligation of beneficiary's bank to pay and give notice to beneficiary - UCC 4A-404.

Section 1304.77 | Payment by beneficiary's bank to beneficiary - UCC 4A-405.

Section 1304.78 | Payment by originator to beneficiary - discharge of underlying obligation - UCC 4A-406.

Section 1304.79 | Variation by agreement and effect of funds-transfer system rule - UCC 4A-501.

Section 1304.80 | Creditor process served on receiving bank - setoff by beneficiary's bank - UCC 4A-502.

Section 1304.81 | Injunction or restraining order with respect to funds transfer - UCC 4A-503.

Section 1304.82 | Order in which items and payment orders may be charged to account - order of withdrawals from account - UCC 4A-504.

Section 1304.83 | Preclusion of objection to debit of customer's account - UCC 4A-505.

Section 1304.84 | Rate of interest - UCC 4A-506.

Section 1304.85 | Choice of law - UCC 4A-507.