627.409 Representations in applications; warranties.—(1) Any statement or description made by or on behalf of an insured or annuitant in an application for an insurance policy or annuity contract, or in negotiations for a policy or contract, is a representation and not a warranty. Except as provided in subsection (3), a misrepresentation, omission, concealment of fact, or incorrect statement may prevent recovery under the contract or policy only if any of the following apply:(a) The misrepresentation, omission, concealment, or statement is fraudulent or is material to the acceptance of the risk or to the hazard assumed by the insurer.(b) If the true facts had been known to the insurer pursuant to a policy requirement or other requirement, the insurer in good faith would not have issued the policy or contract, would not have issued it at the same premium rate, would not have issued a policy or contract in as large an amount, or would not have provided coverage with respect to the hazard resulting in the loss.(2) A breach or violation by the insured of a warranty, condition, or provision of a wet marine or transportation insurance policy, contract of insurance, endorsement, or application does not void the policy or contract, or constitute a defense to a loss thereon, unless such breach or violation increased the hazard by any means within the control of the insured.(3) For residential property insurance, if a policy or contract has been in effect for more than 90 days, a claim filed by the insured cannot be denied based on credit information available in public records.
Jan 26, 2015
Settlement
Central Courthouse
Broward County, FL
Other - Insurance Claim
Insurance
Insurance Coverage
Feb 04, 2013
Summary Judgment
Palm Beach County
Palm Beach County, FL
CONTRACT & DEBT
Commercial
Breach of Contract
Jun 08, 2015
Active
Central Courthouse
Broward County, FL
Other - Insurance Claim
Insurance
Insurance Coverage
Feb 07, 2018
Settlement
Palm Beach County
Palm Beach County, FL
INSURANCE CLAIM
Insurance
Insurance Coverage
Dec 28, 2020
Active
Orange County
Orange County, FL
3
Section 627.4085
Section 627.4091
230 pages
Filing # 117073190 E-Filed 11/20/2020 05:13:53 PM IN THE CIRCUIT COURT OF THE FIFTEENTH JUDICIAL CIRCUIT IN AND FOR PALM BEACH COUNTY, FLORIDA CIRCUIT CIVIL DIVISION SHERYL UDOLF a/a/o BERNARD SINGER and BEATRICE SINGER, Plaintiff, vs. SAFEPOINT INSURANCE COMPANY, CASE NO: 2018-CA-001565 Defendant. / AMENDED MOTION FOR SUMMARY JUDGMENT (UNDISPUTED MATERIAL MISREPRESENTATIONS IN APPLICATION FOR INSURANCE — VIOLATION OF SECTION 627.409, FLORIDA STATUTES)! Defendant, SafePoint Insurance C…
Palm Beach County, FL
Nov 20, 2020
INSURANCE CLAIM
224 pages
Filing # 117001514 E-Filed 11/19/2020 07:09:29 PM IN THE CIRCUIT COURT OF THE FIFTEENTH JUDICIAL CIRCUIT IN AND FOR PALM BEACH COUNTY, FLORIDA CIRCUIT CIVIL DIVISION SHERYL UDOLF a/a/o BERNARD SINGER and BEATRICE SINGER, Plaintiff, vs. SAFEPOINT INSURANCE COMPANY, CASE NO: 2018-CA-001565 Defendant. / MOTION FOR SUMMARY JUDGMENT (UNDISPUTED MATERIAL MISREPRESENTATIONS IN APPLICATION FOR INSURANCE - VIOLATION OF SECTION 627.409, FLORIDA STATUTES) Defendant, SafePoint Insurance Company (“Saf…
Palm Beach County, FL
Nov 19, 2020
INSURANCE CLAIM
5 pages
Filing # 38570760 E-Filed 03/03/2016 02:25:39 PM IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT, IN AND FOR BROWARD COUNTY, FLORIDA. Case No. CACE 15-1431 (09) PANKAJ J. PATEL Plaintiff, v. UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY and BRIGHTWAY INSURANCE, INC. Defendant. / DEFENDANT, UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY 'S RESPONSE TO PLAINTIFF’S SUPPLEMENTAL MEMORANDUM OF LAW REGARDING WHICH VERSION OF SECTION 627.409, FLORIDA STATUTES, APPLIES COMES NOW, the Defenda…
Broward County, FL
Mar 03, 2016
Other - Insurance Claim
8 pages
Filing # 33247834 E-Filed 10/14/2015 04:55:09 PM 1050.38076 IN THE CIRCUIT COURT OF THE 17" JUDICIAL CIRCUIT IN AND FOR BROWARD COUNTY, FLORIDA CIRCUIT CIVIL DIVISION CASE NO.: CACE 2015-010017 DIV. 05 JORGE & MARTHA VIZCAINO, Petitioners, v. TOWER HILL SIGNATURE INSURANCE COMPANY, Respondent. / RESPONDENT, TOWER HILL SIGNATURE INSURANCE COMPANY’S, RESPONSE IN OPPOSITION TO PETITIONERS’ MOTION FOR PARTIAL SUMMARY JUDGMENT / CROSS MOTION FOR PARTIAL SUMMARY JUDGMENT REGARDING THE APPL…
Broward County, FL
Oct 14, 2015
Other - Insurance Claim
9 pages
Filing # 73745211 E-Filed 06/19/2018 09:08:58 AM IN THE COUNTY COURT OF THE 6th JUDICIAL CIRCUIT, IN AND FOR PINELLAS COUNTY, FLORIDA …
May 08, 2018
Pinellas County, FL
Jun 19, 2018
CONTRACTS AND INDEBTEDNESS - COUNTY
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