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BUSINESS LAW GROUP, P.A.
ATTORNEYS AT LAW
Business Law Group P.A.
301 W. Platt St. #375
Tampa, FL 33606
Douglas Moysey
424 Celebration Ave
Celebration, FL 34747-4683
CERTIFIED MAIL AND FIRST CLASS MAIL
August 25, 2010
Re: BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC vs. Douglas Moysey
Dear Douglas Moysey:
This firm represents BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC (“Blossom
Park Villas”) who's physical address is 3000 PARKWAY BLVD KISSIMMEE FL, 34747, and its assignee LM
Funding, LLC. According to Blossom Park Villas’s records, you are the owner of unit 400-206 (your “Unit”)
which has a delinquent assessment balance.
Pursuant to the Declaration of Condominium, you have been charged 18% interest on your delinquent
assessment balance, plus administrative late fees of the greater of $25 or 5% of the delinquent assessment for each
delinquent assessment. Please remit a check payable to Business Law Group, P.A.
As of this date, your outstanding balance is:
Assessments $2,179.63
Interest $55.69
Administrative Late Fees $50.00
Legal Fees $180.00
Collection Costs $125.00
Total $2,590.32
Payments can be made with check sent to Business Law Group. Checks should be payable to
Business Law Group at the address below. You may also pay online by credit card at
www.BLawGroup.com. Please indicate your Blossom Park Villas building and unit number with payment. If
you disagree with these charges please complete the attached Dispute Form. To avoid miscommunications, this
firm will only communicate with you regarding a dispute in writing.
If payment or a written dispute of amounts owed is not received within thirty days of the date of this
letter, the association will have the right to file a lien against your Unit. THIS LETTER SHALL SERVE AS
NOTICE OF INTENT TO LIEN REQUIRED BY SECTION 718.121, FLA. STAT. The lien against your
Unit will be for the above referenced amount plus additional attorney’s fees and costs, additional interest and
301 W. Platt St. #375 - TAMPA, FL 33606
FAX 1-866-941-4796
BLG1@BLawGroup.com EXHIBIT
1BBUSINESS LAW GROUP, P.A.
ATTORNEYS AT LAW
administrative late fees that will accrue after the 1" day your payment was due and other charges as determined by
the Board of Directors of Blossom Park Villas pursuant to its Declaration, including the acceleration of the
remaining assessments being due and payable for the balance of this fiscal year.
Please direct payment payable to Business Law Group, P.A. at the address below. Payments sent to
Blossom Park Villas will be returned and will cause additional delay in posting and will result in additional
interest and administrative late fees.
Notice: The undersigned attorney may be considered to be a debt collector, and is attempting to collect a
debt owed to the Association, and any information obtained will be used for that purpose. In the absence of any
notice, unless you, within thirty (30) days after receipt of this letter, dispute the validity of the aforesaid debt (or
any portion thereof) owing to the Association, this law firm shall assume that the said debt is valid. If you notify
the undersigned within the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed,
the undersigned attorney shall obtain written verification of the said debt from the association and mail the same
to you. If you dispute the amount due, please provide cancelled checks or other evidence of payment, if
applicable.
Thank you in advance for your prompt payment of amounts owed to date.
Sincerely,
On, Cagney
Michael H. Casanover, Esq.
Enclosures: Dispute form
Ce: BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC
LM Funding, LLC
301 W. Platt St. #375 - TAMPA, FL 33606
FAX 1-866-941-4796
BLG1@BLawGroup.comBUSINESS LAW GROUP, P.A.
ATTORNEYS AT LAW
Dispute Form
Please use this form to dispute missed payments, account charges, account balances,
report. All disputes must be in writing and accompanied with the owner information
or e-mailed to the following:
or any other valid discrepancy on your account’s
requested below. Disputes can be mailed, faxed
Mail: Business Law Group P.A.
301 W. Platt St. #375
Tampa, FL 33606
Fax: 1-866-941-4796
E-mail: disputes@blawgroup.com
Please, do not contact the management company with any disputes. They will only refer you to Business
Law Group.
All valid written disputes received will be reviewed, investigated and responded to. Use of the dispute form is in addition to your
statutory rights under Chapter 718, Florida Statutes and specifically your right to file a Notice of Contest of Lien. Please fill out the
information below, review our common disputes and discrepancy explanations below and provide a written explanation of dispute(s).
Association Name:
Owner Names:
Owner Address:
Condo Unit #: Phone #’s:
Fax #: E-mail address:
a Check Here if you are requesting a detailed statement for your account
Please provide detailed explanation of your dispute(s). Copies of checks, bank statements, and any
relevant correspondence that supports your dispute(s) can also be attached.
Common Dispute Explanations and Resolution Information:
Valid Di — Valid disputes and accounting errors and/or omissions will be investigated and in the event charges and fees were inappropriately assessed they will be
promptly corrected,
Payments have been made but are not credited to account ~ To resolve, please provide copies of cleared checks (front & back), and/or copy of bank statements verifying
payments made but not referenced on your account balance report.
Late interest charges ~ Late interest charges will accrue daily on unpaid assessment balances. These charges are assessed pursuant to your condo declaration, bylaws,
and Section 718.116, Florida Statute or pursuant to your Conditions, Covenants, and Restrictions, bylaws and Section 720.3085, Florida Statute.
Monthly Administrative late fees — are charged monthly when a delinquent account balance exists. Fee will be assessed in an amount equal to the greater ofa) $25 per
month, or b) 5% of monthly assessment, pursuant to Section 718.116 or Section 720.3085, Florida Statute unless stated otherwise in your condominium declaration.
Notice to Owners of a delinquent account balance & late charge assessments - Pursuant to the condo declaration, bylaws, and Section 718.116, Florida Statute or
Pursuant to your Conditions, Covenants, and Restrictions, bylaws and Section 720.3085, Florida Statute there are no notices required before late interest charges or
administrative late fees are charged, the Owners notice of such was acknowledged by taking ownership subject to their condo documents. If you have a valid dispute
regarding notice, please explain below.
Posting Dates of Payments Made ~ You have been instructed to mail all payments to Business Law Group, P.A. (BLG). When payments are received by BLG, they are
Posted to owner accounts on the same day. Payments sent to your association will typically take additional time to post because they need to be endorsed by the
Association, re-mailed, and received by BLG before they are posted to an account.
ssessm« state ing delinquent after makin; it lor partis its — Pursuant to the condo declaration of your association and
Section 718.116 (3), Florida Statutes or pursuant to your Conditions, Covenants, and Restrictions, bylaws and Section 720.3085(3), Florida Statutes, past due
assessments are the last to be credited from partial payment(s) received. Assessment balances can often remain outstanding after payments are applied. Payments must
be applied in order to interest, late fees, attorney's fees, and costs and then to past due assessments.
Additional legal charges associated with owners hiring attomey - BLG charges flat fees for collection, lien filing, foreclosure actions, and costs. However, in the event
a condo Owner does hire an attorney to communicate with BLG, the Association may add time charges to such Owner’s account for BLG's time. BLG’s additional
time charges accrue at approximately $250 per hour and will be Owner's responsibility per condo declaration, by-laws, and Section 718.116 (5) Florida Statutes or
Pursuant to your Conditions, Covenants, and Restrictions, bylaws and Section 720,3085(5), Florida Statutes,BUSINESS LAW GROUP, P.A.
ATTORNEYS AT LAW
Business Law Group P.A.
301 W. Platt St. #375
Tampa, FL 33606
Douglas Moysey
424 Celebration Ave
Celebration, FL 34747-4683
CERTIFIED MAIL AND FIRST CLASS MAIL
September 27, 2010
Re: BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC vs. Douglas Moysey
Dear Douglas Moysey :
This firm represents BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION,
INC (“Blossom Park Villas”) who's physical address is 3000 PARKWAY BLVD KISSIMMEE
FL, 34747. According to Blossom Park Villas’s records, you are the owner of unit 400-206 (your
“Unit”) which has a delinquent assessment balance.
Blossom Park Villas has filed a lien against your Unit for delinquent assessments,
interest, administrative fees, attorneys’ fees, and costs. To date, you continue to have an
outstanding balance.
As of this date, your outstanding balance is:
Assessments $2,407.63
Interest $89.01
Administrative Late Fees $75.00
Legal Fees $540.00
Collection Costs $145.00
Total $3,256.64
Blossom Park Villas intends to file an action for foreclosure upon your Unit if all
amounts owed are not paid within thirty days of the date hereof.
Additionally, effective 30 days from the date of this letter, Blossom Park Villas intends to
exercise its right to accelerate all assessments owed upon your Unit for the balance of the fiscal
year (through December 31, 2013.)
301 W. Platt St. #375 - TAMPA, FL 33606
FAX 1-866-941-4796
BLG1@BLawGroup.comBUSINESS LAW GROUP, P.A.
ATTORNEYS AT LAW
If payment is made after 10/27/2010, additional late fees, interest, and attorney’s fees will
be added to the balance due on your statement. A Dispute Form is attached if you dispute any of
the charges set forth on your statement. To avoid miscommunications, this firm will only
communicate with you regarding a dispute in writing.
Checks should be payable to Business Law Group at the address below. Payments
sent to Blossom Park Villas will be returned and will cause additional delay in posting and
will result in additional interest and administrative late fees. You may also pay online by
credit card at www.BLawGroup.com. Please indicate your Blossom Park Villas building and
unit number on the check.
As to any owner who is currently in bankruptcy or whose debt has been discharged
in bankruptcy, BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC is only
exercising its rights against the Property described above, and is not attempting to hold the
owner personally liable for any debt that has been discharged in bankruptcy.
Notice: The undersigned attorney may be considered to be a debt collector, and is
attempting to collect a debt owed to the Association, and any information obtained will be used
for that purpose. In the absence of any notice, unless you, within thirty (30) days after receipt of
this letter, dispute the validity of the aforesaid debt (or any portion thereof) owing to the
Association, this law firm shall assume that the said debt is valid. If you notify the undersigned
within the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed,
the undersigned attorney shall obtain written verification of the said debt from the association and
mail the same to you. If you dispute the amount due, please provide cancelled checks or other
evidence of payment, if applicable.
Thank you in advance for your prompt payment of amounts owed to date.
Sincerely,
MN Coosmeve
Michael H. Casanover, Esq.
Enclosures: Dispute form
Ce: BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC
LM Funding, LLC
301 W. Platt St. #375 - TAMPA, FL 33606
FAX 1-866-941-4796
BLG1@BLawGroup.com
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BUSINESS LAW GROUP, P.A. ATTORNEYS AT LAW Business Law Group P.A. 301 W. Platt St. #375 Tampa, FL 33606 Douglas Moysey 424 Celebration Ave Celebration, FL 34747-4683 CERTIFIED MAIL AND FIRST CLASS MAIL August 25, 2010 Re: BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC vs. Douglas Moysey Dear Douglas Moysey: This firm represents BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC (“Blossom Park Villas”) who's physical address is 3000 PARKWAY BLVD KISSIMMEE FL, 34747, and its assignee LM Funding, LLC. According to Blossom Park Villas’s records, you are the owner of unit 400-206 (your “Unit”) which has a delinquent assessment balance. Pursuant to the Declaration of Condominium, you have been charged 18% interest on your delinquent assessment balance, plus administrative late fees of the greater of $25 or 5% of the delinquent assessment for each delinquent assessment. Please remit a check payable to Business Law Group, P.A. As of this date, your outstanding balance is: Assessments $2,179.63 Interest $55.69 Administrative Late Fees $50.00 Legal Fees $180.00 Collection Costs $125.00 Total $2,590.32 Payments can be made with check sent to Business Law Group. Checks should be payable to Business Law Group at the address below. You may also pay online by credit card at www.BLawGroup.com. Please indicate your Blossom Park Villas building and unit number with payment. If you disagree with these charges please complete the attached Dispute Form. To avoid miscommunications, this firm will only communicate with you regarding a dispute in writing. If payment or a written dispute of amounts owed is not received within thirty days of the date of this letter, the association will have the right to file a lien against your Unit. THIS LETTER SHALL SERVE AS NOTICE OF INTENT TO LIEN REQUIRED BY SECTION 718.121, FLA. STAT. The lien against your Unit will be for the above referenced amount plus additional attorney’s fees and costs, additional interest and 301 W. Platt St. #375 - TAMPA, FL 33606 FAX 1-866-941-4796 BLG1@BLawGroup.com EXHIBIT 1BBUSINESS LAW GROUP, P.A. ATTORNEYS AT LAW administrative late fees that will accrue after the 1" day your payment was due and other charges as determined by the Board of Directors of Blossom Park Villas pursuant to its Declaration, including the acceleration of the remaining assessments being due and payable for the balance of this fiscal year. Please direct payment payable to Business Law Group, P.A. at the address below. Payments sent to Blossom Park Villas will be returned and will cause additional delay in posting and will result in additional interest and administrative late fees. Notice: The undersigned attorney may be considered to be a debt collector, and is attempting to collect a debt owed to the Association, and any information obtained will be used for that purpose. In the absence of any notice, unless you, within thirty (30) days after receipt of this letter, dispute the validity of the aforesaid debt (or any portion thereof) owing to the Association, this law firm shall assume that the said debt is valid. If you notify the undersigned within the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the association and mail the same to you. If you dispute the amount due, please provide cancelled checks or other evidence of payment, if applicable. Thank you in advance for your prompt payment of amounts owed to date. Sincerely, On, Cagney Michael H. Casanover, Esq. Enclosures: Dispute form Ce: BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC LM Funding, LLC 301 W. Platt St. #375 - TAMPA, FL 33606 FAX 1-866-941-4796 BLG1@BLawGroup.comBUSINESS LAW GROUP, P.A. ATTORNEYS AT LAW Dispute Form Please use this form to dispute missed payments, account charges, account balances, report. All disputes must be in writing and accompanied with the owner information or e-mailed to the following: or any other valid discrepancy on your account’s requested below. Disputes can be mailed, faxed Mail: Business Law Group P.A. 301 W. Platt St. #375 Tampa, FL 33606 Fax: 1-866-941-4796 E-mail: disputes@blawgroup.com Please, do not contact the management company with any disputes. They will only refer you to Business Law Group. All valid written disputes received will be reviewed, investigated and responded to. Use of the dispute form is in addition to your statutory rights under Chapter 718, Florida Statutes and specifically your right to file a Notice of Contest of Lien. Please fill out the information below, review our common disputes and discrepancy explanations below and provide a written explanation of dispute(s). Association Name: Owner Names: Owner Address: Condo Unit #: Phone #’s: Fax #: E-mail address: a Check Here if you are requesting a detailed statement for your account Please provide detailed explanation of your dispute(s). Copies of checks, bank statements, and any relevant correspondence that supports your dispute(s) can also be attached. Common Dispute Explanations and Resolution Information: Valid Di — Valid disputes and accounting errors and/or omissions will be investigated and in the event charges and fees were inappropriately assessed they will be promptly corrected, Payments have been made but are not credited to account ~ To resolve, please provide copies of cleared checks (front & back), and/or copy of bank statements verifying payments made but not referenced on your account balance report. Late interest charges ~ Late interest charges will accrue daily on unpaid assessment balances. These charges are assessed pursuant to your condo declaration, bylaws, and Section 718.116, Florida Statute or pursuant to your Conditions, Covenants, and Restrictions, bylaws and Section 720.3085, Florida Statute. Monthly Administrative late fees — are charged monthly when a delinquent account balance exists. Fee will be assessed in an amount equal to the greater ofa) $25 per month, or b) 5% of monthly assessment, pursuant to Section 718.116 or Section 720.3085, Florida Statute unless stated otherwise in your condominium declaration. Notice to Owners of a delinquent account balance & late charge assessments - Pursuant to the condo declaration, bylaws, and Section 718.116, Florida Statute or Pursuant to your Conditions, Covenants, and Restrictions, bylaws and Section 720.3085, Florida Statute there are no notices required before late interest charges or administrative late fees are charged, the Owners notice of such was acknowledged by taking ownership subject to their condo documents. If you have a valid dispute regarding notice, please explain below. Posting Dates of Payments Made ~ You have been instructed to mail all payments to Business Law Group, P.A. (BLG). When payments are received by BLG, they are Posted to owner accounts on the same day. Payments sent to your association will typically take additional time to post because they need to be endorsed by the Association, re-mailed, and received by BLG before they are posted to an account. ssessm« state ing delinquent after makin; it lor partis its — Pursuant to the condo declaration of your association and Section 718.116 (3), Florida Statutes or pursuant to your Conditions, Covenants, and Restrictions, bylaws and Section 720.3085(3), Florida Statutes, past due assessments are the last to be credited from partial payment(s) received. Assessment balances can often remain outstanding after payments are applied. Payments must be applied in order to interest, late fees, attorney's fees, and costs and then to past due assessments. Additional legal charges associated with owners hiring attomey - BLG charges flat fees for collection, lien filing, foreclosure actions, and costs. However, in the event a condo Owner does hire an attorney to communicate with BLG, the Association may add time charges to such Owner’s account for BLG's time. BLG’s additional time charges accrue at approximately $250 per hour and will be Owner's responsibility per condo declaration, by-laws, and Section 718.116 (5) Florida Statutes or Pursuant to your Conditions, Covenants, and Restrictions, bylaws and Section 720,3085(5), Florida Statutes,BUSINESS LAW GROUP, P.A. ATTORNEYS AT LAW Business Law Group P.A. 301 W. Platt St. #375 Tampa, FL 33606 Douglas Moysey 424 Celebration Ave Celebration, FL 34747-4683 CERTIFIED MAIL AND FIRST CLASS MAIL September 27, 2010 Re: BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC vs. Douglas Moysey Dear Douglas Moysey : This firm represents BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC (“Blossom Park Villas”) who's physical address is 3000 PARKWAY BLVD KISSIMMEE FL, 34747. According to Blossom Park Villas’s records, you are the owner of unit 400-206 (your “Unit”) which has a delinquent assessment balance. Blossom Park Villas has filed a lien against your Unit for delinquent assessments, interest, administrative fees, attorneys’ fees, and costs. To date, you continue to have an outstanding balance. As of this date, your outstanding balance is: Assessments $2,407.63 Interest $89.01 Administrative Late Fees $75.00 Legal Fees $540.00 Collection Costs $145.00 Total $3,256.64 Blossom Park Villas intends to file an action for foreclosure upon your Unit if all amounts owed are not paid within thirty days of the date hereof. Additionally, effective 30 days from the date of this letter, Blossom Park Villas intends to exercise its right to accelerate all assessments owed upon your Unit for the balance of the fiscal year (through December 31, 2013.) 301 W. Platt St. #375 - TAMPA, FL 33606 FAX 1-866-941-4796 BLG1@BLawGroup.comBUSINESS LAW GROUP, P.A. ATTORNEYS AT LAW If payment is made after 10/27/2010, additional late fees, interest, and attorney’s fees will be added to the balance due on your statement. A Dispute Form is attached if you dispute any of the charges set forth on your statement. To avoid miscommunications, this firm will only communicate with you regarding a dispute in writing. Checks should be payable to Business Law Group at the address below. Payments sent to Blossom Park Villas will be returned and will cause additional delay in posting and will result in additional interest and administrative late fees. You may also pay online by credit card at www.BLawGroup.com. Please indicate your Blossom Park Villas building and unit number on the check. As to any owner who is currently in bankruptcy or whose debt has been discharged in bankruptcy, BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC is only exercising its rights against the Property described above, and is not attempting to hold the owner personally liable for any debt that has been discharged in bankruptcy. Notice: The undersigned attorney may be considered to be a debt collector, and is attempting to collect a debt owed to the Association, and any information obtained will be used for that purpose. In the absence of any notice, unless you, within thirty (30) days after receipt of this letter, dispute the validity of the aforesaid debt (or any portion thereof) owing to the Association, this law firm shall assume that the said debt is valid. If you notify the undersigned within the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the association and mail the same to you. If you dispute the amount due, please provide cancelled checks or other evidence of payment, if applicable. Thank you in advance for your prompt payment of amounts owed to date. Sincerely, MN Coosmeve Michael H. Casanover, Esq. Enclosures: Dispute form Ce: BLOSSOM PARK VILLAS CONDOMINIUM ASSOCIATION, INC LM Funding, LLC 301 W. Platt St. #375 - TAMPA, FL 33606 FAX 1-866-941-4796 BLG1@BLawGroup.com