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GARY DEAN LOBEL CBN 105983 “mus
RONALD J. GREEN JR. CBN 177043 Electronically Filed
SHIAO«WEN HUANG CBN 211357
1150 N. MAGNOLIA AVE. 11/7/2019 10:07 AM
ANAHEIM, CA 92801-2605 Superior Court of California
(714) 995-3333 County of Stanislaus
Clerk of the Court
Attorneys for Plaintiff, By: Narelly Garcia, Deputy
LOBEL FINANCIAL CORPORATION
$370 PAID
SUPERIOR COURT, COUNTY OF STANISLAUS
STANISLAUS JUDICIAL DISTRICT
10 CV-19-006712
LOBEL FINANCIAL CORP., Case No.
California Corporation,
ll a
Complaint for Money; Account Stated
12 Plaintiff, and Open Book Account
vs.
l3 (Collection rule 3.740)
CHRISTOPHER GONZALEZ
l4 Demand is
vvvvvvvvvuquVvvu
for $12,736.84
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Limited Civil
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Does l to 10
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Defendant(s)
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20 Plaintiff complains and alleges as follows:
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1. At all times herein mentioned Plaintiff was and now is a
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corporation duly organized and existing under and by virtue of the laws of
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the State of California.
25 2. The true names of Defendants Does 1 to 10, are unknown to Plaintiff
26 and they are therefore sued herein under the foregoing names,
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‘
Complaint for Money
Laohd
‘1-
Financial Freeland, John D
Carpal-alien meannEMHammmmlmn
Dept. 23
mammal .mmmnmammuunu
which are fictitious, and upon ascertaining their names, leave'will
be asked to amend this complaint by inserting the same.
3. Each Defendant named.above is a natural person.
4. This action is subject to Civil Code Section 2984.4.
5. This action is filed in this judicial district because the
Defendant(s) entered into the contract here.
First Cause of Action
Breach of Contract
6. Plaintiff realleges paragraphs 1 through 5 as though fully set
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forth herein.
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7. Plaintiff is the assidnee of a motor vehicle contract and
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security agreement, pursuant to which Defendant(s) purchased a 07
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Chevrolet Tahoe, Vin. No 1GNFC13017R270693.
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8. On or about February 28, 2019, and thereafter, the Defendant(s)
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breached said contract by failing to make payments due under the terms of
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the attached contract.
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9. Plaintiff has made demand uponvDefendant(s) for payment of all
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arrearages due pursuant to the terms of said contract and also made demand
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lupon Defendant for return of the vehicle pursuant to the terms of the
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contract, but Defendant has failed and refused to'either pay the amounts
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due pursuant to the terms of the contract or return the vehicle as
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demanded.
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10. As approximate result of Defendant(s) breach of the above
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referenced contract, Plaintiff has been damaged in the sum of $12,736.84,
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plus interest at the rate of 21.99% since 06/27/19. All unearned interest
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and other rebates have been credited.
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Complaint for Money
I .obel
-2..
Financ i al
Corpomion
ll. The contract provides that in the event of litigation the
prevailing party shall be entitled to an award of attorney fees.
Plaintiff has incurred and will continue to incur attorney fees in
enforcing its rights under the terms of the attached contract.
Second Cause of Action
Common Count: Account Stated
12. Plaintiff realleges paragraphs l through ll as though fully set
forth herein.
l3. On or about December 14,12017, an account was stated in writing
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by and between Plaintiff's predecessor—in—interest and Defendant and on
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such statement a balance of $ 20,877.48 payable in monthly installments of
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$386.62 commencing January 28, 2018, was found due to Plaintiff from
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Defendant.
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l4. Defendant(s) by words or conduct, agreed that the amount stated
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in the account was the correct amount owed to Plaintiff and promised to
l7 pay the stated amount to Plaintiff. Although demanded by Plaintiff,.
18 Defendant(s) has not paid the'agreed balance.
l9 15. There is now due, owing, and unpaid from Defendant(s) to
20 Plaintiff the sum of $12,736.84, together with interest thereon at the
21 rate of 21.99 percent per year.
22 l6. Plaintiff has incurred attorney’s fees in connection with this
23 matter,the sum of $772.00 being a reasonable sum in the event this matter
24 proceeds as a default.
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Complaint for Money
Lobe]
-3-
Financial
Corporation
Third Cause of Action
Common Count: Open Book Account
17. Plaintiff realleges paragraphs 1 through 16 as though fully set
forth herein.
18. Plaintiff claims that Defendant(s) owes it money on an open book
account.
l9. Within the last four years, Defendant(s) became indebted to
Plaintiff on an open book account for money due in the sum of
10 $20,877.48 for the subject vehicle sold and delivered by Plaintiff’s
11 predecessor—in—interest to Defendant(s) at his/her special instance and
12 request, and for which Defendant(s) agreed to pay the above sum of
l3 20,877.48 payable in monthly installments of $386.62 commencing January
l4 28, 2018.
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20. Plaintiff has kept an account of the debits and credits involved
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in the transaction(s).
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21. The whole of the above sum has not been paid, although a demand
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therefor has been made, and there is now due, owing, and unpaid the sum of
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$ 12,736.84, with interest thereon at the rate of 21.99 percent per annum
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from December 14, 2017.
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22. Plaintiff has incurred attorney’s fees in connection with this
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matter, the sum of $772.00 being a reasonable sum in the event this matter
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proceeds as a default, which fees Plaintiff is entitled to recover from
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Defendant pursuant to Civil Code Section 1717.5.
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Complaint for Money
[Abel
-4-
an ndal
Corpomion
Fourth Cause of Action
For Possession of Collaeral (U. Com. Code. §9501, §9503; CCP §667)
23. Plaintiff realleges paragraphs l through 22 as though fully set
forth herein.
24. Plaintiff is informed and believes and upon such information and
belief alleges that the subject vehicle (collateral) is located in a
private place at lOl N Kingston St, San Mateo, Ca 94401.
25. Plaintiff has declared Defendant(s) in default under the terms
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of the subject contract.
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26. Plaintiff has performed all obligations, and all conditions
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precedent under the subject contract have occurred, thereby entitling
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Plaintiff to possession of the vehicle under Commercial Code §9SOl, §9503,
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and Code of Civil Procedure §667.
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l6 relief
WHEREFORE after this Plaintiff prays for as follows;
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ON THE FIRST, SECOND AND THIRD CAUSES OF ACTION;
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A For Plaintiff compensatory damages in the sum of $12,736.84, and
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plus.interest at the rate of 21.99% since 06/27/19.
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ON THE FOURTH CAUSE OF ACTION
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B. For judgment for possession of the subject vehicle;
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C. For an order that the vehicle, which is the subject of this
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action, be sold and the proceeds applied towards the satisfaction of
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payment of expenses of sale, the amount owed onAsubject contract,
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attorneys fees, and costs.
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Complaint for Money
Label
_5_
Financial
Corporation
AS TO ALL CAUSES OF ACTIONS;
D. For attorneys fees of $772.00;
E. For cost of suit;
F. Interest at the rate provided on the subject contract at the rate
of 21.99% since 06/27/19;
G. For such other and further relief as this court deems just and
proper.
Dated: 9/11/19
10 Gary
Ronald
Dean
J.
Lobel
Green
M()
Jr. <)
ll Shiao-Wen Huang (/)
Attorneys for Lobel Financial Corp.
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Complaint for Money
Label
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Financial
Corpcntion