On April 19, 2023 a
Exhibit,Appendix
was filed
involving a dispute between
Esl Federal Credit Union,
and
Eileen M. Shufelt
Aka Eileen M. Shufet,
John Doe And Or Mary Roe,
for Real Property - Mortgage Foreclosure - Residential
in the District Court of Monroe County.
Preview
INDEX NO. E2023004004
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 11/20/2023
MONROE COUNTY CLERK’S OFFICE THIS IS NOT A BILL. THIS IS YOUR RECEIPT.
Receipt # 3644009
Book Page CIVIL
Return To: No. Pages: 3
ESTHER S. GABRIEL
333 W. Washington Street Instrument: EXHIBIT(S)
Suite 200
Syracuse, NY 13202 Control #: 202311200768
Index #: E2023004004
Date: 11/20/2023
ESL Federal Credit Union Time: 12:44:15 PM
Shufelt, Eileen M.
John Doe and/or Mary Roe
Total Fees Paid: $0.00
Employee:
State of New York
MONROE COUNTY CLERK’S OFFICE
WARNING — THIS SHEET CONSTITUTES THE CLERKS
ENDORSEMENT, REQUIRED BY SECTION 317-a(5) &
SECTION 319 OF THE REAL PROPERTY LAW OF THE
STATE OF NEW YORK. DO NOT DETACH OR REMOVE.
JAMIE ROMEO.
MONROE COUNTY CLERK
MI
INDEX HOE 222023001004
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 11/20/2023
EXHIBIT N“ EF”
. INDEEXNG E 2823003000004
ESL
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 11/20/2023
Federal Credit Union™
07/15/2022
Eileen Shufelt
77 WINDSOR RD
ROCHESTER, NY 14612-4228
Property Located at:
77 WINDSOR RD
ROCHESTER, NY 14612-4228
Account Number:
Dear Eileen Shufeit,
NOTICE
You have failed to pay the monthly principal and interest payment due 05/15/2022 and monthly thereafter.
You must take immediate action to remit the total sum of $1,582.63 which represents principal and interest
payments, as well as late fees, due 05/15/2022 through 08/14/2022.
This amount must be paid by 08/14/2022.
If this amount has not been paid by 08/14/2022 you will be in default, the Credit Union will require payment in
full, and this Credit Union or another person may acquire your Property by means of foreclosure and sale.
You may speak with Carla Hults at 585.336.1386 or toll free 800.842.4402 extension 1386 to discuss any
questions you have about the things stated in this notice.
Even though the Credit Union has required immediate payment in full, you have the right to have discontinued
any lawsuit brought by the Credit Union foreclosure and sale or for other enforcement of this Mortgage. You will
have this right at any time before a judgment has been entered enforcing your Mortgage if you meet the
following conditions:
(a) You pay the Credit Union the full amount that is due under your Mortgage and Note,
(b) You correct your failure to keep any of your other promises made in your Mortgage,
(c) You pay all of this Credit Union's reasonable expenses in enforcing your Mortgage including
reasonable attorney's fees incurred in this action,
(d) You demonstrate your ability to maintain your monthly payments in the future.
You have the right in any lawsuit for foreclosure and sale to argue that you did keep your promises under this
Note and Mortgage executed by you on 09/12/2008 and to present any other defenses you may have.
Your failure to correct this default in payments by 08/14/2022 will result in the commencement of legal
foreclosure proceedings.
If you have received a bankruptcy discharge of the indebtedness secured by the Mortgage, this letter is not an
attempt to collect the personal debt, but you will need to pay the total sum to avoid foreclosure.
10. If you fail to resolve this matter, you will no longer be classified as a member in good standing and future
account relationships with ESL Federal Credit Union will not be granted.
Sincerely,
Carla Hults
Loan Payment Solutions Department
CC: Regular Mail.
225 Chestnut Street « Rochester, NY 14604
585.336.1000 + 800.848.2265
Document Filed Date
November 20, 2023
Case Filing Date
April 19, 2023
Category
Real Property - Mortgage Foreclosure - Residential
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Preview
INDEX NO. E2023004004 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 11/20/2023 MONROE COUNTY CLERK’S OFFICE THIS IS NOT A BILL. THIS IS YOUR RECEIPT. Receipt # 3644009 Book Page CIVIL Return To: No. Pages: 3 ESTHER S. GABRIEL 333 W. Washington Street Instrument: EXHIBIT(S) Suite 200 Syracuse, NY 13202 Control #: 202311200768 Index #: E2023004004 Date: 11/20/2023 ESL Federal Credit Union Time: 12:44:15 PM Shufelt, Eileen M. John Doe and/or Mary Roe Total Fees Paid: $0.00 Employee: State of New York MONROE COUNTY CLERK’S OFFICE WARNING — THIS SHEET CONSTITUTES THE CLERKS ENDORSEMENT, REQUIRED BY SECTION 317-a(5) & SECTION 319 OF THE REAL PROPERTY LAW OF THE STATE OF NEW YORK. DO NOT DETACH OR REMOVE. JAMIE ROMEO. MONROE COUNTY CLERK MI INDEX HOE 222023001004 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 11/20/2023 EXHIBIT N“ EF” . INDEEXNG E 2823003000004 ESL NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 11/20/2023 Federal Credit Union™ 07/15/2022 Eileen Shufelt 77 WINDSOR RD ROCHESTER, NY 14612-4228 Property Located at: 77 WINDSOR RD ROCHESTER, NY 14612-4228 Account Number: Dear Eileen Shufeit, NOTICE You have failed to pay the monthly principal and interest payment due 05/15/2022 and monthly thereafter. You must take immediate action to remit the total sum of $1,582.63 which represents principal and interest payments, as well as late fees, due 05/15/2022 through 08/14/2022. This amount must be paid by 08/14/2022. If this amount has not been paid by 08/14/2022 you will be in default, the Credit Union will require payment in full, and this Credit Union or another person may acquire your Property by means of foreclosure and sale. You may speak with Carla Hults at 585.336.1386 or toll free 800.842.4402 extension 1386 to discuss any questions you have about the things stated in this notice. Even though the Credit Union has required immediate payment in full, you have the right to have discontinued any lawsuit brought by the Credit Union foreclosure and sale or for other enforcement of this Mortgage. You will have this right at any time before a judgment has been entered enforcing your Mortgage if you meet the following conditions: (a) You pay the Credit Union the full amount that is due under your Mortgage and Note, (b) You correct your failure to keep any of your other promises made in your Mortgage, (c) You pay all of this Credit Union's reasonable expenses in enforcing your Mortgage including reasonable attorney's fees incurred in this action, (d) You demonstrate your ability to maintain your monthly payments in the future. You have the right in any lawsuit for foreclosure and sale to argue that you did keep your promises under this Note and Mortgage executed by you on 09/12/2008 and to present any other defenses you may have. Your failure to correct this default in payments by 08/14/2022 will result in the commencement of legal foreclosure proceedings. If you have received a bankruptcy discharge of the indebtedness secured by the Mortgage, this letter is not an attempt to collect the personal debt, but you will need to pay the total sum to avoid foreclosure. 10. If you fail to resolve this matter, you will no longer be classified as a member in good standing and future account relationships with ESL Federal Credit Union will not be granted. Sincerely, Carla Hults Loan Payment Solutions Department CC: Regular Mail. 225 Chestnut Street « Rochester, NY 14604 585.336.1000 + 800.848.2265