Preview
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
Exhibit F
{53 18969: }
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
Representation Of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
a °
Bank °.o o os4o
6-750-02201-0000410-001-1-100-000-000-000
CODY J NICHOLS
8497 HEATH ROAD
COLDEN NY 14033
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
6-750-02201-0000410-D01-2-100-o00-o00-000 Representation Of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
M&TBank
August 24, 2021
CODY J NICHOLS
8497 HEATH ROAD
COLDEN NY 14033
Re: Mortgage Number:
Property Address: 8497 HEATH ROAD
COLDEN NY 14033
Dear Mortgage Customer(s):
YOU MAY BE AT RISK OF FORECLOSURE.
PLEASE READ THE FOLLOWING NOTICE CAREFULLY
As of August 23, 2021, your home loan is 53 days, and $1,465.90 dollars in default.
Under New York State Law, we are required to send you this notice to inform you
that you are at risk of losing your home.
Attached to this notice is a list of government approved housing counseling
agencies in your area which provide free counseling.
You can also call the NYS Office of the Attorney General's Homeowner Protection
Program (HOPP) toll-free consumer hotline to be connected to free housing
counseling services in your area at 1-855-HOME-456 (1-855-466-3456), or visit
their website at http://www.aghomehelp.com/. A statewide listing by county is
also available at
http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm.
Peyment Processing: P.O. Box 62182, Bardmore MD 21264 2182
Notices of Error or information Requests: M&T Bank, P.O.Box 62986, Baltimore, MD 21264-2986
Mortgage account information: 1800 724 1633, just a click away at mtb.com.
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
6-750-02201-D000410-001-3-100-000-000.000 Representation of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
Qualified free help is available; watch out for companies or people who charge a
fee for these services.
Housing counselors from New York-based agencies listed on the website above are
trained to help homeowners who are having problems making their mortgage
payments and can help you find the best option for your situation. if you wish, you
may also contact us directly at 1-800-724-1633 and ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we
encourage you to take immediate steps to try to achieve a resolution. The longer
you wait, the fewer options you may have.
If you have not taken any actions to resolve this matter within 90 days from the
date this notice was mailed, we may commence legal action against you (or sooner
if you cease to live in the dwelling as your primary residence).
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at 1-800-342-3736 or visit the Department's
website at www.dfs.ny.gov.
IMPORTANT: You have the right to remain in your home until you receive a court
order telling you to leave the property. If a foreclosure action is filed against you in
court, you still have the right to remain in the home untii the court orders you to
leave. You legally remain the owner of and are responsible for the property until
the property is sold by you or by order of the court at the conclusion of any
foreclosure proceedings. This notice is not an eviction notice, and a foreclosure
action has not yet been commenced against you.
Sincerely,
M&T Bank
Homeowner Assistance Center
Hours: Mon.-Thurs. 8am-9pm; Friday 8am-5pm; Saturday 8am-12pm EST.
Phone: 1-800-724-1633
Fax: 1-855-678-0866
XS131
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
6-750-02201-0000410-001-4-100-000-000-000 Representation Of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
New York State Non-Profit Housing Counseling Agencies Providing Services to Homeowners in Default
and Foreclosure - Statewide
Listing by County
Compiled by the Empi e justice Center (Updated May 7, 2018)
COUNTY AGENCY ADDRESS i CONTACT INFO NOTES
Albany (Affordable Housing Partnership 255 Orange St., Albany, NY 518-434-1730 HOPP
12210
Also serves
surrounding areas
Albany County Rural Housing 24 Martin Road, 518-765-2425
HOPP
Alliance Voorheesville, NY 12186
Also serves
surrounding areas
United Tenants of Albany 255 Orange St., Albany, NY 518-436-8997 HOPP
12210
For tenants whose
buildings are in
the process of
foreclosure or
have been
foreclosed on
Better Neighborhoods, Inc. 120 Emmons St., 518-372-6469
HOPP
Schenectady, NY 12304
Spanish speaking
staff available
Allegany ACCORD 84 Schuyler St., Belmont, NY 585-268-7605 HOPP
14813
Neighborhood Housing Services 1937 South Park Ave. Buffalo, 716-823-3630 Also serving
of Buffalo NY 14220 surrounding
counties
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
6-750-02201-0000410-001-5.-100-000-000-000 Representation Of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
Bronx The Bronx Neighborhood 1451 East Gun Hill Rd., Bronx, 718-881-1180
Housing Services CDC, Inc. NY 10469 HOPP
Spanish speaking
staff available
MHANY Management, Inc. 1 Metro Tech Center North 718-246-8080 HOPP
11th Floor, Brooklyn, NY ext 203 Spanish, Italian,
11201 Greek, and
Haitian Creole
speaking staff
available
Housing and Family Services of 415 Albemarle Rd., Brooklyn, 718-435-7585 HOPP
Greater New York, Inc. NY 11218
Spanish, Russian,
Cantonese,
Mandarin, Patois,
Haitian Creole,
and French Creole
speaking staff
available.
Translation
Service available
Grow B ooklyn, In . 147 I lyrtle Ave., Broold , 718-418-8232 HOPP
NY 11237 ext. 2060
staff available
Neighborhood Housing Services 307 West 36th Street, 12th 929-268-3790 Spanish speaking
NYC Floor, New York, NY 10018 staff available
Foreclosure Department:
2475 Westchester Avenue,
Bronx, NY 10461
NYC Commission on Human 1932 Arthur Avenue, Room Spanish speaking
Rights 203A, Bronx, NY 10457 staW avaHawe
718-579-6728
. .
OR
......-----. . . .. .... .. . 718-579-6900
Broome Metro Interfaith Housing 21 New St-, Binghamton, NY 607-772-6766 HOPP
Management Corp. 13903
Cattaraugus Chautauqua Opportunities, Inc. 402 Chandler St., amestown, 716-661-9430 HOPP
NY 14701
ACCORD 84 Schuyler St., Belmont, NY 585-268-7605 HOPP
. ... . .. . . ... . . .. . 14813
Neighborhood Housing Services 1937 South Park Ave., Buffalo, 716-823-3630
of South Buffalo NY 14220
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
6-750-02201-0000410-001-6-100-000-000-000 Representation Of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
Cayuga Home Headquarters, Inc. 538 Erie Blvd West, Syracuse 315-474-1939
HOPP
NY 13204
Spanish speaking
staff available
Clearpoint, A division of Money 5794 Widewaters Parkway, 713.394.3232
Management International Syracuse, NY 13214
Chautauqua Chautauqua Opportunities, Inc. 402 Chandler St., Jamestown, 716-661-9430 HOPP
NY 14701
Chautauqua Home 2 Academy St., Mayville, NY 716-753-4650 Spanish speaking
Rehabilitation and Improvement 14757 staff available
Corp. (CH RIC)
Neighborhood Housing Services 1937 South Park Ave., Buffalo, 716-823-3630
of South Buffalo NY 14220
Chemung Arbor Housing and Development 26 Bridge St., Corning, NY 607-654-7487 HOPP
14830
Catholic Charities of Chemung 215 East Church St., Suite 607-734-9784 i HOPP
101, Elmira, NY 14901
Chenango Metro Interfaith NY 607-772-2766 i HOPP
Housing 21 New St., Binghamton,
Management Corp. 13903
Clinton Friends of the North Country 1 Mill St., Keeseville, NY 518-834-9606 HOPP
12944
Housing Assistance Program of 103 Hand Ave., 518-873-6888 HOPP
Essex County (HAPEC) Elizabethtown, NY 12932
Columbia !Galvan Housing Resources 252 Columbia St., Hudson, NY 518-822-0707 HOPP
12534
Cortland Home Headquarters, Inc. 538 Erie Blvd West, Syracuse 315-474-1939 HOPP
NY 13204 .
Spanish speaking
j staff available
Cortland Housing Assistance 36 Taylor St. Cortland, NY 607-753-8271
Council, Inc. 13045
Delaware Western Catskills Community 125 Main St., Suite A, 607-652-2823 HOPP
Revitilization Council Stamford, NY 12167
RUPCO 301 Fair St. Kingston, NY 845-331-9860 HOPP
12401
Spanish speaking
staff available
Delaware Opportunities, Inc. 35430 State Hgwy. 10 607-746-1650
Hamden, NY 13782
Dutchess Hudson River Housing 291 Mill St Poughkeepsie, NY 845-454-9288 HOPP
12601
Putnam County Housing Corp. 11 Seminary Hill Rd., Carmel, 845-225-8493 HOPP
j NY 10512
Serving Southern
section of county
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
6-750-02201-0000410-001-7-100-o00-o00-o00 Representation Of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
Erie Belmont Housing Resources 1195 Main St. Buffalo, NY 716-884-7791 HOPP
14209 """"""""H"
" huanium
mum
mil
Imi- --
West Side NHS, inc. 359 Connecticut St., Buffalo, Tuesdays and HOPP
NY 14213 Wednesdays
at (716) 885-
2344,
Thursdays and
Fridays
at (716) 877-
__..---._.......-..---..__....____ _......__.-----........---__ 391-0__.,_.,____ _____...._._
Buffalo Urban League 15 Genesee Street (716) 250-2400 HOPP
Buffalo, NY 14203
Chautauqua Opportunities, Inc. 402 Chandler St., Jamestown, 716-661-9430 H OPP
NY 14701
Consumer Credit Counseling 40 Gardenville Parkway, Suite HOPP
Services of Buffalo, Inc. 300, West Seneca, NY 14224
1-800-926-9685
or
716-712-2060
Neighborhood Assistance 135 Delaware Ave Ste 102 716-834-6222
Corp. of America Buffalo, New York 14202-
. ....... . ............. ... ..........._. 2410
Neighborhood Housing Services 1937 South Park Ave., Buffalo, 716-823-3630
of South Buffalo NY 14220
Essex Friends of the North Country 1 Mill St., Keeseville, NY 518-834-9606 HOPP
12944
Housing Assistance Program of 103 Hand Ave., 518-873-6888 HOPP
. .. --.... Essex County (HAPEC) Elizabethtown, NY 12932
Franklin Friends of the North Country 1 Mill St., Keeseville, NY 518-834-9606 HOPP
12944
Housing Assistance Program of 103 Hand Ave., 518-873-6888 HOPP
Essex County (HAPEC) Elizabethtown, NY 12932
Franklin County Community 337 West Main St. Malone, 518-483-5934 HOPP
Housing Council Inc. NY 12953
!Clearpoint, a division of Money 215 Washington St. Suite 005, 713.394.3232
Management International Watertown, NY 13 601
. Fulton Better Neighborhoods, Inc. 120 Emmons St., 518-372-6469
HOPP
Schenectady, NY 12304
Spanish speaking
staff available
UNHS NeighborWorks 1611Genesee Street, Utica, 1315-724-4197 HOPP
Homeownership Center NY 13501
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
6-750-02201-0000410-001-8-100-000-000-000 Representation Of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
Genesee Consumer Credit Counseling 1000 University Ave., Suite 1-888-724-2227 HOPP
Services of Rochester, Inc. 900, Rochester, NY 14607
Belmont Housing Resources 1195 Main St., Buffalo, NY 716-884-7791 HOPP
14209
Consumer Credit Counseling 40 Gardenville Parkway, Suite
Services of Buffalo, inc. 300, West Seneca, NY 14224
1-800-926-9685
or
. . .. . 716-712-2060
Greene Albany County Rural Housing 24 Martin Road, 518-765-2425 HOPP
Alliance Voorheesville, NY 12186
RUPCO 301 Fair St. Kingston, NY 845-331-9860 HOPP
12401
Spanish speaking
staff available
Western Catskills Community 125 Main St., Suite A, 607-652-2823 HOPP
Revitilization Council Stamford, NY 12167
Hamilton Housing Assistance Program of 103 Hand Ave., 518-873-6888 HOPP
Essex County (HAPEC) Flizabethtown, NY 12932
Herkimer UNHS NeighborWorks 1611 Genesee Street, Utica, 315-724-4197 HOPP
Homeownership Center NY 13501
Jefferson Home Headquarters, Inc. 538 Erie Blvd West, Syracuse 315-474-1939 HOPP
NY 13204
Spanish speaking
staff available
Clearpoint, a division of Money 215 Washington St. Suite 005, 713.394.3232
.
Management International Watertown, NY 13601
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
6-750-02201-0000410-001-9-100-000-000-000 Representation Of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
Kings Cypress Hills Local Dev. Corp. Main Office: 625 Jamaica 718-647-8100
Avenue, Brooklyn, NY
11208
Housing Counseling Division: HOPP
3214 Fulton Street, Brooklyn,
NY 11208
Spanish and
French speaking
staff available
IMPACCT Brooklyn 1000 Dean St., Suite 420, 718-522-2613 HOPP
Brooklyn, NY 11238 .
Spanish speaking
.
staff available
Grow Brooklyn, Inc. 1474 Myrtle Ave., Brooklyn, 718-418-8232 HOPP
NY 11237 .
Spanish speaking
staff available
|Bridge Street Dev. Corp. 460 Nostrand Ave., Brooklyn, 718-636-7596 HOPP
NY11216 .
Spanish speaking
staff available
MHANY Management, Inc. 1 Metro Tech Center North, 718-246-8080 HOPP
11th Floor, Brooklyn, NY
11201
Spanish, Italian,
Greek, and
Haitian Creole
speaking staff
available
Neighbors I elping Neighbors 621 Degraw St., Brooklyn, NY 718-237-2017
HOP
(NHN) 11217
Japanese speaking
staff available
FILED: ERIE COUNTY CLERK 08/08/2023 02:25 PM INDEX NO. 805833/2022
6-750-02201-0000410-001-10-100-000-000.000 Representation Of Printed Document
NYSCEF DOC. NO. 47 RECEIVED NYSCEF: 08/08/2023
Housing and Family Services of 415 Albemarle Rd., Brooklyn, 718-435-7585 HOPP
Greater New York, Inc. NY 11218
Spanish, Russian,
Cantonese,
Mandarin, Patois,
French Creole,
and Haitian Creole
speaking staff
available.
Translation
Service available
.---.------.---- ---... ---.-
1012 Gates Ave., 2nd Floor, 718-919-2100 HOPP