Preview
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 09/11/2023
EXHIBIT F
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 09/11/2023
W_NY_90DAY
WAVERLY,
14892-9744
NY
DR CIRCLE
21
SHANNON
E ASHLEY
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20230209-344
1120.
80 8822 1170 1100 9307
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 09/11/2023
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 09/11/2023
YOU MAY BE AT RISK OF FORECLOSURE.
PLEASE READ THE FOLLOWING NOTICE CAREFULLY
As of 02/09/2023, your home loan is 1104 days and $32,414.04 dollars in default.
Under New York State Law,. we are required to send you this notice to inform you that
you are at risk of losing your home
Attached to this notice is a list of government approved housing counseling agencies in
your area which provide free counseling.
You can also call the NYS Office of the Attorney General's Homeowner Protection
Program (HOPP) toll-free consumer hotline to be connected to free housing counseling
services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at
http://www.aghomehelp.com/. A statewide listing by county is also available at
http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm.
Qualified free help is available; watch out for companies or people who charge a fee for
these services.
Housing counselors from New York-based agencies listed on the website above are
trained to help homeowners who are having problems making their mortgage payments
and can help you find the best option for your situation. If you wish, you may also
contact us directly at (888) 504-6700 and ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we encourage
you to take immediate steps to try to achieve a resolution. The longer you wait, the
fewer options you may have.
If you have not taken any actions to resolve this matter within 90 days from the date
this notice was mailed, we may commence legal action against you (or sooner if you
cease to live in the dwelling as your primary residence.)
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at (800) 342-3736 or visit the Departments
website at www.dfs.ny.gov.
IMPORTANT: You have the right to remain in your home until you receive a court
order telling you to leave the property. If a foreclosure action is filed against you in
court, you still have the right to remain in the home until a court orders you to leave.
You legally remain the owner of and are responsible for the property until the property
is sold by you or by order of the court at the conclusion of any foreclosure proceedings.
This notice is not an eviction notice, and a foreclosure action has not yet been
commenced against you.
W_NY_90DAY Rev. 02/2022
Page 1 of 11 9307 1100 1170 1120 8822 80
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 09/11/2023
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 09/11/2023
COUNTY AGENCY i ADDRESS CONTACT
INFO NOTES
255OrangeSt Abant HOPP
Houstna
Affordable Partnership NY 12210 518434-1730
AlsoseNessurr undingareas
AlbanyCountyRuralHousirig 24MartinRoadVoorheesville
518-7M25
HOPP
Aihance NY12186 Alsoservessurrounding
areas
HOPP
Albany Fortenantswhosebuildings
| 255OrangeSL Albany
UnitedTenants
of Albany 518436-8997. areintheprocess
of
NY.12210
orhavebeert
foreclosure
foreclosed
ort
HOPP
BetterNeighborhoods,
Inc 518-3724469 Spanish staff
speaking
NY 2
available
84Schuyler
St Belmont*
ACCORD 585-268-7605 HOPP
Allegany
Neighborhood
Housing 1937SouthParkAve, Buffalo Alsoservingsurrounding.
716-823-3630
Services
ofBuffalo NY.14220. counties
HOPP
TheBronxNeighborhood 1451EastGunHillRd. Bronx
718-8811180 Spanish staff
speaking
SeNicesCDCsInc.
Housing NY10469
available
HOPP
1 Metrotech
CenterNorth11th Spanish,italian.Greek,and
MHANY Inc
Management, 718-2464080
ext203
FloorBrooklyn,
NY 11201 HaitianCreolespeaking staff
available
HOPP
Spanish,RussianCantonese.
of
andFamilyServices
Housing 415Albemarie NY
Rd, Brooklyn, MandadnPatoisHaitian
718435-7585
Greater
NewYork,Inc 11218 Creole,andFrenchCreole
speakingstaffavailable,
Bronx Translation
Serviceavailable
HOPP
GrowBrooklyn.
Inc 7184188232ext 2060 Spanish staff
speaking
7
available
307West36thStreet,12th
Ficor..New
York,NY10018
Neighborhood
Housing Spanish staff
speaking
929-268-3790
Services
NYC Foreciosure
Department available
2475Westchester
Avenue,
BronxNY10461
__________ __________ ________. __________
7184794728
NYCCommission
onHuman 1932ArthurAvenue,Room Spanishspeaking
staff
OR
Péghts 203A,Bronx:NY10457 718-5794900
MovoWedaMoushg 21NewSt, Binghamton,
NY
Broome 607-7724766 HOPP
Management
Corp 13903
a er S amestown
Inc..
Chautauqua0pportunities, 716-661-9430 HOPP
84 lerSt, Belmont'
Cattaraugus ACCORD 585-268-7605 HOPP
NeighborhoodHousing 1937SouthParkAve.,Buffalo
716-823-3630
Services.of
South.Bukle NY14220
HOPP
5I38 e BlvdWen Syracuse
Cayuga HomeHeadquarters
Inc. 315474-1939 Spanish staff
speaking
available
https:ilwww.dfs.ny.gov/consumers/heIp_for_homeowners/new_york_state_non-profit_housing_counseling_agencies VCP63
W_NY_90DAY Rev. 02/2022
Page 2 of11 9307 1100 1170 1120 8822 80
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 09/11/2023
A divisionofMoney | 5794.
deaÆoint, Widewaters
98 113.394
323
Managementintemational Parkway,SyracuseNY13214
402Chandler
St. Jamestown,
thautauquaOpportunlties,
Inc. 716-661-9430 HOPP
ChautauquaHome
2 NY
St, Mayville, Spanish staff
Chautauqua andImprovemerit Academy
Rehabilitation 716-753-4650 speaking
1475, available
Corp(CHRICI
Neighborhood
Housing 1937SouthParkAve, Buffalo
16-8233630
ServicesofSouthBuffalo NY14220
ArborHousing
and 26BridgeSt Coming*
607-654-7487 HOPP
Development NY 14830
Chemung
Cu 8 Suke
CatholicCharities
of Chemung 607-7349784 HOPP
MetroInterfaith
Housing 21NewSt Binghamton,
NY
Chenango 607-772-2766 HOPP
Management Corp 13903
FriendsoftheNorthCountry 1 MillSt, KeesevilleNY12944 518-834-9606 HOPP
Clinton
Assistance
Housing Program
of 103HandAve.,Elizabethtown
5247M HOPP
EssexCounty(HAPEC) NY12932
St. HudsonNV
252Columbia
Columbia Resources
GalvanHousing 52-822-0707 HOPP
12534
HOPP
53BErleBlvdWest,Syracuse
HomeHeadquarters.
Inc 315-474-1939 Spanishspeaking
staff
NY13204
available
Cortland
Cortland Assistance
Housìng 36TaylorSt.Codland,
NY13045 607-753-8271
Council.Inc.
WestemCatskillsCommunity 125MainSt, SuiteA Stamford
607-652-2823 HOPP
Revitalization
Councd NY1216,
HOPP
Delaware RUPCO 301FairSt KingstortNY12401 845-331-9860 Spanish staff
speaking
available
35430StateHgwy.10.Hamden
Delaware inc
Opportunities, 607-746-1650
NY13782
illStPoughkeepsie,
NY
HudsonRiverHousing 845-4549288 HOPP
Dutchess
HOPP
11So raKrHillRd, Carmel
PutnamCountyHousing
Corp 845-225-8493 ServingSouthem
sectionof
county
Belmont Resources 1195MainSt Buf'alo,NY14209 716-884-7791
Housing HOPP
______________________________
______________________________.________________________
____________________________
Tuesdays and
Wednesdays
359Connecticut
St Buffalo,
NY
WestSideNHSInc at (716)885-2344, HOPP
hursdays andFridays
st (716)877-3910
Erie
15 en see
BuffaloUrbanLeague (716)250-2400 HOPP
402Chandler
St,Jamestowns
Chautauqua Inc
Opportunities. 716-661-9430 HOPP
NY14701
1-800-926-9685
tonsumerCreditCounseling 40Gardenville
ParkwaySuite y HOPP
Services
of Buffalo,iric 300,WestSenecaNY14224
716-712-2060
https%vww.dfs.ny.gov/consumers/heip_for_homeowners/new_york_state_non-profit_housing_counseling_agencies VCP63
W_NY_90DAY. . Rev..02/2022
Page 3 of11 9307 1100 1170 1120 8822 80
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 09/11/2023
Neighborhood Cop 135Delaware
Assistance AveSte102
716-8344222
ofAmerica | Buffalo,NewYork14202-2410
Erie
Neighborhood
Housing 1937SouthParkAve.,Buffalo
716-823-3630
SarvicesofSouthBuffalo NY14220
FriendsoftheNorthCountry 1 MillSt¬Keeseville,
NY12944 5t8434-9806 HOPP
Essex
Assistance
Housing of
Program 103HandAve, Elizabethtown
518473888 HOPP
EssexCounty(HAPEC) NY12932
FriendsoftheNorthCountry 1 MillSt, KeesevilleSY12944 518434-9606. HOPP
Assistance
Housing Program
of 103HandAve, Elizabethtown'
$18-8734888 HOPP
EssexCounty(HAPEC1 NY12932
Franklin
Franklin
CountyCommunity 337WestMainSt Malone,NY
5184834934 HOPP
HousingCounc#Inc 12953
a divisionofMoney
CleaÆoint, 215Washington
St Suite005
713394.3232
Managementintemational NY13601
Watertown,
HOPP
BatterNeighborhoods,
Inc St, Schenectady. 318-3724469
120Emmons .
Spanish staff
NY12304 speaking
available
Fulton
UNHSNeighborWorks 1611GeneseeStreet,Utica,NY 315-724-4197 HOPP
HomeownershipCenter 13501
___________________
_____________________________“__-----------------------------
.------------------------ ------------------------------
Consumer CreditCounseling 1000University
Ave, Suite900
1-888-724-2227 HOPP
Services Inc
ofRochester. I Rochester,
NY14607
1195MainSt, Buffalo,NY
Belmont Resources |
Housing 716-884
7791 HOPP
Genesee I 1420a
1400-9269685
Consumer CreditCounseling | 40Gardenville
Parkway.
Suite
Services
ofBuffalo.inc 300,WestSeneca.
NY14224
716-712-2060
AlbanyCountyRuralHousing 24MartinRoad.Voorheesville.
518-765-2425 HOPP
Alliance NY 12186...
HOPP
Greene RUPCO. 301FairSt Kingston,
NY12401 845-331-9860 Spanish staff
speaking
available
WestemCatskillsCommunity 125MainSt SuiteA,Stamford'
607-652-2823 HOPP
Revitalization
Council NY12162
Assistance
Housing of
Program 103HandAve, Elizabethtown
Hamilton 518-8734888 HOPP
EssexCounty(HAPEC) NY12932
UNHSNeiabborWorks 1611Genesee
StreetUtica.NY
Herklmer 315-724-419, HOPP
Center
Homeownenship 1350e
HOPP
538ErieBlvdWest,Syracuse
HomeHeadquartem
Inc. . 315-474-1939 Spanish staff
speaking
NY13204
available
Jefferson
Clearpoint
a divisionofMoney 215Washington
St Suite005
713394.3232
Management intemational NY13601
Watertown,
MainOffice:625
Jamaica
NY
Avenue,Brooklyn:
HOPP
11208
CypressHillsLocalDevCorp. 718-647-8100 SpanishandFrenchspeaking
Division:
Kings
HousingCounseling
3214FultonStreet.BrooklynNY
MM
11200.
HOPP
10000eenSt Suite420
IMPACCIBrooklyn 716-522-2613 Spanishspeaking
staff
NY1t238
Brooklyn,
available
httpsWwww.dfs.ny.gov/consumers/help_for_homeowners/new_york_state_non-profit_housing_counseling_agencies VCP63
W_NY_90DAY Rev. 02/2022
Page 4 of 11 9307. 1100 1170 1120 8822 80
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 09/11/2023
HOPP
1474MyrdeAve, BrooklynNY ,, 18418-8232
GrowBrooklynInc Spanish staff
speaking
| 11237
available
HOPP
460Nostrand
Ave, Brooklyn..
NY
BridgeStreetDev,Corp° 718-636-7596. Spanish staff
speaking
| 11216.
available
HOPP
1 MetroTechCenterNorth,11th Spanish,italian,Greek,and
MHANY Inc
Management, 718-246-8080.
NY 11201
FlootBrooklyn, HaitianCreciespeaking staff
ava!Iable