Preview
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
EXHIBIT E
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
Rushmore Loan Management Services LLC PRESORT
P,0, Box 9082 First-Class Mail
Temecula, CA 92589-9082 U.S Postage and
Fees Paid
WSO
9314 7100 1170 1127 6315 17
Send Payments to:
Rushmore Loan Management Services LLC RETURN RECElPT REQUESTED
P,0, Box 514707
Los Angeles, CA 90051
20230413-344
Send Correspondence to:
Rushmore Loan Management Services LLC
5 80 ßuna Canyon Rod
Irvine. CA 92618 ERIC M SHANNON
21 CIRCLE DR
WAVERLY, NY 14892-9744
W_NY_DEMAND
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. . NO. e:24 RECEIVED NYSCEF: 09/11/2023
15480 Lagtma Canyon Road
Suite 100
Irvine, CA 92618
Phone: (888) 504-6700
Fax: (888) 469-0783
https://www1ashmorelm.com/
Sent Via Certified Mail" with Return Receipt
9314 7100 117O 1127 6315 17
04/13/2023
ERIC M SHANNON
21 CIRCLE DR
WAVERLY, NY 14892-9744
VA Case No.:
Loan Number:
Property Address: 21 CIRCLE DRIVE
WAVERLY, NY 14892
Dear ERIC M SHANNON:
This letter is formal notice by Rushmore Loan Management Services LLC, the Servicer of the above-referenced
loan, on behalf of U.S. Bank National Association, not in its individual capacity but solely as trustee for RMTP
Trust, Series 2021 BKM-TT, that you are in default under the terms of the documents creating and securing
your Loan described above, including the Note and Deed of Trust/Mortgage/Security Deed ("Security
Instrument"), for failure to pay amounts due.
If you have any questions about anything contained in this notice, please do not hesitate to contact Ariel Villela
at 949-341-5696, Monday through Friday, 8:00 am to 6:00 pm CT.
You have a right to cure the default. To cure the default, you must pay the full amount of the default on this
loan by 05/18/2023 (or if said date falls on a Saturday, Sunday, or legal holiday, then on the first business day
thereafter). If you do not correct the default by this date, Rushmore Loan Management Services LLC may
require that you pay immediately the entire amount then remaining unpaid under the Note and under the
Security Instrument ("immediate payment in full"), and Rushmore Loan Management Services LLC or another
party may acquire the property by means of foreclosure and sale.
As of the date of this notice, the total amount required to cure the default is $34,161.16, which consists of the
following:
Next Payment Due Date: 02/01/2020
Total Monthly Payments Due: $34,068.84
02/01/2020 at $873.56
03/01/2020 at $873.56
04/01/2020 at $873.56
05/01/2020 at $873.56
06/01/2020 at $873.56
07/01/2020 at $873.56
08/01/2020 at $873.56
09/01/2020 at $873.56
10/01/2020 at $873.56
11/01/2020 at $873.56
12/01/2020 at $873.56
W_NY_DEMAND Rev. 12/2021
Page 1 of 5 9319 7100 1170 1127 6315 17
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
01/01/2021 at $873.56
02/01/2021 at $873.56
03/01/2021 at $873.56
04/01/2021 at $873.56
05/01/2021 at $873.56
06/01/2021 at $873.56
07/01/2021 at $873.56
08/01/2021 at $873.56
09/01/2021 at $873.56
10/01/2021 at $873.56
11/01/2021 at $873.56
12/01/2021 at $873.56
01/01/2022 at $873.56
02/01/2022 at $873.56
03/01/2022 at $873.56
04/01/2022 at $873.56
05/01/2022 at $873.56
06/01/2022 at $873.56
07/01/2022 at $873.56
08/01/2022 at $873.56
09/01/2022 at $873.56
10/01/2022 at $873.56
11/01/2022 at $873.56
12/01/2022 at $873.56
01/01/2023 at $873.56
02/01/2023 at $873.56
03/01/2023 at $873.56
04/01/2023 at $873.56
Late Charges: $92.32
Unapplied Balance: ($0.00)
TOTAL YOU MUST PAY TO CURE DEFAULT: $34,161.16
You can cure this default by making a payment of $34,161.16 by 05/18/2023. Please note any additional
monthly payments, late charges and other charges that may be due under the Note, Security Instrument and
applicable law after the date of this notice must also be paid to bring your account current. You may contact
our Loss Mitigation Department at (888) 504-7300, Monday through Friday, 8:00 am to 6:00 pm CT to obtain
updated payment information. This letter is in no way intended as a payoff statement for your mortgage, it
merely states an amount necessary to cure the current default. We reserve the right to accept or reject a partial
payment of the total amount due without waiving our right to proceed with foreclosure. Please include your
loan number and property address with your payment and send to:
Rushmore Loan Management Services LLC
P.O. Box 514707
Los Angeles, CA 90051
Overnight:
Rushmore Loan Management Services LLC
15480 Laguna Canyon Road
Suite 100
Irvine, CA 92618
If you wish to dispute the delinquency, or if you dispute the calculation of amount of the delinquency and
reinstatement amount, you may contact us by calling 949-341-5696.
W_NY_DEMAND Rev. 12/2021
Page 2 of 5 9314 7100 1170 1127 6315 17
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
To the extent your obligation has been discharged or is subject to the automatic stay in a bankruptcy
case, this notice is for informational purposes only and does not constitute a demand for payment or an
attempt to collect a debt as your personal obligation. If you are represented by an attorney, please
provide us with the attorney's name, address, and telephone number.
IF YOU ARE UNABLE TO BRING YOUR ACCOUNT CURRENT, Rushmore Loan Management Services
LLC offers consumer assistance programs designed to help resolve delinquencies and avoid foreclosure. These
services are provided without cost to our customers. You may be eligible for a loan workout plan or other
similar alternative to foreclosure. If you would like to learn more about these programs, you may contact Ariel
Villela at 949-341-5696, Monday through Friday, 8:00 am to 6:00 pm CT to discuss possible options. You
may also visit our website https://www.rushmorelm.com/. WE ARE VERY INTERESTED IN ASSISTING
YOU.
You have the right in any lawsuit for foreclosure and sale to argue that you did keep your promises and
agreements under the Note and under the Security Instrument, and to present any other defenses that you may
have. If foreclosure proceedings are undertaken, we may pursue a deficiency judgment, if permitted by
applicable law. Failure to respond to this letter may result in the loss of your property.
If immediate payment in full is required, you will have the right to have enforcement of the Security Instrument
stopped and to have the Note and the Security Instrument remain fully effective as if immediate payment in full
had never been required if you meet the following conditions: 1) pay the full amount that then would be due
under the Security Instrument and the Note as if immediate payment in full had never been required; 2) correct
your failure to keep any of your other promises or agreements made in the Security Instrument; 3) pay all
attorneys'
reasonable expenses in enforcing the Security Instrument including, for example, reasonable fees,
property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in
the property and rights under the Security Instrument; and 4) do whatever Lender reasonably requires to assure
that Lender's interest in the property, Lender's rights under the Security Instrument, and your obligations under
the Note and under the Security Instrument continue unchanged.
Rushmore Loan Management Services LLC is a debt collector, this is an attempt to collect a debt and
any information obtained will be used for that purpose.
You are notified that this default and any other legal action that may occur as a result thereof may be reported
to one or more local and national credit reporting agencies by Rushmore Loan Management Services LLC.
Attention Servicemembers and Dependents: Servicemembers on active duty, or a spouse or dependent of
such a servicemember, may be entitled to certain protections under the Servicemembers Civil Relief Act
("SCRA") regarding the servicemember's interest rate and the risk of the foreclosure. SCRA and certain state
laws provide important protections for you, including prohibiting foreclosure under most circumstances. If you
are currently in the military service, or have been within the last twelve (12) months, AND joined after signing
the Note and Security Instrument not in default, please notify Rushmore Loan Management Services LLC
immediately. When contacting Rushmore Loan Management Services LLC as to your military service, you
must provide positive proof as to your military status. Servicemembers and dependents with questions about
the SCRA should contact their unit's Judge Advocate, or their installation's Legal Assistance Officer.
Homeowner counseling is also available at agencies such as Military OneSource (www.militaryonesource.mil,
1-800-342-9647) and Armed Forces Legal Assistance (http://legalassistance.law.af.mil), and through
HUD-certified housing counselors (http://apps.hud.gov/offices/hsg/sfh/hec/hes.cfm). You can also contact
Ariel Villela toll-free at 949-341-5696 if you have questions about your rights under SCRA.
For your benefit and assistance, there are government approved homeownership counseling agencies designed
to help homeowners avoid losing their homes. To obtain a list of approved counseling agencies, please call
1-800-569-4287 or visit http://apps.hud.gov/offices/hsg/sfh/hec/hes.cfm. You may also contact the
Homeownership Preservation Foundation's Hope hotline at 1-888-995-HOPE (4673).
If you have any further questions about your loan or this notice, please do not hesitate to contact Ariel Villela at
W_NY_DEMAND Rev. 12/2021
Page 3 of 5 9319 7100 1170 1127 6315 17
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
949-341-5696. This matter is very important. Please give it your immediate attention.
Sincerely,
Rushmore Loan Management Services LLC
15480 Laguna Canyon Road
Suite 100
Irvine, CA 92618
(888) 504-6700
W_NY_DEMAND Rev. 12/2021
Page 4 of5 9319 7100 1170 1127 6315 17
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
Additional Disclosures
Rushmore Loan Management Services may provide language access services to consumers who seek to
communicate in a language other than English when contacting our customer service center and speaking to a
live agent.
A translation and description of commonly-used debt collection terms is available in multiple languages on the
Affairs'
New York City Department of Consumer website, www.nyc.gov/dca.
Name of Debt Collection Agency: Rushmore Loan Management Services LLC
New York City Department of Consumer Affairs License Number: 1340142
In accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., debt collectors are
prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:
(i) the use or threat of violence; (ii) the use of obscene or profane language; and (iii) repeated phone calls made
with the intent to annoy, abuse, or harass.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may
prevent the following types of income from being taken to pay the debt:
1. Supplemental security income, (SSI);
2. Social security;
3. Public assistance (welfare);
4. Spousal support, maintenance (alimony) or child support;
5. Unemployment benefits;
6. Disability benefits;
Workers'
7. compensation benefits;
8. Public or private pensions;
Veterans'
9. benefits;
10. Federal student loans, federal student grants, and federal work study funds; and
11. Ninety percent of your wages or salary earned in the last sixty (60) days.
W_NY_DEMAND Rev. 12/2021
Page 5 of 5 9319 7100 1170 1127 6315 17
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
Rushmore Loan Management Services LLC PRESORT
P,0, Box 9082 First-Class Mail
Temecula, CA 92589-9082 U.S Postage and
Fees Paid
WSO
9314 7100 1170 1127 6315 48
Send Payments to:
Rushmore Loan Management Services LLC RETURN RECElPT REQUESTED
P,0, Box 514707
Los Angeles, CA 90051
20230413-344
Send Correspondence to:
Rushmore Loan Management Services LLC
15480 L una Canyon Road
Illilellill I li"I'lliti9I¹rlililiti¹91 II"@iillillblilli
Irvine, CA 92618 ASHLEY E SHANNON
1720 WILLOW RDG
STILLWATER, OK 74074-6365
W_NY DEMAND
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. . NO. e:24 RECEIVED NYSCEF: 09/11/2023
15480 Lagtma Canyon Road
Suite 100
Irvine, CA 92618
Phone: (888) 504-6700
Fax: (888) 469-0783
https://www1ashmorelm.com/
Sent Via Certified Mail" with Return Receipt
9314 7100 117O 1127 6315 48
04/13/2023
ASHLEY E SHANNON
1720 WILLOW RDG
STILLWATER, OK 74074-6365
VA Case No.:
Loan Number:
Property Address: 21 CIRCLE DRIVE
WAVERLY, NY 14892
Dear ASHLEY E SHANNON:
This letter is formal notice by Rushmore Loan Management Services LLC, the Servicer of the above-referenced
loan, on behalf of U.S. Bank National Association, not in its individual capacity but solely as trustee for RMTP
Trust, Series 2021 BKM-TT, that you are in default under the terms of the documents creating and securing
your Loan described above, including the Note and Deed of Trust/Mortgage/Security Deed ("Security
Instrument"), for failure to pay amounts due.
If you have any questions about anything contained in this notice, please do not hesitate to contact Ariel Villela
at 949-341-5696, Monday through Friday, 8:00 am to 6:00 pm CT.
You have a right to cure the default. To cure the default, you must pay the full amount of the default on this
loan by 05/18/2023 (or if said date falls on a Saturday, Sunday, or legal holiday, then on the first business day
thereafter). If you do not correct the default by this date, Rushmore Loan Management Services LLC may
require that you pay immediately the entire amount then remaining unpaid under the Note and under the
Security Instrument ("immediate payment in full"), and Rushmore Loan Management Services LLC or another
party may acquire the property by means of foreclosure and sale.
As of the date of this notice, the total amount required to cure the default is $34,161.16, which consists of the
following:
Next Payment Due Date: 02/01/2020
Total Monthly Payments Due: $34,068.84
02/01/2020 at $873.56
03/01/2020 at $873.56
04/01/2020 at $873.56
05/01/2020 at $873.56
06/01/2020 at $873.56
07/01/2020 at $873.56
08/01/2020 at $873.56
09/01/2020 at $873.56
10/01/2020 at $873.56
11/01/2020 at $873.56
12/01/2020 at $873.56
W_NY_DEMAND Rev. 12/2021
Page 1 of 5 9314 7100 1170 1127 6315 48
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011
NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023
01/01/2021 at $873.56
02/01/2021 at $873.56
03/01/2021 at $873.56
04/01/2021 at $873.56
05/01/2021 at $873.56
06/01/2021 at $873.56
07/01/2021 at $873.56
08/01/2021 at $873.56
09/01/2021 at $873.56
10/01/2021 at $873.56
11/01/2021 at $873.56
12/01/2021
Preview
FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 EXHIBIT E FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 Rushmore Loan Management Services LLC PRESORT P,0, Box 9082 First-Class Mail Temecula, CA 92589-9082 U.S Postage and Fees Paid WSO 9314 7100 1170 1127 6315 17 Send Payments to: Rushmore Loan Management Services LLC RETURN RECElPT REQUESTED P,0, Box 514707 Los Angeles, CA 90051 20230413-344 Send Correspondence to: Rushmore Loan Management Services LLC 5 80 ßuna Canyon Rod Irvine. CA 92618 ERIC M SHANNON 21 CIRCLE DR WAVERLY, NY 14892-9744 W_NY_DEMAND FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. . NO. e:24 RECEIVED NYSCEF: 09/11/2023 15480 Lagtma Canyon Road Suite 100 Irvine, CA 92618 Phone: (888) 504-6700 Fax: (888) 469-0783 https://www1ashmorelm.com/ Sent Via Certified Mail" with Return Receipt 9314 7100 117O 1127 6315 17 04/13/2023 ERIC M SHANNON 21 CIRCLE DR WAVERLY, NY 14892-9744 VA Case No.: Loan Number: Property Address: 21 CIRCLE DRIVE WAVERLY, NY 14892 Dear ERIC M SHANNON: This letter is formal notice by Rushmore Loan Management Services LLC, the Servicer of the above-referenced loan, on behalf of U.S. Bank National Association, not in its individual capacity but solely as trustee for RMTP Trust, Series 2021 BKM-TT, that you are in default under the terms of the documents creating and securing your Loan described above, including the Note and Deed of Trust/Mortgage/Security Deed ("Security Instrument"), for failure to pay amounts due. If you have any questions about anything contained in this notice, please do not hesitate to contact Ariel Villela at 949-341-5696, Monday through Friday, 8:00 am to 6:00 pm CT. You have a right to cure the default. To cure the default, you must pay the full amount of the default on this loan by 05/18/2023 (or if said date falls on a Saturday, Sunday, or legal holiday, then on the first business day thereafter). If you do not correct the default by this date, Rushmore Loan Management Services LLC may require that you pay immediately the entire amount then remaining unpaid under the Note and under the Security Instrument ("immediate payment in full"), and Rushmore Loan Management Services LLC or another party may acquire the property by means of foreclosure and sale. As of the date of this notice, the total amount required to cure the default is $34,161.16, which consists of the following: Next Payment Due Date: 02/01/2020 Total Monthly Payments Due: $34,068.84 02/01/2020 at $873.56 03/01/2020 at $873.56 04/01/2020 at $873.56 05/01/2020 at $873.56 06/01/2020 at $873.56 07/01/2020 at $873.56 08/01/2020 at $873.56 09/01/2020 at $873.56 10/01/2020 at $873.56 11/01/2020 at $873.56 12/01/2020 at $873.56 W_NY_DEMAND Rev. 12/2021 Page 1 of 5 9319 7100 1170 1127 6315 17 FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 01/01/2021 at $873.56 02/01/2021 at $873.56 03/01/2021 at $873.56 04/01/2021 at $873.56 05/01/2021 at $873.56 06/01/2021 at $873.56 07/01/2021 at $873.56 08/01/2021 at $873.56 09/01/2021 at $873.56 10/01/2021 at $873.56 11/01/2021 at $873.56 12/01/2021 at $873.56 01/01/2022 at $873.56 02/01/2022 at $873.56 03/01/2022 at $873.56 04/01/2022 at $873.56 05/01/2022 at $873.56 06/01/2022 at $873.56 07/01/2022 at $873.56 08/01/2022 at $873.56 09/01/2022 at $873.56 10/01/2022 at $873.56 11/01/2022 at $873.56 12/01/2022 at $873.56 01/01/2023 at $873.56 02/01/2023 at $873.56 03/01/2023 at $873.56 04/01/2023 at $873.56 Late Charges: $92.32 Unapplied Balance: ($0.00) TOTAL YOU MUST PAY TO CURE DEFAULT: $34,161.16 You can cure this default by making a payment of $34,161.16 by 05/18/2023. Please note any additional monthly payments, late charges and other charges that may be due under the Note, Security Instrument and applicable law after the date of this notice must also be paid to bring your account current. You may contact our Loss Mitigation Department at (888) 504-7300, Monday through Friday, 8:00 am to 6:00 pm CT to obtain updated payment information. This letter is in no way intended as a payoff statement for your mortgage, it merely states an amount necessary to cure the current default. We reserve the right to accept or reject a partial payment of the total amount due without waiving our right to proceed with foreclosure. Please include your loan number and property address with your payment and send to: Rushmore Loan Management Services LLC P.O. Box 514707 Los Angeles, CA 90051 Overnight: Rushmore Loan Management Services LLC 15480 Laguna Canyon Road Suite 100 Irvine, CA 92618 If you wish to dispute the delinquency, or if you dispute the calculation of amount of the delinquency and reinstatement amount, you may contact us by calling 949-341-5696. W_NY_DEMAND Rev. 12/2021 Page 2 of 5 9314 7100 1170 1127 6315 17 FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 To the extent your obligation has been discharged or is subject to the automatic stay in a bankruptcy case, this notice is for informational purposes only and does not constitute a demand for payment or an attempt to collect a debt as your personal obligation. If you are represented by an attorney, please provide us with the attorney's name, address, and telephone number. IF YOU ARE UNABLE TO BRING YOUR ACCOUNT CURRENT, Rushmore Loan Management Services LLC offers consumer assistance programs designed to help resolve delinquencies and avoid foreclosure. These services are provided without cost to our customers. You may be eligible for a loan workout plan or other similar alternative to foreclosure. If you would like to learn more about these programs, you may contact Ariel Villela at 949-341-5696, Monday through Friday, 8:00 am to 6:00 pm CT to discuss possible options. You may also visit our website https://www.rushmorelm.com/. WE ARE VERY INTERESTED IN ASSISTING YOU. You have the right in any lawsuit for foreclosure and sale to argue that you did keep your promises and agreements under the Note and under the Security Instrument, and to present any other defenses that you may have. If foreclosure proceedings are undertaken, we may pursue a deficiency judgment, if permitted by applicable law. Failure to respond to this letter may result in the loss of your property. If immediate payment in full is required, you will have the right to have enforcement of the Security Instrument stopped and to have the Note and the Security Instrument remain fully effective as if immediate payment in full had never been required if you meet the following conditions: 1) pay the full amount that then would be due under the Security Instrument and the Note as if immediate payment in full had never been required; 2) correct your failure to keep any of your other promises or agreements made in the Security Instrument; 3) pay all attorneys' reasonable expenses in enforcing the Security Instrument including, for example, reasonable fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the property and rights under the Security Instrument; and 4) do whatever Lender reasonably requires to assure that Lender's interest in the property, Lender's rights under the Security Instrument, and your obligations under the Note and under the Security Instrument continue unchanged. Rushmore Loan Management Services LLC is a debt collector, this is an attempt to collect a debt and any information obtained will be used for that purpose. You are notified that this default and any other legal action that may occur as a result thereof may be reported to one or more local and national credit reporting agencies by Rushmore Loan Management Services LLC. Attention Servicemembers and Dependents: Servicemembers on active duty, or a spouse or dependent of such a servicemember, may be entitled to certain protections under the Servicemembers Civil Relief Act ("SCRA") regarding the servicemember's interest rate and the risk of the foreclosure. SCRA and certain state laws provide important protections for you, including prohibiting foreclosure under most circumstances. If you are currently in the military service, or have been within the last twelve (12) months, AND joined after signing the Note and Security Instrument not in default, please notify Rushmore Loan Management Services LLC immediately. When contacting Rushmore Loan Management Services LLC as to your military service, you must provide positive proof as to your military status. Servicemembers and dependents with questions about the SCRA should contact their unit's Judge Advocate, or their installation's Legal Assistance Officer. Homeowner counseling is also available at agencies such as Military OneSource (www.militaryonesource.mil, 1-800-342-9647) and Armed Forces Legal Assistance (http://legalassistance.law.af.mil), and through HUD-certified housing counselors (http://apps.hud.gov/offices/hsg/sfh/hec/hes.cfm). You can also contact Ariel Villela toll-free at 949-341-5696 if you have questions about your rights under SCRA. For your benefit and assistance, there are government approved homeownership counseling agencies designed to help homeowners avoid losing their homes. To obtain a list of approved counseling agencies, please call 1-800-569-4287 or visit http://apps.hud.gov/offices/hsg/sfh/hec/hes.cfm. You may also contact the Homeownership Preservation Foundation's Hope hotline at 1-888-995-HOPE (4673). If you have any further questions about your loan or this notice, please do not hesitate to contact Ariel Villela at W_NY_DEMAND Rev. 12/2021 Page 3 of 5 9319 7100 1170 1127 6315 17 FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 949-341-5696. This matter is very important. Please give it your immediate attention. Sincerely, Rushmore Loan Management Services LLC 15480 Laguna Canyon Road Suite 100 Irvine, CA 92618 (888) 504-6700 W_NY_DEMAND Rev. 12/2021 Page 4 of5 9319 7100 1170 1127 6315 17 FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 Additional Disclosures Rushmore Loan Management Services may provide language access services to consumers who seek to communicate in a language other than English when contacting our customer service center and speaking to a live agent. A translation and description of commonly-used debt collection terms is available in multiple languages on the Affairs' New York City Department of Consumer website, www.nyc.gov/dca. Name of Debt Collection Agency: Rushmore Loan Management Services LLC New York City Department of Consumer Affairs License Number: 1340142 In accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., debt collectors are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to: (i) the use or threat of violence; (ii) the use of obscene or profane language; and (iii) repeated phone calls made with the intent to annoy, abuse, or harass. If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1. Supplemental security income, (SSI); 2. Social security; 3. Public assistance (welfare); 4. Spousal support, maintenance (alimony) or child support; 5. Unemployment benefits; 6. Disability benefits; Workers' 7. compensation benefits; 8. Public or private pensions; Veterans' 9. benefits; 10. Federal student loans, federal student grants, and federal work study funds; and 11. Ninety percent of your wages or salary earned in the last sixty (60) days. W_NY_DEMAND Rev. 12/2021 Page 5 of 5 9319 7100 1170 1127 6315 17 FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 Rushmore Loan Management Services LLC PRESORT P,0, Box 9082 First-Class Mail Temecula, CA 92589-9082 U.S Postage and Fees Paid WSO 9314 7100 1170 1127 6315 48 Send Payments to: Rushmore Loan Management Services LLC RETURN RECElPT REQUESTED P,0, Box 514707 Los Angeles, CA 90051 20230413-344 Send Correspondence to: Rushmore Loan Management Services LLC 15480 L una Canyon Road Illilellill I li"I'lliti9I¹rlililiti¹91 II"@iillillblilli Irvine, CA 92618 ASHLEY E SHANNON 1720 WILLOW RDG STILLWATER, OK 74074-6365 W_NY DEMAND FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. . NO. e:24 RECEIVED NYSCEF: 09/11/2023 15480 Lagtma Canyon Road Suite 100 Irvine, CA 92618 Phone: (888) 504-6700 Fax: (888) 469-0783 https://www1ashmorelm.com/ Sent Via Certified Mail" with Return Receipt 9314 7100 117O 1127 6315 48 04/13/2023 ASHLEY E SHANNON 1720 WILLOW RDG STILLWATER, OK 74074-6365 VA Case No.: Loan Number: Property Address: 21 CIRCLE DRIVE WAVERLY, NY 14892 Dear ASHLEY E SHANNON: This letter is formal notice by Rushmore Loan Management Services LLC, the Servicer of the above-referenced loan, on behalf of U.S. Bank National Association, not in its individual capacity but solely as trustee for RMTP Trust, Series 2021 BKM-TT, that you are in default under the terms of the documents creating and securing your Loan described above, including the Note and Deed of Trust/Mortgage/Security Deed ("Security Instrument"), for failure to pay amounts due. If you have any questions about anything contained in this notice, please do not hesitate to contact Ariel Villela at 949-341-5696, Monday through Friday, 8:00 am to 6:00 pm CT. You have a right to cure the default. To cure the default, you must pay the full amount of the default on this loan by 05/18/2023 (or if said date falls on a Saturday, Sunday, or legal holiday, then on the first business day thereafter). If you do not correct the default by this date, Rushmore Loan Management Services LLC may require that you pay immediately the entire amount then remaining unpaid under the Note and under the Security Instrument ("immediate payment in full"), and Rushmore Loan Management Services LLC or another party may acquire the property by means of foreclosure and sale. As of the date of this notice, the total amount required to cure the default is $34,161.16, which consists of the following: Next Payment Due Date: 02/01/2020 Total Monthly Payments Due: $34,068.84 02/01/2020 at $873.56 03/01/2020 at $873.56 04/01/2020 at $873.56 05/01/2020 at $873.56 06/01/2020 at $873.56 07/01/2020 at $873.56 08/01/2020 at $873.56 09/01/2020 at $873.56 10/01/2020 at $873.56 11/01/2020 at $873.56 12/01/2020 at $873.56 W_NY_DEMAND Rev. 12/2021 Page 1 of 5 9314 7100 1170 1127 6315 48 FILED: TIOGA COUNTY CLERK 09/11/2023 11:48 AM INDEX NO. 2023-00063011 NYSCEF DOC. NO. 24 RECEIVED NYSCEF: 09/11/2023 01/01/2021 at $873.56 02/01/2021 at $873.56 03/01/2021 at $873.56 04/01/2021 at $873.56 05/01/2021 at $873.56 06/01/2021 at $873.56 07/01/2021 at $873.56 08/01/2021 at $873.56 09/01/2021 at $873.56 10/01/2021 at $873.56 11/01/2021 at $873.56 12/01/2021