On April 26, 2023 a
Party Notice
was filed
involving a dispute between
Pnc Bank, National Association,
and
Babbar And Associates P.C.,
Cach, Llc,
Household Finance Realty Corporation Of New York,
Jamise Valentine,
John Doe,
Kevin Valentine,
for Real Property - Mortgage Foreclosure - Residential
in the District Court of Nassau County.
Preview
FILED: NASSAU COUNTY CLERK 08/16/2023 12:26 PM INDEX NO. 606687/2023
NYSCEF DOC. NO. 19 RECEIVED NYSCEF: 08/16/2023
SUPREME COURT OF THE STATE OF NEW YORK
COUNTY OF NASSAU
JUDGE FP2, NASSAU
Index No. 606687/2023
PNC BANK, NATIONAL ASSOCIATION
- v. -
KEVIN VALENTINE et al
COURT NOTICE
YOU ARE IN DANGER OF LOSING YOUR HOME
Dear Nassau Homeowner:
A mortgage foreclosure case has been started against you by your mortgage lender. It is
important that you do not ignore this notice or any court papers that you receive, or YOU
MAY LOSE YOUR HOME.
Under the law, you are entitled to attend a court conference with your lender to see if the
matter can be resolved. The conference shall include settlement discussions regarding the
rights and obligations of the parties in this foreclosure proceeding.
Your conference has been SCHEDULED for SEPTEMBER 26, 2023 @ 9:30 A.M. in the
Foreclosure Settlement Conference Part, 100 Supreme Court Drive, Mineola NY 11501 in
the Foreclosure Center, on the LOWER LEVEL.
WHAT THE HOMEOWNER SHOULD DO
You should arrange to get help as soon as possible. If you have a private attorney, you
should notify him/her immediately so the attorney may attend the conference.
If you do not have an attorney, you should seek assistance from a counseling organization
from the approved list which was sent to you by the bank's attorney. Also, you should be
contacted by an approved counseling organization that was notified by the court about
your case. The assistance of these agencies is free, and they should not be charging any
fee for legal services provided to you.
In addition, you now have extra time to file an answer in your case. Your answer tells the
Page 1 of 3
1 of 3
FILED: NASSAU COUNTY CLERK 08/16/2023 12:26 PM INDEX NO. 606687/2023
NYSCEF DOC. NO. 19 RECEIVED NYSCEF: 08/16/2023
court your defenses or reasons the plaintiff should not win the case. You will be given
more information about the answer process when you attend the conference. In the
meantime, if you wish to call a free legal service to get help with preparing and filing an
answer, please call one of the legal services providers on the list enclosed with this Notice.
Further, under CPLR 3408(b), if you appear before the court without an attorney, the Court
will screen you for what is known as Poor Person Relief. You do not have to be poor to
get this relief. You need to fill out a form to be considered for Poor Person Relief. You
may also ask the Court to appoint an attorney to represent you. If the court finds that it is
appropriate and if an attorney is available, the court may appoint an attorney to represent
you. You may request a Poor Person Relief form from the court or your legal service
provider or housing counselor.
WHAT YOU MUST BRING WITH YOU
* The summons and complaint
* The enclosed Settlement Conference Worksheet with your expenses
* Current income documentation including paystubs and benefits information
* Recent mortgage statements
* Property tax statements
* Information on your Income tax returns
* Rental Agreements or proof of rental income
* Any previous applications for loan modifications that you have
Please be aware that the court requires this information at the conference.
The Plaintiff/lender must have:
* A copy of the Note and Mortgage
* The payment history and the amounts needed to cure and payoff the loan.
* Mortgage Application forms with a description of loss mitigation options available, if
any
* Any prior documentation, in the event the parties have previously met and tried to
work out delinquencies prior to court involvement, along with any denial reasons.
* A summary of the status of the lender's or servicing agents evaluation for loan
modification programs or other loss mitigation options and a list of any outstanding items
required by the borrower to complete the application.
* Plaintiff/lender must have an appropriate loan modification application packet
available at the conference and have a representative of Plaintiff's loss mitigation
department with knowledge and authority concerning this mortgage available by
telephone.
If the plaintiff is not the owner of the mortgage and note, the plaintiff shall provide the
name, address and phone number of the legal owner.
A failure by Plaintiff/lender to adhere to the directives of this paragraph may constitute a
default, resulting in sanctions or other court action including but not limited to; the
ordering of a hold on mortgage payments pending resolution of the litigation.
Page 2 of 3
2 of 3
FILED: NASSAU COUNTY CLERK 08/16/2023 12:26 PM INDEX NO. 606687/2023
NYSCEF DOC. NO. 19 RECEIVED NYSCEF: 08/16/2023
Your Right to Legal Fees from your Lender
Pursuant to New York State Real Property Law section 282, your lender may be required to
reimburse you for any legal fees you incur in successfully defending against this
foreclosure action. You should consult with an attorney about representing you in the
foreclosure proceeding, and you should discuss with the attorney the possibility that your
legal fees might be paid by your lender if the court determines that the lender does not
have the right to foreclose on your home.
For additional information visit the Courts website at:
http://ww2.nycourts.gov/COURTS/10JD/nassau/foreclosure.shtml or call 516.493.3305.
Clerk of the Nassau County Supreme Court
DATED 08/16/2023 FILED By Patricia Milito
Page 3 of 3
3 of 3
Document Filed Date
August 16, 2023
Case Filing Date
April 26, 2023
Category
Real Property - Mortgage Foreclosure - Residential
For full print and download access, please subscribe at https://www.trellis.law/.
Preview
FILED: NASSAU COUNTY CLERK 08/16/2023 12:26 PM INDEX NO. 606687/2023 NYSCEF DOC. NO. 19 RECEIVED NYSCEF: 08/16/2023 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF NASSAU JUDGE FP2, NASSAU Index No. 606687/2023 PNC BANK, NATIONAL ASSOCIATION - v. - KEVIN VALENTINE et al COURT NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME Dear Nassau Homeowner: A mortgage foreclosure case has been started against you by your mortgage lender. It is important that you do not ignore this notice or any court papers that you receive, or YOU MAY LOSE YOUR HOME. Under the law, you are entitled to attend a court conference with your lender to see if the matter can be resolved. The conference shall include settlement discussions regarding the rights and obligations of the parties in this foreclosure proceeding. Your conference has been SCHEDULED for SEPTEMBER 26, 2023 @ 9:30 A.M. in the Foreclosure Settlement Conference Part, 100 Supreme Court Drive, Mineola NY 11501 in the Foreclosure Center, on the LOWER LEVEL. WHAT THE HOMEOWNER SHOULD DO You should arrange to get help as soon as possible. If you have a private attorney, you should notify him/her immediately so the attorney may attend the conference. If you do not have an attorney, you should seek assistance from a counseling organization from the approved list which was sent to you by the bank's attorney. Also, you should be contacted by an approved counseling organization that was notified by the court about your case. The assistance of these agencies is free, and they should not be charging any fee for legal services provided to you. In addition, you now have extra time to file an answer in your case. Your answer tells the Page 1 of 3 1 of 3 FILED: NASSAU COUNTY CLERK 08/16/2023 12:26 PM INDEX NO. 606687/2023 NYSCEF DOC. NO. 19 RECEIVED NYSCEF: 08/16/2023 court your defenses or reasons the plaintiff should not win the case. You will be given more information about the answer process when you attend the conference. In the meantime, if you wish to call a free legal service to get help with preparing and filing an answer, please call one of the legal services providers on the list enclosed with this Notice. Further, under CPLR 3408(b), if you appear before the court without an attorney, the Court will screen you for what is known as Poor Person Relief. You do not have to be poor to get this relief. You need to fill out a form to be considered for Poor Person Relief. You may also ask the Court to appoint an attorney to represent you. If the court finds that it is appropriate and if an attorney is available, the court may appoint an attorney to represent you. You may request a Poor Person Relief form from the court or your legal service provider or housing counselor. WHAT YOU MUST BRING WITH YOU * The summons and complaint * The enclosed Settlement Conference Worksheet with your expenses * Current income documentation including paystubs and benefits information * Recent mortgage statements * Property tax statements * Information on your Income tax returns * Rental Agreements or proof of rental income * Any previous applications for loan modifications that you have Please be aware that the court requires this information at the conference. The Plaintiff/lender must have: * A copy of the Note and Mortgage * The payment history and the amounts needed to cure and payoff the loan. * Mortgage Application forms with a description of loss mitigation options available, if any * Any prior documentation, in the event the parties have previously met and tried to work out delinquencies prior to court involvement, along with any denial reasons. * A summary of the status of the lender's or servicing agents evaluation for loan modification programs or other loss mitigation options and a list of any outstanding items required by the borrower to complete the application. * Plaintiff/lender must have an appropriate loan modification application packet available at the conference and have a representative of Plaintiff's loss mitigation department with knowledge and authority concerning this mortgage available by telephone. If the plaintiff is not the owner of the mortgage and note, the plaintiff shall provide the name, address and phone number of the legal owner. A failure by Plaintiff/lender to adhere to the directives of this paragraph may constitute a default, resulting in sanctions or other court action including but not limited to; the ordering of a hold on mortgage payments pending resolution of the litigation. Page 2 of 3 2 of 3 FILED: NASSAU COUNTY CLERK 08/16/2023 12:26 PM INDEX NO. 606687/2023 NYSCEF DOC. NO. 19 RECEIVED NYSCEF: 08/16/2023 Your Right to Legal Fees from your Lender Pursuant to New York State Real Property Law section 282, your lender may be required to reimburse you for any legal fees you incur in successfully defending against this foreclosure action. You should consult with an attorney about representing you in the foreclosure proceeding, and you should discuss with the attorney the possibility that your legal fees might be paid by your lender if the court determines that the lender does not have the right to foreclose on your home. For additional information visit the Courts website at: http://ww2.nycourts.gov/COURTS/10JD/nassau/foreclosure.shtml or call 516.493.3305. Clerk of the Nassau County Supreme Court DATED 08/16/2023 FILED By Patricia Milito Page 3 of 3 3 of 3