Preview
E-FILED
G. Andrew Slater
#238126
12/22/16
1
DOV/LING
AARON !"
INCORPORATED #
FRESNO $ !%SUPERIOR
COUNTY $ COURT $ !
&&North
8080 ' (Palm )*+,
Avenue, !( Floor
Third # ''
2 '/
P.O. Box 0&
28902 12K.
By: -
2 Deputy
.Garrett, ,
" 034 1
a
#5',
Fresno, Califomia
67'6 08020&
937 29 -8902
J (559) <=<&&
Tel:9:0;
! 432-4500
#Fax: (559) <2<0&
/9:0; 432-4590
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4 5 >' 6
aslater@dowlingaaron. '?')
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5 Attorneys for "7
'157'
Defendants 5
!%
CITY !
NATIONAL .
BANK
6
8
7
8
$ $ !
SUPERIOR COURT #
OF # ,
CALIFORNIA, $ !%
COI-INTY OF #
# FRESNO
0
9
!
CENTRAL " @ DIVISION
&
10
11
$ A !,
SURJIT BAGGA, Case
5 '
No. 16CECG03336
t2 Plaintiff,
6 677, !
POINTS "
AND $!B !
AUTHORITIES IN
$
SUPPORT !#OF "# " !
DEFENDANT !%
CITY
@
V !
NATIONAL .C
BANK'S "D$
DEMURRER !
TO
13
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THE D
COMPLAINT !&# $ A !
OF SURJIT BAGGA
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CITY !
!% NATIONAL BANK; .and "
DOES1-100,
2 &&,
T4
$
INCLUSIVE, @, 9 #E+
"Date: 18,&
February7,2017 8
15
!6)9 3:30 3)
Time: 9& p.m.
"7
Defendant. "3
Dept:9 <&
402
T6
A+9
Judge: B' Jeffrey B
Hon. A771 )6
Hamilton '
8
T7
18
l90
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20
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22
23
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25
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DowLrNclAARoSS
"0FG&9HHIGCJKKLG
!
POINTS "
AND $!B !
A $
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!# DEFENDÄNT CITY !
!% NATIONAL .CBANK'S
"D$
DEMURRER ! !B D
TO THE !#
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OF'SURJIT BAGGA
!
TABLE # ! !
OF CONTENTS
I
Page
2
I. $DD %
SUMMARY 1
a
J II.
# !
FACTS " $D
AND CIRCUMSTANCES! 1
4 ru.
STANDING
LEGAL ! " # FOR "D$
DEMURRER..
6
5
IV. $D ! 8
ARGUMENT............ 7
A. !( First
The #65 +5'7
Cause of ? 6'Alleged
Action !(
In The ')3 6
Complaint, ,7' '7+
for'Wrongful
6 #'? '5+,#Fails
Foreclosure, 6 5!'
To State#Facts
? +7M?6
5Sufficient !' '5 6
To Constitute+ +5
A Cause
7 ? 6'Against
Of Action 65 8
CNB.
7
7
B. !( ?' Cause
The Second +5'7
of ? 6'Alleged
Action !( ')3
In The 6
Complaint, ,7'
for
8 6?,#Fails
Negligence, 6 !'State#Facts
5To ? +7M?6
5Sufficient !'
To '5 6 +
Constitute Cause
A +5
7Action
Of ? 6' 65
Against 0
CNB.
9
9
C. !(!(6
The Third Cause
+5'7 ? 6'Alleged
of Action In !(
The ')3 6
Complaint, ,for
7'
&
10 6?B66
Negligence Hiring Supervision,
and +3*656',Fails
# 6 !'StateFacts
5To # ? +7M?6
5Sufficient
!'Constitute
To '5 6 + A Cause
+57
Of ? 6'
Action 65
Against
CNB......... &
10
11
"
D !(#'+
The Fourth(and#67
Fifth(Causes '7Action
+55of ? 6'
Alleged !( ')3
In The 6
Complaint, ,
t2 for
7' 6
Negligent D6535
Misrepresentation Fraud,
6'and # +,#Fail
6 !'
To State#Facts
? 5
+7M?6
Sufficient !'
To '5 6 +
Constitute +557
Causes ? 6'
Of Action 65
Against
CNB. 10&
13
E. !(Sixth
The 6/ ( +5'7
Cause of ? 6'Alleged
Action In !( ')3
The 6
Complaint, ,7'@6' 6'
for Violation
<
T4 7
Of !(
The '5 (
Rosenthal #Fair "E
6Debt ' ? 6'Practices
Collection ? 6?5?
Act,,#Fails
6 !'State
5To
# ?
Facts +7M?6
5Sufficient !&
To '5 6 +
Constitute +57
A Cause Of ? 6'
Action 65
Against
CNB. .....
T2
15
#
F !( *
The Seventh ( +5'7
Cause of ? 6'Alleged
Action !( ')3
In The 6
Complaint, ,7'
for
t6 @6' 6'7
Violation +5655
Of Business '7556'5 '
And Professions ?
Code Section 8&&etseq.,
6'17200 5N,
5!'
#Fails
6 # ?
To StateFacts +7M?6
5Sufficient !'
To '5 6 +
Constitute +57
A Cause Of ? 6'
Action
t78 65
Against
CNB. ...13
18 G.
")+
Demurrer ('+
Should +5 6 ('+
6Without
Be Sustained
Leave*to')
Amend. ...14<
0
T9
V. '? +56'
Conclusion ...14<
&
20
2l
22
23
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24
25
26
8
27
" G
DOWLINGIAARONc)
.Ò
i
6
!
POINTS "
AND $!B !
AUTHORITIES $
IN SUPPORT !# "# " ! !%
OF'DEF'ENDANT CITY !
NATIONAL .C
BANK'S
"D$ !THE
DEMURRERTO !B D !OF
COMPLAINT $ A !
#SURJIT BAGGA
1 !
TABLE # OF $!B !
AUTHORITIES
2 (Page
^J Cases
55
O1
Ankeny v. '?O(
*Lockheed D6556 5P
Missiles 3
& Space? &
Co.
4 :(1979) 88
080; 33
Cal.App.3d s31
............... 8
7
+E1*
Aubry !62 6
v. TrïCity 1B'53
Hosp. "65
Dist.
5
00;
:(1992) 2 CaL (0
< th962 ..........,.. 8
7
6
O* .6
Blankv. Kirwan
: 0;0
(1985)
39 Cal.3d3II
8
7
7 Castaneda
5 v. /'D'
* Saxon Servs.,
Mortg. ,
8
687 # +33
F. Supp. 0 ,&&0:"
2d1t9t,2009 &&0;.12
(E.D. Cal.2009).
8 ' 65*
Collins ' "7
v. Power +
Default Servs.,
*5, ?
Inc.
: "
(N.D.Cal. AJan. <,&
14,2010) No. &0=<
&; ' 09-4838 ,&
SC,2010 &U.S.
$ "65 Q
Dist.LEXIS 3361,
,
9
&
2010
&WL <0&,
234902, atR
*3 .........
T2
&
10 '))6
Committee ' (6 L !
on Children's *656',Inc.
Television, General #''5
v.
? * Foods '3'
Corporation6'
: 0;
(1983) 35 Cal.3d 08
197 ...........
11 '))'
Commonwealth (D'
Mortgage 55+
Assurance? ' +36' '+
* Superior
Co. v. Court
00;
:(1989) 211 33&
Cal.App.3d 508 .......6
12 #65(
Fisher v. San
* 'Peninsula
Pedro 65+ B'536
Hospital
: < 33 0& t4<
&0;2t4 CaI.App.3d 590
(1089)
13
#' 1*
Foley v. ? "
6*Data
Interactive '3
Corp.
l4< :
(10;
988) <8
47
Cat3d <
6s4 ........... <
T4
Garcia
?6 *+3
v. Sup.Ct. (State'7
: ;
of Cal.)
15 00&;&
:(1990) 50 Cal.3d 8
728 ........... ..........78
'S
Gonzalez S*First #
v. #65 O '
6Loan
Franklin Servs.,
*5,
t6 '
No. 9&02 @2&&0<
1:09-CV-00941 = ,&
AWI-GSA,2010 &$
U.S. Dist.Q
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8,&
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*7 :"
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t78
+ 6
Guardion '
North(Bay,
1, ?
Inc. +36' '+
v. Superior
* Court(Myers)
:D15;
18 (200 ;0<
:&& 1) 94 33<
Cal.App (0
.4th 963 .....6
B6
HeintzS*
v. AO65
Jenkins
t90 :
00;s14
(199s) <U.S.
$ 0
29r...........
12
B6
HeritagePacific #6 ?6
?676?Financial, ,
LLC *v. D''1
Monroy
&
20 :& ;
(2013)
215
CaL 33
App. <
4th(08, 008
972,997
21
.
Keenv. Am. B')
* ) Home D' Servicing,Inc.,
Mortg. *6?6, ?,
664F. +33
<# Supp. &,&&0$
2d 1086,2009 U.S."65 Q
Dist.LEXIS 100803,
&&&,&&0
2009 WL &<<,
3380454,
22 atR
*5 :" &&0;
(E.D. CaL.2009) ....13
.('+1
Khoury v. D
* 1C5'7
Maly's of Calíþrnia,
67'6 , ?
Inc.
23 :(1993)
00; 14< 33<
Cal.App.4th (6t2
.. <
T4
.Kwilrset
6O5 '3
Corp. * +36' '+
v. Superior Court
<
24 (2011);5r Cal.
< th &
(310...........
:& 13
25
Ladd
* County1'7
v. '+ of SanD
Mateo'
: <
00;12 Cal.4fh
(1996) (0
913 ........... 0
9
26 Lambert
)E * '+ ( '+
v. Southern County
1Gas 5 '
Co.
: 0;
(19s2)
52 <8
Cal.2d347 ........... ........6
8
27 Lazar
S * +36' '+
v. Superior Court
: 00;
(1996)
12
Cal.< (
th 631
........... &, 11
... 10,
28
"
DOWLINGIAARON
ii66
!
POINTS "
AND $!B !
AUTIIORITIES $
IN SUPPORT OF "# " !
!# DEFENDANT !% ! .C
CITY NATIONAL BANK'S
"D$
DEMURRER !
TO !B
THE D !OF
COMPLÄINT $ A !
&#SURJIT BAGGA
D6
Medina* 72+
v. Safe-Guard Products,
'+? 5,Internat.,
,Inc.
?
1
:&&;
(2008) <
64 Cal.App.4th
33< &
(105 8
7
2
D SE
Metzenbaum v. D
+)* SE
Metzenbaum +)
:(1948) 86
0<; 338&
Cal.App.2d750 .......
Preview
E-FILED G. Andrew Slater #238126 12/22/16 1 DOV/LING AARON !" INCORPORATED # FRESNO $ !%SUPERIOR COUNTY $ COURT $ ! &&North 8080 ' (Palm )*+, Avenue, !( Floor Third # '' 2 '/ P.O. Box 0& 28902 12K. By: - 2 Deputy .Garrett, , " 034 1 a #5', Fresno, Califomia 67'6 08020& 937 29 -8902 J (559) <=<&& Tel:9:0; ! 432-4500 #Fax: (559) <2<0& /9:0; 432-4590 < 4 5 >' 6 aslater@dowlingaaron. '?') com 5 Attorneys for "7 '157' Defendants 5 !% CITY ! NATIONAL . BANK 6 8 7 8 $ $ ! SUPERIOR COURT # OF # , CALIFORNIA, $ !% COI-INTY OF # # FRESNO 0 9 ! CENTRAL " @ DIVISION & 10 11 $ A !, SURJIT BAGGA, Case 5 ' No. 16CECG03336 t2 Plaintiff, 6 677, ! POINTS " AND $!B ! AUTHORITIES IN $ SUPPORT !#OF "# " ! DEFENDANT !% CITY @ V ! NATIONAL .C BANK'S "D$ DEMURRER ! TO 13 !B THE D COMPLAINT !&# $ A ! OF SURJIT BAGGA < CITY ! !% NATIONAL BANK; .and " DOES1-100, 2 &&, T4 $ INCLUSIVE, @, 9 #E+ "Date: 18,& February7,2017 8 15 !6)9 3:30 3) Time: 9& p.m. "7 Defendant. "3 Dept:9 <& 402 T6 A+9 Judge: B' Jeffrey B Hon. A771 )6 Hamilton ' 8 T7 18 l90 & 20 2I 22 23 < 24 25 26 8 27 DowLrNclAARoSS "0FG&9HHIGCJKKLG ! POINTS " AND $!B ! A $ IN SUPPORT OF "# " ! !# DEFENDÄNT CITY ! !% NATIONAL .CBANK'S "D$ DEMURRER ! !B D TO THE !# COMPLAINT $ A ! OF'SURJIT BAGGA ! TABLE # ! ! OF CONTENTS I Page 2 I. $DD % SUMMARY 1 a J II. # ! FACTS " $D AND CIRCUMSTANCES! 1 4 ru. STANDING LEGAL ! " # FOR "D$ DEMURRER.. 6 5 IV. $D ! 8 ARGUMENT............ 7 A. !( First The #65 +5'7 Cause of ? 6'Alleged Action !( In The ')3 6 Complaint, ,7' '7+ for'Wrongful 6 #'? '5+,#Fails Foreclosure, 6 5!' To State#Facts ? +7M?6 5Sufficient !' '5 6 To Constitute+ +5 A Cause 7 ? 6'Against Of Action 65 8 CNB. 7 7 B. !( ?' Cause The Second +5'7 of ? 6'Alleged Action !( ')3 In The 6 Complaint, ,7' for 8 6?,#Fails Negligence, 6 !'State#Facts 5To ? +7M?6 5Sufficient !' To '5 6 + Constitute Cause A +5 7Action Of ? 6' 65 Against 0 CNB. 9 9 C. !(!(6 The Third Cause +5'7 ? 6'Alleged of Action In !( The ')3 6 Complaint, ,for 7' & 10 6?B66 Negligence Hiring Supervision, and +3*656',Fails # 6 !'StateFacts 5To # ? +7M?6 5Sufficient !'Constitute To '5 6 + A Cause +57 Of ? 6' Action 65 Against CNB......... & 10 11 " D !(#'+ The Fourth(and#67 Fifth(Causes '7Action +55of ? 6' Alleged !( ')3 In The 6 Complaint, , t2 for 7' 6 Negligent D6535 Misrepresentation Fraud, 6'and # +,#Fail 6 !' To State#Facts ? 5 +7M?6 Sufficient !' To '5 6 + Constitute +557 Causes ? 6' Of Action 65 Against CNB. 10& 13 E. !(Sixth The 6/ ( +5'7 Cause of ? 6'Alleged Action In !( ')3 The 6 Complaint, ,7'@6' 6' for Violation < T4 7 Of !( The '5 ( Rosenthal #Fair "E 6Debt ' ? 6'Practices Collection ? 6?5? Act,,#Fails 6 !'State 5To # ? Facts +7M?6 5Sufficient !& To '5 6 + Constitute +57 A Cause Of ? 6' Action 65 Against CNB. ..... T2 15 # F !( * The Seventh ( +5'7 Cause of ? 6'Alleged Action !( ')3 In The 6 Complaint, ,7' for t6 @6' 6'7 Violation +5655 Of Business '7556'5 ' And Professions ? Code Section 8&&etseq., 6'17200 5N, 5!' #Fails 6 # ? To StateFacts +7M?6 5Sufficient !' To '5 6 + Constitute +57 A Cause Of ? 6' Action t78 65 Against CNB. ...13 18 G. ")+ Demurrer ('+ Should +5 6 ('+ 6Without Be Sustained Leave*to') Amend. ...14< 0 T9 V. '? +56' Conclusion ...14< & 20 2l 22 23 < 24 25 26 8 27 " G DOWLINGIAARONc) .Ò i 6 ! POINTS " AND $!B ! AUTHORITIES $ IN SUPPORT !# "# " ! !% OF'DEF'ENDANT CITY ! NATIONAL .C BANK'S "D$ !THE DEMURRERTO !B D !OF COMPLAINT $ A ! #SURJIT BAGGA 1 ! TABLE # OF $!B ! AUTHORITIES 2 (Page ^J Cases 55 O1 Ankeny v. '?O( *Lockheed D6556 5P Missiles 3 & Space? & Co. 4 :(1979) 88 080; 33 Cal.App.3d s31 ............... 8 7 +E1* Aubry !62 6 v. TrïCity 1B'53 Hosp. "65 Dist. 5 00; :(1992) 2 CaL (0 < th962 ..........,.. 8 7 6 O* .6 Blankv. Kirwan : 0;0 (1985) 39 Cal.3d3II 8 7 7 Castaneda 5 v. /'D' * Saxon Servs., Mortg. , 8 687 # +33 F. Supp. 0 ,&&0:" 2d1t9t,2009 &&0;.12 (E.D. Cal.2009). 8 ' 65* Collins ' "7 v. Power + Default Servs., *5, ? Inc. : " (N.D.Cal. AJan. <,& 14,2010) No. &0=< &; ' 09-4838 ,& SC,2010 &U.S. $ "65 Q Dist.LEXIS 3361, , 9 & 2010 &WL <0&, 234902, atR *3 ......... T2 & 10 '))6 Committee ' (6 L ! on Children's *656',Inc. Television, General #''5 v. ? * Foods '3' Corporation6' : 0; (1983) 35 Cal.3d 08 197 ........... 11 '))' Commonwealth (D' Mortgage 55+ Assurance? ' +36' '+ * Superior Co. v. Court 00; :(1989) 211 33& Cal.App.3d 508 .......6 12 #65( Fisher v. San * 'Peninsula Pedro 65+ B'536 Hospital : < 33 0& t4< &0;2t4 CaI.App.3d 590 (1089) 13 #' 1* Foley v. ? " 6*Data Interactive '3 Corp. l4< : (10; 988) <8 47 Cat3d < 6s4 ........... < T4 Garcia ?6 *+3 v. Sup.Ct. (State'7 : ; of Cal.) 15 00&;& :(1990) 50 Cal.3d 8 728 ........... ..........78 'S Gonzalez S*First # v. #65 O ' 6Loan Franklin Servs., *5, t6 ' No. 9&02 @2&&0< 1:09-CV-00941 = ,& AWI-GSA,2010 &$ U.S. Dist.Q "65 LEXIS1.657,2010 8,& &WL <<,at 144862, R8 *7 :" (E.D. Cal.AJan. ,& &;..12,13 11,2010)... , t78 + 6 Guardion ' North(Bay, 1, ? Inc. +36' '+ v. Superior * Court(Myers) :D15; 18 (200 ;0< :&& 1) 94 33< Cal.App (0 .4th 963 .....6 B6 HeintzS* v. AO65 Jenkins t90 : 00;s14 (199s) <U.S. $ 0 29r........... 12 B6 HeritagePacific #6 ?6 ?676?Financial, , LLC *v. D''1 Monroy & 20 :& ; (2013) 215 CaL 33 App. < 4th(08, 008 972,997 21 . Keenv. Am. B') * ) Home D' Servicing,Inc., Mortg. *6?6, ?, 664F. +33 <# Supp. &,&&0$ 2d 1086,2009 U.S."65 Q Dist.LEXIS 100803, &&&,&&0 2009 WL &<<, 3380454, 22 atR *5 :" &&0; (E.D. CaL.2009) ....13 .('+1 Khoury v. D * 1C5'7 Maly's of Calíþrnia, 67'6 , ? Inc. 23 :(1993) 00; 14< 33< Cal.App.4th (6t2 .. < T4 .Kwilrset 6O5 '3 Corp. * +36' '+ v. Superior Court < 24 (2011);5r Cal. < th & (310........... :& 13 25 Ladd * County1'7 v. '+ of SanD Mateo' : < 00;12 Cal.4fh (1996) (0 913 ........... 0 9 26 Lambert )E * '+ ( '+ v. Southern County 1Gas 5 ' Co. : 0; (19s2) 52 <8 Cal.2d347 ........... ........6 8 27 Lazar S * +36' '+ v. Superior Court : 00; (1996) 12 Cal.< ( th 631 ........... &, 11 ... 10, 28 " DOWLINGIAARON ii66 ! POINTS " AND $!B ! AUTIIORITIES $ IN SUPPORT OF "# " ! !# DEFENDANT !% ! .C CITY NATIONAL BANK'S "D$ DEMURRER ! TO !B THE D !OF COMPLÄINT $ A ! &#SURJIT BAGGA D6 Medina* 72+ v. Safe-Guard Products, '+? 5,Internat., ,Inc. ? 1 :&&; (2008) < 64 Cal.App.4th 33< & (105 8 7 2 D SE Metzenbaum v. D +)* SE Metzenbaum +) :(1948) 86 0<; 338& Cal.App.2d750 .......