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Filing # 180138551 E-Filed 08/21/2023 03:06:09 PM
IN THE CIRCUIT COURT, SEVENTH
JUDICIAL CIRCUIT, IN AND FOR
FLAGLER COUNTY, FLORIDA
CASE NO.: CA23- 2023 CA 000790
DIVISION: 49
DAVID C. O’BRIEN AS ATTORNEY-IN-FACT
FOR TERESA E. O’BRIEN, an individual,
Plaintiff,
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AMERICA'S CHOICE TITLE COMPANY,
a Florida corporation; and CHRISTINE MICIELI,
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an individual,
Defendants.
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PLAINTIFF’S FIRST REQUEST FOR PRODUCTION TO DEFENDANTS
Plaintiff, DAVID C. O’BRIEN AS ATTORNEY-IN-FACT FOR TERESA E.
O’BRIEN (hereinafter “Plaintiff’), by and through her undersigned attorneys an individual, by
and through her undersigned attorneys and pursuant to Rule 1.350, Florida Rules of Civil
Procedure, hereby propounds the following Request for Production of Documents and Things upon
Defendants, AMERICA'S CHOICE TITLE COMPANY, a Florida corporation and
CHRISTINE MICIELI (jointly, “Defendants”):
I. DEFINITIONS
The following definitions apply to these Requests:
(a) The words “you” and “your” shall mean the party(s) responding to these requests.
(b) The words “document” or “documents” shall include, without limiting the
generality of the foregoing, any contracts, amendments, plans, drawings, diagrams, easements,
Electronically Received in the Office of the Clerk of the Circuit Court - Flagler County, Florida - 08/22/2023 08:22 AM - DIN: 8
permits, reports, inspection reports, leases, addenda, schedules, guarantees, credit applications,
bank statements, plats, deeds, e-mails, text messages, meeting minutes (draft and formal versions),
meeting notes, correspondence, surveys, agreements, addenda to contracts or agreements,
memoranda, calendar and diary entries, memoranda of conversations and of meetings, telephone
notes, studies, offers, drafts, inquiries, bulletins, brochures, summaries, newsletters, compilations,
maps, charts, graphs, photographs, film, slides, microfilm, articles, announcements, books, books
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of account, ledgers, screen shots, vouchers, cancelled checks, invoices, proposals, deposit slips,
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bills, opinions, certificates, and all other tangible things upon which any handwriting, typing,
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printing, drawings, representation, magnetic or electrical impulses, or other form of
communication is recorded, including audio and video recordings, smart phone images and
smartphone recordings, and computer stored information.
(c) The words “person” or “persons” mean all natural persons (“individual” or
“individuals”) and entities, including without limitation: corporations, companies, limited liability
companies, partnerships, limited partnerships, joint ventures, trusts, estates, associations, public
agencies, departments, bureaus and boards.
(d) The term “communication” shall mean every manner or means of disclosure,
transfer or exchange, and every disclosure, transfer or exchange of information whether orally or
face-to-face, or by telephone, mail, personal delivery, document, or otherwise.
(e) The term “or” shall be construed either conjunctively or disjunctively to bring
within the scope of these requests any information which might otherwise be construed to be
outside their scope.
Plaintiffs First Request for Production to Defendants
David C. O’Brien as Attorney-in-Fact
for Teresa E. O’Brien v. America’s Choice Title Company, et al.
Flagler County, Florida
Page 2 of 6
(f) The term “Property” shall mean the real property located at the address commonly
referred to as 1 Blaketon Court, Palm Coast, Florida 32137, being that same property in the General
Warranty Deed attached hereto as Exhibit “A”.
(g) The term “HUD-1 Settlement Statement” refers to that same HUD-1 attached
hereto as Exhibit “B”.
(h) The term “Closing” shall mean the closing the sale of the Property from Teobaldo
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Zavala to Teresa E O’Brien that you assisted with.
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INSTRUCTIONS
1. All documents and things produced in response to this request are to be produced
in the form, order, and manner in which they are maintained.
2. If any documents and things identified in response to this request are in the custody,
possession, or control of a third party(s), state the identity and location of such party(s).
3. As to each document or thing produced, specify by number the particular
request to which it responds.
4. If any document or thing requested was at one time in existence, but is either no
longer in existence or has been lost, please state for each such document:
(1) the type of document or thing;
(i1) the author(s) or originator(s) of the document along with their address(es) and the
name(s) and address(es) of any persons who received copy(ies) or duplicate(s) of the document or
thing;
(iii) | the circumstances under which such document or thing ceased to exist or was lost;
Plaintiff's First Request for Production to Defendants
David C. O’Brien as Attorney-in-Factfor Teresa E. O’Brien v. America’s Choice Title Company, et al.
Flagler County, Florida
Page 3 of6
(iv) the identities of all parties having knowledge of the circumstances under which
such document ceased to exist or was lost; and
(v) the identities of all persons having knowledge of the contents or extent of such
document or thing.
5. If any documents or things covered by this request are withheld under claim of
privilege or immunity, furnish a list identifying each document or thing for which privilege or
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immunity is claimed, together with the following information:
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(i) date;
U (i1) author(s) or creator(s);
(iii) — recipient(s);
(iv) name(s) and job title(s) of any person to whom any copies or duplicates were
furnished;
(v) subject matter or basis upon which the privilege or immunity is claimed;
(vi) person(s) on whose behalf privilege or immunity is asserted; and
(vil) corresponding paragraph number of this request to which such document or thing
relates.
Il. PRODUCTION
You are directed to produce the documents and tangible things described in Part IV hereof,
at our office, Mercer Kutch, 2812 N. 10 St., St. Augustine, Florida 32084, within forty-five (45)
calendar days from the date of service for our review and inspection (if such day falls on a weekend
Plaintiff's First Request for Production to Defendants
David C. O’Brien as Attorney-in-Factfor Teresa E. O’Brien v. America’s Choice Title Company, et al.
Flagler County, Florida
Page 4 of6
or holiday, then the production shall be the next business day). Alternatively, you may upload
your documents through our secure portal at: www.mercerkutch.com/portal
IV.
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CATEGORIES OF DOCUMENTS AND THINGS TO BE PRODUCED
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Provide the following documentation relating to the $100,185.19 referenced on
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Line 504 of the HUD-1 Settlement Statement, a copy of which is attached hereto as Exhibit “B”.
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(i) Any and all wiring instructions, which should include without limitation, the
account holder(s) name, loan and mortgage information, and account numbers
for whom the money was transferred to;
(11) Any and all instructions as to which parcel of collateral the money was to be
applied to;
(iii) Any and all confirmation of receipt by the transferee(s) of the $100,185.19;
(iv) Each and every communication to and/or from Regions Mortgage concerning
this $100,185.19 or such other amount transferred to it in connection with the
Closing;
(iv) Copies of any and all checks, front and back, if the $100,185.19 (or any
portion thereof) was paid by check as opposed to by wire to any person or
entity; and
(v) Any and all such other documentation relating to where the $100,185.19 (or
any part of it) was transferred.
2. Produce any and all statements and/or communications and/or documents of any
and all witnesses pertaining to matters related to this action, including, without limitation, any and
all statements of by you and your agents, including, without limitation, taped recordings, video
recordings, whether transcribed or not, as well as all written statements.
Plaintiffs First Request for Production to Defendants
David C. O’Brien as Attorney-in-Fact
for Teresa E. O’Brien v. America’s Choice Title Company, et al.
Flagler County, Florida
Page 5 of6
3. Any and all telephone message slips, notes, and/or other correspondence or
communications or documents reflecting oral and/or telephonic conversations between you and
any other person or entity (excluding any correspondence that falls under attorney/client privilege)
relating to the conduct and incidents at issue in this action.
4.
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Each and every document you have related to the Closing on the sale of the Property
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from Teobaldo Zavala to Teresa E O’Brien.
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Your file related to this case.
6. Any and all documents that relate to where any money that was held in escrow by
you was wired, deposited, moved and/or otherwise transferred in connection with the Closing.
Dated this 21st day of August 2023.
MERCER KUTCH LAW FIRM
As Kath
LIZ@UTCH
Florida Bar No. 1011023
MATT MERCER
Florida Bar No. 772801
2812 N. 10th Street
St. Augustine, FL 32084
Tel. (904) 824-4949
Email: Service@MercerFirm.com
ATTORNEYS FOR PLAINTIFF
Plaintiffs First Request for Production to Defendants
David C. O’Brien as Attorney-in-Fact
for Teresa E. O’Brien v. America’s Choice Title Company, et al.
Flagler County, Florida
Page 6 of6
EXHIBIT “A”
Prepared by & Return to:
Mary Beth Micieli
America's Choice Title Company
5182 N. Ocean Shore Blvd, Ste B
Palm Coast, Florida 32137 E- RECORDED simplifile’
File Number: aan
ean
Property Appraiser’s Parcel I.D. (folio) Number(s): ip, OTB
BONO
07-11-31-7081-00260-0040 County: wel
amount of $1,253.00
Documentary Stamp have been paid in
Consideration $179,000.00
pate; 2/4]
- QOH Time:/2t32 em”
General Warranty Deed
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Made this 6 day of February, 2020, by Teobaldo Zavala, a single man, whose mailing address is 1580 Wyman
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Street NE, Aiken, South Carolina 29801; hereinafter referred to as the “Grantor’’, to Teresa E O'Brien, a single
woman, whose mailing address is 1 Blaketon Court, Palm Coast, Florida 32137; hereinafter referred to as the
“Grantee”;
Witnesseth, that the Grantor, for and in consideration of the sum of Ten Dollars, ($10.00) and other
valuable considerations, receipt whereof is hereby acknowledged, hereby grants, bargains, sells, aliens,
remises, releases, conveys and confirms unto the Grantees, all that certain land situate in Flagler County,
Florida, viz:
Lot 4, Block 26, Palm Coast, Map of Bernard Meadows, Section 81, according to the map
or plat thereof, as recorded in Plat Book 23, Page(s) 29, of the Public Records of Flagler
County, Florida.
Together with all the tenements, hereditaments and appurtenances thereto belonging or in anywise
appertaining.
To Have and to Hold, the same in fee simple forever.
And the Grantor hereby covenants with said Grantees that the Grantor is lawfully seized of said land in fee
simple; that the Grantor has good right and lawful authority to sell and convey said land; that the Grantor hereby
fully warrants the title to said land and will defend the same against the lawful claims of all persons whomsoever;
and that said land is free of all encumbrances except taxes accruing subsequent to December 31, 2019,
Page 1 of 2
Prepared by & Return to:
Mary Beth Micieli
America's Choice Title Company
5182 N. Ocean Shore Blvd, Ste B
Palm Coast, Florida 32137
File Number is
Property Appraiser’s Parcel I.D. (folio) Number(s): i
07-11-31-7081-00260-0040
Documentary Stamp have been paid in
amount of $1,253.00
Consideration $179,000.00
In Witness Whereof, the said Grantor has signed and sealed these presents the day and year first above
written.
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Signed, sealed and delivered in our presence
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[TWO DIFFERENT WITNESSES REQUIRED/ 2
AMUSTSIGNANDPRINTNAMES] MiG) ‘a
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Witness #2: (Y\ VX veo OX
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State of Florida
County of Flagler
The foregoing instrument was acknowledged before me this 6 day of February 2020, by Teobaldo Zavala who,
by means of physical appearance, appeared before
My me, and who produced a Driver’s License as identification
MARY
HeaBE My VY —\
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j RANEY, &
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%, te ¢ A. Settlement Statement (HUD-1) |
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Gay owe
B. Type of Loan
1.[JFHA 20]RHS
4. ] VA 5.[[] Conv. Ins. 3, [-]Conv. Unins. |6,ae
File Number:
: 7. Loan Number: 8. Mortgage insurance Case Number:
C, Note: This formis furnishedto giveyoua s meerenen cuss, Amounts paldto andby the settlementagentare shown.
tems marked "(p.o.c.)" werepaidoutside the closing; they are shown here forinformationalpurposes and are not includedin the totals,
D. Name andAddress of Borrower: E. Name andAddress of Seller: F, Name andAddress ofLender:
Teresa E O'Brien
1 Blaketon Court Teobaldo Zavala ;
Palm Coast, FL 32137
1G.Blaketon
PropertyCourt
Location: H. SettlementAgent:
America'sp yChoice Title Company: I. Settlement Date:
Palm Coast,
Flagler County,FL Florida
32137 l 5182
Palm C o
N.Coast,
OceanFlorida
Shore32137
Bivd, Ste B Ph. February6, 2020
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Place of Settlement:
5182 N. Ocean Shore Bivd, Ste B
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Summary of Borrower's transaction
Palm Coast, Florida 32137
K, Summary of Seller's transaction
100._Gross Amount Due from Borrower: 400. Gross Amount Due {o Seller:
101, Contract
102. Personal sales
properprice 179,000.00|—«dS' |401.
| Contract sales
402. Personal propertprice 179,000.00
103. Settlement Charges to Borrower Line 4400 603.00 | | 403. Butler Rebate
(ae
Adjustments for items paid by Seller in advance Re EEE
Adjustments for items paid by Seller in advance Pam
106. City/Town
107. County Taxes
Taxes tototo |~«_4 407.
| 406, County
CitytownTaxesTaxes toto |_ CS
sd
108. Assessments |__| 408, Assessments to |S
ane Ms Ce: Mes
120, Gross Amount Due from Borrower 179,603.00| |420. Gross Amount Due to Seller 179,000.00
200. Amounts Paid by or In Behalf of Borrower 500. Reductions in Amount Due Seller:
201.
202. Depositor
Principal earnest moneloants
amountofnew 1,500.00 } [502.”
|__| | 501, Settlementcharges
Excess deposit (seetoinstructions
Sellar Line 1400 || __13,622.30]
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203.
204. Existing loan(s) taken sublactto | _~«*t|503. Existing loanis) taken subjectto
LY S08. PayoffFirstMortgage to Regions Mortgage _100,185.19
205.
206. ||«
S dS
SS~«*dt' 505.
506. PayoffSecondMortgage
Deep. retained $1,500.00 LCS
_
207.
208, |
Lo 0 (iS
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209.
Adjustments for items unpaid b Seller id es a
Adjustments for items unpald b Seller
210.
211. City/Town
County Taxes
Taxes 01/01/20 to
to 02/06/20 | S~«d¢'.540,
|_______105.60] |511. City/TownTaxesTaxes
County 01/01/20 to 02/06/20 || ___105.60)
to CS
212.
213, Assessments
Seller Credit for Repairs to |__| 3,000.00| |543.512, Assessments
Seller Credit for Repairs to sd 3,000.00
214.
215, Z Ld
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217.218. Ls
| ____]} 7]517. Final
Proceedsfor nS
purchaseto Lawoffices ofD.toMaria
Wright Rees34,624.03
| SS~*dt‘ 548, paymentofDissolution ofMarriage 5,000,00
219. |i
20,
‘00. Total
Cash Paid by/for Borrower
at Settlement fromito Borrower 520, Total
600. Cash Reduction
at settlementAmount
to/fromDueSeller
Seller 156,537.12
\101. “Gross amountduefrom Borrower (line 120 179,603.00 | |601. Gross amountduo toSeller (line420 179,000.00
‘02.%. Less amountpaid by/for
Cash From |] To Borrower
Borrower(line220 ( 4,805.80) |602._Less reductions
174,997.40] 1603, Cash to [_] From Setter
dueSeller(line520) (156,537.12)
22,462.88
‘Joutside ofclosing by borrowar(B),selter(S}, tandar(L), orthird-party(T}
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L. vettlement Charges
700. Total Roal Estate Broker Fees $ 10,740.00 Paid From
Borrower's | Sellers
Funds at Funds at
Settlement | _ Seitlement
703, Commission paid atsettlement = C~‘“*S*S*™*~*S***s~C—‘“‘~*S*S*s*s*sSCSsSSCSC“‘#NSCC#dN#+4, 740,000
705.
800. Items Payable in Connection with Loan
801. Ouroriginationcharge CC C”C*‘“‘(CON’SC§¥AWVOM GFEHT)OCCCCOC™~“‘“~™SO”CNC‘C“‘¥STYW’NCN#SC#OW
1802. Your credit or charge (points) for the specific interestrate chosen __-$ ——==——s(fromGFE#2) SSL SSCSC~*S
1803.
CSSC~*~“‘CSCfOMGFEHAYOOWC*C*C*‘“‘(#“S“LCSC#C#‘“‘#‘#‘#4OOQ
Your adjusted originationchargesto ss
s04.Appraisalfee Sto CCC from GFE) CdSSC‘“CSSSCSCCd
805.CreditRepot_
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900. Items Required by Lender to Be Paid In Advance
904.Dailyinterestcharges from c i a ito
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1000. Reserves Deposited with Lender :
1001.Initial
C*C*~*“‘(C#SNWWOmGFEMS?)OO!OUCSOO~‘*~*’
depositfor your escrowaccount.
1002, Homeowner's insurance months @ § —sper_month = SSSSC~=“‘;*™*™*S*~dCSCS~CSCSCS
1003, Mortgage insurance months @ $ ——sper_month § SsSs~C<“C;C;S*~S~“CS*~S~*™S
1004. Property taxes $
M00OO
1006, months @ $per_months $OO~“—~*S*~*~::C:C::CCCYTCC“‘(S;SCC
1007, ronths @ $ipar_ month =~ OSSC™~=“*S*S*™*S™CSCC*SCOC‘“‘CSC#‘*S
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1009.
C™~—“—sS*S—sSSC“CSC“(N#“N#SNNNNSNSNSNSN:CULNN_
AggregateAdjustment
1100. Title Charges
11102. Settlementorclosingfee ____——~—~—«to._America’s Choice Title Company S$ —-17500.~~S*=“Cs*“C*‘“*«~CCSSCSCS~* 195.00
1103. Owner's title insurance to Chicago Title Insurance Company _—SSSCS*S*~*«sFOMGFEHS)—--~=“‘C#C#CN*CLWONWW”S~C~*d 970.00
[1104. Lender's title insurance to Chicago Title insurance Company —=—=Ss=Ss=S~—“‘;*;*™*~*~SC“‘CCCW#WN#WN#WNW.W’”’”~S*dC
[1105.
OC~C~—CSCSSSCSCSC“CSCSCSCSSSSNT
Lenderstitlepolicylimt 8
1108. Owner's titlepolicylimit_ 8 178,00000 Ss —“C*‘“‘*~S*™*S*™*S™C™*C*™C™COCCOCOCOCCWCC“SdCSN
1107. Agents portion ofthe total le Insurance premium to America’s Choice Tile Company ——~—=sS—~=C« TOGO SCS~*Y
#108. Underwriter’s portion of the totaltile insurance premiumto Chicago Title Insurance Company _——+§~—~~-291.00| ~*d
[1109. Title Search t0 Chicago Title Insurance Company —=«§~—S*~=“*“~*~*~“S*s~s*S~CS*~CSs~CS~SS 85.00
p10 ChicagoTitieins. Co CSC*~“*‘“SC*S*C“‘C#YSNSCCONN’N’SCSCSCSt“‘“=“tsYSNN
[1112._Overnight DeediAfi Chck for Maria to America’s Choice Title Company —-$§~—~Ss~C~CS~C~SSSY Sd 8
1113. WirePayoff "to. America’s Choice Title Company
1200. Government Recording and Transfer Charges
«8 ~—SC*~“~*~*~“S*~S*~S 25.00
}1202,Deed $18.50 Mortgage $ —Ss=SS~S~*~*Releases § 2070 ——~—=—Other SSC SC~CS*” 23.70
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Transfertaxes 0
[1204.City/Countytaystamps
—Ss~C~*~“‘“‘*‘#WMrtgage®:S~=SC=“‘CSCSC#N#WC#”sé‘<‘““SNNNCNONNSCOCONSN
Deed $
1205. Statetaxstamps Deed § 1,263.00 Mortgage$_—=S=S*S*~“~*‘“‘~*~*‘“*~‘“~*~*~*~S~SSSYS 1288.00
[1206. Intangible Tax Revenue Stamps §__—s==SS=~*~*«éMrigage S$ —=*=“‘“CNSC#*“‘CNSNCON”NNOC#C#C#ONNN
9,0C
1300, Additional Settlement Charges ;
1301.
shopforSSC~C“‘“;S™CSC*™CS*™CSC~CS™~S~SCSCS
Required services that you can WOM GFE)
1302, Reimbursement for Juke Media to Americas Choice Title —=—=S~—S—SSSCSC“‘“‘(‘“CNSC#C™OWOCSSdL 20880
(1303.
C~C“‘CSCO#‘“‘NSCSCO#O#C“‘é*#COS
2019 RealEsiateTaxes “to Soa aatSy |
[1304 Cityof Palm Goast_ CCl ofPalmCoast. +—=~=~=“‘“‘*~S*SSC™C*~“‘“(SC*~*S*S*S*S*S*Sé~*SCSOST
LS
(1306. CityLien SearchFee to ‘The CityofPaimCGoast_+—=~=<“‘;CSC*SSSSCOC*#~“‘“*‘“*‘“‘“‘<‘i!SS
1400. Total Settlement Charges (enter on lines 103, Section J and 502, Section K) 603.00
30.00
13,622.30
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Preview
Filing # 180138551 E-Filed 08/21/2023 03:06:09 PM IN THE CIRCUIT COURT, SEVENTH JUDICIAL CIRCUIT, IN AND FOR FLAGLER COUNTY, FLORIDA CASE NO.: CA23- 2023 CA 000790 DIVISION: 49 DAVID C. O’BRIEN AS ATTORNEY-IN-FACT FOR TERESA E. O’BRIEN, an individual, Plaintiff, o p y lC V. i ci a noff AMERICA'S CHOICE TITLE COMPANY, a Florida corporation; and CHRISTINE MICIELI, U an individual, Defendants. a PLAINTIFF’S FIRST REQUEST FOR PRODUCTION TO DEFENDANTS Plaintiff, DAVID C. O’BRIEN AS ATTORNEY-IN-FACT FOR TERESA E. O’BRIEN (hereinafter “Plaintiff’), by and through her undersigned attorneys an individual, by and through her undersigned attorneys and pursuant to Rule 1.350, Florida Rules of Civil Procedure, hereby propounds the following Request for Production of Documents and Things upon Defendants, AMERICA'S CHOICE TITLE COMPANY, a Florida corporation and CHRISTINE MICIELI (jointly, “Defendants”): I. DEFINITIONS The following definitions apply to these Requests: (a) The words “you” and “your” shall mean the party(s) responding to these requests. (b) The words “document” or “documents” shall include, without limiting the generality of the foregoing, any contracts, amendments, plans, drawings, diagrams, easements, Electronically Received in the Office of the Clerk of the Circuit Court - Flagler County, Florida - 08/22/2023 08:22 AM - DIN: 8 permits, reports, inspection reports, leases, addenda, schedules, guarantees, credit applications, bank statements, plats, deeds, e-mails, text messages, meeting minutes (draft and formal versions), meeting notes, correspondence, surveys, agreements, addenda to contracts or agreements, memoranda, calendar and diary entries, memoranda of conversations and of meetings, telephone notes, studies, offers, drafts, inquiries, bulletins, brochures, summaries, newsletters, compilations, maps, charts, graphs, photographs, film, slides, microfilm, articles, announcements, books, books o p y ci a lC of account, ledgers, screen shots, vouchers, cancelled checks, invoices, proposals, deposit slips, i noff bills, opinions, certificates, and all other tangible things upon which any handwriting, typing, U printing, drawings, representation, magnetic or electrical impulses, or other form of communication is recorded, including audio and video recordings, smart phone images and smartphone recordings, and computer stored information. (c) The words “person” or “persons” mean all natural persons (“individual” or “individuals”) and entities, including without limitation: corporations, companies, limited liability companies, partnerships, limited partnerships, joint ventures, trusts, estates, associations, public agencies, departments, bureaus and boards. (d) The term “communication” shall mean every manner or means of disclosure, transfer or exchange, and every disclosure, transfer or exchange of information whether orally or face-to-face, or by telephone, mail, personal delivery, document, or otherwise. (e) The term “or” shall be construed either conjunctively or disjunctively to bring within the scope of these requests any information which might otherwise be construed to be outside their scope. Plaintiffs First Request for Production to Defendants David C. O’Brien as Attorney-in-Fact for Teresa E. O’Brien v. America’s Choice Title Company, et al. Flagler County, Florida Page 2 of 6 (f) The term “Property” shall mean the real property located at the address commonly referred to as 1 Blaketon Court, Palm Coast, Florida 32137, being that same property in the General Warranty Deed attached hereto as Exhibit “A”. (g) The term “HUD-1 Settlement Statement” refers to that same HUD-1 attached hereto as Exhibit “B”. (h) The term “Closing” shall mean the closing the sale of the Property from Teobaldo o p y ci a lC Zavala to Teresa E O’Brien that you assisted with. i Il. U noff INSTRUCTIONS 1. All documents and things produced in response to this request are to be produced in the form, order, and manner in which they are maintained. 2. If any documents and things identified in response to this request are in the custody, possession, or control of a third party(s), state the identity and location of such party(s). 3. As to each document or thing produced, specify by number the particular request to which it responds. 4. If any document or thing requested was at one time in existence, but is either no longer in existence or has been lost, please state for each such document: (1) the type of document or thing; (i1) the author(s) or originator(s) of the document along with their address(es) and the name(s) and address(es) of any persons who received copy(ies) or duplicate(s) of the document or thing; (iii) | the circumstances under which such document or thing ceased to exist or was lost; Plaintiff's First Request for Production to Defendants David C. O’Brien as Attorney-in-Factfor Teresa E. O’Brien v. America’s Choice Title Company, et al. Flagler County, Florida Page 3 of6 (iv) the identities of all parties having knowledge of the circumstances under which such document ceased to exist or was lost; and (v) the identities of all persons having knowledge of the contents or extent of such document or thing. 5. If any documents or things covered by this request are withheld under claim of privilege or immunity, furnish a list identifying each document or thing for which privilege or o p y ci a lC immunity is claimed, together with the following information: i noff (i) date; U (i1) author(s) or creator(s); (iii) — recipient(s); (iv) name(s) and job title(s) of any person to whom any copies or duplicates were furnished; (v) subject matter or basis upon which the privilege or immunity is claimed; (vi) person(s) on whose behalf privilege or immunity is asserted; and (vil) corresponding paragraph number of this request to which such document or thing relates. Il. PRODUCTION You are directed to produce the documents and tangible things described in Part IV hereof, at our office, Mercer Kutch, 2812 N. 10 St., St. Augustine, Florida 32084, within forty-five (45) calendar days from the date of service for our review and inspection (if such day falls on a weekend Plaintiff's First Request for Production to Defendants David C. O’Brien as Attorney-in-Factfor Teresa E. O’Brien v. America’s Choice Title Company, et al. Flagler County, Florida Page 4 of6 or holiday, then the production shall be the next business day). Alternatively, you may upload your documents through our secure portal at: www.mercerkutch.com/portal IV. p y CATEGORIES OF DOCUMENTS AND THINGS TO BE PRODUCED o 1. i a lC Provide the following documentation relating to the $100,185.19 referenced on c i noff Line 504 of the HUD-1 Settlement Statement, a copy of which is attached hereto as Exhibit “B”. U (i) Any and all wiring instructions, which should include without limitation, the account holder(s) name, loan and mortgage information, and account numbers for whom the money was transferred to; (11) Any and all instructions as to which parcel of collateral the money was to be applied to; (iii) Any and all confirmation of receipt by the transferee(s) of the $100,185.19; (iv) Each and every communication to and/or from Regions Mortgage concerning this $100,185.19 or such other amount transferred to it in connection with the Closing; (iv) Copies of any and all checks, front and back, if the $100,185.19 (or any portion thereof) was paid by check as opposed to by wire to any person or entity; and (v) Any and all such other documentation relating to where the $100,185.19 (or any part of it) was transferred. 2. Produce any and all statements and/or communications and/or documents of any and all witnesses pertaining to matters related to this action, including, without limitation, any and all statements of by you and your agents, including, without limitation, taped recordings, video recordings, whether transcribed or not, as well as all written statements. Plaintiffs First Request for Production to Defendants David C. O’Brien as Attorney-in-Fact for Teresa E. O’Brien v. America’s Choice Title Company, et al. Flagler County, Florida Page 5 of6 3. Any and all telephone message slips, notes, and/or other correspondence or communications or documents reflecting oral and/or telephonic conversations between you and any other person or entity (excluding any correspondence that falls under attorney/client privilege) relating to the conduct and incidents at issue in this action. 4. y Each and every document you have related to the Closing on the sale of the Property o p ci a lC from Teobaldo Zavala to Teresa E O’Brien. i U 5. noff Your file related to this case. 6. Any and all documents that relate to where any money that was held in escrow by you was wired, deposited, moved and/or otherwise transferred in connection with the Closing. Dated this 21st day of August 2023. MERCER KUTCH LAW FIRM As Kath LIZ@UTCH Florida Bar No. 1011023 MATT MERCER Florida Bar No. 772801 2812 N. 10th Street St. Augustine, FL 32084 Tel. (904) 824-4949 Email: Service@MercerFirm.com ATTORNEYS FOR PLAINTIFF Plaintiffs First Request for Production to Defendants David C. O’Brien as Attorney-in-Fact for Teresa E. O’Brien v. America’s Choice Title Company, et al. Flagler County, Florida Page 6 of6 EXHIBIT “A” Prepared by & Return to: Mary Beth Micieli America's Choice Title Company 5182 N. Ocean Shore Blvd, Ste B Palm Coast, Florida 32137 E- RECORDED simplifile’ File Number: aan ean Property Appraiser’s Parcel I.D. (folio) Number(s): ip, OTB BONO 07-11-31-7081-00260-0040 County: wel amount of $1,253.00 Documentary Stamp have been paid in Consideration $179,000.00 pate; 2/4] - QOH Time:/2t32 em” General Warranty Deed o p y ci a lC Made this 6 day of February, 2020, by Teobaldo Zavala, a single man, whose mailing address is 1580 Wyman i U noff Street NE, Aiken, South Carolina 29801; hereinafter referred to as the “Grantor’’, to Teresa E O'Brien, a single woman, whose mailing address is 1 Blaketon Court, Palm Coast, Florida 32137; hereinafter referred to as the “Grantee”; Witnesseth, that the Grantor, for and in consideration of the sum of Ten Dollars, ($10.00) and other valuable considerations, receipt whereof is hereby acknowledged, hereby grants, bargains, sells, aliens, remises, releases, conveys and confirms unto the Grantees, all that certain land situate in Flagler County, Florida, viz: Lot 4, Block 26, Palm Coast, Map of Bernard Meadows, Section 81, according to the map or plat thereof, as recorded in Plat Book 23, Page(s) 29, of the Public Records of Flagler County, Florida. Together with all the tenements, hereditaments and appurtenances thereto belonging or in anywise appertaining. To Have and to Hold, the same in fee simple forever. And the Grantor hereby covenants with said Grantees that the Grantor is lawfully seized of said land in fee simple; that the Grantor has good right and lawful authority to sell and convey said land; that the Grantor hereby fully warrants the title to said land and will defend the same against the lawful claims of all persons whomsoever; and that said land is free of all encumbrances except taxes accruing subsequent to December 31, 2019, Page 1 of 2 Prepared by & Return to: Mary Beth Micieli America's Choice Title Company 5182 N. Ocean Shore Blvd, Ste B Palm Coast, Florida 32137 File Number is Property Appraiser’s Parcel I.D. (folio) Number(s): i 07-11-31-7081-00260-0040 Documentary Stamp have been paid in amount of $1,253.00 Consideration $179,000.00 In Witness Whereof, the said Grantor has signed and sealed these presents the day and year first above written. o p y Signed, sealed and delivered in our presence ci a lC i noff [TWO DIFFERENT WITNESSES REQUIRED/ 2 AMUSTSIGNANDPRINTNAMES] MiG) ‘a sax 4A U 2 > Vif . cg > — er (- ness #1: SV Octkwme Teobaldo Zavala Witness #2: (Y\ VX veo OX a Se cecsseanneenrnernneenae ri State of Florida County of Flagler The foregoing instrument was acknowledged before me this 6 day of February 2020, by Teobaldo Zavala who, by means of physical appearance, appeared before My me, and who produced a Driver’s License as identification MARY HeaBE My VY —\ N' Se 3S.ie abi SRN Zg:3 ry AANotary Public PEISe SXi2n ho RESIZE 7 (Notary Seal) 23133 Zt°+%%, % Shi 2 Be “ a) *Gaginy os CRS ee te “yp,OF FLORIOK ww Page 2 of 2 j RANEY, & % %, te ¢ A. Settlement Statement (HUD-1) | g et a F » w & — ‘ Gay owe B. Type of Loan 1.[JFHA 20]RHS 4. ] VA 5.[[] Conv. Ins. 3, [-]Conv. Unins. |6,ae File Number: : 7. Loan Number: 8. Mortgage insurance Case Number: C, Note: This formis furnishedto giveyoua s meerenen cuss, Amounts paldto andby the settlementagentare shown. tems marked "(p.o.c.)" werepaidoutside the closing; they are shown here forinformationalpurposes and are not includedin the totals, D. Name andAddress of Borrower: E. Name andAddress of Seller: F, Name andAddress ofLender: Teresa E O'Brien 1 Blaketon Court Teobaldo Zavala ; Palm Coast, FL 32137 1G.Blaketon PropertyCourt Location: H. SettlementAgent: America'sp yChoice Title Company: I. Settlement Date: Palm Coast, Flagler County,FL Florida 32137 l 5182 Palm C o N.Coast, OceanFlorida Shore32137 Bivd, Ste B Ph. February6, 2020 ci a offi Place of Settlement: 5182 N. Ocean Shore Bivd, Ste B J. U n Summary of Borrower's transaction Palm Coast, Florida 32137 K, Summary of Seller's transaction 100._Gross Amount Due from Borrower: 400. Gross Amount Due {o Seller: 101, Contract 102. Personal sales properprice 179,000.00|—«dS' |401. | Contract sales 402. Personal propertprice 179,000.00 103. Settlement Charges to Borrower Line 4400 603.00 | | 403. Butler Rebate (ae Adjustments for items paid by Seller in advance Re EEE Adjustments for items paid by Seller in advance Pam 106. City/Town 107. County Taxes Taxes tototo |~«_4 407. | 406, County CitytownTaxesTaxes toto |_ CS sd 108. Assessments |__| 408, Assessments to |S ane Ms Ce: Mes 120, Gross Amount Due from Borrower 179,603.00| |420. Gross Amount Due to Seller 179,000.00 200. Amounts Paid by or In Behalf of Borrower 500. Reductions in Amount Due Seller: 201. 202. Depositor Principal earnest moneloants amountofnew 1,500.00 } [502.” |__| | 501, Settlementcharges Excess deposit (seetoinstructions Sellar Line 1400 || __13,622.30] CS 203. 204. Existing loan(s) taken sublactto | _~«*t|503. Existing loanis) taken subjectto LY S08. PayoffFirstMortgage to Regions Mortgage _100,185.19 205. 206. ||« S dS SS~«*dt' 505. 506. PayoffSecondMortgage Deep. retained $1,500.00 LCS _ 207. 208, | Lo 0 (iS [ae 209. Adjustments for items unpaid b Seller id es a Adjustments for items unpald b Seller 210. 211. City/Town County Taxes Taxes 01/01/20 to to 02/06/20 | S~«d¢'.540, |_______105.60] |511. City/TownTaxesTaxes County 01/01/20 to 02/06/20 || ___105.60) to CS 212. 213, Assessments Seller Credit for Repairs to |__| 3,000.00| |543.512, Assessments Seller Credit for Repairs to sd 3,000.00 214. 215, Z Ld LS [1 1] nn ne Pre Mra 26, 217.218. Ls | ____]} 7]517. Final Proceedsfor nS purchaseto Lawoffices ofD.toMaria Wright Rees34,624.03 | SS~*dt‘ 548, paymentofDissolution ofMarriage 5,000,00 219. |i 20, ‘00. Total Cash Paid by/for Borrower at Settlement fromito Borrower 520, Total 600. Cash Reduction at settlementAmount to/fromDueSeller Seller 156,537.12 \101. “Gross amountduefrom Borrower (line 120 179,603.00 | |601. Gross amountduo toSeller (line420 179,000.00 ‘02.%. Less amountpaid by/for Cash From |] To Borrower Borrower(line220 ( 4,805.80) |602._Less reductions 174,997.40] 1603, Cash to [_] From Setter dueSeller(line520) (156,537.12) 22,462.88 ‘Joutside ofclosing by borrowar(B),selter(S}, tandar(L), orthird-party(T} i L. vettlement Charges 700. Total Roal Estate Broker Fees $ 10,740.00 Paid From Borrower's | Sellers Funds at Funds at Settlement | _ Seitlement 703, Commission paid atsettlement = C~‘“*S*S*™*~*S***s~C—‘“‘~*S*S*s*s*sSCSsSSCSC“‘#NSCC#dN#+4, 740,000 705. 800. Items Payable in Connection with Loan 801. Ouroriginationcharge CC C”C*‘“‘(CON’SC§¥AWVOM GFEHT)OCCCCOC™~“‘“~™SO”CNC‘C“‘¥STYW’NCN#SC#OW 1802. Your credit or charge (points) for the specific interestrate chosen __-$ ——==——s(fromGFE#2) SSL SSCSC~*S 1803. CSSC~*~“‘CSCfOMGFEHAYOOWC*C*C*‘“‘(#“S“LCSC#C#‘“‘#‘#‘#4OOQ Your adjusted originationchargesto ss s04.Appraisalfee Sto CCC from GFE) CdSSC‘“CSSSCSCCd 805.CreditRepot_ C*C*C*‘“‘CMOMGFE'WS)==CSSC“‘CONN’NCSC#CLSOOC#C#*‘«d’ to 06. ™C*~“‘CSC”WW#(AOMGFEM3)—OOCOC™~“‘OLNNNCONO#‘(‘C#”’ Taxservice Sto 807.Floodcertification Sto C™C~“‘“CS™COC#C#C#HROM GFECW3)—C“‘CS$;SC;C*'LC‘(#N(N#SS#C#OCN 08, trom GFE) C“‘!!SCS”S~*” 0g ____tirom GFEW3) CdS SCSC~*d B10 rom GFE) y sC—=“‘~‘dSC“‘CS*~* o p 900. Items Required by Lender to Be Paid In Advance 904.Dailyinterestcharges from c i a ito SCSC*C*C«W@)«SSay (fromGFEHI) lC S«d|'s<“(t‘~;~;~*”' 902. MIP TotIns.forLifeofloanf f i from GEMS) ssmonthsto CTSSSC~C‘“‘*‘~* foro10yearsto 803.Homeowner's insurancen SS SSSCSC*C~C*~‘OGFEMTI)OC*C*“‘C#N®SCNL”SON#C#C#é” 904 trom S06 rom U GFE) Fenty CdS C—~“*‘~dSC*~‘“CSCs~C~*S 1000. Reserves Deposited with Lender : 1001.Initial C*C*~*“‘(C#SNWWOmGFEMS?)OO!OUCSOO~‘*~*’ depositfor your escrowaccount. 1002, Homeowner's insurance months @ § —sper_month = SSSSC~=“‘;*™*™*S*~dCSCS~CSCSCS 1003, Mortgage insurance months @ $ ——sper_month § SsSs~C<“C;C;S*~S~“CS*~S~*™S 1004. Property taxes $ M00OO 1006, months @ $per_months $OO~“—~*S*~*~::C:C::CCCYTCC“‘(S;SCC 1007, ronths @ $ipar_ month =~ OSSC™~=“*S*S*™*S™CSCC*SCOC‘“‘CSC#‘*S Cn 1009. C™~—“—sS*S—sSSC“CSC“(N#“N#SNNNNSNSNSNSN:CULNN_ AggregateAdjustment 1100. Title Charges 11102. Settlementorclosingfee ____——~—~—«to._America’s Choice Title Company S$ —-17500.~~S*=“Cs*“C*‘“*«~CCSSCSCS~* 195.00 1103. Owner's title insurance to Chicago Title Insurance Company _—SSSCS*S*~*«sFOMGFEHS)—--~=“‘C#C#CN*CLWONWW”S~C~*d 970.00 [1104. Lender's title insurance to Chicago Title insurance Company —=—=Ss=Ss=S~—“‘;*;*™*~*~SC“‘CCCW#WN#WN#WNW.W’”’”~S*dC [1105. OC~C~—CSCSSSCSCSC“CSCSCSCSSSSNT Lenderstitlepolicylimt 8 1108. Owner's titlepolicylimit_ 8 178,00000 Ss —“C*‘“‘*~S*™*S*™*S™C™*C*™C™COCCOCOCOCCWCC“SdCSN 1107. Agents portion ofthe total le Insurance premium to America’s Choice Tile Company ——~—=sS—~=C« TOGO SCS~*Y #108. Underwriter’s portion of the totaltile insurance premiumto Chicago Title Insurance Company _——+§~—~~-291.00| ~*d [1109. Title Search t0 Chicago Title Insurance Company —=«§~—S*~=“*“~*~*~“S*s~s*S~CS*~CSs~CS~SS 85.00 p10 ChicagoTitieins. Co CSC*~“*‘“SC*S*C“‘C#YSNSCCONN’N’SCSCSCSt“‘“=“tsYSNN [1112._Overnight DeediAfi Chck for Maria to America’s Choice Title Company —-$§~—~Ss~C~CS~C~SSSY Sd 8 1113. WirePayoff "to. America’s Choice Title Company 1200. Government Recording and Transfer Charges «8 ~—SC*~“~*~*~“S*~S*~S 25.00 }1202,Deed $18.50 Mortgage $ —Ss=SS~S~*~*Releases § 2070 ——~—=—Other SSC SC~CS*” 23.70 [1203 ™C~—“‘“‘(CSSCONO#*#*#*C‘#wWOm'GFE-H#8):=——=~”~“‘“SNCOC#‘#*NUNSCONCOC‘ Transfertaxes 0 [1204.City/Countytaystamps —Ss~C~*~“‘“‘*‘#WMrtgage®:S~=SC=“‘CSCSC#N#WC#”sé‘<‘““SNNNCNONNSCOCONSN Deed $ 1205. Statetaxstamps Deed § 1,263.00 Mortgage$_—=S=S*S*~“~*‘“‘~*~*‘“*~‘“~*~*~*~S~SSSYS 1288.00 [1206. Intangible Tax Revenue Stamps §__—s==SS=~*~*«éMrigage S$ —=*=“‘“CNSC#*“‘CNSNCON”NNOC#C#C#ONNN 9,0C 1300, Additional Settlement Charges ; 1301. shopforSSC~C“‘“;S™CSC*™CS*™CSC~CS™~S~SCSCS Required services that you can WOM GFE) 1302, Reimbursement for Juke Media to Americas Choice Title —=—=S~—S—SSSCSC“‘“‘(‘“CNSC#C™OWOCSSdL 20880 (1303. C~C“‘CSCO#‘“‘NSCSCO#O#C“‘é*#COS 2019 RealEsiateTaxes “to Soa aatSy | [1304 Cityof Palm Goast_ CCl ofPalmCoast. +—=~=~=“‘“‘*~S*SSC™C*~“‘“(SC*~*S*S*S*S*S*Sé~*SCSOST LS (1306. CityLien SearchFee to ‘The CityofPaimCGoast_+—=~=<“‘;CSC*SSSSCOC*#~“‘“*‘“*‘“‘“‘<‘i!SS 1400. Total Settlement Charges (enter on lines 103, Section J and 502, Section K) 603.00 30.00 13,622.30 reer eaeateneeenecscninecmeaeeteceec ae cnatamanctateanntnrenananecceanntnnninataitenennaratnatntattetsenmannneiitnttrtnttaficen nite nnn nn ams