Answer: WESTLAKE SERVICES, LLC, DBA WESTLAKE FINANCIAL SERVICES vs MONASHIA MOORE

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                                2622 -CC- O\YZAS
                                                              FILED
                                                              UEO06L2022                            11/29/2022

     To whom this may concern,
                                                            ; DUVAL CLERK OF COURT


             My name is Monasia Moore, and | would like to dispute this complaint being brought against

     me in reference to the Chrysler 300. When the Chrysler 300 was purchased, | received a phone call from

     Mr Marcus Paige Sr and asked to come up to (put dealership) because he was purchasing a vehicle.

     Upon my arrival, Mr Paige had already chosen the Chrysler 300 and was about to close on the vehicle,

     but the car salesman needed to speak with me, as the deal was presented to Marcus Paige Sr., that if he

     could show some extra income in his household then they would be able to sell him the vehicle, with the

     two of us being in a committed relationship and just having a newborn child, the car salesman inquired

     this of me and explained that my income was only being used in addition to Mr. Paige income to

     purchase the vehicle. | did agree to the use in addition to but | specifically stated that if it meant

     anything other no, the car salesman assured me that it was for addition, because Mr Paige stated he had

     additional income. | left the dealership, to return back to work.     About a two weeks later while visiting


     my home, | asked Mr Paige about when his payments would be due, he didn’t remember so | went

     looking through the glovebox of the vehicle and | realized that he was not on that the agreement, and |

     asked Mr Paige how was that possible and how would he allow that to go through when he knew my

                                                                                                  two of us
     situation and how | could not afford a vehicle, ultimately it caused an argument between the

                                                                                                 removed
     so we contacted the dealership to get the vehicle put solely into his name and have my name

     and to honor the agreement in which the salesman sold Mr Paige the vehicle and explained to me, when

                                                                                                         to
      they would not honor the agreement we tried to return the car to (the dealership) and they refused

      take the car back or to revise the contract. Several attempts were made to do a Voluntary Repossession,

                                                                                                         and
      because Mr Paige was the purchaser, | was only to be utilized as in addition to and nothing other,

                                                                                                 no intention of
      upon realizing | was sole purchaser, | attempted to return the vehicle, to no avail. | had

                                                                                            payments on the
      purchasing a vehicle as it would’ve put me ina financial strained. Mr. Paige did make

vehicle as listed in the served documents, which should show that he assumed
                                                                              responsibility for the

 vehicle. Mr. Paige understood and still understands to date, | was only
                                                                         helping to get him approved for

 the car and that the responsibility would be solely his. | don’t believe this debt
                                                                                    belongs to me, for the

 reasons | previously stated above and also because | never used the car
                                                                         for my own personal use.

 Furthermore, am in direct contact with Mr. Paige about this matter, since |
                                                                             have been served with this

 law suit. Mr Paige should be held responsible for this, as he was the sole individual
                                                                                       to purchase the

 vehicle.


                    Evidence to show Mr Paige’s involvement or knowledge to what's was going on with the

 vehicle, unbeknownst to myself, two weeks prior to the repossession, | woke up and the
                                                                                        car was in my

driveway; no explanation was ever given as to why the car was dropped off. In July
                                                                                   2020, the car was

involuntarily repossessed. There has been no paperwork nor any correspondence until
                                                                                    now.


            | humbly ask to be relieved of this debt, at this present time, for to incur a debt
                                                                                                of any amount

would place my household in financial hardship. | am a single working mother, part-time student,

primary caregiver for my mother, with no government or parental assistance. My mother is a
                                                                                           disabled

veteran and since her discharge 2012, | have been her primary caregiver. When | am at school
                                                                                             or work, |

must ensure a sitter to come in the house and sit with my mother for about 3-4 hours a day to
                                                                                              make

sure she is fed during the day and making sure her medications stay on track. My son is in an after-

school program until about 6pm everyday which | also have to pay for someone to pick him up
                                                                                            for me

and take him home. Since | do not get any financial assistance, | currently make $15 an hour and that

does not support everything | need but | am trying my best. With this added debt, | will not be able to

offer that.


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