Party Statement: Koop vs Fire Insurance Exchange, dba Farmers Insurance Group

• 
• 
• 
• 
• 
• 
• 
• 

						
                                
Preview
                                EXHIBIT 1
Sent from my iPhone

Begin forwarded message:

From: "Staff of Brian Hunsaker" 
Date: September 1, 2015 at 12:04:29 ?M PDT
To: "rnc1dmoto250" 
Subject: Homeowners review

Gary,

Attached ls the reconstruct"ion cost estimate on your home. Please review it, make any corrections and
                                                                                                           return it to me
via email or if you'd like we can go through it over the phone.
I confirmed the limits of coverage on jewelry for you. It's $1,000 per item up to $5,000. Anything above
                                                                                                             that value,
you can add a floater with an appraisal. If the cost starts to add up, we could find insurance for those items
                                                                                                                through
another carrier, which may be more cost effective for you since 1.2 million in contents could increase your
                                                                                                               premium by
$1,500 annually.

Talk to you soon,


Liz Evans

Office of Brian Hunsaker
Farmers Insurance
8741 Old Redwood Hw·y
Windsor, CA 95492-9233
License Number: 0687046
707-838-9777 (Office)
707-838-0908 (Fax)
~!a ff bh un~aker:'.;_1.- farmersagency. cl.lrn
h(tp: ·'1>.' i.o.·w.farmersagern.comibh unsaker

                                                             Close




                                                                                           HUNS000029
Sent: 9/4/2015 11:40
From: Gary Koop 
Subject: Fwd: Homeowne rs review

Hi Liz!

Sent from r,,y 1Pnone

Begin forwarded messuge:

Fwm: MeUssa Long , melissalong 2010@hotm ail.com>
Ode: Septemb2r 4, 201 'i 2t 10:10.40 AM PDT
To: "'Gary KrnJp··· 
Cc: ''Melissa Long"' ,,rnelissalong@pobox.com>
Subject: Homeown ers review


Home Owners Policy for House Insurance (structure and outbuildin gs about the same).

New Contents Insurance (Based on last policy I had $1.SM for ALL contents -and Gaoy
                                                                                    had $440K). Safety box at bank shou!d lower
costs.
          Artwork: Larger paintings (TOTAL: $75K}
                  Shuai Mei: $SOK
                   3o Yun. $11K
                     V:etnames e: $2K
                     Other smaller pieces: total of $1SK


          Antique fu rnishi;,gs: (TOTAL: $38Ki I have certificates of antiquity for most of these:
                   Medicine chests: $2K
                   B126: Laquer table: $3K
                     A.rt Deco Chairs: $2K
                     Dining Table and chairs: $SK
                     Peachwoo d Armoire: $SK (circa 1840-80)
                     Red Walnut wood cabinet 1s th century (Qing Dynasty): $8K
                     Side table; Elm Wood drca 1840-70 Shanxi: $2K
                     Half moon table: $3K
                     f\ltsc tables and lamps: $SK

          Silver vodka service· $1SK

          Piano: $3,200

          Jewelry:
                     I have receipts for $42K
                     Family .iewe!ry and other purchases that are without receipts are estimated at another $25K



Car Insurance (I have my car with progressive).




From: Gary Koop [mailto:madmoto250@att,net]
Sent: Tuesday, Septembe r~, 2015 1:24 PM
To: Melissa Long
Subject: Fwd: Homeowre rs review
                                                                                                        HUNS000030
360Value Replacem ent Cost Valuation A1I2-FM 72.3
                                                                                                             Page 1 of 2

Recons truction Cost Estimat e for:
926772987
Prepared by: Farmers Conversions (figconvca)
Valuation ID; A 1!2-FM72.3
Cost per F:n,sned Sq. Ft $169.19
                                                                 IV  \.
                                                               FAR MER S
This is an estimate of reconstruction costs, We do not
guaranteo that this estJrnate reflects your home's actual
                                                                    INSUR ANCE
reconstruction cost in the event of a loss.

Owner Informati on
  Name: 9.26772987                                            Date Entered: 08/03/2012
  Street 2650 AMBER LN                                        Date Calculated: 09/01/2015
 City, State ZlP; SANTA ROSA, CA 95409                        Created By:· Farmers Conversions (figconvca)
  Countr>f USA                                                Owner: Elizabeth Evans {960525fig)
  Policy#: 926772987

General Informati on
  Most Prevalent Number of Stories: 2 Stories                 Sq. Feet: 2967
  Use: Single Family Detached                                 Year Built 1976
  Quality Grade: Above Average                                Cost per Finished Sq. Ft.: $169.19
Foundati on
  Foundation Shape: 4-5 Comers - Square/R ectangle            Foundation Type: 100% Crawlspa ce
  Property Siope: None (0 -15 degrees)

~~te_r.!.2.~..... ··-- .. --····
   Roof Shape: Gable                                          -- - ---------- - - ~ - --------- =-cc.~c c-c-~
                                                               Roof cover: 100% Composi tion - 3 Tab Shingle
   Exterior Wall Construction: 100% Wood Framing               Exterior Wall Finish: 100% Siding - Cedar (Clapboa rd)

lnterio r~---c c-cc-c c~,.,.- ~,----- ------- -c-c- --c,c-
  Average Wall He'1ght 8.0                                            c"7~- cc~=c -=c--c c------ ---
                                                      Interior Wal! Material: 100% Drywall
  Floor Coverings: 50% Carpet, 35% Hardwoo d - Plank, Interior Wall Finish: 100% Paint
  15% Tile - Ceramic
  Ceiling Finish: 100% Paint

Rooms
  Kitche1s: 1 Large -(15'x11' )                               Bathrooms: 3 Full Bath
RQ