Preview
! "
E-FILED
G.
Slater
'(
Andrew #238126
"DOWLING # & & 9:22
1
AARON $ % "
INCORPORATED
9/1/2017 AM
2 North $ +
) *
8080 Palm ,-.
Avenue, %*/
Third !))
Floor FRESNO # 0%1SUPERIOR
! COUNTY # 0%
0$ COURT
$P.O.
Box
)228902
#Cogburn,
3'C.
By: "6- 3
#)45-.Deputy
I
J !7).
Fresno, # /8)/ 29 9-89
California 931 02
%'
Tel: :
;432-4500
(559)
4 ! 2'
Fax: : ;
(559)
432-4590
7 <)/4 )=)+
aslater@dowlingaaron. com
5
)37for "8
Attorneys 8)Defendant
6 #%1%
CITY NATIONAL >
BANK
7
8 0$ #
SUPERIOR 0%OF!THE
COURT %? %% !#!
STATE OF
CALIFORNIA
9 #COUNTY
0%1OF!!
FRESNO
10
11 0@% .
SUzuIT BAGGA, # 7 # #
)16C8CG03336
Case No.
I2 Plaintiff,
$ / /88. " ! "% CITY %
DEFENDANT #%1 BANKOS
NATIONAL >A
TO
ANSWER % $%!!A
PLAINTIFF'S 0B ! "
UNVERIFIED
13 , #COMPLAINT
($%
t4 #%1% BANK,
CITY NATIONAL and "
>. 1-100,
DOES .
/=-7/,.
inclusive,
15
"8 7
Defendants.
T6
I7
18 #COMES
( NOW,
. "8 . CITY %
Defendant, #%1 NATIONAL >
BANK :*/ 8 .
(hereinafter,
I9 C"8 D;
'oDefendant") in 7/4
and / the #)+6 /
answering * of 0@%
Complaint )8 :*/ 8 .
SUzuIT BAGGA C$ / /88A; )
(hereinafter, "Plaintiff') on
20 E
f,rle */
herein +/ 7.denies
admits, /7and 47 78))7'
alleges as follows:
2t
GENERAL "
DENIAL
22 0 provisions )8
the 6),/7/)7
Under * of = /)
Section :; )8
431.30(d) of * Califomia #)
the # /8)/ Code )8
of #/,/
Civil
23 Procedure, "8
$)=-. generally
denies, 4 3
Defendant /7. and 76=/E= 3. each
specifically, =* allegation =) /
,3. 4 /)
and every, contained /
in
24 the #)+6 /
* )E
Complaint on herein,
file */. each
and =*and ,3cause )8
every = -7of = /) contained,
*/=) /.
action therein and 8- *
further
25 /7 that $ / /88
denies * Plaintiff was + 4/
7damaged in 3 7-+)
any sum or 7-+7
sums
at . as 4
all, 7 in said #)+6 /
alleged /7 / Complaint )
or
26 ) */7
otherwise.
21 &&& &
28 &&&&
DOWLINGIAARON
" ! "%CITY %
DEFENDANT #%1 >A
BANK'S
NATIONAL %TOPLAINTIFF'S
ANSWER UNVERIFIED #
$%!!A0B ! " ($%
COMPLAINT
I !%AFFIRMATIVE " !
FIRST !!(%B DEFENSE
2 =J)8
(Lack of /4;
Standing)
J
F G
%*
That 7 /Plaintiff =J7
said $ / /88 legal 7 /4
lacks 4 to 6)7=-
standing ) the #)+6 /
prosecute *Complaint.
4 # "!!(%B
SECOND AFFIRMATIVE " !
DEFENSE
5 :! /- ) # -7
Cause )8
of = /);
Action
6 %* Complaint,
said #)+6 / .
That 7 / each
and =* cause )8
every = -7
and ,3 of = /)stated therein, )7
action 7 */. does )
not
7 facts 7-8E=/
state 8 = 7
7 constitute
to =)7 / -
suffìcient ) cause )8
a = -7 action against "8
of = /) 4 /7 Defendant.
AFFIRMATIVE " !
H H H
I THIRD !!(%B
%?" DEFENSE
9 :#)+6 /,4/4=;
(Comparative Negli gence)
10 %* third 6 /7
That */ parties :/=-/4. not /+/
but )
(including, 5- limited to, =)98 7
).co-defendants !7)
Fresno
11 ( 4+ Company, 3
Management #)+6 3. Ray ?- =*/7. and @ +7
Hutchins, Kruse)
James >-7; were 4/4 solely )
negligent 7)3 in 7)+
or / some
12 percentage =)+6
6= 4 to *
compared ) of "8
that )8 Defendant :/8 (if all),
at ;. said 4/4=
and 7 / negligence =) /5-
contributed
13 6)2/+ 3to $ / /887
proximately )Plaintiffls /K-/7or + 47
injuries )damages.
t4 !FOURTH
0%?!!(%B
TIVE " !
DEF'ENSE
15 (Statute )8
: - /+/ /)7;
of Limitations)
T6 %* pleading
this 6 /4
That */7 and =*
each 4 cause )8
alleged = -7 of = /) stated */
action 7 is 5
therein /7 barred /
in
t7 *) in 6
or /
whole ) part 53 the 66/= 5
by * applicable 7 - of /+/ /)7
statute )8 in ##$
limitations / $$
C.C.P. LL . +)
335-349.4, more
18 particularly, 5-
6 /=- 3. but )
not /+/ to, *
limited ). following ##$
the 8))/4 sections: .
C.C.P. 7= /)7' . . . .
337,337.7,337.15,338,339,
l9 340,
.
and343.
20 AFFIRMATIVE " !
FIFTH !!(%B
!!%? DEFENSE
2l (Tort )8
:%) ) *;
of Another)
22 7
As for
and 8) separate
further, 76
a 8- *. and /7 /= answer
distinct 7 and 87 to $ / /88A7
defense ) Plaintiffs
23 Complaint, "8
#)+6 / .Defendant 47 the + 47.
that *
alleges * damages, /8 suffered 53
any, 7-88
if 3. Plaintiff
by $ / /88were = -7
caused 7)3.
solely,
24 directly
/= 3 proximately 53
and 6)2/+ 3 negligent &)
the 4/4
by * and/or / /) acts )
intentional = 7 omissions of 67)7
or )+/77/)7)8persons ) *
other
25 Defendant. %*7
than "8
* other 67)7
These ) * solely 76)7/5
are 7)3
persons responsible 8)any + 47
for 3damages = -7
caused *53
thereby.
26 AFFIRMATIVE " !
SIXTH !!(%B
M%? DEFENSE
27 :#)+4 /,! - ;
(Comparative Fault)
28 7
As for
and 8) separate
further, 76
a 8- *. and /7 /= answer
distinct 7 and 87
defense ) Plaintiffls #)+6 / .
to $ / /887 Complaint,
"ÞOWLINGIAARON
I
'2
" ! "%CITY %
DEFENDANT #%1 >A
BANK'S
NATIONAL %TO$%!!A
ANSWER UNVERIFIED #
PLAINTIFF'S 0B ! " ($%
COMPLAINT
1 "8
Defendant 47
alleges * Plaintiff, /
that $ / /88. */7 = /).
in this in
action, and / =*
each = -7)8 = /)
cause of action */
herein is
/7barred 8)+
5 from
2 =),3based )
recovery 5 7 *fact
on the 8 = * /)
$ / /88did
that Plaintiff 2=/7)/ 3
not exercise ordinary = . caution,
care, = - /). 6-=/
and prudence in
J =)= /)/ * *
connection with the , 7alleged / */
events 4within *#)+6 /
the Complaint.
4
N B %?
SEVENTH !!(%B " !
AFFIRMATIVE DEFENSE
5 / 5// 38)= 7)8
: 'o Liabili *7P
6 7
As 8)
and for a further, separate
8- *. 76 and /7 /= answer
distinct 7 87 )
and defense $ / /887
to Plaintiff #)+6 / .
s Complaint,
7 "8
Defendant 47 * / *)-
alleges that without +/ /4
admitting any 4 /)7)8
3allegations of *#)+6 / .the
the Complaint, * = 7.
= /)7and
acts, actions
H O A
8 activities, 7 4.
= /,/ /7. =)++/
as alleged, were ifat all
committed /8 by /6 .)9 8E/
53independent, 67)7who
non-affiliated persons *)
were
9 ) = /4
not )5* 8
acting on or / */
of, )
behalf )8. *=)-7
within the 7=)6
course and scope )8 3relationship
of any / *Defendant.
/)7*/6with "8
10 EIGHTH AFFIRMATIVE " !
?%?!!(%B DEFENSE
11 (/ /4 /))8
(Mitigation " + 47;
of Damages)
12 all /+7
At * , .
times here $ / /88. &)
relevant, Plaintiff, */ parties
and/or third 8 / to
6 /7 failed +/ /4 the
) mitigate *
13 /K-/7
injuries + 47
and damages.
14 %?
NINTH AFFIRMATIVE " !
!!(%B DEFENSE
15 Q+/ 3R
(Indemnity)
16 7
As for
and 8) 8- *. 76
a further, distinct
separate and answer
/7 /= 7 87 )
and defense $ / /88I7
to Plaintiff #)+6 / .
s Complaint,
t7 "8 that it
47 *
Defendant alleges / )
is entitled
/ /7 to indemnity 8)+ */
/+/ 3from 6 /7 :/=-/4
third parties =) 8 7;
(including co-defendants)
18 resulting 8)+
7- /4 = 7.)+/77/).
*/acts,
from their breaches )8
omission, 5 =*7of =) = &)4/4=
contract and/or negligence.
19 % %?!!(%B
TENTH " !
TIVIÙ DEF'ENSE
20 . (Intervening and -67/4
:+,/4 Superseding # -77;
Causes)
2l "8
Defendant /7 informed
is /8)+ and 5/,7 .5 7
believes and, 47that
*). alleges
based thereon, *injuries
* the /K-/7
22 and + 47
)8*/=*
damages of which Plaintiff complains
$ / /88=)+6 /7 proximately = -7
were 6)2/+ 3 caused by, =) /5- ).
)contributed
53. or 53
to, by
¿J acts )8
* = 7
the *third
of the */parties,
6 /7. co-defendants, 67)7and/or
=) 8 7.persons &)) *entities,
other / /7. 7 /acts
* said
and that
= 7were
24 / ,/4
an intervening and 7-67/4 cause )8
superseding = -7 * /K-/7
of the + 47.
injuries and if any,
damages, /8 of */=*
3. )8 $ / /88
which Plaintiff
25 =)+6 /7.thus 5 /4
complains, *-7barring $ / /888)+any
Plaintiff from 3=),3
recovery against "8
4 /7 Defendant.
26 B %?AFFIRMATIVE " !
ELEVENTH !!(%B DEFENSE
27 :#)+6/ =
(Compliance / * #)Section
#/,/Code
with Civil ;
= /)2923.3)
28 foreclosing )
8)=)7/4
In *7-5K=
on the 6)6 3. "8 =)+6/
subject property, / *#)
Defendant complied with )8Civil
Code of #/,/
"ÞOWLINGIAARON
3
" ! "%
DEFENDANT #%1 >A
% BANK'S
CITY NATIONAL TO
ANSWER % PLAINTIFF'S # ($%
0B ! "COMPLAINT
$%!!AUNVERIFIED
I $)=-
Procedure = /)
Section 2923.3
2 %T\ryELFTH
!%?!!(%B
AFFIRMATIVE " !
DEFENSE
J : 7 )64=;
(Estoppel)
4 "8
Defendant /7 informed
is /8)+ and 5/,7 and, 5 7
believes . thereon, 47
based *). alleges * $ / /88
that Plaintiff
4 4
engaged /conduct
in =)-= activities / *
with 76= the subject )8
to *7-5K=
respect ) of */7 litigation,
this / /4 /). and 53reason )8
by 7)of
Q
5 and = /,/ /7
6 7 /activities
said = /,/ /7 and =)-= . estopped 8)+
are 7 )66
conduct, from 77 /4any = /+7
asserting 3 for + 47
claims 8) or 7J/4
damages ) 3
seeking any
7 ) *
other /8against "8
relief 4 /7 Defendant.
I
H" B
%?% %? MATIVE " !
THIRTEENTH !!(%B DE,F'E,NSE
9 :O(;
(Laches)
10 "8
Defendant /7 informed
is /8) + and 5/,7 and, 5 7
believes . thereon, 47
based *). that $ / /88
alleges * Plaintiff
11 an - 7) 5
waited
/ period )8
unreasonable 6/)of /+
time 58)
before 77 /4their = /+7.
asserting */ claims, /8 against "8 .
any, 4 /7
if 3. Defendant,
and 8)+
I2 from 7,/4
serving */ Complaint,
their #)+6 / . baned 8)+
is 5
and /7 asserting 7-=*
from 778 /4 such = /+7
claims ) 6-7-/47-=*
or pursuing such
13 pleadings -
6 /47 the doctrine )8
under *)= /of =*7
laches.
T4 ! 0% %?!!(%B
FOURTEENTH TIVE " !
DEFENSE
15 4
/=*+ ;
0/-7 Enrichment)
(Unjust
I6 "8
Defendant /7 informed
is /8)+ believes and, 5 7
and 5/,7 . thereon, 47
based *). alleges * Plaintifls
that $ / /88I7
Complaint,
1l #)+6 / . and =* cause )8
each = -7 action =) /
of = /) contained */.
therein, /7 barred 53
is 5 by * doctrine )8
the )= / of -K-7
unjust
18 enrichment,
/=*+ .and *Plaintiff )-
the $ / /88would 5unjustly /=*
be -K-7 3enriched 53the S-7
by * relief.
requested /8
19 !(%B " !
FIFTEENTH !
!!% %?AFFIRMATIVE DEFENSE
20 :#) /5- /)
(Contributionl
2T 7
As for
and 8) separate
further, 76
a 8- *. and /7 /= answer
distinct 7 and 87
defense )the #)+6 / .
to * Complaint,
22 "8
Defendant =) 7. causes )8
all = -77
to
as )
contends, 7 action, 67)7
of = /). persons & entities ) *
and/or / /7 than "8
other * Defendant
23
were 4/4 legally 76)7/5
or 4 3
negligent ) or ) */7
responsible ) at 8 -
otherwise the + 47
for *
fault 8) damages 4 in *
alleged / the
24 #)+6 / . any. "8
if 3
Complaint, /8 Defendant S-7 7 in *
that /
requests * event )8
the , of E/4)8
a finding of 3liability /
any / 5// 3 favor )8
in 8 ,)of
25 or K-4+
Plaintiff )
$ / /88 Defendant,
against "8 .
judgment 4 /7 apportionment )8
an 66) /)+ fault + 3
of 8 - may 5made +)4
be + all
among
persons 53
26 67)7 court )
the =)-
by * jury. "8
or K-3 requests K-4+
further S-7 7
Defendant 8- * judgment
and declaration )8
a = /) of
27 indemnification
/+/E= /) contributions 4 /7
and =) /5- /)7 other 67)7
all ) *
against persons & par
Preview
! " E-FILED G. Slater '( Andrew #238126 "DOWLING # & & 9:22 1 AARON $ % " INCORPORATED 9/1/2017 AM 2 North $ + ) * 8080 Palm ,-. Avenue, %*/ Third !)) Floor FRESNO # 0%1SUPERIOR ! COUNTY # 0% 0$ COURT $P.O. Box )228902 #Cogburn, 3'C. By: "6- 3 #)45-.Deputy I J !7). Fresno, # /8)/ 29 9-89 California 931 02 %' Tel: : ;432-4500 (559) 4 ! 2' Fax: : ; (559) 432-4590 7 <)/4 )=)+ aslater@dowlingaaron. com 5 )37for "8 Attorneys 8)Defendant 6 #%1% CITY NATIONAL > BANK 7 8 0$ # SUPERIOR 0%OF!THE COURT %? %% !#! STATE OF CALIFORNIA 9 #COUNTY 0%1OF!! FRESNO 10 11 0@% . SUzuIT BAGGA, # 7 # # )16C8CG03336 Case No. I2 Plaintiff, $ / /88. " ! "% CITY % DEFENDANT #%1 BANKOS NATIONAL >A TO ANSWER % $%!!A PLAINTIFF'S 0B ! " UNVERIFIED 13 , #COMPLAINT ($% t4 #%1% BANK, CITY NATIONAL and " >. 1-100, DOES . /=-7/,. inclusive, 15 "8 7 Defendants. T6 I7 18 #COMES ( NOW, . "8 . CITY % Defendant, #%1 NATIONAL > BANK :*/ 8 . (hereinafter, I9 C"8 D; 'oDefendant") in 7/4 and / the #)+6 / answering * of 0@% Complaint )8 :*/ 8 . SUzuIT BAGGA C$ / /88A; ) (hereinafter, "Plaintiff') on 20 E f,rle */ herein +/ 7.denies admits, /7and 47 78))7' alleges as follows: 2t GENERAL " DENIAL 22 0 provisions )8 the 6),/7/)7 Under * of = /) Section :; )8 431.30(d) of * Califomia #) the # /8)/ Code )8 of #/,/ Civil 23 Procedure, "8 $)=-. generally denies, 4 3 Defendant /7. and 76=/E= 3. each specifically, =* allegation =) / ,3. 4 /) and every, contained / in 24 the #)+6 / * )E Complaint on herein, file */. each and =*and ,3cause )8 every = -7of = /) contained, */=) /. action therein and 8- * further 25 /7 that $ / /88 denies * Plaintiff was + 4/ 7damaged in 3 7-+) any sum or 7-+7 sums at . as 4 all, 7 in said #)+6 / alleged /7 / Complaint ) or 26 ) */7 otherwise. 21 &&& & 28 &&&& DOWLINGIAARON " ! "%CITY % DEFENDANT #%1 >A BANK'S NATIONAL %TOPLAINTIFF'S ANSWER UNVERIFIED # $%!!A0B ! " ($% COMPLAINT I !%AFFIRMATIVE " ! FIRST !!(%B DEFENSE 2 =J)8 (Lack of /4; Standing) J F G %* That 7 /Plaintiff =J7 said $ / /88 legal 7 /4 lacks 4 to 6)7=- standing ) the #)+6 / prosecute *Complaint. 4 # "!!(%B SECOND AFFIRMATIVE " ! DEFENSE 5 :! /- ) # -7 Cause )8 of = /); Action 6 %* Complaint, said #)+6 / . That 7 / each and =* cause )8 every = -7 and ,3 of = /)stated therein, )7 action 7 */. does ) not 7 facts 7-8E=/ state 8 = 7 7 constitute to =)7 / - suffìcient ) cause )8 a = -7 action against "8 of = /) 4 /7 Defendant. AFFIRMATIVE " ! H H H I THIRD !!(%B %?" DEFENSE 9 :#)+6 /,4/4=; (Comparative Negli gence) 10 %* third 6 /7 That */ parties :/=-/4. not /+/ but ) (including, 5- limited to, =)98 7 ).co-defendants !7) Fresno 11 ( 4+ Company, 3 Management #)+6 3. Ray ?- =*/7. and @ +7 Hutchins, Kruse) James >-7; were 4/4 solely ) negligent 7)3 in 7)+ or / some 12 percentage =)+6 6= 4 to * compared ) of "8 that )8 Defendant :/8 (if all), at ;. said 4/4= and 7 / negligence =) /5- contributed 13 6)2/+ 3to $ / /887 proximately )Plaintiffls /K-/7or + 47 injuries )damages. t4 !FOURTH 0%?!!(%B TIVE " ! DEF'ENSE 15 (Statute )8 : - /+/ /)7; of Limitations) T6 %* pleading this 6 /4 That */7 and =* each 4 cause )8 alleged = -7 of = /) stated */ action 7 is 5 therein /7 barred / in t7 *) in 6 or / whole ) part 53 the 66/= 5 by * applicable 7 - of /+/ /)7 statute )8 in ##$ limitations / $$ C.C.P. LL . +) 335-349.4, more 18 particularly, 5- 6 /=- 3. but ) not /+/ to, * limited ). following ##$ the 8))/4 sections: . C.C.P. 7= /)7' . . . . 337,337.7,337.15,338,339, l9 340, . and343. 20 AFFIRMATIVE " ! FIFTH !!(%B !!%? DEFENSE 2l (Tort )8 :%) ) *; of Another) 22 7 As for and 8) separate further, 76 a 8- *. and /7 /= answer distinct 7 and 87 to $ / /88A7 defense ) Plaintiffs 23 Complaint, "8 #)+6 / .Defendant 47 the + 47. that * alleges * damages, /8 suffered 53 any, 7-88 if 3. Plaintiff by $ / /88were = -7 caused 7)3. solely, 24 directly /= 3 proximately 53 and 6)2/+ 3 negligent &) the 4/4 by * and/or / /) acts ) intentional = 7 omissions of 67)7 or )+/77/)7)8persons ) * other 25 Defendant. %*7 than "8 * other 67)7 These ) * solely 76)7/5 are 7)3 persons responsible 8)any + 47 for 3damages = -7 caused *53 thereby. 26 AFFIRMATIVE " ! SIXTH !!(%B M%? DEFENSE 27 :#)+4 /,! - ; (Comparative Fault) 28 7 As for and 8) separate further, 76 a 8- *. and /7 /= answer distinct 7 and 87 defense ) Plaintiffls #)+6 / . to $ / /887 Complaint, "ÞOWLINGIAARON I '2 " ! "%CITY % DEFENDANT #%1 >A BANK'S NATIONAL %TO$%!!A ANSWER UNVERIFIED # PLAINTIFF'S 0B ! " ($% COMPLAINT 1 "8 Defendant 47 alleges * Plaintiff, / that $ / /88. */7 = /). in this in action, and / =* each = -7)8 = /) cause of action */ herein is /7barred 8)+ 5 from 2 =),3based ) recovery 5 7 *fact on the 8 = * /) $ / /88did that Plaintiff 2=/7)/ 3 not exercise ordinary = . caution, care, = - /). 6-=/ and prudence in J =)= /)/ * * connection with the , 7alleged / */ events 4within *#)+6 / the Complaint. 4 N B %? SEVENTH !!(%B " ! AFFIRMATIVE DEFENSE 5 / 5// 38)= 7)8 : 'o Liabili *7P 6 7 As 8) and for a further, separate 8- *. 76 and /7 /= answer distinct 7 87 ) and defense $ / /887 to Plaintiff #)+6 / . s Complaint, 7 "8 Defendant 47 * / *)- alleges that without +/ /4 admitting any 4 /)7)8 3allegations of *#)+6 / .the the Complaint, * = 7. = /)7and acts, actions H O A 8 activities, 7 4. = /,/ /7. =)++/ as alleged, were ifat all committed /8 by /6 .)9 8E/ 53independent, 67)7who non-affiliated persons *) were 9 ) = /4 not )5* 8 acting on or / */ of, ) behalf )8. *=)-7 within the 7=)6 course and scope )8 3relationship of any / *Defendant. /)7*/6with "8 10 EIGHTH AFFIRMATIVE " ! ?%?!!(%B DEFENSE 11 (/ /4 /))8 (Mitigation " + 47; of Damages) 12 all /+7 At * , . times here $ / /88. &) relevant, Plaintiff, */ parties and/or third 8 / to 6 /7 failed +/ /4 the ) mitigate * 13 /K-/7 injuries + 47 and damages. 14 %? NINTH AFFIRMATIVE " ! !!(%B DEFENSE 15 Q+/ 3R (Indemnity) 16 7 As for and 8) 8- *. 76 a further, distinct separate and answer /7 /= 7 87 ) and defense $ / /88I7 to Plaintiff #)+6 / . s Complaint, t7 "8 that it 47 * Defendant alleges / ) is entitled / /7 to indemnity 8)+ */ /+/ 3from 6 /7 :/=-/4 third parties =) 8 7; (including co-defendants) 18 resulting 8)+ 7- /4 = 7.)+/77/). */acts, from their breaches )8 omission, 5 =*7of =) = &)4/4= contract and/or negligence. 19 % %?!!(%B TENTH " ! TIVIÙ DEF'ENSE 20 . (Intervening and -67/4 :+,/4 Superseding # -77; Causes) 2l "8 Defendant /7 informed is /8)+ and 5/,7 .5 7 believes and, 47that *). alleges based thereon, *injuries * the /K-/7 22 and + 47 )8*/=* damages of which Plaintiff complains $ / /88=)+6 /7 proximately = -7 were 6)2/+ 3 caused by, =) /5- ). )contributed 53. or 53 to, by ¿J acts )8 * = 7 the *third of the */parties, 6 /7. co-defendants, 67)7and/or =) 8 7.persons &)) *entities, other / /7. 7 /acts * said and that = 7were 24 / ,/4 an intervening and 7-67/4 cause )8 superseding = -7 * /K-/7 of the + 47. injuries and if any, damages, /8 of */=* 3. )8 $ / /88 which Plaintiff 25 =)+6 /7.thus 5 /4 complains, *-7barring $ / /888)+any Plaintiff from 3=),3 recovery against "8 4 /7 Defendant. 26 B %?AFFIRMATIVE " ! ELEVENTH !!(%B DEFENSE 27 :#)+6/ = (Compliance / * #)Section #/,/Code with Civil ; = /)2923.3) 28 foreclosing ) 8)=)7/4 In *7-5K= on the 6)6 3. "8 =)+6/ subject property, / *#) Defendant complied with )8Civil Code of #/,/ "ÞOWLINGIAARON 3 " ! "% DEFENDANT #%1 >A % BANK'S CITY NATIONAL TO ANSWER % PLAINTIFF'S # ($% 0B ! "COMPLAINT $%!!AUNVERIFIED I $)=- Procedure = /) Section 2923.3 2 %T\ryELFTH !%?!!(%B AFFIRMATIVE " ! DEFENSE J : 7 )64=; (Estoppel) 4 "8 Defendant /7 informed is /8)+ and 5/,7 and, 5 7 believes . thereon, 47 based *). alleges * $ / /88 that Plaintiff 4 4 engaged /conduct in =)-= activities / * with 76= the subject )8 to *7-5K= respect ) of */7 litigation, this / /4 /). and 53reason )8 by 7)of Q 5 and = /,/ /7 6 7 /activities said = /,/ /7 and =)-= . estopped 8)+ are 7 )66 conduct, from 77 /4any = /+7 asserting 3 for + 47 claims 8) or 7J/4 damages ) 3 seeking any 7 ) * other /8against "8 relief 4 /7 Defendant. I H" B %?% %? MATIVE " ! THIRTEENTH !!(%B DE,F'E,NSE 9 :O(; (Laches) 10 "8 Defendant /7 informed is /8) + and 5/,7 and, 5 7 believes . thereon, 47 based *). that $ / /88 alleges * Plaintiff 11 an - 7) 5 waited / period )8 unreasonable 6/)of /+ time 58) before 77 /4their = /+7. asserting */ claims, /8 against "8 . any, 4 /7 if 3. Defendant, and 8)+ I2 from 7,/4 serving */ Complaint, their #)+6 / . baned 8)+ is 5 and /7 asserting 7-=* from 778 /4 such = /+7 claims ) 6-7-/47-=* or pursuing such 13 pleadings - 6 /47 the doctrine )8 under *)= /of =*7 laches. T4 ! 0% %?!!(%B FOURTEENTH TIVE " ! DEFENSE 15 4 /=*+ ; 0/-7 Enrichment) (Unjust I6 "8 Defendant /7 informed is /8)+ believes and, 5 7 and 5/,7 . thereon, 47 based *). alleges * Plaintifls that $ / /88I7 Complaint, 1l #)+6 / . and =* cause )8 each = -7 action =) / of = /) contained */. therein, /7 barred 53 is 5 by * doctrine )8 the )= / of -K-7 unjust 18 enrichment, /=*+ .and *Plaintiff )- the $ / /88would 5unjustly /=* be -K-7 3enriched 53the S-7 by * relief. requested /8 19 !(%B " ! FIFTEENTH ! !!% %?AFFIRMATIVE DEFENSE 20 :#) /5- /) (Contributionl 2T 7 As for and 8) separate further, 76 a 8- *. and /7 /= answer distinct 7 and 87 defense )the #)+6 / . to * Complaint, 22 "8 Defendant =) 7. causes )8 all = -77 to as ) contends, 7 action, 67)7 of = /). persons & entities ) * and/or / /7 than "8 other * Defendant 23 were 4/4 legally 76)7/5 or 4 3 negligent ) or ) */7 responsible ) at 8 - otherwise the + 47 for * fault 8) damages 4 in * alleged / the 24 #)+6 / . any. "8 if 3 Complaint, /8 Defendant S-7 7 in * that / requests * event )8 the , of E/4)8 a finding of 3liability / any / 5// 3 favor )8 in 8 ,)of 25 or K-4+ Plaintiff ) $ / /88 Defendant, against "8 . judgment 4 /7 apportionment )8 an 66) /)+ fault + 3 of 8 - may 5made +)4 be + all among persons 53 26 67)7 court ) the =)- by * jury. "8 or K-3 requests K-4+ further S-7 7 Defendant 8- * judgment and declaration )8 a = /) of 27 indemnification /+/E= /) contributions 4 /7 and =) /5- /)7 other 67)7 all ) * against persons & par