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CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 1 of 5
OH Preliminary Judicial Report
PRELIMINARY JUDICIAL REPORT
Order No. 779074
Guaranteed Party Name: Wells Fargo Foreclosure Services (RealEC Enabled)
Guaranteed Party Address: 1 Home Campus Des Moines, IA 50328
Pursuant to your request for a Preliminary Judicial Report (hereinafter "the Report") for use in judicial
proceedings, REAL ADVANTAGE TITLE INSURANCE COMPANY (hereinafter "the Company") hereby
guarantees in an amount not to exceed $115,061.80 that it has examined the public records in record title to
Summit, Ohio as to the land described in Schedule A, that the land is at the date hereof vested in Thomas E.
Wykoff, married by instrument recorded in 55912505 and free from all encumbrances, liens or defects of
record, except as shown in Schedule B.
This is a guarantee of the record title only and is made for the use and benefit of the Guaranteed Party and
the purchaser at judicial sale thereunder and is subject to the Exclusions from Coverage, the Exceptions
contained in Schedule B and the Conditions and Stipulations contained herein.
This Report shall not be valid or binding until it has been signed by either an authorized agent or
representative of the Company and Schedules A and B have been attached hereto.
Effective Date: November 16, 2022
REAL ADVANTAGE TITLE INSURANCE COMPANY,
a California Corporation
BY: John Wiley, Executive Vice President
AUTHORIZED COUNTERSIGNER:
BY: Kenneth Julian
Sandra Kurt, Summit County Clerk of Courts
CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 2 of 5
Schedule A
Situated in the City of Akron, County of Summit and State of Ohio: and known as Lot 43 in the Villages at
Coventry Crossing Phase I recorded in Cabinet J, Slides 968 through 970 inclusive and re-recorded in
Cabinet K, Slides 611-613 inclusive of Summit County Records
Being the same property conveyed to Thomas E. Wykoff, married, by Stacey L. Wykoff, married, in deed
dated 11/30/2012 recorded 12/5/2012 in Inst#: 55912505 in the County of Summit and State of Ohio.
More commonly known as: 549 PICADILLY Circle, Akron, OH 44319
Parcel Id: 7300247
Sandra Kurt, Summit County Clerk of Courts
CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 3 of 5
Schedule B
The matters shown below are exceptions to this Preliminary Judicial Report and the Company assumes no
liability arising therefrom.
1. A Mortgage, Deed of Trust or other Lien:
Against: Thomas E. Wykoff, married
In Favor of: Wells Fargo Bank, NA
Dated: July 26, 2013
Recorded: July 31, 2013, in (instrument) 55979211
Amount: $140,774.00
Open Ended: Yes
Comments:
1) Modification Agreement recorded:10/04/2019 Inst#:56496959 2) Loan Modification Agreement
recorded:09/24/2021 Inst#:56678770
2. A Mortgage, Deed of Trust or other Lien:
Against: Thomas E. Wykoff, married
In Favor of: Secretary of Housing and Urban Development
Dated: September 23, 2019
Recorded: September 4, 2019, in (instrument) 56493279
Amount: $37,369.99
Open Ended: No
Comments:
Taxes as follows:
Tax Type: County Tax ID #: 7300247 Tax Year: 2022
Taxing Entity: Tax Collector
Taxing Entity Address: ,
NOTES: No deliquent taxes found, exact tax amounts unavailable.
1st Installment Amount: $0.00
1st Installment Status: Paid
Sandra Kurt, Summit County Clerk of Courts
CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 4 of 5
CONDITIONS AND STIPULATIONS
OF THIS PRELIMINARY JUDICIAL REPORT
1. Definition of Terms
"Guaranteed Party": The party or parties named herein or the purchaser at judicial sale.
"Guaranteed Claimant": Guaranteed Party claiming loss or damage hereunder.
"Public Records": Those records under state statute and, if a United States District Court resides in
the county in which the Land is situated, the records of the clerk of the United States District Court,
which impart constructive notice of matters relating to real property to purchasers for value without
knowledge and which are required to be maintained in certain public offices in the county in which
the land is situated.
2. Determination of Liability
This Report together with any Final Judicial Report or any Supplement or Endorsement thereof,
issued by the Company is the entire contract between the Guaranteed Party and the Company.
Any claim of monetary loss or damage, whether or not based on negligence, and which arises out of
the status of the title to the estate or interest guaranteed hereby or any action asserting such claim,
shall be restricted to this Report.
3. Liability of Company
This Report is a guarantee of the record title of the Land only, as disclosed by an examination of the
Public Records herein defined.
4. Notice of Claim to be Given by Guaranteed Party
In case knowledge shall come to the Guaranteed Party of any lien, encumbrance, defect, or other
claim of title guaranteed against and not excepted in this Report, whether in a legal proceeding or
otherwise, the Guaranteed Party shall notify the Company within a reasonable time in writing and
secure to the Company the right to oppose such proceeding or claim, or to remove said lien,
encumbrance or defect at its own cost. Any action for the payment of any loss under this Report must
be commenced within one year after the Guaranteed Party receives actual notice that they may be
required to pay money or other compensation for a matter covered by this Report or actual notice
someone claims an interest in the Land covered by this Report.
5. Extent of Liability
The liability of the Company shall in no case exceed in all the amount stated herein and shall in all
cases be limited to the actual loss, including but not limited to attorneys fees and costs of defense,
only of the Guaranteed Claimant. Any and all payments under this Report shall reduce the amount of
this Report pro tanto and the Company's liability shall terminate when the total amount of the Report
has been paid.
Sandra Kurt, Summit County Clerk of Courts
CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 5 of 5
6. Options to Pay or Otherwise Settle Claims: Termination of Liability
The Company in its sole discretion shall have the following options:
a. To pay or tender to the Guaranteed Claimant the amount of the Report or the balance remaining
thereof, less any attorneys fees, costs or expenses paid by the Company to the date of tender. If this
option is exercised, all liability of the Company under this Report terminates including but not
limited to any liability for attorneys fees, or any costs of defense or prosecution of any litigation.
b. To pay or otherwise settle with other parties for or in the name of the Guaranteed Claimant any
claims guaranteed by this Report.
c. To continue, re-open or initiate any judicial proceeding in order to adjudicate any claim covered by
this Report. The Company shall have the right to select counsel of its choice (subject to the right of
the Guaranteed Claimant to object for reasonable cause) to represent the Guaranteed Claimant and
will not pay the fees of any other counsel.
d. To pay or tender to the Guaranteed Claimant the difference between the value of the estate or
interest as guaranteed and the value of the estate or interest subject to the defect, lien or encumbrance
guaranteed against by this Report.
7. Notices
All notices required to be given to the Company shall be given promptly and any statements in
writing required to be furnished to the Company shall be addressed to the Company at 1551 N. Tustin
Avenue, Suite 300, Santa Ana, CA 92705.
EXCLUSIONS FROM COVERAGE
1. The Company assumes no liability under this Report for any loss, cost or damage resulting from
any physical condition of the Land.
2. The Company assumes no liability under this Report for any loss, cost or damage resulting from
any typographical, clerical or other errors in the Public Records.
3. The Company assumes no liability under the Report for matters affecting title subsequent to the
date of this Report or the Final Judicial Report or any supplement thereto.
4. The Company assumes no liability under this Report for the proper form or execution of any
pleadings or other documents to be filed in any judicial proceedings.
5. The Company assumes no liability under this Report for any loss, cost, or damage resulting from
the failure to complete service on any parties shown in Schedule B of the Preliminary Judicial
Report and the Final Judicial Report or any Supplemental Report issued thereto.
Real Advantage, LLC dba Orange Coast Lender Services
Sandra Kurt, Summit County Clerk of Courts
Preview
CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 1 of 5 OH Preliminary Judicial Report PRELIMINARY JUDICIAL REPORT Order No. 779074 Guaranteed Party Name: Wells Fargo Foreclosure Services (RealEC Enabled) Guaranteed Party Address: 1 Home Campus Des Moines, IA 50328 Pursuant to your request for a Preliminary Judicial Report (hereinafter "the Report") for use in judicial proceedings, REAL ADVANTAGE TITLE INSURANCE COMPANY (hereinafter "the Company") hereby guarantees in an amount not to exceed $115,061.80 that it has examined the public records in record title to Summit, Ohio as to the land described in Schedule A, that the land is at the date hereof vested in Thomas E. Wykoff, married by instrument recorded in 55912505 and free from all encumbrances, liens or defects of record, except as shown in Schedule B. This is a guarantee of the record title only and is made for the use and benefit of the Guaranteed Party and the purchaser at judicial sale thereunder and is subject to the Exclusions from Coverage, the Exceptions contained in Schedule B and the Conditions and Stipulations contained herein. This Report shall not be valid or binding until it has been signed by either an authorized agent or representative of the Company and Schedules A and B have been attached hereto. Effective Date: November 16, 2022 REAL ADVANTAGE TITLE INSURANCE COMPANY, a California Corporation BY: John Wiley, Executive Vice President AUTHORIZED COUNTERSIGNER: BY: Kenneth Julian Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 2 of 5 Schedule A Situated in the City of Akron, County of Summit and State of Ohio: and known as Lot 43 in the Villages at Coventry Crossing Phase I recorded in Cabinet J, Slides 968 through 970 inclusive and re-recorded in Cabinet K, Slides 611-613 inclusive of Summit County Records Being the same property conveyed to Thomas E. Wykoff, married, by Stacey L. Wykoff, married, in deed dated 11/30/2012 recorded 12/5/2012 in Inst#: 55912505 in the County of Summit and State of Ohio. More commonly known as: 549 PICADILLY Circle, Akron, OH 44319 Parcel Id: 7300247 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 3 of 5 Schedule B The matters shown below are exceptions to this Preliminary Judicial Report and the Company assumes no liability arising therefrom. 1. A Mortgage, Deed of Trust or other Lien: Against: Thomas E. Wykoff, married In Favor of: Wells Fargo Bank, NA Dated: July 26, 2013 Recorded: July 31, 2013, in (instrument) 55979211 Amount: $140,774.00 Open Ended: Yes Comments: 1) Modification Agreement recorded:10/04/2019 Inst#:56496959 2) Loan Modification Agreement recorded:09/24/2021 Inst#:56678770 2. A Mortgage, Deed of Trust or other Lien: Against: Thomas E. Wykoff, married In Favor of: Secretary of Housing and Urban Development Dated: September 23, 2019 Recorded: September 4, 2019, in (instrument) 56493279 Amount: $37,369.99 Open Ended: No Comments: Taxes as follows: Tax Type: County Tax ID #: 7300247 Tax Year: 2022 Taxing Entity: Tax Collector Taxing Entity Address: , NOTES: No deliquent taxes found, exact tax amounts unavailable. 1st Installment Amount: $0.00 1st Installment Status: Paid Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 4 of 5 CONDITIONS AND STIPULATIONS OF THIS PRELIMINARY JUDICIAL REPORT 1. Definition of Terms "Guaranteed Party": The party or parties named herein or the purchaser at judicial sale. "Guaranteed Claimant": Guaranteed Party claiming loss or damage hereunder. "Public Records": Those records under state statute and, if a United States District Court resides in the county in which the Land is situated, the records of the clerk of the United States District Court, which impart constructive notice of matters relating to real property to purchasers for value without knowledge and which are required to be maintained in certain public offices in the county in which the land is situated. 2. Determination of Liability This Report together with any Final Judicial Report or any Supplement or Endorsement thereof, issued by the Company is the entire contract between the Guaranteed Party and the Company. Any claim of monetary loss or damage, whether or not based on negligence, and which arises out of the status of the title to the estate or interest guaranteed hereby or any action asserting such claim, shall be restricted to this Report. 3. Liability of Company This Report is a guarantee of the record title of the Land only, as disclosed by an examination of the Public Records herein defined. 4. Notice of Claim to be Given by Guaranteed Party In case knowledge shall come to the Guaranteed Party of any lien, encumbrance, defect, or other claim of title guaranteed against and not excepted in this Report, whether in a legal proceeding or otherwise, the Guaranteed Party shall notify the Company within a reasonable time in writing and secure to the Company the right to oppose such proceeding or claim, or to remove said lien, encumbrance or defect at its own cost. Any action for the payment of any loss under this Report must be commenced within one year after the Guaranteed Party receives actual notice that they may be required to pay money or other compensation for a matter covered by this Report or actual notice someone claims an interest in the Land covered by this Report. 5. Extent of Liability The liability of the Company shall in no case exceed in all the amount stated herein and shall in all cases be limited to the actual loss, including but not limited to attorneys fees and costs of defense, only of the Guaranteed Claimant. Any and all payments under this Report shall reduce the amount of this Report pro tanto and the Company's liability shall terminate when the total amount of the Report has been paid. Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4088 OLDFIELD, JOY M 12/05/2022 10:24:24 AM PRJR Page 5 of 5 6. Options to Pay or Otherwise Settle Claims: Termination of Liability The Company in its sole discretion shall have the following options: a. To pay or tender to the Guaranteed Claimant the amount of the Report or the balance remaining thereof, less any attorneys fees, costs or expenses paid by the Company to the date of tender. If this option is exercised, all liability of the Company under this Report terminates including but not limited to any liability for attorneys fees, or any costs of defense or prosecution of any litigation. b. To pay or otherwise settle with other parties for or in the name of the Guaranteed Claimant any claims guaranteed by this Report. c. To continue, re-open or initiate any judicial proceeding in order to adjudicate any claim covered by this Report. The Company shall have the right to select counsel of its choice (subject to the right of the Guaranteed Claimant to object for reasonable cause) to represent the Guaranteed Claimant and will not pay the fees of any other counsel. d. To pay or tender to the Guaranteed Claimant the difference between the value of the estate or interest as guaranteed and the value of the estate or interest subject to the defect, lien or encumbrance guaranteed against by this Report. 7. Notices All notices required to be given to the Company shall be given promptly and any statements in writing required to be furnished to the Company shall be addressed to the Company at 1551 N. Tustin Avenue, Suite 300, Santa Ana, CA 92705. EXCLUSIONS FROM COVERAGE 1. The Company assumes no liability under this Report for any loss, cost or damage resulting from any physical condition of the Land. 2. The Company assumes no liability under this Report for any loss, cost or damage resulting from any typographical, clerical or other errors in the Public Records. 3. The Company assumes no liability under the Report for matters affecting title subsequent to the date of this Report or the Final Judicial Report or any supplement thereto. 4. The Company assumes no liability under this Report for the proper form or execution of any pleadings or other documents to be filed in any judicial proceedings. 5. The Company assumes no liability under this Report for any loss, cost, or damage resulting from the failure to complete service on any parties shown in Schedule B of the Preliminary Judicial Report and the Final Judicial Report or any Supplemental Report issued thereto. Real Advantage, LLC dba Orange Coast Lender Services Sandra Kurt, Summit County Clerk of Courts