Preview
FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021
Nassau County
Maureen OConnell
-==.......-r.=:---,., County Clerk
ililililNiliEilliiffi|| Mineola, NY 11501
19 00039230
Instrument Number: 2019-00039230
As
M01 - MORTGAGE
Recorded On: May 08, 2019
Parties: ROJAS NELSON BillablePages: g
TO M & T BANK Num Of Pages: 10
Recorded By: RUHL-RUTH RUHL PC
** "
Examined and Charged as Follows:
M01 - MORTGAGE 90.00 AFT - AFFlDAVIT 5.00 Blocks- Mongagêâ - $300 300.00
Recording Charge: 395.00
Consideration
Amount Amount RS#/CS#
Tax-McF.g:ge 246.75 23,461.60DK 3700 Basic 117.50 Spec ASST 58.75
HEMPSTEAD LocalNY CITY 0.00 Spec ADDL SONYMA 0.00
Additional
MTA 70.50 Transfer 0.00
Tax Charge: 246.75
PropertyDescription:
Line Section Block Lot Unit Town Name
1 37 ,. 297 111 HEMPSTEAD
2 37 297 112 HEMPSTEAD
** **
THIS PAGE IS PART OF THE INSTRUMENT
I hereby certifythat the within and fcrsgoing was iscardsd inthe Clerk's Office For: Nassau County, NY
File Infor=ation: Record and Return To:
Document Number 2019-00039230 RUTH RUHL PC
Receipt Number: 1475639 ATTN: RECORDING DEPARTMENT
Recorded Date/Time: May 08, 2019 03:06:10P 12700 PARK CENTRAL DRIVE SUITE 850
Book-Vol/Pg: Bk-M VI-43432 Pg-527 DALLAS TX 75251
Cashier / Station: 0 MMC / NCCL-75CBDP2
County Clerk IUIaureen O'Connell
FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021
After Recording Return To: / The premises is or
will be improved with
RUTH RUHL, P.C. a one or two familyhouse ordwelling.
Attn: Recording Department
12700 Park CentralDrive, Suite850
Dallas,Texas 75251
[Space Above This Line For ReoMing Datal
Loan No.: 0051320844
InvestorLoan No.: 0051320844
LOAN MODIFICATION AGREEMENT
(To a Fixed laterestRate)
IF THE LOAN MODIFICATION AGREEMENT MUST BE RECORDED, TWO
ORIGINAL LOAN MODIFICATION AGREEMENTS MUST BE EXECUTED BY THE
BORROWER: ONE ORIGINAL IS TO BE FILED WITH THE NOTE AND ONE
ORIGINAL IS TO BE RECORDED IN THE LAND RECORDS WHERE THE SECURITY
INSTRUMENT IS RECORDED . .,
This Loan Modification Agreement C',Agreement"),made this18th dayof February,2019,
between NELSON ROJAS, whose address is380 NORTH BROADWAY, JERICHO, New York 11753
("Borrower")
and M&T Bank, whose address is 475Crosspoint Pkwy, Getzville,New York 14068
("lander"),
amends and supplements (1)the Mengage, Deed of Trust,orSecurity Deed (the "Security!:::::=cat"),and Timely
Payment Rewards any, dated Septemper 6th,2005 , secordedSeptember 20th,2005 and
Ridery
recorded in Book/Liber M29415 , Page 787 , !::str=cntNo. 2005092001147 , ofthe
Records of NASSAU County, New York , uponwhich mortgage taxin the
amount of$ 2,595.00 was dulypaid; and (2)theNote, bearingthe same dateas,and secured by,the Security
Instrument. Said SecurityInstrument was assignedas follows:
From Bank of America, N.A.
• , to
M&T Bank ,
by assignment dated February 4th,2012 , andrecordedon June 16th,2012 of
in the ogice the Clerkof
NASSAU County, Stateof New York inLiber orBook M 37351 , Page 389 ,
histr=ent No. 2012061600095 .
The original pdñcipa! balance was $250,000.00. The existing pdñcipal balance is $209,743.24.$23,461.60will
be added to the principal
existing balance resultingin a new rasdifiêdloan amount of $233,204.84.
NEW MONEY BEING ADVANCED IN THE AMOUNT OF $23,461.60.
OriginalBorrower: Nelson Rojas and CatalinaRojas
OriginalLender: Bank of America, N.A.
Section/Block/Lot:37/297/1I1,l12
NEw YORK LoAN MODIFICATIONAGREEMENT(re a FixedInterestRate)-Single Family-Freddie MacUNIFORMINSTRUMENT
Formsl61
3/04 (pasele/J PE2er)
FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021
Loan No.:0051320844
From MANUFACTURERS AND TRADERS TRUST COMPANY, A/K/A M&T BANK ,
to M&T, BANK , byassignment dated May 3rd, 2017 ,
and mee'rded on June 23rd, 2017 in theofficeof theClerk of NASSAU County, Stateof New York
inLibertor Book 42200 , Page402 , InstrumentNo. 2017-62175 .
From N/A ,
to N/A ,
by assignment dated N/A ,and recorded on N/A in theofficeof theClerk of
NASSAU County, Stateof New York inLiber or Book N/A , Page N/A ,
Instrument No. N/A .
The Security Inst=ment, which was enteredinto as securityforthe performance of theNote, covers the
Instrumant "Prcpecy,"
realand personal property described in the
Security and defined thereinas the locatedat:
136 HENRY ST, VALLEY STREAM, New York 11580 ,
the realproperty describedbeing set forthas follows:
"A"
SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF.
"B"
SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF.
In c0rsiderationof themutual premi::: and agreemene exchanged, thepartieshereto agree as follows
(nstid‡.T.-diñg anything to thecontrary contained in theNote or SecurityInstrument):
l. CurrentBalance. As of April the
1st, 2019, amount payable under theNote and Security
Instrument (the"Unpaid PrincipalBalance") isU.S. $233,204.84.
2. Interest
Rate. Scrrowcr promises topay the Unpaid PrincipalBalance, plus to
interest,
,theorder ofLender. Interestwillbe charged on theUnpaid PrincipalBalance at theyearly rateof
3.750%, beginning March 1st, 2019,both beforeand afterany defaultdescribed in the Note.
The
yearly rateof 3.750% willremain in effectuntilprincipaland interestis paid
in full.
3. Monthly Payments and Maturity Date. Borrower premises to make monthly payments
of principaland interestof U.S.$938.71, 5:ginning on the1st day ofApril,2019, and ent!re!rg
thereeRer on thesame day ofeach succeeding month untilprincipaland interestare paidin full.
If
on March (the
1st, 2059, "Maturity Date"), Borrower still
owes emounts under the Note and the
Security Instrument, as amended by thisMediñcation Agraament, theBorrower willpay these
amounts in full
on the Maturity Date.
4, Place ofPayment. Berrower must make the monthly payments at P.0,Box 840,Buffalo,
New York 14240 or such otherplace as Lender may require.
NEW YoRK LOAN MOD1FICATION AGREEMENT (To a Fixed InterestRate)-Single Family-Freddie Mac UNIFoRM INSTRUMENT
Forrn 5M1
3/94 (page2 of 5 pages)
FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021
. .
.I.oanNo.:0051320844
.
5. Partial
Payments. Borrower may make a full
p. . -.=t prepayments
or partial without
paying any prepayment charge.Lender will usethe papey=ents toreduce theamount of principal
thatBorrower owes underthe Note.However, Lender may applythe Prepayment to the accrued
and unpaid on the prepayment
interest amount before applyingthe pmpeyment to reducethe
principal
amount of the Note.IfBorrower makes a partial
prepayment,there willbe no changesin
the due dates or the amount
ofthe monthly payments unless Lender agrees to those
in writing
changes.
6. Property Transfer.Ifallor anypart ofthe Propertyor anyinterest is sold or
in the Property
h-efe-ed (orifBorrower is nota natural
person and a beneficial
interest
in Borrower is sold
or
without
transferred) Lender'spriorwritten consent,Lender may requireL--m-'iete payment in full
ofall
sums secured Instrument.
by the Security
IfLender exercises thisoption, Lender shallgive Borrower noticeof acceleration. The notice
shallprovide a periodofnot 30 days
less than from the datethenotice in accordance
is given with
Section 15 ofthe SecurityInstrument, withinwhich Borrower must pay allsums secured by the
Security Instrument. IfBorrower failsto pay thesesums priorto the expiraticñofthis period,
Lender may invoke any remedies p~=in-d by thisSecurity '-::===t without furthernoticeor
demand on Borrower.
7. Compliance with Covenants. Borrower also willcomply with allother covenants,
agreements, and requirementsof theSecurityInstrument, inc!üdingwithout!!=!t:‡is,Borrower's
covenants and agreements to make all payments of taxes,insurance premiums, assessments,
escrow items,impounds, and allother payments that Borrower is obligatedto make under the
SecurityInstrument.
8. Bankruptcy. Ifthe Borrower has, since
inceptionof thisloanbut priorto this
Agreement,
receiveda dischargein a Chapter7 bar.k=ptcy,and therehaving been no validreaffirmationagreement of
theunderlying debt,by enteringintothisAg=ement, the Lender is not
attempting to re-esmblish
any
personal for
liability the underlyingdebt.
Nothing in thisAgreement shallbe understoodor conet=ed to be a satisfaction
or releasein whole orin partofthe
Note and Security L---==‡. Except where otherwise specificallyprovided in thisAgreement, theNote and
SecurityInstrument willremain unchanged, and Borrower and Lender willbe bound by,and comply with,allofthe
terms and provisions as amended
thereof, by this
Agreement.
NEw YoRK tJDANMoDIFICATIoN AGREEMENT(To a FixedInterestRefe)-Single Fa-!!y-Mdie
MacUNIFORMINsTRUMENT Form5161
FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021
. .
Loan No.: 0051320844
InWitness Whereof, Lender and Borrower have executed thisAgreemen . ,
M&T Bank
-Lender -Date
By:
RichardPomletlasz
PrintedName: Banidng OfRcer
Its:
LENDER ACKNOWLEDGMENT
Stateof R.
County of
On the day of in the year Il beforeme, the
undersigned,personally appeared dith /nn i34-ld.4 . known
, personally to me or proved
to me on thebasisof evidence
r.tisfacte-y to be the whose
ir.div|d;S(s) name(s) subscribcd
is (are) to the within
instrument and acknowledged to me thathe/she/theyexecuted the samein his/her/their and that
capacity(ies) by
his/her/their on the
signature(s) ber.st, the or the person
individual(s), upon behalfof which the individual(s)
'
acted,ex ed the stru and that ch d:::d;almade such appearance beforethe undersignedin
[insert or
the city otherpolitical bÅvision and the state
or county orother placethe ac owledgment was taken).
Sign re ofiridividual
takmg acknowl nt
PrintedName
Notary Public.
Titleofofficeand a pirationdate ofemm!::!er.
JENNA SWEENEY
PUBLIC STATE OF NEW YORK
NOTARY
NIAG
LIC.#01SW6355882
COMM. EXP. 03/20/2021
ACKNOWLEDGMENT (NEW YORK) Page4 of 5
.
6*
FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021
Loan No.: 0051320844
7 R.0 /
f
d- (Seal)
Date 6N ROJAS -Borrower
(Seal)
Date -Borrower
(Seal)
Date -Borrower
(Seal)
Date -Borrower
BORROWER ACKNOWLEDGMENT
Stateof CO rk §
§ ss.:
County of IQgrsq(a
On the day of rC-k.. ')ð
in the year (3 beforeme, the undersigned,a NotaryPublic in
and forsaidState;personallyappeared NELSON ROJAS
the'
personallyknown to me or provedto me on basisofsatisfactoryevidenceto be the individual(s)
whose
name(s)is(are)subscribed to the within
instrumentand ébaw!~lged tome thathe/she/theyexecutedthe same in
his/her/their and that
capacity(ies), by his/her/their on the
signature(s) in ent, the indi the p n
upon behalfof which the individual(s)
acted,executed the instrumen --
Sig dfure
GREGORY S. MAC 84We000 ses.d×B Uo!ss mm
Commiss Iq AJnteN
r s
Office
GREGORY S. MACK
f o 1(W 5 3 5 9
Qualified
in Suffolk
Coun
Commission Expires December
ACKNOWLEDGMENT (NEW YORK) Page5 of 5
FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021
..
SCHEDULE A
.
All that certain plot, piece Or parcel of land, with the building and
improvements thereon erected, situate, lying and being at Valley Stream
Town of Hempstead, County of Nassau and State of New York, known as
and the lotnumbers 111 and 112 on a certain entitled, of the
by map "Map
York"
Guenther Estate, Valley Stream, Nassau County, New surveyed by
Smith & Malcomson, Engineers, April 1923 and filed in the Office of the
Clerk of Nassau County, June 14, 1923 and filed in the Office of the Clerk
of Nassau County, June 14, 1923 under #526, Case #482 and which said lots
are more bounded and described on said as follows:
particularly map
BEGINNING at a point on the southwesterly side of Henry Street distalit 80
feet southeasterly from the corner formed by the intersection of the
southwesterly side of Henry Street with the southeasterly side of Guenther
Avenue; thence northwesterly at right angles to Henry Street 100
running
feet; running thence northwesterly at right angles to Henry Street 100 feet;
running thence southeasterly and parallel with Hemy Street 40 feet; running
thence again at right angles to Henry Street; 100 feet to the
northeasterly
southwesterly side of Henry Street; and running thence northwesterly along
the southwesterly side of Street 40 feet to the point or place of
Henry
BEGINNING.
StAr-3 197
Preview
FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015 NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021 Nassau County Maureen OConnell -==.......-r.=:---,., County Clerk ililililNiliEilliiffi|| Mineola, NY 11501 19 00039230 Instrument Number: 2019-00039230 As M01 - MORTGAGE Recorded On: May 08, 2019 Parties: ROJAS NELSON BillablePages: g TO M & T BANK Num Of Pages: 10 Recorded By: RUHL-RUTH RUHL PC ** " Examined and Charged as Follows: M01 - MORTGAGE 90.00 AFT - AFFlDAVIT 5.00 Blocks- Mongagêâ - $300 300.00 Recording Charge: 395.00 Consideration Amount Amount RS#/CS# Tax-McF.g:ge 246.75 23,461.60DK 3700 Basic 117.50 Spec ASST 58.75 HEMPSTEAD LocalNY CITY 0.00 Spec ADDL SONYMA 0.00 Additional MTA 70.50 Transfer 0.00 Tax Charge: 246.75 PropertyDescription: Line Section Block Lot Unit Town Name 1 37 ,. 297 111 HEMPSTEAD 2 37 297 112 HEMPSTEAD ** ** THIS PAGE IS PART OF THE INSTRUMENT I hereby certifythat the within and fcrsgoing was iscardsd inthe Clerk's Office For: Nassau County, NY File Infor=ation: Record and Return To: Document Number 2019-00039230 RUTH RUHL PC Receipt Number: 1475639 ATTN: RECORDING DEPARTMENT Recorded Date/Time: May 08, 2019 03:06:10P 12700 PARK CENTRAL DRIVE SUITE 850 Book-Vol/Pg: Bk-M VI-43432 Pg-527 DALLAS TX 75251 Cashier / Station: 0 MMC / NCCL-75CBDP2 County Clerk IUIaureen O'Connell FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015 NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021 After Recording Return To: / The premises is or will be improved with RUTH RUHL, P.C. a one or two familyhouse ordwelling. Attn: Recording Department 12700 Park CentralDrive, Suite850 Dallas,Texas 75251 [Space Above This Line For ReoMing Datal Loan No.: 0051320844 InvestorLoan No.: 0051320844 LOAN MODIFICATION AGREEMENT (To a Fixed laterestRate) IF THE LOAN MODIFICATION AGREEMENT MUST BE RECORDED, TWO ORIGINAL LOAN MODIFICATION AGREEMENTS MUST BE EXECUTED BY THE BORROWER: ONE ORIGINAL IS TO BE FILED WITH THE NOTE AND ONE ORIGINAL IS TO BE RECORDED IN THE LAND RECORDS WHERE THE SECURITY INSTRUMENT IS RECORDED . ., This Loan Modification Agreement C',Agreement"),made this18th dayof February,2019, between NELSON ROJAS, whose address is380 NORTH BROADWAY, JERICHO, New York 11753 ("Borrower") and M&T Bank, whose address is 475Crosspoint Pkwy, Getzville,New York 14068 ("lander"), amends and supplements (1)the Mengage, Deed of Trust,orSecurity Deed (the "Security!:::::=cat"),and Timely Payment Rewards any, dated Septemper 6th,2005 , secordedSeptember 20th,2005 and Ridery recorded in Book/Liber M29415 , Page 787 , !::str=cntNo. 2005092001147 , ofthe Records of NASSAU County, New York , uponwhich mortgage taxin the amount of$ 2,595.00 was dulypaid; and (2)theNote, bearingthe same dateas,and secured by,the Security Instrument. Said SecurityInstrument was assignedas follows: From Bank of America, N.A. • , to M&T Bank , by assignment dated February 4th,2012 , andrecordedon June 16th,2012 of in the ogice the Clerkof NASSAU County, Stateof New York inLiber orBook M 37351 , Page 389 , histr=ent No. 2012061600095 . The original pdñcipa! balance was $250,000.00. The existing pdñcipal balance is $209,743.24.$23,461.60will be added to the principal existing balance resultingin a new rasdifiêdloan amount of $233,204.84. NEW MONEY BEING ADVANCED IN THE AMOUNT OF $23,461.60. OriginalBorrower: Nelson Rojas and CatalinaRojas OriginalLender: Bank of America, N.A. Section/Block/Lot:37/297/1I1,l12 NEw YORK LoAN MODIFICATIONAGREEMENT(re a FixedInterestRate)-Single Family-Freddie MacUNIFORMINSTRUMENT Formsl61 3/04 (pasele/J PE2er) FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015 NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021 Loan No.:0051320844 From MANUFACTURERS AND TRADERS TRUST COMPANY, A/K/A M&T BANK , to M&T, BANK , byassignment dated May 3rd, 2017 , and mee'rded on June 23rd, 2017 in theofficeof theClerk of NASSAU County, Stateof New York inLibertor Book 42200 , Page402 , InstrumentNo. 2017-62175 . From N/A , to N/A , by assignment dated N/A ,and recorded on N/A in theofficeof theClerk of NASSAU County, Stateof New York inLiber or Book N/A , Page N/A , Instrument No. N/A . The Security Inst=ment, which was enteredinto as securityforthe performance of theNote, covers the Instrumant "Prcpecy," realand personal property described in the Security and defined thereinas the locatedat: 136 HENRY ST, VALLEY STREAM, New York 11580 , the realproperty describedbeing set forthas follows: "A" SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF. "B" SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF. In c0rsiderationof themutual premi::: and agreemene exchanged, thepartieshereto agree as follows (nstid‡.T.-diñg anything to thecontrary contained in theNote or SecurityInstrument): l. CurrentBalance. As of April the 1st, 2019, amount payable under theNote and Security Instrument (the"Unpaid PrincipalBalance") isU.S. $233,204.84. 2. Interest Rate. Scrrowcr promises topay the Unpaid PrincipalBalance, plus to interest, ,theorder ofLender. Interestwillbe charged on theUnpaid PrincipalBalance at theyearly rateof 3.750%, beginning March 1st, 2019,both beforeand afterany defaultdescribed in the Note. The yearly rateof 3.750% willremain in effectuntilprincipaland interestis paid in full. 3. Monthly Payments and Maturity Date. Borrower premises to make monthly payments of principaland interestof U.S.$938.71, 5:ginning on the1st day ofApril,2019, and ent!re!rg thereeRer on thesame day ofeach succeeding month untilprincipaland interestare paidin full. If on March (the 1st, 2059, "Maturity Date"), Borrower still owes emounts under the Note and the Security Instrument, as amended by thisMediñcation Agraament, theBorrower willpay these amounts in full on the Maturity Date. 4, Place ofPayment. Berrower must make the monthly payments at P.0,Box 840,Buffalo, New York 14240 or such otherplace as Lender may require. NEW YoRK LOAN MOD1FICATION AGREEMENT (To a Fixed InterestRate)-Single Family-Freddie Mac UNIFoRM INSTRUMENT Forrn 5M1 3/94 (page2 of 5 pages) FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015 NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021 . . .I.oanNo.:0051320844 . 5. Partial Payments. Borrower may make a full p. . -.=t prepayments or partial without paying any prepayment charge.Lender will usethe papey=ents toreduce theamount of principal thatBorrower owes underthe Note.However, Lender may applythe Prepayment to the accrued and unpaid on the prepayment interest amount before applyingthe pmpeyment to reducethe principal amount of the Note.IfBorrower makes a partial prepayment,there willbe no changesin the due dates or the amount ofthe monthly payments unless Lender agrees to those in writing changes. 6. Property Transfer.Ifallor anypart ofthe Propertyor anyinterest is sold or in the Property h-efe-ed (orifBorrower is nota natural person and a beneficial interest in Borrower is sold or without transferred) Lender'spriorwritten consent,Lender may requireL--m-'iete payment in full ofall sums secured Instrument. by the Security IfLender exercises thisoption, Lender shallgive Borrower noticeof acceleration. The notice shallprovide a periodofnot 30 days less than from the datethenotice in accordance is given with Section 15 ofthe SecurityInstrument, withinwhich Borrower must pay allsums secured by the Security Instrument. IfBorrower failsto pay thesesums priorto the expiraticñofthis period, Lender may invoke any remedies p~=in-d by thisSecurity '-::===t without furthernoticeor demand on Borrower. 7. Compliance with Covenants. Borrower also willcomply with allother covenants, agreements, and requirementsof theSecurityInstrument, inc!üdingwithout!!=!t:‡is,Borrower's covenants and agreements to make all payments of taxes,insurance premiums, assessments, escrow items,impounds, and allother payments that Borrower is obligatedto make under the SecurityInstrument. 8. Bankruptcy. Ifthe Borrower has, since inceptionof thisloanbut priorto this Agreement, receiveda dischargein a Chapter7 bar.k=ptcy,and therehaving been no validreaffirmationagreement of theunderlying debt,by enteringintothisAg=ement, the Lender is not attempting to re-esmblish any personal for liability the underlyingdebt. Nothing in thisAgreement shallbe understoodor conet=ed to be a satisfaction or releasein whole orin partofthe Note and Security L---==‡. Except where otherwise specificallyprovided in thisAgreement, theNote and SecurityInstrument willremain unchanged, and Borrower and Lender willbe bound by,and comply with,allofthe terms and provisions as amended thereof, by this Agreement. NEw YoRK tJDANMoDIFICATIoN AGREEMENT(To a FixedInterestRefe)-Single Fa-!!y-Mdie MacUNIFORMINsTRUMENT Form5161 FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015 NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021 . . Loan No.: 0051320844 InWitness Whereof, Lender and Borrower have executed thisAgreemen . , M&T Bank -Lender -Date By: RichardPomletlasz PrintedName: Banidng OfRcer Its: LENDER ACKNOWLEDGMENT Stateof R. County of On the day of in the year Il beforeme, the undersigned,personally appeared dith /nn i34-ld.4 . known , personally to me or proved to me on thebasisof evidence r.tisfacte-y to be the whose ir.div|d;S(s) name(s) subscribcd is (are) to the within instrument and acknowledged to me thathe/she/theyexecuted the samein his/her/their and that capacity(ies) by his/her/their on the signature(s) ber.st, the or the person individual(s), upon behalfof which the individual(s) ' acted,ex ed the stru and that ch d:::d;almade such appearance beforethe undersignedin [insert or the city otherpolitical bÅvision and the state or county orother placethe ac owledgment was taken). Sign re ofiridividual takmg acknowl nt PrintedName Notary Public. Titleofofficeand a pirationdate ofemm!::!er. JENNA SWEENEY PUBLIC STATE OF NEW YORK NOTARY NIAG LIC.#01SW6355882 COMM. EXP. 03/20/2021 ACKNOWLEDGMENT (NEW YORK) Page4 of 5 . 6* FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015 NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021 Loan No.: 0051320844 7 R.0 / f d- (Seal) Date 6N ROJAS -Borrower (Seal) Date -Borrower (Seal) Date -Borrower (Seal) Date -Borrower BORROWER ACKNOWLEDGMENT Stateof CO rk § § ss.: County of IQgrsq(a On the day of rC-k.. ')ð in the year (3 beforeme, the undersigned,a NotaryPublic in and forsaidState;personallyappeared NELSON ROJAS the' personallyknown to me or provedto me on basisofsatisfactoryevidenceto be the individual(s) whose name(s)is(are)subscribed to the within instrumentand ébaw!~lged tome thathe/she/theyexecutedthe same in his/her/their and that capacity(ies), by his/her/their on the signature(s) in ent, the indi the p n upon behalfof which the individual(s) acted,executed the instrumen -- Sig dfure GREGORY S. MAC 84We000 ses.d×B Uo!ss mm Commiss Iq AJnteN r s Office GREGORY S. MACK f o 1(W 5 3 5 9 Qualified in Suffolk Coun Commission Expires December ACKNOWLEDGMENT (NEW YORK) Page5 of 5 FILED: NASSAU COUNTY CLERK 04/19/2021 01:57 PM INDEX NO. 601610/2015 NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 04/19/2021 .. SCHEDULE A . All that certain plot, piece Or parcel of land, with the building and improvements thereon erected, situate, lying and being at Valley Stream Town of Hempstead, County of Nassau and State of New York, known as and the lotnumbers 111 and 112 on a certain entitled, of the by map "Map York" Guenther Estate, Valley Stream, Nassau County, New surveyed by Smith & Malcomson, Engineers, April 1923 and filed in the Office of the Clerk of Nassau County, June 14, 1923 and filed in the Office of the Clerk of Nassau County, June 14, 1923 under #526, Case #482 and which said lots are more bounded and described on said as follows: particularly map BEGINNING at a point on the southwesterly side of Henry Street distalit 80 feet southeasterly from the corner formed by the intersection of the southwesterly side of Henry Street with the southeasterly side of Guenther Avenue; thence northwesterly at right angles to Henry Street 100 running feet; running thence northwesterly at right angles to Henry Street 100 feet; running thence southeasterly and parallel with Hemy Street 40 feet; running thence again at right angles to Henry Street; 100 feet to the northeasterly southwesterly side of Henry Street; and running thence northwesterly along the southwesterly side of Street 40 feet to the point or place of Henry BEGINNING. 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