Preview
FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 04/23/2018
FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016
t
NYSCEF DOC. NO. 37 I)3I.[h)'I'/LL.I3I.,I<,' RECEIVED NYSCEF: 04/23/2018
I ADJUSTMRE BEFE NOTE
NOTICE TO BOR4OWER; Tal8 NOTE CO IAINS A PROV AIAOWLNG WaR
CH NGES IN TES1NTEREST RMK. A$ÈSJN ~~l8~~T.'
Ikb«ufN'f'Pfbfr'I'J."
18
J)Ig-' TW 1 r RKfREQf .
Kli ÙI/r IN IWEER RATMEl ÑEHNeWEE '
1,'
I' BR ~ci T upt Tv)fr
'.IV4hg .
RESULT IN LOWERTATMEN ')DUS N 1WinfEE. TMr1NWE10 Yl
A'J."
RATE CAN CTIANWR AT Ä NY OA"
Nk TIMWA TJI)".,'Mr)X)M)J'tif.s, I!!I.!"
0 >'
1'i'>ui'!
j(!a« [Cliy,Stato,Zipj
;:e!»'.. '
>!UI:<) .()
!!46 !': 43[)il<,!ii, ..t!!'
yi!i'
JO',>'7"
(. «1'Led!it
",I
Ot'8','<'Ol',a,
'Xc',
a Isr)3'!
'l1'ennui>1
ehy«.!»i«(.
to payU.
rcotdved,I pmmin $ d{i8386.in (this ammmt comim
of the
Amourd Phumcedand gtiy Points/MnanceChargo(Flanced) an
e é lichGRtWipm.td)hWtEinterestto
'.Iti'lnby transferandwho is
cati d to t ceivepäymemshter 8<'I(«r,"
er,"
E fNWe is eaUedthe"NfdaHcker
1 INTEREST
! hoÅrestwill
be chargedon unpaid principal until the ftul atµuu
of p¤ncipal has beenped. I win pay imerest ât a
rMeof il;L'lhe p>)"gill.hhin
interc4trate 1will pay e n acporda‡awithfeathe
4 of th4 NWe.
7, lb Nb(O'
hderes rue reqtsted by thh Sation 2 and .SyedohÄ
f Not )>I
1htrÂteI wil bps hefore nad att(>!'any
.pay
„!IijtI '»
if required by the Note He d
Ij (C) AtungnQarMy Trdt1tjjSpled.utedPgyroùnts
ni'
Eachofäy itiltidMit$fjf rm wW12hEthn amoumof ½S $,...
...... Al nv)h.C.
I',09. ,.,
e T)dsamountmay ekuige.
LD) ScheduledPayme c
t f)ayh>cin(si
will allect changesin theWald
Changnin my scheduledpayhents principal of my kan andin the interutraf.c thm1
I must pay, The NgM Hol¡ler w H nterestmte WI
Qpmbie thy new .il!t«rr( the changedammet of my scheduledpaymentin
accordancewith section 4 dr th s Note.
(E) Late Charge
o' cuir'
.notreceivedthe fuD amount of any mutùtdy paymentby the end o05
If the Note Nokler hasnot calendar'daysafterald
)
of' sherun
ot'
theNawgphlethe'
dateit is due, BAU pay 8 hte chygpo anspm of-the chargewitt be 2% orampnotof' my
I h>L(i>cctf,' meem each]atepayment.
paymenúf tirindpal andintoíz
Nillpay 00shkGwr¼éf¶éW
4. INTEREST PAYMENTYf' eBA'Ic("
cfi' RÅTE AND SCHEDULED pAyMP!>f1'
fJ4'J'E!JLEHJ' CHAFC ES
(A),Change
„Cftar>geDake
himgehte."
h interestate f wiO pay may changeon
Each 'on which my laterestree coWdchange.iscalleda "('himige
' 'r
.... ,.. .. 3./W07
.... ....ed
. ,..cmd
nn>se>t Lid<8' is the highest"Prime
undex"
Rae aspublishedby the ‰ Wall StreetJourma.
The Indm fignm publishedin TheWall StreetJournal on the lasthusions day of the month cemsponding to one day
"Chremnda"
'
pmeding om:month prior w the Chany Dae is nailedthe "<'hn'r> inrli'the amountof i>B'new scheduledpayment
1wiU pay my
t'<' scheduledpaymemchanges
.'!Jtrzthe ChankeDate until (be amount of my
beg,inningon the first scheduledpaymentdoe after
nain
..!u!!
0 RIG!FOAL
QBjGIN)-"xf
I'a,r,'
I'aiu! u! .: i i'n>c«i'la''
!i>n>csi
FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016
NYSCEF DOC. NO. 37 '1' RECEIVED NYSCEF: 04/23/2018
IF)Notin of Changes
jrxa'
At least 25 days,
intno morn Ibng 120days,before.thecKsctive,dateniany
paymentthunge, itic Note Holder w t
deliver or mail somu.anotice of any chininges
in my intenst ra4and Ibo amountof usyscheduledpayment Thenotice will
inchtile inf ormationreqùired by lan to be giveft to me : ml al.Wtheïclephone noroberof a persemwtuswill
answerany
quc4m 1may tinve regarding theslotice.
5. PREPAYMENT
no' i itne~before
( havethe sight to makepaymentsof pdacipalat any
'ptkp)yni<»n." they aroduc 0 paymernot'principal o))la'
only is knownas
4 'prepaymem? WhenI makes prepayment,1will tel1theNow Holdarin
that Tam dnbig su.
Ot'partial writing
,xfi' I may makesfull
psepaymemt·ot prdp1)ur.ntswldfout payingany prepaynwotcharge.The NoteNolder will use
all
,ill of my prepaymentsto reducethe amanni of principnt thirt 1owe andt-r.thisNoto. If I makea partial prepayment.there
will he no changesin the duninie
ut in the amountof n'y m6nthly paymentunles lba Note Holder agreesin
wrhing to
thosechairges.
6: MMN HARGES
. , ]f (lew,
wlAplqpplieshthis loita end whimets
m:0timuniloan chtstgës,is finally interpretedso that the interestor
oth loofee'j~ c9get:ledor io,be OBJj(gnbce«>ant]<
sotehne ditu.eBaugean
thneanitted
limh; and{li) any simir already
an n>CShii‡
~jxjgr
iixededet Itndtirelli
>>tjdgjikfll8'. W
sindto me WowRolder shaychooseto manu:this
'ekd>kjBB
i
ateare.govenmi by the laws of New York, exceptthat
t.Mglihoge:ntid .-,>
chW)het IN'
mortgagt(lonnitths tlÿis-ocinterna and theatrio(intof pedntsarepermitted by P.L 96.22.1,asamended.
7, ORROW Ú8 FAILURE TO PAY AS REQUIltUD
1. '(( A)Default .
jfgItdo notparttpn)11untmorof
Ijy eaahscheduledpaprietiron thedatoit is doe. I will bein defaun.
). Nottomef3fitault
j,'A)
tc
"jfJ sm la tlbbuld,.dioNote Ifoldst
ysettd mea Mfkep
wxlit(in cotice to)ljngsgedhallfide
notpsy the·overdue
amountby A
d¾cfthe Ñ0ts,HIGderttaly mj~
xc4JUbc pay·~r|jjtfti>i@~full J>w'
pay . Lb' f>UJatgiettat Wgiblicl(dwhleh.haniitol.beenpaidand
mp.to j>eyjjgtakjjlati)jp
_htrthgglilll
allteInterest
usit 1owe on ifterasnount.Thattlataînuat 3)< I'
JKat leastf0 dayalame thodataonyldeh the notteelsdeliveredor
p
tiinilcaws
/CD"j>fx'>xjytt ,f,
Q
.((«]; IPertBy Noth Holder
at ai time when 1 am in fdefault¿Ste.NotoNo.derdecametreqtdselybt to pay
ifd::'if in full or doesnot
immediately
i>'
exed[gethe Aght•nTset-offang tha right to do so it'
describedabove,flic NoteRolder w‰till.ha9e if 1am ut defaultar n later
tirnes
Payment of NoM Holde-r's Costs and ExpenseI
H the Nota Holderhas required me o pay immediatelyhefull as descripedabove,the N.oteHoldecwill havetheriphi in
be.paid bwk by me for all of its costsan3 ex.penses;fnwnforcing
this Note to the extem.uo1prohibited by applicabiclaw.
Thc a expensesittetode,for ownple,
)essnusti]««Anar yfurAY)rffg!>IT
1.havethe right to inakepayments0f
principalat Anyllmo hefore
a they aredue.A paymemof pr
a "propsyment?When I males iiI ffa law,.wbtchApptresto this leañ
an(whigh-sete.nuiximuot loon charges,is '
otherloan .chaujges
$6thpM6tlor:toWoolluctedifrannoost(on anally iktorpreted so.tht4
the intutvat or,
.awootmineceajsayto roducethe chargeta (bsa:.(J)4Ay.mich
20dt5,
1 collectsdfrom meWhleh eK the
pennitted timhl and (11)any
popu{(ma ndls will tierrefbaded to meeThe suinsalkendy
Note anider imEythoose to make this
re4ïtclug the jujnefjksj
tefitnd¾ JnafgcfIowetlador·this Note or by maklag a direct
thanductionwill
be me.H
paymentto arefund
iJ arc govemottby the lawsof Newreducesprincipal,
itotall4dBW¿tisttikhtidphytherithonAendNote
on the firstutortgligalones
(110
tated$16tagstand the amo•tatef.pointurg York, exceptthat
phmiteddby PL usamended. *
96.221ces
7. BennO ER'S FAEURE
it TO PAY AS REQUUtED
( A) Default
.I'
If Tdonot pay die filli amountof each
.J
sche.duledpayneaton the dateit 3sdue,1will be in defauh.
Øg) oticept Default
lÈTJurta tjefjtjtjf) .GIprobl$til$qha¼Fassabne
LJJJJNata a writtennotice telling the thatifido
;ASp 0f)ld® rial pay theoverdueamouttt by n
! cotihitt thc dÉgggiarthggrgggdnpmo14pay.lumtrdiathly the full aigioet ofpilstolpal
allitim$1hi5st thaploween thntemW whkh has not beenpaid and
Ttidatemust in at lealit#0 dïyáAfteethe date:onwhich the
mailedto me. noticeis deliveredor
!
(C) No Walver By Note 11older
at a tisus when 1:maigr dotholt, the Note He slar
$pititif, doesnot regalteme to pay
oxetelsotheright of set-oft nindeWeilhed immediately in Adi or doesnot
nBove,theNote Holder will still havethe right to do 80If I am in delbylt at
8later
@ ~mf
.gi)
.PalyntahuirNoteRol6st84Cosmytd
Eggettset
I Wthestleth gritag , to.pgitinattilately
be PAkkhté).t:by infull;aadesorffad above,the Note Holder will have theright to
, „ft;bF.Imanf AÛ Of
4tidlltWR&Gitifetist1041nt01016g
thif Note to the extentnot prohibited
thessagspannelaghutoiggigantphipsshnableauonists fees. by applicablelaw.
(IgRetuitneMkodk GNigdu
I If a checkusedto makea paymenton this loan is
remed for anyreason,exceptan error by Note
Noto
!NocytNoinflrnmodot owed. Any personwho in a.guarantor,
is also obligat'edto:do thoset
. Any paristanwho lakes over surety or endorserof this
JS'
guarantor;·aurelyar esidorserof thignet4 the4e.oblly,ntions,inetmung the obligxdemsof a.
is n)soobligated to keep·all.ntthe promisesmadein
may etitorcoItsrighetundorïJdsNätangshrit eachperson this Note. The Note Nulder
of str may be rentilred tispay all of the individuallyne againstall of us togentier.T&.means that
amountsowedtunfe: this Note, .my one
10. WAIVERS
feed may Ild>'
ther personwho bel obligathmstiederddi
"Pcceeatmetit* Note.waive the sightsof presentmentund nótiec ot'
ecru>haito' of disholior.
dan=a4·pwfiwe•>f.nrouminado--Et-laticahf
theright tantojtiltipflñitNciistWaldertogivonotice to other' -Mii<'itic
dishonor means
otheipantons that.amotingsdign
havenotheca paid.
'I .G.
:t..l.
U. SECUltED NOTE
In addition to the prqtoctionagiven to the Note
Hok:c; under this Note, a Mortgage,.Doer)
o<:
Deed of Trust or
(the "Security Instrument"kdated the samedate Security keed
as the i"iota, plutects the Nets 11a131er.
fmen possiblefosseswhich might
result if 1do not keep the ptorniseswhich 1 make Been>try'
in thh Note.'Ital
3uemity
insuunant
conditions1 may be requin:d to make harnediato i>t'
ot' deserthes
trow
and imeterwhat
paymew in full of
all amounisI owe under t½
conditionsare describedits
itataaNds ~CJay by Landerif excrelseis problhliedhy federallaw asof
losrr,
FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016
NYSCEF DOC. NO. 37 i RECEIVED NYSCEF: 04/23/2018
ot"
44Asshercius dub option, 1,.endorshall give Dorrowernotice of acceleration.The notice shall ptovidé 4 period of
not lessthan30;vdysfrmu thedatetheadice inlalivered or matteitMdan wMch Bartower anet pay all suanssecutedby dtis
Securhy (nstruñcut. If Dorrower fails to pay three seinest¾t this periott, Leader may Myoke hrg
to the vxpiration of .this
rmnediespenniuedby thisSectuity Instrumentwithetit rurthernoticeovdemandoutBottower.
I ACKNOWLEDGE TlIE Qlr
.OF A SI)RhitATE AKUNRATION AGREEMENT SIGNED
YVITII' IkUSTENClk
CONCURREi9TLT WITE THIS. NOW, AND I ifÈEdlF(CALLY AGR1!|E TO BE DOTIND BÝ ITS
TEIQfS.
TJNJtÃ
'
WflNESS TNBHAND(S) AND SEAL($) 0F T121 IDUR4GNBi. .
Horrouxu'
'v
(Seal)
'1)J'fgff 0-
'ct)XCftk'f~
'C'0)I'Jf'1!I!II
Barrmw
.,...(Seai)
Patt>)
Jgfg>1
Orggjunlpdiy
(digrcorlfflunJ
oiiiy Jj
v
j:".lga~P~
>KJ3:~c)
'-J"-.'-»(.'t'I
ictus'7."l g.) .. JSQ,'.$9lVf
Jt:P'„75$)lsM
W (,o;ItfVY
syt,;ooi,;',1r„'>othe,
rtlt {1>
ot VII
I i '>.
;t>I.'.»>acr.q Ir.'.Jy
..000
I
:t
I
OR1GINAL
3 on
Pase emoon,
FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016
NYSCEF DOC. NO. 37 RECEIVED NYSCEF:
.«>%K a
04/23/2018
"
<>ypgt.".rFfjrfff'«re
rfs'v ' s't(F
' hi
$fhr
i"
I
WMhout
j
S a i FW
VICE PRESIDENT
L-t3
Me Mr
(
Wthout Recourse
Pa ,to
tO the Order of %maw%'
Its Faqio
FinanclarCadit orvlues
New York, Inc.
eLK g~
Ar,tag~
a W.RelNters,
.. resident
0001
I
,c,
Pursuant to CPLR 2105 I havecompared
this.documentwiththe original
and found
it to be 0 true
and complete copy.
Signe.4 „Zj:
Heine P ~~,.felz
it!
FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 04/23/2018
NYC DEPARTMENT OF FINANCE .
Ol'
OFFICE OF THE CITY REGISTER
'Ihis page is past of the ingramenLThe
City
on theiofomiation
Reginer willrely provided
you'
by youetthis of liidoxing
page forporposes
this instnunent,'lhe
inforniation
do this pago
will control forindekhts
puqxises in lire event
event
or any connict
with the rest of the document.
2003090800246001006E8D7 l
.~ancona<%I'
RECORDING AND ENDORSEMENT COVER
. PAAG A < D 11
Document ID: 2003090800246001 Document Date:08-22-2003 PreparationDate:11-26-2004
Documem
.Document Type:MORTGAGE
'
Documem Page Count: 10
PRESENTER: RETURN TO:
ADVANTAGE EQUITY SERVICES ADVANTAGE EQUITY SERVICES
COMMONWEALTH LAND TITLE INSURANCE COMMONWEALTH LAND TrrLE INSURANCE
COMPANY COMPANY
1501 REEDSDALE ST. , SUITE 1001 1501 REEDSDALE ST. , SUTTE 1001
PITTSBURGH, PA 15233 PITTSBURGH, PA 15233
412-231-3000'
412-231-3000 412-231-3000
-3000
-30IM
PROPERTY DATA
Borough Block Lot Unit Address
I'
MANHATTAN 1324 1006 EntireLot 4A 245 EAST 50 STREET
SINGU"" UNIl'
Property Type: SINGLE RESLDENTIAL CONDO UNET
CROSS REFERENCE DATA
CRFN __ n'
or Document ID or Year_... Recl - Page.- or File Number
PARTIES
MORTGAGER/BORROWER: MORTGAGEE/LENDER:
CORAZON TAMARGO-RIVERA WELLS FAROO FINANCAILCREDIT SERVICES NY
245 EAST S(TrH STRERT 4A INC.
NEW YORK. NY 10022 91-31 QUEENS BLVD., SUITE 412
ELMHURST, NY 11373
FEES AND TAXES
Mortgage RecordingFee:$ 87.00
MorninaeAnutUnc . 374.618430
S - —,—.— Argdavit
.-e'.r
Fee; $ MO
'f'a~x'
TaxableMonAas Amount S ...'~74,g,8,30)j
374;618.30 „>NYCReal
NYC RealProperty TransferTaxpiling pee:
Exemption: S 0.00
2,1)t' re 00 Real Estate Tramfer
TAXES: County (Basid; S d NYS Tax:
CitvMddldonall: s ...,,,= 3h46.00
.DL4Le' by any losseswhich
emananáthattl(anmyselfluntsoøoof11¼righu
I.endarsuffbs hismuse la thePropertywhich1pranisethatI
havelpreshoedilit 1wiliditfeadmyéneighipef thePrdpartyagainstanyclatusof sigh rightse
PLAIN LANGUAGESECURITYINSTRUMENT
This SecurityInstnimuntcoointospendiltisandagreernents
thatureusedin real propertysecurityinsiniments
eouslry.' diso
an overthesoumryiit thatvary, to a timitedextent,in a rferent
andagneaments
oconsti$6therpronismo
language."
partsof thecouetty.Myggomise&antiagttementaurostatedin
"plain
COVENANTS
1promiseandI agreewith f=ta
asfollows:
l. BQRROWER'SPROMISETO PAY
dueundertheNoteandanyprepayment
pay to I.anderontitneprincipalandlatenest ast latecharges
due
undertheNone.
2. ~
aMONTRLY ~w
FAYMyRTS
or~suer ersa ~ ~
FOR TAXES
~ramboAND
e uw~
INSURANCE
(A) Barrower'sol,digations
in writingby r =darl
If requested to payfur (axesca-ments, water
will payto Leadersil amountsneceadary
(tootagembattes
aifdoGutedlutÚge gentsor2grtmad
gownfrents,leasehold
eh>rgea> pi tenri ()f apýphastador
ptepartrinsumnoocoveringthe ~tjs
lbapap, ananeginsutanceor any),tr1,ndecrequited.
pay' u«htmiler'
by txnder. (f,.unjterParagraphI below,Laildst ottherjacgches
st sellsthe Property,thenbeforethe
at tbclimbof theacquisitionor saleto
acquislilonor sale,Landerwill itigaanyFutubW)6ehtantletllt Jingdhis
dicsumsSecured.
3.APPLICATION OF BORROWER'SPAYMENT!i .
Unlessthe law requiresotherwhe,Leaderwill apply eachof my paymentsunderthe Note and under
1and2 abovein thefottowingorderattdfor thefollowingpurposes·
Paragraphs pmpnscs:
psat[I< payground
rents(if any')
dueim theproperty,I will do daiseitherby =Wy
thepaymentsto r thatare bodio Paragraph
2
thepaymentson time to the
atxweor, if I aranotrequhedto makepaymentsanderParagraph
2, by =hg
"petson"
meansany person,organlzation,
personowed them. (In this Securityhisttament,the word ol'
authorityor otherparty.)If t makedirectpayments,thenpromptlysitar makhigany of those
governmental
will
payrnensI areceipt
give lander whichshowsthall IfI ntalmpaymentto lander under
have.dquir,eo4
2. I will givetanderallatø|cesor bitle4aafirecalvo¾rthetenoimtsdoeanderthisParagrapb
Paragraph 4.
i will pmmpdypay or satisfyall liensagainsttbc Propertythatmay besuperiorto this Security(nstrument,
doesnotregulametosatisff asuperiorlice lif (A) t agree,it wthing, to pay
However,thb 8eenrityfastrument
theway in which1agree
theobligationwhichgaveriseto thesuperiorlien andlander
sig>roses
OIguovcs
tbu's»pi>@ir' agreeto paythat
defi'>gsgabxttlbu'tatPc4icliegio a fabuit doICP'att4udtig (bo
ohHgation;or (B) in yond (alth, I slyly
uf dcfsngigahstt
stg>)opp
cs' th6.holdere fliat.6therIt
tungnot·hecgft
Ilcnmsy LC))'icotte~
cgfthucdi
or (QksegUm'~ atka
ibjs $ectir)t
approvedin writing by 1enile4that(bo()sttof
jjen".nfSgs thoperipto
Ibe flag jjgjjj
ttp(tf,by that
tander determinesthatany part of the Propertyis aubjectto a superiorlien. lander anaygive
person.if
a
Borrowernotice €be
supcrko Borrower
superi+lien.
identifying s IN>'
hall
payor thesuperior
Preview
FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 04/23/2018 FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016 t NYSCEF DOC. NO. 37 I)3I.[h)'I'/LL.I3I.,I<,' RECEIVED NYSCEF: 04/23/2018 I ADJUSTMRE BEFE NOTE NOTICE TO BOR4OWER; Tal8 NOTE CO IAINS A PROV AIAOWLNG WaR CH NGES IN TES1NTEREST RMK. A$ÈSJN ~~l8~~T.' Ikb«ufN'f'Pfbfr'I'J." 18 J)Ig-' TW 1 r RKfREQf . Kli ÙI/r IN IWEER RATMEl ÑEHNeWEE ' 1,' I' BR ~ci T upt Tv)fr '.IV4hg . RESULT IN LOWERTATMEN ')DUS N 1WinfEE. TMr1NWE10 Yl A'J." RATE CAN CTIANWR AT Ä NY OA" Nk TIMWA TJI)".,'Mr)X)M)J'tif.s, I!!I.!" 0 >' 1'i'>ui'! j(!a« [Cliy,Stato,Zipj ;:e!»'.. ' >!UI:<) .() !!46 !': 43[)il<,!ii, ..t!!' yi!i' JO',>'7" (. «1'Led!it ",I Ot'8','<'Ol',a, 'Xc', a Isr)3'! 'l1'ennui>1 ehy«.!»i«(. to payU. rcotdved,I pmmin $ d{i8386.in (this ammmt comim of the Amourd Phumcedand gtiy Points/MnanceChargo(Flanced) an e é lichGRtWipm.td)hWtEinterestto '.Iti'lnby transferandwho is cati d to t ceivepäymemshter 8<'I(«r," er," E fNWe is eaUedthe"NfdaHcker 1 INTEREST ! hoÅrestwill be chargedon unpaid principal until the ftul atµuu of p¤ncipal has beenped. I win pay imerest ât a rMeof il;L'lhe p>)"gill.hhin interc4trate 1will pay e n acporda‡awithfeathe 4 of th4 NWe. 7, lb Nb(O' hderes rue reqtsted by thh Sation 2 and .SyedohÄ f Not )>I 1htrÂteI wil bps hefore nad att(>!'any .pay „!IijtI '» if required by the Note He d Ij (C) AtungnQarMy Trdt1tjjSpled.utedPgyroùnts ni' Eachofäy itiltidMit$fjf rm wW12hEthn amoumof ½S $,... ...... Al nv)h.C. I',09. ,., e T)dsamountmay ekuige. LD) ScheduledPayme c t f)ayh>cin(si will allect changesin theWald Changnin my scheduledpayhents principal of my kan andin the interutraf.c thm1 I must pay, The NgM Hol¡ler w H nterestmte WI Qpmbie thy new .il!t«rr( the changedammet of my scheduledpaymentin accordancewith section 4 dr th s Note. (E) Late Charge o' cuir' .notreceivedthe fuD amount of any mutùtdy paymentby the end o05 If the Note Nokler hasnot calendar'daysafterald ) of' sherun ot' theNawgphlethe' dateit is due, BAU pay 8 hte chygpo anspm of-the chargewitt be 2% orampnotof' my I h>L(i>cctf,' meem each]atepayment. paymenúf tirindpal andintoíz Nillpay 00shkGwr¼éf¶éW 4. INTEREST PAYMENTYf' eBA'Ic(" cfi' RÅTE AND SCHEDULED pAyMP!>f1' fJ4'J'E!JLEHJ' CHAFC ES (A),Change „Cftar>geDake himgehte." h interestate f wiO pay may changeon Each 'on which my laterestree coWdchange.iscalleda "('himige ' 'r .... ,.. .. 3./W07 .... ....ed . ,..cmd nn>se>t Lid<8' is the highest"Prime undex" Rae aspublishedby the ‰ Wall StreetJourma. The Indm fignm publishedin TheWall StreetJournal on the lasthusions day of the month cemsponding to one day "Chremnda" ' pmeding om:month prior w the Chany Dae is nailedthe "<'hn'r> inrli'the amountof i>B'new scheduledpayment 1wiU pay my t'<' scheduledpaymemchanges .'!Jtrzthe ChankeDate until (be amount of my beg,inningon the first scheduledpaymentdoe after nain ..!u!! 0 RIG!FOAL QBjGIN)-"xf I'a,r,' I'aiu! u! .: i i'n>c«i'la'' !i>n>csi FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016 NYSCEF DOC. NO. 37 '1' RECEIVED NYSCEF: 04/23/2018 IF)Notin of Changes jrxa' At least 25 days, intno morn Ibng 120days,before.thecKsctive,dateniany paymentthunge, itic Note Holder w t deliver or mail somu.anotice of any chininges in my intenst ra4and Ibo amountof usyscheduledpayment Thenotice will inchtile inf ormationreqùired by lan to be giveft to me : ml al.Wtheïclephone noroberof a persemwtuswill answerany quc4m 1may tinve regarding theslotice. 5. PREPAYMENT no' i itne~before ( havethe sight to makepaymentsof pdacipalat any 'ptkp)yni<»n." they aroduc 0 paymernot'principal o))la' only is knownas 4 'prepaymem? WhenI makes prepayment,1will tel1theNow Holdarin that Tam dnbig su. Ot'partial writing ,xfi' I may makesfull psepaymemt·ot prdp1)ur.ntswldfout payingany prepaynwotcharge.The NoteNolder will use all ,ill of my prepaymentsto reducethe amanni of principnt thirt 1owe andt-r.thisNoto. If I makea partial prepayment.there will he no changesin the duninie ut in the amountof n'y m6nthly paymentunles lba Note Holder agreesin wrhing to thosechairges. 6: MMN HARGES . , ]f (lew, wlAplqpplieshthis loita end whimets m:0timuniloan chtstgës,is finally interpretedso that the interestor oth loofee'j~ c9get:ledor io,be OBJj(gnbce«>ant]< sotehne ditu.eBaugean thneanitted limh; and{li) any simir already an n>CShii‡ ~jxjgr iixededet Itndtirelli >>tjdgjikfll8'. W sindto me WowRolder shaychooseto manu:this 'ekd>kjBB i ateare.govenmi by the laws of New York, exceptthat t.Mglihoge:ntid .-,> chW)het IN' mortgagt(lonnitths tlÿis-ocinterna and theatrio(intof pedntsarepermitted by P.L 96.22.1,asamended. 7, ORROW Ú8 FAILURE TO PAY AS REQUIltUD 1. '(( A)Default . jfgItdo notparttpn)11untmorof Ijy eaahscheduledpaprietiron thedatoit is doe. I will bein defaun. ). Nottomef3fitault j,'A) tc "jfJ sm la tlbbuld,.dioNote Ifoldst ysettd mea Mfkep wxlit(in cotice to)ljngsgedhallfide notpsy the·overdue amountby A d¾cfthe Ñ0ts,HIGderttaly mj~ xc4JUbc pay·~r|jjtfti>i@~full J>w' pay . Lb' f>UJatgiettat Wgiblicl(dwhleh.haniitol.beenpaidand mp.to j>eyjjgtakjjlati)jp _htrthgglilll allteInterest usit 1owe on ifterasnount.Thattlataînuat 3)< I' JKat leastf0 dayalame thodataonyldeh the notteelsdeliveredor p tiinilcaws /CD"j>fx'>xjytt ,f, Q .((«]; IPertBy Noth Holder at ai time when 1 am in fdefault¿Ste.NotoNo.derdecametreqtdselybt to pay ifd::'if in full or doesnot immediately i>' exed[gethe Aght•nTset-offang tha right to do so it' describedabove,flic NoteRolder w‰till.ha9e if 1am ut defaultar n later tirnes Payment of NoM Holde-r's Costs and ExpenseI H the Nota Holderhas required me o pay immediatelyhefull as descripedabove,the N.oteHoldecwill havetheriphi in be.paid bwk by me for all of its costsan3 ex.penses;fnwnforcing this Note to the extem.uo1prohibited by applicabiclaw. Thc a expensesittetode,for ownple, )essnusti]««Anar yfurAY)rffg!>IT 1.havethe right to inakepayments0f principalat Anyllmo hefore a they aredue.A paymemof pr a "propsyment?When I males iiI ffa law,.wbtchApptresto this leañ an(whigh-sete.nuiximuot loon charges,is ' otherloan .chaujges $6thpM6tlor:toWoolluctedifrannoost(on anally iktorpreted so.tht4 the intutvat or, .awootmineceajsayto roducethe chargeta (bsa:.(J)4Ay.mich 20dt5, 1 collectsdfrom meWhleh eK the pennitted timhl and (11)any popu{(ma ndls will tierrefbaded to meeThe suinsalkendy Note anider imEythoose to make this re4ïtclug the jujnefjksj tefitnd¾ JnafgcfIowetlador·this Note or by maklag a direct thanductionwill be me.H paymentto arefund iJ arc govemottby the lawsof Newreducesprincipal, itotall4dBW¿tisttikhtidphytherithonAendNote on the firstutortgligalones (110 tated$16tagstand the amo•tatef.pointurg York, exceptthat phmiteddby PL usamended. * 96.221ces 7. BennO ER'S FAEURE it TO PAY AS REQUUtED ( A) Default .I' If Tdonot pay die filli amountof each .J sche.duledpayneaton the dateit 3sdue,1will be in defauh. Øg) oticept Default lÈTJurta tjefjtjtjf) .GIprobl$til$qha¼Fassabne LJJJJNata a writtennotice telling the thatifido ;ASp 0f)ld® rial pay theoverdueamouttt by n ! cotihitt thc dÉgggiarthggrgggdnpmo14pay.lumtrdiathly the full aigioet ofpilstolpal allitim$1hi5st thaploween thntemW whkh has not beenpaid and Ttidatemust in at lealit#0 dïyáAfteethe date:onwhich the mailedto me. noticeis deliveredor ! (C) No Walver By Note 11older at a tisus when 1:maigr dotholt, the Note He slar $pititif, doesnot regalteme to pay oxetelsotheright of set-oft nindeWeilhed immediately in Adi or doesnot nBove,theNote Holder will still havethe right to do 80If I am in delbylt at 8later @ ~mf .gi) .PalyntahuirNoteRol6st84Cosmytd Eggettset I Wthestleth gritag , to.pgitinattilately be PAkkhté).t:by infull;aadesorffad above,the Note Holder will have theright to , „ft;bF.Imanf AÛ Of 4tidlltWR&Gitifetist1041nt01016g thif Note to the extentnot prohibited thessagspannelaghutoiggigantphipsshnableauonists fees. by applicablelaw. (IgRetuitneMkodk GNigdu I If a checkusedto makea paymenton this loan is remed for anyreason,exceptan error by Note Noto !NocytNoinflrnmodot owed. Any personwho in a.guarantor, is also obligat'edto:do thoset . Any paristanwho lakes over surety or endorserof this JS' guarantor;·aurelyar esidorserof thignet4 the4e.oblly,ntions,inetmung the obligxdemsof a. is n)soobligated to keep·all.ntthe promisesmadein may etitorcoItsrighetundorïJdsNätangshrit eachperson this Note. The Note Nulder of str may be rentilred tispay all of the individuallyne againstall of us togentier.T&.means that amountsowedtunfe: this Note, .my one 10. WAIVERS feed may Ild>' ther personwho bel obligathmstiederddi "Pcceeatmetit* Note.waive the sightsof presentmentund nótiec ot' ecru>haito' of disholior. dan=a4·pwfiwe•>f.nrouminado--Et-laticahf theright tantojtiltipflñitNciistWaldertogivonotice to other' -Mii<'itic dishonor means otheipantons that.amotingsdign havenotheca paid. 'I .G. :t..l. U. SECUltED NOTE In addition to the prqtoctionagiven to the Note Hok:c; under this Note, a Mortgage,.Doer) o<: Deed of Trust or (the "Security Instrument"kdated the samedate Security keed as the i"iota, plutects the Nets 11a131er. fmen possiblefosseswhich might result if 1do not keep the ptorniseswhich 1 make Been>try' in thh Note.'Ital 3uemity insuunant conditions1 may be requin:d to make harnediato i>t' ot' deserthes trow and imeterwhat paymew in full of all amounisI owe under t½ conditionsare describedits itataaNds ~CJay by Landerif excrelseis problhliedhy federallaw asof losrr, FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016 NYSCEF DOC. NO. 37 i RECEIVED NYSCEF: 04/23/2018 ot" 44Asshercius dub option, 1,.endorshall give Dorrowernotice of acceleration.The notice shall ptovidé 4 period of not lessthan30;vdysfrmu thedatetheadice inlalivered or matteitMdan wMch Bartower anet pay all suanssecutedby dtis Securhy (nstruñcut. If Dorrower fails to pay three seinest¾t this periott, Leader may Myoke hrg to the vxpiration of .this rmnediespenniuedby thisSectuity Instrumentwithetit rurthernoticeovdemandoutBottower. I ACKNOWLEDGE TlIE Qlr .OF A SI)RhitATE AKUNRATION AGREEMENT SIGNED YVITII' IkUSTENClk CONCURREi9TLT WITE THIS. NOW, AND I ifÈEdlF(CALLY AGR1!|E TO BE DOTIND BÝ ITS TEIQfS. TJNJtà ' WflNESS TNBHAND(S) AND SEAL($) 0F T121 IDUR4GNBi. . Horrouxu' 'v (Seal) '1)J'fgff 0- 'ct)XCftk'f~ 'C'0)I'Jf'1!I!II Barrmw .,...(Seai) Patt>) Jgfg>1 Orggjunlpdiy (digrcorlfflunJ oiiiy Jj v j:".lga~P~ >KJ3:~c) '-J"-.'-»(.'t'I ictus'7."l g.) .. JSQ,'.$9lVf Jt:P'„75$)lsM W (,o;ItfVY syt,;ooi,;',1r„'>othe, rtlt {1> ot VII I i '>. ;t>I.'.»>acr.q Ir.'.Jy ..000 I :t I OR1GINAL 3 on Pase emoon, FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: .«>%K a 04/23/2018 " <>ypgt.".rFfjrfff'«re rfs'v ' s't(F ' hi $fhr i" I WMhout j S a i FW VICE PRESIDENT L-t3 Me Mr ( Wthout Recourse Pa ,to tO the Order of %maw%' Its Faqio FinanclarCadit orvlues New York, Inc. eLK g~ Ar,tag~ a W.RelNters, .. resident 0001 I ,c, Pursuant to CPLR 2105 I havecompared this.documentwiththe original and found it to be 0 true and complete copy. Signe.4 „Zj: Heine P ~~,.felz it! FILED: NEW YORK COUNTY CLERK 04/23/2018 01:47 PM INDEX NO. 850218/2016 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 04/23/2018 NYC DEPARTMENT OF FINANCE . Ol' OFFICE OF THE CITY REGISTER 'Ihis page is past of the ingramenLThe City on theiofomiation Reginer willrely provided you' by youetthis of liidoxing page forporposes this instnunent,'lhe inforniation do this pago will control forindekhts puqxises in lire event event or any connict with the rest of the document. 2003090800246001006E8D7 l .~ancona<%I' RECORDING AND ENDORSEMENT COVER . PAAG A < D 11 Document ID: 2003090800246001 Document Date:08-22-2003 PreparationDate:11-26-2004 Documem .Document Type:MORTGAGE ' Documem Page Count: 10 PRESENTER: RETURN TO: ADVANTAGE EQUITY SERVICES ADVANTAGE EQUITY SERVICES COMMONWEALTH LAND TITLE INSURANCE COMMONWEALTH LAND TrrLE INSURANCE COMPANY COMPANY 1501 REEDSDALE ST. , SUITE 1001 1501 REEDSDALE ST. , SUTTE 1001 PITTSBURGH, PA 15233 PITTSBURGH, PA 15233 412-231-3000' 412-231-3000 412-231-3000 -3000 -30IM PROPERTY DATA Borough Block Lot Unit Address I' MANHATTAN 1324 1006 EntireLot 4A 245 EAST 50 STREET SINGU"" UNIl' Property Type: SINGLE RESLDENTIAL CONDO UNET CROSS REFERENCE DATA CRFN __ n' or Document ID or Year_... Recl - Page.- or File Number PARTIES MORTGAGER/BORROWER: MORTGAGEE/LENDER: CORAZON TAMARGO-RIVERA WELLS FAROO FINANCAILCREDIT SERVICES NY 245 EAST S(TrH STRERT 4A INC. NEW YORK. NY 10022 91-31 QUEENS BLVD., SUITE 412 ELMHURST, NY 11373 FEES AND TAXES Mortgage RecordingFee:$ 87.00 MorninaeAnutUnc . 374.618430 S - —,—.— Argdavit .-e'.r Fee; $ MO 'f'a~x' TaxableMonAas Amount S ...'~74,g,8,30)j 374;618.30 „>NYCReal NYC RealProperty TransferTaxpiling pee: Exemption: S 0.00 2,1)t' re 00 Real Estate Tramfer TAXES: County (Basid; S d NYS Tax: CitvMddldonall: s ...,,,= 3h46.00 .DL4Le' by any losseswhich emananáthattl(anmyselfluntsoøoof11¼righu I.endarsuffbs hismuse la thePropertywhich1pranisethatI havelpreshoedilit 1wiliditfeadmyéneighipef thePrdpartyagainstanyclatusof sigh rightse PLAIN LANGUAGESECURITYINSTRUMENT This SecurityInstnimuntcoointospendiltisandagreernents thatureusedin real propertysecurityinsiniments eouslry.' diso an overthesoumryiit thatvary, to a timitedextent,in a rferent andagneaments oconsti$6therpronismo language." partsof thecouetty.Myggomise&antiagttementaurostatedin "plain COVENANTS 1promiseandI agreewith f=ta asfollows: l. BQRROWER'SPROMISETO PAY dueundertheNoteandanyprepayment pay to I.anderontitneprincipalandlatenest ast latecharges due undertheNone. 2. ~ aMONTRLY ~w FAYMyRTS or~suer ersa ~ ~ FOR TAXES ~ramboAND e uw~ INSURANCE (A) Barrower'sol,digations in writingby r =darl If requested to payfur (axesca-ments, water will payto Leadersil amountsneceadary (tootagembattes aifdoGutedlutÚge gentsor2grtmad gownfrents,leasehold eh>rgea> pi tenri ()f apýphastador ptepartrinsumnoocoveringthe ~tjs lbapap, ananeginsutanceor any),tr1,ndecrequited. pay' u«htmiler' by txnder. (f,.unjterParagraphI below,Laildst ottherjacgches st sellsthe Property,thenbeforethe at tbclimbof theacquisitionor saleto acquislilonor sale,Landerwill itigaanyFutubW)6ehtantletllt Jingdhis dicsumsSecured. 3.APPLICATION OF BORROWER'SPAYMENT!i . Unlessthe law requiresotherwhe,Leaderwill apply eachof my paymentsunderthe Note and under 1and2 abovein thefottowingorderattdfor thefollowingpurposes· Paragraphs pmpnscs: psat[I< payground rents(if any') dueim theproperty,I will do daiseitherby =Wy thepaymentsto r thatare bodio Paragraph 2 thepaymentson time to the atxweor, if I aranotrequhedto makepaymentsanderParagraph 2, by =hg "petson" meansany person,organlzation, personowed them. (In this Securityhisttament,the word ol' authorityor otherparty.)If t makedirectpayments,thenpromptlysitar makhigany of those governmental will payrnensI areceipt give lander whichshowsthall IfI ntalmpaymentto lander under have.dquir,eo4 2. I will givetanderallatø|cesor bitle4aafirecalvo¾rthetenoimtsdoeanderthisParagrapb Paragraph 4. i will pmmpdypay or satisfyall liensagainsttbc Propertythatmay besuperiorto this Security(nstrument, doesnotregulametosatisff asuperiorlice lif (A) t agree,it wthing, to pay However,thb 8eenrityfastrument theway in which1agree theobligationwhichgaveriseto thesuperiorlien andlander sig>roses OIguovcs tbu's»pi>@ir' agreeto paythat defi'>gsgabxttlbu'tatPc4icliegio a fabuit doICP'att4udtig (bo ohHgation;or (B) in yond (alth, I slyly uf dcfsngigahstt stg>)opp cs' th6.holdere fliat.6therIt tungnot·hecgft Ilcnmsy LC))'icotte~ cgfthucdi or (QksegUm'~ atka ibjs $ectir)t approvedin writing by 1enile4that(bo()sttof jjen".nfSgs thoperipto Ibe flag jjgjjj ttp(tf,by that tander determinesthatany part of the Propertyis aubjectto a superiorlien. lander anaygive person.if a Borrowernotice €be supcrko Borrower superi+lien. identifying s IN>' hall payor thesuperior