Preview
FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020
NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021
EXHIBIT C
FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020
NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021
NYC DEPARTMENT OF FJNANCE
OFFICE OF THE CITY REGISTER
Thispagoispartoftheldstrument.ThcCity
Registerwillrelyan.theinformnuonprovided
byyouonthis forpurpus of lpd6xing
thisinstrument fonnadononthispage
willcontt91forlpdeodngpurposesintheevent
ofanyconnictW1ththorest.ofthedgeument.
.d09()0289002001E4DS3
RECORDING AND ENDORSEMENT COVER PAGE PAGE 1 QF 27
Document ID: 2004080900289002 Document DavenfL30-2002 Pmparation Daic:og.09.2004
DQ4tmeratType:MORTQAGE
Dtwumerk Fuge count:2t
PRnSENTERt RETURN TOt
CAPITAL LAND SERVICES LTD CHASB MANHATTAN MORTGAGE
20 RAST SUNRISE HWY CORPORATION
SULTE203 1040 OL1VERROAD
VALLBY STREAltf, NY 115$1 MONROE,LA 71201
516-223-Q221 BLOCK 1559 LOT30
CAPLS 16187 Q STBWART TITLB
¯¯-
PROPERTY DATA
Borough iBlock Lot Unit Address
QUEBNS 15933 50 EntiteLot 151 BEACH61STREET
Type: DWELLING ONLY - 2 FAMILY
Property
CROS$ REFERENCE DATA
CRFN__ or Document lD__ pr ___ Year- Rent - Page- or Pile Number--
PARTIES
MORTGAGER/BORROW ER: MORTGAGEE/I,ENDERi
WALKER JPMO1tGAN CHASB BANK
CELIA A.
1 CHASE MANHATTANPLAZA, C/O CHASE
15111EACN 513T STREST
MANIIATTAN MORTGAGE CORPORATION
FAR ROCKAWAY, NY 11692
NEW YORK, NY .10018
FEES AND TAXES
Recording Fee:$ 167.00
Mortgage
le 0003 0 AffldavitFee: S 0.00
Mortgage Amount:
188p00_,_00 NYCRed Propetty TransferTagFiling Pee:
TaxableMortnapc Amouttti s
$ U.00
E20lnP.tjgn
940,00 NYSRealEatate Transfer Tast
_TA.XES: Coomy(Busicy 5
_,._Chy.(aggitionalk g 1 1040_ ___ _ $__.._ ______ _ 100
iditional): @. . RECORDED0R FR.,ED IN TER OFFICE.
. . Spec g
1 F THE CITY REGISTER OF THE
TASP 470.31
445.00 _ CITY OF NEW YORK
MT/M. 5
0.00 Recorded/Filed 11-12-2004101
NYCTA: $
Q.00 CityRegisterPileNo.(CRPN):
AdditIonni MRT: is _
2004000700283
TOTAL: ;s d711.00 .._
Re gister Off cialSignature
City
FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020
NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021
Retum To:
CHASE MANSATTAN MORTGAGE CORPORATIOE
1040 ROAD SECTION: 61
CLIVER
ZA 71201 BLOCE: 15933
MONROE,
1/Y2: 50
.
PreparedBy: JUDY TORRES
ATTENTZON: CUSTODY SERVICES
-Impus•4seve TasAuæear assernmenusel
MORTOAGE
WORDS USED OFTEN IN THIS DOCUMENT
"8searilylastrumeet" TitIn whleh ls dated 2004
(A) deemnent, July 30,
Instmment"
togetherwithallRIders to this document,
win be called
the "Beaurity
"Borrower." CELIA A 1500GlRZED
(8) WALEER,
whose address is 151 BEACH 618T STREET, FAR ROCKAWAY, NT 11692
"Bormwer" "I•er"sis."
sometimes win be estled sad ionsetimessingpy
"Leader." JPMORGAN CRASE BANK
(C)
"Londer." Leader a corporationor assaclation
which existsemier the Inws
will be called le of
the State of New York .Iandstsaddress is
C/O Chase Manhattan Mortgage Corporation .
1 CBASN NANRATTAN PLAEA
NEW TORE, N. Y. 10018
gamr ytnu:•mngiepear -mumtennsawess nes ummaus ogsmugsmur mmunagas tes
PAgeaupW
WAPRAORrSAMPUME•mAAlgBt435s
FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020
NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021
(D) "Note."The by Bommeer
note signed and dated July 30, 2004 , elHbe eaned
"Note." Noss shows that I own Lander
the the
One Eundred Eighty-Bight Thousand, and 00 /100
Delters (U.S. 188, 000. 00 ) plus imment
5,
and otheremounts that maybe payable.I have pmmisedto pay dds debt in Periodic
Paymems ang to pay
Ibe debt in fbR by
August 1 2034 .
(R)
"Property."The paperty lim't la described
below in the section
titled
"Descriptionof the Pmpany,"
"Property."
willbe caUed the
"Lenn." "Lean"
(P) The mess the debt evidenced by the Note,
ple interen,any prepaymentcharges sad
and all
late sharges due under the Note, sums due under this Seenrity
Instrument,pinsinanust.
Beenrad." The mnounte duaribedhelow in the section titled
"Sormwer's Transfbrto Londer
of
(G) "Same
Pmpany" Seenrod."
Rightsin the sometimes will
be entledto "Sum
"Riders."All Ridersattachedto this
SecurityInstmment thatme signedby Borrower will be called
(EE)
" Ri tobe signed asappLleable];
The ibnowing by Botrower[
Agustable Rate Rider Condominium Rider Second IIontoRider
BalloonRider PlannedUnit DevelopmentRhler l-4 FamilyRider
VA Rider Biweeldy Payment Rider Other(s)[epenlfy]
1,aw." All applicable state and local ordhunces
regulations,
statutes,
(1) "Appilenble commlling Ibderal,
and adminletrativerules and onfers (thathave to of
ofBget law) as well so aU applicableAnal,
Law."
judicial
non-appeatable, opinionswin he enned "Applicable
Assessments." All and other
(J) "Community AssociationDues, Fees, and dues,fbes,
abuses thatvs imposed on Bermwer or the Paperty by a -i-I•imn amoolathm, homeownes
secociation organization
or similar will
be called"Community AssoulationDues, Pena, and Apmennents
Transfer." 'hansfbr" transfbrof otherthan
Panda Pynds
"lileetmnic means any money,
(IC) "Electrenle
or simnerpaper whleh
lostrument, is initiated
tluough an electronic
terminal,telephenic
by cheek,draft,
or magnettotape so as so ader,
inmuct, or authorise lastitution
a finanetal to debit
Instrarment, computer,
an secount.
credit Some common examplesof m Blactmnic PhrulsTransibrare point-oitsele
tressibre
or
debit automated
card is used at a membant), tener ei••t•E•a
(orATM)
(where a end such as an asset or
mansibrsinitInted wim clearingbome
transfers, and automated transfers.
transactions, by telephone, Items."
" zserewitems."These be outled "Escrow
items that are deserlbed in Section 3 will
(I.) Proceeds" means
Pseceeds.""MisseHeneous •rnir••rnhawed of
(M) "MisseHaneous any eompensation,
third (othertlanInsurance
Pmseeds, as deRned in,and paidunder
damages, or pmeeeds paidby any party
5) ibr:
in Section
the ouverage described of, (11) Condonmation
the Property;
(1) damage to, or destruction
eonveyance inllenofCo-A==•elan or sale to avoid
of
or other taking allor anyput of thePaperty; (111)
or misrepresentations
of, or omissionsas ten thevalue and/or conditionof the
Condemnation; (lv)
of me governmentalauthorityby eminent domain In1mown as
Propaty. A taking Propertyby any
"Condsamation."
Insurance." Insurance"means insmance Lender againstthe
(N) "Mortgage "Mortgage patesting
nonpayment of,ordefbutton,theLoan.
Payment" The sobeduledamount due ibr(1) principal
and interest
under the
(0) "Perledge regularly
Psyment"
and amountsunder section3 be
will on1led"Pieriodle
Note, (ii)
any
"RESPA." "RESPA" means the RealEstatugettlementPseednes Act (12 U.S.C. Section2601 et
(P)
and its Regp1stionX (24 C.P.R. Part3500), as theyndghtbe spended
seq.) implementingregulation,
to or •&Heina•1or ortegulation
suesessor legislation thatgovems the amo migest
Rentthne time, any
"RESPA" refbestoallsquirements and restriotions
Ibntare
tratler.
As used inthisSeemity Instrument,
loan" as a "thdemany
even If the TAan does not quality
imposed in regedto a "federaHyrelated
mortgage
loan"under RESPA.
mostgage
related
FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020
NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021
BOIUl0WER'S 'iltANSFER TO LENDER OF RIGHTS IN THE FROPERTT
I morgage,grantand convey the 1%opesty to Imuler
subject to the tons
ofthisSecurity(pstrument.
This means tbst,by signing Ads Security Instrument,I epi giving Lander those rights tlstare
statedin els Seemny Iparesnentand alsothose that AppUsele
rights law gives tolenderswho hold
inortgageson realproperty.Ism givingLonder thesr to
rights pmtect Jander Sam possiblelosses that
might russlt
ifIhil to:
the smountsthatI owe Iander as stated In the Note but
inclusling, not limitedtes all
(A) Pay sit renewsh,
extensionsad modifloationsof the Note;
(B)Psy, with interest,
any smounts timtLander spends under this
SecorityInstnnmentto protect
the value
and Leader's
of the Property rights sad
in the Paperty;
(C)Keep allof my otherpromises sad agreements Instrument
under this Security sad the Note.
DESCRIPTION OF THE PROPERTY
IAnder
I give tightsin the Property tluough
described in (A) (0) below:
(A)The Propertywhich st
is located
151 BEACH 61ST STREBT glaseg
FAR ROCK&WAY 1C.r, Townw Vlgagal
, NewYork 11692 (3ip cade).
This h in QUEENS County. Ithas thelbllowinglegal
Property
descripdom
See Attached Legal De scription
mortg.ged herein was conveyed tom. by deed delivued on the date hereof and
The re.1properly
intendedto be recorded simultaneously with thismorgsge.
All buildingsand etherimprovements abst are toested on the Paperty
describedinsuhnection(A) of
(B)
this section;
rigban in
other thatI havem owner ofthe Propertydescribedin subsection
(A) of ibis
(C) AN paperty Property;"
These
seetlan. rightsareknown as %=••• and sppurtenances
sitsehedtothe
(D) AR rights lies in the streets or roads
have in the land wbleh
that I in Gentof,or next to,
the Property
describedin subsection
(A)of eds section;
AllExanes thatare now or in the future
will described
he on the Property in subsections
(A)end (B)
(B)
of this section;
Allofthe rights dmoribed
sad property through
in subsections (B) (B) ofthissectionthatt sequire in
(F)
the Atare;and
AR replacementsofor additions described in subsections
to the Property (B)through(F) of this
section
(0)
and sil Insunmee
Proceeds sad all
fhe tons or damage to, Proceeds
idiscellaneous ef to Piogerlydescribed
in·eubsections
(A)stuough seedon.
(F) of this
FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020
NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021
. .
SCHEDULE A To that consin mongue dated JULY 30, 2004 given by CEIJA A. WALKER to
JPMOROAN CHASB BANK.
ALL that certain plot, piece or parcel of land, situate, lying and being In the Fifth
Word, Borough and County of Queens,'City shd State of New Yodt, bounded
and descdbed as follows:
BEGINNING at a point on the westody side of Beach 61st Stnset (80 feet wide)
distant 78.28 feet southedy from the comer formed by the intersection of the
southedy aide of Larkin Avenue (50 feet wide) and the westerly side of Beach
61st Street;
RUNNING THENCE westody at right angles to the weetedy side of Beach 61st
Street and part of the distance through a party wall,96 feet;
THENCE southedy parallelwith the westedy side of Beach 61st Street, 24 feet;
THENCE and again at dght angles to the westedy side of Beach 61st ..
easterly
Stmet,,a distance of 96 feet to the westedy side of Beach 61st Strest;
THENCE northedy along the westerly side of Beach 61st Street, 24 feetto the
point or place of BEGINNING.
FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020
NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021
. .
BOIUtSWER'5 RIGHT TO MORTGAGE THE PROPERTY AND BOIntOWER'8 OBLIGATION
TO DEFEND OWNEItSHIP OF THE PROPERTY
I pmmise that (A) own
I lawfbily the Paperty:(B)I beve the right
tomortgage, goat end convey
the Pmpany to Lander;sad (C)thus are nooummsunng elaimsorchargesagainstOtePaperty, exceptIbr
tbpus wblehme of publiereemd.
( give of title
a general warranty 'Itis
to Lander. mess thatI will sesponsible
be fbily fbe any losses
whieb Leader sufIbtsbecause someoneother has some of
than enself the rightsinthe PtopertywhisliI
promiss thatIbeve. I promise
thatI willdethod my owneralipofthe Propaty against
any claimsof such
rights.
PIAIN LANGUAGE SECU1UTY INSTRUMENT
Tida Instranent continspnumises ad are used
agpeements that Inrealpmpeny security
Security
instruness alloverthecountry.Italsoennaina other
promises andagreemen9tbat vary in difIbrent
pus
language."
of the country.
My promisesand agreemens me stated in "ptain
COVENANTS
I promisemul I agree with
Leader as fbtloast
L Berrower's Promise toPay. I willpay toLeader on time and
principal interest
due umler the
Note end eny psepayment,late eiturges sad other I will
amounts due under the Note. also pay at
anunmts
IbrEscrow Items under Section3ofthis SeemityInstranent.
Psymems due underthe Noteand tids Instrument
Security shall be made in U.S.
commay. Ifany of
payments cheek orotherpayment intrument isretumed toLester unpaid,1.mndermay vegeks my
my by
payment be made byt cash: caler,(c)certified
cheek,bank sheek, sheek
treasurer's or
(a) (b)money
cashier's drawn upon an whosa
institution depositsarelanned by afbdoml agency,instrumentality,
check,
or enthy; Punds Tsanslbr.
or (d) Electmnio
Paymmas are deemed received landerwhen resolveda thelocationrequiredinhe Note, orat
by
toontiondesignated Leaderunder Section15 of this
SecurkyInstrument.Lesler Inayunman or
another by
accept any paymentor pardalpaymentif an summt
it In Ibr amana
that is lem than as thatis then due. If
scceptsa loser Lander ndhse to necept a lesser
paynumt thatI may make inthe
lander piquent, may
wolve ofIts Landar
rights. isnotobligatedtoapplysuch lesserpaymems when it
fbtureand does not eny
If neemes as if all
immrest on principal PeriodioPaymentsbad been paid whendue,
séeepts such payments,
on unoppiled
need not pay interest fbnds. asch mispplied
I.mnder may held fbmisuntilI make
then Lander
payrnontsto bringthe Loancunent.IfI do not do so within of time,
a reasonshle period LonderwiR either
or retanthem to me. In thmis
any unapplied
the event of hreolesme, willlpe spplied
to
apply such thnds
balance
principal immediatelypriorto fbuselonse.
No or elaim
offset which I mighthave
the outstanding
or inthe futureagainstLeaderwill me tom
relieve maldng paymems due under the Noteand this
now
Instrument or allof otherpromises usul agreements securedby thisSecurity
Securky keeping my
Instrument
Appllsaden of Barrower's Paymaents and Insuraate Presends.Unless Applicable1,aw orthin
L
Scotlan2 requirea Londer willspplyeach of my paymentsthatLonder accepain the Ibnowing
otherwise,
order:
to pay
Pirst, inemest due ander
the Note;
Next,to pay due under the None; and
principal
to pay the amountsdue IAnderunder 3 of this
Section SecurityInstrument.
Next,
win Peymat
be sppHed to each Periodic in wbloh
in the onfer h beesme due.
Such paymats
Any nanalning anments a
wUI be applied ibikes:
any late clerget
Pirat, to pay
Next,to pay any other emounsdue mulerthis Seendly and
Instrument;
Next,to redmos the principal
hshmee ofthe Note.
s•ues ara Fann sess got
Y) tenan
FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020
NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021
IfLeader aceivesa paymet fam me ibra late Periodio
Psyment which includesa sufflogent
amount
charge
to pay any Isto des,thepayment may he sppliedtotheIntePeriodic
Payment sad the late chage.
If
mom than one PeriodfePsymat is due,
Iander may spply any payment ressivedtom me: Phut,to the
repayment ofthe PeriodicPaymem thatme due if,and to the essent the,
each payment can be paidin
Ibil:Next,to theextentthatany excess ster
exists thepaymein Issppiledto thethilpayment of one or
more PeriodiePayments, to any late obsuges due.
such excess may be spplied
prepsyments win be sppliedas lbllows:
First,toany prepayment chargestad Next, as
Vobmtay
describedin the Note.
. of
spplication psynumtu,Inumance Proceeds,or Miscellaneous
Proceeds toprincipaldue under
Any
the Notewillnot extendor postponethe due duts of the Periodin
Payments orchange the smountof lbgne
payinents.
Pagments
3. hEenthly For Tsues And Insuranes.
(s)Borrower's OhNgations.
1 witpay to Leaderallsmounts necessay to psy assessments, water
ibr times, charges,sewerrents
ad other similarcharges,genund lessebcidpayments or rents(ifsay),hazard or paperly Insumace
coveringthe Property,Rogd inansece (if
spy), and say required
Mortgage or
Insurance, a Loss Reserve
as describedinScedon 10 inthe placeof Mostgage Imurance.Bach PeriodicPsyment w15 include an
Itemswhich arecalled"Esomw Items:"
smount to hesppliedtonard payment ofthefollowing
'llietaxes,ussessments, water sewer
charges, rents and odger similar
charges,on thePaperly which
(1)
under ApplicableLaw be superior
to this
SecurityInstrumentasa Lism on lbsProperty.Any claim,
may
demand or charge is made against property
that bus not been f btlllied
because an obligation is Immensu a
"Lion;"
(2)'Iheleaseholdpayments or gmund (If
rents on the Propaty any);
premium f br any and all
insurance Londer under
sequired by Section5 of this
SecurhyInstnument;
(3) The
premium IbrMortgage Inarance(ifany);
(4) The
smount m pay Lander
I may be regulped under Section16 of this
SecurityInstrumentinsteadof the
(5) The
payment f
of the premiernbrMortgage Insmance (if und
any);
required the amountibrsay Commanky Dues, Poss, sad Assessments.
Association
(6) If by Leader,
the Note,
Af ter signing orst time duringitsterm,Leader these amounts
nasy include as Buemw
any
payment I willmake ibrEsomw Items win be hosed on Lander'sesthnstoof the
Items. The monthly
annant amount reqn tred.
I win su ofthese smountsto Landerunlem Lander tells
me, that 1 do not
in writing, have to do
pay
unless AppileshlcLaw otherwise.
requires I willmake themepayments on the same day thatmy
so, or
PgriodioPsyments of principal are due under the Note,
and interest
amounts that I to Leader Ibrliscrow Itemsunder thisSection3 wBI be entled"Esorow
The pay
Punds." I will Leader theEsomw Punds IbrBacmw Items unicus Leader
waives my obligadonm pay
pay
Punds f br any or sB Escrow
Preview
FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020 NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021 EXHIBIT C FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020 NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021 NYC DEPARTMENT OF FJNANCE OFFICE OF THE CITY REGISTER Thispagoispartoftheldstrument.ThcCity Registerwillrelyan.theinformnuonprovided byyouonthis forpurpus of lpd6xing thisinstrument fonnadononthispage willcontt91forlpdeodngpurposesintheevent ofanyconnictW1ththorest.ofthedgeument. .d09()0289002001E4DS3 RECORDING AND ENDORSEMENT COVER PAGE PAGE 1 QF 27 Document ID: 2004080900289002 Document DavenfL30-2002 Pmparation Daic:og.09.2004 DQ4tmeratType:MORTQAGE Dtwumerk Fuge count:2t PRnSENTERt RETURN TOt CAPITAL LAND SERVICES LTD CHASB MANHATTAN MORTGAGE 20 RAST SUNRISE HWY CORPORATION SULTE203 1040 OL1VERROAD VALLBY STREAltf, NY 115$1 MONROE,LA 71201 516-223-Q221 BLOCK 1559 LOT30 CAPLS 16187 Q STBWART TITLB ¯¯- PROPERTY DATA Borough iBlock Lot Unit Address QUEBNS 15933 50 EntiteLot 151 BEACH61STREET Type: DWELLING ONLY - 2 FAMILY Property CROS$ REFERENCE DATA CRFN__ or Document lD__ pr ___ Year- Rent - Page- or Pile Number-- PARTIES MORTGAGER/BORROW ER: MORTGAGEE/I,ENDERi WALKER JPMO1tGAN CHASB BANK CELIA A. 1 CHASE MANHATTANPLAZA, C/O CHASE 15111EACN 513T STREST MANIIATTAN MORTGAGE CORPORATION FAR ROCKAWAY, NY 11692 NEW YORK, NY .10018 FEES AND TAXES Recording Fee:$ 167.00 Mortgage le 0003 0 AffldavitFee: S 0.00 Mortgage Amount: 188p00_,_00 NYCRed Propetty TransferTagFiling Pee: TaxableMortnapc Amouttti s $ U.00 E20lnP.tjgn 940,00 NYSRealEatate Transfer Tast _TA.XES: Coomy(Busicy 5 _,._Chy.(aggitionalk g 1 1040_ ___ _ $__.._ ______ _ 100 iditional): @. . RECORDED0R FR.,ED IN TER OFFICE. . . Spec g 1 F THE CITY REGISTER OF THE TASP 470.31 445.00 _ CITY OF NEW YORK MT/M. 5 0.00 Recorded/Filed 11-12-2004101 NYCTA: $ Q.00 CityRegisterPileNo.(CRPN): AdditIonni MRT: is _ 2004000700283 TOTAL: ;s d711.00 .._ Re gister Off cialSignature City FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020 NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021 Retum To: CHASE MANSATTAN MORTGAGE CORPORATIOE 1040 ROAD SECTION: 61 CLIVER ZA 71201 BLOCE: 15933 MONROE, 1/Y2: 50 . PreparedBy: JUDY TORRES ATTENTZON: CUSTODY SERVICES -Impus•4seve TasAuæear assernmenusel MORTOAGE WORDS USED OFTEN IN THIS DOCUMENT "8searilylastrumeet" TitIn whleh ls dated 2004 (A) deemnent, July 30, Instmment" togetherwithallRIders to this document, win be called the "Beaurity "Borrower." CELIA A 1500GlRZED (8) WALEER, whose address is 151 BEACH 618T STREET, FAR ROCKAWAY, NT 11692 "Bormwer" "I•er"sis." sometimes win be estled sad ionsetimessingpy "Leader." JPMORGAN CRASE BANK (C) "Londer." Leader a corporationor assaclation which existsemier the Inws will be called le of the State of New York .Iandstsaddress is C/O Chase Manhattan Mortgage Corporation . 1 CBASN NANRATTAN PLAEA NEW TORE, N. Y. 10018 gamr ytnu:•mngiepear -mumtennsawess nes ummaus ogsmugsmur mmunagas tes PAgeaupW WAPRAORrSAMPUME•mAAlgBt435s FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020 NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021 (D) "Note."The by Bommeer note signed and dated July 30, 2004 , elHbe eaned "Note." Noss shows that I own Lander the the One Eundred Eighty-Bight Thousand, and 00 /100 Delters (U.S. 188, 000. 00 ) plus imment 5, and otheremounts that maybe payable.I have pmmisedto pay dds debt in Periodic Paymems ang to pay Ibe debt in fbR by August 1 2034 . (R) "Property."The paperty lim't la described below in the section titled "Descriptionof the Pmpany," "Property." willbe caUed the "Lenn." "Lean" (P) The mess the debt evidenced by the Note, ple interen,any prepaymentcharges sad and all late sharges due under the Note, sums due under this Seenrity Instrument,pinsinanust. Beenrad." The mnounte duaribedhelow in the section titled "Sormwer's Transfbrto Londer of (G) "Same Pmpany" Seenrod." Rightsin the sometimes will be entledto "Sum "Riders."All Ridersattachedto this SecurityInstmment thatme signedby Borrower will be called (EE) " Ri tobe signed asappLleable]; The ibnowing by Botrower[ Agustable Rate Rider Condominium Rider Second IIontoRider BalloonRider PlannedUnit DevelopmentRhler l-4 FamilyRider VA Rider Biweeldy Payment Rider Other(s)[epenlfy] 1,aw." All applicable state and local ordhunces regulations, statutes, (1) "Appilenble commlling Ibderal, and adminletrativerules and onfers (thathave to of ofBget law) as well so aU applicableAnal, Law." judicial non-appeatable, opinionswin he enned "Applicable Assessments." All and other (J) "Community AssociationDues, Fees, and dues,fbes, abuses thatvs imposed on Bermwer or the Paperty by a -i-I•imn amoolathm, homeownes secociation organization or similar will be called"Community AssoulationDues, Pena, and Apmennents Transfer." 'hansfbr" transfbrof otherthan Panda Pynds "lileetmnic means any money, (IC) "Electrenle or simnerpaper whleh lostrument, is initiated tluough an electronic terminal,telephenic by cheek,draft, or magnettotape so as so ader, inmuct, or authorise lastitution a finanetal to debit Instrarment, computer, an secount. credit Some common examplesof m Blactmnic PhrulsTransibrare point-oitsele tressibre or debit automated card is used at a membant), tener ei••t•E•a (orATM) (where a end such as an asset or mansibrsinitInted wim clearingbome transfers, and automated transfers. transactions, by telephone, Items." " zserewitems."These be outled "Escrow items that are deserlbed in Section 3 will (I.) Proceeds" means Pseceeds.""MisseHeneous •rnir••rnhawed of (M) "MisseHaneous any eompensation, third (othertlanInsurance Pmseeds, as deRned in,and paidunder damages, or pmeeeds paidby any party 5) ibr: in Section the ouverage described of, (11) Condonmation the Property; (1) damage to, or destruction eonveyance inllenofCo-A==•elan or sale to avoid of or other taking allor anyput of thePaperty; (111) or misrepresentations of, or omissionsas ten thevalue and/or conditionof the Condemnation; (lv) of me governmentalauthorityby eminent domain In1mown as Propaty. A taking Propertyby any "Condsamation." Insurance." Insurance"means insmance Lender againstthe (N) "Mortgage "Mortgage patesting nonpayment of,ordefbutton,theLoan. Payment" The sobeduledamount due ibr(1) principal and interest under the (0) "Perledge regularly Psyment" and amountsunder section3 be will on1led"Pieriodle Note, (ii) any "RESPA." "RESPA" means the RealEstatugettlementPseednes Act (12 U.S.C. Section2601 et (P) and its Regp1stionX (24 C.P.R. Part3500), as theyndghtbe spended seq.) implementingregulation, to or •&Heina•1or ortegulation suesessor legislation thatgovems the amo migest Rentthne time, any "RESPA" refbestoallsquirements and restriotions Ibntare tratler. As used inthisSeemity Instrument, loan" as a "thdemany even If the TAan does not quality imposed in regedto a "federaHyrelated mortgage loan"under RESPA. mostgage related FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020 NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021 BOIUl0WER'S 'iltANSFER TO LENDER OF RIGHTS IN THE FROPERTT I morgage,grantand convey the 1%opesty to Imuler subject to the tons ofthisSecurity(pstrument. This means tbst,by signing Ads Security Instrument,I epi giving Lander those rights tlstare statedin els Seemny Iparesnentand alsothose that AppUsele rights law gives tolenderswho hold inortgageson realproperty.Ism givingLonder thesr to rights pmtect Jander Sam possiblelosses that might russlt ifIhil to: the smountsthatI owe Iander as stated In the Note but inclusling, not limitedtes all (A) Pay sit renewsh, extensionsad modifloationsof the Note; (B)Psy, with interest, any smounts timtLander spends under this SecorityInstnnmentto protect the value and Leader's of the Property rights sad in the Paperty; (C)Keep allof my otherpromises sad agreements Instrument under this Security sad the Note. DESCRIPTION OF THE PROPERTY IAnder I give tightsin the Property tluough described in (A) (0) below: (A)The Propertywhich st is located 151 BEACH 61ST STREBT glaseg FAR ROCK&WAY 1C.r, Townw Vlgagal , NewYork 11692 (3ip cade). This h in QUEENS County. Ithas thelbllowinglegal Property descripdom See Attached Legal De scription mortg.ged herein was conveyed tom. by deed delivued on the date hereof and The re.1properly intendedto be recorded simultaneously with thismorgsge. All buildingsand etherimprovements abst are toested on the Paperty describedinsuhnection(A) of (B) this section; rigban in other thatI havem owner ofthe Propertydescribedin subsection (A) of ibis (C) AN paperty Property;" These seetlan. rightsareknown as %=••• and sppurtenances sitsehedtothe (D) AR rights lies in the streets or roads have in the land wbleh that I in Gentof,or next to, the Property describedin subsection (A)of eds section; AllExanes thatare now or in the future will described he on the Property in subsections (A)end (B) (B) of this section; Allofthe rights dmoribed sad property through in subsections (B) (B) ofthissectionthatt sequire in (F) the Atare;and AR replacementsofor additions described in subsections to the Property (B)through(F) of this section (0) and sil Insunmee Proceeds sad all fhe tons or damage to, Proceeds idiscellaneous ef to Piogerlydescribed in·eubsections (A)stuough seedon. (F) of this FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020 NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021 . . SCHEDULE A To that consin mongue dated JULY 30, 2004 given by CEIJA A. WALKER to JPMOROAN CHASB BANK. ALL that certain plot, piece or parcel of land, situate, lying and being In the Fifth Word, Borough and County of Queens,'City shd State of New Yodt, bounded and descdbed as follows: BEGINNING at a point on the westody side of Beach 61st Stnset (80 feet wide) distant 78.28 feet southedy from the comer formed by the intersection of the southedy aide of Larkin Avenue (50 feet wide) and the westerly side of Beach 61st Street; RUNNING THENCE westody at right angles to the weetedy side of Beach 61st Street and part of the distance through a party wall,96 feet; THENCE southedy parallelwith the westedy side of Beach 61st Street, 24 feet; THENCE and again at dght angles to the westedy side of Beach 61st .. easterly Stmet,,a distance of 96 feet to the westedy side of Beach 61st Strest; THENCE northedy along the westerly side of Beach 61st Street, 24 feetto the point or place of BEGINNING. FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020 NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021 . . BOIUtSWER'5 RIGHT TO MORTGAGE THE PROPERTY AND BOIntOWER'8 OBLIGATION TO DEFEND OWNEItSHIP OF THE PROPERTY I pmmise that (A) own I lawfbily the Paperty:(B)I beve the right tomortgage, goat end convey the Pmpany to Lander;sad (C)thus are nooummsunng elaimsorchargesagainstOtePaperty, exceptIbr tbpus wblehme of publiereemd. ( give of title a general warranty 'Itis to Lander. mess thatI will sesponsible be fbily fbe any losses whieb Leader sufIbtsbecause someoneother has some of than enself the rightsinthe PtopertywhisliI promiss thatIbeve. I promise thatI willdethod my owneralipofthe Propaty against any claimsof such rights. PIAIN LANGUAGE SECU1UTY INSTRUMENT Tida Instranent continspnumises ad are used agpeements that Inrealpmpeny security Security instruness alloverthecountry.Italsoennaina other promises andagreemen9tbat vary in difIbrent pus language." of the country. My promisesand agreemens me stated in "ptain COVENANTS I promisemul I agree with Leader as fbtloast L Berrower's Promise toPay. I willpay toLeader on time and principal interest due umler the Note end eny psepayment,late eiturges sad other I will amounts due under the Note. also pay at anunmts IbrEscrow Items under Section3ofthis SeemityInstranent. Psymems due underthe Noteand tids Instrument Security shall be made in U.S. commay. Ifany of payments cheek orotherpayment intrument isretumed toLester unpaid,1.mndermay vegeks my my by payment be made byt cash: caler,(c)certified cheek,bank sheek, sheek treasurer's or (a) (b)money cashier's drawn upon an whosa institution depositsarelanned by afbdoml agency,instrumentality, check, or enthy; Punds Tsanslbr. or (d) Electmnio Paymmas are deemed received landerwhen resolveda thelocationrequiredinhe Note, orat by toontiondesignated Leaderunder Section15 of this SecurkyInstrument.Lesler Inayunman or another by accept any paymentor pardalpaymentif an summt it In Ibr amana that is lem than as thatis then due. If scceptsa loser Lander ndhse to necept a lesser paynumt thatI may make inthe lander piquent, may wolve ofIts Landar rights. isnotobligatedtoapplysuch lesserpaymems when it fbtureand does not eny If neemes as if all immrest on principal PeriodioPaymentsbad been paid whendue, séeepts such payments, on unoppiled need not pay interest fbnds. asch mispplied I.mnder may held fbmisuntilI make then Lander payrnontsto bringthe Loancunent.IfI do not do so within of time, a reasonshle period LonderwiR either or retanthem to me. In thmis any unapplied the event of hreolesme, willlpe spplied to apply such thnds balance principal immediatelypriorto fbuselonse. No or elaim offset which I mighthave the outstanding or inthe futureagainstLeaderwill me tom relieve maldng paymems due under the Noteand this now Instrument or allof otherpromises usul agreements securedby thisSecurity Securky keeping my Instrument Appllsaden of Barrower's Paymaents and Insuraate Presends.Unless Applicable1,aw orthin L Scotlan2 requirea Londer willspplyeach of my paymentsthatLonder accepain the Ibnowing otherwise, order: to pay Pirst, inemest due ander the Note; Next,to pay due under the None; and principal to pay the amountsdue IAnderunder 3 of this Section SecurityInstrument. Next, win Peymat be sppHed to each Periodic in wbloh in the onfer h beesme due. Such paymats Any nanalning anments a wUI be applied ibikes: any late clerget Pirat, to pay Next,to pay any other emounsdue mulerthis Seendly and Instrument; Next,to redmos the principal hshmee ofthe Note. s•ues ara Fann sess got Y) tenan FILED: QUEENS COUNTY CLERK 11/09/2021 12:32 PM INDEX NO. 701321/2020 NYSCEF DOC. NO. 31 RECEIVED NYSCEF: 11/09/2021 IfLeader aceivesa paymet fam me ibra late Periodio Psyment which includesa sufflogent amount charge to pay any Isto des,thepayment may he sppliedtotheIntePeriodic Payment sad the late chage. If mom than one PeriodfePsymat is due, Iander may spply any payment ressivedtom me: Phut,to the repayment ofthe PeriodicPaymem thatme due if,and to the essent the, each payment can be paidin Ibil:Next,to theextentthatany excess ster exists thepaymein Issppiledto thethilpayment of one or more PeriodiePayments, to any late obsuges due. such excess may be spplied prepsyments win be sppliedas lbllows: First,toany prepayment chargestad Next, as Vobmtay describedin the Note. . of spplication psynumtu,Inumance Proceeds,or Miscellaneous Proceeds toprincipaldue under Any the Notewillnot extendor postponethe due duts of the Periodin Payments orchange the smountof lbgne payinents. Pagments 3. hEenthly For Tsues And Insuranes. (s)Borrower's OhNgations. 1 witpay to Leaderallsmounts necessay to psy assessments, water ibr times, charges,sewerrents ad other similarcharges,genund lessebcidpayments or rents(ifsay),hazard or paperly Insumace coveringthe Property,Rogd inansece (if spy), and say required Mortgage or Insurance, a Loss Reserve as describedinScedon 10 inthe placeof Mostgage Imurance.Bach PeriodicPsyment w15 include an Itemswhich arecalled"Esomw Items:" smount to hesppliedtonard payment ofthefollowing 'llietaxes,ussessments, water sewer charges, rents and odger similar charges,on thePaperly which (1) under ApplicableLaw be superior to this SecurityInstrumentasa Lism on lbsProperty.Any claim, may demand or charge is made against property that bus not been f btlllied because an obligation is Immensu a "Lion;" (2)'Iheleaseholdpayments or gmund (If rents on the Propaty any); premium f br any and all insurance Londer under sequired by Section5 of this SecurhyInstnument; (3) The premium IbrMortgage Inarance(ifany); (4) The smount m pay Lander I may be regulped under Section16 of this SecurityInstrumentinsteadof the (5) The payment f of the premiernbrMortgage Insmance (if und any); required the amountibrsay Commanky Dues, Poss, sad Assessments. Association (6) If by Leader, the Note, Af ter signing orst time duringitsterm,Leader these amounts nasy include as Buemw any payment I willmake ibrEsomw Items win be hosed on Lander'sesthnstoof the Items. The monthly annant amount reqn tred. I win su ofthese smountsto Landerunlem Lander tells me, that 1 do not in writing, have to do pay unless AppileshlcLaw otherwise. requires I willmake themepayments on the same day thatmy so, or PgriodioPsyments of principal are due under the Note, and interest amounts that I to Leader Ibrliscrow Itemsunder thisSection3 wBI be entled"Esorow The pay Punds." I will Leader theEsomw Punds IbrBacmw Items unicus Leader waives my obligadonm pay pay Punds f br any or sB Escrow