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DOCKET NO.: LLI-CV-14-6009873-S : SUPERIOR COURT
BANK OF AMERICA, N.A. : JUDICIAL DISTRICT OF
: LITCHFIELD
Vv. : AT LITCHFIELD
MICHAEL P COLANGELO, ET AL. : OCTOBER, an , 2014
MORTGAGEE'S AFFIDAVIT OF COMPLIANCE WITH THE EMERGENCY MORTGAGE
ASSISTANCE PROGRAM
Personally appeared, JENNIFER M. JASON o¢ the City of Hartford, County of Hartford and State of
Connecticut, who, being duly sworn, does make affidavit and say:
1. That he/she is over eighteen years of age and believes in the obligations of an oath;
2. That he/she is an Attorney employed by Hunt Leibert Jacobson, P.C., counsel for the Plaintiff in the
above-captioned matter;
3. That this affidavit relates to Plaintiff's compliance with the terms of the Emergency Mortgage
Assistance Program, C.G.S. sections 8-265aa et seq., as amended by P.A. 12-1 (the "Act").
4. That the plaintiff is a "mortgagee" as defined in Section 8-265ce of the Act;
5. That the plaintiff has fully complied with the requirements of subsection (a) of C.G.S. section
8-265ee of the Act by mailing to MICHAEL P COLANGELO and DAWN L COLANGELO, the
mortgagor(s) on March 22, 2013, at 32 Falcon Ridge Road, Torrington, CT 06790 by registered or certified
mail a notice (the "Notice") containing all of the information required by that subsection. A copy of the
Notice is affixed hereto, marked Exhibit "A";
HUNT LEIBERT JACOBSON, P.C, @ ATTORNEYS AT LAW
50 WESTON STREET @ HARTFORD, CONNECTICUT 06120 e (860) 808-0606 e JURIS NO, 1015896. That more than sixty days have passed since the date the Notice was mailed, and the mortgagor has
failed to request a face-to-face meeting or telephone conference with the plaintiff or, to the best of the affiant's
information, a face-to-face meeting with a consumer credit counseling agency, to attempt to resolve the
delinquency or default by restructuring the loan payment schedule.
Dated at Hartford, Connecticut on October ay » 2014
Di i A
JENNIFER WY JASON
Attomey for the Plaintiff/A ffiant
Subscribed and sworn to before me " i
this. day of October, 2014, ‘
a
Kristy Pierce
NOTARY PUBLIC
My Commission Expires: April 30, 2018
PURSUANT TO FEDERAL LAW, THIS LAW FIRM IS A DEBT COLLECTOR.
WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE, HOWEVER, IF YOU ARE
IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS
DEBT, THIS COMMUNICATION IS NOT AN ATTEMPT TO COLLECT THE
DEBT AGAINST YOU PERSONALLY, BUT IS NOTICE OF A POSSIBLE
ENFORCEMENT OF THE LIEN AGAINST THE COLLATERAL PROPERTY.
291260
HUNT LEIBERT JACOBSON, RC. e ATTORNEYS AT LAW
50 WESTON STREET ® HARTFORD, CONNECTICUT 06120 © (660) 808-0606 @ JURISNO. 1015897126 9006 9296 6127 2439
. C3_6499 CTEMP6OH 15808 01/09/2018
Bankof America
a
Home Loans
PO Box 8170
Simi Valley, CA 93062-5170
Notice Date: 03/22/2013
Account No.: / YY
MICHAEL P & DAWN LCOLANGELO “
32 FALCON RIDGE RO Property Address:
TORRINGTON, CT 06790 32 FALCON RIDGE RD
TORRINGTON, CT 08790
IMPORTANT MESSAGE FOR OWNER OCCUPIED RESIDENCES ONLY
THIS NOTICE AND THE PROGRAMS DESCRIBED HEREIN ARE APPLICABLE ONLY IF THE
PROPERTY SECURING YOUR LOAN SERVES AS YOUR PRIMARY RESIDENCE.
BANK OF AMERICA, N.A. SERVICES THE ABOVE REFERENCED LOAN ON BEHALF OF
THE HOLDER OF THE PROMISSORY NOTE (THE “NOTEHOLDER"). YOUR LOAN IS MORE
THAN 60 DAYS PAST DUE. THE TOTAL AMOUNT DUE TO CURE THE LOAN AS OF
TODAY'S DATE IS $15492.53. PLEASE CONTACT THE LOAN COUNSELING CENTER AT
1-800-669-6607 TO VERIFY THE AMOUNT NECESSARY TO CURE THE DEFAULT AND
BRING YOUR LOAN CURRENT.
You may be eligible for emergency mortgage assistance payments under the Emergency
Mortgage Assistance Program (“EMAP”) pursuant to Connecticut General Statutes Sections
8-265cc through 8-265kk. The Connecticut Housing Finance Authority (the “Authority”) is
currenily accepting applications for emergency assistance payments under the EMAP Program.
You have 60 days frorn the date of this notice to:
»* Have a face-to-face meeting or a telephone conference or other conference acceptable
to the Authority witn Bank of America, N.A. or a face-to-face meeting with one of the
Authority’s designated consumer credit counseling agencies (see attached list of
agencies) to attempt to reach an agreement to resolve the delinquency or default by
restructuring the loan payment schedule or otherwise; AND
Contact the Authority at the address and phone number contained in this notice to obtain
information and apply for Emergency Mortgage Assistance payments if you are unable to
resalve the mortgage delinquency or default.
The contact information for the Authority is
Connecticut Housing Finance Authority
Phone:
(877) 571-2432 or (860) 571-3500Mailing Address:
Connecticut Housing Finance Authority
Aitn: CHFA Call Center
999 West Street
Rocky Hill, Connecticut 06067
Under EMAP, foreciosure may not be commenced before this notice is mailed to you.
Also, a foreclosure judgment cannot be entered during the period which begins the day
you become eligible to apply for emergency mortgage assistance and ends when (i) you
and the mortgagee reach an agreement to resolve the delinquency or default; or (ii) the
Authority reaches a determination regarding your application for emergency mortgage
assistance, or thirty calendar days after the Authority receives your application,
whichever is sooner.
If you do not meet or have a telephone conference with us or with a designated
consumer credit counseling agency as set out above, or if you do not comply with the
terms of any agreement to resolve the delinquency or default, or if you do not contact the
Authority and apply for emergency mortgage assistance within thirty (30) days of any
default in payment under an agreement to resolve the delinquency or default, (1) you will
not be eligible to apply for, or to receive, emergency mortgage assistance payments, and
(i) foreclosure of your mortgage may continue without further restriction or requirement.
An application for emergency mortgage assistance does not preciude you from applying
for mediation through the court.
You may aiso caill us directly at 1-800-669-6607 to discuss possible options. We look
forward to working with you to determine the right solution for your situation.
A list of approved counseling agencies is enclosed.Approved CHFA/HUD Credit Counseling Agencies
Neighborhood Housing Services of New Britain Housing Education Resource Center
223 Broad Street
New Britain, CT 06053
(860) 224-2433
Catholic Charities, Diocese of Norwich
331 Main Street
Norwich, CT 08360
(860) 889-8346 ext. 271
Community Renewal Tearn (CRT)
555 Windsor Street
Hartford, CT 06120
(860) 580-5800
Co-opportunity Inc.
20-28 Sargeant Street
Hartford, CT 06105
860-236-3617 ext.100
Greater New Haven Community Loan Fund
17% Orange Street
New Haven, CT 06510
(203) 624-7406 ext. 130
Housing Development Fund
Bridgeport and Danbury
8 West Street
Suite 202-204
Danbury, CT 06810
(203) 969-1830 ext. 27
901 Wethersfield Avenue
Hartford, CT 06414
860-296-4242 ext. 107
Mission of Peace, Bridgeport
4270 Main Sireet
Suite 303
Bridgeport, CT 06606
203-366-4180
Neighborhood Housing Services of New Haven
333 Sherman Ave
New Haven, CT 065114
203-777-6925 ext. 26
Neighborhood Housing Services of Waterbury
161 N Main St
Waterbury, CT 06702
203-753-1896 ext, 9
Urban League of Greater Hartford
4140 Woodland St.
HARTFORD, CT 06105
860-527-0147 ext. 281
Urban League of Southern Connecticut
Stamford
46 Atlantic Street
Stamford, CT 06901
(860) 236-3617 ext.100Rav. 9/12
IMPORTANT DISCLOSURES
Bank of America, N.A., ihe servicer of your home loan, is required by law to inform you that this
communication is from a debt collector.
If you are currently in a bankruptcy proceeding, or have previously obtained a discharge of this
debt under applicable bankruptcy law, this notice is for information only and is not an attempt to
collect the debt, a demand for payment, or an attempt to impose personal liability for that debt.
You are not obligated to discuss your home loan with us or enter into a loan modification or other
loan-assistance program. You should consult with your bankruptcy attorney or other advisor
about your legal rights and options.
MILITARY PERSONNEL/SERVICEMEMBERS: If you or your spouse is a member of the
military, please contact us immediately. The federal Servicemembers Civil Relief Act and
comparable state laws afford significant protections and benefits to eligible military service
personnel, including protections from foreclosure as well as interest rate relief. For additional
information and to determine eligibility please contact our Military Assistance Team toll free at
1.877.430.5434. If you are calling from outside the U.S. please contact us at 1.817.685.6491.
DIVULGACIONES JMPORTANTES
Bank of America, N.A., el administrador de su préstamo para vivienda esta obligado por ley a
informarie a usted que esta comunicacién proviene de un cobrador de deudas,
Si usted se encuentra actualmente en un procedimiente de quiebra, o ha obtenido previamente
una exoneracion de esta deuda bajo la ley aplicable sobre quiebra, este no es un intento de
recaudacién, una dernanda de pago o un intent de imponer una responsabilidad personal por
esa deuda. Usted no esta obligado(a) a hablar de su préstamo para vivienda con nosotros ni a
participar en un programa de modificacion de préstamos u otro programa de asistencia para
préstamos. Usted debe consultar con su abogado especializado en quiebras u otro asesor
acerca de sus opciones y derechos legales.
PERSONAL MILITAR/ MIEMBROS DE LAS FUERZAS ARMADAS: Si usted o su cényuge es un
miembro de! servicio militar, por favor comuniquese con nosotros inmediaiamente, La Ley
federal de Ayuda Civil para Miembros de las Fuerzas Armadas y las leyes esiatales
comparables otorgan protecciones y beneficios significativos al personal del servicio militar que
califique, incluyendo protecciones contra la eiecucién hipotecaria as{ como también ayuda en la
tasa de interés. Para obtener mas informacién y determinar su calificacién por favor llame sin
costo a nuestro Equipo de Asistencia para el Servicio Militar al 1.877.430.5434. Si usted llama
desde fuera de los Estados Unidos por favor comuniquese con nosotros al 1.817.685.6491.
Preview
DOCKET NO.: LLI-CV-14-6009873-S : SUPERIOR COURT BANK OF AMERICA, N.A. : JUDICIAL DISTRICT OF : LITCHFIELD Vv. : AT LITCHFIELD MICHAEL P COLANGELO, ET AL. : OCTOBER, an , 2014 MORTGAGEE'S AFFIDAVIT OF COMPLIANCE WITH THE EMERGENCY MORTGAGE ASSISTANCE PROGRAM Personally appeared, JENNIFER M. JASON o¢ the City of Hartford, County of Hartford and State of Connecticut, who, being duly sworn, does make affidavit and say: 1. That he/she is over eighteen years of age and believes in the obligations of an oath; 2. That he/she is an Attorney employed by Hunt Leibert Jacobson, P.C., counsel for the Plaintiff in the above-captioned matter; 3. That this affidavit relates to Plaintiff's compliance with the terms of the Emergency Mortgage Assistance Program, C.G.S. sections 8-265aa et seq., as amended by P.A. 12-1 (the "Act"). 4. That the plaintiff is a "mortgagee" as defined in Section 8-265ce of the Act; 5. That the plaintiff has fully complied with the requirements of subsection (a) of C.G.S. section 8-265ee of the Act by mailing to MICHAEL P COLANGELO and DAWN L COLANGELO, the mortgagor(s) on March 22, 2013, at 32 Falcon Ridge Road, Torrington, CT 06790 by registered or certified mail a notice (the "Notice") containing all of the information required by that subsection. A copy of the Notice is affixed hereto, marked Exhibit "A"; HUNT LEIBERT JACOBSON, P.C, @ ATTORNEYS AT LAW 50 WESTON STREET @ HARTFORD, CONNECTICUT 06120 e (860) 808-0606 e JURIS NO, 1015896. That more than sixty days have passed since the date the Notice was mailed, and the mortgagor has failed to request a face-to-face meeting or telephone conference with the plaintiff or, to the best of the affiant's information, a face-to-face meeting with a consumer credit counseling agency, to attempt to resolve the delinquency or default by restructuring the loan payment schedule. Dated at Hartford, Connecticut on October ay » 2014 Di i A JENNIFER WY JASON Attomey for the Plaintiff/A ffiant Subscribed and sworn to before me " i this. day of October, 2014, ‘ a Kristy Pierce NOTARY PUBLIC My Commission Expires: April 30, 2018 PURSUANT TO FEDERAL LAW, THIS LAW FIRM IS A DEBT COLLECTOR. WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, THIS COMMUNICATION IS NOT AN ATTEMPT TO COLLECT THE DEBT AGAINST YOU PERSONALLY, BUT IS NOTICE OF A POSSIBLE ENFORCEMENT OF THE LIEN AGAINST THE COLLATERAL PROPERTY. 291260 HUNT LEIBERT JACOBSON, RC. e ATTORNEYS AT LAW 50 WESTON STREET ® HARTFORD, CONNECTICUT 06120 © (660) 808-0606 @ JURISNO. 1015897126 9006 9296 6127 2439 . C3_6499 CTEMP6OH 15808 01/09/2018 Bankof America a Home Loans PO Box 8170 Simi Valley, CA 93062-5170 Notice Date: 03/22/2013 Account No.: / YY MICHAEL P & DAWN LCOLANGELO “ 32 FALCON RIDGE RO Property Address: TORRINGTON, CT 06790 32 FALCON RIDGE RD TORRINGTON, CT 08790 IMPORTANT MESSAGE FOR OWNER OCCUPIED RESIDENCES ONLY THIS NOTICE AND THE PROGRAMS DESCRIBED HEREIN ARE APPLICABLE ONLY IF THE PROPERTY SECURING YOUR LOAN SERVES AS YOUR PRIMARY RESIDENCE. BANK OF AMERICA, N.A. SERVICES THE ABOVE REFERENCED LOAN ON BEHALF OF THE HOLDER OF THE PROMISSORY NOTE (THE “NOTEHOLDER"). YOUR LOAN IS MORE THAN 60 DAYS PAST DUE. THE TOTAL AMOUNT DUE TO CURE THE LOAN AS OF TODAY'S DATE IS $15492.53. PLEASE CONTACT THE LOAN COUNSELING CENTER AT 1-800-669-6607 TO VERIFY THE AMOUNT NECESSARY TO CURE THE DEFAULT AND BRING YOUR LOAN CURRENT. You may be eligible for emergency mortgage assistance payments under the Emergency Mortgage Assistance Program (“EMAP”) pursuant to Connecticut General Statutes Sections 8-265cc through 8-265kk. The Connecticut Housing Finance Authority (the “Authority”) is currenily accepting applications for emergency assistance payments under the EMAP Program. You have 60 days frorn the date of this notice to: »* Have a face-to-face meeting or a telephone conference or other conference acceptable to the Authority witn Bank of America, N.A. or a face-to-face meeting with one of the Authority’s designated consumer credit counseling agencies (see attached list of agencies) to attempt to reach an agreement to resolve the delinquency or default by restructuring the loan payment schedule or otherwise; AND Contact the Authority at the address and phone number contained in this notice to obtain information and apply for Emergency Mortgage Assistance payments if you are unable to resalve the mortgage delinquency or default. The contact information for the Authority is Connecticut Housing Finance Authority Phone: (877) 571-2432 or (860) 571-3500Mailing Address: Connecticut Housing Finance Authority Aitn: CHFA Call Center 999 West Street Rocky Hill, Connecticut 06067 Under EMAP, foreciosure may not be commenced before this notice is mailed to you. Also, a foreclosure judgment cannot be entered during the period which begins the day you become eligible to apply for emergency mortgage assistance and ends when (i) you and the mortgagee reach an agreement to resolve the delinquency or default; or (ii) the Authority reaches a determination regarding your application for emergency mortgage assistance, or thirty calendar days after the Authority receives your application, whichever is sooner. If you do not meet or have a telephone conference with us or with a designated consumer credit counseling agency as set out above, or if you do not comply with the terms of any agreement to resolve the delinquency or default, or if you do not contact the Authority and apply for emergency mortgage assistance within thirty (30) days of any default in payment under an agreement to resolve the delinquency or default, (1) you will not be eligible to apply for, or to receive, emergency mortgage assistance payments, and (i) foreclosure of your mortgage may continue without further restriction or requirement. An application for emergency mortgage assistance does not preciude you from applying for mediation through the court. You may aiso caill us directly at 1-800-669-6607 to discuss possible options. We look forward to working with you to determine the right solution for your situation. A list of approved counseling agencies is enclosed.Approved CHFA/HUD Credit Counseling Agencies Neighborhood Housing Services of New Britain Housing Education Resource Center 223 Broad Street New Britain, CT 06053 (860) 224-2433 Catholic Charities, Diocese of Norwich 331 Main Street Norwich, CT 08360 (860) 889-8346 ext. 271 Community Renewal Tearn (CRT) 555 Windsor Street Hartford, CT 06120 (860) 580-5800 Co-opportunity Inc. 20-28 Sargeant Street Hartford, CT 06105 860-236-3617 ext.100 Greater New Haven Community Loan Fund 17% Orange Street New Haven, CT 06510 (203) 624-7406 ext. 130 Housing Development Fund Bridgeport and Danbury 8 West Street Suite 202-204 Danbury, CT 06810 (203) 969-1830 ext. 27 901 Wethersfield Avenue Hartford, CT 06414 860-296-4242 ext. 107 Mission of Peace, Bridgeport 4270 Main Sireet Suite 303 Bridgeport, CT 06606 203-366-4180 Neighborhood Housing Services of New Haven 333 Sherman Ave New Haven, CT 065114 203-777-6925 ext. 26 Neighborhood Housing Services of Waterbury 161 N Main St Waterbury, CT 06702 203-753-1896 ext, 9 Urban League of Greater Hartford 4140 Woodland St. HARTFORD, CT 06105 860-527-0147 ext. 281 Urban League of Southern Connecticut Stamford 46 Atlantic Street Stamford, CT 06901 (860) 236-3617 ext.100Rav. 9/12 IMPORTANT DISCLOSURES Bank of America, N.A., ihe servicer of your home loan, is required by law to inform you that this communication is from a debt collector. If you are currently in a bankruptcy proceeding, or have previously obtained a discharge of this debt under applicable bankruptcy law, this notice is for information only and is not an attempt to collect the debt, a demand for payment, or an attempt to impose personal liability for that debt. You are not obligated to discuss your home loan with us or enter into a loan modification or other loan-assistance program. You should consult with your bankruptcy attorney or other advisor about your legal rights and options. MILITARY PERSONNEL/SERVICEMEMBERS: If you or your spouse is a member of the military, please contact us immediately. The federal Servicemembers Civil Relief Act and comparable state laws afford significant protections and benefits to eligible military service personnel, including protections from foreclosure as well as interest rate relief. For additional information and to determine eligibility please contact our Military Assistance Team toll free at 1.877.430.5434. If you are calling from outside the U.S. please contact us at 1.817.685.6491. DIVULGACIONES JMPORTANTES Bank of America, N.A., el administrador de su préstamo para vivienda esta obligado por ley a informarie a usted que esta comunicacién proviene de un cobrador de deudas, Si usted se encuentra actualmente en un procedimiente de quiebra, o ha obtenido previamente una exoneracion de esta deuda bajo la ley aplicable sobre quiebra, este no es un intento de recaudacién, una dernanda de pago o un intent de imponer una responsabilidad personal por esa deuda. Usted no esta obligado(a) a hablar de su préstamo para vivienda con nosotros ni a participar en un programa de modificacion de préstamos u otro programa de asistencia para préstamos. Usted debe consultar con su abogado especializado en quiebras u otro asesor acerca de sus opciones y derechos legales. PERSONAL MILITAR/ MIEMBROS DE LAS FUERZAS ARMADAS: Si usted o su cényuge es un miembro de! servicio militar, por favor comuniquese con nosotros inmediaiamente, La Ley federal de Ayuda Civil para Miembros de las Fuerzas Armadas y las leyes esiatales comparables otorgan protecciones y beneficios significativos al personal del servicio militar que califique, incluyendo protecciones contra la eiecucién hipotecaria as{ como también ayuda en la tasa de interés. Para obtener mas informacién y determinar su calificacién por favor llame sin costo a nuestro Equipo de Asistencia para el Servicio Militar al 1.877.430.5434. Si usted llama desde fuera de los Estados Unidos por favor comuniquese con nosotros al 1.817.685.6491.