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DOCKET NO.: LLI-CV-14-6009875-S : SUPERIOR COURT
ONEWEST BANK, FSB : JUDICIAL DISTRICT OF
: LITCHFIELD
Vv. : AT LITCHFIELD
THE WIDOWER, HEIRS AND/OR CREDITORS OF :AUGUST 2Y ,2014
THE ESTATE OF DOROTHY M. SHELTON, ET AL.
UPDATED CALCULATION OF DEBT
The Plaintiff hereby submits an updated calculation of the mortgage debt contained in its Affidavit of
Debt attached hereto:
Total amount shown due on Original Affidavit Of Debt as
of May 26, 2014 $127,983.77
Additional Interest from 5/26/2014 to 9/2/2014
99 days at $4.59 per diem $454.41
Additional MIP from 5/26/2014 to 9/2/2014
99 days at $1.72 per diem $170.28
Total due to September 2, 2014 $128,608.46
The actual debt may include additional advances not included in this update.
foe}
7
Plaintift! 4
AYF
St ROR AA,
50 Weston Street
Hartford, CF 06120
860-808-0606
Its Attorneys
Turis No. 101589
PURSUANT TO FEDERAL LAW, THIS LAW FIRM IS A DEBT COLLECTOR.
WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE
IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS
DEBT, THIS COMMUNICATION IS NOT AN ATTEMPT TO COLLECT THE
DEBT AGAINST YOU PERSONALLY, BUT IS NOTICE OF A POSSIBLE
ENFORCEMENT OF THE LIEN AGAINST THE COLLATERAL PROPERTY.
HUNT LEIBERT JACOBSON, PC. @ ATTORNEYS AT LAW
50 WESTON STREET © HARTFORD, CONNECTICUT 06120 @ (860) 808-0606 @ JURIS NO. 101589NO; LLI-CV-14-6009875-S : SUPERIOR COURT
ONEWEST BANK, FSB
J.D, OF LITCHFIELD
vs
AT LITCHFIELD
THE WIDOWER, HEIRS AND/OR,
CREDITORS OF THE ESTATE OF
DOROTHY M. SHELTON, ET AL.
AFFIDAVIT OF DEBT
L Melissa Lyon , being over the age of eighteen years and
understanding the obligations of an oath, hereby depose and say:
1. Tam af[n] Assistant Secretary , of OneWest Bank, National Association
[PROPOSED PLAINTIFF] ( OneWest ) which is the Plaintiff in the above-entitled action. This
loan involves a Reverse Mortgage.
2. Jam familiar with and have personal knowledge of the record keeping practices
and procedures of OneWest with regard to mortgage loan servicing. One West services mortgage
loan accounts in the regular course of its business and in this regular course of business makes
records of the acts, transactions, events and occurrences in connection with the mortgage loan
accounts it services. The record of each act, transaction, event and occurrence is made at the
time of the act, transaction, event and occurrence or within a reasonable time after the act,
transaction, event, or occurrence. The duties of a mortgage loan servicer, regardless of whether
it services for its own account or for another, include maintaining records regarding the debt
owed on the account. By reason of my foregoing review of the business records, I have personal
knowledge of the facts stated in this affidavit and am personally familiar with the indebtedness
owed on the Loan.
3. According to the records, DOROTHY M. SHELTON, is in default according to
the terms and conditions of the Note and Reverse Mortgage due to the death of the Borrower.
OneWest has elected to declare the debt due and payable.
4, After a review of the records, Affiant states that the balance due on the Reverse
Mortgage and Note is:
a. Principal $75,684.00
b. Accrued Interest to 5/26/14 $36,642.50
c Initial Mortgage Insurance Premium $2,460.00
d. Total Periodic Monthly Premium $6,402.58
e, Monthly Servicing Fees $4,830.00
f Servicing Advances $1,964.69
Total $127,983.77There is also a per diem rate thereafter. This rate is calculated every month based upon the
monthly rate and is therefore variable.
5 Plaintiff has advanced and/or may advance funds for the payment of court costs
and other expenses incident to this action, the total amount of which will be ascertainable at the
time of the foreclosure sale in this matter.
6. Upon information and belief there are no setoffs or counterclaims presently
pending in the above-entitled action.
OneWest Bank, National Association
Beavis
[Name]
Melissa Lyon Assistant Secretary
[Title]
MAY 3-0 2014
State of Texas [Date]
County of Travis
0) 2014
Sworn to and subscribed before me on the day of MAY 3h , by
Melissa Lyon
[name of signer].
(Personalized Seal) lpls/. Lge
Notary Public s Signature
CARLA A, HARDIN
Notary Public, State of Texas
My Commission Expires
. July 11, 2015
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DOCKET NO.: LLI-CV-14-6009875-S : SUPERIOR COURT ONEWEST BANK, FSB : JUDICIAL DISTRICT OF : LITCHFIELD Vv. : AT LITCHFIELD THE WIDOWER, HEIRS AND/OR CREDITORS OF :AUGUST 2Y ,2014 THE ESTATE OF DOROTHY M. SHELTON, ET AL. UPDATED CALCULATION OF DEBT The Plaintiff hereby submits an updated calculation of the mortgage debt contained in its Affidavit of Debt attached hereto: Total amount shown due on Original Affidavit Of Debt as of May 26, 2014 $127,983.77 Additional Interest from 5/26/2014 to 9/2/2014 99 days at $4.59 per diem $454.41 Additional MIP from 5/26/2014 to 9/2/2014 99 days at $1.72 per diem $170.28 Total due to September 2, 2014 $128,608.46 The actual debt may include additional advances not included in this update. foe} 7 Plaintift! 4 AYF St ROR AA, 50 Weston Street Hartford, CF 06120 860-808-0606 Its Attorneys Turis No. 101589 PURSUANT TO FEDERAL LAW, THIS LAW FIRM IS A DEBT COLLECTOR. WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, THIS COMMUNICATION IS NOT AN ATTEMPT TO COLLECT THE DEBT AGAINST YOU PERSONALLY, BUT IS NOTICE OF A POSSIBLE ENFORCEMENT OF THE LIEN AGAINST THE COLLATERAL PROPERTY. HUNT LEIBERT JACOBSON, PC. @ ATTORNEYS AT LAW 50 WESTON STREET © HARTFORD, CONNECTICUT 06120 @ (860) 808-0606 @ JURIS NO. 101589NO; LLI-CV-14-6009875-S : SUPERIOR COURT ONEWEST BANK, FSB J.D, OF LITCHFIELD vs AT LITCHFIELD THE WIDOWER, HEIRS AND/OR, CREDITORS OF THE ESTATE OF DOROTHY M. SHELTON, ET AL. AFFIDAVIT OF DEBT L Melissa Lyon , being over the age of eighteen years and understanding the obligations of an oath, hereby depose and say: 1. Tam af[n] Assistant Secretary , of OneWest Bank, National Association [PROPOSED PLAINTIFF] ( OneWest ) which is the Plaintiff in the above-entitled action. This loan involves a Reverse Mortgage. 2. Jam familiar with and have personal knowledge of the record keeping practices and procedures of OneWest with regard to mortgage loan servicing. One West services mortgage loan accounts in the regular course of its business and in this regular course of business makes records of the acts, transactions, events and occurrences in connection with the mortgage loan accounts it services. The record of each act, transaction, event and occurrence is made at the time of the act, transaction, event and occurrence or within a reasonable time after the act, transaction, event, or occurrence. The duties of a mortgage loan servicer, regardless of whether it services for its own account or for another, include maintaining records regarding the debt owed on the account. By reason of my foregoing review of the business records, I have personal knowledge of the facts stated in this affidavit and am personally familiar with the indebtedness owed on the Loan. 3. According to the records, DOROTHY M. SHELTON, is in default according to the terms and conditions of the Note and Reverse Mortgage due to the death of the Borrower. OneWest has elected to declare the debt due and payable. 4, After a review of the records, Affiant states that the balance due on the Reverse Mortgage and Note is: a. Principal $75,684.00 b. Accrued Interest to 5/26/14 $36,642.50 c Initial Mortgage Insurance Premium $2,460.00 d. Total Periodic Monthly Premium $6,402.58 e, Monthly Servicing Fees $4,830.00 f Servicing Advances $1,964.69 Total $127,983.77There is also a per diem rate thereafter. This rate is calculated every month based upon the monthly rate and is therefore variable. 5 Plaintiff has advanced and/or may advance funds for the payment of court costs and other expenses incident to this action, the total amount of which will be ascertainable at the time of the foreclosure sale in this matter. 6. Upon information and belief there are no setoffs or counterclaims presently pending in the above-entitled action. OneWest Bank, National Association Beavis [Name] Melissa Lyon Assistant Secretary [Title] MAY 3-0 2014 State of Texas [Date] County of Travis 0) 2014 Sworn to and subscribed before me on the day of MAY 3h , by Melissa Lyon [name of signer]. (Personalized Seal) lpls/. Lge Notary Public s Signature CARLA A, HARDIN Notary Public, State of Texas My Commission Expires . July 11, 2015