Summons: ONEWEST BANK, FSB v. SHELTON, DOROTHY M, THE WIDOWER HEIRS AND/OR CREDI Et Al

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Preview
                                JD-CV-103 Rev. 7-09

YOU ARE BEING SUED
AND YOU ARE IN DANGER OF LOSING YOUR PROPERTY

The Connecticut Superior Court requires that this notice be sent to you about the residential foreclosure process.
This is not legal advice. Please read it carefully.

It is important that you learn about your options in foreclosure. There are government agencies, legal aid
programs and other non-profit organizations that you may call for information about foreclosure.

To protect your rights, you should speak to an attorney or go to the foreclosure clerk, foreclosure caseflow
coordinator or Court Service Center in the Court where your case was filed for information on what to do next.
If you do not take action, you could lose your property.

If you do not file an Appearance form with the Court, you will not get important notices about your case
AND the Court may make a decision (enter a default judgment) against you. File the Appearance form at the
Court where your case is pending.

You should also work with your lender or other person bringing this lawsuit or, if this foreclosure involves your
home, to contact a HUD-certified housing counselor during this process.

If this foreclosure involves your home, you may be eligible for the Foreclosure
Mediation program. Information about the program is attached to these papers
and is also available at any Superior Court Judicial District courthouse or on the
court's website at www.jud.ct.gov. To locate assistance near you, you may call

the Connecticut Housing Finance Authority's call center toll free at
1-877-571-2432. Customer Service Representatives are available Monday
through Friday from 8:30 a.m. to 5:00 p.m. You may also call 2-1-1 for other help.

PROCEED WITH CAUTION

You may be contacted by people offering to help you avoid foreclosure. Please follow these precautions:

1. Get legal advice before entering into any deal involving your house.
2. Get legal advice before paying any money to anyone offering to help you avoid foreclosure.
3. Do not sign any papers you do not understand.

READ THE PAPERS UNDER THIS NOTICEFORECLOSURE MEDIATION

NOTICE TO HOMEOWNER OR STATE OF CONNECTICUT
RELIGIOUS ORGANIZATION SUPERIOR COURT
(For cases with a Return Date of JUDICIAL BRANCH
10/1/2011 or later) www.jud.ct.gov
JD-CV-127 Rev. 8-13
C.G.S. § 49-311, PA 13-136

ADA NOTICE
The Judicial Branch of the State of Connecticut complies with the Americans with Disabilities Act

(ADA). If you need a reasonable accommodation in accordance with the ADA, contact a court
clerk or an ADA contact person listed at www.jud.ct.gov/ADA.

Notice to Homeowner or Religious Organization:
Availability of Foreclosure Mediation

You have been served with a foreclosure complaint that could cause you to lose your
property.

A Foreclosure Mediation Program has been set up to help certain homeowners and

religious organizations.

FMNORMR

You must fill out the attached Foreclosure Mediation Certificate form, JD-CV-108 and
Appearance form, JD-CL-12 and file them with the Court no later than 15 days from the
Return Date on the Summons form that was served on you (or delivered to you). If these

forms are not attached, you may get them at any Judicial District courthouse or from the

Judicial Branch website at www.jud2.ct.gov/webforms.
A mediation may be scheduled if:
1. You are the owner-occupant of a 1, 2, 3 or 4 family residential property; and

e you are the borrower; and

e the mortgage on your owner-occupied residential property is being foreclosed;

and
e the property being foreclosed is your primary residence; and

e the property is located in Connecticut; or

2. the property is owned by a religious organization, is located in Connecticut, and

the foreclosure case has a return date of October 2, 2011, or later.

3. If the return date on your summons is October 1, 2013 or later and you are eligible
based on the above criteria, you will first meet with a mediator who will determine if

mediation with your lender or mortgage servicer will be scheduled.

Mediation is where a person who does not take sides helps parties try to settle their case.

Judicial Branch mediators will conduct mediation sessions at the courthouse.

There is no application fee for this program.FORECLOSURE MEDIATION STATE OF CONNECTICUT
CERTIFICATE SUPERIOR COURT

JD-CV-108 Rev. 8-13
C.G.S. §§ 49-31k, 49-341; P.A. 13-136 SUDICIAL ae

Instructions to Homeowner Applicant

1. Use this form if return date in your case is on or after July 1, 2009. ADA NOTICE

2. Fill out this Certificate form and an Appearance form, JD-CL-12 (available at ‘The Judicial Branch of the State of Connecticut complies
the courthouse or online at www-jud2.ct.gov/vebforms) and file them with with the Americans with Disabilities Act (ADA). If you need
the court not more than 15 days after the return date on the Summons. a reasonable accommodation in accordance with the ADA,

3. You must mail or deliver a copy of this completed Certificate form to the contact a court clerk or an ADA contact person listed at
plaintiff's attomey, or to the plaintiff if the plaintiff is not represented by an www jud. ct. gov/ADA.
attomey.

Type or Print Legibly

‘Name of case (Plaintiff on Summons vs. Defendant on Summons) Docket number (To be filled in by court staff)
ONEWEST BANK, FSB vs. THE WIDOWER, HEIRS ANDIOR CREDITORS OF THE ESTATE OF DOROTHY M. SHELTON, eta

Return date (On upper right portion of Summons) | Judicial District of (On upper left portion of Summons)

1/28/2014 Litchfield

Homeowner(s) Information

Your name(s)

‘Address (Number, street, town, state, zip code)

Telephone number Business phone Cell phone

( ) ( ) ()
Is this property your primary residence? [] Yes No Is this property owned by a religious
b > ¥ organization? Yes No
| et a eee tial es No Is the property located in Connecticut? Yes No
Is ita 1, 2, 3 or 4 family residential gs

i Yes No OR Is the religious organization the

property located in Connecticut? borrower? Yes No
Are you the borrower? Yes No ls the the return date in the case on or
Is this a mortgage foreclosure? Yes No after October 1, 2011? Yes No
‘Signed Print name of person signing Date signed

Name and address of each party (plaintiff's attorney, or the plaintiff if the plaintiff is not represented by an attomey) this
Certificate was mailed or delivered to:*

Name (Of each party (plaintiff's attomey, or the plaintiff if the plaintiffis not represented | Address (At which copy was mailed or delivered )
by an attomey) copy was mailed or delivered to)

“If necessary, attach an additional sheet or sheets with the name of each party (plaintiff's attomey, or the plaintiff if the plaintiff is not represented by an
attorney) and the address at which the copy was mailed or delivered to.

Certification

| certify that a copy of this document was mailed or delivered electronically or non-electronically on (date) to all attorneys
and self-represented parties of record and that written consent for electronic delivery was received from all attorneys and self-represented
parties receiving electronic delivery.

‘Name and address of each party and atforney that copy was mailed or delivered to"

“If necessary, attach additional sheet or sheets with name and address which the copy was mailed or delivered to.
‘Signed (Signature of filer) Print or type name of person signing Date signed
>

Mailing address (Number, street, town, state and zip code) Telephone numberFORECLOSURE MEDIATION
COURT NOTICE TO HOMEOWNER STATE OF CONNECTICUT [_FMPGN
ID-CV-109 j. B1,

Ces 40-3, PA a136 eosin oor LO A

ADA NOTICE
The Judicial Branch of the State of Connecticut complies with the

Americans with Disabilities Act (ADA). !f you need a reasonable
accommodation in accordance with the ADA, contact a court clerk or
an ADA contact person listed at www.jud.ct. goW/ADA.

Notice Of Foreclosure Mediation Program

The Court has a Foreclosure Mediation Program that may help you (the homeowner) and the lender in your
mortgage foreclosure case reach a fair and voluntary agreement. State law requires you to:

Follow either instruction #1 or instruction #2 below depending on the Return Date listed on the
foreclosure papers delivered to you (The Return Date is printed on the upper right portion of the
Summons form that was delivered to you):

Instruction # 1. If the Return Date is before October 1, 2011, an Appearance form (JD-CL-12), and a
Foreclosure Mediation Certificate form (JD-CV-108) should have been attached to the foreclosure papers that
were delivered to you. (If these forms were not attached, you can get them on the Judicial Branch website at
www jud2.ct.gov/webforms/ or at any Judicial District court clerk's office).

+ You must file these two forms with the Court not more than 15 days after the return date printed
on the upper right portion of the Summons form that was delivered to you (or served on you).

Instruction # 2. If the Return Date is October 1, 2011 or later, an Appearance form (JD-CV-12), a Foreclosure
Mediation Certificate form (JD-CV-108), a Mediation Information form (JD-CV-125) for Return Dates from
October 1, 2011 through September 30, 2013; or a Mediation Information form (JD-CV-135) for Return Dates
October 1, 2013 or later. A Notice of Community-Based Resources form (JD-CV-126) should have been
attached to the foreclosure papers that were delivered to you. (If these forms were not attached, you can get
them on the Judicial Branch website at www.jud2.ct.gov/webforms/ or at any Judicial District court clerk's
office).

* You must file the Appearance form (JD-CL-12) and Foreclosure Mediation Certificate form
(JD-CV-108) with the Court not more than 15 days after the return date printed on the upper right
portion of the Summons form that was delivered to you (or served on you).

+ For Return Dates from October 1, 2011 through September 30, 2013, you also must fill out the Mediation
Information Form (JD-CV-125) and attach the required paperwork and send them to the lender's attorney
as soon as possible but at least 15 business days (about 3 weeks) before the first mediation
session. The address of the lender's attorney is on the summons form. Do not wait until you get the
court notice of the date of your first mediation session to send this form to the attorney. Keep a
copy of the Mediation Information Form (JD-CV-125) that you fill out and the paperwork that goes with it
and bring all copies to the first mediation session. Do not mail these papers to the court.

For Return Dates October 1, 2013 or later, you should review the Mediation Information form
(JD-CV-136) and begin to gather financial information for use in meeting with the mediator and in
Mediation. This will include, among other things, proof of all sources of income, bank statements, and
Federal tax returns. Your lender will provide to you and the mediator a complete list of all documentation
required, as well as all necessary forms. Bring the completed forms and all documentation to your
meeting with the mediator.

The Court will review the Certificate form to decide if your case is eligible for the mediation program.

If your case is eligible for the mediation program the Court will send you a notice telling you when to come to court
for the mediation or meeting with the mediator.APPEARANCE
JD-CLH2 Rev. 1-12 STATE OF CONNECTICUT

PB 66 3:1 thru 3, 3-8, 10-13, 502 SUPERIOR COURT Instructions — See Back/Page 2
www.jud.ct.gov

Notice To Self-Represented Parties

A self-represented party is a person who represents himself or herself. If you are a self-

represented party and you filed an appearance before and you have since changed your address,

you must let the court and all attomeys and self-represented parties of record know that you have Return date

changed your address by checking the box below: 1/ 28/ 2014

[_] / am filing this appearance to let the court and all attorneys and self-represented Docket number
parties of record know that | have changed my address. My new address is below.

Name of case (Full name of Plaintiff vs. Full name of Defendant)
ONEWEST BANK. FOB vs. THE WIDOWER, HEIRS AND/OR CREDITORS OF THE ESTATE OF DOROTHY M. SHELTON, et al.

oO oO oO oO ‘Address of Court (Number, street, town and zip code)

juieial Housing Smal Geoapnc §— 11 5) West Street, Litchfield, CT 06759

District Session Claims Area number

‘Scheduled Court date (Criminal/Motor Vehicle Matters)

Please Enter the Appearance of

Name of self-represented party (See “Nofice fo SeiRepresented Parties” af fop), or name of official, firm, professional corporation, or individual] Juris number of attorney or firm
attomey

Mailing Address (Number, street) (Notice to attomeys and law firms - The address to which papers will be mailed from the | Post office box Telephone number (Area code first)
Court is the one registered or affliated with your juris number. That address cannot be changed in this form.)

CityRown State] Zip code Fax number (Area code first) | E-mail address

in the case named above for: ("x" one of the following parties; if this is a Family Matters case, also indicate the scope of your appearance)
[_] The Plaintiff (includes the person suing another person).
[_] All Plaintiffs.
[_] The following Plaintiff(s) only:
[_] The Defendant (includes the person being sued or charged with a crime).
[_] The Defendant for the purpose of the bail hearing only (in criminal and motor vehicle cases only).
(_] All Defendants.
(J The following Defendant(s) only:
(_] Other (Specify):
(J This is a Family Matters case and my appearance is for: (“x” one or both)
[_] matters in the Family Division of the Superior Court [J Title IV-D Child Support matters
Note: If other counsel or a self-represented party has already filed an appearance for the party or parties "x'd" above, put
an "x" in box 1 or 2 below:
1. [J This appearance is in place of the appearance of the following attorney,
firm or self-represented party on file (P.B. Sec. 3-8):

. wa ae 7 (Name and Juris Number)
2. ([] This appearance is in addition to an appearance already on file.

| agree to accept papers (service) electronically in this case under Practice Book Section 10-13 OlYes [No

‘Signed (Individual attorney or self-represented party) Name of person signing at left (Print or fype) Date signed
»

Certification
| certify that a copy of this document was mailed or delivered electronically or non-electronically on (date) to all attorneys.
and self-represented parties of record and that written consent for electronic delivery was received from all attorneys and self-represented

parties receiving electronic delivery.
‘Name and address of each party and attorney that copy was mailed or delivered to” For Court Use Only

‘Signed (Signature of filer) Print or type name of person signing Date signed Telephone number

“If necessary, attach an additional sheet or sheets with the name of each party and the address which the copy was mailed or delivered to.Instructions
1. Type or print.
2. For Criminal and Motor Vehicle cases: Fill out the form,
including the certification section at the bottom of the
form. File the original with the clerk. Mail or deliver a copy
of the appearance to the prosecutor. (Sections 3-4(d) and
3-5 of the Connecticut Practice Book)
For Civil , Eviction (Summary Process), and Small
Claims cases: Fill out the form, including the certification
section at the bottom of the form. File the original with the
clerk. Mail or deliver a copy to all counsel and self-
represented parties of record. If a party who has been
defaulted for failure to appear files an appearance before
the entry of judgment after default, the default will
automatically be set aside by the clerk. (Sections 3-4(a),
3-4(b), 3-5 and 17-20 of the Connecticut Practice Book)
4. For Family cases: Fill out the form, including the
certification section at the bottom of the form. In addition

2

to selecting plaintiff or defendant, indicate the scope of
your appearance. File the original with the clerk. Mail or
deliver a copy to all counsel and self-represented parties
of record. (Sections 3-4(a) and 3-5 of the Connecticut
Practice Book)

5. For Juvenile cases: Do not use this form. Use form
JD-JM-13 Appearance, Juvenile Matters.

6. For Self-represented parties who have changed their
address after filing an appearance: Check the box at
the top of the other side or page 1 of this form. Fill out the
form, including your new address in the Mailing Address
section of this form. Fill out the certification section at the
bottom of the form. File the original with the clerk. Mail or
deliver a copy to all counsel and self-represented parties
of record or, in a criminal case, to the prosecutor.

JD-CL-12 (Back/Page 2) Rev. 1-12FORECLOSURE MEDIATION
NOTICE OF COMMUNITY-BASED SAE UPERIOR COURT
RESOURCES JUDICIAL BRANCH

JD-CV-126 Rev. 8-13
www. jud.ct gov =a

ADA NOTICE
The Judicial Branch of the State of Connecticut
complies with the Americans with Disabilities Act
(ADA). If you need a reasonable accommodation in
accordance with the ADA, contact a court clerk or an
ADA contact person listed at www jud.ct.gov/ADA.

C.G.S. § 49-31), P.A. 13-136

State of Connecticut Department of Banking

Foreclosure Hotline Bulletin

Community-Based Resources for Connecticut Homeowners in Foreclosure

Note: Assistance in multiple languages is available through Connecticut Housing Finance Authority (CHFA/HUD)-approved
housing counseling agencies (refer to the list below). Ayuda en Espanol es disponible a través de agencias de consejeria de
vivienda aprobado por CHFA/HUD (favor de referirse a la lista de abajo).

Toll-free Mortgage Foreclosure Assistance Hotline: 1-877-472-8313

Department of Banking Website: www.ct.gov/dob

The free Foreclosure Hotline is open Monday-Friday 8:00 a.m. to 5:00 p.m. Calls will be returned within two business days.
Homeowners who are currently a party to a foreclosure action with time sensitive foreclosure concerns should call the Hotline
for assistance. You can also reach the Department of Banking by calling 1-800-831-7225 (toll-free) or 860-240-8299.

Mortgage Assistance Programs from the

Connecticut Housing Finance Authority (CHFA)

The Connecticut Housing Finance Authority administers the state's Emergency Mortgage Assistance Program (EMAP)
which was created by the Connecticut General Assembly. EMAP can help eligible homeowners with overdue payments and
provide monthly mortgage assistance. For more information, contact a CHFA/HUD-approved housing counseling agency
(listed below), call CHFA at 1-877-571-2432, or visit www.chfa.org.

CHFAIHUD-Approved Housing Counselors: CHFA/HUD-approved housing counselors provide free services to
Connecticut homeowners and can assist in identifying possible solutions to your financial issues, reviewing your budget, and
negotiating with your mortgage company to address your mortgage issues, including federal loan modification programs and
CHFA/HUD mortgage assistance programs. CHFA/HUD-approved housing counselors are all trained in handling FHA loans
as well as “conventional” loans. They can help you prepare for Foreclosure Mediation and help you submit financial
documents to your mortgage company as part of the Mediation process. CHFA/HUD-approved counselors welcome
residents from all over Connecticut - you do not have to call the agency closest to you. Note: If your Return Date (located at
the top right of the Summons you received) is between October 1, 2011 and September 30, 2013, you should have also
received a Mediation Information Form (JD-CV-125) and instructions with your foreclosure papers. The Form must be
received by the law firm representing your servicer/lender no later than 15 business days before your first mediation session.
Even if you are unable to get an appointment with a housing counselor before that deadline, you are still required to submit a
completed Mediation Information Form on time.

If your Return Date is October 1, 2013 or later, you should have received a Mediation Information Form (JD-CV-135) which
instructs you to begin gathering financial information. CHFA/HUD-approved housing counselors can help you to prepare for
your meeting with the mediator and for mediation, and to apply for EMAP..

County CHFA/HUD-Approved Housing Counseling Agency Phone
Housing Development Fund, 940 Broad Street, Bridgeport www.haf-ct.org 203-338-9035 ext. 0
Mission of Peace, 4270 Main St., Suite 303, Bridgeport www.missionofpeace.com 203-366-4180
Fairfield Housing Development Fund, 8 West St., Danbury www.hd/-ct.org 203-798-6527
Housing Development Fund, 100 Prospect St., Suite 100, Stamford www.hdf-ct.org 203-969-1830 ext. 31
Urban League of Southern CT, 46 Atlantic St., Stamford www.ulsc.org 203-327-5810
Housing Education Resource Center, 901 Wethersfield Ave., Hartford www.herc-inc.org 860-296-4242 ext. 107
H. Urban League of Greater Hartford, 140 Woodland St., Hartford www.ulgh.org 860-527-0147 ext. 281
a Community Renewal Team, 395 Wethersfield Ave., Hartford www.crtct.org 860-560-5880
Neighborhood Housing Services of New Britain, 223 Broad St., New Britain www.nhsnb.org | 860-224-2433
Neighborhood Housing Services of New Haven, 333 Sherman Ave., New Haven
New Haven www.nhsofnewhaven.org 203-662-0598
Greater New Haven Community Loan Fund, 171 Orange St., New Haven
http /theroofproject.org 203-624-7406 ext. 130
New London/ | Catholic Charities, Diocese of Norwich, 331 Main St., Norwich; 28 Huntington St., 860-889-8346 ext. 271
Windham New London www.ccfsn.org ”
Fairfield/
i Neighborhood Housing Services of Waterbury, 161 North Main St., Waterbury
jhitehfiele www.nhswaterbury.org (Serves Waterbury, Danbury, and Torrington) 203-753-1896 ext. 9Legal Resources

Foreclosure Prevention Legal Clinics: The Connecticut Fair Housing Center, the Department of Banking, and the
Judicial Branch's Foreclosure Mediation Program present two, free monthly legal clinics for homeowners in foreclosure. The
Clinics offer information on the process and on preparing for court from a Center attorney, guidance on resources for
homeowners from the Department of Banking, and a description of the Mediation Program from a court mediator. After the
presentations, homeowners can talk about their situations one-on-one with volunteer attorneys, paralegals, and student
volunteers. The monthly clinic in Hartford is the 3rd Tuesday evening of the month and is run by the Connecticut Fair
Housing Center and the University of Hartford Paralegal Studies Program. The monthly clinic in Fairfield County is the 3rd
Wednesday evening of the month, is sponsored by Bridgeport Mayor Bill Finch, Stamford Mayor Michael Pavia, and
Norwalk Mayor Richard Moccia, and is run by the Connecticut Fair Housing Center and Homes Saved By Faith. Its location
changes each month among the 3 cities. More information on the clinics (including times and locations) is available on
www.ctfairhousing.org or by calling 1-888-247-4401.

Judicial Branch Foreclosure Volunteer Attorney Program: Volunteer attorneys are available to give advice and answer
questions about foreclosure at certain courthouses in the state. Homeowners facing foreclosure throughout Connecticut are
welcome to attend. Call 860-263-2734 for additional information.

Foreclosure Manual for Self-Represented Homeowners: The Connecticut Fair Housing Center publishes
“Representing Yourself in Foreclosure: A Guide for Connecticut Homeowners,” a free manual describing the foreclosure and
mediation process for self-represented homeowners. Copies are available at many locations, such as CHFA/HUD-approved
housing counselors, www.ctfairhousing.org, and by calling the Center at 1-888-247-4401.

Statewide Legal Services (SLS): SLS provides free legal advice and referrals for callers qualifying for its services
(guidelines include income limits). You can reach SLS by calling 1-800-453-3320 or 860-344-0380.

Court Service Centers: In certain Superior Court locations, Court Service Centers provide public access computers,
printers, fax machines, copiers, phones, and work space for self-represented parties. Refer to www.jud.ct.gov, and go to the
Quick Links menu on the home page of the Judicial website for more information.

Lawyer Referral Services: County Bar Associations in Connecticut offer referral services that introduce homeowners to
lawyers who can answer questions during an initial half-hour consultation. You can send an email with your questions and
availability. Services beyond the 1st half-hour fee will be at the attorney's usual fee.

Fee for 1/2 hour a i
County Phone Consultation Website | Email
Fairfield 203-335-4116 $35 | www fairfieldiawyerreferral.com _| fcba@conversent.net
Hartford* 860-525-6052 $25 | www. hartfordbar.org | hcba@hartfordbar.org
New Haven 203-562-5750 $35 | www.newhavenbar.org NHCBAinfo@newhavenbar.org
New London 860-889-9384 $25 [ www. nicba.org See website for contact form

*The Hartford County Bar also covers Litchfield, Middlesex, Tolland, and Windham Counties.

How Foreclosure Rescue Scams Work. People in foreclosure are often the target of “foreclosure rescue scams.”
Be very careful of non-lawyers who ask you to pay a fee for counseling, loan modification, foreclosure prevention, or a
“forensic audit" of your loan documents, regardless of their promises or claims. Many out-of-state attorneys target
Connecticut residents: you should never pay attorneys that you do not meet. Contact the Department of Banking for more
information at 1-877-472-8313 or visit www.preventloanscams. org.

Mortgage Crisis Job Training Program. The state-funded Mortgage Crisis Job Training Program is a project of The
WorkPiace, Inc., in partnership with the Connecticut Housing Finance Authority (CHFA), Capital Workforce Partners, and
Connecticut's workforce system. The Program helps homeowners increase their job skills and earning potential. It offers
customized employment services, job training scholarships, financial literacy, and credit counseling. For information call
1-866-683-1682 or go to www. workplace.org/mortgage. asp.

Financial Assistance Programs. Connecticut's 12 Community Action Agencies (CAAs) help people meet immediate
needs through services such as Eviction and Foreclosure Prevention, energy/heating assistance, food pantries, and
weatherization. CAAs also empower people to improve their financial future through employment services, financial literacy
training, and other programs. To locate your local CAA call the Connecticut Association for Community Action at
860-832-9438 or visit: www.cafca.org/our-network.

For more information on programs for homeowners facing financial distress, review the Department of Banking's materials on
www.ct.gov/dob or call 1-877-472-8313. You can also call Info line at 2-1-1 for resources.

JD-CV-126 Rev. 8-13 Page 2 of 2MEDIATION INFORMATION FORM STATE OF CONNECTICUT e
(For cases with a Return Date of SUPERIOR COURT
10/4/13 or later) JUDICIAL BRANCH

JD-CV-135 Rev. 8-13, www jud.ct. gov
C.G.S. § 49-31/, PA 12-136

ADA NOTICE
The Judicial Branch of the State of Connecticut complies with the
Americans with Disabilities Act (ADA). If you need a reasonable

accommodation in accordance with the ADA, contact a court clerk
or an ADA contact person listed at www.jud.ct.gov/ADA.

The Court's Foreclosure Mediation Program is set up to help eligible homeowners and their lenders or mortgage
servicers see whether they can reach a fair and voluntary agreement under the supervision of a neutral mediator
employed by the Court. The program addresses all aspects of the foreclosure including any assistance options
that may be available through your lender or mortgage servicer to help you 1) keep your home, or 2) gracefully
exit from your home by way of a short sale, deed-in-lieu of foreclosure, or negotiated sale date or law day.

The objectives of the mediation program are:
* To determine whether the parties can reach an agreement that will either:

1. Avoid the foreclosure by means that may include programs that are available through your lender or
mortgage servicer; or

2. Expedite or facilitate the foreclosure in a manner that is acceptable to both you and your lender or
mortgage servicer.

+ To reach this determination with reasonable speed and efficiency, with both parties participating in the
mediation process in good faith, without unreasonable and unnecessary delays.

What you must do:

1. Fill out the Appearance form and Foreclosure Mediation Certificate. These forms are included in this packet.
You must file them with the court no later than 15 days after the return date. The return date is printed on the
upper right part of the Summons form in this packet. You do not have to come to court on the return date.
The court cannot notify you of the date and time you must come for your first premediation meeting until you file
these forms.

2. Mail a copy of the Appearance form and the Foreclosure Mediation Certificate to the Plaintiff's attorney at the
address of the attorney or law firm on the Summons form, and to any other party who has filed an appearance
in your case.

3. Start gathering documentation so that you will be prepared to meet with your mediator. Lenders typically
request copies of the following documents:

Proof of Income

+ Wage/Salary Income — Pay stubs covering the last 30 days.

+ Self-Employment Income — Profit & Loss statement for the most recent quarter or year to date, signed and
dated.

+ Benefit Income — Most recent award letter (social security, disability, food stamps, pension, public
assistance, adoption assistance).

+ Rental Income — All leases with signatures.

+ Alimony/Child Support — If you rely on this income to pay your mortgage, Court order showing the amount of
alimony and/or child support that you receive.

* Contribution Income — Contribution letters from all non-borrowers who are related to you and live with you,
signed and dated by them, and proof of their income.

+ Federal Tax Returns — Personal returns with all schedules for the last 2 years; copies of business returns, if
applicable; copies of IRS tax filing extensions, if applicable.

* Bank Statements — Personal bank statements for the last 2 months and business bank statements for the
last 4 months if self-employed. Must include all pages, bank logo, and account holder's information.

Other Information

+ Most recent utility bill (gas, electric, or water).

+ Most recent real estate property tax bill.

+ Evidence of amount of homeowner's association dues or condominium fees, and whether current or
delinquent.

Page 1 of 2+ Homeowners’ insurance declaration page.
+ Hardship letter — A letter explaining what happened that prevented you from making your mortgage payment,
and that indicates whether or not the hardship has been resolved, signed and dated by all borrowers.

4. Within 35 days from the return date, your lender or mortgage servicer will mail you a packet of forms, their list of
required documentation, and other information about your loan or your property. A copy will also be sent to your
mediator. Upon receipt of this packet, complete the forms provided, gather any additional
documentation on the list, and bring the completed forms and documentation to your scheduled
premediation meeting with your mediator. You can read more about this meeting in the next section below.
Do not mail the completed forms and documentation to the court.

The Mediation Process
If your return date is October 1, 2013 or later, the Foreclosure Mediation Program will consist of two stages:

+ Premediation — During this stage, you will meet one-on-one with a mediator to review your financial
information and to discuss possible options. If necessary, the mediator will assist you in completing forms and
gathering the documentation required by your lender or mortgage servicer. The mediator may also refer you
to other resources that can help you, such as the housing counseling agencies listed on the attached Notice
of Community-Based Resources. You may have one or more meetings with the mediator, but premediation
will end approximately 12 weeks from the return date on your Summons. At the conclusion of premediation,
the mediator will ensure that your documentation is delivered to your lender or mortgage servicer or its
attorney, and will determine whether mediation with your lender or mortgage servicer will be scheduled. If the
mediator determines that mediation will not be scheduled, mediation will terminate. If mediation has been
terminated, you may ask the Court to be included in mediation if you think the mediator has made a mistake
or if you have had a change in circumstances. If the mediator determines that mediation will be scheduled,
you will receive notice of the date and time of your mediation in the mail. The first mediation will be scheduled
no later than 5 weeks from the date your forms and documentation are delivered to your lender or mortgage
servicer, or its attorney.

+ Mediation — If mediation is scheduled, you will meet with a mediator and a representative of the lender or
mortgage servicer and its attorney to review any assistance options that may be available to you through your
lender or mortgage servicer. You may be asked to submit additional documentation as part of the
mediation process depending on your situation. By law, the representative is permitted to participate in
mediation by phone as long as the representative is knowledgeable about your case and the types of
assistance that may be available to you. If you are represented by an attorney, your attorney may appear for
you after the first mediation as long as you are available to participate by phone. If you do not have an
attorney and if there are 2 or more self-represented borrowers, then after the first mediation session, it is likely
that only one of you will need to come to mediation if the other(s) are available to participate by phone.

Other Information you should know:

The information you provide during the mediation process will be treated as confidential and will not be shared
without your consent with anyone besides your lender or mortgage servicer, its attorneys, and a court-employed
mediator with the Foreclosure Mediation Program.

Prior to your premediation meeting(s) with the mediator, if you need help filling out the forms, gathering the
tequired documentation, or preparing for mediation, you may contact one of the housing counseling agencies
listed on the attached Notice of Community-Based Resources (JD-CV-126). However, if you are not able to get
help quickly enough, you must do your best to fill out the forms and gather the documentation yourself. The
mediator will give you additional help during the premediation process.

If your spouse is not a borrower on your loan, but you wish to have them attend mediation with you, your lender
will need your written consent in order to discuss your loan with your spouse.

Page 2 of 2“SUMMONS - CIVIL

SUMMONS STATE OF CONNECTICUT
1 Rev. 9 SUPERIOR COURT
ESS HEE Sia gemetae aae vielen

"X" if amount, legal interest or property in demand, not including interest and
costs is less than $2,500.

"X" if amount, legal interest or property in demand, not including interest and
costs is $2,500 or more.

O
Oo

See page 2 for instructions

TO: Any proper officer; BY AUTHORITY OF THE
STATE OF CONNECTICUT, you are hereby
commanded to make due and legal service of
this Summons and attached Complaint.

x

‘Address of court clerk where writ and other papers shall be filed (Number, street, town and zip code) | Telephone number of clerk (with
(C.G.S. §§ 51-346, 51-350) area code)

"X" if claiming other relief in addition to or in lieu of money or damages.

Retum Date (Must be @ Tuesday)

January 28 2014

15 West Sti

st Street, Litchfield, CT 06759 ( 860. ) 567-0885 =a

X] Judicial Distnet CA ‘At (Town in which wait is retumable) (C.G.S. §§ 51-346, 51-349) Case type code (See list on page 2)
Housing Session 1 number: Litchfield at Litchfield Major: P Minor: 00

For the Plaintiff(s) please enter the appearance of:
Name and address of attorney, law firm or plaintiff if self-represented (Number, street, fawn and zip code)
Hunt Lelbert Jacobson, P.C. 50 Weston Street Hartford, CT 06120

‘Turis number (io be entered by aliomey only)
101589

Telephone number (with area code) ‘Signature of Plaintiff (If self-represented)
(860 ) 808-0606
Number of Plaintiffs: 4 Number of Defendants: 3 Z Form JD-CV-2 attached for additional parties
Parties Name (Last, First, Middle Initial) and Address of Each party (Number; Street, P.O. Box; Town; State; Zip; Country, if not USA)
First menesTeaNts P-O1
Plaintif | Address: i
2900 Esperanza Crossing PO Box 85400 Austin, TX 78708
Additional | Name: P02
Plaintirt | Address:
THE WIDOWER, HEIRS ANDIOR CREDITORS OF THE ESTATE OF SHELTON, DOROTHY M.
First Name: m THE ESTATE OF Si D- 01!
Defendant | A#4°SS: address Unknown
TAddltionat | Name, SEERETARY OF HOUSING AND URBAN DEVELOPHENT D-02
jitional
Defendant | 499"@SS: cio UNITED STATES ATTORNEY GENERAL, ERIC HOLDER, WASHINGTON, DC 20530; ADDRESS: C/O UNITED STATES ATTORNEY GENERAL, 450 MAIN
STREET, HARTFORD, CT 06106
Additional STATE OF CONNECTICUT, DEPARTMENT OF REVENUE SERVICES D-03
nal
Defendant nacress: (C/O ATTORNEY GENERAL, GEORGE C. JEPSEN, 55 ELM STREET, HARTFORD, CT 06106; ADDRESS: 25 SIGOURNEY STREET, HARTFORD, CT 06106
i Name: D- 04
Additional
Defendant | Address:

Notice to Each Defendant

4, YOU ARE BEING SUED. This paper is a Summons in a lawsuit. The complaint attached to these papers states the claims that each plaintiff is making
‘against you in this lawsuit.

2. To be notified of further proceedings, you or your attorney must file a form called an “Appearance” with the clerk of the above-named Court at the above
Court address on or before the second day after the above Retum Date. The Return Date is not a hearing date. You do not have to come to court on the
Retum Date unless you receive a separate notice telling you to come to court.

3. If you or your attorney do not file a written "Appearance" form on time, a judgment may be entered against you by default. The "Appearance" form may be
obtained at the Court address above or at www.jud.cf.gov under "Court Forms."

4, If you believe that you have insurance that may cover the claim that is being made against you in this lawsuit, you should immediately contact your
insurance representative. Other action you may have to take is described in the Connecticut Practice Book which may be found in a superior court law
library or on-line at www,jud.ct.gov under "Court Rules.”

5. If you have questions about the Summons and Complaint, you should talk to an attomey quickly. The Clerk of Court is not allowed to give advice on

Dx] Commissioner ofthe = fosh Per aa a Be Date signed
» [J aesitan Cork edreira 12/3/2013

For Court Use Only

ff this Symmons is signed by a Clerk:
a. The signing has been done so that the Plaintiff(s) will not be denied access to the courts.
is the responsibility of the Plaintifi(s) to see that service is made in the manner provided by law.
c. The Clerk is not permitted to give any legal advice in connection with any lawsuit.
d. The Clerk signing this Summons at the request of the Plaintiff(s) is not responsible in any way for any errors of omissions
in the Summons, any allegations contained in the Complaint, or the service of the Summons or Complaint.

I certify | have read and | Signed (Sel/-Represented Plaintiff) Date

understand the above:
‘Name and address of person recognized to prosecute in the amount of $250

Amy Spears 50 Weston Street , Hartford, CT 06120
—

jzance; * proper Box) Docket Number

{Page 1 of 2)Instructions

1. Type or print legibly; sign summons.
2. Prepare or photocopy a summons for each defendant.

3. Attach the original summons to the original complaint, and attach a copy of the summons to each copy of the complaint. Also,
if there are more than 2 plaintiffs or more than 4 defendants prepare form JD-CV-2 and attach it to the original and all copies

of the complaint.

4. After service has been made by a proper officer, file original papers and officer's return with the clerk of court.
5. The party recognized to pay costs must appear personally before the authority taking the recognizance.

6. Do not use this form for the following actions:

(a) Family matters (for example divorce, child
support, custody, paternity, and visitation
matters).

(b) Summary process actions.

(c) Applications for change of name.

(d) Probate appeals.

(e) Administrative appeals.

(f) Proceedings pertaining to arbitration.

(g) Any actions or proceedings in which an attachment,
garnishment or replevy is sought.

Case Type Codes
Major Description fier Minor Description Major Description fied Minor Description

Contracts coo Construction - All other

10 | Construction - State and Local
€20 | Insurance Policy

C30 | Specific Performance

40 | Collections

90 | Allother

EminentDomain | £00 | State Highway Condemnation
E10 | Redevelopment Condemnation

E20 _| Other State or Municipal Agencies

E30 | Public Utiities & Gas Transmission Companies
E90 All other

Miscellaneous M00 | Injunction
M10 | Receivership
M20. | Mandamus

M30 | Habeas Corpus (extradition, release from Penal
Institution)

M40 | Arbitration
M50 | Declaratory Judgment
M63 | Bar Discipline

M66 _| Department of Labor Unemployment Compensation
Enforcement

M68 | Bar Discipline - inactive Status
M80 _| Foreign Civil Judgments - C.G.S. 52-604 &C.G.S.
50a-30

M82__| Housing Civil Matters
M83__| Small Claims Transfer to Regular Docket
M84 _| Foreign Protective Order

Torts (Other than| 102 | Defective Premises - Private - Snow or Ice
Vehicular) T03 | Defective Premises - Private - Other

T11 | Defective Premises - Public - Snow or Ice
112 | Defective Premises - Public - Other

720 | Products Liability - Other than Vehicular
728 | Malpractice - Medicat

729 | Malpractice - Legal

730 _| Malpractice - All other

740 | Assault and Battery

150 | Defamation

T61 | Animals - Dog

769 | Animals - Other

170 | False Arrest

T71_ | Fire Damage

T90 | Allother

M90 Allother
Property P00 | Foreclosure
P10 | Parttion

P20 | Quiet Title/Discharge of Mortgage or Lien
P30 | Asset Forfeiture
P90 | Allother

Vehicular Torts V01 | Motor Vehicles* - Driver and/or Passenger(s) vs.

Driver(s)
V.04 | Motor Vehicles* - Pedestrian vs. Driver

V.05 | Motor Vehicles* - Property Damage only

V.06 | Motor Vehicle* - Products Liability Including Warranty
vog Motor Vehicte* - All other

Vv 10 Boats

v.20 | Airplanes

Vv30 Railroads

v40 Snowmobiles

v90 All other

“Motor Vehicles include cars, trucks, motorcycles,
and motor scooters.

Construction of Wills and Trusts
Allother

Wills, Estates w10
and Trusts wo

JD-CV-1 Rev, 9-12

(Page 2 of 2)