Document for CITIMORTGAGE, INC. v. JORAY, JOANN Et Al

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                                Oath    of  Appraisal                                  File No. 291779
       Borrower      Joray
      Property Address
                     19 W Horace St
      City           Torrington                               CountyLitchfield                     StateCT       Zip Code06790-5174
       Lender/Client Hunt Leibert Jacobson, P.C.
         Docket No.
                                                                                               : Superior Court
         CitiMortgage, Inc.

         As Custodian                                                                          : J.D. Of Litchfield

         Vs. Joann Joray and Scott D. Joray,                                                   : At Litchfield

         et al
                                                                                               : April, 2014


                                                              Oath Of Appraiser


         I, Seth Rattet, being duly sworn, depose and say:

         1. I am certified by the State of Connecticut as a real estate appraiser.

         2. I am familiar with real estate property values in the Town of Torrington.

         3. At the request of the Plaintiff, I performed an appraisal of the property located at:
            19 West Horace St, Torrington,        CT 06790.

         4. My appraisal report dated    4/8/2014 is attached hereto and made a part hereto. I am of the opinion that the
         property therein described has a value, as follows:

                Value of Land                $   57,400
                Value of Building            $   82,600
                Total Value of Property      $ 140,000

                                Effective as of: 4/8/2014

         5. I request a fee of $300.00 for the appraisal services rendered.




                                                                                                      Seth Rattet
                                                                                           License Number # RCR.0001489
                                                                                        Address: 40F Weston Street, Hartford
                                                                                              Lic. Expires: 4/30/2014

         Subscribed and sworn to before me this 15th day of April, 2014.




                                                                                                    Lucy M. Biondi
                                                                                                    Notary Public
                                                                                        My Commission Expires May 31, 2014




                                          Form TADD LT - "TOTAL" appraisal software by a la mode, inc. - 1-800-ALAMODE