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  • Trustco Bank v. Anne M. Kuroly, Catherine A. SchwabeReal Property - Mortgage Foreclosure - Residential document preview
  • Trustco Bank v. Anne M. Kuroly, Catherine A. SchwabeReal Property - Mortgage Foreclosure - Residential document preview
  • Trustco Bank v. Anne M. Kuroly, Catherine A. SchwabeReal Property - Mortgage Foreclosure - Residential document preview
  • Trustco Bank v. Anne M. Kuroly, Catherine A. SchwabeReal Property - Mortgage Foreclosure - Residential document preview
  • Trustco Bank v. Anne M. Kuroly, Catherine A. SchwabeReal Property - Mortgage Foreclosure - Residential document preview
  • Trustco Bank v. Anne M. Kuroly, Catherine A. SchwabeReal Property - Mortgage Foreclosure - Residential document preview
						
                                

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FILED: RENSSELAER COUNTY CLERK 01/31/2022 04:21 PM INDEX NO. EF2021-269048 NYSCEF DOC. NO. 35 RECEIVED NYSCEF: 01/31/2022 AFFIDAVIT OF PUBLICATION STATE OF WASHINGTON SS COUNTY OF LEWIS The undersigned, on oath statethathe/sheis an authorizedrepresentative of The East County Journal, a weekly newspaper, which newspaper is a legalnewspaper ofgeneral circulation and it is nowand has beenformore than six month priorto the date ofpublication hereinafterreferred to, published in theEnglish language condnuously as a weekly newspaper in Morton. Lewis County, Washington, and itis now and during allof said time was printed in an officemaintained at theaforesaidplace of publication ofthisnewspaper. The noticein the exact form annexed, was published in regularissues of The East County Journal which was regularly disidbuted to its subscribersduring the below stated period. The annexed notice.a was published on Ct1 6 Î 9 The amount of thefee charged forthe foregoing publicationisthe smn of $ Subscribed and sworn to befom me this da of Notary Public inand fort1 e . . c., Stateof Washington Residing inOnalaska 1 of 3 FILED: RENSSELAER COUNTY CLERK 01/31/2022 04:21 PM INDEX NO. EF2021-269048 NYSCEF DOC. NO. 35 RECEIVED NYSCEF: 01/31/2022 - "E" SUPREME COURT OF THE COLLECT A DEBT AND ÃÑT Schedule or may be compelled ~efaire principal amount secuial by STATE OF NEW YORK INFORMATION OBTAINED to pay during the pendency of this the mortgage. COUNTY OF RENSSELAER WILL BE USED F OR THAT local action, taxes. assessments, 17, in order to protect its security, TRUSTCOBANK Plaintiff PURPOSE. water rates, insurance premiums, has paid, if set forth in the plaintiff - against - S tJPREME COURT OF THE and other the charges affecting Schedule"H,"or may becompelled ANNE M.KUROLY;CATHERINE STATE OF NEWYORK mortgaged premises,and the to pay during the pendency of this loonl· A. SCHWABE; and"JOHN DOE " COUNTY OF RENSSELAER plaintiff any sums requests that action, taxes, assessments, TRUSTCO BANK (said name being fictitious, it being Plaintiff said purposes thus paid by it for water rates, insurance premiums, the intention ofthe plaintiff to - against - be addedto the sum otherwise due and othercharges the affecting designateany and allpersons ANNE M.KUROLY: CATHERINE and be deemed securedby the said mortgnged premises, and the DOE," inpossessionof the mortgaged . A. SCHWABEl and"JOHN mortgage and be adjudged a valid requests that plaintiff any sums · name (said it being fictitious, being lien on the mortgagedpremises,and thus paid by it for said purposes premises) Defendant(s) SUMMONS theintentionof to the plaintiff that the plaintiff be paid such sums, be added to the sum otherwise due INDEXMO.:EF-2021-269048 designateany and allpersons together with interest thereon, out and be deemedsecured by the said MORTGAGED PROPERTY: of in possession the mortgaged of the proceeds of the sale of the mortgage and be adjudged a valid 11 Rhode IslandAve premises) mortgagedpremises. lien on themortgagedpremises,and Rensselaer,NY 12144 Defendant(s ) 8. By reasonofthe foregoing, therethat the plaintiff be paid such sums, COUNTY: Rensselaer VERIFIED COMPLAINT the sum is now due to the plaintiff interest thereon, out together with SSL #: 155.9-15-10 INDEXNO.: EF2021-26904$ set forth in Schedule"E"- of the proceeds of the sale of the Date Filed 06/10/202[ · MORTGAGED PROPERTY: 9.Upon information and belief the mortgaged premises. TO THE A BOVE -N AME D 11 Rhode Island Ave defendantsherein have or claim to 18.By reasonof the fomgoing, there DEEENDANT(S): Rensselaer,NY 12144 have some interest in or lien uponis now due to the plaintiff the sum YOUAREHEREBYSUMMONED COUNTY: Rensselaer the mortgaged premises or some set forth in Schedule "H." toanswer the complaintin this SBL #: 155A15-10 part thereof, which interest or lient 19.Upon information andbelief|the Date Filed 06/10/2021 action and to serve a copy of your if any, is subordinate to the lien of defendantsherein have or claim to answer on the plaintifPs attorneys The plaintiff alleges: mortgage. the plaintiffs have some interest in or lien upon within days after service is a federal savings 1. The plaintiff 10. No otheraction bas been the mortgaged premises or some twenty bank. of this summons, exclusive of the commencen to recover any part of -part thereof which interest or-tien, 2. The in set forth the mortgage debt. if any, is subordinate to the lien of day of service, or within thirty days defendant(s) atict completionof service where Schedule "A" are made defendants 1.l. The plaintiff is exempt from the plaintiff's mortgage. in this action in the capacities and service is made in any othermanner complyingwith the 90 day notice 20. No other·action has been for than by personni delivery withintbe in said the reasons set forth provisionsof RPAPL §§1304 commenced to recover any part of Schedule. Upon State.TheUnited StatesofAmerica, and information and 1306 because the mortgaged the mortgage debt if belief designated as a defendant, may property is not owner occupied. any of said defendants that 31. The plaintiff is exernpt from answer or appear within sixty days were organized are corporations SecondCauseofAotion complyingwiththe 90 day notice under the laws of the state set forth after service. In case ofyour failure 12. The defendant(s) set forth in pr ovisionsofRPAPL §§I304 be taken to answer, judgment will in snid Schedule. Schedule "A" are made defendants and 1306 because the mortgaged First Causeof Action against you by default for the relief in this action in The capacities and property is not owner occupied. ±=.ded in the complaint 3. Heretoforethedefendant(s) forthe reasons set forth insaid WHERE FORE. the plaintiff "B" and NOTICE named in Schedule (Schedule Schedule. Upon information demandsjudgment: "B" YOU ARE IN DANGER OF belief, any of said defendants that being a copy of the bondornote the amounts due to (a) Adjudging LOSING YOUR HOME are corporations evidencing the indebtednessto the were organized the plaintiff for principal, interest, Ifyou do not re spondto this executedand delivered to plaintiff) under the laws of the state set forth costs andreasonableauorneys*fees, a bond or note in the the platutiff summons and complaint by serving in said Schedule- if provided for in the bond or note amount of money, with a copy ofthe answeron the attomey the terms 13. Heretofore the defendant(s) and mortgage; forthemortgage companywhofiled named in Schedule "F" of repayment and with the rights of (Schedule (b)That the defendants and all "F" the plaintiff all asmore fully appear this foreclosure proceeding against being a copy of the bond or personsclaiming- by, through or the miswer with the you and tiling in Schedule "B". note evidencing the indebtedness1ounder them,sabsequent tothe court, a default judgment may be the plaintiff) executedond delivered 4. As security for the payment of fdingof the notice of pendency of enteredandyoucan loseyourhome. to the plaintiff a bond or noto in the said indebtedness,the defendant(s) this action, and every other person named in Schedule "C" Speak to an attorney or go to the (Schedule amount ofmoney, with the tenns of whose right, conveyance or title, "C" court where your case is pending being a copy of the mortgage) repaymentandwith the rights ofthisencumbrance is subsequentthereto for on how to information farther ac k n o w Ie d g ed ex e c u te d. plaintiff all as more fully appear in or subsequently recorded, may be a . plaintiff "F." answer the suranons and protect to the and delivered Schedule barred and forever foreclosed of your property. (4. As security for the payment of mortgage whereby the mortgagor(s) all rights, claim, Interest or lien, Sending a pay ment to y our mortgaged thepremises more said indebtedness,the defendant(s)equity of redemption in and to said mortgage company willnotstop described particularly inSchedule named in Schedule "G" (Schedule mortgaged premises; "D" the "G" this foreclosure action. (hereinafter called being a copy of the mortgage) .(c) That the mortgaged premises, Y OU MUST RESPOND BY "mortgaged with prernises") the ex ec u to d, a cknow I edg ed orsuch partthereofas may be SERVING A COPY OF THE conditions,rightsand duties asmore and delivered to theplaintiff a necessary to raise the amounts ANSWER ON InE ATTORNEY appearin said mortgage. fully mortgagewhereby the mortgagor(s) then due forprincipalinterest FOR THE PL A I N T I F F 5. Themortgage was duly recorded mortgn ged thepremisesmore costs, allowances, attorneys' fees (MORTGAGE COMPANY) AND (and the mortgage ten due thereon described in Schedule particularly disbursements and any sums paid the proper "D" cane FILING THE ANSWER WITH was paid)in county (hereinafter d the by theplaintitf to protectits security THE COURT. elerk's office at the place and time "mortgagedpremises")withthe may be decreedto besold accordin which appearsthereon. The basisof venueis thelocation of conditions, rights andduties asmore to law; dte mortgaged premises. 6.The defendant(s)na med in fully appearin said mortgage. (d) That out of the moner arising "B"and "C" have thiled 15.The mortgagewas duly recorded DATED: 06/09/2021 Schedules from the sale thereof, the plaintiff /S/Melissa M. Tobrocke the conditions to comply with of (and the mortgage tax due thereonmay be paid the amounts then due the note or bond and mortgage by was paid)in the proper county on the bond or note and mortgage Esq. Melissa M.Tobrocke, failing to pay items orprincipal and clerk's office at the place and time and any sums paid by the plaintiff DOERR& taxes, assessments,water interest, which appearsthereon. to protect its seemity, with OVERTON, RUSSELL, interest, DONOVELP rates, insurance premmms, escrow 16. Thedefendant(s)named m costs, disbursements, allowances "F" and "G" Attorneys for Plaintiff and/or other charges, as inore fully Schedules have failed and reasonable attorneys' fees, if 19Executive Park Drive 'aud the appears in -Schedule "E", to complywiththe conditions of provided for in said bond, note or CliAon Park,NewYork 12065 Plaintiff electedto cali due the the note or bond and mortgage bymortgage; · amount secured bV entire principal failing to pay items ofprincipal ond (518) 383-4000 (e) Thatthe CowE, if requested, NOTE:W E A RE A D EB f themortgage, rmerest taxes, assessments,waterwithout notice during the pendency COLLECTOR ATTEMPTING TO order to protect its security. 7. In rates, insurance premiums, escrow of this actione appoint a receiver has paid. if set forth m the plaintiff and/or other charges,as more fully of therentsand profitsofthe appears in Schedule "T,. and the plaintiff electedtocalldue the 2 of 3 FILED: RENSSELAER COUNTY CLERK 01/31/2022 04:21 PM INDEX NO. EF2021-269048 NYSCEF DOC. NO. 35 RECEIVED NYSCEF: 01/31/2022 mõrtgdged premises; That named the defendant(s) (f) "B" "F" in Schedule and may be adjudged to pay any denciency that mayremainafterapplyingallofsaid thereto:and money so applicable other (g)Thattheplaintit[havesuch reHefas may beproper. The further plaintiff demands judgment reservingitsrightto share in any surplus money arising from the mortgaged the sale of of its position, premises by virtue ifapplicable,as a subordinate or other lien mortgage, judgment creditor excludingthe mortgage beingforeclosedherein. DATED: 06/09/2021 /S/Melissa M.Tobrocke Melissa M. Tobrocke, Esq. . OVERTON, RUSSELL,DOERR& DONOVAN, LLP Attorneys for Plaintiff 19ExecutiveParkDrive 12065 Clifton Park, NewYork (518)383-4000 SCHEDULE"D" ALL THAT TRACT OR PARCEL OF LAND situateinthe Town of East Greenbush,County of Rensselaerand State ofNew York, known as Lots numbers three hundred twenty-fourand three (324 and 325) hutidred twenty-five on a map of Clinton Park made for CarlissRealty, Inc. byE.fL Welles, theRensselaer Surveyor.andfiledin CountyClerk'sOfficeJune 21, map is 1926, reference to which particular hereby Inade for a more description thereof. Publishedin The East County Journal January 5, January 12, January 19, Januarv 26, 2022 3 of 3