Preview
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
EXHIBIT F
EXHIBIT F
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
70141200000021644020
C t
09/08/2014
RUSSELL J TUTTLE
178 BLANCHARD HILL RD
RUSSELL, NY 13684
Address·
RE; Property 178 BLANCHARD HILL RD ..
. NY 13684
RUSSELL,
CITIFINANCIAL COMPANY D/B/A CITIFINANCIAL COMPANY(DE) .
Account
THIS PAGE HAS BEEN LEFT BLANK INTENTIONALLY
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
70141200000021644020
YOU COULD LOSE YOUR HOME. PLEASE READ THE FOLLOWING
NOTICE CAREFULLY
As of 09/08/2014, your home loan is 1057 days in default. Under New York State
Law, we are required to send you this notice to inform you that you are at risk of
losing your home, You can cure this default by making the payment of $37,08Q.40
dollars by 12/12/2014.
If you are experiencing financial difficulty, you should know that there are several
options available to you that may help you your home. Attached to this
keep
notice.is a list of government approved housing counseling agencies in your area
which provide free or very low-cost counseling. You should consider contacting
one of these agencies immediately. These agencies specialize in helping
homeowners who are facing financial difficulty. Housing counselors can help you
assess your financial condition and work with us to explore the possibility of
modifying your loan, establishing an easier payment plan for you, or even working
out a period of loan forbearance. If you wish, you may also contact us directly at
800-698-4721*Mon -Fri : 7am-9pm CST- Sat : 7am-2pm CST- Sun : Closed and
ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we
encourage you to take immediate steps to try to achieve a resolution. The longer
you wait, the fewer options you may have.
If this matter is not resolved within 90 days from the date this notice was mailed,
we may commence legal action against you (or sooner if you cease to live in the
dwelling as your primary residence).
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at I-877-BANK-NYS (1-877-226-5697) or
visit the Department's we.bsite at www.dfs.ny.gov.
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
The purpose of this communication is to collect a debt and any information obtained will be used
for that purpose.
To the extent your obligation has been discharged or is subject to an automatic stay of a
bankruptcy order under Title 11 of the United States Code, this notice is for compliace and
. informational purposes only and does not constitute a demaiid for payment or an attempt to
collect any such obligatica. .
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
APPROVED HOUSING AND URBAN DEVELOPMENT
LOAN COUNSELORS FOR SAINT LAWRENCE COUNTY
NEW YORK
AGENCY ADDRESS CONTACT INFO
Housing Assistance Program of 103 Hand Ave. 518-873-6888
Essex County (HAPEC) Elizabethtown, NY 12932
North Country Housing Council 19 Main St. 315-386-8576 .
. . . Canton, NY 13617
Consumer Credit Counseling 215 Washington St. Suite 005, 877-412-2227
Service of the North Country Watertown, NY 13601
Home Headquarters, Inc. 990 James St.,Suite 1 . 315-474-1939
Syracuse NY 13203 .
..........---. --...-....
~.-..... -...... .
..... .................
,_.....-., ...........................,........-..........-,--..... -,-
,..........____...-.
............
Friends of the North Country 1 Mill St. 518-834-9606
Keeseville, NY 12944
More information:
httpJ/www.dfs.ny.gov/ccasumer/mortg_nys_np_counseling_agencies.hun
..
..
Updated: January 2014
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
7019 1200 D000 2164 402D
PLACESTICKER
ATTOPOFCRVELDPE
TOBfEFUGHT
7D14 1200 DDDD 2164 4020
7014 1200 0000 2164 4D20
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
09/08/2014
RUSSELL J TUTTLE
178 BLANCHARD HILL RD
RUSSELL, NY 13684
RE :Property Address: 178 BLANCHARD HEL RD
RUSSELL, NY 13684
CITIFINANCIAL COMPANY D/B/A CITIFINANCIAL COMPANY(DE)
Account #
. THIS PAGE HAS BEEN LEFT BLANK INTENTIONALLY
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
YOU COULD LOSE YOUR HOME. PLEASE READ THE FOLLOWING
NOTICE CAREFULLY
As of 09/08/2014, your home loan is 1057 days in default. Under New York State
Law, we are required to send you this notice to inform you that you are at risk of
losing your home. You can cure this default by making the payment of $37,080.40
dollars 12/12/2014.
by
If you are experiencing financial difficulty, you should know that there are several
options available to you that may help you keep. your home. Attached to this
notice is a list of govemment approved housing counseling agencies in your area
which provide free or very low-cost counseling. You should consider contacting
one of these agencies immediately. These agencies specialize in helping
homeowners who are facing financial difficulty. Housing counselors can belp you
assess your financial condition and work with us to explore the possibility of
modifying your loan, establishing an easier payment plan for you, or even working
out a period of loan forbearance. If you wish, you may also contact us directly at .
800-698-4721*Mon -Fri : 7am-9pm CST- Sat : 7am-2pm CST- Sun : Closed and
ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we .
encourage you to take immediate steps to try to achieve a resolution. The longer
you wait, the fewer options you may have.
If this matter is not resolved within 90 days from the date this notice was mailed,
we may commence legal action against you (or sooner if you cease to live in the
dwelling as your primary residence).
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at 1-877-BANK-NYS (1-877-226-5697) or
visit the Department's website at www.dfs.ny.gov.
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
The purpose of this ccemc-ication is to collect a debt and any information obtained will be used
for that purpose.
To the extent .your obligation has been discharged or is subject to an automatic stay of a .
bankruptcy order under Title 11 of the United States Code, this notice is for compliance and
informational purposes only and does not constitute a. demand for payment or an attempt to
collect any such obligation.
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
APPROVED HOUSING AND URBAN DEVELOPMENT
LOAN COUNSELORS FOR SAINT LAWRENCE COUNTY
NEW YORK
AGENCY ADDRESS CONTACT INFO
Housing Assistance Program of 103 Hand Ave. 518-873-6888
Essex County (HAPEC) . Elizabethtown, NY 12932
North Country Housing Council 19 Main St. 315-386-8576
. 13617 .
Canton, NY
Consumer Credit Counseling 215 Washington St. Suite 005, 877-412-2227
Service of the North Country Watertown NY 13601
Home Headquarters, inc. 990 Jarnes St., Suite 1 S15-474-1939
. Syracuse.NY 13203
Friends of the. North Country 1 MifI St. 518-834-9606
Keeseville,NY 12944
More information:
http.//www.dfs.ny.gov/consumer/mortg_nys_np_counseling-agencies±tm
Updated:January2014
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
70141200000021644037
C
09/08/2014
RUSSELL J TUTTLE
PO BOX 526
RUSSELL, NY 13684
RE: Property Address; 178 BLANCHARD HILL RD
RUSSELL, NY 13684 .
/B A ITIFINANCIAL COMPANY(DE)
Acco #
THIS PAGE HAS BEEN LEFT BLANK INTENTIONALLY
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
70141200000021644037
YOU COULD LOSE YOUR HOME. PLEASE READ THE FOLLOWING
NOTICE CAREFULLY
As of 09/08/2014, your home loan is 1057 days in default. Under New York State
Law, we are required tosend you this notice to inform you that you are at risk of
losing your home. You can cure this default by making the payment of $37,080A0
dollars by 12/12/2014.
If you are experiencing financial difficulty, you should know that there are several
options available to you that may help you keep your home. Attached to this
notice is a list of government approved housing counseling agencies in your.area
which provide free or very low-cost counseling. You should consider contacting
one of these agencies .immediately. These agencies specialize in helping
homeowners who are facing financial difficulty. Housing counselors can help you
assess your financial condition and work with us to explore the possibility of
modifying your loan, establishing an easier payment plan for you, or even working
out a period of loan forbearance. If you wish, you may also contact us directly at
800-698-4721*Mon -Fri : 7am-9pm CST- Sat : 7am-2pm CST- Sun : Closed and
ask to discuss possible options. .
While we cannot assure that a mutually agreeable resolution is possible, we
encourage you to take immediate steps to try to achieve a resolution. The longer
you wait, the fewer options you may have.
If this matter is not resolved within 90 days from the date this notice was mailed,
we may commence legal action against you (or sooner if you cease to live in the
dwellmg as your primary residence).
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at 1-877-BANK-NYS (1-877-226-5697) or
visit the Department's website at www.dfs.ny.gov.
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
The purpose of this communicatian is to collect a debt and any information obtained will be used
for that purpose.
To the extent your obligation has been dischaged or is subject to an automatic stay of a
bankruptcy order under Title 1I of the United States Code, this notice is for compliance and
informational purposes only and does not constitute a demand for payment or an attempt to
collect any such obligation. .
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
APPROVED HOUSING AND URBAN DEVELOPMENT
LOAN COUNSELORS FOR SAINT LAWRENCE COUNTY
NEW YORK
AGENCY ADDRESS CONTACT.INFO
Housing Assistance Program of 103 Hand Ave 518-873-6888
Essex County (HAPEC) Elizabethtown NY 12932 .
North Country Housing Counc 19 Main St. 315-386-8576
. . . NY 13617
Canton,
Consumer Credit Counsehng 215 Washington St. suite 005, 877-412-2227
Service of the North Country Watertown, NY 13601 . .
Home Headquarters, inc. 990 James St.,Suite 1 315-474-1939
Syracuse NY 13203
Friends of the North Country 1 Mill St. 518-834-9606
Keeseville, NY 12944
More information:
http2/www.dfs.ny.gov/consumer/mortg_nys_np_counseMag-agencies.htm
Updated: January 2014
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
7019 1200 0000 2164 4D37
7014 1200 000D 2164 4037
7D14 1200 0000 2164 4037
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
09/08/2014 . .
RUSSELL J TUTTLE
PO BOX 526
RUSSELL, NY 13684
RE : Property Address; 178 BLANCHARD HILL RD
. . NY 13684
RUSSELL,
CITIFINANCIAL COMPANY D/B/A CITIFINANCIAL COMPANY(DE)
Account #:
THIS PAGE HAS BEEN LEFT BLANK INTENTIONALLY
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
YOU COULD LOSE YOUR HOME. PLEASE READ THE FOLLOWING.
NOTICE CAREFULLY
As of 09/08/2014, your home loan is 1057 days in default. Under New York State
Law, we are required to send you this notice to inform you that you are at risk of
losing your home. You can cure this default by making the payment of $37,080.40
dollars by 12/12/2014.
If you are experiencing financial difficulty, you should know that there are several
options available to you that may help you keep your home. Attached to this
notice is a list of government approved housing counseling agencies in your area
which provide free or very low-cost counseling. You should consider contacting
one of these agencies immediately. These agencies specialize in helping
homeowners who are facing financial difficulty. Housing counselors can help you
assess your financial condition and work with us to explore the. possibility of
modifying your loan, establishing an easier payment plan for you, or even working
.out a period of loan forbearance. If you wish, you may also contact us directly at
800-698-4721*Mon -Fri : 7am-9pm CST-Sat : 7am-2pm CST- Sun : Closed and
ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we
encourage you to take immediate steps to try to achieve a resolution. The longer
you wait, the fewer options you may have.
If this matter is not resolved within 90 days from the date this notice was mailed,
we may commence legal action against you (or sooner if you cease to live in the
dwelling as your primary residence).
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at 1-877-BANK-NYS (1-877-226-5697) or
visit the Department's website at www.dfs.ny.gov.
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
The purpose of this cc=s; Minn is to collect a debt and any information obtained will be used
for that.purpose..
To the extent your abligation has been discharged or is subject to an automatic stay of a
bankruptcy order under Title 1I of the United States Code, this notice is for compliance and
informational purposes only and does not constitute a demand for payment or an attempt to
collect any such obligation.
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681
NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022
APPROVED HOUSING AND URBAN DEVELOPMENT
.OAN COUNSELORS FOR SAINT LAWRENCE COUNTY
NEW YORK
AGENCY ADDRESS CONTACT INFO
Housing Assistance Program of 103 Hand Ave. . 518-873-6888 ..
Essex County (HAPEC) Elizabethtown, NY 12932
North Country Housin Council . 19 Main St. 315-386-8576 .
Canton, NY 13617
Censumer Credit Counseling 215 Washington St.Suite 005, 877-412-2227
Service of the North Country . Watertown, NY 13601
. Home Headquarters, inc. 990 James St,,Suite 1 315-474-1939
$yracuse NY 13203
Friends of the North Country 1 Mill St. 518-834-9606
Keeseville, NY 12944
More information:
http://www.dfs.ny.gov/corspmer/mortg._nys_np_.counseling..agencies.htm
Updated: January 2014 .
Preview
FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 EXHIBIT F EXHIBIT F FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 70141200000021644020 C t 09/08/2014 RUSSELL J TUTTLE 178 BLANCHARD HILL RD RUSSELL, NY 13684 Address· RE; Property 178 BLANCHARD HILL RD .. . NY 13684 RUSSELL, CITIFINANCIAL COMPANY D/B/A CITIFINANCIAL COMPANY(DE) . Account THIS PAGE HAS BEEN LEFT BLANK INTENTIONALLY FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 70141200000021644020 YOU COULD LOSE YOUR HOME. PLEASE READ THE FOLLOWING NOTICE CAREFULLY As of 09/08/2014, your home loan is 1057 days in default. Under New York State Law, we are required to send you this notice to inform you that you are at risk of losing your home, You can cure this default by making the payment of $37,08Q.40 dollars by 12/12/2014. If you are experiencing financial difficulty, you should know that there are several options available to you that may help you your home. Attached to this keep notice.is a list of government approved housing counseling agencies in your area which provide free or very low-cost counseling. You should consider contacting one of these agencies immediately. These agencies specialize in helping homeowners who are facing financial difficulty. Housing counselors can help you assess your financial condition and work with us to explore the possibility of modifying your loan, establishing an easier payment plan for you, or even working out a period of loan forbearance. If you wish, you may also contact us directly at 800-698-4721*Mon -Fri : 7am-9pm CST- Sat : 7am-2pm CST- Sun : Closed and ask to discuss possible options. While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait, the fewer options you may have. If this matter is not resolved within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence). If you need further information, please call the New York State Department of Services' Financial toll-free helpline at I-877-BANK-NYS (1-877-226-5697) or visit the Department's we.bsite at www.dfs.ny.gov. FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 The purpose of this communication is to collect a debt and any information obtained will be used for that purpose. To the extent your obligation has been discharged or is subject to an automatic stay of a bankruptcy order under Title 11 of the United States Code, this notice is for compliace and . informational purposes only and does not constitute a demaiid for payment or an attempt to collect any such obligatica. . FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 APPROVED HOUSING AND URBAN DEVELOPMENT LOAN COUNSELORS FOR SAINT LAWRENCE COUNTY NEW YORK AGENCY ADDRESS CONTACT INFO Housing Assistance Program of 103 Hand Ave. 518-873-6888 Essex County (HAPEC) Elizabethtown, NY 12932 North Country Housing Council 19 Main St. 315-386-8576 . . . . Canton, NY 13617 Consumer Credit Counseling 215 Washington St. Suite 005, 877-412-2227 Service of the North Country Watertown, NY 13601 Home Headquarters, Inc. 990 James St.,Suite 1 . 315-474-1939 Syracuse NY 13203 . ..........---. --...-.... ~.-..... -...... . ..... ................. ,_.....-., ...........................,........-..........-,--..... -,- ,..........____...-. ............ Friends of the North Country 1 Mill St. 518-834-9606 Keeseville, NY 12944 More information: httpJ/www.dfs.ny.gov/ccasumer/mortg_nys_np_counseling_agencies.hun .. .. Updated: January 2014 FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 7019 1200 D000 2164 402D PLACESTICKER ATTOPOFCRVELDPE TOBfEFUGHT 7D14 1200 DDDD 2164 4020 7014 1200 0000 2164 4D20 FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 09/08/2014 RUSSELL J TUTTLE 178 BLANCHARD HILL RD RUSSELL, NY 13684 RE :Property Address: 178 BLANCHARD HEL RD RUSSELL, NY 13684 CITIFINANCIAL COMPANY D/B/A CITIFINANCIAL COMPANY(DE) Account # . THIS PAGE HAS BEEN LEFT BLANK INTENTIONALLY FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 YOU COULD LOSE YOUR HOME. PLEASE READ THE FOLLOWING NOTICE CAREFULLY As of 09/08/2014, your home loan is 1057 days in default. Under New York State Law, we are required to send you this notice to inform you that you are at risk of losing your home. You can cure this default by making the payment of $37,080.40 dollars 12/12/2014. by If you are experiencing financial difficulty, you should know that there are several options available to you that may help you keep. your home. Attached to this notice is a list of govemment approved housing counseling agencies in your area which provide free or very low-cost counseling. You should consider contacting one of these agencies immediately. These agencies specialize in helping homeowners who are facing financial difficulty. Housing counselors can belp you assess your financial condition and work with us to explore the possibility of modifying your loan, establishing an easier payment plan for you, or even working out a period of loan forbearance. If you wish, you may also contact us directly at . 800-698-4721*Mon -Fri : 7am-9pm CST- Sat : 7am-2pm CST- Sun : Closed and ask to discuss possible options. While we cannot assure that a mutually agreeable resolution is possible, we . encourage you to take immediate steps to try to achieve a resolution. The longer you wait, the fewer options you may have. If this matter is not resolved within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence). If you need further information, please call the New York State Department of Services' Financial toll-free helpline at 1-877-BANK-NYS (1-877-226-5697) or visit the Department's website at www.dfs.ny.gov. FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 The purpose of this ccemc-ication is to collect a debt and any information obtained will be used for that purpose. To the extent .your obligation has been discharged or is subject to an automatic stay of a . bankruptcy order under Title 11 of the United States Code, this notice is for compliance and informational purposes only and does not constitute a. demand for payment or an attempt to collect any such obligation. FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 APPROVED HOUSING AND URBAN DEVELOPMENT LOAN COUNSELORS FOR SAINT LAWRENCE COUNTY NEW YORK AGENCY ADDRESS CONTACT INFO Housing Assistance Program of 103 Hand Ave. 518-873-6888 Essex County (HAPEC) . Elizabethtown, NY 12932 North Country Housing Council 19 Main St. 315-386-8576 . 13617 . Canton, NY Consumer Credit Counseling 215 Washington St. Suite 005, 877-412-2227 Service of the North Country Watertown NY 13601 Home Headquarters, inc. 990 Jarnes St., Suite 1 S15-474-1939 . Syracuse.NY 13203 Friends of the. North Country 1 MifI St. 518-834-9606 Keeseville,NY 12944 More information: http.//www.dfs.ny.gov/consumer/mortg_nys_np_counseling-agencies±tm Updated:January2014 FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 70141200000021644037 C 09/08/2014 RUSSELL J TUTTLE PO BOX 526 RUSSELL, NY 13684 RE: Property Address; 178 BLANCHARD HILL RD RUSSELL, NY 13684 . /B A ITIFINANCIAL COMPANY(DE) Acco # THIS PAGE HAS BEEN LEFT BLANK INTENTIONALLY FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 70141200000021644037 YOU COULD LOSE YOUR HOME. PLEASE READ THE FOLLOWING NOTICE CAREFULLY As of 09/08/2014, your home loan is 1057 days in default. Under New York State Law, we are required tosend you this notice to inform you that you are at risk of losing your home. You can cure this default by making the payment of $37,080A0 dollars by 12/12/2014. If you are experiencing financial difficulty, you should know that there are several options available to you that may help you keep your home. Attached to this notice is a list of government approved housing counseling agencies in your.area which provide free or very low-cost counseling. You should consider contacting one of these agencies .immediately. These agencies specialize in helping homeowners who are facing financial difficulty. Housing counselors can help you assess your financial condition and work with us to explore the possibility of modifying your loan, establishing an easier payment plan for you, or even working out a period of loan forbearance. If you wish, you may also contact us directly at 800-698-4721*Mon -Fri : 7am-9pm CST- Sat : 7am-2pm CST- Sun : Closed and ask to discuss possible options. . While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait, the fewer options you may have. If this matter is not resolved within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwellmg as your primary residence). If you need further information, please call the New York State Department of Services' Financial toll-free helpline at 1-877-BANK-NYS (1-877-226-5697) or visit the Department's website at www.dfs.ny.gov. FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 The purpose of this communicatian is to collect a debt and any information obtained will be used for that purpose. To the extent your obligation has been dischaged or is subject to an automatic stay of a bankruptcy order under Title 1I of the United States Code, this notice is for compliance and informational purposes only and does not constitute a demand for payment or an attempt to collect any such obligation. . FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 APPROVED HOUSING AND URBAN DEVELOPMENT LOAN COUNSELORS FOR SAINT LAWRENCE COUNTY NEW YORK AGENCY ADDRESS CONTACT.INFO Housing Assistance Program of 103 Hand Ave 518-873-6888 Essex County (HAPEC) Elizabethtown NY 12932 . North Country Housing Counc 19 Main St. 315-386-8576 . . . NY 13617 Canton, Consumer Credit Counsehng 215 Washington St. suite 005, 877-412-2227 Service of the North Country Watertown, NY 13601 . . Home Headquarters, inc. 990 James St.,Suite 1 315-474-1939 Syracuse NY 13203 Friends of the North Country 1 Mill St. 518-834-9606 Keeseville, NY 12944 More information: http2/www.dfs.ny.gov/consumer/mortg_nys_np_counseMag-agencies.htm Updated: January 2014 FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 7019 1200 0000 2164 4D37 7014 1200 000D 2164 4037 7D14 1200 0000 2164 4037 FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 09/08/2014 . . RUSSELL J TUTTLE PO BOX 526 RUSSELL, NY 13684 RE : Property Address; 178 BLANCHARD HILL RD . . NY 13684 RUSSELL, CITIFINANCIAL COMPANY D/B/A CITIFINANCIAL COMPANY(DE) Account #: THIS PAGE HAS BEEN LEFT BLANK INTENTIONALLY FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 YOU COULD LOSE YOUR HOME. PLEASE READ THE FOLLOWING. NOTICE CAREFULLY As of 09/08/2014, your home loan is 1057 days in default. Under New York State Law, we are required to send you this notice to inform you that you are at risk of losing your home. You can cure this default by making the payment of $37,080.40 dollars by 12/12/2014. If you are experiencing financial difficulty, you should know that there are several options available to you that may help you keep your home. Attached to this notice is a list of government approved housing counseling agencies in your area which provide free or very low-cost counseling. You should consider contacting one of these agencies immediately. These agencies specialize in helping homeowners who are facing financial difficulty. Housing counselors can help you assess your financial condition and work with us to explore the. possibility of modifying your loan, establishing an easier payment plan for you, or even working .out a period of loan forbearance. If you wish, you may also contact us directly at 800-698-4721*Mon -Fri : 7am-9pm CST-Sat : 7am-2pm CST- Sun : Closed and ask to discuss possible options. While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait, the fewer options you may have. If this matter is not resolved within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence). If you need further information, please call the New York State Department of Services' Financial toll-free helpline at 1-877-BANK-NYS (1-877-226-5697) or visit the Department's website at www.dfs.ny.gov. FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 The purpose of this cc=s; Minn is to collect a debt and any information obtained will be used for that.purpose.. To the extent your abligation has been discharged or is subject to an automatic stay of a bankruptcy order under Title 1I of the United States Code, this notice is for compliance and informational purposes only and does not constitute a demand for payment or an attempt to collect any such obligation. FILED: ST. LAWRENCE COUNTY CLERK 01/28/2022 11:18 AMINDEX NO. EFCV-2015-0145681 NYSCEF DOC. NO. 27 RECEIVED NYSCEF: 01/28/2022 APPROVED HOUSING AND URBAN DEVELOPMENT .OAN COUNSELORS FOR SAINT LAWRENCE COUNTY NEW YORK AGENCY ADDRESS CONTACT INFO Housing Assistance Program of 103 Hand Ave. . 518-873-6888 .. Essex County (HAPEC) Elizabethtown, NY 12932 North Country Housin Council . 19 Main St. 315-386-8576 . Canton, NY 13617 Censumer Credit Counseling 215 Washington St.Suite 005, 877-412-2227 Service of the North Country . Watertown, NY 13601 . Home Headquarters, inc. 990 James St,,Suite 1 315-474-1939 $yracuse NY 13203 Friends of the North Country 1 Mill St. 518-834-9606 Keeseville, NY 12944 More information: http://www.dfs.ny.gov/corspmer/mortg._nys_np_.counseling..agencies.htm Updated: January 2014 .