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No. DC-09-17390 16: a
TEXAS TRUST CREDIT UNION
Plainuff
WALTER P. MATTHEWS
)
)
)
vs. )
)
)
Defendant )
DALLAS COUNTY, TEXAS
PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT
TO THE HONORABLE JUDGE OF SAID COURT:
NOW COMES TEXAS TRUST CREDIT UNION, a corporation, Plaintiff, and files this, its
Motion for Summary Judgment on its entire claim against Defendant WALTER P. MATTHEWS
and in support thereof, would respectfully show the Court as follows:
L.
This cause is a suit on a note or written contract or agreement. Plaintiff secks recovery under
the instruments attached to its Motion and supporting affidavits together with interest thereon,
attorney's fees and costs of court, as shown in Plaintiff's Original Petition on file in this cause, which
Petition is incorporated into this Motion as if set out verbatim herein.
IL.
‘The Defendant has appeared and answered herein.
In.
There is no genuine issue as to any material fact necessary to establish each and every
element of Plaintiff's cause of action and Plaintiff is entitled to judgment as a matter of law.
Plaunuf¥'s Motion for Summary Judgment Page | #09-37151-0
27831Iv.
Plaintiff's Motion is based upon the pleadings, affidavits attached hereto, exhibits, and
documents of discovery filed herein, all of which show, as grounds for Plaintiff's Motion, that:
(a) the note(s) or other written agreement(s) upon which Plaintiff seeks to recover were
executed by Defendant,
(b) the Defendant received valuable consideration from Plaintiff,
(c) The Plaintiff is the owner and holder and is in possession of said notes or written
agreements,
(d) the said notes or written agreements are in default, and Plaintiff has made demand
upon the Defendant,
(e) the Defendant has refused to make payment pursuant to Plaintiff's demand,
(f) the principal sum of $12,376.23, together with prejudgment intcrest at the rate of
9,720% per annum from the date of last payment or credit received on June 22, 2009, in the amount
of $1,028.29 as of April 30, 2010, for a sum of $13,404.52;
(g) there is the total sum of $13,404.52 due and owing by Defendant to Plaintiff.
Vv.
Plaintiff moves the Court to grant it a reasonable attorney's fee in this cause. By virtue of
Defendant's actions, Plaintiff has been compelled to hire the Jaw firm of Blalack & Williams to
prosccute its suit, and Plaintiff is entitled to recover amounts expended as attorney's fees in
accordance with the terms of the instruments sued upon. Pursuant to such terms, Plainti ff is entitled
to recover the sum of $1,500.00 as its attorney's fees in this cause. If said instrument(s) calls for a
"reasonable" attomey’s fee, Plaintiff would ask the Court to take judicial notice of and make its
Plaintiff's Motion for Summary Judgment Page 2 #09-37151-0
00175317, WPDdetermination as to such a "reasonable" fee in DALLAS County, Texas, at the time Plaintiff's Motion
is heard.
Vi
If summary judgment is not rendered in Plaintiff's favor, granting Plaintiff all retief prayed
for upon the whole case, and a trial or additional evidence or testimony is deemed necessary,
Plaintiff moves that the Court at the hearing of this Motion, by examining the pleadings, affidavits
and other summary judgment evidence before it and by interrogating counsel, ascertain what material
facts are actually in good faith controverted, and what material facts exist without substantial
controversy. If there remain any material facts in controversy, Plaintiff moves this Court to grant
partial summary judgment specifying those facts that appear substantially uncontroverted, and
directing such further proceedings in this suit that the Court may deem just.
WHEREFORE, Plaintiff prays that this matter be set for hearing, with notice to Defendant,
and that upon such hearing the court grant summary judgment in Plaintiff's favor and against
Defendant as sct forth herein, and for such other and further relief to which Plaintiff may show itself
entitled.
Respectfully submitted,
BLALACK & WILLIAMS, P.C.
Robert A. Woodcock, ID# 24010490
Chris Blalack, ID# 24038770
5550 LBJ Freeway, Suite 400
Dallas, TX 75240
214/630-1916; 214/630-1112 (fax)
Plaintiff's Motton for Summary Judgment Page 3 #09-37151-0
00175317. «PDCERTIFICATE OF SERVICE
This is to certify that the foregoing Plaintiff's Motion for Summary Judgment attached hereto
was mailed by certified mail, return receipt requested and by first class mail, address correction
requested, to the following persons at the address set opposite their names, on the Ll day of
,20 402. |
WALTER P. MATTHEWS
Defendant Pro Se
3401 Purdue Ave.
Dallas, TX 75225-7638
Robert A. Woodcock
Chris Blalack
Plaintiff's Motion for Summary Judgment Page 4 #09-37151-0
90175317.WPD 'No. DC-09-17390 Oho
TEXAS TRUST CREDIT UNION ) INTHEDISTRICTCOURT *, oa
Plaintiff ) 1 Oar as ah
vs. ; A-Ith JUDICIAL DISTRICT
WALTER P. MATTHEWS }
Defendant ) DALLAS COUNTY, TEXAS
AFFIDAVIT IN SUPPORT OF
PLAINTIFF'S REQUEST FOR JUDGMENT
STATE OF TEXAS )
COUNTY OF DALLAS }
BEFORE ME, the undersigned authority, on this day personally appeared the undersigned
affiant, who, after being duly swom by me upon oath deposed and stated:
1. "My name is Pat Jackson; I am over eighteen (18) years of age, of sound mind, capable of
making this affidavit. I am fully competent to testify to the matters stated herein and the facts stated
herein are true and correct. I obtained such knowledge through my review of the business records
maintained by TEXAS TRUST CREDIT UNION. I am employed by TEXAS TRUST CREDIT
UNION as Collections Manager. My duties at TEXAS TRUST CREDIT UNION include the review
and collection of accounts or loans in default. ‘This lawsuit involves such an account or loan, and
T have personally reviewed the account or loan history and any account or foan files pertaining to
Defendant WALTER P. MATTHEWS. The information contained herein is derived from the
account or loan documents maintained by TEXAS TRUST CREDIT UNION.
2. “Attached to this Affidavit are true and correct sworm copies of the following documents:
Exhibit "A“ - Retail Instatlment Contract
Exhibit "B" - Explanation of Calculation of Deficiency Balance
AMideviy Page 009-37151.0
00175309.WPD3. “The attached records and the debt sued upon are summarized as follows:
“On orabout April 30, 2008, Defendant WALTER P. MATTHEWS entered into the attached
Contract for the purchase of a 2006 Volvo S60, VIN YV1RS592762537166. Plaintiff financed the
Contract, and the Contract was assigned to Plaintiff. Plaintiff is the owner and holder of the
Contract. Defendant defaulted on the Contract by failing to make payments as they became due.
The last payment on the Contract was received on June 22, 2009. The collateral was recovered by
Plaintiff and sold for $12,040.00. The attached deficiency balance cakulation itemizes the aggregate
amount of obligations secured by the collateral, the amount of sales proceeds received, and an
itemization of other charges and credits due under the Contract. .
4. “Defendant has been afforded ali offsets, credits and payments. The balance owed by
Defendant to Plaintiff on the Contract is the principal balance of $12,376.23, together with
prejudgment interest at the rate of 9.720% per annum from the date of last payment ar credit received
on June 22, 2009, in the amount of $1,028.29 as of April 30, 2010, for a tota) sum of $1 3,404.52.
5. “After refusal of Defendant WALTER P. MATTHEWS to pay said loan(s), TEXAS TRUST
CREDIT UNION placed said loan(s) in the hands of the law firm of Blalack & Williams, P.C. for
collection and to file suit and did contract to pay them a reasonable attorney's fee for their services.”
Alhéavi Page 2 £09-97151-0
00175309. 4PDSWORN TO AND SUBSCRIBED BEFORE ME, on the 30thlay of _ April ,
29010.
\SON H
AU ay Puc
STATE OF TEXAS |
by Comm £xp- 087202012
Affitarit
00178309 .WPD
Affiant
Pat Jackson
(print or type)
Name.
Title Collection Manager
(print or type)
Aico od!
Notary Public, State of Texas
My Commission Expires:.
Page 3
209-37151-0ea. moe: Contin thet oo
Gud, IOPCATS JP.
ouven WALTER HAYTHEUS -___~ | sertencrcorton -
ADORE: f |ADORCESS
THAW more AIRPORE SY
crv ROTI gene TX yw “7509 [ere IRVING re io 252 |
pwone (24) 294-96) fone 1922054005
05-08-08 10:09 REVO
cine ST Fry
‘The Quyes is tatesred 10 23 "you" oF ‘your’ The Sefer is caletrad to as “we” oc "us" This conwact may be imasterred by the Seer
PROMISE TO PAY: The crecil 0nc8 is shown below #2 the “Tota Sales Price.” The "Cash Price” is also shown below. Gy signing fis coriract. you
choose fo pulchase (he venlcle On creat according ts the terera ol Ils condract You agree fo pay is the Amound Financed. Finance Change. and
any offer chaiges av Riis COnwaCs. You agree fo make payments according 10 the Payment Schedule in fis contract. I more Oven ane person signs
‘2 Duye!, you agrea to heap a the promises wi Ihis eqreemnerd even # the ofners GO not
‘You have inaroughly mepectad. accepied, nd approved the vehicle in aD reepects.
VEHICLE IDENTIFICATION
year wane | MOOEL VEOCLE WENTIFICATION MUMZER | C)MEW UGE FOR WHECH PURCHASED:
1D cemonstRaton
VOLVO TVINSS92762537566 Ciractore POLPERSOHAL, FALOLY, OR HOUSEROLD,
2006 360 OFRCEXECUTIVE | 1) BUSIMESS OR COMMERCIA,
hbse0 CO ateciana
Trade-in vear 2007 ware ACURA Modo _ADX __ vn _$.387.218577A01973)__ Lear No. 62704
FEDEAAL TAUTH-IN-LEMOING DISCLOSURES: PROPERTY DIGURANCL You oat ty oe catheter?
ARNUA en ‘Amount Toad ‘roered spud a beet Whe arent you
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Your Paymere Schedule WIN Be: tere, serdiava, ond COOUCRAN.
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ABILITY INSURANCE: THIS CONTRAC™
IDOES WoT INCLU:
'Y DAMAGE CAUSED TC
COVERAGE FON PEHSORAL LIABITS
ND PROPERTY
OTHERS.
CONSUMER CREDIT COMMISSIONER NOTICE,
Yo contact TEXAS TRUST CREDIT WfOw about tvs account, call _{972}263-5)24..—-—. This contract is
subject In whole or In part to Texae tew which Is enforced by the Coneumer Credht Commissioner, 2801 N. Lamar Bhvd., Austin,
‘Texas 78703-4207; (800) SJ8-1579; weres.occe strts.tr.us, and can be contacted reiative to ery inquirtes or complaints.
The Annual Percentage Reta may be negotiable with the Selies. The Selter may assign this contrac
and retain its right to receive a part of the Finance Charge.
fy arg fs arate rig, Boh oud we ru pn Naor argent crac ar aon,
Buyer & ile bts Pytis Co-BuyerX
‘Seo beck fer other lnpartart agreements.
CONSUMER WARNING: Natice to tha buyer—De nat sign tris contract befors you read It or It conteins any blenk spaces.
You are entitled to = copy of the contract you sign. Under tha law, you have the right to pay off in advance all tha! you
owe ond under certain conditions may save a portion of the [inerice charge. You will keep this contract to protect your
t
BUYER'S ACKNOWLEOGEMENT OF CONTRACT RECEIPT: YOU AGREE TO THE TEAMS OF THIS CONTRACT AND
ACKNOWLEDGE
OGE THAT YOU
SIOES OF THIS CONTRACT, INCLUDING THE ARBITRATION CLAUSE ON THE REVERSE SIDE, BEFORE SIGNING BELOW.
Buyer Signs WAM Mies oarmarsoyee CoBuyerSigns Ko Ome.
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4
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perticwder purpose.
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contract Ihe irasance mutt Comat ou etna w Pe wate.
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KEEP THE VEROCLE DESURED. Myo Tel gu ut pal Pat you have
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(. POTSICAL, OAMAGE DISURANCE PROCEEDS. You must we pryica
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mut pay what 282 fused Orca al routs Owed under Mes conic! bt
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Pe bale MAS RFEECRG A Te Setee Faw Gan Wes Committ Ret a7 A
oer pened
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Charge 9 RU aemoed Dt de cd ANTE as a Ths cae:
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‘SELLER'S OSCLAMEA OF WARRANTIES:
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Contact within $0 dayt tom De Gale of ine comtact Ine scl
makes ro wrriantins crores G unplind. on he reticie. and thet
be no Impbed earanties of wecchantahiity o of Oiness for
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Ung wetiche manefactaey ety prove.
(Used Cas Byers Gate. The edormation you tat on 7 eardow fe
his venice is part of tits comiract. Information on the window los
everries any cortriy provisions in the coninact ol
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forma parte del presente cectrata. La Gxdormacicn cet lorrstaia 62
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ante de verda,
APOLUCABLE LAW '
Frat are Teaas th apgns ig us Corti:
OTEE: ANT MOLDER OF THES CONSUMER CREDIT COMTMAGT & SUBJECT TO ALL CLADIS AMD DEFENSES WHGCHTHE O€STOA COWLD ASSERT AGADK
THE SELLER OF GOOOS OR SLAVECES OBTAMED PURSUANT KERETO OM WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY TYE DEBTOR SHA
HOT EXCEED ABOUNTS PAD BY THE OEETOR REREUNTEA,
Tre PROVISOM ages otha corset de tc rane ne coc wat rca bPrinat ney. Reuse we
ARGHT RATION GLAUBE
PLEASE REVIEW - GAPORTANT - AFFECTS YOUR LEGAL RAGHTS |
ESTHER YOU OR WE MAY CHOOSE TO MAVE AMY DESPUTE BETWEEN US DECIDED BY ARBITRATION AND NOT ty COURT OA By JUFTY TRIAL
5
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HABE Charis OU MAY HAVE AGABNET US INCLUOWG ANT CLASS ane! (OF Arty CONSOLIDATION OF smGROUA
2. OKSCOVERY AND RIGHTS 70 APPEAL IN ARBITRATION ARE GENERALLY MORE LOMITEN Tran int & Lawsust AND OPICA PUGHTS THAT YO.
‘AND WE WOULD HAVE OY COURT MAY NOT BE AVAZLASLE IW ARBITRATION
| ry canto Getpute, what ni canbacl fort slanan oF orherene brchsong the wetigreution and accoe Ol Tee Artri2h0" CLAUAC An Pe Meee of
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Cat NORM! YOu Age we mar FGF LD artTEXAS TRUST
ey 1 oN
April 13, 2009
EXPLANATION OF CALCULATION OF DEFICIENCY BALANCE
Walter Matthews
3325 Pleasant Valley Road
Sachse, Texas 75048
RE:
Account No, 337443
Loan No 1
Coltaterai == 2006 Volvo S60
Dear Member:
We have repossessed and sald the 2006 Volvo S60
it is important for you to recognize that the repossession and sale of the collateral did not cancel
OF pay your debt tc Texas Trust Credit Union. We received less money from the sale than You
‘owe, und you stilt owe us the difference, which is called the deficiency balance.
The amount of the deficioncy is. $22,384.23
An explanation of how we calculated the daficiancy is as follows:
1) The aggregate amount of the obligation’secured by the security
interest under which the disposition was made, asof 03/46/09
2] The amount of the proceeds of tha diSpOSHION...0.... esc ce eee eee ene ce ene eee ne
3) The aggregate amount of the cbligations after deducting the
amount of the proceeds...
4a) The amount of tha axpenses incurred which relate to the
disposition of the collateral:
ah repossession charges
Ci) Storage charges
(iii) reconditioning charges including any repairs after repossession
{iy disposition charges
{v) attorney's fees
(wi keys
9.0, Bax 532020 Grand Fesnte, TX 75953-2028
1977).263-517 $.800-£27-3600
$23,261.95
$12,040.00
$11,221.95
$587.58
$0.00
$0.00
$571.70
$0.00
$0.00Ceficiency Balance Page 2
(vii mechanical repairs prior to repossessian : $0.00
(viii) Collateral Protection Insurance \ $0.00
(ix) return check $0.00
(x) eallision repair ' $0.00
(xi) jate charges $0.00
(xii) credit life/disabillty premiums $0.00
(xiii) skip tracing charges $0.00
(avy transport . $0.00
{xv} accrued interest through today's date $0.00
(xvi) other $0.00
4b) The aggregate amount of expenses, total of lines (i) through (XVI)... 81,159.28
5a} The amount of credits to which you are entitled which are not
reflected in the amount in (1) above;
() Collateral Protection Insurance refund $0.00
«ity warranty refund $0:00.
(iii) GAP refund $0.00
tiv) credit life/disability refund $0.00
(w) insurance claim $0.00
{vi) account offset: 30.00
{vii} other $0.00
Sh) The aggregate amount of credits, total of fines (I) through {vili) $0.00
6) The amount of the deficiency... $12,381.23
Future debits, credits, charges, including additional credit service charges or interest, rebates, and
expenses may affect the amount of the deficiency. interest continues to accrue at 0.0266301%
daily. 1
1
if you need additional information concerning the transaction described above, write to us at:
Texas Trust Credit Union
Attn: Manager, Collection Oepartment
1900 Country Ciub Or.
Mansfield, TX 76063 ea verre
eis ase erste tte
eek cole ie RA eu eect
FO. ties $12020 Grand Prate, TX?
(972) 2625171 §-8090827-28
oo
my
1 REM ren eenrrer os
ky y are
a 1S
Ali Heweil e .
Paralegal m
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Copy ta: file a
Certified Mait °
a
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No. DC-09-17390
TEXAS TRUST CREDIT UNION ) IN THE DISTRICT COURT
Plaintiff )
)
vs. ) A-14th JUDICIAL DISTRICT
) .
WALTER P. MATTHEWS )
Defendant ) DALLAS COUNTY, TEXAS
ATTORNEY’S FEES AFFIDAVIT
STATE OF TEXAS )
COUNTY OF DALLAS }
In support of the Judgment of TEXAS TRUST CREDIT UNION, a corporation, herein
referred to as Plaintiff, in the above entitled and numbered cause, the undersigned affiant makes this
Affidavit and thereby on oath states the following:
“Iam over twenty-one (21) years of age, am of sound mind, have never been convicted of
any crime or offense and have personal knowledge of every statement herein made and am fully
competent to testify to the matters stated herein:
“Tam the attorney for the Plaintiff herein; 1 am duly licensed to practice law in the Courts of
the State of Texas, am familiar with fees customarily charged by the practicing attorneys of
DALLAS County, Texas, and based on the foregoing and my experience in cases of this type, I have
an opinion as to what would be a reasonable attorney’s fee in this case. In my opinion, the sum of
$1,500.00 is a reasonable and customary fee for investigating the above captioned cause, attempting
to secure collection of the indebtedness forming the basis thereof by amicable means,
correspondence, communications and negotiations with Defendant, preparing and filing petition in
said cause, preparation of any pre-trial or pre-judgment discovery devices, motions or pleadings and
Attorney's Fees Affidavit Page | #09-37151-0
00175312.WPDattendance in Court at hearings, if any, and the preparation of the judgment, and entry of the same.
he
Chridfalack
Before me, the undersigned authority, on this day personally appeared Chris Blalack, known
to me to be the person whose name is subscribed to the foregoing Affidavit, who being by me first
duly sworn, upon oath acknowledged that he/she executed the same for the purposes and
consideration therein expressed, in the capacity therein stated, and that the statements therein
contained are true and correct.
ard
SUBSCRIBED AND SWORN TO BEFORE ME, on the = day of
Ma LA , 20 w , to certify which witness my hand and official
seal.
KELLYE ANN_ RAYMOND K 0 ) p On A La a A d
Notary Public, Stete of Texas
My Commission Expires i 4
Apiil 12, 2014 Notary Public in and for the State of xa
My Commission Expires: fpr \ WD 2OLY
Attorney's Fees AMidavit Page 2 #09-37151-0
00175312.WPDre .
+ @PLALACK& WIELAMS
A PROFESSIONAL CORPORATION .
MIKE BLALACK ATTORNEYS AND COUNSE!.ORS Tuosas 4 DoKe
CHARLES L. WILLIAMS 5550 LBJ FREEWAY, SUITE 400 ” =
SHARON H. SiOSTROM DALLAS, TEXAS 75240 F | L pe Woobcock
Ranpy ROBERTS* 214/630-1916 CHRIS BLALACK .
MARK E. KAZEMBA 214/630-1112 (FAX) 2018 BAY ! 2 Jeep 4O7 se
ToobowarLtea smenicaten / . GARY F | FSIMMONS. :
DA £0. TEXAS =
May 3, 2010 y oEPury ~
Dallas County District Clerk -Civil
Dallas County Gov't Center
600 Commerce Street, 1st Fl.
Dallas, TX 75202-4606
RE: Texas Trust Credit Union vs.
Walter P. Matthews
Cause No. DC-09-17390
Our File No. 09-37151-0
Dear Clerk:
Thave enclosed an original and one copy of our Motion for Summary Judgment together with
supporting Affidavits attached with respect to the above matter. I would appreciate your returning
a filestamped copy to our office in the self-addressed stamped envelope enclosed.
In addition, please set our Motion for hearing by filling in the Notice of Hearing, allowing
ample time to notify the Defendant(s) or Defendant(s)’ counsel in this matter. Please then return the
completed Notice to our office in the enclosed self-addressed, stamped envelope enclosed.
Should you have any questions regarding the foregoing, please contact me. Thank you in
advance for your assistance.
Robert A. Woodcock
B&W:kar
Enc: Motion w/ attachments & 1 copy
Notice of Hearing & 1 copy
SASEs (2)
ce: Walter P. Matthews, Defendant Pro Se (w/copies of encs.)
Sent by Certified Mail, Return Receipt Requested & Ist Class Mail
THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
THIS 1S AN ATTEMPT TO COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
00175580.WPI)
Preview
~~ @ 6 No. DC-09-17390 16: a TEXAS TRUST CREDIT UNION Plainuff WALTER P. MATTHEWS ) ) ) vs. ) ) ) Defendant ) DALLAS COUNTY, TEXAS PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT TO THE HONORABLE JUDGE OF SAID COURT: NOW COMES TEXAS TRUST CREDIT UNION, a corporation, Plaintiff, and files this, its Motion for Summary Judgment on its entire claim against Defendant WALTER P. MATTHEWS and in support thereof, would respectfully show the Court as follows: L. This cause is a suit on a note or written contract or agreement. Plaintiff secks recovery under the instruments attached to its Motion and supporting affidavits together with interest thereon, attorney's fees and costs of court, as shown in Plaintiff's Original Petition on file in this cause, which Petition is incorporated into this Motion as if set out verbatim herein. IL. ‘The Defendant has appeared and answered herein. In. There is no genuine issue as to any material fact necessary to establish each and every element of Plaintiff's cause of action and Plaintiff is entitled to judgment as a matter of law. Plaunuf¥'s Motion for Summary Judgment Page | #09-37151-0 27831Iv. Plaintiff's Motion is based upon the pleadings, affidavits attached hereto, exhibits, and documents of discovery filed herein, all of which show, as grounds for Plaintiff's Motion, that: (a) the note(s) or other written agreement(s) upon which Plaintiff seeks to recover were executed by Defendant, (b) the Defendant received valuable consideration from Plaintiff, (c) The Plaintiff is the owner and holder and is in possession of said notes or written agreements, (d) the said notes or written agreements are in default, and Plaintiff has made demand upon the Defendant, (e) the Defendant has refused to make payment pursuant to Plaintiff's demand, (f) the principal sum of $12,376.23, together with prejudgment intcrest at the rate of 9,720% per annum from the date of last payment or credit received on June 22, 2009, in the amount of $1,028.29 as of April 30, 2010, for a sum of $13,404.52; (g) there is the total sum of $13,404.52 due and owing by Defendant to Plaintiff. Vv. Plaintiff moves the Court to grant it a reasonable attorney's fee in this cause. By virtue of Defendant's actions, Plaintiff has been compelled to hire the Jaw firm of Blalack & Williams to prosccute its suit, and Plaintiff is entitled to recover amounts expended as attorney's fees in accordance with the terms of the instruments sued upon. Pursuant to such terms, Plainti ff is entitled to recover the sum of $1,500.00 as its attorney's fees in this cause. If said instrument(s) calls for a "reasonable" attomey’s fee, Plaintiff would ask the Court to take judicial notice of and make its Plaintiff's Motion for Summary Judgment Page 2 #09-37151-0 00175317, WPDdetermination as to such a "reasonable" fee in DALLAS County, Texas, at the time Plaintiff's Motion is heard. Vi If summary judgment is not rendered in Plaintiff's favor, granting Plaintiff all retief prayed for upon the whole case, and a trial or additional evidence or testimony is deemed necessary, Plaintiff moves that the Court at the hearing of this Motion, by examining the pleadings, affidavits and other summary judgment evidence before it and by interrogating counsel, ascertain what material facts are actually in good faith controverted, and what material facts exist without substantial controversy. If there remain any material facts in controversy, Plaintiff moves this Court to grant partial summary judgment specifying those facts that appear substantially uncontroverted, and directing such further proceedings in this suit that the Court may deem just. WHEREFORE, Plaintiff prays that this matter be set for hearing, with notice to Defendant, and that upon such hearing the court grant summary judgment in Plaintiff's favor and against Defendant as sct forth herein, and for such other and further relief to which Plaintiff may show itself entitled. Respectfully submitted, BLALACK & WILLIAMS, P.C. Robert A. Woodcock, ID# 24010490 Chris Blalack, ID# 24038770 5550 LBJ Freeway, Suite 400 Dallas, TX 75240 214/630-1916; 214/630-1112 (fax) Plaintiff's Motton for Summary Judgment Page 3 #09-37151-0 00175317. «PDCERTIFICATE OF SERVICE This is to certify that the foregoing Plaintiff's Motion for Summary Judgment attached hereto was mailed by certified mail, return receipt requested and by first class mail, address correction requested, to the following persons at the address set opposite their names, on the Ll day of ,20 402. | WALTER P. MATTHEWS Defendant Pro Se 3401 Purdue Ave. Dallas, TX 75225-7638 Robert A. Woodcock Chris Blalack Plaintiff's Motion for Summary Judgment Page 4 #09-37151-0 90175317.WPD 'No. DC-09-17390 Oho TEXAS TRUST CREDIT UNION ) INTHEDISTRICTCOURT *, oa Plaintiff ) 1 Oar as ah vs. ; A-Ith JUDICIAL DISTRICT WALTER P. MATTHEWS } Defendant ) DALLAS COUNTY, TEXAS AFFIDAVIT IN SUPPORT OF PLAINTIFF'S REQUEST FOR JUDGMENT STATE OF TEXAS ) COUNTY OF DALLAS } BEFORE ME, the undersigned authority, on this day personally appeared the undersigned affiant, who, after being duly swom by me upon oath deposed and stated: 1. "My name is Pat Jackson; I am over eighteen (18) years of age, of sound mind, capable of making this affidavit. I am fully competent to testify to the matters stated herein and the facts stated herein are true and correct. I obtained such knowledge through my review of the business records maintained by TEXAS TRUST CREDIT UNION. I am employed by TEXAS TRUST CREDIT UNION as Collections Manager. My duties at TEXAS TRUST CREDIT UNION include the review and collection of accounts or loans in default. ‘This lawsuit involves such an account or loan, and T have personally reviewed the account or loan history and any account or foan files pertaining to Defendant WALTER P. MATTHEWS. The information contained herein is derived from the account or loan documents maintained by TEXAS TRUST CREDIT UNION. 2. “Attached to this Affidavit are true and correct sworm copies of the following documents: Exhibit "A“ - Retail Instatlment Contract Exhibit "B" - Explanation of Calculation of Deficiency Balance AMideviy Page 009-37151.0 00175309.WPD3. “The attached records and the debt sued upon are summarized as follows: “On orabout April 30, 2008, Defendant WALTER P. MATTHEWS entered into the attached Contract for the purchase of a 2006 Volvo S60, VIN YV1RS592762537166. Plaintiff financed the Contract, and the Contract was assigned to Plaintiff. Plaintiff is the owner and holder of the Contract. Defendant defaulted on the Contract by failing to make payments as they became due. The last payment on the Contract was received on June 22, 2009. The collateral was recovered by Plaintiff and sold for $12,040.00. The attached deficiency balance cakulation itemizes the aggregate amount of obligations secured by the collateral, the amount of sales proceeds received, and an itemization of other charges and credits due under the Contract. . 4. “Defendant has been afforded ali offsets, credits and payments. The balance owed by Defendant to Plaintiff on the Contract is the principal balance of $12,376.23, together with prejudgment interest at the rate of 9.720% per annum from the date of last payment ar credit received on June 22, 2009, in the amount of $1,028.29 as of April 30, 2010, for a tota) sum of $1 3,404.52. 5. “After refusal of Defendant WALTER P. MATTHEWS to pay said loan(s), TEXAS TRUST CREDIT UNION placed said loan(s) in the hands of the law firm of Blalack & Williams, P.C. for collection and to file suit and did contract to pay them a reasonable attorney's fee for their services.” Alhéavi Page 2 £09-97151-0 00175309. 4PDSWORN TO AND SUBSCRIBED BEFORE ME, on the 30thlay of _ April , 29010. \SON H AU ay Puc STATE OF TEXAS | by Comm £xp- 087202012 Affitarit 00178309 .WPD Affiant Pat Jackson (print or type) Name. Title Collection Manager (print or type) Aico od! Notary Public, State of Texas My Commission Expires:. Page 3 209-37151-0ea. moe: Contin thet oo Gud, IOPCATS JP. ouven WALTER HAYTHEUS -___~ | sertencrcorton - ADORE: f |ADORCESS THAW more AIRPORE SY crv ROTI gene TX yw “7509 [ere IRVING re io 252 | pwone (24) 294-96) fone 1922054005 05-08-08 10:09 REVO cine ST Fry ‘The Quyes is tatesred 10 23 "you" oF ‘your’ The Sefer is caletrad to as “we” oc "us" This conwact may be imasterred by the Seer PROMISE TO PAY: The crecil 0nc8 is shown below #2 the “Tota Sales Price.” The "Cash Price” is also shown below. Gy signing fis coriract. you choose fo pulchase (he venlcle On creat according ts the terera ol Ils condract You agree fo pay is the Amound Financed. Finance Change. and any offer chaiges av Riis COnwaCs. You agree fo make payments according 10 the Payment Schedule in fis contract. I more Oven ane person signs ‘2 Duye!, you agrea to heap a the promises wi Ihis eqreemnerd even # the ofners GO not ‘You have inaroughly mepectad. accepied, nd approved the vehicle in aD reepects. VEHICLE IDENTIFICATION year wane | MOOEL VEOCLE WENTIFICATION MUMZER | C)MEW UGE FOR WHECH PURCHASED: 1D cemonstRaton VOLVO TVINSS92762537566 Ciractore POLPERSOHAL, FALOLY, OR HOUSEROLD, 2006 360 OFRCEXECUTIVE | 1) BUSIMESS OR COMMERCIA, hbse0 CO ateciana Trade-in vear 2007 ware ACURA Modo _ADX __ vn _$.387.218577A01973)__ Lear No. 62704 FEDEAAL TAUTH-IN-LEMOING DISCLOSURES: PROPERTY DIGURANCL You oat ty oe catheter? ARNUA en ‘Amount Toad ‘roered spud a beet Whe arent you penttwhae] CHARGE | Francou | _purrante ice | | conte nuatiog ott lonrence wil oun pelt AATE The oder reercure | Teeoroveyes | Tretia | | 20a revere shew By eonwet We ovr ote Tre coat of ALIN, | Ceotpeomiea | etntove pac ener | yous purchase on | | Rem bmersam Dan ervere ree van © Post your crest os cru wi Spare | yore mace at | ‘crack. icasdng | | reels hawence yey ereesy hve 1's eowm met 2 yeeny rate woul you. on you Denes, parents a3 your Gown ‘po oattertand to de punteann ta Tense. Ox ays the aredaed. ferrerd seped ol prwpery Peyerce You aust raves un 06 Te 3... 499.43 pres be pod wre Pa eee re eet mae ____ 9.72 %] s 8017.15] s .24392..85) $ __32$00.00} $ — 33399..41 1 ary rerurce © cheched bate, petcine & Coe fates ben Oe cornparies wll Gente Oe Your Paymere Schedule WIN Be: tere, serdiava, ond COOUCRAN. Rare of Tarr Wren | ___ Payee Popmery Ay 2 S450. Overt bere 06/14/2008 Optional Cred O28 thoes - tite and Crech Disabiity Insurance (Cate te empnree and col Gott BaD we KE ‘Laie Charge: I we 00 or recewe yor @tri peyragra weinin 1) ctny1 aha 6 w dae (10 Sart ¢ you ore burns & reqaced to chien cred, Thay wi mt be pemciod unions ps Navy comvoerans aPoCRL, YOU oe! ba © lee change © 21k fa eect Rayment Op ord agen ey Pe nee cat Ys Gerais Wy Propanrmtrt. 4 you pay of tet yOu oun 88r), you mel ol hewe io ay 6 poratty fs uy fee eermrce exec 08 At be a WE Pe ‘Smcuriy nereet, Wo wd Neve 6 veeuty Hnecest n ne wncte beng puntuoed (are acme Additonal Whprmatien: So Pug Sanunert te more wicrreahar shea narwwrprers. Get. vec ualy wierentt. and wry raged rapeyrars A hdl bean ine echun.ded dete Comte ontge ti Awe ALA TTEMCITON OF ABOWAT PRAMCED OC te, tote myers 3 Aram ALB, 1 Centos fecteng any scnennorien, earacee, (S046, Down Catan we oa 3A Aoon ILS AAs AA {Gah Dat. ew tuys $f Aree MAL. 2s ALAR. we LA 1A $2467.00 01 2 Total Domcoyment «Aegan, eran wd see Lew Oh botet WA Gras aoe $3127.00 Pama Cree) = Per ON Mace Oy Some s_au772.s8 AL Mat ade be 3.20.88 (ptore Glee Aceml stan s—1000.00 Cte vesreen pers ty ha enc yi wed et « +a Revete s___wa oelape pyeete oes One aig oom One peoresy HUA Sere wy roraen rr pm he ne SA Domrenynert 5995-41] | re eae oa nore B12! rete ogee 2 Urpasd Bata of Cann Polen (5 runes 2] §—23622S9 | | crown trun ews ws appetwed by Pe Tous Ineweree 6 Ore Cuarpes boauting Ameurte Psd Oren on Yeu banet Commadere. (Sete: wey Soap sor of Peer arenemn ‘Wow earl De Wowrpaas bnecated shove, a -- t___ a B Cone Ccncral Cratt mar ance Pd) Peareree: , en Comcamy 0 Compares feet oqaae = ee ~—_t— a x. ee weet ge a : ‘ tit Catone te C Gree Opeona Kevares Ped a bs Peveren Corpery 135. . Options! insurance Covereges Padi meee vans ye sonics igee mr Pe : WA tos ce tea cote hy 0 0d by Pet mere . iA Goong era ea bow sy coe woe booms s__$0.51_ s__ MA 3A ‘ten a oerwres sho. iharea ee omvvvn bevews ov prone @ par tame ” calinan pchcy and Pe pmnat yOu Ot OF SEC. Cre s___MA. Ce Reece reer $8.00 id tay to Fea eon os corm 350.00 Spay mein o pemvaly wrommrce cenys Achat Sener eense ee on nA (a vee ae paren vi ime wom ome we ee S.A (C06 PCE Cons Baty REFEREE A ps POUT Oe ree tw ‘ert s™aL2 doren 1 Wrped Baer ah Pat cin 2 Bua 62-89 | | pemens rot teed oo aporomed Wy PO lias erie 4 Orrer Cuirges treasing Ammuras Pind @ Carers on tne Sahat Comnaaenes (Sater may erp par Wine amos + Anemone WA $a. UA. © Comet Cpanel Cs warren Pua ates ints Company @ Comeures, Cuey 5. BIA © Cnet Opeone! revere Ped 9 0 niureice Compas 5435.95 9 Con Pat Coren a 3.10.90. ie = s__RA Velvet ts oovaad sa yoo spr ins ayoe to par = a a eT SSS aot iw EA s__ A. 1 asiory meraa Ta 9 mt vated « Ca Pac $ ¥ Sams fan 810 oiwdn§ a Cogn Pree) 4A Ceres Yonne (4m rch ev Cah Prony. s__ MA “Gt het tos GEC FEEDS 60.00 3__60.80 , tere 53 Gitrony raceme mine mtr re Gererereot rte wapocnon Fees (py dete Yo on creat 8a emares wine OU ‘er ean tos fe eae ot he ore (he hex retto a eRUR Do reverR Drage eco orn mart, at poarnne re Ea IDTV Dy 4 Taase ecancs secon afi — fl we ert ne pce coverages tr wich prondne oF Fg bible oases t Koo Cota aR Om ABILITY INSURANCE: THIS CONTRAC™ IDOES WoT INCLU: 'Y DAMAGE CAUSED TC COVERAGE FON PEHSORAL LIABITS ND PROPERTY OTHERS. CONSUMER CREDIT COMMISSIONER NOTICE, Yo contact TEXAS TRUST CREDIT WfOw about tvs account, call _{972}263-5)24..—-—. This contract is subject In whole or In part to Texae tew which Is enforced by the Coneumer Credht Commissioner, 2801 N. Lamar Bhvd., Austin, ‘Texas 78703-4207; (800) SJ8-1579; weres.occe strts.tr.us, and can be contacted reiative to ery inquirtes or complaints. The Annual Percentage Reta may be negotiable with the Selies. The Selter may assign this contrac and retain its right to receive a part of the Finance Charge. fy arg fs arate rig, Boh oud we ru pn Naor argent crac ar aon, Buyer & ile bts Pytis Co-BuyerX ‘Seo beck fer other lnpartart agreements. CONSUMER WARNING: Natice to tha buyer—De nat sign tris contract befors you read It or It conteins any blenk spaces. You are entitled to = copy of the contract you sign. Under tha law, you have the right to pay off in advance all tha! you owe ond under certain conditions may save a portion of the [inerice charge. You will keep this contract to protect your t BUYER'S ACKNOWLEOGEMENT OF CONTRACT RECEIPT: YOU AGREE TO THE TEAMS OF THIS CONTRACT AND ACKNOWLEDGE OGE THAT YOU SIOES OF THIS CONTRACT, INCLUDING THE ARBITRATION CLAUSE ON THE REVERSE SIDE, BEFORE SIGNING BELOW. Buyer Signs WAM Mies oarmarsoyee CoBuyerSigns Ko Ome. CoSurers aad Othe Ouran — A cote io 8 poruas vine micriatin & payng te ren enti An other 0 Peron hens aan 4 6 Be Wn 0 te hice ons rat have pay te fo ore agence meee sin ve cn on a ome Le , Sow os SUNOS t= oer sora TMS CONTRACT 5 MOT MAUD NTR YOU WAC) WE SEG IT. Geter eegre 0 rasresl we CortD Ognemrperrs 1p. Sane (smpneet uree Ba Wand 6 Sturt Agee E wt Atapen. A 0 Ainge war wnsea acme pana fA SOC OSON ACURA. CI un LE PRT é ree ow (ON Sr eres ewe eRe aeS meee fesormeten oe (CRIGINAL LIENHOLDER4 AON ATE FIGURE THE FORAGE CHARGE (Mt tapse re France segithe tg asd arrange Meza as drones by fre Faas Farce SADIE CHARGE ALD PAYMENTS Laie e >ye ty carungs weed Ta France Charge we be iets Dy aca re aaey-e in he rpad poten cl Re Amoust Finasead ty re sunbe hans 8e pad ponesd he Amount Fearcega eutsianding The ayia TRE 00 Aer Perceenage Race The urged porter. 21a Azra Fe CeO S008 AS AON me CF HERA CRS CIOS 1b NOW PTE WALL APALY YOUR PATENTS, We mh apple you payments © re lotomng ere * cured bu ceppabnurce Crane 300 2 lo amteg est ou et wd is apron ¢ ROW LATE OM EARLY PAYMENTS CHANGE WHAT YOU MUST PRT. ae nased the France Chasge, Total of Payments, and lou Sale Puce a3 ¢ at yrerts wert mace 2s scheduled 1 you 00 ect wacky mune oF you (yar oat east Oe Coma arent. you wl Re 1m pay mone France Chop na nacpers, you i payment a be mae Par you lng SPOGLARG CyTETE. C&O EHO. yOu wa Mw ko ay mre pe CI Ihe Came eur 35 you SCreRdED pyran wet A Sates as page 1s raha tchcales payments cary. your Farce Change wil be Oc sess1 Ht you make you tchetUes paymeres tale. you France Charge wt -rorease We ad send youd fotce beng you abo Rese ranges bee Pt ‘es ureatec ganas ae 4) MTEREST AFTER MATURITY. 8 you 00 sal pay af you Ome wg ne bes Layered Decors Gut. OF On Ack Oy A YOU One fF CORTES pT ‘9A rer Eva cract you al pity an aevest Charge on armen! at 5-8 gan Thar nieces Chae wel be the ghar cae ol 1h pat pen oF ‘Te acento by an, 6 ate gpa. The nieve charge fs ar0urt we beg De ay ss ne bl permet Dacornes Got t. TRASFER OF RIGHTS. We may fancier fry Contrad Io anther peso Tha parson wa then nave af op refit. prwleges, 20d reece. | SPECHAL PROVISIONS FOR BALLOON PUIMENT CONTRACTS. 4 haloon payment « a icheduled parent mone fan bce Be toy ¢! ie neage 0 pou SPOOL DPS ORE! ae De OOo A Be sue betore he baton paprec You can pay af you owe ute he DUCA payment d due ard wep yar WON ¥ you buy fe wehcie promactr rersonal try, cx ROUSENORS ued YOU Can era 4D 2.new wren apres syirvarce Te OROT fave atu O11 wd a nérunCeG fe 8 Ye “Ararce he Balcen SIME your ORO HITEC wd net be GIRL’ OF rear se Dan I payers bes comact Ihe aera percentage Maa the new ayrtererd wd nck Dt ere Dean the Asal Pocostare Rate net cert Thes proveson goes fk Bop | you Payment Schedule hes Bete miedo you seasonal oF ea Com eee YOUR OTHER PRQWSES TOUS. USE AAD TRAMSFER OF THE VEMICLE You we cat sat aed Te ahcle eto a ertion perraasion H por do $24 oF SANA HNC. PO sad na RSE yea HM YOU aREQIROTS UrdeT Pid ERT, ard ma ay ‘cage you 2 narader of ecm hee oF $25 00 :590 fo a hese Corenasca! V1 Yo ac pare ‘ab 1 ertng A you change pes sober Oe abet shest you step PE amCN He agree you tary reemt Pa ancle ‘rand 55 10 T2AGWS OF, de vatican contra be CONOR EY ‘fe ravarce iru conwad reacts Otters, you agitt 601 18 ADO Re Wace Hn ME US Poy 2! wreen sertasen. > CARE OF THE VEAICLE. ‘os agpee fe Leng Our vate hee toc af ber, tne ces euceol eve Bal ROUTE Ors 6242721 You wl taney pay aS Snes. chases pear ie vite Mos od keep Fe ven € good “wpar 60 Hl Pe 30m Be etic On enze “4 pla D OOM O se + egal You rust pay af you ont ven # he veh We, Gaenages OF ‘peared "a De par Laat a he o¢ am ani or possesaice ot Ot aOR et my pay fe Teed ae ary Lan seared whee Pe eh 2 tee Ceres WA may emg Comme Pal YON Dab ING Ur 70 '9 Pee Bod parte fot BW CTE Hsu OF CY Pay Pg AOU. ar PDAS) Te ON BAM ASTTRML BOE Fa BES it ee Sot 7 SUNN Re VEN Nbr SO SO INF 15 OE a OT CIR, erie a brane Cange 2. BRC SECURITTUNIEREST. Yo seeve atta uy swt nr cobain ayn CL 04, rou go U2 OCU COE 1 The webele meaing & accessor es ard 2a row ones ATECPED a6 ame Cet QoOK KET IS CODE, 1 Aleeurance prCcneGs 290 2! DENCH eCeneS twa 1 Ameusare chy bece Conman oF as contac! tranced be ar any proces OI Rust Correct, aed A drycelarcs oh aig ecksoedin ows corbrert bee emaaree, ober coreacts “wa uacasey eceeess me sacveS ary OTE TOOACEAON eS LOM: se erat FO mu or Cr Secs Clee! Ne AR 4 AGALEMENT TO REP VEOCLE ORSURED. You apee 1 Neer prscas “WINaGE rOUITCE CoMEeng LAS 5 dartage be vetecle OF @e heen Gh cretant Thm emurarcn mk) Ones our UN EO eM venice ee en rene eee 3. TOUPAY LATE OA GAEAM YOUR OTHER PROWSES NETURAED BiSUN. CE PREMUNS AL - CONTRACT CHARGES. Bee quamtrdoneqaancaa ances eh POC Ne Cash pce, op wl ote Abn ah yon Set Cree mead uncis i CORA Wt fa any emRENING er wl De pad HS 7 {NL APPUICATION OF CREDITS. May crea thal eeduces yous date me apm: ‘yon payrents ete wevert4 order ohn they are cut. wrt we Geose Fo oly Co rater port of pour det The amend ol the cmd ard ef rarer heage a eteesi on he crc ofl be appa yas pyres 8 he revert Ode of ou FFTOS UATE CHARGE. Ths acl pay os tie Rage os aged COW! wrest ous. (0 CEPAULE. You val be 2 ett é 1, You da ec pay ary cast when ts ow, 2 Ws fe Dettnnpry, bertapty 5s fied apare! fou. oF he ence Wecomes inched ita besiney. 2 Ye alow apart tbe arta again you or ta cotter. © ease ay od yout pores is aged A yout, we can crore xs nos ure Pas COACH En a he rps soy tere OUR UGHT TO DEMAND PAYMENT IM FRILL 6 you dutacl. @ oe Cheat «1 (9204 a at yo as 08 09 10 Laap ary yous promges, we Can Geen (hat you eetetey poy 23 Pa you Ott Ye Gan) hae wo gi you ace Pad ‘et at dearer «reed i comand eects payment ol af Pt you Mt & MEPOSSESSIONL. Hl you cataut, we may repoesass Cie etic bom you 4 a ‘#0 30 peacetiy yor webica tas an aucune Packing Gevce. you aye ‘fe we ay vee bre dence te hr ha webct. ary pence! tee am ve ‘vatude, we can viore Bee: by yy 80 ge you walter actor 2 your it ‘ween adress reas cn cus rece win 1S cays of Gacowarrg Ps ot ‘ha yur parnona Les F you 65 net ash bv Rae Kees bad @AhA 31 cays (roe be Gy we real ot lene rece We you, wt ay spose ol Pea 5 rpphcabis kam atau, Bey accesstry eons, oF eeplaceeert pan a7 wh te tice, © YOUR EGHT FO REDEEM Bee tata por votecte, a9 el led pou Pom muh ou oe B pay 0 981 B20) yo do rc py us Io gs the wie Bach we (Car el Cat ate che acnen slowed by tae Yous ft ID reno ees we ‘fa vec fold or we Roe Orns eo 8 Cota fr ke OF accNCENS Me en 1 Ul ot te) setatacton of a corm 4. DXSPOSITION OF THE VEHICLE. It yoy dan’ pay us io get Pie wore back. seu can sal Ur We oes gehen steed by te wl and you rote ab aac 18 Gaps bore we set We con use Pe money we get bom sling #1 (poy seed expenens ard 12 sauce Dua nveurt you pet. MORES EET ee ee (peapasing & ty cate, and satieg &.6 ay money is Fell we wil pay 419 ro rlets ot mud ply A someone wee. Ube moray kom Be tite «ot FOG to py al yom Owe, yOu Cas! poy He WaT CL WARE poU OMe USS stegrent Be 24 oF 208 Te ate. you ml ge us a carticate of le an ary Soe document agured hy Sate law to 00S Eamets toe & COLLECTION COSTS. & we hue an atorney who « rol on employer 1c ‘erdorca Bes cotracl you wf py seatonatie Lacrvey’ fees 66 coual oth 15 ba cphcathe tes ows CANCELLATION OF OPTIONAL INSURANCE AND SERNCE CONTRACTS. Dg cormact may conan changes (Or meurarce oF SEmUt (Oras oo Sarncrs exch Dee Cash pect A yo Mat YoU ape rat wt CaP cht Devers water ese cartacts bo toe exec apace. and reransta ae 10 90 rebrand Champs Be ACD ah 00 (Ont oF ge PE we. he vere w 2 at fs boca 6 Goma 1 calen, we ey charm bene ucies hese contracts ard care Hen % chan Wlurds dl unearaed charyrs 10 DLO whet you Gat. 4 WTEGRATION AND SEVERABEUTY CLAUSE The cormact cortarn he etre aptemert betwen pou gad x3 tikenc F, ‘Fe ale ane narting OLME ehadR par OF on COmMeaC Ve, re At yes ’ EGAL UMTLCTIONS GN QUA RIGHTS Tot Con ete Op TePes Oey B84 CEN Sad enkerEE Fem ats re ed grace ahd os nt Za etd ay Oy dont Baa Gay acct ONE OF ober grout Pui at #64 Dan Re baw slow The revi” rreebs oF al othe: pas dl hs cortracl and bat on Che ACS ‘SELLERS OBCLAMER OF RARAANTIES Velen the peter mabrt 4 orien earenty, ERIS Wée 2 sence certeact wine 90 Gays (roc the date of this contract the setter mates re warrorticg, prety ot bp on the vebicle. and there 31 be 80 tengted werranticn of merchanlablty oF of Hines for @ perticwder purpose. ‘Tals provisien doves not tect ivy scrrardies covering the wahiche thet (Cae weblictn marmeacharet nny prwviot. Sa—_a_———eer ‘Used Car Buyers Gade. The ilormation pau see on the wintiow form for (Rls vehicle Is 271 Of Ois conwact Iniorrestion on the window tomCine peg wes Tang 1 fhe whade Yoy wd katy fe Bhatt t 900 “epee. De Oe 1 20 SOTRC 2 PRCES p WOpaRtY Ue ‘egy 1 ay a you bet eee Re wahects i tosh deraged Onsroyte 8 1 Bad pany bts 2 ten oF Caen agaral oF possenuen ol he 0a wt by 63) TE Had py Ly CORT aRgIrNS tw how he wetate bs Bigs 1 aut We eney enerechaiely Gerard tai you pry vi te araur (hed te rd party hr Dee wate. you Go aot py Pe AOU et poate Che rae ore ad Dad wT Be ac 2: cae Ft Ped tapousess Brave acke we may 108 GRAN Ful yOu 8 8. Ol Oe COT compan a branca Carge on es amc SECURITY INTEREST. To vecuse a3 x you cae on hu correct ane a8 oA" Ponies ju yea were tae The varace Cluny al act etaaniet 3rd pars Fe o Ura! sae: 6 ary ce goods trance n ths corti 2, Ad mazarce proconas ane ome procwecs read be Be wetci, 1 Amp eeusance pokey seca carancl O° Ober contri franced by ws Pe amy proceeds o Grose comecact, and 4. Appecturda of charget inclated bes cota: br rmurarcd Gi sereoe creas Tis secanty rents so soc.res omy tenure nediicaton 2 Pg coral ‘The cortez tO sro a ACU etre Be Tene ¢ AGREEMENT 10 KEEP VEMICLE INSURED. You ages b> New physical faragn emr20ca Cowerng lacs O Gamage Whe wencte br he wen Gls contract Ihe irasance mutt Comat ou etna w Pe wate. ¢. OUR NIGHT TO PURCHASE REQUIRED BSURUNCE IF TOU FAR TO KEEP THE VEROCLE DESURED. Myo Tel gu ut pal Pat you have CO. wa ny buy pte Carag weencatcd. Wir wy boy aT Comme your etrest aed ms cere in at wa: eo we may uy reLSTCR {ey Ou renee rly You eripy Re promiur by he racares id ater henge at he contr cle I we chen coat promchon revere. we ws ‘mak rome 0 you tet trem acca own cas lt, (. POTSICAL, OAMAGE DISURANCE PROCEEDS. You must we pryica arage eeauen proceeds t pow Re white etecs na agres cers (6 eaming Howve, 1 Oa vabice 6 2 100 16k 10 rea ae De ONCE {008008 10 pay wat you Ome ut. You aed Ral wt CaP Ube any precendt rome engycenes to raga re watch, ch we exay radoce whe you Owe undies (Pas crac me apy neasarce prtcoads bie amour you owe, bey 9 (be apne to ow soyneets in a vera ord ot when ey ave Yo! emsanee on De safick oF cond weecarce Coser’ pay ob you ont KR mut pay what 282 fused Orca al routs Owed under Mes conic! bt pad. any serorring proceeds wl be 921010 704. et DA 1 OR RS VIN Crag CALE WHE 1 (Noire tae Ne ee 2 TRENT ASE I OFT icles ac im Gam aeneles noes ete WaT a CaN OA 8 cork elu eae RUYES Kee AKE cI FL OME TEGRATIOM RHO SEVERABGITY CLAUSE (vt corcacl Cortans Be orton prpeerrert Deveren 70) 1M rs setae: Pe bale MAS RFEECRG A Te Setee Faw Gan Wes Committ Ret a7 A oer pened ‘LEGAL UMUTATONS OF OUR RIGHTS: Tat PEL OMUTE CY FOE ROY Les, 48 Ca" DA NervEE ire Wye eA ec BE OY rap 0 U teal ocry Fou FE Nee In pay nar Charge 9 RU aemoed Dt de cd ANTE as a Ths cae: hee BB es COPA a0 At alc RY OCIS ‘SELLER'S OSCLAMEA OF WARRANTIES: Unkets Me saber eubes a wtten ecrracy, or les ato a terns Contact within $0 dayt tom De Gale of ine comtact Ine scl makes ro wrriantins crores G unplind. on he reticie. and thet be no Impbed earanties of wecchantahiity o of Oiness for Tis protien does net fie ony werransis cevering Une weet IR Ung wetiche manefactaey ety prove. (Used Cas Byers Gate. The edormation you tat on 7 eardow fe his venice is part of tits comiract. Information on the window los everries any cortriy provisions in the coninact ol ‘Spartan Truschtion: Cult para conpradors ée weticeios uszton. 1 ‘ndormaciin gue va en 4) fererulzno de 1s veniantta para este white forma parte del presente cectrata. La Gxdormacicn cet lorrstaia 62 vomuridy deja sia elects toga Gupecsiciée en contaie contenida en ante de verda, APOLUCABLE LAW ' Frat are Teaas th apgns ig us Corti: OTEE: ANT MOLDER OF THES CONSUMER CREDIT COMTMAGT & SUBJECT TO ALL CLADIS AMD DEFENSES WHGCHTHE O€STOA COWLD ASSERT AGADK THE SELLER OF GOOOS OR SLAVECES OBTAMED PURSUANT KERETO OM WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY TYE DEBTOR SHA HOT EXCEED ABOUNTS PAD BY THE OEETOR REREUNTEA, Tre PROVISOM ages otha corset de tc rane ne coc wat rca bPrinat ney. Reuse we ARGHT RATION GLAUBE PLEASE REVIEW - GAPORTANT - AFFECTS YOUR LEGAL RAGHTS | ESTHER YOU OR WE MAY CHOOSE TO MAVE AMY DESPUTE BETWEEN US DECIDED BY ARBITRATION AND NOT ty COURT OA By JUFTY TRIAL 5 2 IF & OUSPUTE JS ARRUTRATED YOU WEL GIVE UP YOUR GT TO Pam PATE AS A CLASS REPPESENTATIVE OF CAASS MEMBER Ov At HABE Charis OU MAY HAVE AGABNET US INCLUOWG ANT CLASS ane! (OF Arty CONSOLIDATION OF smGROUA 2. OKSCOVERY AND RIGHTS 70 APPEAL IN ARBITRATION ARE GENERALLY MORE LOMITEN Tran int & Lawsust AND OPICA PUGHTS THAT YO. ‘AND WE WOULD HAVE OY COURT MAY NOT BE AVAZLASLE IW ARBITRATION | ry canto Getpute, what ni canbacl fort slanan oF orherene brchsong the wetigreution and accoe Ol Tee Artri2h0" CLAUAC An Pe Meee of | cum oF aupuse), between you and Un oF Gul emOYEEL BGR. LUCORSSOTA OF E8B/QME, WAAC ANENE Ou OF DF TOLIET 10 wou Cierhs boncaton, DUIS { Conetbon of Bua woRaCLe, Uw 8 CORN A OF bay fe bakng APEA CHA OF FeRAtIOREPYD (CRY) APT WAC FELUICRED MELINA ULES WE BA A SAF IPE Cr [2M & yous ou scton, be rencved by neWrE) ong BEL and not By a cour Bewret {1 lected bow prowetes thal 8 Cpen of deve NG! HuNECT IO eng RAMON. Iroy Armaraiice Clite shal Mol deRsy IN MPdedun ee Mose Amy Cave oF age ns 10 De Arata Z IO Iya engi artatrator on an extvidee bay and rot YS. CNRS aC LON Fo CADHMEEN ma tng ME CY th Foe {ane Gets actor em Ray ChOOES One of Pe IlownG arbexmion orparacehons arc) 1 appicable sites the Stent Arta ates Foren Dos $019". Minneapnis. MN SS4L O18! (eerie enor oom). the Amercon Af>eaion Asponmton, 235 awe. Plone 10 Mew York, NY. 10017-4600 Jew aw.og). 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YOu Age we mar FGF LD artTEXAS TRUST ey 1 oN April 13, 2009 EXPLANATION OF CALCULATION OF DEFICIENCY BALANCE Walter Matthews 3325 Pleasant Valley Road Sachse, Texas 75048 RE: Account No, 337443 Loan No 1 Coltaterai == 2006 Volvo S60 Dear Member: We have repossessed and sald the 2006 Volvo S60 it is important for you to recognize that the repossession and sale of the collateral did not cancel OF pay your debt tc Texas Trust Credit Union. We received less money from the sale than You ‘owe, und you stilt owe us the difference, which is called the deficiency balance. The amount of the deficioncy is. $22,384.23 An explanation of how we calculated the daficiancy is as follows: 1) The aggregate amount of the obligation’secured by the security interest under which the disposition was made, asof 03/46/09 2] The amount of the proceeds of tha diSpOSHION...0.... esc ce eee eee ene ce ene eee ne 3) The aggregate amount of the cbligations after deducting the amount of the proceeds... 4a) The amount of tha axpenses incurred which relate to the disposition of the collateral: ah repossession charges Ci) Storage charges (iii) reconditioning charges including any repairs after repossession {iy disposition charges {v) attorney's fees (wi keys 9.0, Bax 532020 Grand Fesnte, TX 75953-2028 1977).263-517 $.800-£27-3600 $23,261.95 $12,040.00 $11,221.95 $587.58 $0.00 $0.00 $571.70 $0.00 $0.00Ceficiency Balance Page 2 (vii mechanical repairs prior to repossessian : $0.00 (viii) Collateral Protection Insurance \ $0.00 (ix) return check $0.00 (x) eallision repair ' $0.00 (xi) jate charges $0.00 (xii) credit life/disabillty premiums $0.00 (xiii) skip tracing charges $0.00 (avy transport . $0.00 {xv} accrued interest through today's date $0.00 (xvi) other $0.00 4b) The aggregate amount of expenses, total of lines (i) through (XVI)... 81,159.28 5a} The amount of credits to which you are entitled which are not reflected in the amount in (1) above; () Collateral Protection Insurance refund $0.00 «ity warranty refund $0:00. (iii) GAP refund $0.00 tiv) credit life/disability refund $0.00 (w) insurance claim $0.00 {vi) account offset: 30.00 {vii} other $0.00 Sh) The aggregate amount of credits, total of fines (I) through {vili) $0.00 6) The amount of the deficiency... $12,381.23 Future debits, credits, charges, including additional credit service charges or interest, rebates, and expenses may affect the amount of the deficiency. interest continues to accrue at 0.0266301% daily. 1 1 if you need additional information concerning the transaction described above, write to us at: Texas Trust Credit Union Attn: Manager, Collection Oepartment 1900 Country Ciub Or. Mansfield, TX 76063 ea verre eis ase erste tte eek cole ie RA eu eect FO. ties $12020 Grand Prate, TX? (972) 2625171 §-8090827-28 oo my 1 REM ren eenrrer os ky y are a 1S Ali Heweil e . Paralegal m o Copy ta: file a Certified Mait ° a 3 se Bb Fo ee Page 8 eee |S Oo a a 6of e@ . . @ No. DC-09-17390 TEXAS TRUST CREDIT UNION ) IN THE DISTRICT COURT Plaintiff ) ) vs. ) A-14th JUDICIAL DISTRICT ) . WALTER P. MATTHEWS ) Defendant ) DALLAS COUNTY, TEXAS ATTORNEY’S FEES AFFIDAVIT STATE OF TEXAS ) COUNTY OF DALLAS } In support of the Judgment of TEXAS TRUST CREDIT UNION, a corporation, herein referred to as Plaintiff, in the above entitled and numbered cause, the undersigned affiant makes this Affidavit and thereby on oath states the following: “Iam over twenty-one (21) years of age, am of sound mind, have never been convicted of any crime or offense and have personal knowledge of every statement herein made and am fully competent to testify to the matters stated herein: “Tam the attorney for the Plaintiff herein; 1 am duly licensed to practice law in the Courts of the State of Texas, am familiar with fees customarily charged by the practicing attorneys of DALLAS County, Texas, and based on the foregoing and my experience in cases of this type, I have an opinion as to what would be a reasonable attorney’s fee in this case. In my opinion, the sum of $1,500.00 is a reasonable and customary fee for investigating the above captioned cause, attempting to secure collection of the indebtedness forming the basis thereof by amicable means, correspondence, communications and negotiations with Defendant, preparing and filing petition in said cause, preparation of any pre-trial or pre-judgment discovery devices, motions or pleadings and Attorney's Fees Affidavit Page | #09-37151-0 00175312.WPDattendance in Court at hearings, if any, and the preparation of the judgment, and entry of the same. he Chridfalack Before me, the undersigned authority, on this day personally appeared Chris Blalack, known to me to be the person whose name is subscribed to the foregoing Affidavit, who being by me first duly sworn, upon oath acknowledged that he/she executed the same for the purposes and consideration therein expressed, in the capacity therein stated, and that the statements therein contained are true and correct. ard SUBSCRIBED AND SWORN TO BEFORE ME, on the = day of Ma LA , 20 w , to certify which witness my hand and official seal. KELLYE ANN_ RAYMOND K 0 ) p On A La a A d Notary Public, Stete of Texas My Commission Expires i 4 Apiil 12, 2014 Notary Public in and for the State of xa My Commission Expires: fpr \ WD 2OLY Attorney's Fees AMidavit Page 2 #09-37151-0 00175312.WPDre . + @PLALACK& WIELAMS A PROFESSIONAL CORPORATION . MIKE BLALACK ATTORNEYS AND COUNSE!.ORS Tuosas 4 DoKe CHARLES L. WILLIAMS 5550 LBJ FREEWAY, SUITE 400 ” = SHARON H. SiOSTROM DALLAS, TEXAS 75240 F | L pe Woobcock Ranpy ROBERTS* 214/630-1916 CHRIS BLALACK . MARK E. KAZEMBA 214/630-1112 (FAX) 2018 BAY ! 2 Jeep 4O7 se ToobowarLtea smenicaten / . GARY F | FSIMMONS. : DA £0. TEXAS = May 3, 2010 y oEPury ~ Dallas County District Clerk -Civil Dallas County Gov't Center 600 Commerce Street, 1st Fl. Dallas, TX 75202-4606 RE: Texas Trust Credit Union vs. Walter P. Matthews Cause No. DC-09-17390 Our File No. 09-37151-0 Dear Clerk: Thave enclosed an original and one copy of our Motion for Summary Judgment together with supporting Affidavits attached with respect to the above matter. I would appreciate your returning a filestamped copy to our office in the self-addressed stamped envelope enclosed. In addition, please set our Motion for hearing by filling in the Notice of Hearing, allowing ample time to notify the Defendant(s) or Defendant(s)’ counsel in this matter. Please then return the completed Notice to our office in the enclosed self-addressed, stamped envelope enclosed. Should you have any questions regarding the foregoing, please contact me. Thank you in advance for your assistance. Robert A. Woodcock B&W:kar Enc: Motion w/ attachments & 1 copy Notice of Hearing & 1 copy SASEs (2) ce: Walter P. Matthews, Defendant Pro Se (w/copies of encs.) Sent by Certified Mail, Return Receipt Requested & Ist Class Mail THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS 1S AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00175580.WPI)