On June 21, 2013 a
Party Statement
was filed
involving a dispute between
Capital One Bank Usa Na,
and
Roper , Freddie J,
for AC Contract/Account (Bulk)
in the District Court of St. Louis County.
Preview
154
IN TH gIRCUIT COURT OF ST. LOUIS COU pY, MISSOURI
#4 ASSOCIATE CIRCUIT JUDGE DIVISION
Capital One Bank (USA), N.A. )
Plaintiff ; FE | L
vs. ; Case No. _1381-AC21552 E D
FREDDIE J ROPER ; Division 43W AUG T 4 2013
Defendant } siacur CuK St US ounry
JUDGMENT ENTRY
/
NOW ON this day of {_, 20/17 the above-styled cause comes before this court for
hearing. Plaintiff appears'by Pech, Hughes & McDonald, P.C. Defendant(s) FREDDIE J ROPER, although duly
summoned: appears not and makes default; (_) appears and confesses judgment; (_) appears and contested
hearing was held. Upon the evidence and pleadings presented, this Court enters judgment in favor of Plaintiff and
against Defendant as follows:
PRINCIPAL: $8,853.99
INTEREST: $.00
TOTAL: $8,853.99 plus court costs
Said judgment shall bear interest at the rate of 0% per annum.
Regpectfully submitted,
tk
Joth N, #52489
Erin er #61813
Russi Farha #56111
Christopher E. Pech #64403
Piper Lori Hughes #64401
Bruce W. DeGroot #42004
Pech, Hughes & McDonald, P.C.
PO Box 698
Festus, Missouri 63028
Tel: 319-362-3000
Tel: 866-795-6375
Fax: 319-362-3277
Attomey for Plaintiff
OFN 613540 (a YEN Tr ga 79 (CEN 126671601FILED
CAPITAL ONE BANK (USA), N.A., AUG 1 4 2013
JUAN M. Glue Ese .
y CIRCUIT CLERK, BT. LOUIS county s"
FREDDIE J ROPER
Defendant(s).
AFFIDAVIT
PERSONALLY APPEARED before the unders
fficer, duly authorized to administer oaths,
Kathy Cimburke, who states under oath as follows:
to the matters set forth herein. } arm an
L Jam over 18 years old and competent to test
authonzed agent of Piaintiff CAPITAL ONE BANK (USA), N.A. (“Capital
¢"} for purposes of this
affidavit. iam authorized by Capital One to testify to the matters set forth herein. As a result of the
scope of my job responsibilities, | have personal knowledge of the manner and metitod by which Capital
One creates and mai
ains certain business books and records, including computer records of defaulted
accounts.
2. The Capital One books and records are made in the course of Capi
conducted business activ:
y and it is a regular practice of Capital One t ‘e these books and records.
ch of the Capital One books and records reviewed are made: (1) at or the bme the events they
urport to describe occurred, by a person with knowledge of the acts and events: or, (2) by a computer or
purp Pp
fas it ocenrs
tal means, which contemporazicously records an ev
3. Ascording te the be und records of Capital One, a Capital One accoutt was opened in
Defendant's(s”) nasne for the purpose of obtaining an extension of cre: Subsequently, this account
was used to acquire goods, services or cash advances in accordance with the Customer Agreement
governing use of thai account. Defendant(s) have failed to make the required periodic payments on the
account.
4. The books and records of Capital One show that Defendant(s) is/are currently indebted to
ke just and tne sum of $8853.99 as of
ae
Capital One on account number XXXXXXXXXXKN6429 for ¢
i
N0000004!93/28/2013, and that all offsets, paymen ed of
Ss. and credit
have beon allowed. This balance is comp
outstanding deb! on the date the account charged off ( including any pre-charge-off
Q z Pp gi
transactions, interest, and/or fees) less any offsets, payments, or credits applied to the account afler the
ge-off date. The Customer Agreement entered into between the parties also authorizes Capital One to
xecover from Defendant(s) reasonable attorneys’ fees and costs to the extent pemnitted by law.
Post-jucement interest will accrue on Defendant’ s(s’) indebtedness at the rate authorized
by law and as set forth in the judgment order.
6. Nothing in the books and records I reviewed indicate or show that the Defendani
4 minor/niinors, is/are mentally incompetent or is/are otherwise incapacitated.
rue and correct and if called as
7 I declare under the penalty of perjury that the foregoing i
a witness I would competently testify, ander oath, thereto,
y Chnburke
County of Chesierfi
Commonwe:
SUBSCRIBED and sworn to before me, the undersigned Notary P
aforesaid, by Kath ike, whe is personally known to me and who ac
signapare to foregomng Affidavit.
GIVEN under my hand and seal
NOCNO00S
126671602
A249
LITOW LAW OFFICE
723640Department of Det
nse Manpower
Feat a et Hck ae gel couse to anne eta ghee yuo: aoied ta Geoucamitreh itn ie SRA,
ose oe preetad by be retuater, Presng
Document Filed Date
August 14, 2013
Case Filing Date
June 21, 2013
Category
AC Contract/Account (Bulk)
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154 IN TH gIRCUIT COURT OF ST. LOUIS COU pY, MISSOURI #4 ASSOCIATE CIRCUIT JUDGE DIVISION Capital One Bank (USA), N.A. ) Plaintiff ; FE | L vs. ; Case No. _1381-AC21552 E D FREDDIE J ROPER ; Division 43W AUG T 4 2013 Defendant } siacur CuK St US ounry JUDGMENT ENTRY / NOW ON this day of {_, 20/17 the above-styled cause comes before this court for hearing. Plaintiff appears'by Pech, Hughes & McDonald, P.C. Defendant(s) FREDDIE J ROPER, although duly summoned: appears not and makes default; (_) appears and confesses judgment; (_) appears and contested hearing was held. Upon the evidence and pleadings presented, this Court enters judgment in favor of Plaintiff and against Defendant as follows: PRINCIPAL: $8,853.99 INTEREST: $.00 TOTAL: $8,853.99 plus court costs Said judgment shall bear interest at the rate of 0% per annum. Regpectfully submitted, tk Joth N, #52489 Erin er #61813 Russi Farha #56111 Christopher E. Pech #64403 Piper Lori Hughes #64401 Bruce W. DeGroot #42004 Pech, Hughes & McDonald, P.C. PO Box 698 Festus, Missouri 63028 Tel: 319-362-3000 Tel: 866-795-6375 Fax: 319-362-3277 Attomey for Plaintiff OFN 613540 (a YEN Tr ga 79 (CEN 126671601FILED CAPITAL ONE BANK (USA), N.A., AUG 1 4 2013 JUAN M. Glue Ese . y CIRCUIT CLERK, BT. LOUIS county s" FREDDIE J ROPER Defendant(s). AFFIDAVIT PERSONALLY APPEARED before the unders fficer, duly authorized to administer oaths, Kathy Cimburke, who states under oath as follows: to the matters set forth herein. } arm an L Jam over 18 years old and competent to test authonzed agent of Piaintiff CAPITAL ONE BANK (USA), N.A. (“Capital ¢"} for purposes of this affidavit. iam authorized by Capital One to testify to the matters set forth herein. As a result of the scope of my job responsibilities, | have personal knowledge of the manner and metitod by which Capital One creates and mai ains certain business books and records, including computer records of defaulted accounts. 2. The Capital One books and records are made in the course of Capi conducted business activ: y and it is a regular practice of Capital One t ‘e these books and records. ch of the Capital One books and records reviewed are made: (1) at or the bme the events they urport to describe occurred, by a person with knowledge of the acts and events: or, (2) by a computer or purp Pp fas it ocenrs tal means, which contemporazicously records an ev 3. Ascording te the be und records of Capital One, a Capital One accoutt was opened in Defendant's(s”) nasne for the purpose of obtaining an extension of cre: Subsequently, this account was used to acquire goods, services or cash advances in accordance with the Customer Agreement governing use of thai account. Defendant(s) have failed to make the required periodic payments on the account. 4. The books and records of Capital One show that Defendant(s) is/are currently indebted to ke just and tne sum of $8853.99 as of ae Capital One on account number XXXXXXXXXXKN6429 for ¢ i N0000004!93/28/2013, and that all offsets, paymen ed of Ss. and credit have beon allowed. This balance is comp outstanding deb! on the date the account charged off ( including any pre-charge-off Q z Pp gi transactions, interest, and/or fees) less any offsets, payments, or credits applied to the account afler the ge-off date. The Customer Agreement entered into between the parties also authorizes Capital One to xecover from Defendant(s) reasonable attorneys’ fees and costs to the extent pemnitted by law. Post-jucement interest will accrue on Defendant’ s(s’) indebtedness at the rate authorized by law and as set forth in the judgment order. 6. Nothing in the books and records I reviewed indicate or show that the Defendani 4 minor/niinors, is/are mentally incompetent or is/are otherwise incapacitated. rue and correct and if called as 7 I declare under the penalty of perjury that the foregoing i a witness I would competently testify, ander oath, thereto, y Chnburke County of Chesierfi Commonwe: SUBSCRIBED and sworn to before me, the undersigned Notary P aforesaid, by Kath ike, whe is personally known to me and who ac signapare to foregomng Affidavit. GIVEN under my hand and seal NOCNO00S 126671602 A249 LITOW LAW OFFICE 723640Department of Det nse Manpower Feat a et Hck ae gel couse to anne eta ghee yuo: aoied ta Geoucamitreh itn ie SRA, ose oe preetad by be retuater, Presng