On January 24, 2013 a
Party Discovery
was filed
involving a dispute between
Unifund Ccr, Llc A Limited Liability Company,
and
Chon, Maricela,
for Rule 3.740 Collections $10,000 or Less Limited
in the District Court of San Bernardino County.
Preview
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SUPERIOR COURT OF CALIFORNIA
COUNTY OF SAN BERNARDINO
United States Bankruptcy Court SqN BEaNARDINO DISTRICT
Central District Of California
3420 Twelfth Street Riyerside CA 92501 3819
EB SHAW DEPIl1Y
DISCHARGE O DEBTOR
DEBTOR INFORMATION BANKRUPTCY NO 6 14 bk 22240 MJ
Maricela Chon
CHAPTER 7
Last four digits of Social Secu or Individual Ta yer ldentffication ITIN No s ff any ocx oc 0248
Employer Tax Identification EIN No s if eny
Debtor Discharge Date 112 16
Address
8681 Kempster Avenue
Fontana CA 92335
It appearing that the debtor is entided to a discharge
IT IS ORDERED The debtor is granted a discharge under section 727
of title 11
United States Code the Bankruptcy Code SEE THE BACK OF THIS ORDER FOR EXCEPTIONS AND OTHER
IMPOR FANT INFORMATION
BY THE COURT
Dated January 12 2015 Kethleen J Campbell
Glerk of the Court
Set forfh all names including trade names used by fhe debtor s wiihinthe last 8 yearsFor joinf debfors set forthhe ast
four digits of both sociaf
security numbers or individual taxpayer denfificafion numbers
Fortn bl8 DIS Rev
12 2011VAN 30 13 AUT
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EXPLANATION OF BANKRUPTCY DISCHARGE
IN A CHAPTER 7 CASE
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This court order grants a discharge to the person named as the debtor It is not a dismissal of the case and it
does not determine how much money if any the trustee will pay to creditors
Collection of Dischar ed Debtc Prohibited
The discharge prohibits any attempt to collect from the debtor a debt that has been discharged For example a
creditor is not permitied to contact a debtor by mail phone qr otlierwise to f le or continue a lawsuit to attach wages
or other property or to take any other action to collect a discharged debt from the debtor In a cuse iiivolving
communiry property There are alsaspecial rules that protect certain community property owned by the debtor s
spouse even if that spouse did not file a bankruptcy case A creditor who violates this order can be required to pay
damages and attorney s fees to the debtor
However a creditor may have the right to enforce a valid lien such as a mortgage or security interesf against
the debior s property after the bankrup cy if that lien was not avoided or eliminated in the bankruptcy case Also a
debtor may voluntarily pay any debt that has been discharged
Debts That are Dischar d
The chapter 7 discharge order eliminates a debtor s legal obligation to pay a debt that is dischazged Most but
not all types of debts are discharged if the debt existed on the date the bankruptcy case was filed If this casewas
begun under a different chapter of the Bankruptcy Code and converted to chapter 7 the discharge applies to debts
owed when the bankruptcy case was converted
Deb That are Not Dischar gd
Some of the common types of debts which are gQ discharged in a chapter 7 bankruptcy case are
a Debts for most taaces
b Debts incurred to pay nondischargeable taxes
Debts that are domestio support obligations
d Debts for most student loans
e Debts for most fines penalties forfeitures or criminal restitution obligations
f Debts for personal injuries or death caused by the debtor s operation of a motor vehicle vessel or aircraft
while intoxicated
g Some debts which were not properly listed by the debtor
h Debts that the bankruptcy court under section 523 of the Bankruptcy Code or other applicable law
specifically has decided or will decide in this bankruptcy case are not discharged
i Debts for which the debtor has given up tlie discharge protections by signing a reaffirmation agreement in
compliance with the Bankruptcy Code requirements for reaffirmation of debts and
j Debis owed to certain pension profit sharing stock bonus these
other retirement plans or to the Thrift Savings
Plan for federalemployees forcertain types of loans from plans
r
This information is only a general summary of the bankruptcy discharge There are exceptions to these general
rules Because the law is complicated you may want to consult an attorney to determine the exact effect of the
discharge in this case
oo aos 51305007415018
Document Filed Date
January 20, 2015
Case Filing Date
January 24, 2013
Category
Rule 3.740 Collections $10,000 or Less Limited
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a c v c sts otiticia Frnm t8 lvtt SUPERIOR COURT OF CALIFORNIA COUNTY OF SAN BERNARDINO United States Bankruptcy Court SqN BEaNARDINO DISTRICT Central District Of California 3420 Twelfth Street Riyerside CA 92501 3819 EB SHAW DEPIl1Y DISCHARGE O DEBTOR DEBTOR INFORMATION BANKRUPTCY NO 6 14 bk 22240 MJ Maricela Chon CHAPTER 7 Last four digits of Social Secu or Individual Ta yer ldentffication ITIN No s ff any ocx oc 0248 Employer Tax Identification EIN No s if eny Debtor Discharge Date 112 16 Address 8681 Kempster Avenue Fontana CA 92335 It appearing that the debtor is entided to a discharge IT IS ORDERED The debtor is granted a discharge under section 727 of title 11 United States Code the Bankruptcy Code SEE THE BACK OF THIS ORDER FOR EXCEPTIONS AND OTHER IMPOR FANT INFORMATION BY THE COURT Dated January 12 2015 Kethleen J Campbell Glerk of the Court Set forfh all names including trade names used by fhe debtor s wiihinthe last 8 yearsFor joinf debfors set forthhe ast four digits of both sociaf security numbers or individual taxpayer denfificafion numbers Fortn bl8 DIS Rev 12 2011VAN 30 13 AUT oo aos 51305007415018 v i 3V iB i8 Offic al Eorm i8j Contf l ri 1 t3f 4Rev 12 11 i q rlci t 1jll if ry j 6f 15t i R ri i sw k 1 EXPLANATION OF BANKRUPTCY DISCHARGE IN A CHAPTER 7 CASE rN C rr e u s5 Sr 11 r1 4 This court order grants a discharge to the person named as the debtor It is not a dismissal of the case and it does not determine how much money if any the trustee will pay to creditors Collection of Dischar ed Debtc Prohibited The discharge prohibits any attempt to collect from the debtor a debt that has been discharged For example a creditor is not permitied to contact a debtor by mail phone qr otlierwise to f le or continue a lawsuit to attach wages or other property or to take any other action to collect a discharged debt from the debtor In a cuse iiivolving communiry property There are alsaspecial rules that protect certain community property owned by the debtor s spouse even if that spouse did not file a bankruptcy case A creditor who violates this order can be required to pay damages and attorney s fees to the debtor However a creditor may have the right to enforce a valid lien such as a mortgage or security interesf against the debior s property after the bankrup cy if that lien was not avoided or eliminated in the bankruptcy case Also a debtor may voluntarily pay any debt that has been discharged Debts That are Dischar d The chapter 7 discharge order eliminates a debtor s legal obligation to pay a debt that is dischazged Most but not all types of debts are discharged if the debt existed on the date the bankruptcy case was filed If this casewas begun under a different chapter of the Bankruptcy Code and converted to chapter 7 the discharge applies to debts owed when the bankruptcy case was converted Deb That are Not Dischar gd Some of the common types of debts which are gQ discharged in a chapter 7 bankruptcy case are a Debts for most taaces b Debts incurred to pay nondischargeable taxes Debts that are domestio support obligations d Debts for most student loans e Debts for most fines penalties forfeitures or criminal restitution obligations f Debts for personal injuries or death caused by the debtor s operation of a motor vehicle vessel or aircraft while intoxicated g Some debts which were not properly listed by the debtor h Debts that the bankruptcy court under section 523 of the Bankruptcy Code or other applicable law specifically has decided or will decide in this bankruptcy case are not discharged i Debts for which the debtor has given up tlie discharge protections by signing a reaffirmation agreement in compliance with the Bankruptcy Code requirements for reaffirmation of debts and j Debis owed to certain pension profit sharing stock bonus these other retirement plans or to the Thrift Savings Plan for federalemployees forcertain types of loans from plans r This information is only a general summary of the bankruptcy discharge There are exceptions to these general rules Because the law is complicated you may want to consult an attorney to determine the exact effect of the discharge in this case oo aos 51305007415018