On May 29, 2015 a
Order
was filed
involving a dispute between
Discover Bank,
and
Holloway, Jacqueline M.,
for Rule 3.740 Collections $10,000 or Less Limited
in the District Court of San Bernardino County.
Preview
i
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Debtor 1 Landon Robert Holloway Social Security number or ITIN xxx xx 4889
First Name Middlo NameLast Name EIN
Debtor 2 Jacqueline Michele Holloway Social Securiry number or ITIN xxx xx 1413
Spouse ifliling pirst Name Mitldle Name
Last Name EIN
United States Bankruptcy Court Central District of California
FI L E D
SUPERIOR COURT OF CALIFORNIA
Case number 6 16 bk 16753 SY COUNTY OF SAN BERNARDINO
NOV 15 2016
Order of Discharge Chapter 7 ti s
IT IS ORDERED A discharge under 11 U S C 727 is granted to J A LFS tJTY
Landon Robert Holloway Jacqueline Michele Holloway
aw Four A Manufacturing aka Jackie Powers
include all
names usetl by each tlebtor
inclutling
ratle nameswi hin include all names used by each tlebtor
including trade names
within
the8 to he the ion
years prior
liling
o peti
he 8 years prior to Ihe
iling ot the pa ition
Debtor 1 Discharge Date 11 7 16 Debtor 2 Discharge Date 11 7 16
Dated 11 7 16
By the court Scott H Yun
United States Bankruptcy Judge
Explanation of Bankruptcy Discharge in a Chapter 7 Case
This order does not close or dismiss the case This order does not prevent debtors from paying
and it does not determine how much money if any debt voluntarily or from paying reaffirmed
any the trustee wili pay creditors
debts according to the reaffirmation agreement
ti U S C 524 c f
Creditors cannot collect discharged debts
This order means that no one may make any Most debts are discharged
attempt to collect a discharged debt from the Most debts are covered by the discharge but not
debtors personally For example creditors all Generally a discharge removes the debtors
cannot sue garnish wages assert a deficiency personal liability for debts owed before the
or otherwise try to collect from the debtors debtors bankruptcy case was filed
personally on discharged debts Creditors cannot
contact the debtors by mail phone or otherwise Also if this case began under a different chapter
in any attempt to collect the debt personally of the Bankruptcy Code and was later converted
Creditors who violate this order can be required to chapter 7 debts owed before the conversion
to pay debtors damages and attorney s fees are discharged
However a creditor with a lien may enforce a
In a case involving community property Special
claim against the debtors property subject to that rules protect certain community property owned
lien unless the lien was avoided or eliminated
by the debtor s spouse even if that spouse did
For example a creditor may have the right to not file a bankruptcy case
foreclose a home mortgage or repossess an
automobile
17 AUT
For more information see page 2
035377 81304035412018
T
Some debts are not discharged Also debts covered by a valid reaffirmation
Examptes of debts that are not discharged are agreement are not discharged
debts that are damestic support In addition this discharge does not stop
obiigaYia s creditors from collecting from anyone else who is
aiso iiabie on the debt such as an insurance
company or a person who cosigned or
debts formost student loans guaranteed a loan
debts far most taxes
This information is anly a generai summary
debts that the bankruptcy court has of the bankruptcy discharge some
decided or will decide are not discharged exceptlons exist Because the law is
in this bankrupicy case compiicated you shautd cansutt an
attarney to determine the exact effect of the
discharge in this case
debts for most fines penalties
fiorfeitures or criminai restitution
obligations
some debts which the debtors did not
properly 1ist
debts for certain types of Ioans owed to
pension pTofit sharing stock bonus or
retirement plans and
debts for death or personai injury caused
by operating a vehicle while intoxicated
r
Official Form 3Y8 CACBdpdb CACodsc Order ot Chapter 7 Discharge p gQ p
o3s37 873 4035412Q27
Document Filed Date
November 15, 2016
Case Filing Date
May 29, 2015
Category
Rule 3.740 Collections $10,000 or Less Limited
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