On December 11, 2017 a
Order
was filed
involving a dispute between
Unifund Ccr, Llc A Limited Liability Company,
and
Tafoya, Jonathan Shaun,
for Rule 3.740 Collections -Reduced Filing Fee Limited
in the District Court of San Bernardino County.
Preview
7a Z
u i
Debtor 1 Jonathan Shaun Tafoya Sr Social Security number or ITIN xxx xx 1139
First NameMiddle Name Last Name EIN
SUPERIOR COURT OF CALIFpRN1A
Debtor 2 Social Security numB tlmtt YRDP SAN
ER IA DiNo
Frst Name Middle Name Last Name
Spouse iffiling
EIN
MAY 22 2018
United States Bankruptcy Court Central District of California
Case number 6 18 bk 10838 MH Y
DEPU
8
Order of Discharge Chapter 7 y15
IT IS ORDERED A discharge under 11 US C 727 is granted to
Jonathan Shaun Tafoya Sr
include all
names used by each debtor
including trade names
within
the 8 years prior to the filing of the petifion
Debtor 1 Discharge Date 5 14 18
Dated 5 14 i 8
By the court Mark D Houle
United States Bankruptcy Judge
Explanation of Bankruptcy Discharge in a Chapter 7 Case
This order does not close or dismiss the case This order does not prevent debtors from paying
and it does not determine how much money if any debt voluntarily or from paying reaffirmed
any the trustee will pay creditors debts according to the reaffirmation agreement
11 US C 524 c f
Creditors cannot collect discharged debts
This order means that no one
may make
any Most debts are discharged
attempt to collect a discharged debt from the Most debts are covered by the discharge but not
debtors personally For example creditors
all Generally a discharge removes the debtors
cannot sue garnish wages assert a deficiency personal liabiliry for debts owed before the
to collect from the debtors
or otherwise
try debtors bankruptcy case was filed
personally on discharged debts Creditors cannot
contact the debtors by mail phone or otherwise Also if this case began under a different chapter
in any attempt to collect the debt personally of the Bankruptcy Code and was later converted
Creditors who violate his order can be required to chapter 7 debts owed before the conversion
to pay debtors damages and
attomey s fees are discharged
However a creditor with a lien may enforce a In a case involving community property Special
claim against the debtors property subject to that rules protect certain community property owned
lien unless the lien was avoided or eliminated
by the debtor s spouse even if that spouse did
For example a creditor may have the right to not file a bankruptcy case
foreclose a home mortgage or repossess an
automobile
13 AUT
For more information see page 2
Official Form 318 CACBdodb CAGodsc Order of Chapter 7 Discharge page 1
o2sss3 63504025378016
Some debts are not discharged
Also debts covered by a valid reaffirmation
Exampies of debts that are nat discharged are agreement are not discharged
debts that are doinesfic support In addition this discharge does not stop
obligations creditors fram collecting from anyone else wha is
also liable on the debt such as an insurance
company ar a persan w a casigned or
debts far most student loans guaranteed a loan
debts for most taxes
This information is anly a generai summary
debts that he bankrup cy court has of the bankruptcy discharge some
decided or uvi11 decide are not discharged exceptions exist Because th taw is
in this bankruptcy case complicated yau should consult an
attorney to determ r e the exact elfect a the
discharge in this case
debts for most fines penalties
farfeitures or criminal restitutian
obligatians
some debts which the debtors did not
properly list
a debts for certain types of loans owed to
pension profit sharing stack bonus ar
retirement plans and
debts or death ar persanal injury caused
by operating a vehicle while intoxicated
Official Form 318 GACBdadblCACodsc Order of Chapter 7 Discharge page 2
o2s353 6350402537 016
Document Filed Date
May 22, 2018
Case Filing Date
December 11, 2017
Category
Rule 3.740 Collections -Reduced Filing Fee Limited
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7a Z u i Debtor 1 Jonathan Shaun Tafoya Sr Social Security number or ITIN xxx xx 1139 First NameMiddle Name Last Name EIN SUPERIOR COURT OF CALIFpRN1A Debtor 2 Social Security numB tlmtt YRDP SAN ER IA DiNo Frst Name Middle Name Last Name Spouse iffiling EIN MAY 22 2018 United States Bankruptcy Court Central District of California Case number 6 18 bk 10838 MH Y DEPU 8 Order of Discharge Chapter 7 y15 IT IS ORDERED A discharge under 11 US C 727 is granted to Jonathan Shaun Tafoya Sr include all names used by each debtor including trade names within the 8 years prior to the filing of the petifion Debtor 1 Discharge Date 5 14 18 Dated 5 14 i 8 By the court Mark D Houle United States Bankruptcy Judge Explanation of Bankruptcy Discharge in a Chapter 7 Case This order does not close or dismiss the case This order does not prevent debtors from paying and it does not determine how much money if any debt voluntarily or from paying reaffirmed any the trustee will pay creditors debts according to the reaffirmation agreement 11 US C 524 c f Creditors cannot collect discharged debts This order means that no one may make any Most debts are discharged attempt to collect a discharged debt from the Most debts are covered by the discharge but not debtors personally For example creditors all Generally a discharge removes the debtors cannot sue garnish wages assert a deficiency personal liabiliry for debts owed before the to collect from the debtors or otherwise try debtors bankruptcy case was filed personally on discharged debts Creditors cannot contact the debtors by mail phone or otherwise Also if this case began under a different chapter in any attempt to collect the debt personally of the Bankruptcy Code and was later converted Creditors who violate his order can be required to chapter 7 debts owed before the conversion to pay debtors damages and attomey s fees are discharged However a creditor with a lien may enforce a In a case involving community property Special claim against the debtors property subject to that rules protect certain community property owned lien unless the lien was avoided or eliminated by the debtor s spouse even if that spouse did For example a creditor may have the right to not file a bankruptcy case foreclose a home mortgage or repossess an automobile 13 AUT For more information see page 2 Official Form 318 CACBdodb CAGodsc Order of Chapter 7 Discharge page 1 o2sss3 63504025378016 Some debts are not discharged Also debts covered by a valid reaffirmation Exampies of debts that are nat discharged are agreement are not discharged debts that are doinesfic support In addition this discharge does not stop obligations creditors fram collecting from anyone else wha is also liable on the debt such as an insurance company ar a persan w a casigned or debts far most student loans guaranteed a loan debts for most taxes This information is anly a generai summary debts that he bankrup cy court has of the bankruptcy discharge some decided or uvi11 decide are not discharged exceptions exist Because th taw is in this bankruptcy case complicated yau should consult an attorney to determ r e the exact elfect a the discharge in this case debts for most fines penalties farfeitures or criminal restitutian obligatians some debts which the debtors did not properly list a debts for certain types of loans owed to pension profit sharing stack bonus ar retirement plans and debts or death ar persanal injury caused by operating a vehicle while intoxicated Official Form 318 GACBdadblCACodsc Order of Chapter 7 Discharge page 2 o2s353 6350402537 016