Ellingsen Ronald H Vs Dentist Profits Inc

Case Number: 24NWCV00138 Hearing Date: July 16, 2024 Dept: C Alliant Credit Union vs. Tong V. Tran, et al. Case No.: 24NWCV00138 Hearing Date: July 16, 2024 @ 10:30 AM #9 Plaintiffs Application for Pre-Trial Writ of Possession is GRANTED. The Court will hear from counsel regarding the amount of the undertaking. Plaintiff to give notice. Background This action was filed on May 17, 2024, by Plaintiff Alliant Credit Union (Plaintiff) against Defendant Tong v. Tran (Defendant). The Complaint alleges: (1) Claim and Delivery of Personal Property, for pre-trial writ of possession, and order directing transfer of personal property and restraining order, and (2) Money Due on a Contract. Plaintiff alleges that Defendant purchased a Thor Motor Coach, but defaulted on June 27, 2023, such that there is now a total of $113,439.62 due on the contract. Plaintiff has filed the instant application for a pre-trial writ of possession. The application is unopposed as of July 12, 2024. Legal Standard Upon the filing of the complaint or at any time thereafter, the plaintiff may apply pursuant to this chapter for a writ of possession by filing a written application for the writ with the court in which the action is brought. (CCP § 512.010(a).) Pursuant to Code of Civil Procedure section 512.010(b), the application must be submitted under oath and include: (1) A showing of the basis of the plaintiff's claim and that the plaintiff is entitled to possession of the property claimed. If the basis of the plaintiff's claim is a written instrument, a copy of the instrument shall be attached. (2) A showing that the property is wrongfully detained by the defendant, of the manner in which the defendant came into possession of the property, and, according to the best knowledge, information, and belief of the plaintiff, of the reason for the detention. (3) A particular description of the property and a statement of its value. (4) A statement, according to the best knowledge, information, and belief of the plaintiff, of the location of the property and, if the property, or some part of it, is within a private place which may have to be entered to take possession, a showing that there is probable cause to believe that such property is located there. (5) A statement that the property has not been taken for a tax, assessment, or fine, pursuant to a statute; or seized under an execution against the property of the plaintiff; or, if so seized, that it is by statute exempt from such seizure. Before the hearing on the Writ of Possession, the Defendant must be served with (1) a copy of the summons and complaint; (2) a Notice of Application and Hearing; and (3) a copy of the application and any affidavit in support thereof. (CCP § 512.030.) The writ will be issued if the court finds that the plaintiff's claim is probably valid and the other requirements for issuing the writ are established. (CCP § 512.040(b).) A claim has probable validity where it is more likely than not that the plaintiff will obtain a judgment against the defendant on that claim. (CCP § 511.090.) Prior to the issuance of a writ of possession, the Plaintiff must file an undertaking in an amount not less than twice the value of the defendant's interest in the property or in a greater amount. (CCP § 515.010(a).) Discussion Here, Plaintiff has stated the basis for its claim and entitlement to possession of the Thor Motor Coach: pursuant to a contract between Plaintiff and Defendant. (Chism Decl., ¶ 4.) Plaintiff includes a copy of the retail installment sales contract, which states in the third section: We may take the vehicle from you. If you default, we may take (repossess) the vehicle from you . . . ( Id. at Ex. A [PDF p. 7].) Indeed, Plaintiff attests that Decedent defaulted on June 27, 2023, and currently owes $113,439.62 under the contract. ( Chism Decl., ¶ 12.) The contract in Exhibit A constitutes a copy of the written instrument that the claim is based on. Plaintiff recounts that demand was made upon defendant Tong Tran for surrender of possession of the motor vehicle to plaintiff, but defendant has failed, refused or neglected to return possession of such property, or any part thereof, to plaintiff. (Chism Decl., ¶ 7, Ex. C.) Thus, the Motor Coach is being wrongfully detained. Defendant entered into a contract to purchase the Motor Coach on May 13, 2023. (Chism Decl, Ex. A.) Plaintiff has described the property: it is a 2023 Thor Motor Coach Sequence motor vehicle, Vehicle Identification No. 3C6MRVUG2NE129083. (Chism Decl., ¶ 4.) Plaintiff states that the property has not been taken for a tax, assessment, or fine nor seized under an execution against the property of Plaintiff. (Chism Decl., ¶ 9.) Plaintiff states that the current location of the property is 10182 Roselee Dr., Garden Grove, CA 92840. This is the address where Defendant Tong Tran resides. (Chism Decl., ¶ 10.) Accordingly, the Application for Pre-Trial Writ of Possession is GRANTED. Undertaking Code of Civil Procedure section 515.010 requires an undertaking to be filed before the writ issues in the amount of not less than twice the value of the defendants interest in the property. The Court will hear from Counsel regarding the amount of the undertaking.

CREDITORS ADJUSTMENT BUREAU, INC., VS. CASTRO Case Number: 23CVG-00362 Tentative Ruling on Motion for Terminating Sanctions: Plaintiff Creditors Adjustment Bureau, Inc. moves for terminating sanctions by striking Defendant Vincent Castro’s answer. Plaintiff also requests sanctions in the amount of $1,572.75 for each motion. Procedural Defect: As a procedural matter, this motion was served both via mail and email on May 9, 2024, and set for a hearing date of June 7, 2024. CCP § 1005(b) requires all moving papers be served 16 court days before the hearing. This notice period is extended by five calendar days if the motion is served by mail. Id. For service by email, the notice period is extended by two court days. CCP § 1010.6(a)(3). This timeframe is calculated by counting backwards from the hearing date but excluding the hearing date. CCP § 12c. Starting with the June 7, 2024, hearing date and counting backwards 16 court days (excluding the Court holiday of May 27, 2024) then five calendar days for out of state mailing this matter should have been served by mail no later than, May 4, 2024. For email the last day to serve the motion was April 24, 2024. The motion was served on May 7, 2024, and was untimely under either calculation. Based on insufficient statutory notice, the motion is denied. Merits of Motion: Even if the motion had been timely noticed, terminating sanctions are not warranted. Terminating sanctions are a “drastic penalty and should be used sparingly.” Lopez v. Watchtower Bible & Tract Society of New York, Inc. (2016) 246 Cal.App.4th 566, 604. A terminating sanction should not generally be imposed by the court until less severe sanctions have been attempted and were unsuccessful. Id. No justification has been provided as to why terminating sanctions are appropriate in this context instead of lesser evidentiary or issue sanctions. Without additional evidence, terminating sanctions would be premature. The motion is DENIED. A proposed order was lodged with the Court which will be modified to reflect the denial. Review Hearing: This matter is also on calendar for review regarding trial re-setting. The Court designates this matter as a Plan II case and intends on setting it for trial no later than October 15, 2024. An appearance is necessary on today’s calendar to discuss available trial dates.

Matter on the Discovery Calendar for Friday, July 19, 2024, line 8, PLAINTIFF JPMORGAN CHASE BANK, N.A. MOTION FOR ORDER THAT MATTERS IN REQUEST FOR ADMISSION OF TRUTH OF FACTS BE DEEMED ADMITTED (PART 2 OF 2) For the 9:00 a.m. Discovery calendar, all attorneys and parties are required to appear remotely. Hearings will be conducted by videoconference using Zoom. To appear at the hearing, go to the court's website at sfsuperiorcourt.org under "Online Services," navigate to "Tentative Rulings," and click on the appropriate link (DISCOVERY, DEPARTMENT 302 DAILY AT 9:00 A.M.), or dial the corresponding number and use the meeting ID, and password for Discovery Department 302. Any party who contests a tentative ruling must send an email to psw@hassard.com with a copy to all other parties by 4pm stating, without argument, the portion(s) of the tentative ruling that the party contests. The subject line of the email shall include the line number, case name and case number. If the tentative ruling is not contested, the parties are deemed to have stipulated to the Pro Tem hearing the motion and the Pro Tem will sign an order confirming the tentative ruling. The prevailing party is required to prepare a proposed order repeating verbatim the substantive portion of the tentative ruling and must e-mail it to the Judge Pro Tem. The court no longer provides a court reporter in the Discovery Department. Parties may retain their own reporter, who may appear remotely. A retained reporter must be a California certified court reporter (CSR), for only a CSR's transcript may be used in California courts. If a CSR is being retained, include in your email all of the following: their name, CSR and telephone numbers, and their individual work email address. end of part 2 of 2 tentative ruling) = (302/JPT)

SIERRA CENTRAL CREDIT UNION VS. BOWEN Case Number: 23CVG-00603 This matter is on calendar for confirmation of Judgment. The Court’s June 5, 2024 Ruling after trial ordered Defendant to submit a proposed judgment for the Court’s signature. No proposed judgment has been filed. No status report has been filed. An appearance is necessary on today’s calendar.

Matter on the Law & Motion Calendar for Monday, July 15, 2024, Line 7. PLAINTIFF ONEMAIN FINANCIAL GROUP, LLC , AS SERVICER FOR WILMINGTON TRUST, N.A., AS ISSUER LOAN TRUSTEE FOR ONEMAIN FINANCIAL ISSUANCE TRUST 2020-2 Motion For Entry Of Judgment Pursuant To Stipulation. Plaintiff's unopposed "motion for entry of judgment pursuant to stipulation of the parties" is granted. For the 9:30 a.m. Law & Motion calendar, all attorneys and parties may appear in Department 302 remotely. Remote hearings will be conducted by videoconference using Zoom. To appear remotely at the hearing, go to the court's website at sfsuperiorcourt.org under "Online Services," navigate to "Tentative Rulings," and click on the appropriate link, or dial the corresponding phone number. Any party who contests a tentative ruling must send an email to contestdept302tr@sftc.org with a copy to all other parties by 4pm stating, without argument, the portion(s) of the tentative ruling that the party contests. The subject line of the email shall include the line number, case name and case number. The text of the email shall include the name and contact information, including email address, of the attorney or party who will appear at the hearing. Counsel for the prevailing party is required to prepare a proposed order which repeats verbatim the substantive portion of the tentative ruling and must email it to contestdept302tr@sftc.org prior to the hearing even if the tentative ruling is not contested. The court no longer provides a court reporter in the Law & Motion Department. Parties may retain their own reporter, who may appear in the courtroom or remotely. A retained reporter must be a California certified court reporter (CSR), for only a CSR's transcript may be used in California courts. If a CSR is being retained, include in your email all of the following: their name, CSR and telephone numbers, and their individual work email address. =(302/RBU)

Case Number: 23TRCV04042 Hearing Date: July 17, 2024 Dept: M LOS ANGELES SUPERIOR COURT SOUTHWEST DISTRICT Honorable Gary Y. Tanaka Wednesday, July 17, 2024 Department M Calendar No. 8 PROCEEDINGS Credit Corp. Solutions, Inc. v. Mark Ferrera, et al. 23TRCV04042 1. Credit Corp. Solutions, Inc.s Special Anti-SLAPP Motion to Strike TENTATIVE RULING Credit Corp. Solutions, Inc.s Special Anti-SLAPP Motion to Strike is denied. Background Plaintiff filed the Complaint on December 4, 2023. Plaintiff alleges the following facts. Defendant owes a balance due from a loan provided to Defendant by Plaintiffs assignor. On February 5, 2024, Defendant filed a Cross-Complaint. Cross-Complainant alleges the following facts. Cross-Defendant maintains and practices a policy of attempting to collect on student loans without providing the mandated information, and without possessing and providing the mandated documentation. Cross-Defendant employs unfair and deceptive practices in their loan collection process. Cross-Complainant alleges the following causes of action for violations of: 1. California Fair Debt Buying Practices Act; 2. Rosenthal Fair Debt Collection Practices Act; 3. Private Student Loan Collections Reform Act; 4. Unfair Competition Law. Anti-SLAPP Motion to Strike Cross-Defendant filed a special motion to strike the Cross-Complaint under CCP § 425.16, also known as the anti-SLAPP (strategic lawsuit against public participation) statute. The anti-SLAPP procedures are designed to shield a defendants constitutionally protected conduct from the undue burden of frivolous litigation. Baral v. Schnitt (2016) 1 Cal.5 th 376, 393. The anti-SLAPP statute does not insulate defendants from any liability for claims arising from the protected rights of petition or speech. It only provides a procedure for weeding out, at an early stage, meritless claims arising from protected activity. Id. at 384. Resolution of an anti-SLAPP motion involves two steps. First, the defendant must establish that the challenged claim arises from activity protected by section 425.16. If the defendant makes the required showing, the burden shifts to the plaintiff to demonstrate the merit of the claim by establishing a probability of success. Baral, 1 Cal.5 th at 384 (citation omitted). The California Supreme Court has described this second step as a summary-judgment-like procedure. The court does not weigh evidence or resolve conflicting factual claims. Its inquiry is limited to whether the plaintiff has stated a legally sufficient claim and made a prima facie factual showing sufficient to sustain a favorable judgment. It accepts the plaintiffs evidence as true, and evaluates the defendants showing only to determine if it defeats the plaintiffs claim as a matter of law. [C]laims with the requisite minimal merit may proceed. Id. at 384-85 (citations omitted). The special motion may be filed within 60 days of the service of the complaint or, in the court's discretion, at any later time upon terms it deems proper. The motion shall be scheduled by the clerk of the court for a hearing not more than 30 days after the service of the motion unless the docket conditions of the court require a later hearing. Code Civ. Proc., § 425.16(f). Subdivision (f) does not require the moving party to ensure that the hearing is so scheduled. Karnazes v. Ares (2016) 244 Cal.App.4th 344, 352. In addition, the Court has the discretion to hear an untimely anti-SLAPP motion even if the Defendant failed to request leave of court to file an untimely motion. Chitsazzadeh v. Kramer & Kaslow (2011) 199 Cal.App.4th 676, 684. Here, the motion runs afoul of both time measures of CCP § 425.16(f). However, the Court exercises its discretion to hear the motion on the merits. I. Conduct in Furtherance of Right of Petition or Free Speech CCP § 425.16(e) states: As used in this section, act in furtherance of a person's right of petition or free speech under the United States or California Constitution in connection with a public issue includes: . . . (1) any written or oral statement or writing made before a legislative, executive, or judicial proceeding, or any other official proceeding authorized by law, (2) any written or oral statement or writing made in connection with an issue under consideration or review by a legislative, executive, or judicial body, or any other official proceeding authorized by law, (3) any written or oral statement or writing made in a place open to the public or a public forum in connection with an issue of public interest, or (4) any other conduct in furtherance of the exercise of the constitutional right of petition or the constitutional right of free speech in connection with a public issue or an issue of public interest. In the anti-SLAPP context, the critical point is whether the plaintiff's cause of action itself was based on an act in furtherance of the defendant's right of petition or free speech. City of Cotati v. Cashman (2002) 29 Cal.4 th 69, 78. The anti-SLAPP's statute focuses, not on the form of cross-complainants causes of action but, rather, cross-defendants underlying activity that gives rise to the asserted liability and whether that activity constitutes protected speech or petitioning. See Navellier v. Sletten (2002) 29 Cal.4th 82, 92. In Baral v. Schnitt (2016) 1 Cal.5 th 376, the court held that an anti-SLAPP motion may be utilized to strike specific allegations of protected activity without eliminating the entire cause of action or primary right. By referring to a cause of action against a person arising from any act of that person in furtherance of the protected rights of petition and speech, the Legislature indicated that particular alleged acts giving rise to a claim for relief may be the object of an anti-SLAPP motion. (§ 425.16(b)(1), italics added.) Thus, in cases involving allegations of both protected and unprotected activity, the plaintiff is required to establish a probability of prevailing on any claim for relief based on allegations of protected activity. I d. at 395. A Cross-Complaint may be subject to an anti-SLAPP motion. However, [o]nly those cross-complaints alleging a cause of action arising from the plaintiff's act of filing the complaint against the defendant and the subsequent litigation would potentially qualify as a SLAPP action. (§ 425.16, subds. (b) and (d).) For example, a person may attempt to bring a SLAPP suit alleging that libelous allegations or statements were contained in the complaint itself. However, because defendant's allegations are privileged communications under Civil Code section 47, the suit would be merit-less. A compulsory cross-complaint on a related cause of action against the plaintiff (Code Civ. Proc., § 426.30, subd. (a)) would rarely, if ever, qualify as a SLAPP suit arising from petition activity. By definition, a related cause of action is a cause of action which arises out of the same transaction, occurrence, or series of transactions or occurrences as the cause of action which the plaintiff alleges in his complaint. (Code Civ. Proc., § 426.10, subd. (c), italics added.) The SLAPP suit is not related to the transaction or occurrence which is the subject of the plaintiff's complaint, but arises out of the litigation process itself. Church of Scientology v. Wollersheim (1996) 42 Cal.App.4th 628, 651(internal citation omitted). Here, a review of the Cross-Complaint and Complaint reveals that the Cross-Complaint arises out of the same transaction or occurrence as the Complaint. The Cross-Complaint does not arise from petitioning activity. See, Kajima Engineering and Const., Inc. v. City of Los Angeles (2002) 95 Cal.App.4th 921, 934. The gravamen of the Cross-Complaint involves allegations that Cross-Complainant is entitled to statutory damages and other relief based on Cross-Defendants unlawful debt collection activities. The Cross-Complaint does not itself arise from the simple act of filing the Complaint, but, instead upon the underlying factual disputes outlined in the Cross-Complaint. The gravamen of the causes of action and the underlying theory of recovery do not depend on the filing of the Complaint itself but upon the alleged underlying facts and conduct of Cross-Defendant during the debt collection process. However, the Court does note that certain specific allegations of the Cross-Complaint do implicate petitioning activity. Cross-Complainant alleged: In this case, the Plaintiff and Cross-Defendant Credit Corp Solutions, Inc. (Cross-Defendant or Credit Corp) sued Mr. Ferrera without providing the disclosures and documents required under state law. (Cross-Complaint, ¶ 4.) In addition, paragraphs 42 to 48, 58c, and 84c-f, of the Cross-Complaint, which attempts to outline failures within the Complaint, also implicate petitioning activity. Here, however, the principle delineated in Baral v. Schnitt (2016) 1 Cal.5 th 376 applies because these allegations referenced above do implicate protected conduct of filing litigation. The constitutional right to petition ... includes the basic act of filing litigation or otherwise seeking administrative action. Birkner v. Lam (2007) 156 Cal.App.4th 275, 281 . In this situation, it is appropriate to analyze whether to strike the specific allegations of the protected activity without eliminating the entirety of the causes of action. II. Probability of Prevailing on the Merits To establish a probability of prevailing, the plaintiff must demonstrate that the complaint is both legally sufficient and supported by a sufficient prima facie showing of facts to sustain a favorable judgment if the evidence submitted by the plaintiff is credited. For purposes of this inquiry, the trial court considers the pleadings and evidentiary submissions of both the plaintiff and the defendant (§ 425.16, subd. (b)(2)); though the court does not weigh the credibility or comparative probative strength of competing evidence, it should grant the motion if, as a matter of law, the defendant's evidence supporting the motion defeats the plaintiff's attempt to establish evidentiary support for the claim. Hawran v. Hixson (2012) 209 Cal.App.4th 256, 273-74. However, the Court must accept as true the evidence favorable to Plaintiff. See Soukup v. Law Offices of Herbert Hafif (2006) 39 Cal.4th 260, 291. [Plaintiffs] second-[prong] burden is a limited one. [He] need not prove [his] case to the court [citation]; the bar sits lower at a demonstration of minimal merit [citation]. At this stage, [t]he court does not weigh evidence or resolve conflicting factual claims. Its inquiry is limited to whether the plaintiff has stated a legally sufficient claim and made a prima facie factual showing sufficient to sustain a favorable judgment. It accepts the plaintiff's evidence as true, and evaluates the defendant's showing only to determine if it defeats the plaintiff's claim as a matter of law. The plaintiff must demonstrate this probability of success with admissible evidence. The plaintiff may not rely solely on its complaint, even if verified; instead, its proof must be made upon competent admissible evidence. Kieu Hoang v. Phong Minh Tran (2021) 60 Cal.App.5th 513, 531 (internal citations and quotations omitted). Since Cross-Defendant established the first prong (solely as to the specific allegations referenced above), Cross-Complainant must establish a probability of prevailing on the merits with respect to those allegations. See, Hawran v. Hixson (2012) 209 Cal.App.4th 256, 273-74. To establish a probability of prevailing, the plaintiff must demonstrate that the complaint is both legally sufficient and supported by a sufficient prima facie showing of facts to sustain a favorable judgment if the evidence submitted by the plaintiff is credited. For purposes of this inquiry, the trial court considers the pleadings and evidentiary submissions of both the plaintiff and the defendant (§ 425.16, subd. (b)(2)); though the court does not weigh the credibility or comparative probative strength of competing evidence, it should grant the motion if, as a matter of law, the defendant's evidence supporting the motion defeats the plaintiff's attempt to establish evidentiary support for the claim. See, Id. Here, as to the specific allegations of protected speech noted above, Cross-Complainant has met his burden to establish a probability of prevailing. Cross-Complainant submitted competent evidence supporting the alleged violations outlined within the allegations. (Decl., Mark Ferrera, ¶¶ 4-10.) Cross-Defendant did not submit any substantive evidence in connection with the motion. The only declaration that was submitted simply outlined attempts in service of documents. (Decl., Abril Saglio-Ruiz.) Instead, it appears that Cross-Defendant primarily relies upon the litigation privilege of Civ. Code § 47(b). However, the litigation privilege does not bar claims for violations of debt collection laws that regulate conduct in litigation. Moten v. Transworld Systems Inc . (2023) 98 Cal.App.5th 691, 706; Komarova v. National Credit Acceptance, Inc . (2009) 175 Cal.App.4th 324, 340. Therefore, Cross-Complainant has met his burden to show a probability of prevailing on the merits of the allegations. Thus, Cross-Defendants anti-SLAPP motion to strike the entirety of Cross-Complaint is denied. The anti-SLAPP motion to strike the allegations noted above that do implicate protected activity is also denied. Cross-Complainant is ordered to give notice of this ruling.

TRUIST BANK VS. STOCK, ET AL. Case Number: 23CV-0203124 Tentative Ruling on Order to Show Cause Re: Sanctions: An Order to Show Cause Re: Sanctions issued on May 28, 2024 to Plaintiff Truist Bank and counsel, Gurstel Law Firm, P.C., for failure to timely serve pleadings on Defendant Chris Stock pursuant to California Rules of Court, Rule 3.110(b) and Local Rule of Court 3.03 and failure to timely seek default on Defendant Bright Nichols Stock pursuant to California Rules of Court, Rule 3.110(g). “The complaint must be served on all named defendants and proofs of service on those defendants must be filed with the court within 60 days after the filing of the complaint.” CRC 3.110(b). Local Rule 3.03 mandates that Plaintiff serve Defendant with Local Form LF-CIV-100 and file a proof of service within the same timeframe. The Complaint in this matter was filed on September 1, 2023 and no proof of service has been filed for defendant Chris Stock. Plaintiff did not address defendant Chris Stock in the written response to the Order to Show Cause. CRC 3.110(g) requires Plaintiff to file a request for entry of default within 10 days after the time for service of the responsive pleading has elapsed. Defendant Bright Nichols Stock was served on October 7, 2023. The time for filing a responsive pleading expired November 6, 2023. No extension was requested or granted. No default was requested. On July 2, 2024, Plaintiff’s counsel filed a Declaration that asserts that a default packet “is pending to be drafted.” No explanation is given for the noncompliance with CRC 3.110. No default judgment has been requested. With no sufficient excuse for the delay, sanctions are imposed in the amount of $250.00 against Plaintiff and Plaintiff’s Counsel. The clerk is instructed to prepare a separate Order of Sanctions. The Court will issue an Order to Show Cause Re: Dismissal pursuant to Gov’t Code Section 68608(b) for Plaintiff’s failure to timely serve the complaint and LF-CIV-100, failure to timely seek default judgment, and failure to timely prosecute. The hearing on the Order to Show Cause Re: Dismissal is set for Monday, September 9, 2024, at 8:30 a.m. in Department 63. The clerk is instructed to prepare a separate Order to Show Cause Re: Dismissal. This matter is also calendared on Monday, September 9, 2024, at 9:00 a.m. in Department 63 for review regarding status of service. ****************************************************************************************** 9:00 a.m. – Review Hearings ******************************************************************************************

Case Number: 23CHCV00539 Hearing Date: July 16, 2024 Dept: F43 Dept. F43 Date: 7-16-24 Case #23CHCV00539, American Express National Bank vs. Anahit Khrimian, et al. Trial Date: 11-4-24 SUMMARY JUDGMENT MOVING PARTY: Plaintiff American Express National Bank RESPONDING PARTY: No response has been filed. RELIEF REQUESTED Motion for Summary Judgment RULING : Motion is granted. SUMMARY OF ACTION Plaintiff American Express National Bank (Plaintiff) filed this action on February 27, 2023. Plaintiff alleged a cause of action of Common Counts for an open book account and an account stated against Defendants Anahit Khrimian and St. Jacob Hospice, Inc. (Defendants). This is a credit card collections case wherein Defendants opened an American Express credit card on June 25, 2015. (UMF 1.) In using the card, Defendants were bound by the terms of the cardmember agreement. (UMF 2, 4.) Defendants used the card to pay for goods and services. (UMF 5.) Plaintiff maintained an open book account for the card in the form of billing statements. (UMF 8.) Pursuant to the cardmember agreement and the most recent billing statement, a balance of $150,397.63 is now due on the account. (UMF 11; Touhidi Decl., Ex. B.) Based on the amount due on the account, Plaintiff moves for summary judgment on its complaint for an open book account and an account stated. Plaintiff filed its motion for summary judgment on January 3, 2024. No opposition has been filed. ANALYSIS The purpose of a motion for summary judgment is to provide courts with a mechanism to cut through the parties pleadings in order to determine whether, despite their allegations, trial is in fact necessary to resolve their dispute. ( Aguilar v. Atl. Richfield Co. (2001) 25 Cal.4th 826, 843.) Code of Civil Procedure section 437c, subdivision (c), requires the trial judge to grant summary judgment if all the evidence submitted, and all inferences reasonably deducible from the evidence and uncontradicted by other inferences or evidence, show that there is no triable issue as to any material fact and that the moving party is entitled to judgment as a matter of law. ( Adler v. Manor Healthcare Corp. (1992) 7 Cal.App.4th 1110, 1119.) The pleadings frame the issues for motions, since it is those allegations to which the motion must respond. ( Citation. ) ( Scolinos v. Kolts (1995) 37 Cal. App. 4th 635, 640-641; FPI Development, Inc. v. Nakashima (1991) 231 Cal.App.3d 367, 382-383; Jordan-Lyon Prods., LTD. v. Cineplex Odeon Corp. (1994) 29 Cal.App.4th 1459, 1472. ) On a motion for summary judgment, the initial burden is always on the moving party to make a prima facie showing that there are no triable issues of material fact. ( Scalf v. D.B. Log Homes, Inc. (2005) 128 Cal.App.4th 1510, 1519.) A defendant moving for summary judgment has met his or her burden of showing that a cause of action has no merit if the party has shown that one or more elements of the cause of action . . . cannot be established. (CCP § 437c(p)(2).) Once the defendant . . . has met that burden, the burden shifts to the plaintiff . . . to show that a triable issue of one or more material facts exists as to the cause of action or a defense thereto. ( Ibid .) Account Stated Plaintiff argues that summary judgment should be granted in its favor on the Account Stated cause of action because Plaintiff issued and submitted monthly billing statements on the account to Defendants and there are no unresolved disputes on the account. An account stated is an agreement, based on prior transactions between the parties, that all items of the account are true and that the balance struck is due and owing from one party to the other. ( Trafton v. Youngblood (1968) 68 Cal.2d 17, 25.) In order to establish an account stated, [i]t must appear that at the time of the statement an indebtedness from one party to other existed, that a balance was then struck and agreed to be the correct sum owing from the debtor to the creditor, and that the debtor expressly or impliedly promised to pay to the creditor the amount thus determined to be owing. ( H. Russell Taylors Fire Protection Service, Inc. v. Coca Cola Bottling Corp. (1979) 99 Cal.App.3d 711, 726-727.) Assent may be expressly given or implied by the circumstances or the conduct of the debtor including failing to object. ( Trafton , supra , 68 Cal.2d at 25.) In addition, partial payment of a debt without objection and without otherwise indicating non-recognition of the validity of the debt is proof of the validity of the debt. ( Price v. Wells Fargo Bank (1989) 213 Cal.App.3d 465, 480.) Thus, if a statement is rendered and the debtor fails to object or reply within a reasonable time, the law implies an agreement that the account is correct as rendered. ( Maggio Inc. v. Neal (1987) 196 Cal.App.3d at 752-753.) Plaintiff argues that it can establish an account stated because it mailed billing statements to Defendants every month, and Defendants did not dispute the balance on the statements. In this case, there is a cardmember agreement between Plaintiff and Defendants. (UMF 14.) The cardmember agreement indicated that Defendants were required to make regular monthly payments on the account. (UMF 18.) Each month, Plaintiff mailed an account statement to Defendants at the address that Defendants provided to Plaintiff, and the account statement accurately reflected the amount that Defendants owed on the account. (UMF 20.) Finally, the account is considered to be truly stated because there are no unresolved disputes on the account. (UMF 22; see Maggio Inc. , supra , 196 Cal.App.3d at 752-753 (finding that the law implies an agreement that an account is truly stated when there are no outstanding disputes on the account).) Based on the foregoing and the evidence submitted by Plaintiff, Plaintiff has adequately stated a claim for an account stated, and there are no triable issues of material fact for this cause of action. Therefore, Plaintiff prevails as a matter of law on Plaintiffs claim for account stated. Plaintiffs motion is granted for this claim. Open Book Account Plaintiff argues that summary judgment should be granted in its favor on the Open Book Account cause of action because there is a book account as evidenced by detailed statements kept by Plaintiff. CCP § 337a(a) defines a book account as a detailed statement which constitutes the principal record of one or more transactions between a debtor and creditor arising out of a contract ...and show the debits and credits in connection therewith, and against whom and in favor of whom entries are made, is entered in the regular course of business as conducted by such creditor ..., and is kept in a reasonably permanent form and manner and is (1) in a bound book, or (2) on a sheet or sheets fastened in a book or to a backing but detachable therefrom, or (3) on a card or cards of a permanent character, or is kept in any other reasonably permanent form and manner. The California Supreme Court has explained it as follows: a book account is a detailed statement of debit/credit transactions kept by a creditor in the regular course of business, and in a reasonably permanent manner. ( Reigelsperger v. Siller (2007) 40 Cal.4th 574, 579, fn. 5.) Courts construe CCP § 337a broadly and have adopted a liberal approach in defining the term book account. ( Costerisan v. DeLong (1967) 251 Cal.App.2d 768, 770-771 (Adverting to the broad language of section 337a of the Code of Civil Procedure, kept in any other reasonably permanent form and manner, it seems manifest that the Legislature intended to adopt the liberal approach&in defining the term book account.).) In Costerisan v. DeLong , the Court of Appeal found that ledger sheets kept in an office file cabinet constituted a book account under CCP § 337a. ( Id . at 771.) In that case, the Court of Appeal held that the critical determination was whether the sheets were permanent records and constitute[d] a system of bookkeeping as distinguished from mere private memoranda. ( Id . at 770; see also Fresno Credit Bureau v. Batteate (1951) 102 Cal.App.2d 545, 547-548 (holding that one ledger entry was sufficient to support a judgment based on an open book account).) Plaintiffs business records are computerized, and Plaintiff maintained an account of all the credits and debits on Defendants account in the form of billing statements that were stored on its internal network. (UMF 8.) These billing statements constituted an electronic book account that was created and maintained on Plaintiffs secure network. (See Costerisan , supra , 251 Cal.App.2d at 770-771.) Every month Plaintiff mailed billing statements to Defendants (UMF 8), and Defendants had 60 days to submit a dispute for any charges (UMF 9). There are no unresolved disputes on Defendants account (UMF 10.) Because there are no disputes, this means that an open book account has been established. The evidence is undisputed that a book account was established between Plaintiff and Defendants. Accordingly, there are no triable issues of material fact, and Defendants are liable as a matter of law for the open book account under Plaintiffs complaint. Plaintiffs motion is granted for this claim. CONCLUSION The motion for summary judgment is granted in its entirety. Damages are to be awarded in the amount of $150,397.63, and costs are to be requested via a memorandum of costs. Plaintiff is ordered to submit a proposed judgment. Moving party to give notice.