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Case Number: CACE-19-021666 Division: 11
Filing # 97519994 E-Filed 10/18/2019 01:40:20 PM
IN THE CIRCUIT COURT OF THE
SEVENTEENTH JUDICIAL CIRCUIT IN AND
FOR BROWARD COUNTY, FLORIDA
GENERAL JURISDICTION DIVISION
CASE NO.
FREEDOM MORTGAGE
CORPORATION,
Plaintiff,
VS.
ANDRE ST. STEVE KIFFIN A/K/A A.
KIFFIN, et. al.,
Defendant(s).
NOTICE OF SUBMITTING FLA.STAT.§ 702.015(4) CERTIFICATION
Plaintiff, by and through its undersigned counsel, hereby submits contemporaneously
with the Complaint in this case the attached Certification of Possession pursuant to
Fla.Stat.§702.015(4).
ROBERTSON, ANSCHUTZ & SCHNEID, P.L.
Attorney for Plaintiff
6409 Congress Ave., Suite 100
Boca Raton, FL 33487
Telephone: 561-241-6901
Facsimile: 561-997-6909
Se Email: il@rasflaw.com
0] Melk Konick, Esq., FL Bar No. 17569, Email Address: mkonick@rasflaw.com
Wendy Manswell, Esq., FL Bar No. 12027, Email Address: wmanswell@rasflaw.com
Rosemarie Wildman, Esq., FL Bar No. 645869, Email Address: rwildman@rasflaw.com
Gweneth Brimm, Esq., FL Bar No. 727601, Email Address: gbrimm@rasflaw.com
C] Alecia Daniel, Esq., FL Bar No. 36955, Email Address: adaniel@rasflaw.com
{] Abraham Vais, Esq., FL Bar No. 119809, Email Address: avais@rasflaw.com
UA TAT HINO
19-376234
#** FILED: BROWARD COUNTY, FL BRENDA D. FORMAN, CLERK 10/18/2019 01:40:18 PM.*##*
CERTIFICATION OF POSSESSION PURSUANT TO FL. STAT. 8702,015)
The_undersigned hereby certifies:
1 My name is Thysha Williams and I am employed as an Original Documents Assistant in
the Original Document Department of Robertson, Anschutz & Schneid, P.L., Plaintiffs
counsel,
As reflected on the original promissory note, the note at issue and upon which this action
is brought was executed by ANDRE ST STEVE KIFFIN on April 4, 2017.
I personally verified possession and location of the original note on September 20, 2019
at 01:19 PM.
As of the date and time of verification, the original note was located at Robertson,
Anschutz & Schneid, P.L., 6409 Congress Ave., Suite 100, Boca Raton, FL 33487.
Correct copies of the original note (and, if applicable, all endorsements, transfers,
allonges, loan modifications or assignments of the note) are attached hereto. Some y
original allonges and/or indorsements may be affixed by stamp.
I give this statement based upon my own personal knowledge .
Under penalties of perjury, I declare that I have read the foregoing and that the facts stated
init are true.
LiWon.
Executed on September 20, 2019
Me),we
Thysha Williams
A>
,
PAGE 2
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ORIGINA tee
NOTE
April 4, 2017 PLANTATION, Florida
[Date] [City] [State]
2126 N 32ND AVE, HOLLYWOOD, FL 33021
[Property Address}
1 BORROWER'S PROMISE TO PAY
In return for a loan that | have received, | promise to pay U.S. $319,113.00 (this amount is called "Principat"
plus interest, to the order of the Lender. The Lender is Paramount Residential Mortgage Group, Inc., a California
Corporation.
1 will make all payments under this Note in the form of cash, check or money order.
| understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who
is entitled to receive payments under this Note is called the “Note Holder.”
2. INTEREST
Interest will be charged on unpaid principal until the full amount of Principal has been paid. | will pay interest at a yearly
rate of 4.500 %.
The interest rate required by this Section 2 is the rate | will pay both before and after any default described in Section
6(B) of this Note.
3. PAYMENTS
(A) Time and Place of Payments
will pay principal and interest by making a payment every month.
| will make my monthly payment on the 1st day of each month beginning on June 1, 2017.
Iwill make these payments every month until | have paid all of the principal and interest and any other charges described
below that | may owe under this Note. Each monthly payment will be applied as of its scheduled due date and will be
applied to interest and any other items in the order described in the Security Instrument before Principal. If, on
May 1, 2047, { still owe amounts under this Note, | will pay those amounts in full on that date, which
is called the "Maturity Date.”
| will make my monthly payments at 1265 Corona Pointe Court, Suite 301
‘orona , CA 92879
or at a different place if required by the Note Holder.
{B) Amount of Monthly Payments
My monthly payment will be in the amount of U.S, $1,616.90.
4, BORROWER'S RIGHT TO PREPAY
Thave the right to make payments of Principal at any time before they are due. A payment of Principal only is known
as a “Prepayment.” When | make a Prepayment, | will tell the Note Holder in writing that | am doing so. | may not designate
a payment as a Prepayment if | have not made all the monthly payments due under the Note.
Imay make a full Prepayment or partial Prepayments without paying a Prepayment charge. The Note Holder will use
my Prepayments to reduce the amount of Principal that | owe under this Note. However, the Note Holder may apply my
Prepayment to the accrued and unpaid interest on the Prepayment amount, before applying my Prepayment to reduce the
Principal amount of the Note. If | make a partial Prepayment, there will be no changes in the due date or in the amount of
my monthly payment unless the Note Holder agrees in writing to those changes.
5. LOAN CHARGES.
Ifa law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or
other loan charges collected or to be collected in connection with this loan exceed the permitted limits, then: (2) any such
loan charge shail be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already
collected from me which exceeded permitted limits will be refunded to me. The Note Holder may choose to make this refund
by reducing the Principal I owe under this Note or by making a direct payment to me. If a refund reduces Principal, the
reduction will be treated as a partial Prepayment.
6. BORROWER'S FAILURE TO PAY AS REQUIRED
(A) Late Charge for Overdue Payments
If the Note Holder has not received the full amount of any monthly payment by the end of 15 calendar days after
the date it is due, | will pay a late charge to the Note Holder. The amount of the charge will be 4.000 % of my overdue
payment of principal and interest. | will pay this late charge promptly but only once on each late payment.
(B) Default
If! do not pay the full amount of each monthly payment on the date it is due, ! will be in default.
(C) Notice of Default
if am in default, the Note Holder may send me a written notice telling me that if | do not pay the overdue amount by a
certain date, the Note Holder may require me to pay immediately the full amount of Principal which has not been paid and
FLORIDA FIXED RATE NOTE - Single Family ~ Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3210 1/01
Modified for FHA 9/15 (rev. 2/16)
Ellie Mae, tne. Page 1 of2 FHASZ00FLNT 0216
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04/04/2017 07:38 AM PST
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all the interest that | owe on that amount. That date must be at least 30 days after the date on which the notice is mailed
to me or delivered by other means.
(0) No Waiver By Note Holder
Even if, at a time when | am in default, the Note Holder does not require me to pay imme diately in full as describes
above, the-Note Holder will still have the right to_do so if! am in default at a later time. .
(E) Payment of Note Holder's Costs and Expenses
Ifthe Note Holder has required me to pay immediately in full as described above, the Note Holder will have the right
to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law.
Those expenses include, for example, reasonable attorneys’ fees.
7. GIVING OF NOTICES
Unless applicable law requires a different method, any notice that must be given to me under this Note will be given
by delivering it or by mailing it by first class mail to me at the Property Address above or at a different address if | give the
Note Holder a notice of my different address.
Any notice that must be given to the Note Holder under this Note will be given by delivering it or by mailing it by first
class mail to the Note Holder at the address stated in Section 3(A) above or at a different address if | am given a notice of
that different address.
8, OBLIGATIONS OF PERSONS UNDER THIS NOTE
Ifmore than one person signs this Note, each person is fully and personally obligated to keep ail of the promises made
in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this
Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a quar-
antor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. The Note Holder may
enforce its rights under this Note against each person individually or against all of us together. This means that any one of
us may be required to pay ail of the amounts owed under this Note.
9, WAIVERS
| and any other person who has obligations under this Note waive the rights of Presentment and Notice of Dishonor.
*Presentment’ means the right to require the Note Holder to demand payment of amounts due. "Notice of Dishonor” means
the right to require the Note Holder to give notice to other persons that amounts due have not been paid,
10. UNIFORM SECURED NOTE
This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to
the Note Holder under this Note, a Mortgage, Deed of Trust, or Security Deed (the "Security Instrument’), dated the same
date as this Note, protects the Note Holder from possible losses which might result if | do not keep the promises which |
make in this Note. That Security Instrument describes how and under what conditions | may be required to make immediate
payment in full of all amounts [ owe under this Note. Some of those conditions are described as follows:
If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a
natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent,
Lender may require immediate paymentin full of all sums secured by this Security Instrument, However, this option
shall not be exercised by Lender if such exercise is prohibited by Applicable Law.
If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide
a period of not less than 30 days from the date the notice is given in accordance with Section 14 within which
Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the
expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further
notice or demand on Borrower.
n DOCUMENTARY TAX
The state documentary tax due on this Note has been paid on the mortgage securing this indebtedness.
WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED
~
v\
(Seal)
ANDRES STEVE KIFFIN
Lend Paramount Residential Mortgage Group, Inc.
NMLS I
Nn 10 David Gosselin
{Sign Original Only]
FLORIDA FIXED RATE NOTE ~ Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT — Form 3210 1/04
Modified for FHA 9/15 (rev. 2/16)
Ellie Mae, Inc. Page 2 of 2 FHAS2OOFLNT 0216
FHAS200NOT (CLS)
04/2017 07:38 AM PST
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Pay to the order of
without recourse this. day of 20
Freedom Mortgage Corporation
Stanley C. Middleman
President/Chief Executive Officer
® @
-
ALLONGE
.
ae
Loan Date: 04/04/2017
Borrower(s): ANDRE ST. STEVE KIFFIN
Property Address: 2126 N 32ND AVE, HOLLYWOOD , FL 33021
Principal Balance: 319,113.00
PAY TO THE ORDER OF
FREEDOM MORTGAGE CORPORATION
Without Recourse
Company Name: PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC., A CALIFORNIA
CORPORATION
Kevin McHenry
- Director of Loan Accounting
Title