On March 17, 2022 a
Exhibit,Appendix
was filed
involving a dispute between
Americu Credit Union,
and
Dakota W Schreiner,
for Other Matters - Consumer Credit (Non-Card) Transaction
in the District Court of Cortland County.
Preview
FILED: CORTLAND COUNTY CLERK 03/17/2022
EXHIBITA 04:42 PM INDEX NO. EF22-119
202231stas
. EF22-119
NYSCEF DOC. NO. 2 03/17/202204:42:19
PM RECEIVED NYSCEF: 03/17/2022
Pages
12
EXHIBIT(S)
Elizabeth
Larkin, Clerk
County
RUAltIN5TALME
NTCOETRACT MunctOdong
Ms WuC 4int nonM
I nu n ud "v anumanpgUncuirntasGuyu
Tim
acie no em1
yer acan
thesuntershes itsriptaudvtheConVad
mesfluearsrers EmenehtmtDen
igtia
ANNLIAL FINANCE Amatrut
Fmamd lotalof Payments frat Safe
Face
PERCENTAGE
RATE CHARGE The
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titut The I miHh44
ammed IEdef!N3 lel(3 Glnrygushsu
m
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n IFfedfre's credit
wdeost
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13 250 % 5 7 221 33 3 14 92E Exa 5 ^
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AMERICUCREDITUNION 1916 BlackRiverBlyd FlomeNY13440 cumen
g tp tFee
n
IIEQUEST
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lbsUllahCE
Imuferslund
Ihat CreditL
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ingterances
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elhoishtle
IAGREE
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THIPfi0yl$12Nidff
f@faAcKAst
PARI0F
THECONrPJcT
pn rvesonimile
ards)
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Al)YEltI DoAct$1 thm
mmtt:eforn
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anyb'anks:grce2 YouUsenhtled
toa tornplElefy
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copyofthis
temint3 Under
theawyou agethen
t to thefullamount
offanadvmce dueIf youtoso ymma depending
onthenatma
of
theelodilserJtocharge withoutpact.
either(a)premly as b under ehtainarebstagf
Eartaintreclrmstancts charle4 According
thecrediservice
tolawyn have
thsprivitEge ansurance
BfpWthasmg paI tracterilehic'tprovided1crin
thisContact
fromanagistorkmkar
ofyourgallsale:lion
$111st tothisContractincluding
agrees termsEnd
esndahons
enbact I HAVE
RECElVEll
ACOPT0FIHISCohIRACT
SIGEDByTHEStus
ardast·gns
It totheAssigrtes
tamedabove
in scroldance
withtheIIrat (N5TAtMENT
RETAIL CONTRACT
Auignantpnnted
ontherararsa
sideunless
othargrise
marked
ahr tWbr t¼mm n tr*nnr rwn
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Addren 045 01/16/10
tals
CO5IGHER
NilflcE
I my not personally
atevsalthough
I speeto psythedebtideatified anyprepartyserviess
receive or magayI mayhesuedfor payinant
thgperson
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iscapable
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meto
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cr
allofthesecostsandcharges
asrequadbythetafallof theCntract11thedebtIt avermdehnit thatfaclmaybecome
a partofmycredit
reportI bavetradtheRetailinstatment
Contract theexact
abit*Icontainsterms andtheCa Signerts)
of myobligation Notles
lhavebeen copyofthisNollee
giveliacongpfeted sadeach
witingthatobligates
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01/15/18 eijasfig
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FILED: CORTLAND COUNTY CLERK 03/17/2022 04:42 PM INDEX NO. EF22-119
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 03/17/2022
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Document Filed Date
March 17, 2022
Case Filing Date
March 17, 2022
Category
Other Matters - Consumer Credit (Non-Card) Transaction
For full print and download access, please subscribe at https://www.trellis.law/.
Preview
FILED: CORTLAND COUNTY CLERK 03/17/2022 EXHIBITA 04:42 PM INDEX NO. EF22-119 202231stas . EF22-119 NYSCEF DOC. NO. 2 03/17/202204:42:19 PM RECEIVED NYSCEF: 03/17/2022 Pages 12 EXHIBIT(S) Elizabeth Larkin, Clerk County RUAltIN5TALME NTCOETRACT MunctOdong Ms WuC 4int nonM I nu n ud "v anumanpgUncuirntasGuyu Tim acie no em1 yer acan thesuntershes itsriptaudvtheConVad mesfluearsrers EmenehtmtDen igtia ANNLIAL FINANCE Amatrut Fmamd lotalof Payments frat Safe Face PERCENTAGE RATE CHARGE The IEWMel titut The I miHh44 ammed IEdef!N3 lel(3 Glnrygushsu m thege3toI nycigH Thedeterargisit ±a didknserenfly IItudreade allscheddescatdd myfavnpayinest slchdmg n IFfedfre's credit wdeost s!s B'3 film' elI A.fa 13 250 % 5 7 221 33 3 14 92E Exa 5 ^ I 22 146 e0 22 146 egi NyParniani teht:Islimll6s gsumsnhneis I asgmqasesarmy tecur:ty uteradin Etarefervehicle zrchamt bear frotlPrrrrtrhhist o'furitrtt ElitriPnrM:-tr Artres FiliarIefs $ IltaIdiusresunna S W nc at -a- McAdi fbgaing ,,...c.1 r, e IsisCI 11m LL parrreltilkerand metre a'tarnu dus Ierabu dundrz $ /L shs·gulOD per·nrwtt!f rirseter engh pnentUDGD gar hatuvsegy gr pp perses ypermsf. errenNypugue¢$500 Rlplycetastr Frstyming tm:Inpus ema luJtrat tr ad0%triar prrgrrratrn MyCurtracidxqÀtutinrUnits abiutunpsyrnentdufault, regarpe may uppyrrers inMtthrethes2thled daNAnd preplyrrant rerurds a1d p r1aigs you us 3B38 WB TagSintrrct s balannMrandAmer Aldil41smits at ficad he,a tesetmebytallerEdertalseda leasu$s the BeSe5trROYALCNrvROLET/coATL AND Cortland,NY $3045 toi½Ampsmaid½e orrhud Nuie 4:dian 19 d Weus bfledeassesB·r sachdetrA macre toobrael 2 GLENMtiT uppagelyand scgetherassumnder puandthe IhGLyrOMOTAW SCHilEINEnt CDRTWWli NY Lip4p arlagmrrercias persernaue# prsded mthaCAact her$1 iteu|as) 2 we ofVaktels DavenFhas |See InveceAcwarvq*s testei ,.,tg, h/tlYettgylPakeSenes Sn's Beef Kr04 Trud Toe Capac,ly5tani Nmmur Da's U 2215 NTSRANAI TTPA 1FRAN d BraAn%AD A ni fM 41MhfGmIgint nrerl Eqspptd Q AT Q f A OANt FilAsfiaDtter PuttPrs 'SillOAC OPg OPin 4 14a3 g eg Ilumtraded 1g Lubbampyngnt Ireleilo"rgysts (f / S NM inr udWu Amriscon go Ledg latwriteIto regared Properfr ssimuttanaunwnuppa behine Ustelais11 Widmçd ytu tsks 2pt31st piru AUT IMAY Vukeel CFCOSE fude In IIIEAGEd4109 Elto1Et 0FMrCHDEE -1 GDEli0FCCLLATEltAL flTLE N/A f4Att17AIJ "trHqFTNFe RIGISTRA'iT L:uterefto fa PHY5ICtL DAMAGI Gmpshe3meg swi deducthis Colman 5 re dHec6Ms +I N/A stTATFFARNT#r gritURANCE609PAIN PobcyNursber 9KMu7pro|ro E'ferbve pals UrguidCathfrienBilanze NuisFTIFFN70RItTTV AGElfl . AddingsFcut in ñ 1TVAftponrenTelephus frusier(315.446h31 T.d. sid A I p.trgritge theltoresigxrd ushmen sit rrsarant.5emigrapInsurants RequrfrMrst Nchantatab.msedhcra 159 Agett slajtdd Curyney8 (Deve Te(reigllpurance LiglltilRMn5Ulant t C0¥4f328 141tyandproppily f0FhCdlly dEmellIsActIndUd5d cfprovided forInthisContract 2 - - gIanlainternet Vudar luenota heatheme ItgE4 ram rer.ome hunders S sletarest fasrrsntn ebcona Iray tupeasa to Isinrarnicorps thsaug Pregrip F unem WrdaStulu In1srestnt kgu')tira grouane mforE'ssearr‘4ctolieftoAss1ar.neanacts spiwr1rce adarists sotesis:ze 4 3 + It/A abtrued Bicvghreu 1recorl efsuch aterines it1 f(4( (apma01tosis Fremiu leFarI pramum isparyouph Assigges ) eshtatSals Prea lartheVamela li anskett theesult soiuntyTit7LII answeril misrtst' thoditsert*: centrut ls greeanutmeenu btrors hide and yeoghe psyvis Assount plus inactedeatremeservae shargi leases mtheCasusc$ atto Ainual Forceritage sharri Ests absve i prozru tumilmpufEer:banmr6atorees patrieddug da1st nea.1neP.g3eniseduenter, 5 p1 / TIM FH/GM NJM g 4 To AMERICUCREDITUNION 1916 BlackRiverBlyd FlomeNY13440 cumen g tp tFee n IIEQUEST 520$CitlDULUlF GltCUS lbsUllahCE Imuferslund Ihat CreditL Grnsp feIssurareeCred4 arsF4mapAcohra eidI't:Itsisarsace arevainwary arala·uruninelitum7 reauvid thshan Iluttr anderstarylghat Imaran'teignets;enarer isprpade ghe teeume AmmintImanc d NJM UIchoriele becora smund t ardenteed thalegarines mal Ingecsidence beprended unth Iraurt;Icds rardritehainditsu 0 thre(pm$ elgrgog griep torighsIsa isitiveRsrestIn1svt481s stytwor8tt atanyint 117 yarn erfrgthesongsgrusersece nitlygag bringtritre ofQurIIanar 1tf@ gilsen brics %mitIIIre chanancattL O I Wueptualarcop Creditusinurance $ hasadamer4sieur.t utt WEWHTagitirmlgreapCredMorattireinsrurmes : tasedcaevyers pruses1ap ardH4411blasurease Acc·dest IVraNIopheM1Grcup Spatniael Ams siceBanr algaatars forfurtLlatirl Instrar fretAmLdms Azrurrent Sounts Assecur;ty yesdIden forthscentract Itsprstutt t ea4I eveyeeI 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either(a)premly as b under ehtainarebstagf Eartaintreclrmstancts charle4 According thecrediservice tolawyn have thsprivitEge ansurance BfpWthasmg paI tracterilehic'tprovided1crin thisContact fromanagistorkmkar ofyourgallsale:lion $111st tothisContractincluding agrees termsEnd esndahons enbact I HAVE RECElVEll ACOPT0FIHISCohIRACT SIGEDByTHEStus ardast·gns It totheAssigrtes tamedabove in scroldance withtheIIrat (N5TAtMENT RETAIL CONTRACT Auignantpnnted ontherararsa sideunless othargrise marked ahr tWbr t¼mm n tr*nnr rwn Arirms apurgbDne tooteMt toyour ameranty tahmg mEnwar:1a retugst f satedises ccelsttsedmett colyandir termetIts centruti thess wtetcrukthat seargreatment aW and prsthat:astratra Ikuou piticatirersonsit4tr furtheparud aifpg et Addren 045 01/16/10 tals CO5IGHER NilflcE I my not personally atevsalthough I speeto psythedebtideatified anyprepartyserviess receive or magayI mayhesuedfor payinant thgperson althoosh whoreceivet no presertystr91ces iscapable cr nmney of paying 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Buygr wellG·e I gmsubgtheptnsnicundan you14nds wlbtheGuyef thecen1/a:t EWts tilofth30Und!up thegrç;sç$u Ingres a pay ettnincy)yen atykirIIaGuer'sbenent anyastknemadamy pnar demand brpyingdom theBuyer ormateauyourssengy ·dernLlalzu a gerafts acaig4td (tcorRN el t CDFrrna contract. e1/1s (1a Des:persSigntstg Acdrus cits Co41er's Suttrre adsu Dutu AGilcE EEE EtYiltlE5tpE IDE1EPellTANT INFEH!MIOM ofitmimeetrrtefestthwyterritterTfat Brattascrrr statuna r-i maramas.a tote. ammeason ToRearzer Fara 144&Ga&49te NY5. 11490sGz4p 1!PM1164 el FILED: CORTLAND COUNTY CLERK 03/17/2022 04:42 PM INDEX NO. 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