Preview
FILED: SARATOGA COUNTY CLERK 04/16/2021 03:28 PM INDEX NO. 20162946
NYSCEF DOC. NO. 203 RECEIVED NYSCEF: 04/16/2021
DAVI D A HARPER AS RECEI VER
OF 1 7 5 BROADWAY & 3 3 1 0 SO BROADWAY
480 BROADWAY STE 2 1 1
SARATOGA SPRI NGS NY 1 2 8 6 6 - 2 2 3 0 Page 1 of 3
Date 03/ 14/ 21
PERSONAL CHECKI NG Acct 5658680
Summary of Activity Since Your Last Statement
Beginning Balance 2/ 16/ 21 98,188.85
Deposits / Misc Credits 1 12,269.35
Withdrawals / Misc Debits 5 4,052.56
** Ending Balance 3/ 14/ 21 106,405.64 **
Service Charge .00
Average Balance 97,414
Minimum Balance 94,136
Enclosures 6
Deposits and Credits
Date Amount Activity Description
3/ 10 12,269.35 Deposit
Checks in Check Num ber Order
Date Check No Amount Date Check No Amount Date Check No Amount
2/ 19 281 1,121.10 2/ 19 283 1,428.20 3/ 01 285 1,162.96
2/ 19 282 1.30 3/ 01 284 339.00
* indicates a break in check number sequence
Daily Balance Sum m ary
Date Balance Date Balance Date Balance
2/ 19 95,638.25 3/ 01 94,136.29 3/ 10 106,405.64
.
FILED: SARATOGA COUNTY CLERK 04/16/2021 03:28 PM INDEX NO. 20162946
NYSCEF DOC. NO. 203 ''®"®° RECEIVED NYSCEF: 04/16/2021
ADIRONDACK ^a
TRU S T C O M P A N Y
473 Broadway, Saratoga Springs,NY 12866
AUlNUr|U‰K CHECK!NG/MOMEY MARKETDEPOSIT FSCD -
TRU
T Old
Pale
y
OET NO-
BE
4VMA
EFO
5IGN
HERE VEDCIFREQUI
FQRCASH
RECE ED) ratio| 9 I 96 #211
o
ACCOUNTMUMBER
03/10/2021 $12,269.35
-² ² 281
DAVIDA HARPER,RECEIVER O
½RATOGA
SIRINCA
½ 12866
2210
ILOh JE
ADIRONDACK
TRIFST
CDMN i
LCDK
rOR
F OCT
elRING SECMIRE
NHEA
FEATURES·ldCLLIDIN
THE -FT NK.
DEntL
OhA
02/19/2021 281 $1,121.10
² O
DAVIDA HARPER,RECEIVER 282
480
BROADWAY
STE
211 - m O
SARATOGA NY12866-2230
SPRINCS. * •
ADIRONDA K b T
TRUST
CO
MPNY Z '
5ARATOGASPRINGS,MY
12881-032II
MEMO
60 2 L30 288 5 5-868• O O 28 2 a
FOR - TR
hO0 AT n HFel.Rp
a RE
4'MO
ERT-FDET
E7EK. ONCK.
02/19/2021 282 $1.30
"- 2
DAVIDA ITARPER,
RECEIVER 283 O
4BU·
15KOADWAY
STE
2D
SARATCGA
SPRINGS,NY
12866
22.3D
--
DATE --
ADIRONDACK
TRUST
COMPNT
LOOK
FCFIUD-DETERR
NG
FEATURESINCL
FIMGTSE HEREACTI
SECLIR'TV
90LAPEAMO
EINK.
D ILS
OM
02/19/2021 283 $1,428.20
DAVIDA HARPER,
RECEIVER ®¯² ² 284 o2/2st2021 -
1o01 -44
480
BROADWAY 211
bTE Tompkins Trust
Bank
FOCASPRINGS,NY
SARA 12b66
2J0 For Deposit Only
InII SecurityMutual xxxxxxxx5347
ADIRONDACK
TRUST
COMP
NT
SARAT NY
SPIlNGS
12855410211
CO 2 L3D 2BB Li"
5 5=BbB•• Dil' O 28
LOOM
OR-HUDET
RRFE.RIP.0
DIdC
TbInITverinApI-
BECI a a TFr arlL
nn
03/01/2021 284 $339.00
FILED: SARATOGA COUNTY CLERK 04/16/2021 03:28 PM INDEX NO. 20162946
NYSCEF DOC. NO. 203 """° RECEIVED NYSCEF: 04/16/2021
ADIRONDACK ^°°°"";
T R U S T C O M P A N Y
473 Brcadway, Saratoga Springs,NY 12866
DAVIDA HARPER,RECEIVER "-'"²" 285 U
. .
4GOBROADWAYEIE211
NY12666-
SARATOGASP1UNGS, 0 00 0018800
PAY
TO 6
. .. 6760018800 02-2 6-2021 3C21307164<
ADIRONDACK r of oryden
STCOM
P&M
i:oa no 2a81,i:sos- sa-or o as s
03/01/2021 285 $1,162.96
FILED: SARATOGA COUNTY CLERK 04/16/2021 03:28 PM INDEX NO. 20162946
NYSCEF DOC. NO. 203 RECEIVED NYSCEF: 04/16/2021
DAILY BALANCE METHOD (INCLUDING CURRENT TRANSACTIONS) We figure
the interest
charge on your account by applyingthe
balance" balance"
periodic
rate to the "daily of your account
for each
day in the billing cycle. To get the "dailywe take the begiññing
balance of
your accounteach day, add any new advances,
and subtract
any payments or credits.
This gives
us the daily balance.
IN CASE OF ERRORSOR QUESTIONSABOUT
WHATTODOIFYOUTHINKYOUFINDA MISTAKEONYOURST.^.TEMENT YOURELECTRONIC TRANSFERS TELEPHONEUS
IFYOUTHINKTHEREISAN ERRORONYOURSTATEMENT, WRITETOUSAT: AT (518-584-5844)
ORWRITEUSATTHEADDRESS
ADIRONDACK TRUSTCOMPANY BELOWAS SOONAS YOU CAN, IF YOU THINK
ATTENTION:INTERNAL
AUDITINGDEPARTMENT YOURSTATEMENT ORRECEIPTISWRONGORIF
P.O.BOX814 YOU NEED MORE INFORMATIONABOUT A
SARATOGA SPRINGS,NY12866-0814 TRANSFERONTHESTATEMENT ORRECEIPT.WE
MUSTHEARFROMYOUNOLATERTHAN60 DAYS
INYOURLETTER,GIVEUSTHEFOLLOWING INFORMATION: AFTERWESENDYOUTHEFIRSTSTATEMENT ON
1.ACCOUNTINFORMATION:YOURNAMEANDACCOUNTNUMBER- WHICHTHEERRORORPROBLEMAPPEARED.
2.DOLLARAMOUNT:THEDOLLARAMOUNTOFTHESUSPECTED ERROR.
3.DESCRIPTION
OFPROBLEM:IFYOUTHINKTHEREISANERRORONYOURBILL,DESCRIBEWHAT 1. TELL US YOUR NAME,ACCOUNTNUMBER
YOUBELIEVEISWRONGANDWHYYOUBEL1EVE IT ISA MISTAKE- (IFANY).
2. DESCRIBETHE ERROROR THE TRANSFER
YOUMUSTCONTACTUS WITHIN60 DAYSAFTERTHE ERRORAPPEAREDON YOURSTATEMENT· YOUARE UNSUREABOUT,AND EXPLAINAS
YOUMUSTNOTIFYUS OFANY POTENTIALERRORSIN WRITING.YOUMAYCALLUS, BUTIF YOU CLEARLYAS YOU CAN WHY YOU BELIEVE
DOWEARENOTREQUIREDTOINVESTIGATE ANYPOTENTIALERRORSANDYOUMAYHAVETOPAY THERE IS AN ERROROR WHY YOU NEED
THEAMOUNTINQUESTION- MOREINFORMATION.
3. TELL US THE DOLLARAMOUNT OF THE
IF YOU HAVEAUTHORIZEDUS TO AUTOMATICALLY DEDUCTYOUR PAYMENTFROM YOUR SUSPECTEDERROR.
CHECKINGORSAVINGSACCOUNT, YOUCANSTOPORREVERSEPAYMENT ONANYAMOUNTYOU
THINKISWRONGBYMAILINGYOURNOTICESOTHATWERECEIVEITWITHIN16DAYSAFTERYOUR WE WILL INVESTIGATEYOUR COMPLAINTAND
STATEMENTWASMAILEDTOYOU- WILL CORRECTANY ERRORPROMPTLY.IF WE
TAKE MORETHAN 10 BUSINESSDAYSTO DO
WHILEWE INVESTIGATEWHETHEROR NOTTHEREHASBEENAN ERROR,THE FOLLOWING ARE THIS, WE WILL CREDITYOUR ACCOUNTFOR
TRUE: THEAMOUNTYOUTHINKIS IN ERROR,SOTHAT
• WE CANNOTTRYTO COLLECTTHEAMOUNTIN QUESTION,OR REPORTYOUAS DELINQUENT YOU WILL HAVEUSE OF THE MONEYDURING
ONTHATAMOUNT· THE TIME IT TAKES US TO COMPLETEOUR
• THE CHARGEIN QUESTIONMAYREMAINON YOURSTATEMENT, AND WE MAYCONTINUETO INVESTlGATION.
CHARGEYOUINTERESTONTHATAMOUNT.BUT,IF WE DETERMINE THATWE MADEA MISTAKE,
YOUWILLNOTHAVETO PAYTHEAMOUNTIN QUESTIONORANY INTERESTOR OTHERFEES
RELATEDTOTHATAMOUNT.
• WHILEYOUDONOTHAVETO PAYTHEAMOUNTIN QUESTION, YOUARERESPONSIBLE FORTHE IF YOU NEEDTO KNOWWHETHEROR NOTAN
REMAINDEROFYOURBALANCE. ELECTRONICFUNDSTRANSFERHASOCCURRED,
• WECANAPPLYANYUNPAIDAMOUNTAGAINSTYOURCREDITLIMIT. PLEASE CALL US AT (518)584-5844 OR
1-800-485-7899OR LOGINTO YOUR WEBWISE®
ONLINEBANKINGACCOUNT.
SEND ATTN: INTERNAL AUDITING DEPT.
INQUIRIES PO BOX 814
T R U ST CO M PA N Y SARATOGA SPRINGS, NY 12866-0814
TO .
CHECKSOUTSTANDING (1) TO RECONCILE YOUR ACCOUNT:
NUMBER AMOUNT
(1) ARRANGECHECKSNUMERICALLY ORBY DATE,ANDMARKOFFINCHECKBOOK.
I
(2) LISTOUTSTANDING
CHECKS(ONESNOTYETCHECKEDOFF)ANDENTERTOTALBELOW.
(3) CHECKDEPOSITS(CREDITS)ONSTATEMENTAGAINSTCHECKBOOK,ENTERBELOWANY
DEPOSITSMADESINCELASTDATEAPPEARINGONBANKSTATEMENT.
(4) ENTERANYSERVICECHARGE,AUTOMATIC SAVINGSTRANSFER,ETC.INYOURRECORDS.
NEWBALANCEFROMBANKSTATEMENT $ $
ADDCREDITSNOTENTERED(3) $ $
ORTRANSFERRED
I I
SUBTRACTOUTSTANDING CHECKS(2) $ $
SUBTOTAL $ $
ENTERANYSERVICECHARGE(4), $ $
AUTOMATICSAVINGSTRANSFER,
ETC.INYOURRECORDS.
TOTAL $ $
THISISYOURCURRENTBALANCE
ANDSHOULDAGREEWITHYOUR
RECORDS(4).
TOTALCHECKS
omSTANDING(2)
PLEASE NOTIFY US OF ANY ERROR IN ACCOUNT NAME OR ADDRESS
REV11/17
Preview
FILED: SARATOGA COUNTY CLERK 04/16/2021 03:28 PM INDEX NO. 20162946 NYSCEF DOC. NO. 203 RECEIVED NYSCEF: 04/16/2021 DAVI D A HARPER AS RECEI VER OF 1 7 5 BROADWAY & 3 3 1 0 SO BROADWAY 480 BROADWAY STE 2 1 1 SARATOGA SPRI NGS NY 1 2 8 6 6 - 2 2 3 0 Page 1 of 3 Date 03/ 14/ 21 PERSONAL CHECKI NG Acct 5658680 Summary of Activity Since Your Last Statement Beginning Balance 2/ 16/ 21 98,188.85 Deposits / Misc Credits 1 12,269.35 Withdrawals / Misc Debits 5 4,052.56 ** Ending Balance 3/ 14/ 21 106,405.64 ** Service Charge .00 Average Balance 97,414 Minimum Balance 94,136 Enclosures 6 Deposits and Credits Date Amount Activity Description 3/ 10 12,269.35 Deposit Checks in Check Num ber Order Date Check No Amount Date Check No Amount Date Check No Amount 2/ 19 281 1,121.10 2/ 19 283 1,428.20 3/ 01 285 1,162.96 2/ 19 282 1.30 3/ 01 284 339.00 * indicates a break in check number sequence Daily Balance Sum m ary Date Balance Date Balance Date Balance 2/ 19 95,638.25 3/ 01 94,136.29 3/ 10 106,405.64 . FILED: SARATOGA COUNTY CLERK 04/16/2021 03:28 PM INDEX NO. 20162946 NYSCEF DOC. NO. 203 ''®"®° RECEIVED NYSCEF: 04/16/2021 ADIRONDACK ^a TRU S T C O M P A N Y 473 Broadway, Saratoga Springs,NY 12866 AUlNUr|U‰K CHECK!NG/MOMEY MARKETDEPOSIT FSCD - TRU T Old Pale y OET NO- BE 4VMA EFO 5IGN HERE VEDCIFREQUI FQRCASH RECE ED) ratio| 9 I 96 #211 o ACCOUNTMUMBER 03/10/2021 $12,269.35 -² ² 281 DAVIDA HARPER,RECEIVER O ½RATOGA SIRINCA ½ 12866 2210 ILOh JE ADIRONDACK TRIFST CDMN i LCDK rOR F OCT elRING SECMIRE NHEA FEATURES·ldCLLIDIN THE -FT NK. DEntL OhA 02/19/2021 281 $1,121.10 ² O DAVIDA HARPER,RECEIVER 282 480 BROADWAY STE 211 - m O SARATOGA NY12866-2230 SPRINCS. * • ADIRONDA K b T TRUST CO MPNY Z ' 5ARATOGASPRINGS,MY 12881-032II MEMO 60 2 L30 288 5 5-868• O O 28 2 a FOR - TR hO0 AT n HFel.Rp a RE 4'MO ERT-FDET E7EK. ONCK. 02/19/2021 282 $1.30 "- 2 DAVIDA ITARPER, RECEIVER 283 O 4BU· 15KOADWAY STE 2D SARATCGA SPRINGS,NY 12866 22.3D -- DATE -- ADIRONDACK TRUST COMPNT LOOK FCFIUD-DETERR NG FEATURESINCL FIMGTSE HEREACTI SECLIR'TV 90LAPEAMO EINK. D ILS OM 02/19/2021 283 $1,428.20 DAVIDA HARPER, RECEIVER ®¯² ² 284 o2/2st2021 - 1o01 -44 480 BROADWAY 211 bTE Tompkins Trust Bank FOCASPRINGS,NY SARA 12b66 2J0 For Deposit Only InII SecurityMutual xxxxxxxx5347 ADIRONDACK TRUST COMP NT SARAT NY SPIlNGS 12855410211 CO 2 L3D 2BB Li" 5 5=BbB•• Dil' O 28 LOOM OR-HUDET RRFE.RIP.0 DIdC TbInITverinApI- BECI a a TFr arlL nn 03/01/2021 284 $339.00 FILED: SARATOGA COUNTY CLERK 04/16/2021 03:28 PM INDEX NO. 20162946 NYSCEF DOC. NO. 203 """° RECEIVED NYSCEF: 04/16/2021 ADIRONDACK ^°°°""; T R U S T C O M P A N Y 473 Brcadway, Saratoga Springs,NY 12866 DAVIDA HARPER,RECEIVER "-'"²" 285 U . . 4GOBROADWAYEIE211 NY12666- SARATOGASP1UNGS, 0 00 0018800 PAY TO 6 . .. 6760018800 02-2 6-2021 3C21307164< ADIRONDACK r of oryden STCOM P&M i:oa no 2a81,i:sos- sa-or o as s 03/01/2021 285 $1,162.96 FILED: SARATOGA COUNTY CLERK 04/16/2021 03:28 PM INDEX NO. 20162946 NYSCEF DOC. NO. 203 RECEIVED NYSCEF: 04/16/2021 DAILY BALANCE METHOD (INCLUDING CURRENT TRANSACTIONS) We figure the interest charge on your account by applyingthe balance" balance" periodic rate to the "daily of your account for each day in the billing cycle. To get the "dailywe take the begiññing balance of your accounteach day, add any new advances, and subtract any payments or credits. This gives us the daily balance. IN CASE OF ERRORSOR QUESTIONSABOUT WHATTODOIFYOUTHINKYOUFINDA MISTAKEONYOURST.^.TEMENT YOURELECTRONIC TRANSFERS TELEPHONEUS IFYOUTHINKTHEREISAN ERRORONYOURSTATEMENT, WRITETOUSAT: AT (518-584-5844) ORWRITEUSATTHEADDRESS ADIRONDACK TRUSTCOMPANY BELOWAS SOONAS YOU CAN, IF YOU THINK ATTENTION:INTERNAL AUDITINGDEPARTMENT YOURSTATEMENT ORRECEIPTISWRONGORIF P.O.BOX814 YOU NEED MORE INFORMATIONABOUT A SARATOGA SPRINGS,NY12866-0814 TRANSFERONTHESTATEMENT ORRECEIPT.WE MUSTHEARFROMYOUNOLATERTHAN60 DAYS INYOURLETTER,GIVEUSTHEFOLLOWING INFORMATION: AFTERWESENDYOUTHEFIRSTSTATEMENT ON 1.ACCOUNTINFORMATION:YOURNAMEANDACCOUNTNUMBER- WHICHTHEERRORORPROBLEMAPPEARED. 2.DOLLARAMOUNT:THEDOLLARAMOUNTOFTHESUSPECTED ERROR. 3.DESCRIPTION OFPROBLEM:IFYOUTHINKTHEREISANERRORONYOURBILL,DESCRIBEWHAT 1. TELL US YOUR NAME,ACCOUNTNUMBER YOUBELIEVEISWRONGANDWHYYOUBEL1EVE IT ISA MISTAKE- (IFANY). 2. DESCRIBETHE ERROROR THE TRANSFER YOUMUSTCONTACTUS WITHIN60 DAYSAFTERTHE ERRORAPPEAREDON YOURSTATEMENT· YOUARE UNSUREABOUT,AND EXPLAINAS YOUMUSTNOTIFYUS OFANY POTENTIALERRORSIN WRITING.YOUMAYCALLUS, BUTIF YOU CLEARLYAS YOU CAN WHY YOU BELIEVE DOWEARENOTREQUIREDTOINVESTIGATE ANYPOTENTIALERRORSANDYOUMAYHAVETOPAY THERE IS AN ERROROR WHY YOU NEED THEAMOUNTINQUESTION- MOREINFORMATION. 3. TELL US THE DOLLARAMOUNT OF THE IF YOU HAVEAUTHORIZEDUS TO AUTOMATICALLY DEDUCTYOUR PAYMENTFROM YOUR SUSPECTEDERROR. CHECKINGORSAVINGSACCOUNT, YOUCANSTOPORREVERSEPAYMENT ONANYAMOUNTYOU THINKISWRONGBYMAILINGYOURNOTICESOTHATWERECEIVEITWITHIN16DAYSAFTERYOUR WE WILL INVESTIGATEYOUR COMPLAINTAND STATEMENTWASMAILEDTOYOU- WILL CORRECTANY ERRORPROMPTLY.IF WE TAKE MORETHAN 10 BUSINESSDAYSTO DO WHILEWE INVESTIGATEWHETHEROR NOTTHEREHASBEENAN ERROR,THE FOLLOWING ARE THIS, WE WILL CREDITYOUR ACCOUNTFOR TRUE: THEAMOUNTYOUTHINKIS IN ERROR,SOTHAT • WE CANNOTTRYTO COLLECTTHEAMOUNTIN QUESTION,OR REPORTYOUAS DELINQUENT YOU WILL HAVEUSE OF THE MONEYDURING ONTHATAMOUNT· THE TIME IT TAKES US TO COMPLETEOUR • THE CHARGEIN QUESTIONMAYREMAINON YOURSTATEMENT, AND WE MAYCONTINUETO INVESTlGATION. CHARGEYOUINTERESTONTHATAMOUNT.BUT,IF WE DETERMINE THATWE MADEA MISTAKE, YOUWILLNOTHAVETO PAYTHEAMOUNTIN QUESTIONORANY INTERESTOR OTHERFEES RELATEDTOTHATAMOUNT. • WHILEYOUDONOTHAVETO PAYTHEAMOUNTIN QUESTION, YOUARERESPONSIBLE FORTHE IF YOU NEEDTO KNOWWHETHEROR NOTAN REMAINDEROFYOURBALANCE. ELECTRONICFUNDSTRANSFERHASOCCURRED, • WECANAPPLYANYUNPAIDAMOUNTAGAINSTYOURCREDITLIMIT. PLEASE CALL US AT (518)584-5844 OR 1-800-485-7899OR LOGINTO YOUR WEBWISE® ONLINEBANKINGACCOUNT. SEND ATTN: INTERNAL AUDITING DEPT. INQUIRIES PO BOX 814 T R U ST CO M PA N Y SARATOGA SPRINGS, NY 12866-0814 TO . CHECKSOUTSTANDING (1) TO RECONCILE YOUR ACCOUNT: NUMBER AMOUNT (1) ARRANGECHECKSNUMERICALLY ORBY DATE,ANDMARKOFFINCHECKBOOK. I (2) LISTOUTSTANDING CHECKS(ONESNOTYETCHECKEDOFF)ANDENTERTOTALBELOW. (3) CHECKDEPOSITS(CREDITS)ONSTATEMENTAGAINSTCHECKBOOK,ENTERBELOWANY DEPOSITSMADESINCELASTDATEAPPEARINGONBANKSTATEMENT. (4) ENTERANYSERVICECHARGE,AUTOMATIC SAVINGSTRANSFER,ETC.INYOURRECORDS. NEWBALANCEFROMBANKSTATEMENT $ $ ADDCREDITSNOTENTERED(3) $ $ ORTRANSFERRED I I SUBTRACTOUTSTANDING CHECKS(2) $ $ SUBTOTAL $ $ ENTERANYSERVICECHARGE(4), $ $ AUTOMATICSAVINGSTRANSFER, ETC.INYOURRECORDS. TOTAL $ $ THISISYOURCURRENTBALANCE ANDSHOULDAGREEWITHYOUR RECORDS(4). TOTALCHECKS omSTANDING(2) PLEASE NOTIFY US OF ANY ERROR IN ACCOUNT NAME OR ADDRESS REV11/17