Preview
Case Number:19-000019-CI
Filing # 82670706 E-Filed 12/28/2018 06:31:59 PM
EXHIBIT B
mm
***ELECTRONICALLY FILED 12/28/2018 06:31:57 PM: KEN BURKE, CLERK OF THE CIRCUIT COURT, PINELLAS COUNTY***
mmcm Business Platinum Card® p. 1/4
SEO MOVES INC
JOHN WIEBER Ems“
Closing Date 08/1 6/18 Next Closing Date 09/14/18 Accoum—
Membership Rewards” Points
gNew Balance $36,453.22 j
and Pending as of 07/31/18
Available
iMinimum Payment Due $10.91 8.40 i
_
73,528
Forup to date point balance and full program
amount of $9,536.39
Includes the past due é
details, visit membershiprewardgcom
a
Payment Due Date 09/1 0/1 8 * % Account Sum mary
g
i
Late Payment Warning: If you do not pay your Minimum Payment Due by Pay In Full Portion
your Next Closing Date of 09/14/18, you may have to pay a Iate fee of thePrevious Balance $7,908.94
greater of $38.00 or 2.99% of the past due Pa?! in Full amount. Also, your Pay
Payments/Credits ~$8.55
Over Time APR may be increased to the Pena ty APR of 28.99%.
New Charges +$ 1 87.79
Fees +$236.22
New Balance = $8,324.40
Pay Over Time Portion
Minimum Payment Warning: Ifyou make only the minimum payment each period, Previous Balance $27,445.18
Payments/Credit‘s —$0.00
you pay more
willl ininterest and it will take you longer to pay off your balance.
For
examp e; New Charges +$0.00
Fees +5000
gr
make no additionai Charged
Interest +$683.64
lfyou 3
And for the Pay Over Time
You will pay off the Pay Over
New Balance = $28.1 28.82
charges and each month youTime balance shown on thisbalance you will pay an
pay...
‘
statement in about... estimated total of...
Minimum Due $2,594.00
5
g
I
i
Only the
.
30 years $ 72 '8 95
fAccount Total
ix
Minimum PaymentDue l vaious Balance $35,354.12
:
‘
Payments/Credits $8.55
Ifyou wouldlikeinformation about'credit counseling services, call 1-888-733-41 39.
I
a New Charges +$187.79
i
.
Fees +$236.22
g
v
See page 2 for important information about your account 3 Charged
Interest +$683.64
x
i
i
New Balance $36,453.22
W Your account is past due.
K
i
v
Minimum Payment Due $10,918.40
Because your payment was received late,you may have Days 31
in Billing Period:
MEMBERSHIPd forfeited Membership Rewards” points. Please visit our website
I‘BWHI' 5°
Custom er Care
at www.membershiprewards.comlterms or call 1-800-AXP-
EARN (297-3276) for more information or to reinstate points.‘
u
Pay by Computer
There is a $35.00 fee for each month of points you want to
reinstate.
n
.
|
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H;
-
I
open.com/pbc
Customer Care Pay by Phone
1-800-492-8468 1—800472—9297
See page 2 for additional information.
4’ on the petforation below, detach and
Please fold paymenhb
return with your
A
M Payment Coupon
Do not staple or use paper clips
Pay by Computer
open.com/pbc r Pay by Phone
1-800-472-9297
Accoun—
Enter 15 digit account # on
all payments
Make check payable to American Express.
JOHN WIEBER Payment Due Date
SEO MOVES INC 09/1 0/1 8
2509A BAY BLVD
INDIAN ROCKS BEAC FL 33785-3034 New Balance
$36,453.22
Minimum Pa ment Due
0,91 8.40
Check here if your address or AMERICAN EXPRESS
phone number has changed. P.O. BOX 650448 Amount Enclosed
Note changes on reverse side. DALLAS TX 75265-0448
JOHN WIEBER Accoum— p.2/4
Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p(m. local time at that address
tobe credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must
also: (1) indude the remittance coupon from your statement; (2) be made with a single check drawn 0n a US bank and payable in US dollars, or w'rth a
negotiable instrument pa able in US dollals and dearable through the US banking system; and (3) include your Account number. if your payment
does not meet all ofthe a
ve requirements, crediting may be delayed and you may incur late payment fees and additional interest charges.
Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ifwe
accept payment in a foreign currency, we will convert It into US doIlars at a conversion rate that is acceptabie to us, unless a particular rate is required
by law. Piease do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no
efiect on us without our express prior written appmval. We will represent to your financial institution any payment that is retumed unpaid
Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment
from your deposit or other asset account We will process cheds electronically by transmitti ng the amount of the check, routing number, account
number and check serial number to your financial institution, unless the check is- not processable electronically or a less costiy process is available.
When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we
receive you: check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically
we may issue a. draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer. Pay By Phone or any
other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify
in the amount you request. Payments using such services of ours received after 8:00 pm. MST may not be credited until the next. day.
How We Calculate Your Balance: We use the Average Daily Balance (ADE) method (including new transactions) to calculate the balance on which
we charge interest for Pay Over Time balances on your Account Call the Customer Care num ber listed below for more information about this
balance computation method and how resulting interest charges are determined. The method we use to calculate the ADB and lnterestresults in daily
compounding ofin terest.
How to Avoid Paying lnmemst: 3f you have a Pay OverTime balance, your due date is at least 25 days after the close of each billing period. We will
not charge interest on charges added to a Pay Over Time balance if you pay the Accou nt Total New Balance by the due date each month.
We
Foreign Currency Chatges: If you make a Charge in a foreign cuwency, we will convert it into US dollars on the date we or our agents process
it.
wiH choose a convetsion rate that is acceptable to us for that date, unlss a particular rate is requiYed by law. The conversion rate we use is no more
thanthehighest pubiished
rate
officiai byagovernment agency or the highest interbank rate we identify from customary banking sources on
the
conversion date or the prior business day. This rate may differ from rates
on the date
in effect Charges convened by establishments
of your charge.
will be billed at the rates such establishm ents use.
Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. ¥f within the six-month period foliowing
the date of’the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send
you a check for the credit balance within 30 days if the amount is $1 ‘00 or more.
Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults
on your
Account may be reflected in your credit report.
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CustomerCamamltlng Inquiries
Internatlonal Collect
Large Print 8: Braille Statements
momezws
1-623492—771 9
1800—4928468
Headnglmpalmd
TTY: 1-800-221 ~9950
FAX: 1~800-695~9090
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W055it¢¢ amel’lCanEXPTESShcom
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Exprass Cash moo-CA5H~NOW In NY: 1-swsn-1897
Paymenu
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Inquiries
8: Billing .
P.O.BOX 981535 P.O.BOX 650448 §
l
EL PASO, TX DALLAS TX 75265-g
79998—1 535 0448 i
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grunge o: Address
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' . ‘ .
To change your add ress online, wsit www.ameucanexpresscom/updamecontactlnfo
Pay Your Bill with AutoPay
_
Name, Company Name,and Foreign Addrss or Phone changes, please call Customei Cam
‘ For ~AVO‘d Jate fees
'
Please print clearly in blue or black ink only in the boxes provided. ‘save tlme
Deduct your payment from your bank
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5mm Address i
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account automatically each month
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Business Platinum Card®
”5mm”
V
3E0 MOVES INC
MESS JOHN WiEBER
Closing Date 08/1 6/1 8 Accom—
r
Payments and Credits
i
Summary j
Pay In Full Pay Over Time O Total
Payments $000 $0.00 $000
Credits
JOHN WEBER! 48.55 moo —$s.5s
Total Payments and Credits -$8.55 50.00 -$8.55
{Detail
]
Credits Amount
07/1 9/18 JOHN WiEBER YELP CASHBACK 403903432300052 -5355
SAN DIEGO CA
BUSlNESS SERVICE
New Charges
1
Sum mary g
Pay in Full Pay Over Time 6 Total
;0HN WIEBEF _ $30.99 $0.00 $30.99
JULIE DEL CUET $1 56.80 $0.00 $ 1 56.80
IIIIIIII
TotalNew Charges $1 87.79 $0.00 $1 87.79
Detail
[ ]
JOHN WIEBER
Carc—
Amount
om 6/13 TWILio TwaLlo SAN FRANCISCO CA $20.00
8778894546
07/} 6/13 AMAZON DIGITAL SERVICE AMZN.COM/B1LL WA $1 0,99
DIGITAL
Can’—
JULIE DEL CUETO
Amount
07/1 8
B/‘l SMARTSHEET 8554202395 WA $4995
8554202395
07/1 8/18 PAYPAL *TERRIHAGUE 4029357733 CA $37.34
402-9354733
BRIGHT HOUSE NEFWORK
07/ 1 9/ 1 8 31 7—972—9700 FL $64.99
CABLE TV
07/20/18 UBER TRIP XH2X4 HELPUBERCOM CA $4.52
HELP.UBER.COM
Fees
Amount
08116/18 JOHN WIEBER 60 Day Late Payment Fee $236.22
Total Fees for this Period $236.22
Continued on reverse
JOHN WIEBER Accouni— p.4/4
:lnterest Charged
}
Amount
08/1 6/18 on Pay Over Time Purchases
interest Charge $683.64
Total interest Charged for this Period $683.64
About Trailing Interest
if you pay the new balance in full and on time and make no new charges. This is called "trailing
Yau may see interest on your next statement even
when, for example, you didn‘t pay your previous balance in full. When that happens we charge
interest“ Trailing interest is the interest charged
interest from the first day of‘the billing period until we receive your payment In full, You can avoid paying interest on purchases by paying your
balance in full and on time each month. Please see the "When we charge interest“ subsection in‘your Cardmember Agreement for details.
201 8 Fees and Interest Totals Year-to-Date
Total interest in 2018 $4,224.45
Interest Charge Calculation
the annual interest rate on your account.
Your Annual Percentage Rate (APR)
is
Annual Baiance Subject Interest
Percentage Rate to interest Rate Charge
OPEN Extended Payment Option 28.99% (v) $27.774.57 $683.64
rota! $683.64
Variable Rate
(v)
Preview
Case Number:19-000019-CI Filing # 82670706 E-Filed 12/28/2018 06:31:59 PM EXHIBIT B mm ***ELECTRONICALLY FILED 12/28/2018 06:31:57 PM: KEN BURKE, CLERK OF THE CIRCUIT COURT, PINELLAS COUNTY*** mmcm Business Platinum Card® p. 1/4 SEO MOVES INC JOHN WIEBER Ems“ Closing Date 08/1 6/18 Next Closing Date 09/14/18 Accoum— Membership Rewards” Points gNew Balance $36,453.22 j and Pending as of 07/31/18 Available iMinimum Payment Due $10.91 8.40 i _ 73,528 Forup to date point balance and full program amount of $9,536.39 Includes the past due é details, visit membershiprewardgcom a Payment Due Date 09/1 0/1 8 * % Account Sum mary g i Late Payment Warning: If you do not pay your Minimum Payment Due by Pay In Full Portion your Next Closing Date of 09/14/18, you may have to pay a Iate fee of thePrevious Balance $7,908.94 greater of $38.00 or 2.99% of the past due Pa?! in Full amount. Also, your Pay Payments/Credits ~$8.55 Over Time APR may be increased to the Pena ty APR of 28.99%. New Charges +$ 1 87.79 Fees +$236.22 New Balance = $8,324.40 Pay Over Time Portion Minimum Payment Warning: Ifyou make only the minimum payment each period, Previous Balance $27,445.18 Payments/Credit‘s —$0.00 you pay more willl ininterest and it will take you longer to pay off your balance. For examp e; New Charges +$0.00 Fees +5000 gr make no additionai Charged Interest +$683.64 lfyou 3 And for the Pay Over Time You will pay off the Pay Over New Balance = $28.1 28.82 charges and each month youTime balance shown on thisbalance you will pay an pay... ‘ statement in about... estimated total of... Minimum Due $2,594.00 5 g I i Only the . 30 years $ 72 '8 95 fAccount Total ix Minimum PaymentDue l vaious Balance $35,354.12 : ‘ Payments/Credits $8.55 Ifyou wouldlikeinformation about'credit counseling services, call 1-888-733-41 39. I a New Charges +$187.79 i . Fees +$236.22 g v See page 2 for important information about your account 3 Charged Interest +$683.64 x i i New Balance $36,453.22 W Your account is past due. K i v Minimum Payment Due $10,918.40 Because your payment was received late,you may have Days 31 in Billing Period: MEMBERSHIPd forfeited Membership Rewards” points. Please visit our website I‘BWHI' 5° Custom er Care at www.membershiprewards.comlterms or call 1-800-AXP- EARN (297-3276) for more information or to reinstate points.‘ u Pay by Computer There is a $35.00 fee for each month of points you want to reinstate. n . | i g H; - I open.com/pbc Customer Care Pay by Phone 1-800-492-8468 1—800472—9297 See page 2 for additional information. 4’ on the petforation below, detach and Please fold paymenhb return with your A M Payment Coupon Do not staple or use paper clips Pay by Computer open.com/pbc r Pay by Phone 1-800-472-9297 Accoun— Enter 15 digit account # on all payments Make check payable to American Express. JOHN WIEBER Payment Due Date SEO MOVES INC 09/1 0/1 8 2509A BAY BLVD INDIAN ROCKS BEAC FL 33785-3034 New Balance $36,453.22 Minimum Pa ment Due 0,91 8.40 Check here if your address or AMERICAN EXPRESS phone number has changed. P.O. BOX 650448 Amount Enclosed Note changes on reverse side. DALLAS TX 75265-0448 JOHN WIEBER Accoum— p.2/4 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p(m. local time at that address tobe credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) indude the remittance coupon from your statement; (2) be made with a single check drawn 0n a US bank and payable in US dollars, or w'rth a negotiable instrument pa able in US dollals and dearable through the US banking system; and (3) include your Account number. if your payment does not meet all ofthe a ve requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. ifwe accept payment in a foreign currency, we will convert It into US doIlars at a conversion rate that is acceptabie to us, unless a particular rate is required by law. Piease do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no efiect on us without our express prior written appmval. We will represent to your financial institution any payment that is retumed unpaid Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account We will process cheds electronically by transmitti ng the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is- not processable electronically or a less costiy process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive you: check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a. draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer. Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 pm. MST may not be credited until the next. day. How We Calculate Your Balance: We use the Average Daily Balance (ADE) method (including new transactions) to calculate the balance on which we charge interest for Pay Over Time balances on your Account Call the Customer Care num ber listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to calculate the ADB and lnterestresults in daily compounding ofin terest. How to Avoid Paying lnmemst: 3f you have a Pay OverTime balance, your due date is at least 25 days after the close of each billing period. We will not charge interest on charges added to a Pay Over Time balance if you pay the Accou nt Total New Balance by the due date each month. We Foreign Currency Chatges: If you make a Charge in a foreign cuwency, we will convert it into US dollars on the date we or our agents process it. wiH choose a convetsion rate that is acceptable to us for that date, unlss a particular rate is requiYed by law. The conversion rate we use is no more thanthehighest pubiished rate officiai byagovernment agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates on the date in effect Charges convened by establishments of your charge. will be billed at the rates such establishm ents use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. ¥f within the six-month period foliowing the date of’the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1 ‘00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. , , i r _ y . r.. CustomerCamamltlng Inquiries Internatlonal Collect Large Print 8: Braille Statements momezws 1-623492—771 9 1800—4928468 Headnglmpalmd TTY: 1-800-221 ~9950 FAX: 1~800-695~9090 E I aCustomer Care _ W055it¢¢ amel’lCanEXPTESShcom 1 § Exprass Cash moo-CA5H~NOW In NY: 1-swsn-1897 Paymenu ‘ Inquiries 8: Billing . P.O.BOX 981535 P.O.BOX 650448 § l EL PASO, TX DALLAS TX 75265-g 79998—1 535 0448 i i a c l } grunge o: Address “mm" “m d° "mm, ' . ‘ . To change your add ress online, wsit www.ameucanexpresscom/updamecontactlnfo Pay Your Bill with AutoPay _ Name, Company Name,and Foreign Addrss or Phone changes, please call Customei Cam ‘ For ~AVO‘d Jate fees ' Please print clearly in blue or black ink only in the boxes provided. ‘save tlme Deduct your payment from your bank :ii r 5mm Address i z ; i account automatically each month ?HIIiHIs é l l x l I l l l I I I 1 i E i E 1 l l I I l l z x x americanexpressxomlautopay ’Vnsit City, State {today to enroll. Hilllll? § i l l { 1 I I I I i I l z I j Mode 1 mésdzas" élllllilill Wfiaznd F0,informafimhowmpmm “flean— | l 1 I l 1 I l 1 www. r 'privacy. Business Platinum Card® ”5mm” V 3E0 MOVES INC MESS JOHN WiEBER Closing Date 08/1 6/1 8 Accom— r Payments and Credits i Summary j Pay In Full Pay Over Time O Total Payments $000 $0.00 $000 Credits JOHN WEBER! 48.55 moo —$s.5s Total Payments and Credits -$8.55 50.00 -$8.55 {Detail ] Credits Amount 07/1 9/18 JOHN WiEBER YELP CASHBACK 403903432300052 -5355 SAN DIEGO CA BUSlNESS SERVICE New Charges 1 Sum mary g Pay in Full Pay Over Time 6 Total ;0HN WIEBEF _ $30.99 $0.00 $30.99 JULIE DEL CUET $1 56.80 $0.00 $ 1 56.80 IIIIIIII TotalNew Charges $1 87.79 $0.00 $1 87.79 Detail [ ] JOHN WIEBER Carc— Amount om 6/13 TWILio TwaLlo SAN FRANCISCO CA $20.00 8778894546 07/} 6/13 AMAZON DIGITAL SERVICE AMZN.COM/B1LL WA $1 0,99 DIGITAL Can’— JULIE DEL CUETO Amount 07/1 8 B/‘l SMARTSHEET 8554202395 WA $4995 8554202395 07/1 8/18 PAYPAL *TERRIHAGUE 4029357733 CA $37.34 402-9354733 BRIGHT HOUSE NEFWORK 07/ 1 9/ 1 8 31 7—972—9700 FL $64.99 CABLE TV 07/20/18 UBER TRIP XH2X4 HELPUBERCOM CA $4.52 HELP.UBER.COM Fees Amount 08116/18 JOHN WIEBER 60 Day Late Payment Fee $236.22 Total Fees for this Period $236.22 Continued on reverse JOHN WIEBER Accouni— p.4/4 :lnterest Charged } Amount 08/1 6/18 on Pay Over Time Purchases interest Charge $683.64 Total interest Charged for this Period $683.64 About Trailing Interest if you pay the new balance in full and on time and make no new charges. This is called "trailing Yau may see interest on your next statement even when, for example, you didn‘t pay your previous balance in full. When that happens we charge interest“ Trailing interest is the interest charged interest from the first day of‘the billing period until we receive your payment In full, You can avoid paying interest on purchases by paying your balance in full and on time each month. Please see the "When we charge interest“ subsection in‘your Cardmember Agreement for details. 201 8 Fees and Interest Totals Year-to-Date Total interest in 2018 $4,224.45 Interest Charge Calculation the annual interest rate on your account. Your Annual Percentage Rate (APR) is Annual Baiance Subject Interest Percentage Rate to interest Rate Charge OPEN Extended Payment Option 28.99% (v) $27.774.57 $683.64 rota! $683.64 Variable Rate (v)