EXHIBIT B- SETTLEMENT AGREEMENT

On November 16, 2001 an injunction case was filed by Educated Systems & Solutions Inc, Education Systems & Solutions Inc, Microcheck Solutions Inc, Microcheck Systems Inc, and Smith, Mike, represented by Hubbard, Patrick G., and Petersen, David Paul, against Campbell, Alex, Cms Technologies, Cms Technology et al. represented by Perry, James Reid Ii, Petersen, David Paul, and Stilwell, Richard T., in the jurisdiction of Harris County. Judge KYLE CARTER presiding.

                        
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10 ut 12 13 14 15 16 7 18 19 20 21 22 23 24 25, ma VOLUME 1 (Settlement Agreement) Date: November 18, 2004 Page Vol. Settlement Agreement ............2...2....0. 4 1 Court reporter's certificate................ 12 1 EXHIBIT10 11 12 13 14 15 16 17 18 19 20 2. 22 23 24 25 MR. BUCHHOLZ: I believe we reached an agreement regarding the issues of the three defendants, Zigrossi & Murphy, L.L.C., Chris Zigrossi and Scott Murphy. What I would like to do is announce it into the record and have the parties verify that this is their agreement and Mr. Thweatt and I will work on the final documents. THE COURT: All right. MR. THWEATT I just wanted to add, doing business as Educated Solutions, too. : MR. BUCHHOLZ: Yes. THE COURT: You have the agreement written down? MR. BUCHHOLZ: We have it written. It's been signed by the ~- it's 100 percent stockholder of Microcheck Systems and also by Mr. Thweatt as the attorney for the parties. THE COURT: All right. Are you going to read …

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