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IN THE CIRCUIT CIVIL COURT OF THE NINTH JUDICIAL CIRCUIT
OF FLORIDA, IN AND FOR ORANGE COUNTY
CIVIL DIVISION
THE BANK OF NEW YORK, FOR THE BENEFIT
OF THE CERTIFICATE HOLDERS, CWALT, INC.
ALTERNATIVE LOAN TRUST 2007-OA4.
MORTGAGE PASS-THROUGH CERTIFICATES. Case No. 48-2008-CA-011681
SERIES 2007- OA4
Plaintiff, Division 33
vs.
AMANADA AGUILAR
AND TOL AGUIRRE aka JULIO AGUIRRE, et
Defendants.
AFFIDAVIT SUPPORTING PLAINTIFF'S MOTION
FOR SUMMARY FINAL JUDGMENT
STATE OFtewnQiuawia
COUNTY OF _AuecxHou4
BEFORE ME an officer authorized to take oaths this day personally seve Nott NN Dodo
of Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP (herein referred to as "BANA")
who, being first duly sworn, deposes and says:
1 1am authorized to sign this affidavit on behalf of plaintiff, THE BANK OF NEW YORK, FOR THE BENEFIT
OF THE CERTIFICATE HOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-OA4
MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007- OA4, as an officer of BANA, which is
plaintiff's servicing agent for the subject loan ("the Loan").
BANA maintains records for the Loan in its capacity as plaintiff's servicer. As part of my job responsibilities
for BANA, I am familiar with the type of records maintained by BANA in connection with the Loan.
The information in this affidavit is taken from BANA's business records. I have personal knowledge of
BANA's procedures for creating these records. They are: (a) made at or near the time of the occurrence of the
matters recorded by persons with personal knowledge of the information in the business record, or from
€
information transmitted by persons with personal knowledge; (b) kept in the course of BANA's regularly
conducted business activities; and (c) it is the regular practice of BANA to make such records.
Plaintiff holds the promissory note for this Loan.
The business record attached, which I have reviewed, is a true and correct printout that is part of the business
records described above. It shows that JULIO C AGUIRRE defaulted, the default has not been cured, and the
amount stated on the attached business record is owed on the Loan.
BANA has retained Kass Shuler, P.A. to prosecute this foreclosure action on plaintiff's behalf and is obligated
to pay a reasonable fee and reimburse costs incurred in connection with the firm's services, The attached record
includes fees and costs that are subject to change. Those attorney's fees and costs are not requested through
this affidavit. Rather, the law firm will submit its own affidavit or documentation supporting and requesting
the fees and costs from this action in accordance with applicable law.
FURTHER AFFIANT SAYETH NOT.
SoutUe | Adak
Title: Ackonl Nice Vrasident (ANP)
SWORN TO and subscribed before me this LY day of ust, LOM py bau as an
of Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP (herein
referred to as "BANA"), Hefffe\(_) is personally known to me or Y)producaa Dv" ies LICENSE identification.
(Rota
> Ne ch
Public
Le oS COMMONWEALTH OF PENNSYLVANIA
Notarlal Saal
J. Michelle Jackson, Notary Public
Franklin Twp., Beaver:
My Commission
Expires Juty 24, 2013.
‘Member, Pennsylvania Association of Notanes
My commission expires: _ 7A2.S S20). 3
286750.081021A/pkm
IMG HUA
{A UAE)
BAC Home Loans Servicing LP
Account Information Statement
Account#(last four digits): 0417
Borrower Name : JULIO C AGUIRRE
Good Through Date:09/08/2011 Paid to Date:09/01/2007 Based on Date:06/09/2011
Unpaid Principal Balance 227,378.80
Interest 45,770.45
Change Date Interest Rate(%) No of Days
09/01/2007 8.250 30
40/01/2007 8.250 3
11/01/2007 8.125 30
12/01/2007 8.125 341
01/01/2008 7.875 34
02/01/2008 7.750 29
03/01/2008 7.625 31
04/01/2008 7.375 30
05/01/2008 7.125 3
06/01/2008 6.750 30
07/01/2008 6.625 ov
08/01/2008 6.375 au
19/01/2008 6.125 30
10/01/2008 6.000 341
41/01/2008 5.750 30
12/01/2008 5.500 31
1/01/2009 5.375 uv
02/01/2009 5.125 28
13/01/2009 B75, vn
04/01/2009 4.750 30
05/01/2009 4.750 HM
06/01/2009 4.625 30
07/01/2009 4.500 31
08/01/2009 4.375 34
09/01/2009 4125 30
10/01/2009 4.000 a
11/01/2009 3.875 30
12/01/2009 3.875 31
01/01/2010 3.750 3
02/01/2010 3.750 28
03/01/2010 3.750 31
04/01/2010 3.750 30
05/01/2010 3.750 3
06/01/2010 3.750 30
07/01/2010 3.625 31
08/01/2010 3.625 an
09/01/2010 3.625 30
10/01/2010 3.625 at
11/01/2010 3.625 30
12/01/2010 3.625 34
01/01/2011 3.625 un
02/01/2011 3.625 28
03/01/2011 3.625 341
04/01/2011 3.625 30
05/01/2011 3.625 31
06/01/2011 3.500 100
Payment Due Total 68,754.82
From Date To Date No of Payments Due Amount($)
10/01/2007 12/01/2007, 3 1,301.35 3,904.05
01/01/2008 12/01/2008 12 1,365.08 16,380.96
01/01/2009 12/01/2009 12 1,433.59 17,203.08
01/01/2010 12/01/2010 12 1,507.24 18,086.88
01/01/2011 01/01/2011 4 1,586.41 1,586.44
BAC Home Loans Servicing LP
Account Information Statement
Account#(last four digits): 0417
Borrower Name : JULIO C AGUIRRE
Good Through Date:09/08/2011 Paid to Date:09/01/2007 Based on Date:06/09/2011
02/01/2011 09/01/2011 1,449.18 11,593.44
Late Charges 127.47
Accrued Late Charges 127.47
Accrued Date Amount($)
40/01/2007 42.49
11/01/2007 42.49
12/01/2007 42.49
Uncollected Late Charges oon
Advances Total 15,535.93
Escrow Advances 14,730.68
Taxes 8,491.06
Date Paid Description Actual($) Anticipated($)
11/46/2009 COUNTY TAX PMT 2,394.56
11/18/2010 COUNTY TAX PMT 1,905.25
11/15/2007 COUNTY TAX PMT 988.50
11/18/2008 COUNTY TAX PMT 3,202.75,
MIP/PMI 6,239.62
Date Paid Descripiton Actual($) Anticipated($)
10/16/2009 PM! PMT MONTHLY 155.61
11/09/2008 PM] PMT MONTHLY 155.61
12/16/2009 PMI PMT MONTHLY 155.61
01/19/2010 PMI PMT MONTHLY 155.61
02/16/2010 PMI PMT MONTHLY 155.61
03/12/2010 PMI PMT MONTHLY 155.61
04/14/2010 PMI PMT MONTHLY 155.61
05/14/2010 PMI PMT MONTHLY 155.61
06/14/2010 PMI PMT MONTHLY 155.61
07/19/2010 PM! PMT MONTHLY 165.61
08/16/2010 PMI PMT MONTHLY 155.61
09/16/2010 PMI PMT MONTHLY 155.61
10/45/2010 PMI PMT MONTHLY 155.64
11/15/2010 PMI PMT MONTHLY 155.61
12/15/2010 PMI PMT MONTHLY 155.64
01/43/2011 PMI PMT MONTHLY 155.61
02/15/2011 PMI PMT MONTHLY 155.61
03/14/2011 PMI PMT MONTHLY 155.61
04/15/2011 PMI PMT MONTHLY 155.61
05/13/2011 PMI PMT MONTHLY 155.61
11/16/2007 PMI PMT MONTHLY 155.61
02/14/2008 PMI PMT MONTHLY 15.22
03/14/2008 PMI PMT MONTHLY 155.61
04/14/2008 PMI PMT MONTHLY 155.61
05/13/2008 PMI PMT MONTHLY 155.61
16/12/2008 PM! PMT MONTHLY 155.61
07/15/2008 PMI PMT MONTHLY 155.61
08/15/2008 PMI PMT MONTHLY 155.61
09/15/2008 PM! PMT MONTHLY 155.61
10/14/2008 PMI PMT MONTHLY 155.61
11/13/2008 PMI PMT MONTHLY 155.61
12H2/2008 PM! PMT MONTHLY 155.61
01/15/2009 PMI PMT MONTHLY 155.61
02/12/2009 PMI PMT MONTHLY 155.61
03/13/2009 PMi PMT MONTHLY 155.61
04/14/2009 PMI PMT MONTHLY 155.61
05/15/2009 PMI PMT MONTHLY 155.61
06/15/2009 PMI PMT MONTHLY 155.61
BAC Home Loans Servicing LP
Account Information Statement
Account#(last four digits): 0417
Borrower Name : JULIO C AGUIRRE
Good Through Date:09/08/2011 Paid to Date:09/01/2007 Based on Date:06/09/2011
07/14/2009 PMI PMT MONTHLY 155.61
08/13/2009 PMI PMT MONTHLY 155.61
09/15/2009, PMI PMT MONTHLY 155.61
Hazard Insurance 0.00
Date Paid Description Actual($) Anticipated($)
Fee Due Advances 805.25,
Foreclosure Fees 325.00
Tran Date Description Actual($) Anticipated($)
04/24/2008 TITLE FEES 325.00
Bankruptcy Fees 0.00
Tran Date Description \ Actual($) Anticipated($)
Property inspection Fees 349.00
Tran Date Deseripiton Actual($) Anticipated($)
10/26/2009 PHOTOS 5.00
11/12/2009 INSPECTION-OCCUPIED 15.00
11/12/2009 INSPECTION-OCCUPIED 15.00
06/15/2010 INSPECTION-OCCUPIED 15.00
11/28/2007 INSPECTION-OCCUPIED 15.00
01/09/2008 INSPECTION-OCCUPIED 15.00
02/04/2008 INSPECTION-OCCUPIED 15.00
02/25/2008 INSPECTION-OCCUPIED 15.00
03/24/2008 INSPECTION-OCCUPIED 15.00
05/05/2008 INSPECTION-OCCUPIED 15.00
06/02/2008 INSPECTION-OCCUPIED: 15,00
07/01/2008 INSPECTION-OCCUPIED 15.00
07/28/2008 INSPECTION-OCCUPIED 15.00
09/08/2008 INSPECTION-OCCUPIED 15.00
10/07/2008 INSPECTION-OCCUPIED 15.00
11/09/2008 INSPECTION-OCCUPIED 19,00
12/02/2008 INSPECTION-OCCUPIED 15.00
01/07/2009 INSPECTION-OCCUPIED 15.00
02/06/2009 INSPECTION-OCCUPIED 15.00
03/05/2009 INSPECTION-OCCUPIED 15.00
03/26/2009 INSPECTION-OCCUPIED 15.00
05/01/2009 INSPECTION-OCCUPIED 15.00
08/19/2009 INSPECTION-VACANT 14.00
08/19/2009 INSPECTION-VACANT 15.00
Others 131.25
Tran Date Descnption Actual($) Anticipated($)
12/31/2009 CLRD PARTIAL (FORCL) (83.75)
04/13/2010 EXPEDITED PO SVC FEE 30.00
06/06/2010 EXPEDITED PO SVC FEE 30.00
08/05/2010 EXPEDITED PO SVC FEE 30.00
04/21/2008 BPO FEE 95.00
08/03/2009 EXPEDITED PO SVC FEE 30.00
Credits 0.00
Date Paid Description Actual($) Anticipated($)
Total Amount Owed 268,812.65
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IN THE CIRCUIT CIVIL COURT OF THE NINTH JUDICIAL CIRCUIT OF FLORIDA, IN AND FOR ORANGE COUNTY CIVIL DIVISION THE BANK OF NEW YORK, FOR THE BENEFIT OF THE CERTIFICATE HOLDERS, CWALT, INC. ALTERNATIVE LOAN TRUST 2007-OA4. MORTGAGE PASS-THROUGH CERTIFICATES. Case No. 48-2008-CA-011681 SERIES 2007- OA4 Plaintiff, Division 33 vs. AMANADA AGUILAR AND TOL AGUIRRE aka JULIO AGUIRRE, et Defendants. AFFIDAVIT SUPPORTING PLAINTIFF'S MOTION FOR SUMMARY FINAL JUDGMENT STATE OFtewnQiuawia COUNTY OF _AuecxHou4 BEFORE ME an officer authorized to take oaths this day personally seve Nott NN Dodo of Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP (herein referred to as "BANA") who, being first duly sworn, deposes and says: 1 1am authorized to sign this affidavit on behalf of plaintiff, THE BANK OF NEW YORK, FOR THE BENEFIT OF THE CERTIFICATE HOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-OA4 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007- OA4, as an officer of BANA, which is plaintiff's servicing agent for the subject loan ("the Loan"). BANA maintains records for the Loan in its capacity as plaintiff's servicer. As part of my job responsibilities for BANA, I am familiar with the type of records maintained by BANA in connection with the Loan. The information in this affidavit is taken from BANA's business records. I have personal knowledge of BANA's procedures for creating these records. They are: (a) made at or near the time of the occurrence of the matters recorded by persons with personal knowledge of the information in the business record, or from € information transmitted by persons with personal knowledge; (b) kept in the course of BANA's regularly conducted business activities; and (c) it is the regular practice of BANA to make such records. Plaintiff holds the promissory note for this Loan. The business record attached, which I have reviewed, is a true and correct printout that is part of the business records described above. It shows that JULIO C AGUIRRE defaulted, the default has not been cured, and the amount stated on the attached business record is owed on the Loan. BANA has retained Kass Shuler, P.A. to prosecute this foreclosure action on plaintiff's behalf and is obligated to pay a reasonable fee and reimburse costs incurred in connection with the firm's services, The attached record includes fees and costs that are subject to change. Those attorney's fees and costs are not requested through this affidavit. Rather, the law firm will submit its own affidavit or documentation supporting and requesting the fees and costs from this action in accordance with applicable law. FURTHER AFFIANT SAYETH NOT. SoutUe | Adak Title: Ackonl Nice Vrasident (ANP) SWORN TO and subscribed before me this LY day of ust, LOM py bau as an of Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP (herein referred to as "BANA"), Hefffe\(_) is personally known to me or Y)producaa Dv" ies LICENSE identification. (Rota > Ne ch Public Le oS COMMONWEALTH OF PENNSYLVANIA Notarlal Saal J. Michelle Jackson, Notary Public Franklin Twp., Beaver: My Commission Expires Juty 24, 2013. ‘Member, Pennsylvania Association of Notanes My commission expires: _ 7A2.S S20). 3 286750.081021A/pkm IMG HUA {A UAE) BAC Home Loans Servicing LP Account Information Statement Account#(last four digits): 0417 Borrower Name : JULIO C AGUIRRE Good Through Date:09/08/2011 Paid to Date:09/01/2007 Based on Date:06/09/2011 Unpaid Principal Balance 227,378.80 Interest 45,770.45 Change Date Interest Rate(%) No of Days 09/01/2007 8.250 30 40/01/2007 8.250 3 11/01/2007 8.125 30 12/01/2007 8.125 341 01/01/2008 7.875 34 02/01/2008 7.750 29 03/01/2008 7.625 31 04/01/2008 7.375 30 05/01/2008 7.125 3 06/01/2008 6.750 30 07/01/2008 6.625 ov 08/01/2008 6.375 au 19/01/2008 6.125 30 10/01/2008 6.000 341 41/01/2008 5.750 30 12/01/2008 5.500 31 1/01/2009 5.375 uv 02/01/2009 5.125 28 13/01/2009 B75, vn 04/01/2009 4.750 30 05/01/2009 4.750 HM 06/01/2009 4.625 30 07/01/2009 4.500 31 08/01/2009 4.375 34 09/01/2009 4125 30 10/01/2009 4.000 a 11/01/2009 3.875 30 12/01/2009 3.875 31 01/01/2010 3.750 3 02/01/2010 3.750 28 03/01/2010 3.750 31 04/01/2010 3.750 30 05/01/2010 3.750 3 06/01/2010 3.750 30 07/01/2010 3.625 31 08/01/2010 3.625 an 09/01/2010 3.625 30 10/01/2010 3.625 at 11/01/2010 3.625 30 12/01/2010 3.625 34 01/01/2011 3.625 un 02/01/2011 3.625 28 03/01/2011 3.625 341 04/01/2011 3.625 30 05/01/2011 3.625 31 06/01/2011 3.500 100 Payment Due Total 68,754.82 From Date To Date No of Payments Due Amount($) 10/01/2007 12/01/2007, 3 1,301.35 3,904.05 01/01/2008 12/01/2008 12 1,365.08 16,380.96 01/01/2009 12/01/2009 12 1,433.59 17,203.08 01/01/2010 12/01/2010 12 1,507.24 18,086.88 01/01/2011 01/01/2011 4 1,586.41 1,586.44 BAC Home Loans Servicing LP Account Information Statement Account#(last four digits): 0417 Borrower Name : JULIO C AGUIRRE Good Through Date:09/08/2011 Paid to Date:09/01/2007 Based on Date:06/09/2011 02/01/2011 09/01/2011 1,449.18 11,593.44 Late Charges 127.47 Accrued Late Charges 127.47 Accrued Date Amount($) 40/01/2007 42.49 11/01/2007 42.49 12/01/2007 42.49 Uncollected Late Charges oon Advances Total 15,535.93 Escrow Advances 14,730.68 Taxes 8,491.06 Date Paid Description Actual($) Anticipated($) 11/46/2009 COUNTY TAX PMT 2,394.56 11/18/2010 COUNTY TAX PMT 1,905.25 11/15/2007 COUNTY TAX PMT 988.50 11/18/2008 COUNTY TAX PMT 3,202.75, MIP/PMI 6,239.62 Date Paid Descripiton Actual($) Anticipated($) 10/16/2009 PM! PMT MONTHLY 155.61 11/09/2008 PM] PMT MONTHLY 155.61 12/16/2009 PMI PMT MONTHLY 155.61 01/19/2010 PMI PMT MONTHLY 155.61 02/16/2010 PMI PMT MONTHLY 155.61 03/12/2010 PMI PMT MONTHLY 155.61 04/14/2010 PMI PMT MONTHLY 155.61 05/14/2010 PMI PMT MONTHLY 155.61 06/14/2010 PMI PMT MONTHLY 155.61 07/19/2010 PM! PMT MONTHLY 165.61 08/16/2010 PMI PMT MONTHLY 155.61 09/16/2010 PMI PMT MONTHLY 155.61 10/45/2010 PMI PMT MONTHLY 155.64 11/15/2010 PMI PMT MONTHLY 155.61 12/15/2010 PMI PMT MONTHLY 155.64 01/43/2011 PMI PMT MONTHLY 155.61 02/15/2011 PMI PMT MONTHLY 155.61 03/14/2011 PMI PMT MONTHLY 155.61 04/15/2011 PMI PMT MONTHLY 155.61 05/13/2011 PMI PMT MONTHLY 155.61 11/16/2007 PMI PMT MONTHLY 155.61 02/14/2008 PMI PMT MONTHLY 15.22 03/14/2008 PMI PMT MONTHLY 155.61 04/14/2008 PMI PMT MONTHLY 155.61 05/13/2008 PMI PMT MONTHLY 155.61 16/12/2008 PM! PMT MONTHLY 155.61 07/15/2008 PMI PMT MONTHLY 155.61 08/15/2008 PMI PMT MONTHLY 155.61 09/15/2008 PM! PMT MONTHLY 155.61 10/14/2008 PMI PMT MONTHLY 155.61 11/13/2008 PMI PMT MONTHLY 155.61 12H2/2008 PM! PMT MONTHLY 155.61 01/15/2009 PMI PMT MONTHLY 155.61 02/12/2009 PMI PMT MONTHLY 155.61 03/13/2009 PMi PMT MONTHLY 155.61 04/14/2009 PMI PMT MONTHLY 155.61 05/15/2009 PMI PMT MONTHLY 155.61 06/15/2009 PMI PMT MONTHLY 155.61 BAC Home Loans Servicing LP Account Information Statement Account#(last four digits): 0417 Borrower Name : JULIO C AGUIRRE Good Through Date:09/08/2011 Paid to Date:09/01/2007 Based on Date:06/09/2011 07/14/2009 PMI PMT MONTHLY 155.61 08/13/2009 PMI PMT MONTHLY 155.61 09/15/2009, PMI PMT MONTHLY 155.61 Hazard Insurance 0.00 Date Paid Description Actual($) Anticipated($) Fee Due Advances 805.25, Foreclosure Fees 325.00 Tran Date Description Actual($) Anticipated($) 04/24/2008 TITLE FEES 325.00 Bankruptcy Fees 0.00 Tran Date Description \ Actual($) Anticipated($) Property inspection Fees 349.00 Tran Date Deseripiton Actual($) Anticipated($) 10/26/2009 PHOTOS 5.00 11/12/2009 INSPECTION-OCCUPIED 15.00 11/12/2009 INSPECTION-OCCUPIED 15.00 06/15/2010 INSPECTION-OCCUPIED 15.00 11/28/2007 INSPECTION-OCCUPIED 15.00 01/09/2008 INSPECTION-OCCUPIED 15.00 02/04/2008 INSPECTION-OCCUPIED 15.00 02/25/2008 INSPECTION-OCCUPIED 15.00 03/24/2008 INSPECTION-OCCUPIED 15.00 05/05/2008 INSPECTION-OCCUPIED 15.00 06/02/2008 INSPECTION-OCCUPIED: 15,00 07/01/2008 INSPECTION-OCCUPIED 15.00 07/28/2008 INSPECTION-OCCUPIED 15.00 09/08/2008 INSPECTION-OCCUPIED 15.00 10/07/2008 INSPECTION-OCCUPIED 15.00 11/09/2008 INSPECTION-OCCUPIED 19,00 12/02/2008 INSPECTION-OCCUPIED 15.00 01/07/2009 INSPECTION-OCCUPIED 15.00 02/06/2009 INSPECTION-OCCUPIED 15.00 03/05/2009 INSPECTION-OCCUPIED 15.00 03/26/2009 INSPECTION-OCCUPIED 15.00 05/01/2009 INSPECTION-OCCUPIED 15.00 08/19/2009 INSPECTION-VACANT 14.00 08/19/2009 INSPECTION-VACANT 15.00 Others 131.25 Tran Date Descnption Actual($) Anticipated($) 12/31/2009 CLRD PARTIAL (FORCL) (83.75) 04/13/2010 EXPEDITED PO SVC FEE 30.00 06/06/2010 EXPEDITED PO SVC FEE 30.00 08/05/2010 EXPEDITED PO SVC FEE 30.00 04/21/2008 BPO FEE 95.00 08/03/2009 EXPEDITED PO SVC FEE 30.00 Credits 0.00 Date Paid Description Actual($) Anticipated($) Total Amount Owed 268,812.65