Preview
FILED: CHAUTAUQUA COUNTY CLERK 06/05/2020 10:41 AM INDEX NO. EK12020000582
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 06/05/2020
STATE OF NEW YORK
COUNTY OF CHAUTAUQ UA : CHAUTAUQUA COUNTY SUPREME COURT
CONSUMER CREDIT TRANSACTION
SOUTHERN CHAUTAUQ UA FEDERAL CREDIT UNION
168 E Fairmount Ave
Lakewood, NY 14750-1942,
Plaintiff, SUMMONS
vs.
Index No.
VICTORIA L. STANFORD
112 S Beagle St.
Dunkirk, NY 14048,
Defendant(s).
TO THE ABOVE-NAMED DEFENDANT(S):
You are hereby summoned and required to serve upon plaintiffs attorney an answer
to the complaint in this action within twenty days after the service of this summons,
exclusive of the day of service, or within thirty days after service is complete if this
summons is not persoñally delivered to you within the State of New York. in case of your
failure to answer, judgment will be taken against you by default for the relief demanded in
the complaint.
This action is brought in the County of Chautauqua, because of the place of
transaction in said County. The residence of the Defendañt(s) is the County of
Chautauqua.
DATED: June 4, 2020
Buffalo, New York
WILLIAM ILECKI
ILECKI & OSTROWSKl, LLP
Attorney(s) for Plaintiff
1 DELAWARE ROAD, SUITE 110
BUFFALO, NY 14217
Phone: (716) 838-4300
Fax: (716) 204-9728
Any request for Judgment for the relief demanded in the Complaint will be subject to
approval by the Court and applicable law. This communication is from a debt ce!!ector.
The debt collector is attempting to collect a debt, and any information obtained willbe used
for that purpose.
Our file
number-20200519©
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FILED: CHAUTAUQUA COUNTY CLERK 06/05/2020 10:41 AM INDEX NO. EK12020000582
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 06/05/2020
Although we may have requested that you take certain action, you stillhave the right
to make a written request, within thirty days of your receipt of this notice, for more
information about the debt. Your rights are described at the end of this notice.
This advice pertains to your dealings with me as a debt collector. Itdoes not affect
your dealings with the court, and in particular itdoes not change the time at which you must
answer the complaint. The summons is a command from the court, not from me, and you
must follow its instructions even ifyou dispute the validity or amount of the debt. The advice
in this portion of the document also does not affect my relations with the court. As a lawyer,
I may file papers in the suit accordiñg to the court's rules and the judge's instructions.
Unless you, within thirty days after receipt of this notice, dispute the validity of the debt, or
any portion thereof, the debt will be assumed to be valid by us. Ifyou notify us in writing
within the thirty-day period that the debt, or any portion thereof, is disputed, we will obtain
verification of the debt and a copy of such verificatica will be mailed to you by us. Upon
your written request within the thirty-day period, we will provide you with the name and
address of the original creditor, if different from the current creditor. The law does not
require us to wait until the end of the thirty-day period following first contact with you before
suing you to collect the debt. Even though the law provides that your answer to the
Complaint may be required to be served in some cases in less than thirty days, no request
will be made to the Court for a judgment until, at least, the expiration of thirty days after
your receipt of this notice. However, if you dispute the debt or request the name and
address of the original creditor within the thirty-day period that begins with your receipt of
this notice, and in the manner stated above, we will cease efforts (through litigation or
otherwise) to collect the debt until we mail the requested information to you, as required by
law. Neveltheless, this dispute or request may not constitute an Answer under law. You
should consult an attorney for advice concerning your rights and obligations in this suit.
Note- because of interest or other charges that from to the
may vary day day,
amount due on the day you pay may be greater. If you pay the amount shown in the
Complaint, an adjustment may be necessary after we receive the payment, in which event
we will inform you. For further information, please contact this office.
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FILED: CHAUTAUQUA COUNTY CLERK 06/05/2020 10:41 AM INDEX NO. EK12020000582
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 06/05/2020
STATE OF NEW YORK
COUNTY OF CHAUTAUQUA : CHAUTAUQUA COUNTY SUPREME COURT
CONSUMER CREDIT TRANSACTION
SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION,
Plaintiff, COMPLAINT
vs.
Index No.
VICTORIA L STANFORD,
Defendant(s). ASSIGNED JUDGE:
Hon.
____ - .
Plaintiff, by Plaintiff's attorneys, ILECKI & OSTROWSKI, LLP, complaining of the
Defendant(s), herein alleges:
FIRST CAUSE OF ACTION
FIRST COUNT
1. Plaintiff is a(n) federally chaltered credit union.
2. Defendant(s) owe Plaintiff the sum of $10,031.21, together with interest at 9.00%
per annum from January 24, 2020, for money lent by Plaintiff to Defendant(s) for which
the Defendant(s) have failed to repay and remain liable pursuant to their agreement with
the Plaintiff on or about January 24, 2018.
attorneys'
3. Plaintiff has incurred legal expenses including fees by the default of
atterñêys'
the Defendant(s), and is entitled to recover fees from the Defendant(s) as
provided by the aforementioned agreement.
WHEREFORE, Plaintiff demands judgment against Defendant(s) as follows:
a. for the sum of $10,031.21, together with interest at 9.00% per annum from
January 24, 2020 ($326.50 to date, plus any future interest due to date of
Judgment); plus reascñable attorney's fees to be requested in the amount of
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FILED: CHAUTAUQUA COUNTY CLERK 06/05/2020 10:41 AM INDEX NO. EK12020000582
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 06/05/2020
$2,507.80; and
b. for the costs and disbursements of this action, and for such further relief
as this court deems proper.
DATED: June 4, 2020
Buffalo, New York
WILLIAM ILECKI
ILECKI & OSTROWSKl, LLP
Attorney(s) for Plaintiff
1 DELAWARE ROAD, SUITE 110
BUFFALO, NY 14217
Phone: (716) 838-4300
Fax: (716) 204-9728
Our number-
file 20200519©
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