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  • Albert Richards Plaintiff vs. SafePoint Ins Comp Defendant Contract and Indebtedness document preview
  • Albert Richards Plaintiff vs. SafePoint Ins Comp Defendant Contract and Indebtedness document preview
  • Albert Richards Plaintiff vs. SafePoint Ins Comp Defendant Contract and Indebtedness document preview
  • Albert Richards Plaintiff vs. SafePoint Ins Comp Defendant Contract and Indebtedness document preview
						
                                

Preview

Case Number: CACE-15-012433 Division: 02 Filing # 29786747 E-Filed 07/17/2015 01:14:23 PM IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT IN AND FOR BROWARD COUNTY, FLORIDA ALBERT RICHARDS, Plaintiffs, v. SAFEPOINT INSURANCE COMPANY, Defendant. Case No.: COMPLAINT FOR DAMAGES COMES NOW, the Plaintiff, ALBERT RICHARDS, by and through the undersigned counsel, and hereby sues the Defendant, SAFEPOINT INSURANCE COMPANY, for damages and in support thereof alleges as follows: JURISDICTION AND PARTIES 1. This is an action for damages under an insurance policy resulting from loss of property in a value in excess of $15,000, exclusive of costs, interest and attorney’s fees. 2. That at all times material hereto, the Plaintiff was and is a resident of Broward County, Florida and is otherwise swi juris. 3. The Defendant, SafePoint Insurance Company, was and is a Florida corporation, by and through its officers, representatives and agents, who conducted business operations in the County of Broward, State of Florida for the purposes of selling homeowner insurance policies. *** FILED: BROWARD COUNTY, FL HOWARD FORMAN, CLERK 7/17/2015 1:14:22 PM.****COMMON ALLEGATIONS 4, Plaintiff purchased from Defendant and maintained in full force and effect, by and through the payments of premiums, a certain homeowner’s insurance policy bearing policy number SPIH0312291- 02-0001 (the “Policy”). 5. Plaintiff does not have a true and complete copy of the Policy, but Defendant does have a true and correct copy of the Policy. Plaintiff reserves the right to supplement this Complaint by filing a true and correct copy of the Policy upon receipt from Defendant pursuant to the discovery filed in this action. 6. Such Policy was issued by the Defendant to the Plaintiff and provided insurance coverage for the Plaintiff's dwelling located at 3251 NW 15th Street, Fort Lauderdale, FL 33311 (hereinafter the “Premises”). A copy of the declaration page of such Policy is attached hereto as Exhibit “A” and incorporated herein by reference. 7. Pursuant to the Policy provisions, Defendant insured, subject to certain exclusions and conditions, the Plaintiff's property located at the Premises. 8. On or about June 3, 2015, a broken pipe in the bathroom caused a covered loss and substantial damage to the Plaintiff's property which was covered under the policy of insurance issued by the Defendant which was at the time of the loss in full force and effect (hereinafter the “Loss”). 9. Plaintiff timely notified the Defendant of the Loss and has otherwise performed all conditions precedent to recover under the Policy and under the applicable Florida Statutes. 10. Defendant, despite having received and processed such claim, by means of a letter of denial sent to the Plaintiff, has refused and continues to refuse to pay the Plaintiffs claim. A copy of Defendant’s denial letter is attached hereto as Exhibit “B” and is incorporated herein by reference11. Plaintiff and/or Plaintiffs representatives forwarded the Defendant an estimate of the damage incurred by the Plaintiff as a result of the loss. A true and correct copy of the estimate is attached hereto and incorporated herein as Exhibit “C”. 12. The Defendant has failed to pay the Policy benefits owed to the Plaintiff under the terms of the Policy. 13, The Plaintiff, as a result of Defendant’s failure to comply with the terms of the policy has suffered damages. 14. Plaintiff has performed all conditions precedent to filing this action and/or any and all conditions precedent have been otherwise met or waived. 15. Plaintiff has complied with all post loss obligations set forth in the insurance policy as requested by Defendant. 16. Plaintiff, as a result of Defendant’s refusal to honor the contractual obligations contained in the Policy, has been forced to retain the legal services of Militzok & Levy, P.A. for the purposes of prosecuting the instant matter and such attorneys are entitled to a reasonable attorney’s fees pursuant to §627.428, Florida Statutes. COUNT I BREACH OF CONTRACT 17. Plaintiff re-alleges and re-asserts the aforesaid Common Allegations and incorporates them herein. 18. The Defendant’s denial of coverage and refusal to pay the full amount of the claim was contrary to the terms of the Policy and/or Florida law, and was a breach of said contract of insurance. 19. Asa direct and proximate cause of the Defendant’s acts and/or omissions, Plaintiff has been damaged in an amount to be determined at trial.20. That as a direct and proximate cause of the Defendant’s refusal to pay the Plaintiff's claim, the Plaintiff has been required to retain the legal services of Militzok & Levy, P.A. for the purposes of prosecuting the instant matter and such attorneys are entitled to a reasonable attorney’s fees pursuant to §627.428, Florida Statutes. WHEREFORE, the Plaintiff demands judgment against the Defendant, SAFEPOINT INSURANCE COMPANY for damages, including, but not limited to, damage to the Premises, its contents, loss of use, costs, interest as allowed by law, reasonable attorney’s fees pursuant to §627.428, Florida Statutes, a trial by jury of all issues triable as a matter of right by jury and such other relief as this Court deems just and proper. DATED: July 17, 2015. MILITZOK & LEVY, P.A. Attorneys for Plaintiff The Yankee Clipper Law Center 3230 Stirling Road, Suite 1 Hollywood, Florida 33021 (954) 727-8570 - Telephone Robin@mllawfl.com - E-Mail angela@mllawfl.com - Secondary Service FLService@mllawfl.com - E-Service By: /s/ Robin A. Richison ROBIN A. RICHISON, ESQ. Florida Bar No.: 42009EXHIBIT “A”AE ae important Phone Numbers: Safe P oO i n t Your Agent: (561) 641-5205 Customer Service: (877) 858-7445 insurance Claims Reporting: (866) 482-5246 www.SafePointias.com PO Box 45-9076, Sunrise, FL 33345-9076 POLICY NUMBER: SPIH0312291-02-0001 Previous Policy Number: FRJH6949067 HOMEOWNERS HO-3 POLICY DECLARATIONS Amondead 03/19/2015 - See Notice Page for Policy Effective Date: 03/19/2015 12:01 AM Policy Expiration Date: 03/19/2016 12:01 AM insured Name and Mailing Address: YOUR SAFEPOINT AGENT IS: ALBERT RICHARDS. Yvette Sosa 3261 NW 15TH ST A Ace Insurance Group FORT LAUDERDALE, FL 33311 §319 Lake Worth Rd. Greenacres, FL 33463 (661) 641-5205 Insured location covered by this policy: 3251 NW 15TH ST FORT LAUDERDALE, FL 33311-4920 County: BROWARD TOTAL ANNUAL POLICY PREMIUM $3,174.44 The Hurricane portion of the Premium is: $1,443.00 The Non-Hurricane portion of the Premium is: $1,731.41 COVERAGE IS PROVIDED WHERE A PREMIUM OR LIMIT OF LIABILITY IS SHOWN FOR THE COVERAGE, SECTION | - PROPERTY COVERAGES LIMIT PREMIUM Coverage - A - (Dwelling) $238,000 $3,242 Coverage - B - (Other Structure) $4,760 $73 Coverage - C - (Personal Property) $59,500 $418 Coverage - D - (Loss Of Use) $23,800 INCLUDED SECTION |—- DEDUCTIBLES In case of a loss, we only cover that part of the loss over the deductible stated: All Other Perils Deductible - $2,500 Sinkhole Deductible - $23,800 (10% of Coverage A) Hurricane Deductible - $4,760 (2% of Coverage A) SECTION II - LIABILITY COVERAGES Coverage - E - (Personal Liability) $100,000 $35 Coverage - F - (Medical Payments) $2,000 INCLUDED CREDITS AND SURCHARGES Age of Home Surcharge Included Coverage B Percentage Credit Included Coverage C Percentage Credit Included Windstorm Loss Mitigation Credit Included Burglar Protection Device Credit Included Print Date 02/07/2015 Page 1 of 4 SIC HODEC2 10 13 Ren: 02, End: 0004Bx a mm SafePoint insurance wwaw.SafePointins.com PO Box 45-9076, Sunrise, FL 33345-9076 POLICY NUMBER: SPIH03142291-02-0001 Previous Policy Number: FRJH6949067 Important Phone Numbers: Your Agent: (561) 641-5205 Customer Service: (877) 858-7445 Claims Reporting: (866) 482-5246 Deductible Credit Included POLICY FEES $68.41 Emergency Management Preparedness and Assistance Trust Fund Fee $2.00 Managing General Agency Fee $25.00 Citizens Property Insurance Corporation 2005 Emergency Assessment $31.41 OPTIONAL COVERAGES PREMIUM LIMIT $30.00 SIC 23 94 Sinkhole Loss Coverage $30.00 Policy Forms and Endorsements: SIC HO-3 10 13 OC SIC HO-3 10 13 OIR-B1-1655 02 10 HO 04 96 04 94 SIC 04 16 1013 SIC 23 70 10 13 SIC 23 94 10 13 SIC 24 10 13 SIC DO 10 13 SIC OLN 10 13 Rating Information: Construction: Masonry Automatic Sprinklers: None Year Built: 1966 Opening Protection: None Occupied By: Owner Roof Shape: Gable Usage Type: Primary BCEG Grade: 99 Territory: 037 Protection Class: 02 Exclude Wind Coverage: No Burglar Alarm: Central Fire Alarm: None Print Date 02/07/2015 Page 2 of 4 SIC HODEC2 10 13 Ren: 02,.End: 0001_ ces = Important Phone Numbers: Safe Po i nt Your Agent: (561) 641-5205 Customer Service: (877) 858-7445 insurance Claims Reporting: (868) 482-5246 www.SafePointins.com PO Box 46-9076, Sunrise, FL 33345-9076 POLICY NUMBER: SPIH0312291-02-0001 Previous Poiicy Number: FRJH6949067 LOSS PAYEE Loan# 854786 CHAMPION MORTGAGE COMPANY ISAOA PO BOX 39457 SOLON, OH 44139-0457 Authorized Countersignature: 4, 9 ded ~ Print Date 02/07/2015 Page 3 of 4 SIC HODEC2 10 13 Ren: 02, End: 0001Important Phone Numbers: ee Safe Po i nt Your Agent: (561) 641-5205 Customer Service: (877) 858-7445, insurance Claims Reporting: (866) 482-5246 www.SafePointins.com PO Box 45-9076, Sunrise, FL 33345-9076 POLICY NUMBER: SP1H0312291-02-0001 Previous Policy Number: FRJH6949067 NUTICES THIS POLICY CONTAINS A SEPARATE DEDUCTIBLE FOR HURRICANE LOSSES, WHICH MAY RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU. ORDINANCE OR LAW COVERAGE IS AN IMPORTANT COVERAGE THAT YOU MAY WISH TO PURCHASE. YOU MAY ALSO NEED TO CONSIDER THE PURCHASE OF FLOOD INSURANCE FROM THE NATIONAL FLOOD INSURANCE PROGRAM. WITHOUT THIS COVERAGE, YOU MAY HAVE UNCOVERED LOSSES. PLEASE DISCUSS THESE COVERAGES WITH YOUR INSURANCE AGENT. THIS POLICY CONTAINS A SEPARATE DEDUCTIBLE FOR SINKHOLE LOSSES, WHICH MAY RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU. You may reduce your policy premium by taking advantage of premium credits for shutter, housing features and other mitigation (loss prevention) devices. Contact your insurance agent to request information that may allow you to receive these discounts. Your Building Cede Effectiveness Grading Schedule adjustment is 0.00%The adjustment applies only to the wind portion of the premium and can range from a surcharge of 1.9% to a credit of 13.2% Property Coverage limit may increase at renewal due to an inflation factor determined by MSB Index of construction costs to maintain insurance to the approximate replacement cost of your home. Print Date 02/07/2015 Page 4 of 4 SIC HODEC2 10 13 Ren: 02, End: 0001EXHIBIT “B”SafePoint insurance June 26, 2015 Albert Richards 3251 NW 15" Street Fort Lauderdale, FL 33311 Sent via Certified & Regular U.S. Mail No. 7014 2870 0000 2075 3600 Re: Policyholder 7 Albert Richards Claim Number 7 2015-7600 Policy Number ; SP1HO312291-02-0001 Date of Discovery: 06/03/2015 Type of Loss : Water Dear Albert Richards, It is our desire to thoroughly investigate every claim which is reported to us and to make payment for those losses which are covered under your policy. We have completed our investigation of the above captioned loss. Your claim was reported by a representative of PICC, Public Adjusters, for water damage sustained in the vicinity of the bathroom as a result of a plumbing leak reportedly occurring on June 3, 2015. An inspection was completed by an insurance adjuster representing our company on June 19, 2015. The adjuster was not shown damage caused a sudden and accidental water discharge from the plumbing in the bathroom and adjacent dining room. The damage appeared to be the result of long-term seepage or leakage in the vicinity of the waste pipe vent stack. To assist with the investigation we assigned Tierra engineering who inspected the damages and provided the details of their findings in the attached report. Please refer to the enclosed engineering report for the specific details of the investigation. SafePoint Insurance P.O Box 291579 Tampa, FL 33687 Phone (866) 482-5246 Fax (813) 413-1153Ay nes SafePoint Insurance Conclusions Based on Tierra’s evaluation of the subject residence, it is our professional opinion that: * The water damage surrounding the hallway bathroom is the result of a waste stack leak resulting from normal aging due to normal use. o Based on the decayed sections of wood in the exposed wall cavity in the dining room, the water damage surrounding the hallway bathroom has occurred over a period of more than 9 months. This conclusion is consistent with research performed by Dr. Ralph E. Moon, Ph.D. (Swelling Proof, Evidence for Continuous and Repeated Water Exposure, dated February 26, 2013, claims- management.theclm.org/home/article/Evidence-for-continuous-and- repeated-water-exposure). + No damage resulting from the reported leak was observed to the floor tile. Unfortunately, your policy with SafePoint, the SIC HO-3 10 13, does not provide coverage to you for constant or repeated seepage or leakage of water or wear and tear and deterioration or inadequate maintenance as shown in your policy on page 12-13 and 15-18 of 33. Please see the excerpt listed below which states in part: PERILS INSURED AGAINST COVERAGE A — DWELLING and COVERAGE B - OTHER STRUCTURES We insure against risk of direct loss to property described in COVERAGES Aand B only if that loss is a physical loss to property. This included the peril of “catastrophic ground cover collapse” as provided in Part A. below. However, we do not insure loss: ee 2. Caused by: RK f. Accidental discharge or overflow of water or steam; Unless loss to property covered under COVERAGE Aor B results from an accidental discharge or overflow of water or steam from within a plumbing, heating, air conditioning or automatic fire protective sprinkler system or household appliance on the Described Location. Loss to property covered under COVERAGE A or B that results from an accidental discharge or overflow of water or steam from within a plumbing, heating, air SafePoint Insurance P.O Box 291579 Tampa, FL 33687 Phone (866) 482-5246 Fax (813) 413-1153Insurance conditioning or automatic fire protective sprinkler systern or household appliance on the Described Location includes the cost to tear out and replace any part of a building, or other structure covered under COVERAGE A or B, on the Described Location, but only when necessary to repair the system or appliance. However, we do not cover: (1)Loss to the system or appliance from which this water or steam escaped; (2)Loss on the Described Location caused by accidental discharge or overflow which occurs off the Described Location; (3)Loss caused by constant and repeated seepage or leakage or water or steam, or the presence or condensation of humidity, moisture or vapor, which occurs over a period of time, whether hidden or not and results in damage such as wet or dry rot, “fungi,” deterioration, rust, decay or other corrosion; or (4)Loss otherwise excluded. OK i. Any of the following: (1)Wear and tear, marring, deterioration; GK Additionally, we refer you to pages 15-18 of 33 which states in part: SECTION I - EXCLUSIONS 1, We do not insure for loss caused directly or indirectly by any of the following. Such loss is excluded regardless of any other cause or event contributing concurrently or in any sequence to the loss. OK |. Constant or repeated seepage or leakage of water or steam, or the presence or condensation of humidity, moisture or vapor; which occurs over a period of time, whether hidden or not and results in damage such as wet or dry rot, “fungi,” deterioration, rust, decay or other corrosion, FOR 2. We do not insure for loss to property described in Coverages A and B caused by any of the following. However, any ensuing loss to property described in Coverages Aand B not otherwise excluded or excepted in this policy is covered. RK c. Faulty, inadequate or defective; SafePoint Insurance P.O Box 291579 Tampa, FL 33687 Phone (866) 482-5246 ; Fax (813) 413-1153SafePoint Insurance (1)Planning, zoning, development, surveying, siting; (2)Design, specifications, workmanship, repair, construction, renovation, remodeling, grading, compaction; (3)Materials used in repair, construction, renovation or remodeling; or (4)Maintenance; of part or all of any property whether on or off the “residence premises.” Based on the investigation of your claim we conclude that the cause(s) of the damages you are claiming are excluded from coverage under your policy with SafePoint Insurance Company and therefore we will not be able to indemnify you for the damages claimed. However, it is your responsibility homeowner to make the necessary repairs and protect your property from further damage. Failure to do so could result in denial of any future claim or claims. By stating the above mentioned reasons, SafePoint makes no waiver of its right to deny and defend against this claim for any other valid and lawful reason which may later be discovered or made known. SafePoint expressly reserves all such rights. If any of the above information is incorrect, or you have additional information and/or documentation, which you believe we should consider, we invite you to present that information to us, in writing, at your earliest convenience. If you have any question or concerns upon receipt of this correspondence, please contact me at 813-435-3383 Sincerely, Dominick Scarangella Claims Representative SafePoint Insurance Company dscarangella@safepointins.com Tel: 813-435-3383 Fax: 813-413-1153 ENCLOSURE: Engineers Report SafePoint Insurance P.O Box 291579 Tampa, FL 33687 Phone (866) 482-5246 Fax (813) 413-1153SafePoint Insurance cc: PICC 20201 NE 16th Place Miami FL 33179 If this document contains an excerpt from the Insurance Policy (‘the Policy”) it is provided here for informational purposes only. This excerpt is not the official version of the Policy. The official version of the Policy is the policy issued to the insured on the policy effective date. In the event there is inconsistency between this document and the Policy, the Policy shall serve as the official version. Any person who knowingly and with intent to defraud any insurance company or another person, files a statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact, material thereto, commits a frauduent insurance act, which is a crime, subject to criminal prosecution and substantial civil penalties. SafePoint Insurance P.O Box 291579 Tampa, Fl 33687 Phone (866) 482-5246 Fax (813) 413-1153EXHIBIT “C”People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 Insured: Property: Claim Number: Date of Loss: Date Inspected: Price List: Estimate: Albert Richards 3251 N.W. 15 St. Lauderhill, FL 33311 Policy Number: Date Received: Date Entered: FLFL8X_JUNI5 Restoration/Service/Remodel RICHARDS-A-BTH 6/19/2015 Type of Loss: Broken pipe - Bathroom This estimate is based on damages found at the time of the inspection. Estimate may change based on damages found (either hidden, missed, expert reports, mistakes/ommisions and/or found during restoration) and pending adjuster approval.People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 RICHARDS-A-BTH Interior Hall Bathroom LxWxH 7' 5" x 4' 10" x 8' 182.67 SF Walls 218.51 SF Walls & Ceiling 3.98 SY Flooring 59.33 SF Long Wall 24.50 LF Ceil. Perimeter 35.85 SF Ceiling 35.85 SF Floor 22.50 LF Floor Perimeter 38.67 SF Short Wall Missing Wall - Goes to Floor 2'xX6'8" Opens into Exterior DESCRIPTION QTY REMOVE REPLACE TAX O&P TOTAL Remove Tile floor covering 24.17 SF 2.53 0.00 0.00 12.24 73.39 Remove Additional labor to remove tile 24.17 SF 1.76 0.00 0.00 8.50 51.04 from concrete slab Tile floor covering 26.59 SF 0.00 71S 6.11 39.24 235.47 Includes 10% waste. R&R Threshold - natural marble 2.08 LF 3.31 43.97 3.23 20.32 121.89 Remove Ceramic/porcelain tile 164.40 SF 1.82 0.00 0.00 59.84 359.05 R&R 1/2" Cement board 164.40 SF 0.84 2.92 10.85 125.82 754.82 R&R 1/2" drywall - hung, taped, 182.67 SF 0.42 1.86 482 84.26 505.57 floated, ready for paint Ceramic/porcelain tile 180.84 SF 0.00 8.77 44.27 326.06 1,956.30 Includes 10% waste. Add-on for tile feature strip - High 22.50 LF 0.00 8.20 6.83 38.26 229.59 grade R&R Tile - towel bar 1.00 EA 5.07 24.88 0.76 6.16 36.87 Apply anti-microbial agent 45.00 SF 0.00 0.20 0.08 1.82 10.90 Tub/shower faucet (finish trim) - 1.00 EA 0.00 70.03 0.00 14.00 84.03 Detach & reset Toilet - Detach & reset 1.00 EA 0.00 183.04 0.29 36.66 219.99 Bathtub - Detach & reset 1.00 EA 0.00 428.58 0.00 85.72 514.30 R&R Vanity 2.50 LF 8.78 144.24 14.70 79.46 476.71 Countertop - solid surface/granite - 5.60 SF 0.00 27.39 0.00 30.68 184.06 Detach & reset R&R Angle stop valve 2.00 EA 5.07 27.55 0.86 13.22 79.32 R&R Plumbing fixture supply line 2.00 EA 5.07 16.01 0.70 8.56 51.42 R&R P-trap assembly - ABS (plastic) 1,00 EA 7.60 47.27 0.39 11.06 66.32 Sink faucet - Detach & reset 1.00 EA 0.00 90.21 0.00 18.04 108.25, R&R Interior door unit 1.00 EA 18.99 160.04 5.80 36.96 221.79 RICHARDS-A-BTH 6/19/2015 Page: 2People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 CONTINUED - Hall Bathroom DESCRIPTION QTY REMOVE REPLACE TAX O&P TOTAL Door knob - interior 1.00 EA 0.00 41.75 1.40 8.64 51.79 Mask and prep for paint - plastic, 24.50 LF 0.00 0.99 0.32 4.92 29.50 paper. tape (per LF) Floor protection - self-adhesive plastic 35.85 SF 0.00 0.46 0.28 3.36 20.13 film Recessed light fixture - Detach & reset 1.00 EA 0.00 86.10 0.00 17.22 103.32 entire unit Heat/AC register - Mechanically 1.00 BA 0.00 12.38 0.00 2.48 14.86 attached - Detach & reset Mirror - plate glass - Detach & reset 6.00 SF 0.00 5.67 0.00 6.80 40.82 Shower curtain rod - Detach & reset 1.00 EA 0.00 14.73 0.00 2.94 17.67 Seal/prime then paint the ceiling (2 35.85 SF 0.00 0.68 0.32 4.94 29.64 coats) Paint door slab only - 2 coats (per side) 1.00 EA 0.00 23.52 0.38 4.78 28.68 Paint door/window trim & jamb - 2 1.00 EA 0.00 22.65 0.23 4.58 27.46 coats (per side) Clean floor - tile 24.17 SF 0.00 0.40 0.07 1.96 11.70 Contents - move out then reset - Small 1.00 EA 0.00 29.16 0.00 5.84 35.00 room Totals: Hall Bathroom 102.69 1,125.34 6,751.65 Hallway LxWxH 5'7" x 3'3" x 8' 76.67 SF Walls 18.15 SF Ceiling 94.81 SF Walls & Ceiling 18.15 SF Floor 2.02 SY Flooring 9.25 LF Floor Perimeter 44.67 SF Long Wall 26.00 SF Short Wall 11.25 LF Ceil. Perimeter Missing Wall - Goes to Floor/Ceiling 33"xs' Opens into Exterior Missing Wall - Goes to Floor 2x68" Opens into Exterior RICHARDS-A-BTH 6/19/2015 Page:People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 CONTINUED - Hallway Subroom 1: Offset 1 LxWxH 7' 6" x 3'6" x 8' 1 Missing Wall - Goes to Floor/Ceiling Missing Wall - Goes to Floor Missing Wall - Goes to Floor 07.33 SF Walls 2.92 SY Flooring 60.00 SF Long Wall 133.58 SF Walls & Ceiling 18.83 LF Ceil. Perimeter 312" x8" re" xe's" (2) 2'6" X 6' 8" 26.25 26.25 12.33 LF Floor Perimeter 28.00 SF Short Wall Opens into Hallway Opens into Exterior Opens into Exterior SF Ceiling SF Floor DESCRIPTION QTY REMOVE REPLACE TAX oxP TOTAL Remove Tile floor covering 44.40 SF 2.53 0.00 0.00 22.46 134.79 Remove Additional labor to remove tile 44.40 SF 1.76 0.00 0.00 15.62 93.76 from concrete slab Tile floor covering 48.84 SF 0.00 715 11.22 72.08 432.51 Includes 10% waste. Remove Baseboard - 5 1/4” 14.83 LF 0.51 0.00 0.00 1,52 9.08 Baseboard - 5 1/4" 21.58 LF 0.00 4.43 2.75 19.68 118.03 Seal & paint baseboard, oversized - two 21.58 LF 0.00 1.21 0.17 5.26 31.54 coats ah 1/2" - drywall per LF - up to 2’ 6.75 LF 2.27 7.49 O41 13.26 79.55, tal Apply anti-microbial agent 13.50 SF 0.00 0.20 0.02 0.54 3.26 Mask and prep for paint - plastic, 30.08 LF 0.00 0.99 0.40 6.04 36.22 paper, tape (per LF) Floor protection - self-adhesive plastic 44.40 SF 0.00 0.46 0.35 4.16 24.93 film Scrape part of the walls & prep for 170.50 SF 0.00 0.44 0.10 15.02 90.14 paint Texture drywall - heavy hand texture 184.00 SF 0.00 0.76 1,32 28,22 169.38 Seal/prime then paint the walls (2 coats) 184.00 SF 0.00 0.68 1.66 25.36 152.14 Paint door slab only - 2 coats (per side) 4.00 BA 0.00 23.52 1.54 19.12 114.74 Paint door/window trim & jamb - 2 4.00 EA 0.00 22.65 0.92 18.30 109.82 coats (per side) Clean floor - tile 44.40 SF 0.00 0.40 0.13 3.58 21.47 Totals: Hallway 20.99 270.22 1,621.36 RICHARDS-A-BTH 6/19/2015 Page: 4People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 Right Bedroom LxWxH 10' 10" x 9' 8" x 8' Missing Wall - Goes to Floor 2 89.00 SF Walls 393.72 SF Walls & Ceiling Missing Wall - Goes to neither Floor/Ceiling 11.64 SY Flooring 86.67 SF Long Wall 41.00 LF Ceil. Perimeter 26" X68" 3x3 Subroom 1: Closet 104.72 SF Ceiling 104.72 SF Floor 36.50 LF Floor Perimeter 77.33 SF Short Wall Opens into Exterior Opens into Exterior LxWxH 3' x 2'x8' 66.67 SF Walls 72.67 SF Walls & Ceiling 0.67 SY Flooring 24.00 SF Long Wall 10.00 LF Ceil. Perimeter 6.00 SF Ceiling 6.00 SF Floor 8.00 LF Floor Perimeter 16.00 SF Short Wall Missing Wall - Goes to Floor 2'x6'8" Opens into Right Bedroom DESCRIPTION QTy REMOVE REPLACE TAX O&P Remove Baseboard - 5 1/4" 24.00 LF 0.51 0.00 0.00 2.44 Baseboard - 5 1/4" 44.50 LF 0.00 443 5.66 40.56 Seal & paint baseboard, oversized - two 44.50 LF 0.00 1.21 0.35 10.86 coats R&R 1/2" - drywall per LF - up to 2° 20.50 LF 2,27 7.49 1.23 40.26 241.58 tall Apply anti-microbial agent 41.00 SF 0.00 0.20 0.07 1.66 9.93 Mask and prep for paint - plastic, 51.00 LF 0.00 0.99 0.67 10.24 61.40 paper, tape (per LF) Floor protection - self-adhesive plastic 110.72 SF 0.00 0.46 0.86 10.36 62.15 film Scrape part of the walls & prep for 314.67 SF 0.00 0.44 0.19 27.74 166.38 paint Texture drywall - heavy hand texture 355.67 SF 0.00 0.76 2.56 54.58 327.45 Seal/prime then paint the walls (2 coats) 355.67 SF 0.00 0.68 3.20 49.02 294.08 Paint door slab only - 2 coats (per side) 1.00 EA 0.00 23.52 0.38 4.78 28.68 Paint door/window trim & jamb - 2 3.00 EA 0.00 0.69 13.74 82.38 coats (per side) Clean floor - tile 110.72 SF 0.00 0.40 0.33 8.92 53.54 Contents - move out then reset 1.00 EA 0.00 38.85 0.00 7.78 46.63 Totals: Right Bedroom 16.19 282.94 1,697.30 RICHARDS-A-BTH 6/19/2015 Page: 5People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 Left Bedroom LxWxH 11' 1" x 10'2" x 8' Missing Wall - Goes to Floor Missing Wall - Goes to neither Floor/Ceiling 244.33 SF Walls 357.01 SF Walls & Ceiling 12.52 SY Flooring 88.67 SF Long Wall 35.92 LF Ceil. Perimeter 26" X68" 3x3 Missing Wall - Goes to neither Floor/Ceiling 4' 4" X 4’ Subroom 1: Offset 1 112.68 SF Ceiling 112.68 SF Floor 33.42 LF Floor Perimeter 81.33 SF Short Wall Opens into Exterior Opens into Exterior Opens into Exterior LxWxH 6' 7" x 1'6" x8" Missing Wall - Goes to Floor/Ceiling 63.33 SF Walls 73.21 SF Walls & Ceiling 1.10 SY Flooring 52.67 SF Long Wall 9.58 LF Ceil. Perimeter xs’ Subroom 2: Closet 9.88 SF Ceiling 9.88 SF Floor 7.58 LF Floor Perimeter 12.00 SF Short Wall Opens into Left Bedroom LxWxH 3'1" x 2'x8' 68.00 SF Walls 74.17 SF Walls & Ceiling 0.69 SY Flooring 24.67 SF Long Wall 10.17 LF Ceil. Perimeter 6.17 SF Ceiling 6.17 SF Floor 8.17 LF Floor Perimeter 16.00 SF Short Wall Missing Wall - Goes to Floor 2x68" Opens into Offset 1 DESCRIPTION QTY REMOVE REPLACE TAX O&P TOTAL Remove Tile floor covering 128.72 SF 2.53 0.00 0.00 65.14 390.80 Remove Additional labor to remove tile 128.72 SF 1.76 0.00 0.00 45.32 271.87 from concrete slab Tile floor covering 141.59 SF 0.00 7AS 32.54 208.98, 1,253.89 Includes 10% waste. R&R Baseboard - 5 1/4” 49.17 LF O51 4.43 6.25 49.84 298.99 Seal & paint baseboard, oversized - two 49.17 LF 0.00 1.21 0.38 11.98 71.86 coats Interior door - Detach & reset - slab 1.00 EA 0.00 23.76 0.00 4.76 28.52 only RICHARDS-A-BTH 6/19/2015 Page: 6People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 CONTINUED - Left Bedroom DESCRIPTION QTY REMOVE REPLACE TAX O&P TOTAL Mask and prep for paint - plastic, 55.67 LF 0.00 0.99 0.74 11.16 67.01 paper, tape (per LF) Floor protection - self-adhesive plastic 128.72 SF 0.00 0.46 1.00 12.04 72.25 film Seal/prime then paint the walls (2 coats) 375.67 SF 0.00 0.68 3.38 51.78 310.62 Paint door slab only - 2 coats (per side) 1.00 EA 0.00 23.52 0.38 4.78 28.68 Paint door/window trim & jamb - 2 3.00 EA 0.00 22.65 0.69 13.74 82.38 coats (per side) Clean floor - tile 128.72 SF 0.00 0.40 0.39 10.38 62.26 Contents - move out then reset 1.00 EA 0.00 38.85 0.00 7.78 46.63 Totals: Left Bedroom 45.75 497.68 2,985.76 Dining Room 2 3 00.67 SF Walls 15.19 SF Walls & Ceiling 12.73 SY Flooring 88.67 SF Long Wall 30.58 LF Ceil. Perimeter LxWxH 11'1" x 10'4" x8 114.53 SF Ceiling 114.53. SE Floor 23.75 LE Floor Perimeter 82.67 SF Short Wall Missing Wall - Goes to Floor/Ceiling 33"xX8' Opens into Exterior Missing Wall - Goes to Floor/Ceiling 63" X83" Opens into Exterior Missing Wall - Goes to Floor/Ceiling 219" x8" Opens into Exterior Missing Wall - Goes to Floor 3x7 Opens into Exterior Missing Wall - Goes to Floor 310" X6" Opens into Exterior DESCRIPTION QTy REMOVE REPLACE TAX OsP TOTAL Remove Tile floor covering 114.53 SF 2.53 0.00 0.00 57.96 347.72 Remove Additional labor to remove tile 114.53 SF 1.76 0.00 0.00 40.32 241.89 from concrete slab Tile floor covering 125.98 SF 0.00 715 28.95 185.96 1,115.67 Includes 10% waste. Remove Baseboard - 5 1/4" 13.50 LE 051 0.00 0.00 1.38 8.27 Baseboard - 5 1/4" 23.75 LE 0.00 443 3.02 21.64 129.87 Seal & paint baseboard, oversized - two 23.75 LF 0.00 121 0.19 5.78 34.71 coats: R&R Two coat plaster over metal lath 41.00 SF 141 7.60 3.81 74.64 447.86 Apply anti-microbial agent 41.00 SF 0.00 0.20 0.07 1.66 9.93 R&R Thin brick veneer 96.00 SF 1.90 8.95 34.10 215.14 1,290.84 RICHARDS-A-BTH 6/19/2015 Page: 7People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 CONTINUED - Dining Room DESCRIPTION, QTY REMOVE REPLACE TAX O&P TOTAL R&R 110 volt copper wiring run, box 1.00 EA 5.43 54.80 0.57 12.16 72.96 and outlet Mask and prep for paint - plastic, 30.58 LF 0.00 0.99 0.40 6.14 36.81 paper, tape (per LF) Floor protection - self-adhesive plastic 114.53 SF 0.00 0.46 0.89 10.72 64.29 film Seal/prime then paint the walls (2 coats) 200.67 SF 0.00 0.68 181 27.66 165.93 Clean floor - tile 114.53 SF 0.00 0.40 0.34 9.22 55.37 Contents - move out then reset 1.00 BA 0.00 38.85 0.00 TTB 46.63 Totals: Dining Room T4AAS 678.16 4,068.75 Living Room 234.67 SF Walls 436.67 SF Walls & Ceiling 22.44 SY Flooring 134.67 SF Long Wall 37.67 LF Ceil. Perimeter Missing Wall - Goes to Floor/Ceiling 29" x8 Missing Wall - Goes to Floor/Ceiling 63" Xs" Missing Wall - Goes to Floor 3'X6'8" Missing Wall - Goes to neither Floor/Ceiling 6' X 5' Missing Wall - Goes to Floor 26" X6'8" Subroom 1: Offset 1 232.00 SF Walls 347.39 SF Walls & Ceiling 12.82 SY Flooring 89.33 SF Long Wall 32.00 LF Ceil. Perimeter LxWxH 16' 10" x 12'x 8' 202.00 SF Ceiling 202.00 SF Floor 32.17 LF Floor Perimeter 96.00 SF Short Wall Opens into Exterior Opens into Exterior Opens into Exterior Opens into Exterior Opens into Exterior LxWxH IL’ 2" x 10'4" x8 115.39 SF Ceiling 115.39 SF Floor 32.00 LF Floor Perimeter 82.67 SF Short Wall Missing Wall - Goes to Floor/Ceiling xs Opens into Living Room Missing Wall - Goes to neither Floor/Ceiling 6'X4' Opens into Exterior DESCRIPTION QTY REMOVE REPLACE TAX O&P TOTAL Remove Tile floor covering 317.39 SF 2.53 0.00 0.00 160.60 963.60 Remove Additional labor to remove tile 317.39 SF 1.76 0.00 0.00 V1L.72 670.33 from concrete slab RICHARDS-A-BTH 6/19/2015 Page: 8People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 CONTINUED - Living Room DESCRIPTION gry REMOVE REPLACE TAX O&P TOTAL Tile floor covering 349.13 SF 0.00 TAS 80.23 515.30 3,091.81 Includes 10% waste. R&R Threshold - natural marble 3.00 LF 3.31 43.97 4.67 29.30 175.81 R&R Baseboard - $ 1/4" 64.17 LF 0.51 4.43 8.16 65.04 390.20 Seal & paint baseboard, oversized - two 64.17 LF 0.00 1.21 0.50 15.64 93.79 coats Mask and prep for paint - plastic, 69.67 LF 0.00 0.99 0.92 13.98 83.87 paper, tape (per LF) Floor protection - self-adhesive plastic 317.39 SF 0.00 0.46 2.48 29.70 178.18 film Window blind - horizontal or vertical - 2.00 EA 0.00 31.54 0.00 12.62 75.70 Detach & reset Seal/prime then paint part of the walls 348.67 SF 0.00 0.68 3.14 48.04 288.28 (2 coats) Clean mirror 118.00 SF 0.00 0.44 0.07 10.40 62.39 Paint door slab only - 2 coats (per side) 2.00 EA 0.00 23.52 0.77 9.56 57.37 Paint door/window trim & jamb - 2 2.00 BA 0.00 22.65 046 9.16 54.92 coats (per side) Clean floor - tile 317.39 SF 0.00 0.40 0.95 25.60 153.51 Contents - move out then reset - Large 1.00 EA 0.00 58.28 0.00 11.66 69.94 room Totals: Living Room 102.35 1,068.32 6,409.70 Kitchen LxWxH 8' 11" x 7'8" x8" Missing Wall - Goes to Floor 221.67 SF Walls 290.03 SF Walls & Ceiling Missing Wall - Goes to neither Floor/Ceiling Missing Wall - Goes to Floor 7.60 SY Flooring 71.33 SF Long Wall 33.17 LF Ceil. Perimeter 3X7 2x3 2'6" X68" 68.36 SF Ceiling 68.36 SF Floor 27.67 LF Floor Perimeter 61.33 SF Short Wall Opens into Exterior Opens into Exterior Opens into Exterior DESCRIPTION QTy REMOVE REPLACE TAX O&P TOTAL Remove Tile floor covering 40.13 SF 2.53 0.00 0.00 20.30 121.83 Remove Additional labor to remove tile 40.13 SF 1.76 0.00 0.00 14.12 84.75 from concrete slab Tile floor covering 44.14 SF 0.00 TAS 10.14 65.14 390.88 RICHARDS-A-BTH 6/19/2015 Page: 9People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 CONTINUED - Kitchen DESCRIPTION gry REMOVE REPLACE TAX O&P TOTAL Includes 10% waste. R&R Toe kick - pre-finished wood - 12.17 LE 1.90 10.07 3.45 29.84 178.96 172" Refrigerator - Remove & reset 1.00 EA 0.00 28.11 0.00 5.62 33.73 Range - electric - Remove & reset 1.00 EA 0.00 28.11 0.00 5.62 33.73 Mask and prep for paint - plastic, 33.17 LE 0.00 0.99 0.44 6.64 39,92 paper, tape (per LF) Floor protection - self-adhesive plastic 68.36 SF 0.00 0.46 0.53 6.40 38.38 film Seal/prime then paint part of the walls 110.83 SF 0.00 0.68 1.00 15.28 91.64 (2 coats) Paint door slab only - 2 coats (per side) 1.00 EA 0.00 23.52 0.38 478 28.68 Paint door/window trim & jamb - 2 1.00 EA 0.00 22.65 0.23 4.58 27.46 coats (per side) Clean floor - tile 68.36 SF 0.00 0.40 0.21 5.50 33.05 Totals: Kitchen 16.38 183.82 1,103.01 Family Room 1 LxWxH 11' 6" x 8'9" x8" 211.67 SF Walls 312.29 SF Walls & Ceiling 11.18 SY Flooring 92.00 SF Long Wall 40.50 LF Ceil. Perimeter 100.63 SF Ceiling 100.63 SF Floor 28.00 LF Floor Perimeter 70.00 SF Short Wall Missing Wall - Goes to Floor 3'10"X6 Opens into Exterior Missing Wall - Goes to Floor 2'8" X 6'6" Opens into Exterior Missing Wall - Goes to neither Floor/Ceiling (3) 3' X 4' Opens into Exterior Missing Wall - Goes to Floor 6xXe Opens into Exterior DESCRIPTION QTY REMOVE REPLACE TAX O&P TOTAL Remove Tile floor covering 100.63 SF 2.53 0.00 0.00 50.92 305.51 Remove Additional labor to remove tile 100.63 SF 1.76 0.00 0.00 35.42 212.53 from concrete slab Tile floor covering 110.69 SF 0.00 71S 25.44 163.36 980.23 Includes 10% waste. R&R Door threshold, aluminum 2.67 LF 2.82 16.68 1.36 10.68 64.11 Remove Baseboard - 5 1/4” 22.00 LF 0.51 0.00 0.00 2.24 13.46 Baseboard - 5 1/4" 28.00 LF 0.00 4.43 3.56 25.52 153.12 RICHARDS-A-BTH 6/19/2015 Page: 10People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 CONTINUED - Family Room 1 DESCRIPTION gry REMOVE REPLACE TAX O&P TOTAL Seal & paint baseboard, oversized - two 28.00 LF 0.00 1.21 0.22 6.82 40.92 coats R&R 1/2” - drywall per LF - up to 2’ 6.00 LF 2.27 7.49 0.36 11.78 70.70 tall Apply anti-microbial agent 12.00 SF 0.00 0.20 0.02 0.48 2.90 Mask and prep for paint - plastic, 40.50 LF 0.00 0.99 0.53 8.12 48.75 paper, tape (per LF) Floor protection - self-adhesive plastic ‘100.63 SF 0.00 0.46 0.78 9.42 56.49 film Window blind - horizontal or vertical - 3.00 EA 0.00 31.54 0.00 18.92 113.54 Detach & reset Scrape part of the walls & prep for 199.67 SF 0.00 0.44 0.12 17.60 105.57 paint Texture drywall - heavy hand texture 211.67 SF 0.00 0.76 1.52 32.48 194.87 Seal/prime then paint the walls (2 coats) 211.67 SF 0,00 0.68 191 29.16 175.01 Paint door/window trim & jamb - 2 1.00 EA 0.00 22.65 0.23 4.58 27.46 coats (per side) Clean floor - tile 100.63 SF 0.00 0.40 0.30 8.12 48.67 Contents - move out then reset 1,00 EA 0.00 38.85 0.00 7.718 46.63 Totals: Family Room 1 36.35 443.40 2,660.47 Family Room 2 LxWxH 12'3"x9' 11" x8' Missing Wall - Goes to Floor 244.67 SF Walls 366.15 SF Walls & Ceiling 13.50 SY Flooring 98.00 SF Long Wall 36.58 LF Ceil. Perimeter 6X6 Missing Wall - Goes to neither Floor/Ceiling 3' X 4' RICHARDS-A-BTH 121.48 SF Ceiling 121.48 SF Floor 30.58 LF Floor Perimeter 79.33 SF Short Wall Opens into Exterior Opens into Exterior 6/19/2015 Page: 11People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 CONTINUED - Family Room 2 Subroom 1: Offset 1 LxWxH 7' 9" x 5' 1" x8" 1 1 30.00 SF Walls 69.40 SF Walls & Ceiling 4.38 SY Flooring 62.00 SF Long Wall 17.92 LF Ceil. Perimeter 39.40 SF Ceiling 39.40 SF Floor 15.92 LF Floor Perimeter 40.67 SF Short Wall Missing Wall - Goes to Floor/Ceiling THX Opens into Family Room 2 Missing Wall - Goes to Floor 2'x6's" Opens into Exterior DESCRIPTION QTY REMOVE REPLACE TAX O&P TOTAL Remove Tile floor covering, 160.88 SF 2.53 0.00 0.00 81.40 488.43 Remove Additional labor to remove tile 160.88 SF 1.76 0.00 0.00 56.64 339.79 from concrete slab Tile floor covering 176.96 SF 0.00 715 40.67 261.20 1,567.13 Includes 10% waste. Remove Baseboard - 5 1/4" 34.75 LF 0.51 0.00 0.00 3.54 21.26 Baseboard - 5 1/4" 46.50 LF 0.00 4.43 5.91 42.38 254.29 Seal & paint baseboard, oversized - two 46.50 LF 0.00 121 0.36 11.34 67.97 coats R&R 1/2" - drywall per LF - up to 2’ 11.75 LF 2.27 7.49 0.71 23.08 138.47 tall Apply anti-microbial agent 23.50 SF 0.00 0.20 0.04 0.94 5.68 Mask and prep for paint - plastic, 54.50 LF 0.00 0.99 0.72 10.94 65.62 paper, tape (per LF) Floor protection - self-adhesive plastic 160.88 SF 0.00 0.46 1.25 15.06 90.31 film Scrape part of the walls & prep for 351.17 SF 0.00 0.44 0.21 30.94 185.66 paint Texture drywall - heavy hand texture 374.67 SF 0.00 0.76 2.70 57.50 344.95, Seal/prime then paint the walls (2 coats) 374.67 SF 0.00 0.68 3.37 51.64 309.79 Paint door slab only - 2 coats (per side) 1.00 EA 0.00 23.52 0.38 4.78 28.68 Paint door/window trim & jamb - 2 1.00 EA 0.00 22.65 0.23 458 27.46 coats (per side) Clean floor - tile 160.88 SF 0.00 0.40 048 12.98 7781 Contents - move out then reset 1.00 EA 0.00 38.85 0.00 7.78 46.63 Totals: Family Room 2 57.03 676.72 4,059.93 Total: Interior 471.88 5,226.60 31,357.93 RICHARDS-A-BTH 6/19/2015 Page: 12People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 General DESCRIPTION QTy REMOVE REPLACE TAX oeP TOTAL Dry-out (Bid Item) 1.00 BA NEED TO PRICE Permits & fees (Bid item) 1.00 EA 0.00 150.00 0.00 30.00 180.00 Approximate. May change. General clean - up 16.00 HR 0.00 27.63 0.01 88.42 530.51 Megohmmeter check electrical circuits - 1.00 EA 0.00 694.48 0.00 138.90 833.38 average residence Dumpster load - Approx. 20 yards, 4 1.00 EA 393.00 0.00 0.00 78.60 471.60 tons of debris Totals: General 0.01 335.92 2,015.49 Labor Minimums Applied DESCRIPTION QTy REMOVE REPLACE TAX oxP TOTAL Water extract/remediation labor 1.00 BA 0.00 82.48 0.00 16.50 98.98 minimum Finish hardware labor minimum 1.00 EA 0.00 81.38 0.00 16.28 97.66 Heat, vent, & ait cond, labor minimum 1.00 EA 0.00 212.62 0.00 42.52 255,14 Mirror/shower door labor minimum 1,00 EA 0.00 109.93 0.00 21.98 131.91 Plaster labor minimum 1.00 EA 0.00 60.00 0.00 12.00 72.00 Totals: Labor Minimums Applied 0.00 109.28 655.69 Line Item Totals: RICHARDS-A-BTH 471.89 5,671.80 34,029.11 Grand Total Areas: 2,573.33 SF Walls 1,081.47 SF Ceiling 3,654.80 SF Walls and Ceiling 1,081.47. SF Floor 120.16 SY Flooring 327.83 LF Floor Perimeter 1,076.67 SF Long Wall 808.00 SF Short Wall 389.67 LF Ceil. Perimeter 0.00 Floor Area 0.00 Total Area 0.00 Interior Wall Area 0.00 Exterior Wall Area 0.00 Exterior Perimeter of Walls 0.00 Surface Area 0.00 Number of Squares 0.00 Total Perimeter Length 0.00 Total Ridge Length 0.00 Total Hip Length RICHARDS-A-BTH 6/19/2015 Page: 13People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 Summary for Dwelling Line Ttem Total 7,885.42 Material Sales Tax 471.89 Subtotal 28,357.31 Overhead 2,835.90 Profit 2,835.90 Replacement Cost Value $34,029.11 Net Claim $34,029.11 RICHARDS-A-BTH 6/19/2015 Page: 14People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 Recap of Taxes, Overhead and Profit Overhead (10%) Profit (10%) Material Sales Tax Laundering Tax (2%) Manuf. Home Tax Storage Rental Tax (6%) (6%) (6%) Line Items 2,835.90 2,835.90 471.89 0.00 0.00 0,00 Total 2,835.90 2,835.90 471.89 0.00 0.00 0.00 RICHARDS-A-BTH 6/19/2015 Page: 15People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 Recap by Room Estimate: RICHARDS-A-BTH Area: Interior Hall Bathroom 5,523.62 19.81% Hallway 1,330.15 4.77% Right Bedroom 1,398.17 5.01% Left Bedroom 2,442.33 8.76% Dining Room 3,316.44 11.89% Living Room 5,239.03 18.79% Kitchen 902.81 3.24% Family Room 1 2,180.72 782% Family Room 2 3,326.18 11.93% Area Subtotal: Interior 25,659.45 92.02% General 1,679.56 6.02% Labor Minimums Applied 546.41 1.96% Subtotal of Areas 27,885.42 100.00% Total 27,885.42 100.00% RICHARDS-A-BTH 6/19/2015 Page: 16People's Insurance Claim Center, Inc. 20201 N.E. 16th. Place Miami, FL 33179 Recap by Category O&P Items Total % APPLIANCES 56.22 0.17% CABINETRY 636.53 1.87% CLEANING 921.92 2.71% CONTENT MANIPULATION 281.69 0.83% GENERAL DEMOLITION 5,482.96 16.11% DOORS 183.80 0.54% DRYWALL 1,532.60 4.50% ELECTRICAL 749.28 2.20% FLOOR COVERING - CERAMIC TILE 7,321.03 21.51% 150.00 0.44% FINISH CARPENTRY / TRIMWORK 1,230.08 3.61% FINISH HARDWARE 182.40 0.54% HEAT, VENT & AIR CONDITIONING 225.00 0.66% LIGHT FIXTURES 86.10 0.25% MASONRY 859.20 2.52% MARBLE - CULTURED OR NATURAL 223.37 0.66% MIRRORS & SHOWER DOORS 143.95 0.42% INTERIOR LATH & PLASTER 371.60 1.09% PLUMBING 906.25 2.66% PAINTING 3,790.66 11.14% TILE 2,275.40 6.69% WINDOW TREATMENT 157.70 0.46% WATER EXTRACTION & REMEDIATION 117.68 0.35% O&P Items Subtotal 27,885.42 81.95% Material Sales Tax 471.89 1.39% Overhead 2,835.90 8.33% Profit 2,835.90 8.33% Total 34,029.11 100.00% RICHARDS-A-BTH 6/19/2015 Page: 17