Preview
27-CV-HC-24-4119
Filed in District Court
State of Minnesota
6/24/2024 7:32 AM
STATE OF MINNESOTA DISTRICT COURT
COUNTY OF HENNEPIN FOURTH JUDICIAL DISTRICT
Loring Towers MN Housing, L.P., CASE NO. __________
Plaintiff,
v. EVICTION ACTION COMPLAINT
Cornilus McCreary
15 East Grant Street #409
Minneapolis, MN 55403,
Defendant.
Robin Ann Williams, Laurel J. Pugh, Kerri J. Nelson, Danielle C. Dobry, or Peter B. Wagner,
attorney for Plaintiff, states and declares as follows:
1) Plaintiff leased to Defendant, by a written agreement, the following premises:
Address and Unit: 15 East Grant Street #409
City: Minneapolis
State: Minnesota
Zip Code: 55403
County: Hennepin
The lease is attached as Exhibit A to this complaint.
2) The Defendant’s portion of rent due and payable under this agreement each month is
$297.00, due on the first day of each month.
3) The owner of the premises described above is Loring Towers MN Housing, L.P.
4) Plaintiff/owner, having present right of possession of said property, has complied with
Minn. Stat. 504B.181 by:
disclosing to Defendant either in the rental agreement or otherwise in writing
prior to commencement of tenancy the name and address of:
1. the person authorized to manage premises AND
2. the owner or agent authorized by owner to accept service of process
and receive and give receipts for notice and demands AND
27-CV-HC-24-4119
Filed in District Court
State of Minnesota
6/24/2024 7:32 AM
posting outside the management office a printed notice containing the above
information; OR
the above information was known by Defendant not less than 30 days before
the filing of this action because Defendant has received correspondence from
Plaintiff containing this information.
5) Plaintiff seeks to have Defendant evicted for the following reasons:
a.(i) This is a nonpayment eviction action.
Plaintiff has provided Defendant with notice required by Minn. Stat. 504B.321, Subd.
1a. The notice is attached as Exhibit B to this complaint.
(ii) Defendant’s unit:
is governed by HUD Handbook 4350.3. Presently, nonpayment evictions from HUD
Handbook properties require a 30-day notice. The notice referenced above (Exhibit B)
complies with this requirement.
is located in Minneapolis. The notice referenced above (Exhibit B) complies with
Minneapolis ord. 244.2060.
participates in the following federal or state housing subsidy program(s): HUD
Handbook property, which is administered by the U.S. Department of Housing and
Urban Development (HUD).
(iii) Defendant is still in possession of the above premises and has failed to pay amounts due
under the lease. The total amount owed by Defendant is $4,239.00. In addition, Plaintiff
demands payment of “costs of the action” pursuant to Minn. Stat. 504B.291.
Attached as Exhibit C is the ledger or statement of owed amounts. Plaintiff only seeks
$21.00 of the August 2023 late fee. Plaintiff does not seek May 2024 late fees of $29.00
or damages charges listed October 20, October 2, September 26, September 14, January
2, and December 31 for a total of $425.00. In addition to the amounts shown on the
ledger, Defendant owes $23.00 for June 2024 late fees, which have now become due.
Plaintiff hereby incorporates and attaches as part of the notice (Exhibit B) a Notice of
Occupancy Rights under the Violence Against Women Act and a United States Department
of Housing and Urban Development (HUD)-approved form for Certification of Domestic
Violence, Dating Violence, Sexual Assault, or Stalking and Alternate Documentation.
6) Plaintiff seeks judgment against the above Defendant for recovery of said premises plus
costs and disbursements herein.
7) Defendant is not now in the military or naval service of the United States, to the best of
Plaintiff’s information and belief.
2
27-CV-HC-24-4119
Filed in District Court
State of Minnesota
6/24/2024 7:32 AM
I declare under penalty of perjury that everything that I have stated in this document is true and
correct. Minn. Stat. § 358.116.
Dated: June 24, 2024 ABRITER PLLC
Hennepin County, Minnesota By: /s/ Danielle C. Dobry
County and State where signed Danielle C. Dobry (#0399205)
5775 Wayzata Boulevard, Suite 700
St. Louis Park, MN 55416
612-349-2769
ddobry@abriterlaw.com
Attorneys for Plaintiff
3
27-CV-HC-24-4119
Filed in District Court
State of Minnesota
6/24/2024 7:32 AM
OMB Approval No. 2502-0204
MODEL LEASE FOR SUBSIDIZED PROGRAMS
1.Parties and Dwelling Unit:
The parties to this Agreement are Loring Towers MN
Housing, L.P, referred to as the Landlord, and Cornilus McCreary, referred
to as the Tenant. The Landlord leases to the Tenant unit number
409, located at 15 EAST GRANT STREET , MINNEAPOLIS, MN
55403 in the project known as Shoreline Plaza.
2. Length of Time (Term):
The initial term of this Agreement shall begin on 12/13/2022 and end on 11/30/2023. After the
initial term ends. the Agreement will
continue for successive terms of one Year each unless
automatically terminated as permitted by paragraph 23 of this Agreement.
3. Rent:
The Tenant agrees to pay $ 162 for the partial month ending on 12/31/2022. After
that, Tenant agrees to pay a rent of $ 264.00
per month. This amount is due on the first day of the month at 15 E Grant St, Minneapolis, MN 55403-2689. The
Tenant
understands that this monthly rent is less than the market
(unsubsidized) rent due on this unit. This lower rent is available either
because the mortgage on this project is subsidized by the Department of
Housing and Urban Development (HUD) and/or because
HUD makes monthly payments to the Landlord on behalf of the Tenant. The
amount, if any, that HUD makes available monthly on
behalf of the Tenant is called the tenant assistance payment and is shown on the "Assistance
Payment" line of the Owner's
Certification of Compliance with HUD's Tenant Eligibility and Rent Procedures form which is Attachment
No. 1 to thisAgreement.
4. Changes in the Tenant's Share of the Rent:
The Tenant agrees that the amount of rent the Tenant pays and/or the amount of assistance that HUD
Tenant may be changed during the term of this Agreement if: pays on behalf of the
a. HUD or the Contract Administrator. (such as a Public
Housing Agency) determines. in accordance with HUD procedures. that an
increase in rents is needed;
b. HUD or the Contract Administrator changes
any allowance for utilities or services considered in computing the Tenant's share of
the rent;
c. the income. the number of persons in the Tenant's household or other factors
considered in calculating the Tenant's rent Change
and HUD procedures provide that the Tenant's rent or assistance
payment be adjusted to reflect the change;
d. changes in the Tenant's rent or assistance
payment are required by HUD's recertification or subsidy termination procedures;
e. HUD's procedures for computing the Tenant's assistance
payment or rent'change; or
f. the Tenant fails to provide information on his/her income.
family composition or other factors as required by the Landlord.
The Landlord agrees to implement changes in the Tenant's rent or tenant assistance
payment only in accordance with the time
frames and administrative procedures set forth in HUD's handbooks. instructions and
regulations related to administration of
multifamily subsidy programs. The Landlord agrees to give the Tenant at least 30 days advance written notice of
the Tenant's rent except as noted in paragraphs11, 15 or 17. The notice will state the new any increase in
amount the Tenant is required to pay.
the date the new amount is effective. and the reasons for the
change in rent. The Notice will also advise the Tenant that he/she
may meet with the Landlord to discuss the rent change. -
5. Charges for Late Payments and Returned Checks:
Tenant does not pay the full amount of the rent shown in paragraph 3
If the
by the end of the 5th day of the month, the Landlord
may collect a fee of $5 on the 6th day of the month. Thereafter. the Landlord may- collect $1 for each additional
remains unpaid during the month it is due. The Landlord may not terminate this day the rent
Agreement for failure to pay late chargeS. but may
terminate this Agreement for non-payment of rent. as explained in
paragraph 23. The Landlord may collect a fee of $At cost on the
second or any additional time a check is not honored for payment
(bounces). The charges discussed in this paragraph are in
addition to the regular monthly rent payable by the Tenant.
6. Condition of Dwelling Unit:
By signing this Agreement. the Tenant acknowledges that the unit is safe. clean and in good condition. The Tenant
appliances and equipment in the unit are in good working order, except as described on the Unit agrees that all
Attachment No. 2 to this Agreement. The Tenant also agrees that the Landlord has made no Inspection Report which is
promises to decorate, alter, repair or
improve the unit. except as listed on the Unit Inspection Report.
7. Charges for Utilities and Services:
The following charts describe how the cost of utilities and services related to
that these charts accurately describe the utilities and services occupancy of the unit will be paid. The Tenant agrees
paid by the Landlord and those paid by the Tenant.
maintains:
Page 1 of 8 Form HUD-90105-a
12/2007
27-CV-HC-24-4119
Filed in District Court
State of Minnesota
6/24/2024 7:32 AM
OMB Approval N0. 2502-0204
a. The Tenant must pay for the utilities in column (1).
Payments should be made directly to the appropriate utility company. The
items in column (2) are included in the Tenant's rent.
(1) (2)
Put X by any Utility Type of Utility Put X by any Utility Included
Tenant pays directly in Tenant Rent
D Heat
M
D Lights. Electric
E
D Cooking E
D Water
Other (Specify)
E
u N/A u
b, The Tenant agrees to pay the Landlord the amount shown in column
(3) on the date the rent is due. The Landlord certifies
that HUD had authorized him/her to collect the type of
charges shown in column (3) and that the amounts shown in column (3)
do not exceed the amounts authorized by HUD.
3)
Show $ AmourSt Tenant Pays to
Landlord in addition to Rent
Parking $ NA
Other (Specify) .
$
8. Security Deposits:
The Tenant has deposited $264.00 with the Landlord.
The Landlord will hold this security deposit for the period the Tenant
occupies the unit. After the Tenant has moved from the unit,
the Landlord will determine whether the Tenant is eligible for a refund of
any or all of the security deposit. The amount of the refund
will be determined in accordance with the
following conditions and procedures.
a. The Tenant will be eligible for a refund of the
security deposit only if the Tenant provided the Landlord with the 30-day written
notice of intent to move required by paragraph 23, unless the Tenant was unable to
give the notice for reasons beyond his/her
control.
b.After the Tenant has moved from the unit, the Landlord will inspect the unit and
complete another Unit'lnspection Report. The
Landlord will permit the Tenant to participate in the inspection, if the Tenant so
requests.
c. The Landlord will refund to the Tenant the amount of the
security deposit plus interest computed at Current rate%. beginning
12/13/2022, less any amount needed to pay the cost of:
(1) unpaid rent;
(2) damages that are not due to normal wear and tear and are not listed on the Unit Inspection Report;
(3) charges for late payment of rent and returned checks, as described in paragraph 5; and
(4) charges for unreturned keys. as described in paragraph 9.
d. The Landlord agrees to refund the amount computed in paragraph 8c within 30
days after the Tenant has permanently
moved out of the unit, returned possession of the unit to the Landlord, and
given his/her new address to the Landlord. The
Landlord will also give the Tenant a written list of charges that were subtracted from the
the Landlord concerning the amounts deducted and asks to meet with the deposit. If the Tenant disagrees with
Landlord, the Landlord agrees to meet with the
Tenant and informally discuss the disputed charges.
e. if the unit is rented by more than one person, the Tenants
agree that they will work out the details of dividing any refund
among themselves. The Landlord may pay the refund to any Tenant identified in Paragraph 1 of this
Agreement.
WM Page 2 of 8 Form HUD-90105-a
12/2007
27-CV-HC-24-4119
Filed in District Court
State of Minnesota
6/24/2024 7:32 AM
OMB Approval No. 2502-0204
f.The Tenant understands that the Landlord will not count the
Security Deposit towards the last month's rent or towards repair
charges owed by the Tenant in accordance with paragraph 11.
9. Keys and Locks:
The Tenant agrees not to install additional or different locks or
gates on any doors or windows of the unit without the written
permission of the Landlord. lf the Landlord approves the Tenant's request to install such
Landlord with a key for each lock. When this locks, the Tenant agrees to provide the
Agreement ends. the Tenant agrees to return all keys to the dwelling unit to the
Landlord. The Landlord may charge the Tenant $At cost for each
key not returned.
10. Maintenance:
a. The Landlord agrees to:
(1) regularly clean all common areas of the project;
(2) maintain the common areas and facilities in a safe condition;
(3) arrange for collection and removal of trash and garbage;
(4) maintain all equipment and appliances in safe and working order;
(5) make necessary repairs with reasonable promptness;
(6) maintain exterior lighting in good working order;
(7) provide extermination services, as necessary; and
(8) maintain grounds and shrubs.
b. The Tenant agrees to:
(1) keep the unit clean;
(2) use all appliances. fixtures and equipment in a safe manner and only for the purposes for which they are
intended;
(3) not litter the grounds or common areas of the project;
(4) not destroy, deface, damage or remove any part of the unit, common areas. or
project grounds;
(5) give the Landlord prompt notice of any defects in the plumbing. fixtures,
other part of the unit or related facilities; and appliances, heating and cooling equipment or any
(6) remove garbage and other waste from the unit in a clean and safe manner.
11. Damages:
Whenever damage is caused by carelessness, misuse, or
neglect on the part of the Tenant, his/her family or visitorS, the Tenant
agrees to pay:
a. the cost of all repairs and do so within 30
days 'after receipt of the Landlord's demand for the repairs charges; and
b. rent for the period the unit is
damaged whether or not the unit ishabitabie. The Tenant understands that HUD will not make
assistance payments for any period in which the unit is not habitable. For
any such period, the Tenant agrees to pay the HUD-
approved market rent rather than the Tenant rent shown in paragra
ph 3 of this agreem
ent.
12. Restrictions on Alterations:
No alteration, addition, or improvements shall be made in or to the
premises without the prior consent of the Landlord in writing.
The Landlord agrees to provide reasonable accommodation to an othen/v
ise eligible tenant's disability, including
rules, policies, or procedures, and making and paying for structural alterations to a making changes to
unit or common areas. The Landlord is not
required to provide accommodations that constitute a fundamental alteration to the Landlor
substantial financial and administrative hardshi d's program or which would pose a
p. See the regulations at 24 CFR Part 8. In addition, if a request
modification does pose a substantial financial and administrative ed structural
hardship, the Landlord must then allow the tenant to make and
pay for the modification in accordance with the Fair Housing Act.
13. General Restrictions:
Wlm¢$ 3 of 8
Page Form HUD-90105-a
12/2007
27-CV-HC-24-4119
Filed in District Court
State of Minnesota
6/24/2024 7:32 AM
OMB Approval N0. 2502-0204
The Tenant must live in the unit and the unit must be the Tenant's
only place of residence The Tenant shall use the premises only
as a private dwelling for himself/herself and the individuals listed on the Owner's Certification
of Compliance with HUD's Tenant
Eligibility and Rent Procedures, Attachment 1. The Tenant agrees to permit other individuals to reside in the unit
only after
obtaining the prior written approval of the Landlord. The Tenant agrees not to:
a. sublet or assign the unit, or any part of the unit;
b. use the unit for unlawful purposes;
c. engage in or permit unlawful activities in the unit. in the common areas or
on the project grounds;
d. have pets or animals of any kind in the unit without the
prior written permission of the Landlord, but the Landlord will allow the
tenant to keep an animal needed as a reasonable accommodation to the
tenant's disability, and will allow animals to
accompany visitors with disabilities who need such animals as an accommodation to their disabilities; or
e. make or permit noises or acts that will disturb the
rights or comfort of neighbors. The Tenant agrees to keep the volume of
any radio, phonograph, television or musical instrument at a level which will not disturb the
neighbors.
14. Rules:
The Tenant agrees to obey the House Rules which are Attachment No. 3 to this
Agreement. The Tenant agrees to obey additional
rules established after the effective date of this Agreement if;
a. the rules are reasonably related to the
safety, care and cleanliness of the building and the safety, comfort and convenience of
the Tenants; and
b. the Tenant receives written notice of the
proposed rule at least 30 days before the rule is enforced.
Regularly Scheduled Recertifications:
15.
Every year around the first day of August, the Landlord will request the Tenant to report the income and
Tenant's household and to supply any other information composition of the
required by HUD for the of determining the Tenant's rent and
assistance payment, if any. The Tenant agrees to provide accurate statements ofpurposes
this information and to do so by the date
specified in the Landlord's request. The Landlord will verify the information supplied
to recompute the amount of the Tenant's rent and assistance by the Tenant and use the verified information
payment, if any.
a. If the Tenant does not submit the required recertification information
by the date specified in the Landlord's request, the Landlord
may impose the following penalties. The Landlord may implement these penalties
only in accordance with the administrative
procedures and time frames specified in HUD's regulations, handbooks and instructions related to the
administration of multifamily
subsidy programs.
i1) Require the Tenant to pay the higher, HUD-approved market rent for the unit.
(2) Implement any increase in rent resulting from the recertification processing without
providing the 30-day notice otherwise
required by paragraph 4 of this Agreement.
b. The Tenant may request to meet with the Landlord to discuss
any change in rent or assistance payment resulting from the
recertification processing. If the Tenant requests such a
meeting, the Landlord agrees to meet with the Tenant and discuss how
the Tenant's rent and assistance payment, if
any, were computed.
16. Reponing Changes Between Regularly Scheduled Recertifications:
a. lf any of the following changes occur, the Tenant
agrees to advise the Landlord immediately.
(1) Any household member moves out of the unit.
(2) An adult member of the household who was reported as unemployed on the most recent certification or
recertification obtains
employment.
(3) The household's income cumulatively increases by $200 or more a month.
b. The Tenant may report any decrease in income or
any change in other factors considered in calculating the Tenant's rent.
Unless the Landlord has confirmation that the decrease in income or
change in other factors will last less than one month, the
Landlord will verify the information and make the appropriate rent reduction.
However. if the Tenant's income will be partially or
fully restored within two months, the Landlord may delay the certification process until the new income is
reduction will be retroactive and the Landlord may not evict the Tenant for known, but the rent
nonpayment of rent due during the period of the reported
Page 4 of 8 Form HUD-90105-a
12/2007
27-CV-HC-24-4119
Filed in District Court
State of Minnesota
6/24/2024 7:32 AM
OMB Approval N0. 2502-0204
decrease and the completion of the certification process. The Tenant has
thirty days after receiving written notice of any rent due
for the above described time period to pay or the Landlord can evict for
nonpayment of rent. (Revised 03/22/89)
c. if the Tenant does not advise the Landlord of these interim
changes, the Landlord may increase the Tenant's rent to the HUD -
approved market rent. The Landlord may do so only in accordance with the time frames and administrative
HUD's regulations, handbooks and instructions on the administration of procedures set forth in
multifamily subsidy programs.
d. The Tenant may request to meet with the Landlord to discuss how
any change in income or other factors affected his/her rent or
assistance payment, if any. If the Tenant requests such a
meeting, the Landlord agrees to meet with the Tenant and explain how
the Tenant's rent or assistance payment, if
any, was computed.
17. Removal of Subsidy:
a. The Tenant understands that assistance made available on his/her behalf may be terminated if events in either items 1 or 2
below occur. Termination of assistance means that the Landlord
may make the assistance available to another Tenant and the
Tenant's rent will be recomputed. in addition, if the Tenant's assistance is terminated because of
criterion (1) below, the Tenant will
be required to pay the HUD-approved market rent forthe unit.
(1) The Tenant does not provide the Landlord with the information or reports required by paragraph 15 or 16 within 10 calendar
days after receipt of the Landlord's notice of intent to terminate the Tenant's assistance payment.
(2) The amount the Tenant would be required to pay towards rent and utilities under HUD rules and
Gross Rent shown on Attachment 1. regulations equals the Family
b. The Landlord agrees to give the Tenant written notice of the
proposed termination. The notice will advise the Tenant that, during
the ten calendar days following the date of the notice, he/she
may request to meet with the Landlord to discuss the proposed
termination of assistance. if the Tenant requests a discussion of the
proposed termination, the Landlord agrees to meet with the
Tenant.
c. Termination of assistance shall not affect the Tenant's other
rights under this Agreement. the right to occupy the unit.
Assistance may subsequently be reinstated if the Tenant submits the income or other data including HUD
required by procedures, the
Landlord determines the Tenant is eligible for assistance, and assistance is available.
18. Tenant Obligation to Repay:
If the tenant submits false information on
any application, certification or request for interim adjustment or does not report interim
changes in family income or other factors as required by paragraph 16 of this Agreement, and as a result, is charged a rent less
than the amount required by HUD's rent formulas, the Tenant
agrees to reimburse the Landlord for the difference between the rent
he/she should have paid and the rent he/she was charged. The Tenant is not
required to reimburse the Landlord for undercharges
caused solely by the Landlord's failure to follow HUD's procedures for
computing rent or assistance payments.
19. Size of Dwelling:
The Tenant understands that HUD requires the Landlord to
assign units in accordance with the Landlord's written occupancy
standards. These standards include consideration of unit size,
relationship of family members, age and sex of family members and
family preference. If the Tenant is or becomes eligible for a different size unit, and the required size unit becomes
Tenant agrees to: available], the
\
a. move within 30 days after the Landlord notifies him/her that a unit of the
required size is available within the project; or
b. remain in the same unit and pay the HUD-approved market rent.
I
20. Access by Landlord:
a. The Landlord agrees to enter the unit only during reasonable
hours, to provide reasonable advance notice of his/her intent to
enter the unit, and to enter the unit only after receiving the Tenant's consent to do
so, except when urgency situations make such
notices impossible or except under paragraph (c) below.
b. The Tenant consents in advance to the
following entries into the unit:
(i) The tenant agrees to permit the Landlord, his/her agents or other
persons; when authorized by the Landlord, to enter the
unit for the purpose of making reasonable repairs and
periodic inspections.
(ii) After the Tenant has given a notice of intent to move, the Tenant
agrees to permit the Landlord to show the unit to
prospective tenants during reasonable hours.
martial!" 5 of 8
Page Form HUD-90105-a
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27-CV-HC-24-4119
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State of Minnesota
6/24/2024 7:32 AM
OMB Approval No. 2502-0204
c. If the Tenant moves before this Agreement ends, the Landlord
may enter the unit to decorate, remodel, alter or otherwise
prepare the unit for re-occupancy.
21. Discrimination Prohibited:
The Landlord agrees not to discriminate based upon-race. color. religion. creed, National
origin, sex, age, familial status and
disability.
22. Change in Rental Agreement:
The Landlord may, with the prior approval of HUD, change the terms and conditions of this
Agreement. Any changes will become
effective only at the end of the initial term or a successive term. The Landlord must
notify the Tenant of any change and must offer
the Tenant a new Agreement or an amendment to the
existing Agreement. The Tenant must receive the notice at least 60 days
before the proposed effective date of the change. The Tenant
may accept the changed terms and conditions by signing the new
Agreement or the amendment to the existing Agreement and returning it to the Landlord. The Tenant may reject the
terms and conditions by giving the Landlord written notice that he/she intends to terminate the changed
tenancy. The Tenant must give such
notice at least 30 days before the proposed change will go into effect. lf the Tenant does not
accept the amended agreement, the
Landlord may require the Tenant to move from the project, as provided in
paragraph 23.
23. Termination of Tenancy:
a. To terminate this Agreement, the Tenant must give the Landlord
30-days written notice before moving from the unit.
b. Any termination of this Agreement by the Landlord must be carried out in accordance with
HUD regulations, State and local law,
and the terms of this Agreement.
c. The Landlord may terminate this Agreement only for the
following reasons:
1. the Tenant's material noncompliance with the terms of this Agreement;
2. the Tenant's material failure to carry out obligations under any State Landlord and Tenant
Act;
3. drug related criminal activity engaged in or on or near the premises, by any tenant, household member, or
such activity engaged in on the premises by any other person under the tenant's control;
guest, and any
4. determination made by the Landlord that a household member is illegally using a
drug;
5. determination made by the Landlord that a pattern of illegal use of a drug interferes with the health,
safety, or right to
peaceful enjoyment of the premises by other residents;
6. criminal activity by a tenant, any member of the tenant's household, a guest or another
person under the tenant's control:
(a) that threatens the health, safety, or right to peaceful enjoyment of the premises by other residents (including
property
management staff residing on the premises); or
(b) that threatens the health, safety, or right to peaceful enjoyment of their residences by persons residing in the
immediate vicinity of the premises;
7. if the tenant is fleeing to avoid prosecution, or
custody or confinement after conviction, for a crime, or attempt to commit a
crime, that is a felony under the laws of the place from which the individual flees, or that in the case of the State of New
Jersey, is a high misdemeanor;
8. if the tenant is violating a condition of probation or parole under Federal or State
law;
9. determination made by the Landlord that household member's abuse or pattern of abuse of alcohol threatens the
health,
safety, or right to peaceful enjoyment of the premises by other residents; '
10. if the Landlord determines that the tenant, any member of the tenant's household, a
guest or another person under the
tenant's control has engaged in the criminal activity, regardless of whether the tenant,
any member of the tenant's
household, a guest or anothe