Preview
45D01-2406-CC-006086 Filed: 6/18/2024 5:07 AM
Clerk
Lake Superior Court, Civil Division 1 Lake County, Indiana
STATE OF INDIANA LAKE SUPERIOR COURT
) SS:
COUNTY OF LAKE )
LVNV Funding, LLC No.
Plaintiff,
VS. Return Date:
Jeffrey Delaney
Defendant(s). Amount Claimed: $2,126.12
Plus Court Costs
COMPLAINT
NOW COMES the Plaintiff, LVNV Funding, LLC, by its attorneys, Blitt and Gaines, P.C., as and.
for its complaint herein against Defendant(s), hereby alleges as follows:
1 The Defendant(s) utilized a charge account and/or line of credit issued by Credit One Bank, N.A.
or its predecessor in interest, which was opened on January 31, 2018.
The last four digits of the account number at time of charge off was ************ 1088.
Periodic statements were sent to Defendant(s) by regular or electronic mail which set forth in detail,
all debits and credits, the total balance due, the interest rate and the minimum payment.
Defendant(s) eventually failed to make the minimum payment(s).
Attached hereto and incorporated herein is the Affidavit of debt and monthly billing statement.
Defendant(s) did not object to the statement, indicate that the statement contains an error, nor
indicate that it was erroneous in any respect within a reasonable period of time.
Plaintiff was assigned all rights and title to the account. Plaintiff is currently the owner thereof.
After receiving all payments, debits, credits and set offs, there is now due and owing from
Defendant(s) to Plaintiff
the sum of $2,126.12.
By reason of the foregoing, Plaintiffis entitled to judgment against Defendant(s) for Account Stated
in the sum of $2,126.12, plus court costs.
FILENO: 24058251
TYPE: COMPLAINT
10. Despite due demand, Defendant(s) have failed and/or refused to pay the amount due and owing
as indicated on the attached statement.
WHEREFORE, the Plaintiff, requests judgment against Defendant(s) for Account Stated in the
sum of $2,126.12, plus court costs; and for such other and further relief as this Court deems just and
proper.
pylhomae O Barrie 1542-04
Blitt and Gaines, P.C. Mike Starzec, #26736-45
Attorney at Law Matt Van Vossen, #34238-45
775 Corporate Woods Parkway Elizabeth Hughes, #17725-49
Vernon Hills, IL 60061 Lorena D. Arnold, #18198-45
(888) 920-0620 TTY: 711 Jan Kohlhaas, #19828-29
Indiananotifications@blittandgaines.com Thomas A. Burris, #4342-64
24058251 Kliment Mitreski, #25021-45
Jessica Kolanowski, #36869-49
Shawn Gill, #38479-49
This is an attempt to collect a debt by a debt collector and any information obtained will be used for that
purpose.
758637009
EVRY Funding LLC
vs.
Jeffrey Delaney
Defendant(s)
AFFIDAVIT
OF DEBT
Comes now affiant, and states:
I Annette Jackson, am an employee of Resurgent Capital Services, L.P. master servicer for Plaintiff, and I am
authorized to make this affidavit on behalfof Plaintiff.
lam of adult age and am fully authorized by Plaintiff to make the following representations. I am familiar with
the record keeping practices of Plaintiff. The following representations are true according to documents kept in
the normal course of Plaintiff's business and/or my knowledge:
Plaintiff
I is the original owner of this debt. .
OR
Mis not the original owner of this debt. The original creditor is Credit One Bank, N.A..
Defendant, Jeffrey Delaneyhas an unpaid balance of $2,126.12. as of 04/30/2024, on account
XXXXXXXXXXXX1088.
That amount is due and owing to Plaintiff. This account was opened on 01/31/2018. The last payment from the
Defendant was received on 08/08/2022 in the amount of $75.00. The Account was charged off on 03/13/2023.
The type of account is:
M Credit card account (i.e. Visa, Mastercard, Department Store, etc.)
List the name of the Company/Store issuing credit card: Credit One‘Bank, N.A.
5 Account for utilities (i.e. telephone, electric, sewer, etc.)
[i Medical bill account (ie. doctor, dentist, hospital, etc.)
Ti Account for services (ie. attorney fees, mechanic fees, etc.)
Fj Judgment issued by court (a copy of the judgment is required to be attached)
(5 Other: Installment loan
/12914
This account balance includes:
MThe account contains no post-charge-off late fees.
MThe account contains no post-charge-off interest.
Plaintiff:
Mis not seeking attorney's fees.
Plaintiff's business records do not show that Defendant is a minor or an incompetent individual.
The following exhibits are attached hereto:
1 Copy of the contract or other writing evidencing the original debt.
If the claim is based on credit card debt, a charge-off statement and monthly statement recording the most
recent purchase transaction, payment, or balance transfer.
M Bill(s) of Sale and Assignment and/or Affidavit(s) of Sale for the above referenced account.
M Seller data sheet reflecting individual account data extracted and printed from electronic records provided
by the seller to Plaintiff in connection with the sale of the account to Plaintiff.
The documents attached hereto are true and correct copies of documents provided to Plaintiff by seller. These
documents are reproductions of the records on file on behalf of Plaintiff based upon my review, except to the
extent that confidential and privileged. information and/or personal identifying information is omitted or redacted
as required by local rules, and applicable state and federal law.
The following is a listing of the names ofall prior owners of the debt:
Owner Date of Sale Defendant's Name Last 4 of the Account Number
Credit One Bank, NA. 3/31/2023 Jeffrey Delaney 1088
MHC Receivables, LLC and FNBM, LLC 4/14/2023
Credit Asset Sales LLC 4114/2023
Resurgent Acquisitions LLC 4/14/2023
I swear or affirm under the penalties of perjury that the foregoing representatio: are true.
Date: 04/30/2024 Signature of Affiant'
/12914
ILL OF SALE AND NI F
FROM CREDIT ONE BANK, N.A. TO MHC RECEIVABLES, LLC
As of March 31, 2023, for good and valuable consideration, the receipt and sufficiency of which is hereby
acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has granted
and has otherwise delivered to MHC Receivables, LLC (“Assignee”), alt of Assignor's right, title and interest in and
to (i) the charged-off credit card accounts identified on an account level basis in the data file named
CreditOne_Fresh_Resurgent_042023 (the “Computer File”), a copy of which is attached hereto and incorporated
herein by reference as “Exhibit A”; and, (ii) certain related account level media or electronic copies thereof (including,
but not limited to applications, statements, terms and condition), and (iti) all claims or rights arising out of or relating
toeach account referenced on the Computer File (collectively hereinafter, the “Accounts”) including, but not limited
to, all claims and rights afforded each Account by virtue of that Account’s corresponding terms and conditions.
The Accounts transferred under the terms of this Bill of Sale and Assignment of Accounts were each
transferred to Assignee immediately following charge off for each applicable Account, as shown in the Computer File.
With respect to information for the Accounts, Assignor represents and warrants to Assignee that the business
records conveyed to Assignee relating to: (i) the Accounts issued by Assignor; and (ii) the sale and assignment of
Accounts by Assignor (collectively, the “Business Records”), are kept by Assignor in the regular course of its business.
It is in the regular course of business of Assignor for an emptoyee or an authorized representative with personal
knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the appropriate
memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents
and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the
information in Assignor’s custody and control for the Accounts from their creation until the time of transfer to
Assignee. These representations and warranties are intended to augment any other representations and warranties the
parties may have in place and not supplant any other existing warranties and representations,
This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for the Accounts
conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the partics to
transfer the Accounts.
CREDIT ONE BANK, N.A.
2s
Michael Wiese
Vice President
LL LE AND. OF EY,
0M. DIT ONE BAI T (C RECEIV ABL!
As of March 31, 2023 for good and valuable consideration, the receipt and sufficiency of which is hereby
acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has granted
and has otherwise delivered to MHC Receivables, LLC (“Assignee”), all of Assignor’s right, title and interest in and
to (i) the receivables associated with each and every account referenced in the data file named
CreditOne_Fresh_Resurgent_042023 (the “Computer File”), a copy of which is attached hereto and incorporated
herein by reference as “Exhibit A”; and, (ii) all claims or rights arising out of or relating to each of those Receivables
(hereinafter, “Receivables”),
The Receivables transferred under the terms of this Bill of Sale and Assignment of Receivables were each
transferred to Assignee prior to the charge off of the associated accounts, as shown in the Computer File. This Bill of
Sale and Assignment of Receivables evidences the intent between the parties for the transfer of the Receivables, acts
as an acknowledgement of those transfers, and, to the extent necessary, ratification of the transfers,
With respect to information for the Receivables, Assignor represents and warrants to Assignee that the
business records conveyed to Assignee relating to the Receivables (the “Business Records”), are kept by Assignor in
the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized
representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded,
to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Bvent.
Furthermore, Assignor represents and warrants ¢o Assignee that the Business Records are materially complete and
accurate, and thoroughly embody the information in Assignor’s custody and control for the Receivables from their
creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other
representations and warranties the parties may have in place and not supplant any other existing warranties and
representations.
‘This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for the Receivables
conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to
wansfer the Receivables.
CREDIT ONE BANK, N.A.
2S
Michael Wiese
Vice President
EXHIBIT A
ACCOUNT SCHEDULE
The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent,.042023
with such electronic file incorporated herein by reference.
ILL OF SALE AND ASSIGNMENT OF RECEIVABLES
ABLE
1 L
As of April 14, 2023, MHC Receivables, LLC (“‘Assignor”), for good and valuable consideration, the receipt
and sufficiency of which is hereby acknowledged, has periodically transferred, has sold, has assigned, has conveyed,
has granted and has otherwise delivered to FNBM, LLC, (“Assignee”) all of its rights, title and interest in and to (i)
the receivables identified and specifically referenced for each of the accounts on an account level basis on the data file
titled CreditOne_Fresh_Resurgent_042023 attached hereto and incorporated by reference as “Exhibit A” ; and (ii)
all claims or rights arising out of or relating to the account level receivables (hereinafter the “Receivables”).
With respect to information for the Receivables, Assignor represents and warrants to Assignee that the
business records conveyed to Assignee relating to the Receivables (the “Business Records”), are kept by Assignor in
the regular course of its business, It is in the regular course of business of Assignor for an employee or an authorized
representative with personal knowledge of the act, event, condition, or opinion (collectively “Eyent”) to be recorded,
to make the appropriate memorandum or recording ‘of the Event at or reasonably near the time of the Event.
Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and
accurate, and thoroughly embody the information in Assignor’s custody and control for the Receivables from their
creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other
representations and warranties the parties may have in place and nol supplant any other existing warranties and
representations.
This Bilt of Sale and Assignment of Receivables shall serve as an acknowledgment, as ratification, and as evidence
of the intent of the parties to transfer the Released Receivables referenced herein.
MHC Receivables, LLC
-
Lf!
Mark Rufail, Authorized Representative
EXHIBIT A
ACCOUNT SCHEDULE
‘The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent_042023,
with such electronic file incorporated herein by reference.
ILL OF SALE AND ASSIGNMENT OF RECEIVABLE:
FROM _ENBM, LLC, TO CREDIT ASSET SALES LLC
On April 14, 2023, FNBM, LLC (‘“‘Assignor”), for good and valuable consideration, the receipt of which is
hereby acknowledged, hereby transfers, sells, assigns, conveys, grants and delivers to Credit Asset Sales LLC
(“Assignee”), all of its rights, title and interest in and to (i) the receivables identified and specifically referenced for
each of the accounts on an account level basis on the data file titled CreditOne_Fresh_Resurgent_042023 attached
hereto and incorporated by reference as “Exhibit A”; and (ii) all claims or rights arising out of or relating to the
receivables (hereinafter the “Receivables”).
This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for any of the
Receivables conveyed hereby.
FNBM,
Greg’ ‘fond, Authorized Representative
With respect to information for the Receivables, MHC Receivables, LLC (“MHC”) represents and warrants
to Assignee that the business records conveyed to Assignee relating to the Receivables (the “Business Records”), are
kept by MHC in the regular course of its business. It is in the regular course of business of MHC for an employee or
an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”)
to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the
Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete
and accurate, and thoroughly embody the information in Assignor's custody and control for the Receivables from their
creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other
representations and warranties the parties may have in place and not supplant any other existing warranties and
representations.
MHC Receivables, LLC
Mark Rufail, Authorized Representative
EXHIBIT A
ACCOUNT SCHEDULE
The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent,.042023,
with such electronic file incorporated herein by reference.
ILL OF SALE AND ASSIGNMENT OF ACCOUNTS
ML EC LOT SALES LLC
On April 14, 2023, for good and valuable consideration, the receipt and sufficiency of which is hereby
acknowledged, MHC Receivables, LLC (“‘Assignor”), hereby transfers, sells, assigns, conveys, grants and otherwise
delivers to Credit Asset Sales LLC (“Assignee”), all of Assignor’s, rights title and interest in and to (i) the charged-
off accounts identified on an account level basis in the data file named CreditOne_Fresh_Resurgent_042023 (the
“Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and, (ii)
certain related account level media or electronic copies thereof (including, but not limited to applications, statements,
terms and condition), and (iii) all claims or rights arising out of or relating to each referenced account (collectively
hereinafter the “Accounts”) including, but not limited to, all claims and rights afforded each account by virtue of that
account’s corresponding terms and conditions.
With respect to information for the Accounts described in the related Computer File, Assignor represents and
warrants to Assignee that the business records relating to: (i) the Accounts owned by Assignor; and (ii) the sale and
assignment of Accounts by Assignor (collectively, the “Business Records”), are kept by Assignor in the regular course
of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with
personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the
appropriate memorandum or recording at or reasonably near the time of the Event. Furthermore, Assignor represents
and warrants to Assignee that the Business Records are materially complete and accurate and thoroughly embody the
information in Assignor’s custody and control for the Accounts tisted in the Computer File from Assignor’s receipt
of those Accounts until the time of transfer to Assignee, These representations and warranties are intended to augment
any other representations and warranties the parties may have in place and not supplant any other existing warranties
and representations,
This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for any of the Accounts
conveyed hereby,
MHC Receivables, LLC
Ye hee
Mark Rufail, Authorized Representative
EXHIBIT A
ACCOUNT SCHEDULE
The Accounts that are specifically identified in the electronic file name CreditOne_
Fresh, Resurgent_042023,
with such electronic file incorporated herein by reference.
BILL OF SALE AND ASSIGNMENT OF ACCOUNTS AND RECEIVABLES
‘ROM CREDIT ASSET SALES LLC TO RESURGENT ACQUISITIONS LL!
Credit Asset Sales LLC (‘‘Seller”), the owner of certain accounts and associated receivables (hereinafter referred to
collectively as “Purchased Accounts”), for value received and in accordance with the terms of the Purchase and Sale
Agreement, by and between Seller and Resurgent Acquisitions LLC. (“Buyer”), dated as of January 1, 2022
(“Agreement”), does hereby sell, assign and transfer to Buyer, its successors and assigns, all right, title and interest in
and to the Purchased Accounts as described on the computer file named CreditOne_Fresh_Resurgent_042023 (the
“Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”.
This Bill of Sale and Assignment of Accounts and Receivables is subject to the terms of the Agreement and
is made without representations and warranties of any kind or character except as expressly stated in the Agreement,
or as expressly stated below.
With respect to information for the Purchased Accounts described in the related Computer File, to the best
of Seller’s knowledge, Seller represents and warrants to Buyer that such information (i) is materially complete and
accurate; (ii) constitutes Seller’s own business records that pertain to the Purchased Accounts and accurately reflects
in all material respects the information in Seller's database; (iii) was kept in the regular course of Seller's business;
(iv) was made, entered or compiled in the regular course of business; (v) was recorded at or near the time the
underlying activity occurred, by a person with knowledge of the data recorded; (vi) has been accurately maintained in
Seller’s database since it was recorded there; and (vii) it is the regular practice of Seller’s business to maintain and
compile such data.
This Bill of Sale and Assignment of Accounts and Receivables may be entered as evidence of ownership for
any of the Purchased Accounts conveyed hereby.
Closing date: April 14, 2023
Credit Asset les LLC
Craig it, Authorized Representative
EXHIBIT A
ACCOUNT SCHEDULE
The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_042023,
with such electronic file incorporated herein by reference.
Transfer and Assignment
Resurgent Acquisitions LLC (“RALLC”), without recourse, to the extent permitted by
applicable law, hereby transfers, sells, assigns, conveys, grants and delivers to LVNV Funding
LLC (“LVNV”) all of its right, title and interest in and to the receivables and other assets (the
“Assets”) identified on Exhibit A, in the Receivable File dated April 04, 2023 delivered by
Credit Asset Sales LLC on April 14, 2023 for purchase by RALLC on April 14, 2023. The
transfer of the Assets included electronically stored business records.
Dated: April 14, 2023 Resurgent Acquisitions LLC
wid ee.
a Delaware Limited Liabjlity Company
By:
Ni : Jackson Walker
Tit : Authorized Representative
Dated: April 14, 2023 LVNV Funding LLC
a Delaware Limited Liability Company
Bys
Name: Daniel Picciano
Title: Authorized Representative
Exhibit A
Receivables File
04.14.23 CreditOne_Fresh_Resurgent_042023
Transfer Group Portfolio Transfer Batch
906227 41646 N/A
CREDIT ONE BANK CREDIT CARD STATEMENT
Account Number} 1088
February 13, 2023 to March 12, 2023
SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION
Previous Balance $2,036.65 New Balance $2,126.12
Payments $0.00 Past Due Amount $625.00
Other Credits $0.00 Amount Due This Period $1,540.12
Purchases $0.00 Minimum Payment Due $2,126.12
Balance Transfers $0.00 Payment Due Date 04/08/23
Cash Advances $0.00 Late Payment Warning:
Fees Charged $47.25 If we do not receive your minimum payment by the date listed above,
Interest Charged $42.22 you may have to pay a late fee up to $39.
New Balance $2,126.12 Minimum Payment Warning:
If you make only the minimum payment each period, you will pay more
Credit Limit $1,550.00 in interest and it will take you longer to pay off your balance.
Available Credit $0.00
Statement Closing Date 03/12/23 For example:
Days in Billing Cycle 28 If you make no You will pay off the And you will
additi nal charges balance shown on end up paying
QUESTIONS? using this card and the statement in an estimated
Call Customer Service or Report each month you pay about... total of
a Lost or Stolen Credit Card 1-877-825-3242
Outside the U.S. Call 1-702-405-2042 Only the minimum
payment 1 month(s) $2,126.00
Please send billing inquiries and correspondence to:
P.O. Box 98873, Las Vegas, NV 89193-8873 If you would like a location for credit counseling services, call
1-866-515-5720. Or you may visit www justice.gov/ust/list-
credit-counseling-agencies-approved-pursuant-11-usc-111.
TRANSACTIONS
Reference Number Trans Date Post Date Description of Transaction or Credit Amount
Payments, Credits, and Adjustments
Fees
a 03/12 03/12 ANNUAL FEE 04/23 THROUGH 04/23 8.25
03/12 03/12 LATE FEE 39.00
TOTAL FEES FOR THIS PERIOD 47.25
Interest Charged
03/12 03/12 Interest Charge on Purchases 42.22
03/12 03/12 Interest Charge on Cash Advances 0.00
TOTAL INTEREST FOR THIS PERIOD 42.22
2023 Totals Year-to-Date
Total fees charged in 2023 $141.75
Total interest charged in 2023 $122.59
Your account is currently closed.
INTEREST CHARGE CALCULATION
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Balance Subject to
Type of Balance Annual Percentage Rate (APR) Interest Rate Interest Charge
Purchases 28.40%(v) $1,783.88 $42.22
Cash Advances 28.40%(v) $0.00 $0.00
STANDARD BALANCE TRANSFER 28.40%(v) $0.00 $0.00
(v) = Variable Rate
5385, JBH 001 7 12 230312 ° CX PAGE
1 of 1 20 8727 9620 M250 O1GR5385
Please return this portion with your payment, and write your account number on your check, made payable to CREDIT ONE BANK.
PAY YOUR BILL ONLINE at CreditOneBank.com
>.
On e
Credi NK P.O. BOX 98873
LAS VEGAS, NV 89193-8873
Account Number: EE 3055
New Balance: $2,126.12
Minimum Payment Due: $2,126.12
For address, telephone and email changes, Payment Due Date: 04/08/23
please complete the reverse side.
Or, update your contact information online
at www.CreditOneBank.com. AMOUNT ENCLOSED: $
Jiu WADA ty Aft lead
CREDIT ONE BANK JEFFREY DELANEY
PO BOX 60500 6658 CONNECTICUT ST
CITY OF INDUSTRY CA 91716-0500 MERRILLVILLE IN 46410-3516
fal tT weil Le Tf
t ag fee]
CREDIT ONE BANK CREDIT CARD STATEMENT
Account Number} 1088
July 13, 2022 to August 12, 2022
SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION
Previous Balance $1,493.73 New Balance $1,508.25
Payments $75.00 Past Due Amount $0.00
Other Credits $0.50 Amount Due This Period $76.00
Purchases $50.00 Minimum Payment Due $76.00
Balance Transfers $0.00 Payment Due Date 09/08/22
Cash Advances $0.00 Late Payment Warning:
Fees Charged $8.25 If we do not receive your minimum payment by the date listed above,
Interest Charged $31.77 you may have to pay a late fee up to $39.
New Balance $1,508.25 Minimum Payment Warning:
If you make only the imum payment each period, you will pay more
Credit Limit $1,550.00 in interest and it will take you longer to pay off your balance.
Available Credit $41.00
Statement Closing Date 08/12/22 For example:
Days in Billing Cycle 31 If you make no You will pay off the And you will
additional charges balance shown on end up paying
QUESTIONS? using this card and the statement in an estimated
Call Customer Service or Report each month you pay about... total of...
a Lost or Stolen Credit Card 1-877-825-3242
Outside the U.S. Call 1-702-405-2042
Only the minimum
payment 5 years $2,352.00
Please send billing inquiries and correspondence to:
P.O. Box 98873, Las Vegas, NV 89193-8873 $60.00 3 years $2,170.00
(Savings= $182.00)
If you would like a location for credit counseling services, call
1-866-515-5720. Or you may visit www justice.gov/ust/list-
credit-counseling-agencies-approved-pursuant-11-usc-111.
TRANSACTIONS
Reference Number Trans Date Post Date Description of Transaction or Credit Amount
2423168JMRBGK1GGY 07/16 07/16 CLARK 4244 MERRILLVILLE IN 50.00
F572700K8000FR 08/04 08/04 CREDIT ONE REWARD CREDIT LAS VEGA -0.50
CREDIT
7407193KQO0XTMJTN 08/08 08/08 PAYMENT - AUTOPAY LAS VEGAS NV -75.00
Fees
F572700KGOOOCYLAC 08/12 08/12 ANNUAL FEE 09/22 THROUGH 09/22 8.25
TOTAL FEES FOR THIS PERIOD 8.25
Interest Charged
08/12 08/12 Interest Charge on Purchases 31.77
08/12 08/12 Interest Charge on Cash Advances 0.00
TOTAL INTEREST FOR THIS PERIOD 31.77
2022 Totals Year-to-Date
Total fees charged in 2022 $85.95
Total interest charged in 2022 $209.11
INTEREST CHARGE CALCULATION
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Balance Subject to
Type of Balance Annual Percentage Rate (APR) Interest Rate Interest Charge
Purchases 25.40%(v) $1,500.56 $31.77
Cash Advances 25.40%(v) $0.00 $0.00
(v) = Variable Rate
5385, JBH 001 7 12 220812 ° PAGE
1 of 1 20 8727 9620 M250 O1GR5385
Please return this portion with your payment, and write your account number on your check, made payable to CREDIT ONE BANK.
= PAY YOUR BILL ONLINE at CreditOneBank.com
Cre fifitOne’ P.O. BOX 98873
LAS VEGAS, NV 89193-8873
Account Number: EE 3055
New Balance: $1,508.25
Minimum Payment Due: $76.00
For address, telephone and email changes, Payment Due Date: 09/08/22
please complete the reverse side.
Or, update your contact information online
at www.CreditOneBank.com. AMOUNT ENCLOSED: $
Whe uly qn] HW Thy Int
CREDIT ONE BANK JEFFREY DELANEY
PO BOX 60500 6658 CONNECTICUT ST
CITY OF INDUSTRY CA 91716-0500 MERRILLVILLE IN 46410-3516
Wy pe UAA pea HEP Lael
ee
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CreditOne_Fresh_Resurgent_042023 140796 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted]
CreditOne_Fresh_Resurgent_042023 140797 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted]
CreditOne_Fresh_Resurgent_042023 140798 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted]
CreditOne_Fresh_Resurgent_042023 140799 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted]
CreditOne_Fresh_Resurgent_042023 140800 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted]
CreditOne_Fresh_Resurgent_042023 140801 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted]
CreditOne_Fresh_Resurgent_042023 140802 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted]
CreditOne_Fresh_Resurgent_042023 140803 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted]
CreditOne_Fresh_Resurgent_042023 140804 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted]
CreditOne_Fresh_Resurgent_042023 140805 a 0:3 DELANEY JEFFREY 6658 CONNECTICUT ST
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cry ST ZIP HMPHONE BUPHONE BALANCE CODT LPAYDT LPAYAMT ORIGDATE
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MERRILLVILLE IN 46410-3516 ED $2,126.12 3/13/2023 8/8/2022 75.00 1131/2018
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_ISTDTOFDELIQUENCY — PRINBAL DOB HIGHBALANCE — COAMOUNT INTBAL COAPPNAMECOAPPSOCIAL + COAPPADDRESS
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Preview
45D01-2406-CC-006086 Filed: 6/18/2024 5:07 AM Clerk Lake Superior Court, Civil Division 1 Lake County, Indiana STATE OF INDIANA LAKE SUPERIOR COURT ) SS: COUNTY OF LAKE ) LVNV Funding, LLC No. Plaintiff, VS. Return Date: Jeffrey Delaney Defendant(s). Amount Claimed: $2,126.12 Plus Court Costs COMPLAINT NOW COMES the Plaintiff, LVNV Funding, LLC, by its attorneys, Blitt and Gaines, P.C., as and. for its complaint herein against Defendant(s), hereby alleges as follows: 1 The Defendant(s) utilized a charge account and/or line of credit issued by Credit One Bank, N.A. or its predecessor in interest, which was opened on January 31, 2018. The last four digits of the account number at time of charge off was ************ 1088. Periodic statements were sent to Defendant(s) by regular or electronic mail which set forth in detail, all debits and credits, the total balance due, the interest rate and the minimum payment. Defendant(s) eventually failed to make the minimum payment(s). Attached hereto and incorporated herein is the Affidavit of debt and monthly billing statement. Defendant(s) did not object to the statement, indicate that the statement contains an error, nor indicate that it was erroneous in any respect within a reasonable period of time. Plaintiff was assigned all rights and title to the account. Plaintiff is currently the owner thereof. After receiving all payments, debits, credits and set offs, there is now due and owing from Defendant(s) to Plaintiff the sum of $2,126.12. By reason of the foregoing, Plaintiffis entitled to judgment against Defendant(s) for Account Stated in the sum of $2,126.12, plus court costs. FILENO: 24058251 TYPE: COMPLAINT 10. Despite due demand, Defendant(s) have failed and/or refused to pay the amount due and owing as indicated on the attached statement. WHEREFORE, the Plaintiff, requests judgment against Defendant(s) for Account Stated in the sum of $2,126.12, plus court costs; and for such other and further relief as this Court deems just and proper. pylhomae O Barrie 1542-04 Blitt and Gaines, P.C. Mike Starzec, #26736-45 Attorney at Law Matt Van Vossen, #34238-45 775 Corporate Woods Parkway Elizabeth Hughes, #17725-49 Vernon Hills, IL 60061 Lorena D. Arnold, #18198-45 (888) 920-0620 TTY: 711 Jan Kohlhaas, #19828-29 Indiananotifications@blittandgaines.com Thomas A. Burris, #4342-64 24058251 Kliment Mitreski, #25021-45 Jessica Kolanowski, #36869-49 Shawn Gill, #38479-49 This is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose. 758637009 EVRY Funding LLC vs. Jeffrey Delaney Defendant(s) AFFIDAVIT OF DEBT Comes now affiant, and states: I Annette Jackson, am an employee of Resurgent Capital Services, L.P. master servicer for Plaintiff, and I am authorized to make this affidavit on behalfof Plaintiff. lam of adult age and am fully authorized by Plaintiff to make the following representations. I am familiar with the record keeping practices of Plaintiff. The following representations are true according to documents kept in the normal course of Plaintiff's business and/or my knowledge: Plaintiff I is the original owner of this debt. . OR Mis not the original owner of this debt. The original creditor is Credit One Bank, N.A.. Defendant, Jeffrey Delaneyhas an unpaid balance of $2,126.12. as of 04/30/2024, on account XXXXXXXXXXXX1088. That amount is due and owing to Plaintiff. This account was opened on 01/31/2018. The last payment from the Defendant was received on 08/08/2022 in the amount of $75.00. The Account was charged off on 03/13/2023. The type of account is: M Credit card account (i.e. Visa, Mastercard, Department Store, etc.) List the name of the Company/Store issuing credit card: Credit One‘Bank, N.A. 5 Account for utilities (i.e. telephone, electric, sewer, etc.) [i Medical bill account (ie. doctor, dentist, hospital, etc.) Ti Account for services (ie. attorney fees, mechanic fees, etc.) Fj Judgment issued by court (a copy of the judgment is required to be attached) (5 Other: Installment loan /12914 This account balance includes: MThe account contains no post-charge-off late fees. MThe account contains no post-charge-off interest. Plaintiff: Mis not seeking attorney's fees. Plaintiff's business records do not show that Defendant is a minor or an incompetent individual. The following exhibits are attached hereto: 1 Copy of the contract or other writing evidencing the original debt. If the claim is based on credit card debt, a charge-off statement and monthly statement recording the most recent purchase transaction, payment, or balance transfer. M Bill(s) of Sale and Assignment and/or Affidavit(s) of Sale for the above referenced account. M Seller data sheet reflecting individual account data extracted and printed from electronic records provided by the seller to Plaintiff in connection with the sale of the account to Plaintiff. The documents attached hereto are true and correct copies of documents provided to Plaintiff by seller. These documents are reproductions of the records on file on behalf of Plaintiff based upon my review, except to the extent that confidential and privileged. information and/or personal identifying information is omitted or redacted as required by local rules, and applicable state and federal law. The following is a listing of the names ofall prior owners of the debt: Owner Date of Sale Defendant's Name Last 4 of the Account Number Credit One Bank, NA. 3/31/2023 Jeffrey Delaney 1088 MHC Receivables, LLC and FNBM, LLC 4/14/2023 Credit Asset Sales LLC 4114/2023 Resurgent Acquisitions LLC 4/14/2023 I swear or affirm under the penalties of perjury that the foregoing representatio: are true. Date: 04/30/2024 Signature of Affiant' /12914 ILL OF SALE AND NI F FROM CREDIT ONE BANK, N.A. TO MHC RECEIVABLES, LLC As of March 31, 2023, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has granted and has otherwise delivered to MHC Receivables, LLC (“Assignee”), alt of Assignor's right, title and interest in and to (i) the charged-off credit card accounts identified on an account level basis in the data file named CreditOne_Fresh_Resurgent_042023 (the “Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and, (ii) certain related account level media or electronic copies thereof (including, but not limited to applications, statements, terms and condition), and (iti) all claims or rights arising out of or relating toeach account referenced on the Computer File (collectively hereinafter, the “Accounts”) including, but not limited to, all claims and rights afforded each Account by virtue of that Account’s corresponding terms and conditions. The Accounts transferred under the terms of this Bill of Sale and Assignment of Accounts were each transferred to Assignee immediately following charge off for each applicable Account, as shown in the Computer File. With respect to information for the Accounts, Assignor represents and warrants to Assignee that the business records conveyed to Assignee relating to: (i) the Accounts issued by Assignor; and (ii) the sale and assignment of Accounts by Assignor (collectively, the “Business Records”), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an emptoyee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor’s custody and control for the Accounts from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations, This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for the Accounts conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the partics to transfer the Accounts. CREDIT ONE BANK, N.A. 2s Michael Wiese Vice President LL LE AND. OF EY, 0M. DIT ONE BAI T (C RECEIV ABL! As of March 31, 2023 for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has granted and has otherwise delivered to MHC Receivables, LLC (“Assignee”), all of Assignor’s right, title and interest in and to (i) the receivables associated with each and every account referenced in the data file named CreditOne_Fresh_Resurgent_042023 (the “Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and, (ii) all claims or rights arising out of or relating to each of those Receivables (hereinafter, “Receivables”), The Receivables transferred under the terms of this Bill of Sale and Assignment of Receivables were each transferred to Assignee prior to the charge off of the associated accounts, as shown in the Computer File. This Bill of Sale and Assignment of Receivables evidences the intent between the parties for the transfer of the Receivables, acts as an acknowledgement of those transfers, and, to the extent necessary, ratification of the transfers, With respect to information for the Receivables, Assignor represents and warrants to Assignee that the business records conveyed to Assignee relating to the Receivables (the “Business Records”), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Bvent. Furthermore, Assignor represents and warrants ¢o Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor’s custody and control for the Receivables from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. ‘This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for the Receivables conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to wansfer the Receivables. CREDIT ONE BANK, N.A. 2S Michael Wiese Vice President EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent,.042023 with such electronic file incorporated herein by reference. ILL OF SALE AND ASSIGNMENT OF RECEIVABLES ABLE 1 L As of April 14, 2023, MHC Receivables, LLC (“‘Assignor”), for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, has periodically transferred, has sold, has assigned, has conveyed, has granted and has otherwise delivered to FNBM, LLC, (“Assignee”) all of its rights, title and interest in and to (i) the receivables identified and specifically referenced for each of the accounts on an account level basis on the data file titled CreditOne_Fresh_Resurgent_042023 attached hereto and incorporated by reference as “Exhibit A” ; and (ii) all claims or rights arising out of or relating to the account level receivables (hereinafter the “Receivables”). With respect to information for the Receivables, Assignor represents and warrants to Assignee that the business records conveyed to Assignee relating to the Receivables (the “Business Records”), are kept by Assignor in the regular course of its business, It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Eyent”) to be recorded, to make the appropriate memorandum or recording ‘of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor’s custody and control for the Receivables from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and nol supplant any other existing warranties and representations. This Bilt of Sale and Assignment of Receivables shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to transfer the Released Receivables referenced herein. MHC Receivables, LLC - Lf! Mark Rufail, Authorized Representative EXHIBIT A ACCOUNT SCHEDULE ‘The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent_042023, with such electronic file incorporated herein by reference. ILL OF SALE AND ASSIGNMENT OF RECEIVABLE: FROM _ENBM, LLC, TO CREDIT ASSET SALES LLC On April 14, 2023, FNBM, LLC (‘“‘Assignor”), for good and valuable consideration, the receipt of which is hereby acknowledged, hereby transfers, sells, assigns, conveys, grants and delivers to Credit Asset Sales LLC (“Assignee”), all of its rights, title and interest in and to (i) the receivables identified and specifically referenced for each of the accounts on an account level basis on the data file titled CreditOne_Fresh_Resurgent_042023 attached hereto and incorporated by reference as “Exhibit A”; and (ii) all claims or rights arising out of or relating to the receivables (hereinafter the “Receivables”). This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for any of the Receivables conveyed hereby. FNBM, Greg’ ‘fond, Authorized Representative With respect to information for the Receivables, MHC Receivables, LLC (“MHC”) represents and warrants to Assignee that the business records conveyed to Assignee relating to the Receivables (the “Business Records”), are kept by MHC in the regular course of its business. It is in the regular course of business of MHC for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor's custody and control for the Receivables from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. MHC Receivables, LLC Mark Rufail, Authorized Representative EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent,.042023, with such electronic file incorporated herein by reference. ILL OF SALE AND ASSIGNMENT OF ACCOUNTS ML EC LOT SALES LLC On April 14, 2023, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, MHC Receivables, LLC (“‘Assignor”), hereby transfers, sells, assigns, conveys, grants and otherwise delivers to Credit Asset Sales LLC (“Assignee”), all of Assignor’s, rights title and interest in and to (i) the charged- off accounts identified on an account level basis in the data file named CreditOne_Fresh_Resurgent_042023 (the “Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and, (ii) certain related account level media or electronic copies thereof (including, but not limited to applications, statements, terms and condition), and (iii) all claims or rights arising out of or relating to each referenced account (collectively hereinafter the “Accounts”) including, but not limited to, all claims and rights afforded each account by virtue of that account’s corresponding terms and conditions. With respect to information for the Accounts described in the related Computer File, Assignor represents and warrants to Assignee that the business records relating to: (i) the Accounts owned by Assignor; and (ii) the sale and assignment of Accounts by Assignor (collectively, the “Business Records”), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the appropriate memorandum or recording at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate and thoroughly embody the information in Assignor’s custody and control for the Accounts tisted in the Computer File from Assignor’s receipt of those Accounts until the time of transfer to Assignee, These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations, This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for any of the Accounts conveyed hereby, MHC Receivables, LLC Ye hee Mark Rufail, Authorized Representative EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file name CreditOne_ Fresh, Resurgent_042023, with such electronic file incorporated herein by reference. BILL OF SALE AND ASSIGNMENT OF ACCOUNTS AND RECEIVABLES ‘ROM CREDIT ASSET SALES LLC TO RESURGENT ACQUISITIONS LL! Credit Asset Sales LLC (‘‘Seller”), the owner of certain accounts and associated receivables (hereinafter referred to collectively as “Purchased Accounts”), for value received and in accordance with the terms of the Purchase and Sale Agreement, by and between Seller and Resurgent Acquisitions LLC. (“Buyer”), dated as of January 1, 2022 (“Agreement”), does hereby sell, assign and transfer to Buyer, its successors and assigns, all right, title and interest in and to the Purchased Accounts as described on the computer file named CreditOne_Fresh_Resurgent_042023 (the “Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”. This Bill of Sale and Assignment of Accounts and Receivables is subject to the terms of the Agreement and is made without representations and warranties of any kind or character except as expressly stated in the Agreement, or as expressly stated below. With respect to information for the Purchased Accounts described in the related Computer File, to the best of Seller’s knowledge, Seller represents and warrants to Buyer that such information (i) is materially complete and accurate; (ii) constitutes Seller’s own business records that pertain to the Purchased Accounts and accurately reflects in all material respects the information in Seller's database; (iii) was kept in the regular course of Seller's business; (iv) was made, entered or compiled in the regular course of business; (v) was recorded at or near the time the underlying activity occurred, by a person with knowledge of the data recorded; (vi) has been accurately maintained in Seller’s database since it was recorded there; and (vii) it is the regular practice of Seller’s business to maintain and compile such data. This Bill of Sale and Assignment of Accounts and Receivables may be entered as evidence of ownership for any of the Purchased Accounts conveyed hereby. Closing date: April 14, 2023 Credit Asset les LLC Craig it, Authorized Representative EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_042023, with such electronic file incorporated herein by reference. Transfer and Assignment Resurgent Acquisitions LLC (“RALLC”), without recourse, to the extent permitted by applicable law, hereby transfers, sells, assigns, conveys, grants and delivers to LVNV Funding LLC (“LVNV”) all of its right, title and interest in and to the receivables and other assets (the “Assets”) identified on Exhibit A, in the Receivable File dated April 04, 2023 delivered by Credit Asset Sales LLC on April 14, 2023 for purchase by RALLC on April 14, 2023. The transfer of the Assets included electronically stored business records. Dated: April 14, 2023 Resurgent Acquisitions LLC wid ee. a Delaware Limited Liabjlity Company By: Ni : Jackson Walker Tit : Authorized Representative Dated: April 14, 2023 LVNV Funding LLC a Delaware Limited Liability Company Bys Name: Daniel Picciano Title: Authorized Representative Exhibit A Receivables File 04.14.23 CreditOne_Fresh_Resurgent_042023 Transfer Group Portfolio Transfer Batch 906227 41646 N/A CREDIT ONE BANK CREDIT CARD STATEMENT Account Number} 1088 February 13, 2023 to March 12, 2023 SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION Previous Balance $2,036.65 New Balance $2,126.12 Payments $0.00 Past Due Amount $625.00 Other Credits $0.00 Amount Due This Period $1,540.12 Purchases $0.00 Minimum Payment Due $2,126.12 Balance Transfers $0.00 Payment Due Date 04/08/23 Cash Advances $0.00 Late Payment Warning: Fees Charged $47.25 If we do not receive your minimum payment by the date listed above, Interest Charged $42.22 you may have to pay a late fee up to $39. New Balance $2,126.12 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more Credit Limit $1,550.00 in interest and it will take you longer to pay off your balance. Available Credit $0.00 Statement Closing Date 03/12/23 For example: Days in Billing Cycle 28 If you make no You will pay off the And you will additi nal charges balance shown on end up paying QUESTIONS? using this card and the statement in an estimated Call Customer Service or Report each month you pay about... total of a Lost or Stolen Credit Card 1-877-825-3242 Outside the U.S. Call 1-702-405-2042 Only the minimum payment 1 month(s) $2,126.00 Please send billing inquiries and correspondence to: P.O. Box 98873, Las Vegas, NV 89193-8873 If you would like a location for credit counseling services, call 1-866-515-5720. Or you may visit www justice.gov/ust/list- credit-counseling-agencies-approved-pursuant-11-usc-111. TRANSACTIONS Reference Number Trans Date Post Date Description of Transaction or Credit Amount Payments, Credits, and Adjustments Fees a 03/12 03/12 ANNUAL FEE 04/23 THROUGH 04/23 8.25 03/12 03/12 LATE FEE 39.00 TOTAL FEES FOR THIS PERIOD 47.25 Interest Charged 03/12 03/12 Interest Charge on Purchases 42.22 03/12 03/12 Interest Charge on Cash Advances 0.00 TOTAL INTEREST FOR THIS PERIOD 42.22 2023 Totals Year-to-Date Total fees charged in 2023 $141.75 Total interest charged in 2023 $122.59 Your account is currently closed. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Balance Subject to Type of Balance Annual Percentage Rate (APR) Interest Rate Interest Charge Purchases 28.40%(v) $1,783.88 $42.22 Cash Advances 28.40%(v) $0.00 $0.00 STANDARD BALANCE TRANSFER 28.40%(v) $0.00 $0.00 (v) = Variable Rate 5385, JBH 001 7 12 230312 ° CX PAGE 1 of 1 20 8727 9620 M250 O1GR5385 Please return this portion with your payment, and write your account number on your check, made payable to CREDIT ONE BANK. PAY YOUR BILL ONLINE at CreditOneBank.com >. On e Credi NK P.O. BOX 98873 LAS VEGAS, NV 89193-8873 Account Number: EE 3055 New Balance: $2,126.12 Minimum Payment Due: $2,126.12 For address, telephone and email changes, Payment Due Date: 04/08/23 please complete the reverse side. Or, update your contact information online at www.CreditOneBank.com. AMOUNT ENCLOSED: $ Jiu WADA ty Aft lead CREDIT ONE BANK JEFFREY DELANEY PO BOX 60500 6658 CONNECTICUT ST CITY OF INDUSTRY CA 91716-0500 MERRILLVILLE IN 46410-3516 fal tT weil Le Tf t ag fee] CREDIT ONE BANK CREDIT CARD STATEMENT Account Number} 1088 July 13, 2022 to August 12, 2022 SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION Previous Balance $1,493.73 New Balance $1,508.25 Payments $75.00 Past Due Amount $0.00 Other Credits $0.50 Amount Due This Period $76.00 Purchases $50.00 Minimum Payment Due $76.00 Balance Transfers $0.00 Payment Due Date 09/08/22 Cash Advances $0.00 Late Payment Warning: Fees Charged $8.25 If we do not receive your minimum payment by the date listed above, Interest Charged $31.77 you may have to pay a late fee up to $39. New Balance $1,508.25 Minimum Payment Warning: If you make only the imum payment each period, you will pay more Credit Limit $1,550.00 in interest and it will take you longer to pay off your balance. Available Credit $41.00 Statement Closing Date 08/12/22 For example: Days in Billing Cycle 31 If you make no You will pay off the And you will additional charges balance shown on end up paying QUESTIONS? using this card and the statement in an estimated Call Customer Service or Report each month you pay about... total of... a Lost or Stolen Credit Card 1-877-825-3242 Outside the U.S. Call 1-702-405-2042 Only the minimum payment 5 years $2,352.00 Please send billing inquiries and correspondence to: P.O. Box 98873, Las Vegas, NV 89193-8873 $60.00 3 years $2,170.00 (Savings= $182.00) If you would like a location for credit counseling services, call 1-866-515-5720. Or you may visit www justice.gov/ust/list- credit-counseling-agencies-approved-pursuant-11-usc-111. TRANSACTIONS Reference Number Trans Date Post Date Description of Transaction or Credit Amount 2423168JMRBGK1GGY 07/16 07/16 CLARK 4244 MERRILLVILLE IN 50.00 F572700K8000FR 08/04 08/04 CREDIT ONE REWARD CREDIT LAS VEGA -0.50 CREDIT 7407193KQO0XTMJTN 08/08 08/08 PAYMENT - AUTOPAY LAS VEGAS NV -75.00 Fees F572700KGOOOCYLAC 08/12 08/12 ANNUAL FEE 09/22 THROUGH 09/22 8.25 TOTAL FEES FOR THIS PERIOD 8.25 Interest Charged 08/12 08/12 Interest Charge on Purchases 31.77 08/12 08/12 Interest Charge on Cash Advances 0.00 TOTAL INTEREST FOR THIS PERIOD 31.77 2022 Totals Year-to-Date Total fees charged in 2022 $85.95 Total interest charged in 2022 $209.11 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Balance Subject to Type of Balance Annual Percentage Rate (APR) Interest Rate Interest Charge Purchases 25.40%(v) $1,500.56 $31.77 Cash Advances 25.40%(v) $0.00 $0.00 (v) = Variable Rate 5385, JBH 001 7 12 220812 ° PAGE 1 of 1 20 8727 9620 M250 O1GR5385 Please return this portion with your payment, and write your account number on your check, made payable to CREDIT ONE BANK. = PAY YOUR BILL ONLINE at CreditOneBank.com Cre fifitOne’ P.O. BOX 98873 LAS VEGAS, NV 89193-8873 Account Number: EE 3055 New Balance: $1,508.25 Minimum Payment Due: $76.00 For address, telephone and email changes, Payment Due Date: 09/08/22 please complete the reverse side. Or, update your contact information online at www.CreditOneBank.com. AMOUNT ENCLOSED: $ Whe uly qn] HW Thy Int CREDIT ONE BANK JEFFREY DELANEY PO BOX 60500 6658 CONNECTICUT ST CITY OF INDUSTRY CA 91716-0500 MERRILLVILLE IN 46410-3516 Wy pe UAA pea HEP Lael ee FileName LineNumber ACCOUNTNUMBER — CHNAME CHSOCIAL ADDRESS1 ADDRESS2 CreditOne_Fresh_Resurgent_042023 140795 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140796 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140797 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140798 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140799 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140800 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140801 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140802 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140803 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140804 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140805 a 0:3 DELANEY JEFFREY 6658 CONNECTICUT ST CreditOne_Fresh_Resurgent_042023 140806 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140807 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140808 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140809 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140810 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140811 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140812 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140843 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140814 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CreditOne_Fresh_Resurgent_042023 140815 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] cry ST ZIP HMPHONE BUPHONE BALANCE CODT LPAYDT LPAYAMT ORIGDATE [Redacted] [Redacted] [Redacted] [Redacted] [Redacte] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] Redacte] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] MERRILLVILLE IN 46410-3516 ED $2,126.12 3/13/2023 8/8/2022 75.00 1131/2018 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] Redacte] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] 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