Preview
FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024
NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024
EXHIBIT E
FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024
NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024
4/7/2022
DYLANHUGHES Mortgage Loan # REDACTED
171 WADINGRIVER MANORRD Property Address: 171 WADINGRIVERMANOR
RD
MANORVILLE, NY 11949 MANORVILLE,NY 11949
YOUMAYBE AT RISK OF FORECLOSURE.
PLEASEREADTHE FOLLOWING NOTICE CAREFULLY
As of 4/7/2022, your home loan is 187 days delinquent, and 12688.04 dollars
in default.
Under New York State Law, we are required to send you this notice to inform
you that you are at risk of losing your home.
Attached to this notice is a list of government approved housing counseling
agencies in your area which provide free counseling.
You can also call the NYSOffice of the Attorney General's Homeowner
Protection Program (HOPP) toll-free consumer hotline to be connected to free
housing counseling services in your area at 1-855-HOME-456 (1-855-466-3456),
or visit their website at http://www.aghomehelp.com. A statewide listing by
county is also available at
http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm.
Qualified free help is available; watch out for companies or people who charge a
fee for these services.
Housing counselors New York-based agencies listed on the website above
from
are trained to help homeowners who are having problems making their
mortgage payments and can help you find the best option for your situation. If
you wish, you may also contact us directly at: (800) 393-4887 Monday-Friday
8:30 a.m.-9 p.m. ET, and ask to discuss possible options.
DE312 AA 1221
FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024
NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024
While we cannot assure that a mutually agreeable resolution is possible, we
encourage you to take immediate steps to try to achieve a resolution. The longer
you wait, the fewer options you may have.
lfyou have not taken any actions to resolve this matter within 90 days from the
date this notice was mailed, we may commence legal action against you (or
sooner if you cease to live in the dwelling as your primary residence.)
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at (800) 342-3736 or visit the Department's
website at www.dfs.ny.gov.
IMPORTANT: You have the right to remain in your home until you receive a court
order telling you to leave the property. If a foreclosure action is filed against you
in court, you still have the right to remain in the home until a court orders you to
leave. You legally remain the owner of and are responsible for the property until
the property is sold by you or by order of the court at the conclusion of any
foreclosure proceedings. This notice is not an eviction notice, and a foreclosure
action has not yet been commenced against you.
Sincerely,
Flagstar Bank
DE312A/L 1221
FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024
NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024
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FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024
NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024
4/7/2022
DYLANHUGHES Mortgage Loan # REDACTED
171 WADINGRIVER MANORRD Property Address: 171 WADINGRIVER MANOR
RD
MANORVILLE, NY 11949 MANORVILLE,NY 11949
YOU MAYBE AT RISK OF FORECLOSURE.
PLEASEREADTHE FOLLOWING NOTICE CAREFULLY
As of 4/7/2022, your home loan is 187 days delinquent, and 12688.04 dollars
in default.
Under New York State Law, we are required to send you this notice to inform
you that you are at risk of losing your home.
Attached to this notice of government approved housing counseling
is a list
agencies in your area which provide free counseling.
You can also call the NYSOffice of the Attorney General's Homeowner
Protection Program (HOPP) toll-free consumer hotline to be connected to free
housing counseling services in your area at 1-855-HOME-456 (1-855-466-3456),
or visit their website at http://www.aghamehelp.com. A statewide listing by
county is also available at
http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm.
Qualified free help is available; watch out for companies or people who charge a
fee for these services.
Housing counselors New York-based agencies listed on the website above
from
are trained to help homeowners who are having problems making their
mortgage payments and can help you find the best option for your situation. If
you wish, you may also contact us directly at: (800) 393-4887 Monday-Friday
8:30 a.m.-9 p.m. ET, and ask to discuss possible options.
DE312 A/L 1221
FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024
NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024
While we cannot assure that a mutually agreeable resolution is possible, we
encourage you to take immediate steps to try to achieve a resolution. The longer
you wait, the fewer options you may have.
Ifyou have not taken any actions to resolve this matter within 90 days from the
date this notice was mailed, we may commence legal action against you (or
sooner if you cease to live in the dwelling as your primary residence.)
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at (800) 342-3736 or visit the Department's
website at www.dfs.ny.gov.
IMPORTANT: You have the right to remain in your home until you receive a court
order telling you to leave the property. If a foreclosure action is filed against you
in court, you still have the right to remain in the home until a court orders you to
leave. You legally remain the owner of and are responsible for the property until
the property is sold
by you or by order of the court at the conclusion of any
foreclosure proceedings. This notice is not an eviction notice, and a foreclosure
action has not yet been commenced against you.
Sincerely,
Flagstar Bank
DE312A/L 1221
FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024
NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024
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Page1
FILED: SUFFOLK C
Preview
FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024 NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024 EXHIBIT E FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024 NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024 4/7/2022 DYLANHUGHES Mortgage Loan # REDACTED 171 WADINGRIVER MANORRD Property Address: 171 WADINGRIVERMANOR RD MANORVILLE, NY 11949 MANORVILLE,NY 11949 YOUMAYBE AT RISK OF FORECLOSURE. PLEASEREADTHE FOLLOWING NOTICE CAREFULLY As of 4/7/2022, your home loan is 187 days delinquent, and 12688.04 dollars in default. Under New York State Law, we are required to send you this notice to inform you that you are at risk of losing your home. Attached to this notice is a list of government approved housing counseling agencies in your area which provide free counseling. You can also call the NYSOffice of the Attorney General's Homeowner Protection Program (HOPP) toll-free consumer hotline to be connected to free housing counseling services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at http://www.aghomehelp.com. A statewide listing by county is also available at http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Qualified free help is available; watch out for companies or people who charge a fee for these services. Housing counselors New York-based agencies listed on the website above from are trained to help homeowners who are having problems making their mortgage payments and can help you find the best option for your situation. If you wish, you may also contact us directly at: (800) 393-4887 Monday-Friday 8:30 a.m.-9 p.m. ET, and ask to discuss possible options. DE312 AA 1221 FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024 NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024 While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait, the fewer options you may have. lfyou have not taken any actions to resolve this matter within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence.) If you need further information, please call the New York State Department of Services' Financial toll-free helpline at (800) 342-3736 or visit the Department's website at www.dfs.ny.gov. IMPORTANT: You have the right to remain in your home until you receive a court order telling you to leave the property. If a foreclosure action is filed against you in court, you still have the right to remain in the home until a court orders you to leave. You legally remain the owner of and are responsible for the property until the property is sold by you or by order of the court at the conclusion of any foreclosure proceedings. This notice is not an eviction notice, and a foreclosure action has not yet been commenced against you. Sincerely, Flagstar Bank DE312A/L 1221 FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024 NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024 NewYorkstate NortProfitHousing Catorselingagencies PavMing servkes to Horneawne in Defardt arld Faredosure-StatewideListlag by county Compiledhythe EmpireJusticeCenter(UpdatedMay7, 2018) . . MordableHousingPatnership 2550rangest, Albany,RY12210 518484-1780 AlbanyCoatyPsal NoushgMiance 24 MarlfriRoad,Voorheesvilfe, NY1286 518-752425 arvessmroundingmeas [QFP FortenardswhÅsaboiklingsare UrdiedTenardsof Albany 2650mageat Albany,NY 12210 51843|14997 intheprocessoffereciesureer haveheenforaciosedon HOPP BetterNet behoods,inc. 120EmmonsSt.SchmecV4dy,¾Yi 04 518a/24469 Neighborhood udagaerseesdattrate 1987SouthPatcAve. Buffalo 14220 716-8234830 Alsoservingeursounding unties .............. NOPP 1n0,, MBAWIWanagement, 1 MetraTechCenterNorth11thRao Brook n, NY 121 718-24M080at 203 HOPP apanish Russian,Cantonese, dGimlerNew YoriqEne. 41sAlbemadeRel,Bra n Y1 8 718-4s5-7s85 Mandatin,Palnia,HaitianOreole, Hoæfinger¢tFamily8ePAcea available.TunafaUenSendne available HOPP GmwBracidyn,Irn 1474Myrto Av Bmck?y NY11237. ext 2360 718-41B-8232 307ht 38h Street,12thRaor,NewYr.A,NY10018 92MG8m0 Spaýh spes'dtigetaffavaHeble Neighborlwl HousingServicesNYC Forse!csureDeportnert- 22-75WestrAestu e,_Bronx,N'tH04Ei 718-5/B-(T/28 NYCCommissisenMumsu his 1832AtthurAvenue,Room2G3A,P NYtG467 OR SpanishspeakingstatiEvahhb 718-5794900 prmrinamuMetra Inte:fathMcusingMerrazrent Cora 21 NewSL Bahamtm. NY1808 I 637-7724766 HOPP CMutanouaCocork:r2ties.(rc. 402Ctsndarst. JarnestewaNY14701 7164814430 HOPP ACCORD 84Schrrh 8t. R&nent NY -f4813i 5852684605 HOPP Neic0r'ced HousimservicesatScuthBufWe 1937Sm1hParkAva..Pdah, NY1 20 718-fi2so HOPP IE Horm Hea!quaim, inc. 538EdeBlvdWei, SyrachseNY1 315-474-1939 CIsaµ) Adivisioaef MoneyWrgementIntem2tkoal 5?G4Widevde:s Farkway,Syracus NY13214 713343282 CEatauauaO attunitir Ina 402 7184éì1-04B0 HOPP Ctr.astHquaHomeRddililaden andImpruwm ..ot Corp. 2 Academyat, M yvil NY14757 716-7fi34850 SpMaish speakingstaffavaibble CHRiQ_ NeichhabocdHetmirmEendeesofScethBuffab 1937GouthPak Ave. Bufhtle.. NY14220 71M22-3630 . . A-tmrHaua?ror.rUmattwrmdneveTmnNnt enyai4-7487 HOPP -- CathoreChaSAles of Clairreq 215Fat ChmahBLsuite101, Erda. N't149G1 607-724-9784 HO?P @ CommuravAcifonin MIfda 48 WaferEL Lyons,NY144S9 316-846-6982 HOPP Hrnring AM±ncePrograinofEssexCnealyGIAF) 10aHand AmEimE:thlannE12332 51844rma HOPP NadhCounty HouskaCamcW 10 WBSt. Cardon.NY13SR - 315.338-3578 CBapoirB,a dM n of McusyManr.6emedMasariend 215Wa@higionELGifiteGCS,VtatalownE13001 713.394-3232 AmorHou•rt ard Develoamd. f26 Bridae60 Cam-mNY 14830 607-054-7487 HOPP Accord EASchWs St BelmontE 14813 585-E8 805 HOPP caGmliccfarme- of chemugg - .. 215I-M ChurchEth101.FhraE14031 807-7M-WE4 HOPP , HOPP Amerian DebtRaoumes, km. 24BGLakMd Road,EastNorLipoANY11731 $25)0-4984ia6 Spai© speaking fr aweable HOPP Cañnd !slipCMcCocacil 68 WheelerRd.CerdadIsEp,NY11722 E31-EB-0009 SpaiÓ1speaktgsdierdtable .- HOPP. 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NY14224 7t64t2-20c3 HOPP 0-dim mdt 5a2 x EFY-145s -iSD_Mai.5 315-53a-B797 HOPP FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024 NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024 4/7/2022 DYLANHUGHES Mortgage Loan # REDACTED 171 WADINGRIVER MANORRD Property Address: 171 WADINGRIVER MANOR RD MANORVILLE, NY 11949 MANORVILLE,NY 11949 YOU MAYBE AT RISK OF FORECLOSURE. PLEASEREADTHE FOLLOWING NOTICE CAREFULLY As of 4/7/2022, your home loan is 187 days delinquent, and 12688.04 dollars in default. Under New York State Law, we are required to send you this notice to inform you that you are at risk of losing your home. Attached to this notice of government approved housing counseling is a list agencies in your area which provide free counseling. You can also call the NYSOffice of the Attorney General's Homeowner Protection Program (HOPP) toll-free consumer hotline to be connected to free housing counseling services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at http://www.aghamehelp.com. A statewide listing by county is also available at http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Qualified free help is available; watch out for companies or people who charge a fee for these services. Housing counselors New York-based agencies listed on the website above from are trained to help homeowners who are having problems making their mortgage payments and can help you find the best option for your situation. If you wish, you may also contact us directly at: (800) 393-4887 Monday-Friday 8:30 a.m.-9 p.m. ET, and ask to discuss possible options. DE312 A/L 1221 FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024 NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024 While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait, the fewer options you may have. Ifyou have not taken any actions to resolve this matter within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence.) If you need further information, please call the New York State Department of Services' Financial toll-free helpline at (800) 342-3736 or visit the Department's website at www.dfs.ny.gov. IMPORTANT: You have the right to remain in your home until you receive a court order telling you to leave the property. If a foreclosure action is filed against you in court, you still have the right to remain in the home until a court orders you to leave. You legally remain the owner of and are responsible for the property until the property is sold by you or by order of the court at the conclusion of any foreclosure proceedings. This notice is not an eviction notice, and a foreclosure action has not yet been commenced against you. Sincerely, Flagstar Bank DE312A/L 1221 FILED: SUFFOLK COUNTY CLERK 06/13/2024 03:40 PM INDEX NO. 614652/2024 NYSCEF DOC. NO. 6 RECEIVED NYSCEF: 06/13/2024 NewYork state Nonfrofit Housing CounsetingAgencies PrceAding Sendees to Homeownersin Default and Foredosure- StatewideListhig by County CompiledhytneEmpirefustice Opiter ( dated May74016) 2!isorange St, Albany,MY12210 5184344780 Pasi HalsimiAWece A10argCounty UnitedTenardsMAlbany 2550range80 Albany,NY 12210 5184354997 haveheenforeatosedon .. HOPP BeGerNedg[hrilood4In NY1 804 120Emmons$0 ScheneGladn 51M7M489 hpuMMMMM 40. .. ______..._.....__ 84SchWer& Behent NY W1 .... .. 58M68476D5 HOPP HousingSendeesdBulTsTo Neighborhood 1937southPa±Av4 Battaiq,NY 7 I-8234020 #so servirigsunoundingcauritles HOPP BronxNeightehoodHousingSenAcesCDOLIn 14til Eastoun HilEA BrarmNY1 9 stetravalteNe SpallishapeaWng _,---.,----------- . .. . HOPP HANY Managementino, 1 MetroTechCenterNath1% R Broo NY 11201 71844M080 ext203 evai)e HOPP spanish,Russi Cantone 415AlbemerieRd.Broordyn,NYi12ü8 718-4854585 Pan andFarrdlyServicesdGreaterNewYort hut @rouûing . agraffabletLanelation Service available NOPP GrowBrooklyn,In 1474MyrtleAve, Broa MYM237 71641M232st 2000 Ne1ghtartmdMacing ServicesNYC FaaciosmaDepartment- 923-2C84790 · Spanishapr-edng&IravaEshle 2475WastchesterAvenue.Bram.NY10461 718-579-5728 NYCCemn-bsianon HumanR7jfds 1932ArthurAvenue,Room203A,Bmn NY10467 OR Sparishspeai¬g stefigvaEab|a 1 71th5794000 Metrotatesith Housir.nMenamentcom. 21Newa, Blmham'ca.NY13903 I 607-772-6766 HOPP ChmNacusOnecramities. Inc. 402ChandlerSt.Jarmtewn, NYWo1 71MS1-9430 HOPP ACCORD tWSchuv!erSt. Bdment NY 14813I 585-288-7605 HAPP NeichhcrhcadHousingServiceaofScdh fkgia 1937SouthT½rkAvrt B slo. NY14?90 7164283630 HomeHeadquartm ine- 538ErleB[vdWest SyrammeNY18204 81Ri4744089 ClearpcinhAdivtion of Herity I cagamedkl!E!malC 5704Widevdr_mFarkway,Syracu NY132 4 713.394.3232 Ch ppro rSiq, Inc. 40%GhanrHer Skbirggta 71&ATI-9430 I!OPP ChautmiquaHerc,eRehabilita!ion snd It mtCag. 2 Acs'emy St, Mayv ¾NY14757 71E-.7634650 Spanichspeakirgstaffaw.éfable . Nechbcrhad HousireSam!cescFSouthEuEdo 1937ScumParkAvtt Buffalo,NY 1M 71M23-3630 AitmrHoufmandDeveforment 25 Br e SL, Ccutm NY 14830 I 607-854-7487 . HOPP _ .. ICatho''sCharitiesdChenuma NY14901 215Eat ChurchSt. acite 101.Eiredre, E07-784-9784 HOPP - - i a- - )MetraInte Ith MccstrpMenzaement Cara 21Nast.. B'rmbemton. NY13903 I 607T12-2756 HOFP Bour4mAssisiancePrcgramdEssex Goety (HAPEC1 103HamiAe_, EEzaE.thtown,NY12 32 518473-6888 E.FP . . d'MBIGaiiran dec±a Rmersec 252CrJurrbiaSt. Hudson.NY125341 5 8-B224707 HOPP HOPP HomeHeadqarters,Inc. 538Erie8NdWest,SyacuseNY132 ' 3154/4-1939 . spanishopeu½ag staffava&±fe Corted HouairmAmishcaCcencil.Inc. USTwar St.Grend, NY1.3045 607-75342/I Vptgn_CatsidhCnmmmityRevk!iiza!icaCococU 125 MD St. GuiteA, siacArd. NY121G7 607452-2823 HOPF HOPP . FFJPCO 301FairSt ninsten, NY12401 845.331-S360 aparish speakingstalfavatable Delsvmre. OcprarSUes.kic. 35430StateHow. 10Hamde:LNY13782 607-7464650 , HudmoRive Housin 291El StPoughkeepsie Y12891_ _____ 845-454-8288 HOPP . HOPP Putcram countyHoudasCorp. 11 seminaryMillRd.,Ceme!.NY105 2 8d5-775-8493 serfeg scothernsectiond ..... .. .. . ...... .. .. . . ......... ... . counit . Resoumes BelmontWoosing yjgggpj____ Tuesdaysand Wednesian WestSideNBS,Inc. 358 Connestlantat,Bulfalo,NYi at¶/iS) 885-23443 NOFP TfnedaysatrdFddays .. .. at UtWahUrbanLeagm 16eenesea24setDuthkr,NY14203 16)2E0-2400 NOPP . Cfmut::up.iOncatunides,he. 402_Qaryjyrst. arry3!¿xm.)_ 4 01_ 718661-9430 HOPP L . . ConsumerCreditPouro$ng Servicead DuFra!o, Inc. 40 C-adernilePakny, Suite) WestSeneca,NY14224 1400428-068 718-712M10 HOPP . Nethborhomiimisunce Cen. d Ameém 135L½ware AveSte 102,BdMo, NewYcif4202-2410 M6-8340222. Mcht ~hect EWreMervicesMSeathSufS± 1937South hk NY14220 Ave..Ecf.tz?o. 718-E2%3830 Friceh oFite Nar'hCoi£v 1 MihSt. Keesev&, NY12944 Sie-EU 9GCS HOPP HouDgAsDtance Programof E--,sexCounty(RAPEC) 108HandAva.,Eliwcathtom NY12932 518473-ae8 Hopp FrisodscD5a NorthCatot v 1 MW ar.. Kee.vik NY12944 618t¼m HOPP . ... . HousingAssisiaumPrograuof EssexCounty(HAPEG) 103HandAve.,Ef:zabethtemNY12'B32 51BE/3-888P HOPP FracMnCtmtv Coramanif VHousiq Carcif Inc. 337WestMainSt M ne NY12926 516-483-E934 HOPP Ir.tematkrd 215Wadqgton GL8 ite 005,Watertem NY13501 Chqotnt, a diviñn of MoneyMsriagement 713.3S4.3232 BetwrNdghtm:hoods,Inc. 120r mrr.onsSt. Schmectady,NY12304 518472-m9 SP@ishspeardng ataffmallable dtlNHS WehNYWorb HTnemwaMo Center 1611mnmeStra pha, NY18501 3157244107 R00P Crasume CreditCocr:se.Eng Sen&e of Rache r¿nc. 1000Ur.ive-dyAve.,StdtaG00,Recrestrar, NY14807 1-888-724027 HOPP NBelmont HousingResources 1195MaI St. BuNo. NY1.4209 716884-77M HOPP 1-800-9264685 Sewesof Euffalo,Irn. CensumerCret CatmMng 40 Garder.Wic Parkway,Sern 800,WestScr.cca,NY14224 cr 71G712-P060 Page1 FILED: SUFFOLK C