Preview
FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024
CONSUMER CREDIT TRANSACTION
SUPREME COURT OF THE STATE OF NEW Purchased:
YORK COUNTY OF ROCKLAND
Index No.
Cavalry SPV I, LLC, as assignee of
Citibank, N.A.
, Plaintiff SUMMONS
-against-
Basis of venue is the residence of
CESAR DELGADO defendant(s) and/or the county
12 Wolfe Dr # 12 where the transaction took place
Spring Valley NY 10977-5371
, Defendant(s).
To the above named Defendant(s):
YOU ARE HEREBY SUMMONED and required to serve upon plaintiff’s
attorney an answer to the complaint in this action within twenty days after
the service of this summons, exclusive of the day of service, or within
thirty days after service is complete if this summons is not personally
delivered to you within the State of New York. In case of your failure to
answer, judgment will be taken against you by default for the relief
demanded in the complaint.
Plaintiff’s address: 1 American Lane, Suite 220 Greenwich, CT 06831
Defendant's address: 12 Wolfe Dr # 12 Spring Valley NY 10977-5371
Dated: March 29, 2024
/s/Grzegorz Owsiany
Grzegorz Owsiany, Esq.
Portnoy Schneck, L.L.C.
22 Saw Mill River Rd, Ste 305
Hawthorne, NY 10532
Phone: 888/841-6574
Attorney for Plaintiff
File No. L2400644
NOTE: The law provides that:
1. If this summons is served by its delivery to you personally, you must
appear and answer within TWENTY (20) days after such service; or
2. If this summons is served by its delivery to any person other than you
personally, or by publication, or by any means other than personal delivery
to you, you are allowed THIRTY (30) days after the proof of service thereof
is filed with the Clerk of the this Court within which to appear and
answer.
22236079
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FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024
SUPREME COURT OF THE STATE OF NEW Index No.
YORK COUNTY OF ROCKLAND
COMPLAINT
Cavalry SPV I, LLC, as assignee of
Citibank, N.A.
, Plaintiff
-against-
CESAR DELGADO
12 Wolfe Dr # 12
Spring Valley NY 10977-5371
, Defendant(s).
Plaintiff, by and through its attorney, Portnoy Schneck, L.L.C.,
complaining of the Defendant(s) alleges:
1. That at all times hereinafter mentioned, Plaintiff, CAVALRY SPV I, LLC,
is a foreign limited liability company duly registered to conduct business
in the State of New York.
2. Plaintiff is not the original creditor. On or about March 24, 2022
Plaintiff, by purchase and assignment, acquired from Citibank, N.A. ,
original creditor, all right, title, and interest in the defaulted account;
account number ************4370, this is the same account number as printed
on the most recent monthly statement recording a purchase transaction last
payment, or balance transfer of Defendant(s), CESAR DELGADO . The amount
due at the time of sale by the original creditor was $3,426.93.
3. The last payment on the account was made on or about October 24, 2021 in
the amount of $300.00.
4. The account balance printed on the most recent monthly statement
recording a purchase, last payment or balance transfer was $3,094.78.
CAUSE OF ACTION
5. Plaintiff, through assignment, is the lawful owner of a consumer credit
agreement entered into by defendant(s).
6. Defendant(s) did breach the aforesaid consumer credit agreement and
Plaintiff seeks the sum of $3,426.93. Payment has been demanded by
Plaintiff but has not been made.
7. The itemization of the amount sought of $3,426.93: (I) the total amount
of the debt due as of charge off $3,426.93; (II) The total amount of
interest accrued since charge-off $.00; (III) the total amount of non-
interest charges or fees accrued since charge off $.00; (IV) the total
amount of payments and/or credits made on the debt since charge-off $.00.
A copy of the charge-off statement is annexed hereto as an exhibit.
WHEREFORE, Plaintiff demands Judgment against Defendant(s) for the sum of
$3,426.93, with costs and disbursements of this action.
Dated: March 29, 2024
/s/Grzegorz Owsiany
Grzegorz Owsiany, Esq.
Portnoy Schneck, L.L.C.
22 Saw Mill River Rd, Ste 305
Hawthorne, NY 10532
Phone: 888/841-6574
Attorney for Plaintiff
File No. L2400644
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FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024
SUPREME COURT OF THE STATE OF NEW YORK
COUNTY OF ROCKLAND
Cavalry SPV I, LLC, as assignee of Citibank, N.A. Index No.
Plaintiff/Petitioner,
-against-
Cesar Delgado
Defendant/Respondent.
NOTICE OF ELECTRONIC FILING
(Mandatory Case)
(Uniform Rule § 202.5-bb)
You have received this Notice because:
1) The Plaintiff/Petitioner, whose name is listed above, has filed this
case using the New
York State Courts E-filing system ("NYSCEF"), and
2) You are a Defendant/Respondent (a party) in this case.
! If you are represented by an attorney:
Give this Notice to your attorney. (Attorneys: see "Information for
Attorneys" pg. 2).
! If you are not represented by an attorney:
You will be served with all documents in paper and you must serve and file
your documents in paper, unless you choose to participate in e-filing.
If you choose to participate in e-filing, you must have access to a computer
and a scanner or other device to convert documents into electronic format, a
connection to the internet, and an e-mail address to receive service of
documents.
The benefits of participating in e-filing include:
! serving and filing your documents electronically
! free access to view and print your e-filed documents
! limiting your number of trips to the courthouse
! paying any court fees on-line (credit card needed)
To register for e-filing or for more information about how e-filing works:
! visit: www.nycourts.gov/efile-unrepresented or
! contact the Clerk's Office or Help Center at the court where the
case was filed. Court contact information can be found at
www.nycourthelp.gov
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FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024
Page 1 of 2 EFM-3
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FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024
To find legal information to help you represent yourself visit
www.nycourthelp.gov
Information for Attorneys
An attorney representing a party who is served with this notice must either
consent or decline consent to electronic filing and service through NYSCEF for
this case.
Attorneys registered with NYSCEF may record their consent electronically in
the manner provided at the NYSCEF site. Attorneys not registered with NYSCEF
but intending to participate in e-filing must first create a NYSCEF account
and obtain a user ID and password prior to recording their consent by going to
www.nycourts.gov/efile
Attorneys declining to consent must file with the court and serve on all
parties of record a declination of consent.
For additional information about electronic filing and to create a NYSCEF
account, visit the NYSCEF website at www.nycourts.gov/efile or contact the
NYSCEF Resource Center (phone: 646-386-3033; e-mail: efile@nycourts.gov).
Dated:March 29, 2024
Name Address
Grzegorz Owsiany, Esq. 22 Saw Mill River Rd, Ste 305
Hawthorne, NY 10532
Firm Name Phone
Portnoy Schneck, L.L.C. 888/841-6574
E-Mail
gow@splawoffice.com
To: CESAR DELGADO
12 Wolfe Dr # 12
Spring Valley NY 10977-5371
Index # Page 2 of 2 EFM-3
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Preview
FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024 CONSUMER CREDIT TRANSACTION SUPREME COURT OF THE STATE OF NEW Purchased: YORK COUNTY OF ROCKLAND Index No. Cavalry SPV I, LLC, as assignee of Citibank, N.A. , Plaintiff SUMMONS -against- Basis of venue is the residence of CESAR DELGADO defendant(s) and/or the county 12 Wolfe Dr # 12 where the transaction took place Spring Valley NY 10977-5371 , Defendant(s). To the above named Defendant(s): YOU ARE HEREBY SUMMONED and required to serve upon plaintiff’s attorney an answer to the complaint in this action within twenty days after the service of this summons, exclusive of the day of service, or within thirty days after service is complete if this summons is not personally delivered to you within the State of New York. In case of your failure to answer, judgment will be taken against you by default for the relief demanded in the complaint. Plaintiff’s address: 1 American Lane, Suite 220 Greenwich, CT 06831 Defendant's address: 12 Wolfe Dr # 12 Spring Valley NY 10977-5371 Dated: March 29, 2024 /s/Grzegorz Owsiany Grzegorz Owsiany, Esq. Portnoy Schneck, L.L.C. 22 Saw Mill River Rd, Ste 305 Hawthorne, NY 10532 Phone: 888/841-6574 Attorney for Plaintiff File No. L2400644 NOTE: The law provides that: 1. If this summons is served by its delivery to you personally, you must appear and answer within TWENTY (20) days after such service; or 2. If this summons is served by its delivery to any person other than you personally, or by publication, or by any means other than personal delivery to you, you are allowed THIRTY (30) days after the proof of service thereof is filed with the Clerk of the this Court within which to appear and answer. 22236079 1 of 5 FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024 SUPREME COURT OF THE STATE OF NEW Index No. YORK COUNTY OF ROCKLAND COMPLAINT Cavalry SPV I, LLC, as assignee of Citibank, N.A. , Plaintiff -against- CESAR DELGADO 12 Wolfe Dr # 12 Spring Valley NY 10977-5371 , Defendant(s). Plaintiff, by and through its attorney, Portnoy Schneck, L.L.C., complaining of the Defendant(s) alleges: 1. That at all times hereinafter mentioned, Plaintiff, CAVALRY SPV I, LLC, is a foreign limited liability company duly registered to conduct business in the State of New York. 2. Plaintiff is not the original creditor. On or about March 24, 2022 Plaintiff, by purchase and assignment, acquired from Citibank, N.A. , original creditor, all right, title, and interest in the defaulted account; account number ************4370, this is the same account number as printed on the most recent monthly statement recording a purchase transaction last payment, or balance transfer of Defendant(s), CESAR DELGADO . The amount due at the time of sale by the original creditor was $3,426.93. 3. The last payment on the account was made on or about October 24, 2021 in the amount of $300.00. 4. The account balance printed on the most recent monthly statement recording a purchase, last payment or balance transfer was $3,094.78. CAUSE OF ACTION 5. Plaintiff, through assignment, is the lawful owner of a consumer credit agreement entered into by defendant(s). 6. Defendant(s) did breach the aforesaid consumer credit agreement and Plaintiff seeks the sum of $3,426.93. Payment has been demanded by Plaintiff but has not been made. 7. The itemization of the amount sought of $3,426.93: (I) the total amount of the debt due as of charge off $3,426.93; (II) The total amount of interest accrued since charge-off $.00; (III) the total amount of non- interest charges or fees accrued since charge off $.00; (IV) the total amount of payments and/or credits made on the debt since charge-off $.00. A copy of the charge-off statement is annexed hereto as an exhibit. WHEREFORE, Plaintiff demands Judgment against Defendant(s) for the sum of $3,426.93, with costs and disbursements of this action. Dated: March 29, 2024 /s/Grzegorz Owsiany Grzegorz Owsiany, Esq. Portnoy Schneck, L.L.C. 22 Saw Mill River Rd, Ste 305 Hawthorne, NY 10532 Phone: 888/841-6574 Attorney for Plaintiff File No. L2400644 2 of 5 FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF ROCKLAND Cavalry SPV I, LLC, as assignee of Citibank, N.A. Index No. Plaintiff/Petitioner, -against- Cesar Delgado Defendant/Respondent. NOTICE OF ELECTRONIC FILING (Mandatory Case) (Uniform Rule § 202.5-bb) You have received this Notice because: 1) The Plaintiff/Petitioner, whose name is listed above, has filed this case using the New York State Courts E-filing system ("NYSCEF"), and 2) You are a Defendant/Respondent (a party) in this case. ! If you are represented by an attorney: Give this Notice to your attorney. (Attorneys: see "Information for Attorneys" pg. 2). ! If you are not represented by an attorney: You will be served with all documents in paper and you must serve and file your documents in paper, unless you choose to participate in e-filing. If you choose to participate in e-filing, you must have access to a computer and a scanner or other device to convert documents into electronic format, a connection to the internet, and an e-mail address to receive service of documents. The benefits of participating in e-filing include: ! serving and filing your documents electronically ! free access to view and print your e-filed documents ! limiting your number of trips to the courthouse ! paying any court fees on-line (credit card needed) To register for e-filing or for more information about how e-filing works: ! visit: www.nycourts.gov/efile-unrepresented or ! contact the Clerk's Office or Help Center at the court where the case was filed. Court contact information can be found at www.nycourthelp.gov 3 of 5 FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024 Page 1 of 2 EFM-3 4 of 5 FILED: ROCKLAND COUNTY CLERK 04/24/2024 11:27 AM INDEX NO. 032234/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/24/2024 To find legal information to help you represent yourself visit www.nycourthelp.gov Information for Attorneys An attorney representing a party who is served with this notice must either consent or decline consent to electronic filing and service through NYSCEF for this case. Attorneys registered with NYSCEF may record their consent electronically in the manner provided at the NYSCEF site. Attorneys not registered with NYSCEF but intending to participate in e-filing must first create a NYSCEF account and obtain a user ID and password prior to recording their consent by going to www.nycourts.gov/efile Attorneys declining to consent must file with the court and serve on all parties of record a declination of consent. For additional information about electronic filing and to create a NYSCEF account, visit the NYSCEF website at www.nycourts.gov/efile or contact the NYSCEF Resource Center (phone: 646-386-3033; e-mail: efile@nycourts.gov). Dated:March 29, 2024 Name Address Grzegorz Owsiany, Esq. 22 Saw Mill River Rd, Ste 305 Hawthorne, NY 10532 Firm Name Phone Portnoy Schneck, L.L.C. 888/841-6574 E-Mail gow@splawoffice.com To: CESAR DELGADO 12 Wolfe Dr # 12 Spring Valley NY 10977-5371 Index # Page 2 of 2 EFM-3 5 of 5