Preview
FILED: ORANGE COUNTY CLERK 04/17/2024 01:23 PM INDEX NO. EF003090-2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/17/2024
CONSUMER CREDIT TRANSACTION
SUPREME COURT OF THE STATE OF NEW YORK
COUNTY OF ORANGE
Midland Credit Management, Inc, Index No.:
Plaintiff, Date Purchased
vs. SUMMONS
The basis of the venue designated is
The defendant resides in the
MOHAMED KAMEL, County of Orange
Defendant. The transaction took place in the
County of Orange
To the above-named Defendant:
YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve
a copy of your answer, or, if the complaint is not served with this summons, to serve a notice of
appearance, on the Plaintiff's Attorney(s) at the address stated below within 20 days after the
service of this summons, exclusive of the day of service (or within 30 days after the service is
complete if this summons is not personally delivered to you within the State of New York); and in
case of your failure to appear or answer, judgment will be taken against you by default for the
relief demanded in the complaint.
Dated: Williamsvil .
ef
, 20 By:
MAN CH LAW GROUP, LLP
7Heath r . Johnson, Esq.
Mari Purpura, Esq.
Atto eys for Plaintiff
600 Essjay Rd., Suite 200
Williamsville, NY 14221
(833) 769-2757
Filed in Orange County 04/17/2024 01:23:37 PM $0.00 Bk: 1 of
5157 5 Pg: 891 Index: # EF003090-2024 Clerk: LC
FILED: ORANGE COUNTY CLERK 04/17/2024 01:23 PM INDEX NO. EF003090-2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/17/2024
TO: MOHAMED KAMEL
383 BULL MILL RD
CHESTÈR, NY 10918-2623
WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
WILL BE USHD FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT
COLLECTOR.
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FILED: ORANGE COUNTY CLERK 04/17/2024 01:23 PM INDEX NO. EF003090-2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/17/2024
CONSUMER CREDIT TRANSACTION
SUPREME COURT OF THE STATE OF NEW YORK
COUNTY OF ORANGE
Midland Credit ¡Management, Inc,
COMPLAINT
Plaintiff,
vs.
Index No.:
MOHAMED KAMEL,
Defendant.
Plaintiff, Midland Credit Management, Inc, by its attorneys, Mandarich Law Group, LLP,
complaining of the Defendant, MOHAMED KAMEL, alleges the following:
1. Plaintiff is a foreign limited liability company organized and existing by virtue of the laws
of Delaware, with a principal place of business located at 350 Camino De La Reina, Suite 100,
San Diego, California 92108.
2. Upon information and belief, Defendant MOHAMED KAMEL, was and is a natural person
residing at 383 BULL MILL RD , County of Orange, State of New York.
3. Plaintiff took by assignment and/or purchased, for value, all rights, title, and interest of
certain accounts, including the account identified below, which originated with CITIBANK, N.A.
(hereinafter the "Original Creditor").
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FILED: ORANGE COUNTY CLERK 04/17/2024 01:23 PM INDEX NO. EF003090-2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/17/2024
4. The chain of title is as follows:
Date of Assignor: Assignee: Account Balance at
Assignment Transfer:
(On or About):
7/28/2022 CITIBANK, N.A. Midland Credit $20,429.24
Management, Inc
5. The Original Creditor issued a consumer credit card account to the Defendant bearing an
account number ending in XXXXXXXXXXXX7874 as printed on the most recent account
statement recording a purchase transaction, payment or balance transfer (hereinafter the
"Account"), which Account is the subject of this action.
6. Defendant entered into an agreement with the Original Creditor and made purchases,
received cash, merchandise, and/or credit on the Account.
7. A copy of the Charge-Off statement for the Account is attached hereto.
8. An itemization of the Account is as follows:
Total due at charge-off: $20,429.24
Total interest accrued since charge-off: $0.00
Total non-interest charges/fees accrued since charge-off: $0.00
Total amount of payments and/or credits since charge-off: $0.00
9. The last payment on the account was made on: I1/10/2021 in the amount of $372.69.
10. The Account balance printed on the most recent Account statement provided by the
Original Creditor recording a purchase, transaction, last payment or balance transfer was
$19,479.11.
11. Defendant agreed to but failed to make payments on said Account and $20,429.24 is now
due and owing to the Plaintiff from Defendant, which amount has been demanded and remains
unpaid.
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FILED: ORANGE COUNTY CLERK 04/17/2024 01:23 PM INDEX NO. EF003090-2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 04/17/2024
12. Defendant is in default and Plaintiff, as owner of the Account, is authorized to proceed
with this action.
13. Plaintiff has suffered damages in the amount of $20,429.24, together with the costs and
disbursements incurred in this action.
14. The causes of action asserted herein are not outside of the applicable statute of limitations
for enforcing the debt.
WHEREFORE, Plaintiff, Midland Credit Management, Inc, respectfully requests judgment
against the Defendant, MOHAMED KAMEL, for the sum of $20,429.24, all costs and disbursements
of this action, with interest from the date of any judgment granted or ordered, and for such other aiMd
further relief as this Court deems just and proper.
Dated: William v lle, New Yor
, 20 By:
MAN CH LAW GROUP, LLP
Heather . Johnson, Esq.
Mariana urpura, Esq.
Attorneys for Plaintiff
600 Essjay Rd., Suite 200
Williamsville, NY 14221
(833) 769-2757
MLG-4841469
TO: MOHAMED KAMEL
383 BULL MILL RD
CHESTER, NY 10918-2623
WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT
COLLECTOR.
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