Preview
27-CV-24-5896
Filed in District Court
State of Minnesota
4/16/2024 8:00 AM
CONSUMER CREDIT CONTRACT
STATE OF MINNESOTA DISTRICT COURT
COUNTY OF HENNEPIN FOURTH JUDICIAL DISTRICT
Midland Credit Management, Inc
Plaintiff,
VS
SUMMON S
Mattu Saidu
Court File N0.
Defendant(s)
THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANT(S):
1. YOU ARE BEING SUED. Plaintiff has started a lawsuit against you. Plaintiff's
Complaint against you is attached to this Summons. Do not throw these papers away. They are official
papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the
Court and there may be no Court file number on this Summons.
2. YOU MUST REPLY WITHIN 21 DAYS TO PROTECT YOUR RIGHTS.
You must give or mail to the person who signed this Summons a written response galled an Answer
within 21 days of the date on which you received this Summons. You must send a copy of your Answer to
the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250,
Plymouth, MN 55441.
3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to
the Plaintiffs Complaint. In your Answer you must state whether you agree or disagree with each
paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the
Complaint, you must say so in your Answer.
4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN
RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If
you do not Answer within 21 days, you will lose this case. You will not get to tell your side of the story,
and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you
do not want to contest the claims stated 1n the Complaint, you do not need to respond. A Default Judgment
can then be entered against you for the relief requested 1n the Complaint
5. LEGAL ASSISTANCE. You may wish to get legal help from lawyer. If you do not
a
have a lawyer, the Court Administrator may have information about places where you can get legal
assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your
rights or you may lose the case.
MN_0101 File No: 23-100350
Page 1 of 4
27-CV-24-5896
Filed in District Court
State of Minnesota
4/16/2024 8:00 AM
6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to
participate in an alternative dispute resolution process under Rule 1 14 of the Minnesota General Rules of
Practice. You must still send your written response to the Complaint even if you expect to use alternative
means of resolving this dispute.
MESSERLI & KRAMER PA
/S/0ra4',g P. HWW #04021Q4 MN
DATE:
eSigned on 4/ l 1/2023 in Hennepin County, MN
3033 Campus Drive, Ste. 250
Plymouth, MN 55441
cc-litigation@messerlikramercom
Ph#: (763) 548-7900
Fax#: (763) 548-7922
This communication is from a debt collector and is an attempt to collect a debt. Any information
obtained will be used for that purpose.
MN_OlOl File N0:23-100350
Page 2 of 4
27-CV-24-5896
Filed in District Court
State of Minnesota
4/16/2024 8:00 AM
CONSUMER CREDIT CONTRACT
STATE OF MINNESOTA DISTRICT COURT
COUNTY OF HENNEPIN FOURTH JUDICIAL DISTRICT
Midland Credit Management, Inc
Plaintiff,
VS
C OMPLAIN T
Mattu Saidu
Court File No:
Defendant(s)
Plaintiff, Midland Credit Management, Inc, for its Complaint, states and alleges as follows:
I.
The original creditor, Comenity Capital Bank, issued credit account number
XXXXXXXXXXXXXX3497 to Defendant(s).
II.
Defendant(s) made purchases and/or received cash advances on the account.
III.
Defendant(s) is/are in default for failing to make the required payments on the account,
IV.
The last payment made on the account was received on July 05, 2021.
V.
The account was chargedoff by the original creditor on January 31, 2022, with a balance 0f
$4,857.42.
VI.
After applying post charge-off payments and or credits, if any, the balance is $4,857.42.
MN_0l0l File No: 23400350
Page 3 of 4
27-CV-24-5896
Filed in District Court
State of Minnesota
4/16/2024 8:00 AM
VII.
Plaintiff purchased the account on February 22, 2022, and is attempting to collect on the debt.
VIII.
Plaintiff owns the account as successor in interest to Comenity Capital Bank
(OVERSTOCKCOM).
WHEREFORE, Plaintiff demands judgment against Defendant(s) for the amount of $4,857.42
for a total amount of $4,857.42, plus Plaintiffs costs and disbursements herein, and for such other and
further relief as the court may deem just and equitable.
MESSERLI & KRAMER PA
/S/Ora42g P. HWLe/ryow, #0402144 MN
DATE:
eSigned on 4/1 1/2023 in Hennepin County, MN
3033 Campus Drive, Ste. 250
Plymouth, MN 55441
cc-litigation@messerlikramercom
Ph#: (763) 548-7900
Fax#: (763) 548-7922
ACKNOWLEDGMENT
The Plaintiff, by their attorneys, acknowledge that sanctions may be imposed pursuant to
Minnesota Statutes section 549.21 l.
MESSERLI & KRAMER PA
/S/Ora/i,g P. HWLe/rwvxx, #0402194 MN
DATE:
eSigned on 4/11/2023 in Hennepin County, MN
3033 Campus Drive, Ste. 250
Plymouth, MN 55441
cc-litigation@messerlikramercom
Ph#: (763) 548-7900
Fax#: (763) 548-7922
MN"0101 File No: 23-100350
Page 4 of 4
Preview
27-CV-24-5896 Filed in District Court State of Minnesota 4/16/2024 8:00 AM CONSUMER CREDIT CONTRACT STATE OF MINNESOTA DISTRICT COURT COUNTY OF HENNEPIN FOURTH JUDICIAL DISTRICT Midland Credit Management, Inc Plaintiff, VS SUMMON S Mattu Saidu Court File N0. Defendant(s) THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANT(S): 1. YOU ARE BEING SUED. Plaintiff has started a lawsuit against you. Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no Court file number on this Summons. 2. YOU MUST REPLY WITHIN 21 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response galled an Answer within 21 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiffs Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 21 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated 1n the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested 1n the Complaint 5. LEGAL ASSISTANCE. You may wish to get legal help from lawyer. If you do not a have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. MN_0101 File No: 23-100350 Page 1 of 4 27-CV-24-5896 Filed in District Court State of Minnesota 4/16/2024 8:00 AM 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 1 14 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. MESSERLI & KRAMER PA /S/0ra4',g P. HWW #04021Q4 MN DATE: eSigned on 4/ l 1/2023 in Hennepin County, MN 3033 Campus Drive, Ste. 250 Plymouth, MN 55441 cc-litigation@messerlikramercom Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. MN_OlOl File N0:23-100350 Page 2 of 4 27-CV-24-5896 Filed in District Court State of Minnesota 4/16/2024 8:00 AM CONSUMER CREDIT CONTRACT STATE OF MINNESOTA DISTRICT COURT COUNTY OF HENNEPIN FOURTH JUDICIAL DISTRICT Midland Credit Management, Inc Plaintiff, VS C OMPLAIN T Mattu Saidu Court File No: Defendant(s) Plaintiff, Midland Credit Management, Inc, for its Complaint, states and alleges as follows: I. The original creditor, Comenity Capital Bank, issued credit account number XXXXXXXXXXXXXX3497 to Defendant(s). II. Defendant(s) made purchases and/or received cash advances on the account. III. Defendant(s) is/are in default for failing to make the required payments on the account, IV. The last payment made on the account was received on July 05, 2021. V. The account was chargedoff by the original creditor on January 31, 2022, with a balance 0f $4,857.42. VI. After applying post charge-off payments and or credits, if any, the balance is $4,857.42. MN_0l0l File No: 23400350 Page 3 of 4 27-CV-24-5896 Filed in District Court State of Minnesota 4/16/2024 8:00 AM VII. Plaintiff purchased the account on February 22, 2022, and is attempting to collect on the debt. VIII. Plaintiff owns the account as successor in interest to Comenity Capital Bank (OVERSTOCKCOM). WHEREFORE, Plaintiff demands judgment against Defendant(s) for the amount of $4,857.42 for a total amount of $4,857.42, plus Plaintiffs costs and disbursements herein, and for such other and further relief as the court may deem just and equitable. MESSERLI & KRAMER PA /S/Ora42g P. HWLe/ryow, #0402144 MN DATE: eSigned on 4/1 1/2023 in Hennepin County, MN 3033 Campus Drive, Ste. 250 Plymouth, MN 55441 cc-litigation@messerlikramercom Ph#: (763) 548-7900 Fax#: (763) 548-7922 ACKNOWLEDGMENT The Plaintiff, by their attorneys, acknowledge that sanctions may be imposed pursuant to Minnesota Statutes section 549.21 l. MESSERLI & KRAMER PA /S/Ora/i,g P. HWLe/rwvxx, #0402194 MN DATE: eSigned on 4/11/2023 in Hennepin County, MN 3033 Campus Drive, Ste. 250 Plymouth, MN 55441 cc-litigation@messerlikramercom Ph#: (763) 548-7900 Fax#: (763) 548-7922 MN"0101 File No: 23-100350 Page 4 of 4